Building

trust

in

communities

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Community

development

Vital

Connections

Building

trust

in

communities

A

little

trust

goes

a

long

way

In

fact

scholars

link

trust

in

communities

to

successes

such

as

stronger

volunteerism

healthier

residents

and

economic

prosperity

That

means

building

trust

in

communities

is

worth

some

time

and

consideration

David

Halpern

and

Robert

Putnam

have

been

looking

at

trust

across

countries

and

give

countries

like

the

United

States

and

the

United

Kingdom

a

middling

grade

when

it

comes

to

trust

In

countries

like

Brazil

less

than

percent

of

people

say

others

can

be

trusted

In

countries

like

Norway

more

like

percent

say

others

can

be

trusted

The

United

States

lies

in

the

percent

range

Of

course

every

community

lies

somewhere

along

that

continuum

Where

do

you

think

your

community

lies

Before

you

answer

consider

this

People

and

organizations

in

your

community

might

be

doing

well

in

some

areas

of

trust

but

poorly

in

others

And

you

might

want

to

cut

your

community

some

slack

Change

can

make

building

trust

more

difficult

requiring

community

members

and

leaders

alike

to

give

a

little

more

time

and

effort

to

building

trust

Building

trust

four

ways

Trust

can

be

looked

at

four

ways

says

Eriks

Dunens

a

Leadership

and

Civic

Engagement

Educator

who

has

studied

scholarship

about

how

trust

happens

When

community

members

and

leaders

ask

themselves

whether

they

are

trustworthy

in

each

of

these

ways

they

can

make

changes

that

matter

Contractual

trust

refers

simply

to

whether

promises

are

kept

expectations

are

clear

and

community

members

believe

that

they

can

depend

on

one

another

Contractual

trust

is

strong

when

people

follow

through

on

commitments

when

they

do

what

they

say

theyre

going

to

do

Communication

trust

is

more

nuanced

Community

members

need

to

know

theyll

be

told

what

they

need

to

know

when

they

need

to

know

it

says

Dunens

Clear

and

frequent

communication

helps

people

follow

rules

support

local

causes

and

accept

change

But

keeping

a

tight

lip

can

build

trust

too

Dunens

has

firsthand

experience

in

building

trust

as

a

board

member

for

his

neighborhood

association

In

that

position

I

sometimes

come

across

information

about

my

neighbors

By

only

sharing

that

information

with

other

board

members

when

absolutely

needed

I

earn

my

neighbors

trust

Gossip

erodes

trust

very

quickly

Competency

trust

is

something

even

the

most

scrupulous

communicator

can

lose

if

they

dont

perform

their

job

well

Competency

trust

is

built

when

people

are

knowledgeable

and

skilled

in

what

they

do

says

Dunens

This

is

especially

important

in

communities

because

running

a

town

or

city

requires

knowledge

about

everything

from

financing

to

street

repair

People

and

groups

build

trust

not

just

when

they

do

a

job

but

when

they

prove

they

can

do

their

job

well

Trust

in

competence

can

be

strengthened

in

other

ways

too

like

admitting

a

mistake

or

expressing

trust

in

others

abilities

Trust

is

reciprocal

explains

Dunens

Its

helpful

to

trust

others

competence

to

praise

them

for

their

skills

to

consult

them

and

even

to

help

them

learn

something

they

dont

know

how

to

do

right

now

Caring

is

the

softer

side

of

trust

We

strengthen

caring

trust

with

genuine

acts

and

words

that

express

concern

Caring

trust

leads

others

to

believe

that

no

matter

what

might

go

wrong

you

intend

to

act

in

their

best

interests

rather

than

from

a

personal

motive

Is

your

community

building

trust

Simple

actions

like

these

build

trust

four

ways

Contractual

Trust

Publish

updates

about

important

projects

in

local

newspapers

community

portals

or

social

media

Offer

help

as

new

neighbors

move

to

town

Follow

through

if

they

ask

for

help

Communication

Trust

Clearly

communicate

new

or

changed

laws

so

that

no

one

unknowingly

breaks

them

Carry

on

respectful

meetings

even

when

an

issue

creates

conflict

Seek

out

a

variety

of

ideas

before

making

decisions

Competence

Trust

Hire

qualified

people

and

recruit

new

volunteers

with

valuable

experiences

Get

training

and

resources

for

leaders

and

volunteers

Provide

mentors

to

younger

or

less

