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Truma

Takes

Over

the

World

of

RV

heat

and

hot

water

at

least

Feb

James

RV

Tips

Score

one

for

RV

consumers

What

do

I

mean

by

that

Well

back

at

the

RVIA

show

we

made

a

video

introducing

people

to

Truma

the

company

and

the

products

One

year

later

in

we

couldnt

swing

a

cat

on

the

show

floor

without

hitting

a

Trumaequipped

rig

We

have

a

cat

Dont

swing

cats

The

reason

Truma

has

been

able

to

grow

like

this

is

because

we

as

RV

consumers

have

been

pulling

the

product

through

the

supply

chain

into

the

market

Basically

RV

manufacturers

told

Truma

Your

products

are

too

expensive

Consumers

want

cheap

crap

Truma

didnt

believe

them

did

their

own

research

got

a

foot

in

the

door

and

the

RV

buying

public

is

doing

the

rest

Hear

it

straight

from

the

CEOs

mouth

Your

browser

does

not

currently

recognize

any

of

the

video

formats

available

Click

here

to

visit

our

frequently

asked

questions

about

video

Almost

every

RV

buyer

complains

at

some

point

about

cheap

components

and

shoddy

quality

I

like

this

video

because

it

shows

that

sometimes

someone

gets

it

right

What

manufacturers

used

to

see

as

a

liability

eg

a

more

expensive

water

heater

or

furnace

is

now

seen

as

a

quality

feature

that

sets

their

models

apart

Its

episodes

like

this

that

will

change

the

industry

for

the

better

one

component

at

a

time

In

the

video

youll

see

us

running

around

highlighting

different

rigs

that

contain

a

Truma

product

Heres

a

list

of

the

ones

we

saw

at

the

show

that

contain

either

a

Truma

Combi

furnace

and

water

heater

combo

or

the

Truma

AquaGo

tankless

hybrid

water

heater

Airstream

BaseCamp

Coachman

Galleria

Coachman

CrossfFit

Dynamax

REV

Dynamax

Isata

Dynamax

Isata

Forest

River

Berkshire

All

Forest

River

Legacy

All

Forest

River

Charleston

All

Forest

River

SunseekerForester

All

Ford

Transit

Hymer

Aktiv

Leisure

Travel

Vans

All

Option

on

Wonder

Pleasure

Way

All

models

Fleetwood

Discovery

All

Holiday

Rambler

Endevour

All

Winnebago

Travato

All

Winnebago

Era

All

Winnebago

Paseo

Winnebago

ViewNavion

Winnebago

Aspect

Winnebago

Via

Winnebago

Forza

Taxa

Cricket

We

fully

expect

this

list

will

have

grown

by

next

year

After

all

nobody

uses

a

phone

from

the

anymore

we

shouldnt

have

to

settle

for

technology

in

our

RV

water

heaters

either

Cheers

tweet

The

ProMaster

Second

Alternator

Skid

Plate

Version

The

Flatpack

Grill

so

small

were

out

of

excuses

James

James

is

a

former

rocket

scientist

a

USA

Cycling

certified

coach

and

lifelong

fitness

buff

When

hes

not

driving

the

RV

or

modifying

the

RV

or

that

one

time

doing

both

at

once

you

can

find

him

racing

bicycles

or

building

furniture

or

making

music

In

his

spare

time

he

works

for

a

large

IT

company

thoughts

on

Truma

Takes

Over

the

World

of

RV

heat

and

hot

water

at

least

David

Friedberg

April

at

am

After

months

of

issues

comfort

and

operation

with

our

factory

installed

Atwood

ondemand

water

heater

on

our

Berkshire

XLT

we

decided

we

MUST

get

it

replaced

We

did

We

had

the

Truma

AquaGo

Comfort

installed

and

OMG

its

GREAT

How

amazing

to

turn

on

your

faucet

and

have

hot

water

within

seconds

Yes

I

said

seconds

The

Truma

AquaGo

Comfort

produces

hot

water

faster

than

I

get

at

home

My

grown

kids

will

again

now

travel

with

us

on

our

RVthe

grandchildren

always

would

but

we

had

to

shower

them

in

bathhouses

because

our

Atwood

ondemand

was

Reply

Robert

Barbour

March

at

pm

I

may

have

been

one

of

the

first

retail

customers

in

the

US

of

the

Truma

AquaGo

I

bought

it

because

the

wife

wanted

to

take

minute

showers

I

installed

it

in

a

Trailmanor

and

we

got

hot

water

in

about

seconds

to

the

faucet

from

a

cold

start

We

are

back

in

the

market

again

for

a

motorhome

and

we

will

not

buy

one

that

does

not

have

it

I

posted

on

every

forum

that

I

visited

about

how

happy

I

was

with

it

so

I

think

I

helped

get

the

word

out

like

you

didbut

Stefany

March

at

pm

minute

showers

lol

Your

wife

rocks

Reply

Kelvin

March

at

pm

I

had

a

Truma

AquaGo

installed

in

my

Airstream

Classic

trailer

It

replaced

the

Atwood

gal

water

heater

When

we

picked

up

the

trailer

from

the

installer

we

only

had

one

night

to

use

it

before

winterizing

Reading

the

documentation

Truma

limits

the

water

temperature

to

From

my

limited

use

I

wish

the

temperature

was

set

about

higher

to

make

up

for

longer

water

runs

and

cold

weather

Maybe

when

I

use

it

during

the

Spring

and

Summer

will

be

enough

Love

the

simple

winterization

and

not

having

to

heat

up

gallons

of

James

Post

author

March

at

pm

You

may

want

to

call

Truma

customer

support

to

see

if

there

is

a

way

to

override

and

change

the

high

water

temp

Theyre

very

helpful

I

suspect

youll

do

better

at

altitude

as

well

weve

never

had

any

trouble

with

our

Combi

at

altitude

Matt

February

at

am

Hi

James

when

I

checked

the

Reimo

website

it

is

something

like

your

Camping

World

in

Germany

in

english

they

would

not

list

any

Truma

components

When

I

do

it

in

German

you

get

everything

you

want

And

if

you

go

to

the

Truma

website

in

German

you

also

get

a

list

of

everything

they

have

httpswwwtrumacomdedeheizsystemeuebersichtheizsystemephp

And

if

you

get

this

book

which

just

got

finished

in

English

and

is

the

bible

if

you

want

to

build

a

Motorhome

all

by

yourself

Ulrich

is

describing

in

detail

how

he

did

it

on

over

pages

and

drawings

and

photos

and

installing

a

heating

system

is

also

in

it

httpswwwselfbuildmotorhomecom

Keep

up

the

great

work

all

the

best

Matt

James

Post

author

February

at

am

More

reasons

to

learn

German

Thanks

Matt

David

February

at

am

James

absolutely

spot

on

with

the

quality

comments

and

the

Truma

Combi

unit

is

outstanding

Thanks

for

your

review

and

keep

it

going

The

industry

needs

the

nudge

you

provide

Richard

Kilbride

February

at

am

Here

in

the

UK

EBay

have

the

truma

boilers

listed

in

all

their

guises

So

they

can

be

had

I

dont

know

about

diesel

truma

units

My

van

has

a

webasto

blow

heater

that

is

diesel

powered

and

super

efficient

they

do

a

combined

unit

to

heat

the

water

too

like

a

truma

combi

Its

the

webasto

dualtop

I

asked

a

guy

from

webasto

at

a

show

a

couple

of

years

ago

about

servicing

the

unit

He

said

just

run

it

needs

no

maintenance

They

are

fairly

noisy

on

start

up

though

Reply

Mike

Quirk

February

at

pm

Jame

We

have

a

Is

it

possible

to

replace

current

hot

water

and

heater

system

with

the

Truma

if

so

how

much

do

you

think

system

and

labor

would

run

James

Post

author

February

at

pm

Well

I

dont

want

to

tell

you

anything

is

impossible

but

Its

something

far

more

difficult

than

I

would

attempt

And

Ive

rebuilt

an

entire

motorhome

If

you

could

even

find

anyone

to

do

it

It

would

cost

thousands

and

thousands

of

dollars

Also

Truma

doesnt

sell

the

Combi

in

the

aftermarket

They

just

dont

Sorry

for

the

bad

news

Ulf

Bylin

February

at

pm

James

even

though

Truma

said

they

do

not

sell

directly

to

American

customers

your

viewers

could

probably

import

a

unit

from

Britain

The

german

company

Reimo

reimocomen

lists

Trumas

but

will

not

export

themself

I

have

a

Truma

CP

plus

in

my

year

old

RV

a

small

class

A

but

would

have

gone

with

an

Alde

Compact

had

I

the

choice

Alde

works

like

home

heating

with

fluids

in

radiators

they

are

also

a

Swedish

company

I

really

like

your

yuotubes

on

rv

life

even

though

my

rv

life

is

in

Sweden

and

hopefully

soon

Europe

Sincerely

Ulf

Bylin

Sweden

Ps

Please

feel

free

to

edit

my

post

James

Post

author

February

at

pm

No

editing

necessary

Glad

to

have

Sweden

represented

here

on

The

Fit

RV

Interesting

idea

to

import

from

the

UK

Perhaps

someone

will

try

it

and

let

us

know

Can

you

get

the

dieselfired

Truma

units

over

there

Ted

February

at

pm

If

you

were

to

go

Full

Time

in

the

future

the

rig

this

couple

put

together

looks

like

something

to

consider

WARNING

drool

worthy

features

on

display

They

bought

a

military

truck

chassis

cheap

on

httpwwwgovplanetcom

Then

had

their

living

space

built

and

mounted

by

GXV

httpglobalxvehiclescom

I

know

expedition

vehicles

are

typically

pricey

but

Im

wondering

how

much

they

saved

buying

the

chassis

used

for

a

few

thousand

at

auction

James

Post

author

February

at

am

Interesting

stuff

I

dont

know

anything

about

the

pricing

on

those

but

I

have

to

imagine

the

chassis

at

auction

is

something

the

builders

encounter

a

lot

Who

knows

it

may

be

factored

into

their

pricing

already

Ted