experienced

people

Caring

Trust

Create

and

maintain

a

welcome

wagon

Create

a

local

sports

team

that

welcomes

the

entire

community

Repeated

interactions

help

to

sustain

trust

Trust

in

the

age

of

new

diversity

There

are

natural

and

ingrained

reasons

people

have

trouble

trusting

those

who

are

different

than

them

If

Americas

levels

of

trust

are

changing

it

might

be

because

of

new

types

of

diversity

in

communities

Scholars

like

Putnam

have

observed

over

and

over

that

diversity

racial

ethnic

religious

and

more

make

trust

more

elusive

Dunens

agrees

We

live

in

a

world

where

we

cant

be

homogenous

anymore

nor

should

we

be

if

we

want

our

workforce

and

communities

to

grow

says

Dunens

So

building

trust

with

those

from

other

cultures

is

an

investment

in

the

future

Dawn

Newman

who

works

on

leadership

and

civic

engagement

issues

in

Minnesotas

tribal

communities

is

realistic

about

human

nature

when

it

comes

to

trust

and

diversity

There

are

natural

and

ingrained

reasons

people

have

trouble

trusting

those

who

are

different

than

them

she

says

The

only

way

to

grow

trust

is

to

take

the

time

needed

to

understand

differences

and

find

commonalities

It

seems

counterintuitive

to

take

that

time

when

things

need

to

get

done

and

things

always

need

to

get

done

In

the

long

run

though

that

time

can

make

community

networks

tighter

and

more

productive

Taking

time

to

build

trust

First

trust

is

reciprocal

Someone

needs

to

show

trust

before

they

get

it

back

And

second

it

increases

step

by

step

It

is

rare

for

someone

to

jump

in

and

trust

quickly

Dunens

and

Newman

emphasize

that

above

all

trust

happens

within

relationships

Two

things

are

generally

true

says

Newman

First

trust

is

reciprocal

Someone

needs

to

show

trust

before

they

get

it

back

And

second

it

increases

step

by

step

It

is

rare

for

someone

to

jump

in

and

trust

quickly

Newman

and

Dunens

suggest

these

ways

community

members

can

build

relationships

Exhibit

humility

and

vulnerability

You

may

know

a

lot

about

your

community

but

you

probably

dont

know

everything

Check

in

about

what

diverse

groups

in

your

community

need

acknowledge

that

they

have

valuable

information

and

make

contributions

Ask

questions

with

genuine

curiosity

Everyone

has

a

story

to

tell

Hearing

others

stories

helps

everyone

understand

how

their

experiences

shape

them

and

how

regrettable

past

incidents

might

make

it

tougher

for

them

to

trust

now

Take

time

Host

a

dinner

schedule

a

meeting

carry

on

a

conversation

on

Main

Street

Take

time

to

be

a

welcoming

presence

Share

information

that

helps

newcomers

be

successful

in

your

community

For

example

let

them

know

when

they

need

to

move

their

car

to

accommodate

winter

snow

plows

make

information

about

an

upcoming

event

available

in

more

than

one

language

As

noted

earlier

communication

builds

trust

Gather

input

intentionally

from

all

groups

This

may

require

outreach

to

specific

community

members

including

youth

or

it

may

require

you

to

ask

bilingual

leaders

to

join

your

effort

Why

build

trust

Given

our

busy

lives

why

take

time

to

build

trust

The

most

practical

reason

is

that

building

trust

gets

things

done

Putnam

and

other

scholars

whove

examined

effective

communities

have

seen

that

This

research

is

summarized

by

a

team

of

Extension

educators

and

specialists

in

the

Social

Capital

Model

seen

below

Community

Social

Capital

Trust

creates

bonds

between

neighbors

and

friends

that

they

turn

to

when

they

need

help

Bridges

between

groups

with

different

social

backgrounds

limit

conflict

and

leverage

new

opportunities

Trust

between

communities

and

organizations

or

systems

create

links

to

important

resources

that

help

communities

get

where

they

want

to

go

The

bottom

line

is

that

trust

makes

communities

more

effective

says

Newman

Isnt

that

worth

the

effort

References

The

Saguaro

Seminar

BetterTogether

Final

Report

Cambridge

MA

Harvard

Kennedy

School

Halpern

D

November

Social

trust

is

one

of

the

most

important

measures

that

most

people

have

never

heard

of

and

its

moving

Retrieved

from

httpwwwbehaviouralinsightscoukuncategorizedsocialtrustisoneofthemostimportantmeasuresthatmostpeoplehaveneverheardofanditsmoving

Reina

D

S

Reina

M

L

Building

sustainable

trust

OD

Practitioner

and

Arnstein

S

R

A

ladder

of

citizen

participation

Journal

of

the

American

Institute

of

Planners

Recommended

Resources

This

November

Freakonomics

Radio

podcast

focused

on

trust

in

society

including

some

interview

segments

with

Robert

Putnam

Trust

is

built

when

citizens

are

engaged

in

decisions

Find

Extension

resources

to

support

engaging

citizens

here

Want

to

know

how

Latino

community

members

feel

about

becoming

part

of

local

leadership

Read

creating

pathways

for

leadership

among

Latino

community

members

Sources

Author

Joyce

Hoelting

Reviewed

in

You

may

be

interested

in

Economics

Leadership

and

civic

engagement

Tourism

Share

this

page

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gModeller The gbXML and Energy Analysis Plugin Your browser does not currently recognize any of the video formats available Click here to visit our frequently asked questions about HTML5 video gModeller The gModeller plugin enables architects designers and energy modellers to use SketchUp to create gbXML files which include the necessary information for further energy modelling The resulting models can then be exported into any gbXML compatible tool such as our own gEnergy or EnergyPlus tool gModeller is easy to use compatible with most energy and modelling systems simplifies the process of doing accurate energy analyses and facilitates early stage whatif scenarios As a result of using gModeller Trimble SketchUp becomes an intelligent solution for low carbon building design You need to register with GreenspaceLive to use gModeller you can register by following the links in gModeller or visit wwwgreenspacelivecom With gModeller you can Turn your existing SketchUp models into gbXML in seconds using our auto convert tools Identify and label model surfaces and spaces Make your models compatible with most energy and 3D modelling systems through export facility Import gbXML models into SketchUp Export Energy Plus IDF Files from SketchUp Run an Energy Plus analysis directly from SketchUp Export NCT files for SBEM Energy Performance Certificate Generation Synchronize SketchUp files to the Cloud using gWorkspace gModeller is part of our gTools suite in which you can Store share and backup your model to our cloud storage system Time stamp previous versions of your model through our innovative file versioning facility which allows you access any time online Team share with a built in messenger and notification system you can contact your colleagues about your building regardless of you or your teams location Invite collaborators viewers through social networking media such as Facebook and Linkedin Export directly to our gEnergy energy analysis tools within the gTools software suite Download 0 review Size 146 MB Version gModeller 224 November 14 2018 Number of Views 45356 Category Energy Analysis ImportExport Industry Construction Engineering SketchUp Compatibility SketchUp 2017 SketchUp 2018 OS Compatibility Windows Languages English Popularity Extension Warehouse Help Extension Installation Help David M