February

at

am

Their

website

is

crammed

with

lots

of

extra

details

httptwoifoverlandcom

They

are

a

bit

cagey

on

how

much

they

spent

But

they

claim

a

rig

can

be

well

outfitted

for

less

than

and

up

to

a

million

if

you

go

crazy

To

go

this

route

youd

have

to

PROMISE

Stef

NOT

to

do

anything

like

this

James

Post

author

February

at

pm

OK

but

that

looks

like

fun

David

February

at

am

Let

me

ask

you

considering

Lance

has

a

few

yeas

on

it

are

you

considering

a

replacement

And

would

you

go

back

to

a

diesel

rig

James

Post

author

February

at

am

Currently

we

have

no

plans

to

replace

Lance

If

we

were

to

replace

him

though

the

whole

gas

vs

diesel

is

a

non

issue

for

us

At

least

in

a

Class

B

We

would

probably

prefer

to

stick

with

the

ProMaster

chassis

just

because

we

like

the

way

it

handles

so

much

One

thing

that

could

swing

us

back

to

diesel

would

be

if

we

could

get

one

of

the

diesel

powered

Truma

units

or

something

similar

from

Espar

or

Webasto

in

the

rig

That

would

completely

eliminate

the

propane

for

us

Not

that

we

dont

love

the

Truma

unit

we

have

but

it

would

be

nice

to

have

the

Truma

AND

to

be

free

from

propane

Andy

Kim

February

at

pm

Nothing

is

better

than

a

new

mouse

trap

Since

you

have

extensively

worked

with

both

the

old

and

new

technologies

what

observations

do

you

have

about

energy

savings

propane

and

electric

with

the

Truma

Andy

Kim

James

Post

author

February

at

am

For

me

to

have

done

a

real

comparison

I

would

have

had

to

have

made

some

readings

on

our

old

rig

which

sadly

I

didnt

But

anecdotally

I

can

say

we

get

three

solid

days

of

heat

and

hot

water

in

subfreezing

temperatures

from

what

seems

to

be

an

undersized

propane

tank

using

the

Truma

Also

the

Truma

is

the

only

RV

furnace

Ive

ever

seen

that

actually

condenses

moisture

out

of

the

fuel

Thats

similar

to

very

highefficiency

appliances

that

you

might

see

in

a

home

Beyond

that

its

just

comfort

B O O O O O B I O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O B I O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B I O O O O O O O B O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O B O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Spirits Classes Spirits tastings for all levels of connoisseur Our Spirits classes offer courses for all levels We have classes for connoisseurs and others for beginners who are simply curious to learn more Led by our team of inhouse spirits experts You will walk away with both a pronounced appreciation for Whiskey Tequila Mezcal Rum Brandy and Wine and a light skip in your step after one of these fun and dynamic courses All classes are held upstairs in our private tasting room The space has been designed specifically for these classes and all details have been considered A long 16 black walnut tasting table wireless microphone projection screen soundproof curtains and a separate PA system Tastings start on time so please arrive early to avoid any interruption Classes are also available for private parties of any size To inquire about booking a class for your group contact Nicole at 2127253860 or email NicoleGoodnightGroupnyc View Upcoming Classes WHISKEY 101 Tuesday January 8th 700pm Our most popular class to date This class gives you an overview of the various styles of whiskey including Bourbon Rye Scotch Irish and other international marks You will nose taste and evaluate a diverse selection of whiskey Selections Old Weller Reserve Bourbon Woodford Reserve Rye Slane Triple Casked Irish Yamazaki 12 Macallan 15 Fine Oak Ardbeg Grooves Signature cocktail six whiskeys and light appetizers provided Price 85 per person tax CLASS LOCATION The Flatiron Room 37 West 26th Street BUY TICKETS LUXURY WHISKEYS Saturday January 12th 600pm This class features six luxury whiskeys We consider them single ingredient cocktails meant to be sipped and savored as they are You will learn how to nose taste and appreciate fine whiskey and what makes each expression so unique This class is a treat for those looking for something a bit more special Selections Orphan Barrel 25yr Entrapment Kentucky Owl Rye Auchentoshan 17 by Cadenhead Blackadder Black Snake Sherry 115p Bunnahabhain Moine Bordeaux Cask Highland Park Valkyrie Signature cocktail six whiskeys and light appetizers provided Price 125 per person tax CLASS LOCATION The Flatiron Room 37West 26th Street VERY OLD SCOTCH SOLD OUT Saturday January 12th 600pm Vintage liquors also known as dusties are increasingly being appreciated for their distinct flavor profiles Like wine bottled spirits can change with age and develop complex new aromatics flavors and textures This tasting is a unique opportunity to sample some of the rarest whiskies in our collection In this class you will learn more about these old spirits and what makes them so special Selections Haig Haig Pinch 12yr circa 1970s 43 House of Lords William Whiteley Co circa 1970s 43 Ambassador Royal 12yr circa 1960s 43 Hedges Butler Royal circa 1960s 43 Ambassador 25yr circa 1950s 43 John Begg Blue Cap circa 1930s 434 Limited to 20 guests only Price 195 per person tax CLASS LOCATION Fine and Rare 9 East 37th Street BUY TICKETS WHISKY CHEESE SOLD OUT Saturday January 19th 600pm Jordan Zimmerman former Murrays Cheese Education Manager will expertly guide you through this mouthwatering pairing class and you will learn how to pair fine Scotches with artisanal cheeses You will nose and taste the following selections Fromager daffinois Teelings Small Batch Irish Whisky Young Goat Gouda Michters Unblended American Tarantaise Dalmore 12 Year Maggies Round Jura 18 Year Old Signature cocktail four whiskeys and light appetizers provided Price 85 per person tax CLASS LOCATION The Flatiron Room 37 West 26th Street BUY TICKETS WHISKEY 101 Saturday January 19th 600pm Our most popular class to date This class gives you an overview of the various styles of whiskey including Bourbon Rye Scotch Irish and other international marks You will nose taste and evaluate a diverse selection of whiskey Selections Buffalo Trace Bourbon Woodford Straight Rye Nobushi Japanese Whiskey Balvenie 14 Caribbean Cask Bruichladdich Classic Laddie Scottish Barley Paul John Bold Peated Signature cocktail six whiskeys and light appetizers provided Price 85 per person tax CLASS LOCATION Fine and Rare 9 East 37th Street BUY TICKETS LUXURY WHISKEYS SOLD OUT Saturday January 26th 600pm This class features six luxury whiskeys We consider them single ingredient cocktails meant to be sipped and savored as they are You will learn how to nose taste and appreciate fine whiskey and what makes each expression so unique This class is a treat for those looking for something a bit more special Signature cocktail six whiskeys and light appetizers provided Price 125 per person tax CLASS LOCATION Fine and Rare 9 East 37th Street WHISKEY 101 SOLD OUT Saturday February 2nd 600pm Our most popular class to date This class gives you an overview of the various styles of whiskey including Bourbon Rye Scotch Irish and other international marks You will nose taste and evaluate a diverse selection of whiskey Signature cocktail six whiskeys and light appetizers provided Price 85 per person tax CLASS LOCATION The Flatiron Room 37 West 26th Street BUY TICKETS WHISKY CHEESE SOLD OUT Saturday February 9th 600pm Jordan Zimmerman former Murrays Cheese Education Manager will expertly guide you through this mouthwatering pairing class and you will learn how to pair fine Scotches with artisanal cheeses You will nose and taste the following selections Fromager daffinois Teelings Small Batch Irish Whisky Young Goat Gouda Michters Unblended American Tarantaise Dalmore 12 Year Maggies Round Jura 18 Year Old Signature cocktail six whiskies and light appetizers provided Price 85 per person tax CLASS LOCATION Fine and Rare 9 East 37th Street LUXURY WHISKEYS SOLD OUT Saturday February 16th 600pm This class features six luxury whiskeys We consider them single ingredient cocktails meant to be sipped and savored as they are You will learn how to nose taste and appreciate fine whiskey and what makes each expression so unique This class is a treat for those looking for something a bit more special Signature cocktail six whiskeys and light appetizers provided Price 125 per person tax CLASS LOCATION The Flatiron Room 37 West 26th Street BUY TICKETS WHISKEY 101 SOLD OUT Saturday February 23rd 600pm Our most popular class to date This class gives you an overview of the various styles of whiskey including Bourbon Rye Scotch Irish and other international marks You will nose taste and evaluate a diverse selection of whiskey Signature cocktail six whiskies and light appetizers provided Price 85 per person tax CLASS LOCATION Fine and Rare 9 East 37th Street PAYMENT REFUND AND TICKET TRANSFERRAL POLICIES To register for any class at The Flatiron Room payment in full is required at the time of registration Credit may be issued for a future class you can also transfer your ticket to a third person by notifying us in writing at least 7 days prior to class date by emailing NicoleGoodnightGroupnyc In case you want to transfer your space in the class to a third person include the name of your substitute Please note we do not issue refunds Connect with Fine Rare on Instagram Connect with Fine Rare on Facebook Connect with Fine Rare on Twitter Fine Rare

B I O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


You are here Recipes Desserts Sweet treats Cookies Brownies Bars Quick and Easy Italian Pistachio Cookies March 5 2015 Quick and Easy Italian Pistachio Cookies Pin No compatible source was found for this media Report this ad The easiest and most delicious Italian Pistachio Cookies ever Soft and a little fudgy in the center with crunchy pistachios on the outside these cookies are ready in under 30 minutes Make sure to double the recipe because these babies disappear FAST Updated December 2017 I havent always been a fan of pistachios In fact you could say that I used to hate them which would be much closer to the truth But now I cant get enough of them So what changed One fine summer morning summer in the southern hemisphere six years ago almost to the day I was introduced to a little cookie that blew me away with first impressions And changed my mind The meeting was far too brief for my liking and I never got its name but the memory of it lingered Eventually I will return to that meeting Italian Pistachio Cookies because something this alluring has got to be European right All kidding aside they actually are Italian cookies as you may find them named elsewhere on the Internet It was February 2009 My aunt wanted to show me Little Italy in Haberfield Sydney where she was going to get herself some Olives and few other deli items So I went along She took me to a little Italian bakery the name of which I can not remember unfortunately along Ramsay street where I found all kinds of colourful and positively delicious looking Italian sweet treats I just wanted to get a Rum Baba but my aunt also got me some Pistachio cookies and Cannolis And then we went to a place called Pasticceria Papa and got a big If those exotic sounding words havent already convinced you let me say it again Those were little pieces of heaven in my mouth Those cannolis are still the best Ive ever had the Rum Baba tasted amazing and the cheesecake was the creamiest Ricotta cheesecake Ive had so far But the star was undoubtedly and surprisingly those soft slightly fudgy chewy Italian Pistachio cookies They had lovely crunchy pistachios on the outside and a soft center I could have eaten them all day As long as I was living in Sydney I was able to catch a bus ride to Little Italy and get some of those cookies But when I moved North along the coastline a couple of years later I had to find a way to recreate them I developed the recipe over several years and tried numerous batches before I got something that was very close to what I had first had in Sydney And its so easy You only need 4 ingredients Pistachios Almonds Sugar and Egg whites and no flour and no butter It takes less than 30 minutes from start to end I hope you like it just as much as I do The trick to baking these perfect Italian Pistachio Cookies is the baking time You only want to bake these cookies until the bottom of the cookie is just lightly browned You dont want the top of the cookie to brown too much only the edges because then these arent going to be too soft in the middle The baking time depends on the shape and size of the cookies If you make cookies that are about 1 12 inches in diameter then they will need about 15 17 minutes in the oven If you make cookies that are about 1 inch in diameter they only require 10 12 minutes I like to make crescent shaped cookies as well When I make these Italian Pistachio Cookies in a crescent shape I first make a 1 12 inch cookie ball and then shape into a crescent shape These will be ready after baking for about 12 minutes Because of the shape of these cookies they take a shorter time to bake than their ball counterpart For this recipe I made 1 inch round cookies and crescent cookies made with 1 12 inch rounds So that the baking time is the same for both If you love Pistachios this is the cookie for you However even if your not a fan you should still try them Because these cookies are what turned me to the green side Besides they are so easy to make why not give them a try Soft in the center a little fudgy not too sweet and dairy and glutenfree I always make a double batch because trust me they are not going to last very long So my advice is make a double batch secretly and then pretend like you only made one You wont be sorry As long as no one discovers your secret stash at least If they do you dont know me and you never read this Italian Pistachio Cookies Prep Time 7 minutes Cook Time 15 minutes Total Time 22 minutes Servings 26 Author Dini from The Flavor Bender Ingredients 8 oz 226 g another 17 oz 75 g raw pistachios 48 oz 135 g sugar 48 oz 135 g blanched sliced almonds 26 oz 7475 g egg whites about 2 egg whites but measure out to make sure 12 tsp vanilla optional Confectioners sugar to dust on top optional Instructions Preheat oven to 165C 325F Line a baking tray with parchment paper In a food processor combine the first measure of pistachios almonds and the sugar Process until the nuts are ground with no large chunks left Transfer the ground nuts and sugar into a clean dry bowl Mix in the measured egg whites and vanilla if using this is optional with the ground nuts and sugar and mix with a wooden spoon until you get a slightly sticky ball of dough You will need to mix well to make sure the dough comes together If needed add extra egg whites 1 tsp at a time Chop the extra 75 g of pistachios into smaller coarse pieces and set aside Round cookies Using a cookie scoop or wet hands portion out the cookie dough to make round cookies with a diameter of about 1 inch and roll each one in the coarsely chopped pistachio nuts Place these cookies on a prepared cookie baking tray and flatten them slightly Crescent cookies Using a cookie scoop or wet hands portion out the cookie dough with a diameter of 15 inches to make the crescent cookies Roll this dough ball into slender cylindrical shape and then shape it again into a crescent Dip the top of the cookie in the coarsely chopped pistachio nuts Place these cookies on a prepared cookie baking tray nut side up Bake them in the preheated oven for about 10 12 minutes until they just start to turn brown at the edges Remove from the oven and let them cool down completely The cookies will be soft when warm so they must be cooled down before being moved Dust them with some icing sugar confectioners sugar optional This recipe makes 23 26 cookies and you can keep them in an airtight container for a few days If you liked this quick and easy Italian pistachio cookies recipe dont forget to subscribe for new and free recipes and updates by entering your email address below and get all these recipes delivered straight to your inbox You can also visit me on FACEBOOK TWITTER INSTAGRAM PINTEREST and GOOGLEPLUS too I love sharing pictures of recipes to come on the blog plus other awesome recipes I find out there that I want to try So I hope you do stop by and say hi Categories Cookies Tags Biscuits Pistachios Thai Green Curry Roast Chicken Chocolate Peanut Cake 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O O O O O O O O O O O O O B I I O O O O O O B I I O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O B I I B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