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FGB REWARDS Get recognized for growing the FGB community FGB TOTE BAG Accessorize yourself After 10 active connections well send you a fab FGB tote bag to carry all your awesomeness FGB TSHIRT A dose of inspo After 25 active connections well send you this exclusive FGB tshirt 25 STARBUCKS CARD Because coffee After 50 active connections well send you a 25 Starbucks gift card to get you through your week COLD HARD CASH Go for the gold Be the first FGBer to get 500 active connections and claim 500 to invest in yourself Business Basics How To Format A Business Letter Fairygodboss Recently in Career How often do you sit down to write a letter How often do you sit down to write a business letter Probably not so frequently Still writing a business letter is something you probably feel like you should know how to do by now and yet every time you begin typing one you find yourself googling different formats and types of business letters including a letter of recommendation or bereavement leave letter Should you adhere to a specific number of paragraphs What info should you make sure to include and how personal should your letter be Whats the most appropriate way of addressing and closing your note If you have no clue as to how to answer these questions when you sit down to write a formal business letter were not judging you In fact weve been in your shoes so many times that we decided to put together a guide so that business letter writing is no longer a mystery Before we talk about how to format a business letter lets take a look at what situations require them First remember that a business proposal or letter should always be typed and make sure you understand when you need to write a business letter and use a formal business letter format as business correspondence These formal letters are typically used and should be formatted appropriately when youre writing a recommendation letter resignation letter or cover letter particularly if youre drafting a hard copy as opposed to an email For example if youre sending a thank you note after a job interview you can simply send a brief professional email rather than writing a formal formatted business letter But if youre writing a recommendation letter for someone who used to report to you at work or if youre submitting an official resignation letter youll want to craft a legit and professional letter so that both you and the reader can keep a record of the message with detailed contact info As a letter sender whos writing with a particular intent you also want to be addressing and closing your letter appropriately even if youre on a firstname basis with the person to whom youre writing to make a good impression How do you format a business letter In short a general format to follow is this Your Contact Information Date Their Contact Information Greeting Closing Signature Look below for a more detailed template Whats included in a business letter A business letter has six elements The Heading The Inside Address The Greeting The Body The Closing The Signature Line Business Letter Templates Below is a sample business letter that will help you understand the formal business letter format including what details are necessary to include Youll also find the correct format for each section of your letter including the contact information your greeting or salutation where youre addressing the recipient and your closing The block format isnt necessarily pretty but its the way to go for professional matters ProTip Dont forget to format everything in your letter in the left margin from the sender address right down to your complimentary close Sample 1 Block Business Letter Format Standard Format Your name Your address Your phone number Your email address include one extra line of space here Date type out the date in full January 1 2019 as opposed to 1119 include one extra line of space here Recipients name Recipients title Recipients company name Recipients address or company address include one extra line of space here Dear Ms Smith use a formal greeting or salutation unless you have a close firstname basis relationship with the person to whom youre writing Be sure to include a colon rather than a comma after the recipients name as this is the more formal salutation punctuation When you write a formal letter whether its a business proposal recommendation letter or some other type of professional letter use this format left justified and choose a simple font Times New Roman or Arial are good examples of plain font styles in size 10 or 12 points In your introductory paragraph get right to the point by explaining the purpose of your letter Your letter should be single spaced but make sure you leave an extra line of space between each paragraph Keep your letter as brief and concise as possible Each subsequent paragraph should go into detail about the intent behind your letter whether its an explanation request or both Your final paragraph should clarify the main point of your letter and if youre asking for something make sure your request is clear as you conclude your message You should also be gracious here thank the recipient for taking the time to read your note and consider your request Leave two lines between the bottom of the last paragraph and the close Sincerely Leave an extra black space here four lines ideally so you can add a handwritten signature above your typed name and title Your name typed Your phone number Your email Your title if applicable Your company name if applicable Not in love with the block style You do have two other options Sample 2 Modified Block Format Unlike the blockstyle business letter layout in which the full body of the letter is stylized in the left margin a modified block letter involves indenting the sender address and date in the letterhead to the right margin and indenting the first sentence of each paragraph Your name Your address Your phone number Your email address extra line of space here Date typed out in full one extra line of space here Recipients name Recipients title Recipients company name Recipients address or company address Dear Ms Person With a modified block letter youll need to indent the first sentence of each paragraph If your tab key doesnt work a standard indentation is five presses of the space bar The body of the letter is single spaced between lines and one space after each period Leave one space between paragraphs similar to the standard block business letter format Your letters close and signature lines are the same as the first format Leave two lines between the bottom of the last paragraph and the close Tab to the center of the page for the close and signature block usually 3 or 325 Sincerely Leave an extra black space here four lines ideally so you can add a handwritten signature above your typed name and title If youre not signing your name you only need one space below Sincerely Your name typed Your title if applicable Your company name if applicable Sample 3 SemiBlock Format We know what youre thinking another formatting option What format you choose depends on your organizations standards If youre not writing for your company you can choose whichever format you think looks best The semiblock format includes all the same elements as the other styles but requires different styling Your name Your address Your phone number Your email address extra line of space here Date typed out in full extra line of space here Recipients name Recipients title Recipients company name Recipients address or company address Dear Ms Smith The rest of your letter and signature will follow the format of the first sample letter Thats right rather than aligning the start of your letterhead to the left or right margin the semiblock format option allows you to gasp center it The possibilities are endless A note about that salutation and complimentary close Note that you dont necessarily have to close your note with the word Sincerely Additional appropriate phrases include Best regards Yours truly or Sincerely yours Moreover if youre unsure of how to open your letter note that its ideal to address someone specific but if you cant find the name of a contact you may use something general for instance you might write Dear Hiring Manager in a cover letter if youre not sure of who will be opening and reading your note If you do have the recipients name handy but youre not sure of his or her gender there are ways to get around writing Mr or Ms or Mrs Rather than guess and risk addressing your reader incorrectly you can simply write out a full name for example you can type Dear Taylor Jones A few final details and words of caution As you may imagine a business letter is not the place to be sloppy As a letter sender consider what youd look for as red flags if you were on the other side reading the letter You should triple check for typos or grammatical errors as many readers might take your message less seriously if its not well written or articulated In addition dont forget to review the spelling of your recipients name if you misspell his or her name youre increasing the chances that your letter winds up in the trash There are a few ways to make sure your letter is as clean as possible Beyond reading it over a few times on your screen try printing it out and reading a hard copy You should also read the letter aloud and ideally have someone else with strong editing skills proof your note for you You should also make sure youve added your written signature stick to blue or black ink for this and double check that your formatting looks clean and consistent for instance you must have the same amount of space between each paragraph Now that you know what youre doing hopefully you no longer dread writing this kind of business correspondence As the template above should indicate writing a business letter is actually way more simple than you might imagine Yes it must be formal and formatted in a particular manner but once youve reviewed and followed an example youll get the hang of it and realize this kind of letter writing is really not such a pain in fact its sometimes easier to follow a format than to write something more openended especially when youre not sure of how formal or causal to be Mastering the art of the business letter is a great investment thats not particularly timeconsuming and its a skill that will go a long way throughout your entire career Fairygodboss is committed to improving the workplace and lives of women Join us by reviewing your employer No Comments Yet Check to share anonymously Were a community of women sharing advice and asking questions Fairygodboss Topics Parenting 251 Convos Resources Career 934 Convos Resources Diversity Gender Equality 327 Convos Resources Lifestyle Relationships 325 Convos Resources Health 270 Convos Resources Salary Secrets 45 Convos Resources News Entertainment 378 Convos Resources Food 157 Convos Resources FGB Beta Testers 13 Convos Resources Travel 98 Convos Resources Money 273 Convos Resources Style Beauty 136 Convos Resources Women In Tech 154 Convos Resources Consulting 71 Convos Resources Other Stuff 372 Convos Resources