FilmTheForgeStudioscom VIP Film Summit EVENT Film Trooper Podcast Watch The Forge Studios Projects on The Fantasy Network The Fellows Hip Rise of the Gamers During their quest to become Lord of the Ring video game champs a group of geeks become a true fellowship and learns that theres a little bit of geekand heroin all of us The Rangers A Shadow Rising In this epic tale of good vs evil Brander Noke Wolf and his band of elite Rangers pick up the trail of mysterious events and begin to investigate The Rangers Drustan Chronicles Drustan Lorne an elite Kings Ranger in Adrasil hunts the orcs who take his daughter prisoner STREAM STREAM The Rangers The Courier Long have the Shards of the Bloodstone been hidden in the land of Adrasil And long has The Shadow Prince sent out his Couriers to seek them The Rangers Furies There are so few Rangers guarding the realm these days and new recruits have become hard to find Wearing the badge almost seems to call danger from the underworld The Rangers Sons of Throi 1 Just to the west of the Borderlands lies the province of Throi where brigands are on the prowl Atherion the youngest Captain in the ranks must rise to the challenge set before him Outlawed Faith TRAILER In a steampunk universe on a deadend back water world an orphaned boy and his sisters one of which is a mystic Seer try to escape from the sway of their megalomaniac uncle by seeking out the help of a reformed gunslinger WATCH HERE ON FACEBOOK Star Wars Extraction Desperate to gain an advantage against the forces of the Empire The Rebel Alliance sends in a team to find the location of the Empires secret base A single pilot managed to get away he may hold the fate of the Rebellion in his hands WATCH HERE ON FACEBOOK Cest La Guerre War betrays us all The heroic idea of war is a childhood dream as these men learn the harsh and brutal betrayals of war Members of the 82nd Airborne are joined by members of the 29th Infantry along with French Partisans to save a young french girl Melisandre in this tale of harsh realities Vengeance A Larp Comedy LARP is near and dear to our hearts here at The Forge but sometimes we take ourselves a little too seriously Together with the Film Program and Cheryl Rhoads Acting Classes we delve into the realm of VENGEANCE Hell on Earth TRAILER In a postapocalyptic world two survivors learn that when Hell is unleashed on the Earth sometimes you must fight back WATCH HERE ON FACEBOOK The Rangers Sons of Throi 2 TRAILER Trouble is brewing in the Northwestern province of Throi and the Rangers must rise to meet the new challenge COMING SOON Office Antics LAUGH Battle of the beats Ron VS Skip The Mark Scientists have identified the Genesis Gene in the DNA of a select few Marks The rich and powerful are harvesting the blood of these people to manufacture themselves a fountain of youth The underground hunts themuntil one learns more ON FACEBOOK Skip as Crom LAUGH PS Please dont kill us Mr Schwarzenegger we are big fans Made in the USA The 30 Day Journey Josh has given a voice to the Made in America movement and many have rallied to his call of discovery Josh asks the haunting question We are willing to DIE for our country but are we willing to BUY for it Genre Wars 1 Genre Wars Short Film Competition Chapter 1 We begin our series with the Modern Day Mercenaries vs Fantasy on the planet Kabathan Genre Wars 3 Genre Wars Short Film Competition Chapter 3 We continue our story as the Vamps take on the Warrior Clan The Rangers Bow Get your Ranger Bow from The Rangers Film today The Rangers Combat Card Game Play as the Forces of Light or the Creatures of Darkness Decide the fate of the world of Adrasil in this fun fast and strategic Combat Card GameThe Rangers The Rangers A Shadow Rising Music from the Motion Picture Dan Rebeiz

O O O O O O O O O O B I O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


computer file redirected from Electronic file Also found in Thesaurus Encyclopedia Related to Electronic file electronic file cabinet Electronic file sharing Thesaurus Antonyms Words Synonyms Legend Switch to new thesaurus Noun 1 computer file computer science a file maintained in computerreadable form computer science computing the branch of engineering science that studies with the aid of computers computable processes and structures data file file a set of related records either written or electronic kept together backup file computer science a computer file dedicated to storing and updating computer backups binary file computer science a computer file containing machinereadable information that must be read by an application characters use all 8 bits of each byte main file master file computer science a computer file that is used as the authority in a given job and that is relatively permanent disk file computer science a computer file stored on a magnetic disk and identified by a unique label detail file transaction file computer science a computer file containing relatively transient data about a particular data processing task input data input file computer science a computer file that contains data that serve as input to a device or program output file computer science a computer file that contains data that are the output of a device or program readonly file computer science a file that you can read but can not change text file document computer science a computer file that contains text and possibly formatting instructions using sevenbit ASCII characters Based on WordNet 30 Farlex clipart collection 20032012 Princeton University Farlex Inc Want to thank TFD for its existence Tell a friend about us add a link to this page or visit the webmasters page for free fun content Link to this page Flashcards Bookmarks Please log in or register to use Flashcards and Bookmarks You can also log in with TheFreeDictionary presents Write what you mean clearly and correctly Mentioned in ASCII text file attachment back back down back on to back out back up backbite backbiting backbone backbreaking backdate backer backhand backlog backnumber backpack backpacker backpacking References in periodicals archive Contract notice Implementation of an electronic file management system eacts Implementation Of An Electronic File Management System eacts If this is you now is the time to write an electronic file policy Converting from paper to electronic files Jo Ann Cummings product manager of ProSystem fx TaxFirst a CCH product describes the process The vendor should verify that all entries required by the states and the federal government are present we then create the electronic file transmit the return and assure that acknowledgments showing the return was received are received back in a timely manner Ask FERF about tax return efiling for corporations What Id rather have is the taxpayer bringing us an electronic file of their income he says Brave new efiling world ready or not its here to stay The folders transactions within an electronic file are ordered chronologically The DOMEA concept from project to practice DOMEA has become a standard for document management and electronic archiving in Germanys federal municipal and state administrations Setting Standards Net in conjunction with its other litigation support services such as image scanning electronic file conversion OCR and coding LITIGATION TEAMS REMOTELY ACCESS CASE DOCUMENTS The American Institute of CPAs auditing standards board has recognized that audit evidence that previously existed primarily in documentary form often exists now in the form of electronic file images New SAS likely to affect all auditors The goal of the paperless project was to implement an electronic filing and retrieval system that addressed all these issues by indexing and storing documents as images in an organized centralized and easytoaccess electronic file cabinet Venturing into a paperless office Elton Mayfield has found that having one electronic file for many people is efficient Defying physical laws com the leading provider of ondemand secure file transfer solutions for enterprise users announced today availability of new features that enable broader tracking and reporting capabilities for electronic file transfers in response to customers increasing needs to document conformance with security and compliance requirements Accellion Helps Customers Document Conformance with Security and Compliance Requirements for Electronic File Transfers One aspect of preparer control is to make certain the tax return software accurately and correctly transfers all credits and prepayments to both the printed tax forms and into the electronic file format Electronic filing a case study Louis and San Francisco has deployed Accellion Courier Secure File Transfer Appliance SFTA to meet its users counsel and clients secure electronic file transfer needs Foley Mansfield PLLP a national law firm has deployed Accellion Courier Secure File Transfer Appliance SFTA More results Dictionary browser Electronegative electronegativity electroneurolysis electroneutral electronic electronic attack electronic balance electronic banking electronic bulletin board electronic cigarette electronic communication electronic computer electronic configuration electronic converter electronic countercountermeasures electronic countermeasures electronic data processing electronic database electronic deception electronic device electronic dictionary electronic editing electronic equipment electronic fetal monitor electronic fetal monitoring Electronic file electronic file cabinet electronic flash electronic flight information systems electronic foetal monitor electronic footprint electronic funds transfer at point of sale electronic game electronic graphics electronic ignition electronic image electronic imagery dissemination electronic imitative deception electronic information service electronic ink electronic instrument electronic intelligence electronic jamming electronic keyboard electronic line of sight electronic mail electronic mailbox electronic manipulative deception electronic masking electronic messaging electronic music Full browser Electronic Federal Aviation Regulations Electronic Federal Tax Payment Electronic Federal Tax Payment System Electronic Fee Collection electronic fetal monitor electronic fetal monitor electronic fetal monitor electronic fetal monitor Electronic Fetal Monitoring Electronic Fetal Monitoring Electronic Fetal Monitoring Electronic Fetal Monitoring electronic fetal monitoring antepartum electronic fetal monitoring antepartum electronic fetal monitoring antepartum electronic fetal monitoring intrapartum electronic fetal monitoring intrapartum electronic fetal monitoring intrapartum Electronic fetal nonstress test Electronic Field Book Electronic Field Gathering Electronic Field Manual Electronic Field Medical Card Electronic Field Mill Electronic Field Office Technical Guide Electronic field production Electronic Field Service Record Electronic Field Strength in Oxide electronic field trip Electronic Fighting Vehicle System Electronic file electronic file cabinet Electronic File Interchange Organization Electronic file sharing Electronic file sharing Electronic File Transfer Electronic Filers Identification Number Electronic Filing Electronic Filing and Payment System Electronic Filing and Service System Electronic Filing Center Electronic Filing of Export Information Electronic Filing Service Electronic Filing System Electronic Filing Systems Inc Electronic Fill Device Electronic Film Production Electronic Filmless Camera System Electronic filter Electronic Financial Accounting system Electronic Financial Control Electronic Financial Filing System Electronic Financial Inventory Control System Electronic Financial Services Council Electronic Fingerprint Capture Station Electronic Fingerprint Transmission Specification Electronic Firing Switch Electronic Fiscal Cash Register Electronic Fish Information Center Europe electronic fix

B I O O O O O O O B O O O O O O O O O O O B O O O O O O O B O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


wedlock redirected from born in wedlock Also found in Thesaurus Medical Legal Related to born in wedlock Outofwedlock wedlock wĕdlŏk n The state of being married matrimony Idiom out of wedlock Of parents not legally married to each other born out of wedlock Middle English wedlocke from Old English wedlāc wedd pledge lāc n suff expressing activity American Heritage Dictionary of the English Language Fifth Edition Copyright 2016 by Houghton Mifflin Harcourt Publishing Company Published by Houghton Mifflin Harcourt Publishing Company All rights reserved wedlock ˈwɛdlɒk n 1 the state of being married 2 Law born out of wedlock born when ones parents are not legally married Old English wedlāc from wedd pledge lāc suffix denoting activity perhaps from lāc game battle related to Gothic laiks dance Old Norse leikr Collins English Dictionary Complete and Unabridged 12th Edition 2014 HarperCollins Publishers 1991 1994 1998 2000 2003 2006 2007 2009 2011 2014 wedlock ˈwɛdˌlɒk n the state of marriage matrimony joined in wedlock born out of wedlock before 1100 Middle English wedlok Old English wedlāc literally a pledging wed pledge see wed lāc verbal n suffix Random House Kernerman Websters College Dictionary 2010 K Dictionaries Ltd Copyright 2005 1997 1991 by Random House Inc All rights reserved Thesaurus Antonyms Words Synonyms Legend Switch to new thesaurus Noun 1 wedlock the state of being a married couple voluntarily joined for life or until divorce a long and happy marriage God bless this union marriage matrimony spousal relationship union law jurisprudence the collection of rules imposed by authority civilization presupposes respect for the law the great problem for jurisprudence to allow freedom while enforcing order marital status the condition of being married or unmarried bigamy having two spouses at the same time commonlaw marriage a marriage relationship created by agreement and cohabitation rather than by ceremony endogamy inmarriage intermarriage marriage within ones own tribe or group as required by custom or law exogamy intermarriage marriage to a person belonging to a tribe or group other than your own as required by custom or law marriage of convenience a marriage for expediency rather than love misalliance an unsuitable alliance especially with regard to marriage monandry the state of having only one husband at a time monogamousness monogamy having only one spouse at a time open marriage a marriage in which each partner is free to enter into extraneous sexual relationships without guilt or jealousy from the other cuckoldom the state of a husband whose wife has committed adultery polygamy having than one spouse at a time sigeh a Shiite tradition of temporary marriage permitted in Iran that allows a couple to specify the terms of their relationship can last from a few minutes to 99 years sigeh legally wraps premarital sex in an Islamic cloak Based on WordNet 30 Farlex clipart collection 20032012 Princeton University Farlex Inc wedlock noun marriage matrimony holy matrimony married state conjugal bond One in every four children are now born outside wedlock Collins Thesaurus of the English Language Complete and Unabridged 2nd Edition 2002 HarperCollins Publishers 1995 2002 wedlock noun The state of being united as husband and wife conjugality connubiality marriage matrimony The American Heritage Rogets Thesaurus Copyright 2013 2014 by Houghton Mifflin Harcourt Publishing Company Published by Houghton Mifflin Harcourt Publishing Company All rights reserved Select a language wedlock ˈwedlɒk N frm matrimonio m to be born out of wedlock nacer fuera del matrimonio Collins Spanish Dictionary Complete and Unabridged 8th Edition 2005 William Collins Sons Co Ltd 1971 1988 HarperCollins Publishers 1992 1993 1996 1997 2000 2003 2005 wedlock ˈwedlok noun the state of being married matrimonio Kernerman English Multilingual Dictionary 20062013 K Dictionaries Ltd Want to thank TFD for its existence Tell a friend about us add a link to this page or visit the webmasters page for free fun content Link to this page Feedback Flashcards Bookmarks Please log in or register to use Flashcards and Bookmarks You can also log in with TheFreeDictionary presents Write what you mean clearly and correctly Mentioned in babydaddy babymama bastard bastardly bastardy proceeding bigamy brand can case causa cause commonlaw marriage conjugality connubial connubiality cramp cuckoldom denounce determine References in periodicals archive Children were chattel of their fathers if born in wedlock and chattel of their mothers if born outof wedlock British subjects fighting for Canada 138 Children born in wedlock have an automatic right to inheritance from their paternal relatives children born out of wedlock do not Mothers baby fathers maybe Intestate succession when should a child born out of wedlock have a right to inherit from or through his or her biological father which governs citizenship by descent for children born in wedlock makes Defining family in immigration law accounting for nontraditional families in citizenship by descent Under Japans Nationality Law that determines citizenship based on bloodline a child born in wedlock to a foreign mother and Japanese father is automatically granted Japanese nationality 3RD LD Top court says marriage requirement for nationality unconstitutional In 1971 56pc of the population were married couples and nine out of 10 children were born in wedlock while 9pc were single parents Children a luxury Such an offspring was termed a natural child filho natural and in certain circumstances he or she qualified as an heir along with children born in wedlock and other relatives so born Surprise Heirs I Illegitimacy Patrimonial Rights and Legal Nationalism in the LusoBrazilian Inheritance 17501821 Her bastards were routinely incorporated into the household of the prince and even recognized as legal heirs on occasion supplanting siblings born in wedlock Visibilis et invisibilis the mistress in Italian renaissance court society More results Dictionary browser Boring bar Boring machine boring mill Boring tool boringly boringness Boris Fyodorovich Godunov Boris Godunov Boris I Boris Karloff Boris Leonidovich Pasternak Boris Pasternak Boris Spassky Boris Vasilevich Spassky bork Borlaug Borlaug Norman Ernest borlotti bean borm Bormann Bormann Martin Ludwig born born Born again Born days born in wedlock Born Max born with a silver spoon in ones mouth borna disease bornagain bornagain Christian borne borne Bornean Borneo borneol bornfree Bornholm Bornholm disease bornite bornitic Borno Bornu bornyl alcohol boro Borobudur Borodin Borodin Aleksandr Porfirevich Borodino Borofluoride Boroglyceride Full browser Born Alive Infants Protection Act Born and Bred born and raised Born approximation Born Before Computers Born behind The Veil Born behind The Veil Born behind The Veil Born behind The Veil Born Crazy Born Crazy Krew Born days born dead Born Down Souf Born energy Born equation Born for Performance Born For War Born Free Foundation Born from a Boombox Born Haber Born Haber cycle born in a barn Born in Game Born in the Covenant born in the purple born in the purple born in the purple born in the purple born in the purple born in wedlock Born Into Ashes Born into Kaos Born Iterative Method Born Max Born Max Born method of wax plate reconstruction Born of Osiris born of parents legally married Born on Board Born on date Born on date Born on date Born on date Born on date Born On My Birthday born on the wrong side of the blanket Born or Raised Overseas Chinese in Hong Kong Born Organized born out Born Out of Asepsis Born Out of Asepsis Born Out of Asepsis Born Out of Asepsis born out of wedlock born out of wedlock born out of wedlock born out of wedlock Born Point Dipole Approximation Born This Way

B O O O O B O O O O O O O O O O B O B O O O O O B I O O O O B O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O B I O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O B O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O O O O O O B O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O B O O O B O O O B O O O O O O O


obversely Also found in Thesaurus Legal Financial Encyclopedia obverse obverse top and reverse bottom of a Polish zloty coin obverse ŏbvûrs əb ŏbvûrs adj 1 Facing or turned toward the observer the obverse side of a statue 2 Serving as a counterpart or complement n ŏbvûrs ŏbvûrs əb 1 The side of a coin medal or badge that bears the principal stamp or design 2 The conspicuous of two possible alternatives cases or sides the obverse of this issue 3 Logic The counterpart of a proposition obtained by exchanging the affirmative for the negative quality of the whole proposition and then negating the predicate The obverse of Every act is predictable is No act is unpredictable Latin obversus past participle of obvertere to turn toward see obvert obversely adv American Heritage Dictionary of the English Language Fifth Edition Copyright 2016 by Houghton Mifflin Harcourt Publishing Company Published by Houghton Mifflin Harcourt Publishing Company All rights reserved Want to thank TFD for its existence Tell a friend about us add a link to this page or visit the webmasters page for free fun content Link to this page Flashcards Bookmarks Please log in or register to use Flashcards and Bookmarks You can also log in with TheFreeDictionary presents Write what you mean clearly and correctly Mentioned in ob Obomegoid References in periodicals archive Obversely when schools seek to not balance their commercial interests with pedagogical altruism and continue to operate on a peakprofit principle it can diminish the very basis and purpose of education Dubai schools that froze fees deserve to be praised Obversely cross grandkin terms may be used for crosscousins in some cases as overlays What is Kariera Detecting systems and overlap in Australian kinship using the AustKin database Obversely when meetings primarily center on abstract theoriesor even maxims such as Dont smile before Christmasthey emphasize formal concepts principles that are divorced from the lived details of teaching A taxonomy of instructional learning opportunities in teachers workgroup conversations Dogmatism obversely consists not just in expressing ones opinions with positive conviction but in the unwillingness or refusal to offer evidence for them or to consider objections with a view to revising them The arrogance of faith and religious imperialism Soyinkas radical theistic humanism and generous tolerance Or obversely why some ministries have exceeded their budgets without proper process and due diligence according to the rules Plaudits for audit that shows Bahrain cant afford it Obversely she sees it as equally urgent that Western caricatures of Islam and of Muslim persons are eroded by means of honest and wholesome dialogue between the cultures between persons and between the value systems each holds ISLAM AND HOMOSEXUALITY Obversely the biggest chal lenge such an arrangement provides would be economic Do clients really need bespoke agencies Obversely if the majority were opposed to the policy in the absence of such a policy public opinion and the local government position were considered to be in agreement i Public opinion and local government alcohol policy a study of seven New Zealand communities At the same time those who would reject the project would not be bound to commit their resources but obversely this means that their failure to commit could not abnegate the decisions of those who wished to participate A freedombased defense of the implementation of private ownership rights in Papua New Guinea Obversely a street planner concerned with the selfisolating effects of modernist superblocks could consider looking horizontally a hapless pedestrians point of view Storied infrastructure tracing traffic place and power in Canadas capital city 33 Sovereignty they explain evolved from the Roman law of patria potestas that permitted the paterfamilias to take life and thereby obversely grant the right to life Laures war selfhood and sacrifice in Colette Peignot and obversely Why is the just thing the decent honourable appropriate thing so often not done Speaking Truth to Power in New Brunswick More results Dictionary browser obtundity obturate obturation obturator Obturator foramen obturator vein Obtusangular obtuse obtuse angle obtuse leaf obtuse triangle Obtuseangled obtuseangled triangle obtusely obtuseness Obtusion Obtusity Obuchi Obumbrant obumbrate obumbration Obuncous obvention Obversant obverse obversely obversion obvert obviable obviate obviating obviation obviator obvious obviously obviousness obvolute obvolvent obvs Obwalden Oby OC oc Oc oca Ocala OCAM ocarina OCAS OCasey OCasey Full browser Öbür Mongghul Öbür Mongghul Obus Obus OBUSAC OBV OBV OBV ÖBV ÖBV ÖBV Obva OBVACT obvallate OBVB OBVC Obvention Obversant obverse obverse obverse obverse obverse Obverse logic Obverse logic Obverse and reverse Obverse and reverse Obverse and reverse Obverse and reverse Obverse and reverse obversely obverses obverses obverses obverses obversion obversion Obversion logic Obversion logic obversions obversions obvert obvert obverted obverting obverts Obveznega Zdravstvenega Zavarovanja Obveznih Izbirnih Vsebin Obvezno Dodatno Pokojninsko Zavarovanje OBVI obviable obviate obviate obviated obviated obviates obviates obviating obviating obviatingly

B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


orthogonal Also found in Thesaurus Medical Acronyms Encyclopedia Wikipedia orthogonal ôrthŏgənəl adj 1 Relating to or composed of right angles 2 Mathematics a Of or relating to a matrix whose transpose equals its inverse b Of or relating to a linear transformation that preserves the length of vectors 3 Very different or unrelated sharply divergent Radical Islamists are ultimately seeking to create something orthogonal to our model of democracy Richard A Clarke From Greek orthogōnios ortho ortho gōniā angle see genu in IndoEuropean roots orthogonality nălĭtē n orthogonally adv American Heritage Dictionary of the English Language Fifth Edition Copyright 2016 by Houghton Mifflin Harcourt Publishing Company Published by Houghton Mifflin Harcourt Publishing Company All rights reserved orthogonal ɔːˈθɒɡənəl adj 1 Mathematics relating to consisting of or involving right angles perpendicular 2 Mathematics maths a of a pair of vectors having a defined scalar product equal to zero b of a pair of functions having a defined product equal to zero orˈthogonally adv Collins English Dictionary Complete and Unabridged 12th Edition 2014 HarperCollins Publishers 1991 1994 1998 2000 2003 2006 2007 2009 2011 2014 orthogonal ɔrˈθɒg ə nl adj 1 Also orthographic Math pertaining to or involving right angles or perpendiculars 2 Crystall referable to a rectangular set of axes 156575 obsolete orthogonium right triangle orthogonally adv orthogonality n Random House Kernerman Websters College Dictionary 2010 K Dictionaries Ltd Copyright 2005 1997 1991 by Random House Inc All rights reserved Thesaurus Antonyms Words Synonyms Legend Switch to new thesaurus Adj 1 orthogonal not pertinent to the matter under consideration an issue extraneous to the debate the price was immaterial mentioned several impertinent facts before finally coming to the point extraneous impertinent immaterial irrelevant having no bearing on or connection with the subject at issue an irrelevant comment irrelevant allegations 2 orthogonal statistically unrelated unrelated lacking a logical or causal relation 3 orthogonal having a set of mutually perpendicular axes meeting at right angles wind and sea may displace the ships center of gravity along three orthogonal axes a rectangular Cartesian coordinate system rectangular perpendicular intersecting at or forming right angles the axes are perpendicular to each other Based on WordNet 30 Farlex clipart collection 20032012 Princeton University Farlex Inc Select a language Want to thank TFD for its existence Tell a friend about us add a link to this page or visit the webmasters page for free fun content Link to this page Feedback Flashcards Bookmarks Please log in or register to use Flashcards and Bookmarks You can also log in with TheFreeDictionary presents Write what you mean clearly and correctly Mentioned in area axonometric birefringence country curvilinear decompose door double refraction extraneous form immaterial impertinent Lorentz force luminance mathematics opposition orthogonal matrix orthogonal opposition orthogonal projection References in periodicals archive Orthogonal Polynomials in MATLAB Exercises and Solutions Orthogonal Polynomials in MATLAB Exercises and Solutions Qualcomm develops and commercialises a digital communication technology called code division multiple access CDMA and orthogonal frequency division multiple access OFDMA family of technologies including longterm evolution LTE which is an Orthogonal Frequency Division Multiplexing OFDMbased standard that uses OFDMA and singlecarrier Frequency Division Multiple Access FDMA for cellular wireless communication applications Qualcomm names new VP president of Qualcomm India Furthermore the cleanliness of 80 roots was assessed based on orthogonal and mesioangulated radiographs Accuracy and Reliability of Intraoral Radiographs in Determining the Cleanliness of Root Canals after Endodontic Retreatment Orthogonal frequency division multiplexing OFDM is a very popular modulation technique used in high speed wireless communications due to its high data rate transmission ability with high bandwidth qualifications Performance analysis of QOSTBCOFDM system based on FEC codes Contract Awarded for Delivery of orthogonal wideazimuth survey to improve subsalt seismic imaging in the Perdido deepwater area offshore Mexico Delivery Of Orthogonal Wideazimuth Survey To Improve Subsalt Seismic Imaging We write Pm for the convex cone of real m x m positive definite matrices and we write m for the orthogonal group that is the set of mxm orthogonal matrices On the Marginal Distribution of the Diagonal Blocks in a Blocked Wishart Random Matrix The orthogonal series expansion using a vector of random variables to represent the random field is widely exploited and applied in the stochastic structural systems 1417 Hopf Bifurcation of Compound Stochastic van der Pol System Outlining a connection from random matrices to the sixvertex model of statistical physics Bleher and Liechty focus on the RiemannHilbert method for both continuous and discrete orthogonal polynomials and applications of this approach to matrix models as well as to the sixvertex model Random Matrices and the SixVertex Model With its small package the accelerometer is suited for vibration measurements across three orthogonal axes on aircraft engines aerospace components groundbased turbine engines power plant equipment and other machinery that operates at high temperatures Piezoelectric accelerometer features hightemperature operation to 482degreesC From the necessity for mathematical tools for analysis of complex dynamical systems orthogonal filters were derived Application of the hybrid bond graphs and orthogonal rational filters in sag voltage effect reduction Known results on orthogonal systems and permutation polynomials vectors over finite fields are extended to modular algebras of the form L Sistemas ortogonales y vectores polinomios de permutacion sobre algebras modulares The columns employ orthogonal selectivity to speed up effective method development and maximize the effectiveness of users column screening systems while fitting any HPLC or UHPLC instrumentation LC columns simplified for effectiveness More results Dictionary browser Orthodox Judaism orthodox sleep Orthodoxal Orthodoxality Orthodoxally Orthodoxastical Orthodoxical orthodoxly Orthodoxness orthodoxy orthodromic orthodromics orthodromy orthoepic orthoepical orthoepist orthoepy orthogamy orthogenesis orthogenic orthogenics Orthognathic orthognathism orthognathous Orthogon orthogonal orthogonal matrix orthogonal opposition orthogonal projection orthogonality orthogonalize orthogonally orthograde orthograph orthographer orthographic orthographic projection orthographically orthographist Orthographize orthography orthohydrogen ortholog orthology Orthometric orthometry orthomolecular orthomolecular medicine orthomolecular psychiatry orthomorphic orthomorphic projection Full browser Orthogenisis Orthogeosyncline Orthogeosyncline orthogeriatric orthoglycemic glycosuria Orthognatha orthognathia orthognathia orthognathia orthognathic orthognathic orthognathic Orthognathic surgery Orthognathic surgery Orthognathic surgery orthognathics Orthognathism Orthognathism Orthognathism Orthognathous Orthognathous Orthognathous Orthognathous Occlusion orthognathy orthognathy orthogneiss Orthogon Orthogonak Orthogonak Orthogonak orthogonal Orthogonal Acceleration Orthogonal Acceleration TimeOfFlight Orthogonal Amplitude Modulation orthogonal antennas Orthogonal array Orthogonal Array Subunit Particle Orthogonal Array Testing Orthogonal Arrays of Particles Orthogonal basis Orthogonal Channel Noise Simulator Orthogonal Channel Noise Source Orthogonal Code Division Multiple Access Orthogonal CodeDivision Multiplexing Orthogonal CodeHopping Multiplexing Orthogonal complement Orthogonal Complementary Code Orthogonal Complementary Pair of Sequence Orthogonal Complex Quadrature Phase Shift Keying Orthogonal Constant Spreading Factor orthogonal crystal Orthogonal Curvilinear Coordinate System Orthogonal DecisionFeedback DetectorDetection Orthogonal Defect Classification Orthogonal Design Orthogonal DesignBased SpaceTime Coding Scheme Orthogonal Discrete Wavelet Transform Orthogonal Dynamic Hill Climbing Orthogonal Electrode Catheter Array Orthogonal Exponential Expansion

B O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O B O O O O O B O O O O O O B O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B B O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B B O B O O B O O B O B O B O O O B O O B O O O B O B O O O B O O O B O O O O B O O B O O B O B O O B O O O O B O O O O O B O O O B O B O O O B O O B O O B O B O O O O B O O O B O O O B O O O B O O


Still in money market funds Heres a better way to park your cash Rob Carrick Personal Finance columnist Published June 6 2014 Updated May 12 2018 Money market funds are the billiondollar blunder that investors and advisers keep making despite the availability of a clearly superior alternative Why is there any money at all in money market funds Either inertia by clients or inertia by financial planners said David McVay a financial industry consultant Is there any situation where they make good sense Not really said David Paterson a mutual fund analyst and consultant to investment advisers Most of the advisers that Ive been working with are using high interest savings accounts Back in early 2009 there was about 72billion invested in money market funds The most recent tally is 267billion down from 286billion a year earlier Investors and advisers are retreating from money market funds but not fast enough With interest rates as low as they are there simply arent any places to safely park the cash in your portfolio and make a return of any consequence But if youre in a money market fund you could well be making less than half of what youd get in a high interest savings account High interest accounts are a broad category that includes online bank accounts paying higher rates than conventional accounts To be clear here were talking about a variant called investment savings accounts that are bought and sold as a mutual fund in your investment account In that sense theyre identical to money market funds Where investment savings accounts differ is in the yields they offer Most pay 125 per cent right now which is far more than what the countrys largest money market funds offered in early June Money market fund returns are measured by current yield which is the expected 12month payout based on recent trends Among the 10 largest money market funds current yields as shown by Globeinvestorcom range from 088 per cent all the way down to 01 per cent There are money market funds where the cost of ownership is far higher than the return even double Globeinvestorcom shows a few funds with management expense ratios of 078 per cent or more and current yields under 04 per cent The number of investors putting up with this imbalance in fees and returns has been falling But current asset levels in money market funds are still too high Make it a point this weekend to check where the cash in your investment accounts is parked Investment firms dont typically pay any interest on small uninvested cash balances although theyre happy to see them because the money can be lent out at a profit to clients buying stocks on margin Government of Canada Treasury Bills are an option but youd be lucky these days to crack the 1percent mark on yield over a year and the minimum can be 5000 Money market funds hold Tbills as well as other shortterm notes issued by governments and corporations These securities are extremely lowrisk which is why money market funds have long been considered a safe place for cash But once a fund company applies its fees to these returns theres not much left for investors Investment savings accounts are basically bank deposits packaged as a mutual fundlike vehicle In fact virtually all of these accounts are protected for up to 100000 by Canada Deposit Insurance Corp The analysis firm Investor Economics says theres about 80billion in investment savings accounts which tells us that advisers have been selling a lot of this product lately They and their firms are typically compensated for this through a trailing commission of 025 per cent paid by the companies that offer investment savings accounts For feebased accounts where investors pay their advisers directly theres an Fclass version of many investment savings accounts that might pay 15 per cent Thats the usual 125 per cent plus the 025percent trailing commission which is not paid in feebased accounts If youre wondering whether money market funds or investment savings accounts are most lucrative for banks and investment firms the consultant Mr McVay said its a wash Probably theyre not making much money on either one Mr Paterson the fund analyst came up with one modest exception to the rule that investment savings accounts beat money market funds He says its convenient to hold cash in a money market fund if you deal exclusively with one fund company and want to dollarcost average your way into a riskier fund In other words if you want to buy the riskier fund gradually instead of investing in one lump sum If you invest with an adviser or handle your own account through an online broker youll almost certainly have access to at least one interest savings account Unfortunately for DIY investors online brokers do a poor job of helping clients connect with these products Id like to see brokers create something like an Options for Parking Cash link that lists all available high interest accounts their yield the minimum investment and any buy or sell commissions As it stands now you basically have to try ordering a high interest account to see whether a broker offers it Before ordering check for purchase or redemption fees Questrade charges 995 to buy or sell investment savings accounts Scotia iTrade offers seven different investment savings accounts and on five of them charges a 1percent fee minimum 2888 on money withdrawn in less than 90 days Scotia iTrade also offers a nofee inhouse savings account called Cash Optimizer that pays 065 per cent Rates on investment savings accounts have been steady at 125 per cent in most cases although B2B Bank High Interest Investment Account pays 13 per cent Newer competitors Home Trust and Equitable Bank pay 14 and 15 per cent respectively Globe app users please click for a table showing selected investment savings accounts The investment savings account playbook Investment savings accounts typically offer a yield in the area of 125 per cent which is much better than money market funds Heres a selection of high interest accounts available through various online brokerage firms Broker High Interest Accounts Available Purchase or redemption fees BMO InvestorLine BMO High Interest Savings Account none TD Investment Savings Account RBC Investment Savings Account Altamira HighInterest CashPerformer Hollis Investment Savings Account Renaissance High Interest Savings Account CIBC Investors Edge Renaissance High Interest Savings Account none Altamira HighInterest CashPerformer B2B High Interest Investment Account Hollis Investment Savings Account Manulife Bank Investment Savings Account RBC Investment Savings Account Credential Direct Altamira HighInterest CashPerformer None Manulife Bank Investment Savings Account Hollis Investment Savings Account RBC Investment Savings Account TD Investment Savings Account Disnat Altamira HighInterest CashPerformer None Hollis Investment Savings Account Manulife Bank Investment Savings Account B2B High Interest Investment Account RBC Investment Savings Account Renaissance High Interest Savings Account HSBC InvestDirect ICICI Bank High Interest Investment Savings Account None Renaissance High Interest Savings Account Altamira HighInterest CashPerformer Manulife Bank Investment Savings Account B2B High Interest Investment Account Hollis Investment Savings Account RBC Investment Savings Account Natl Bank Direct Brokerage Altamira HighInterest CashPerformer None B2B High Interest Investment Account Renaissance High Interest Savings Account Manulife Bank Investment Savings Account RBC Investment Savings Account Home Trust Investment Savings Account Qtrade Investor Renaissance High Interest Savings Account None Altamira HighInterest CashPerformer B2B High Interest Investment Account Hollis Investment Savings Account Manulife Bank Investment Savings Account ICICI Bank High Interest Investment Savings Account RBC Investment Savings Account TD Investment Savings Account Questrade Renaissance High Interest Savings Account A 995 commission applies to purchases and sales Altamira HighInterest CashPerformer Hollis Investment Savings Account Manulife Bank Investment Savings Account RBC Investment Savings Account Scotia iTrade Bank of Nova Scotia High Interest Savings Account None Hollis Investment Savings Account RBC Investment Savings Account 1 fee charged on funds held for less than 90 days minimum 2888 Manulife Bank Investment Savings Account Renaissance High Interest Savings Account Altamira HighInterest CashPerformer TD Investment Savings Account RBC Direct Investing RBC Investment Savings Account None TD Direct Investing TD Investment Savings Account None Virtual Brokers Almost all None These are Canadian dollar accounts USdollar versions are often available Source Brokerage firms How to order an investment savings account Youll need these fund codes to order an investment savings account through an online broker USdollar accounts have different codes consult your broker Companies offering these accounts have varying minimum upfront investment requirements but brokers often impose their own minimum purchase of 1000 or more Fund Code Altamira HighInterest CashPerformer NBC100 B2B High Interest Investment Account BTB100 Bank of Nova Scotia High Interest Savings Account DYN1300 BMO High Interest Savings Account AAT770 Equitable Bank High Interest Savings Account EQB100 Hollis Investment Savings Account DYN500 Home Trust High Interest Savings Account HOM100 ICICI Bank High Interest Investment Savings Account IBN100 Manulife Bank Investment Savings Account MIP510 RBC Investment Savings Account RBF2010 Renaissance High Interest Savings Account ATL5000 TD Investment Savings Account TDB8150 Source Investment company websites Follow Rob Carrick on Twitter rcarrick Report an error Editorial code of conduct

O O B I I O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O B I I O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O B I I O O B I I O B I I O O O O O O O O B I I O B I I O B I I O B I I O O O O O O B I I O O B I I O O O O O O B I I O O O O O O O O O O O B I I O O O O O O O O O O O B I I O O O O O O B I I O B I I O O O O O O O O O O O O O O O O O O O O B I I O B I I O O B I I O O O O O O O O O O O O O O O O O B I I O O B I I O O O O B I I O B I I O B I I O O O O O O O O O O O O O O O O O O B I I O O B I I O B I I O O O O O O O O O O O O B I I O B I I O O O O O O O O O O O O O O O B I I O O O O O O O O O B I I O O O O B I I O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O B I I O O O B I I O O B I I O O O O O O O O B I I O O O O O O O O O O O O O O O O O O

money market funds
investment savings account