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B I O O O O O O O O O O O O O O O O O B I O O O O O B I O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


in Characters Female Fairy Tail members Antagonist Touka Touka White Wizard Touka Kanji トウカ Rōmaji Tōka Alias The White Wizard 白魔道士 Shiro Madōshi Characteristics Race Human Gender Female Age 100 Hair Color White Eye Color Dark Green Professional Status Affiliation Liberius Fairy Tail Guild Mark Location Back of Right Hand Occupation Leader of Liberius Mage Base of Operations First Fairy Tail Building Personal Status Status Active Magic Magic White Arts Power Stealing Debuts Manga Debut Fairy Tail 100 Years Quest Chapter 1 Image Gallery Touka トウカ Tōka is a member of the Fairy Tail Guild Through unknown circumstances she has an alternate personality known as The White Wizard 白魔道士 Shiro Madōshi whose threat to humanity is said to rival that of Zeref As the White Wizard she is the founder of Liberius and possesses the ability to steal the magic power of others Contents show Appearance Touka is a slim younglooking woman of average height with green eyes and prominent dark eyebrows The ends of her hair are sausage curled bundled into four thick strands in the back and two thick strands in the front She dons a corset over a layered dress as well as dark colored stockings Touka has many dark green ribbons on herself including two in her hair and one around the frilled neckline of her dress containing a stone in the middle She also wears a gold headdress with a decorative rose design and a small jewel Her guild mark is Touka also appears to have a striped tail which she hides under her dress When her White Wizard persona emerges her eyes change to a lighter color Personality Toukas love for Natsu Touka portrays herself as a kind friendly girl who was eager to join Fairy Tail mainly so that she could meet Natsu She has been a selfproclaimed fan of Natsu and is madly in love with him to the point of exaggerating how she met him She is very similar to Juvia in this regard which is frequently acknowledged by others Ironically she and Juvia would argue over their devotion to their respective crushes Touka has two personalities one of them tends to have a lighthearted demeanor and the other one is known as the White Wizard leader of Liberius As a Liberius cultist the White Wizard believes in reducing the world to a white nothingness having killed several Mages in order to attain power The White Wizard has shown skill in manipulation and deceit easily feigning innocence in front of her guildmates and fooling them with her false backstory Despite this the White Wizard is still prone to minor slipups attracting the attention of Gajeel with her suspicious behavior In stark contrast Touka appears to have more regard for human life and even displays fear of the White Wizard She is somewhat strongwilled having been able to overcome the latter in order to prevent her from harming Jellal History Touka has lived for over 100 years as the renowned White Wizard her magical prowess said to be equivalent to that of Zeref s At some point in time she founded the cultist group Liberius creating the philosophy of turning the world into a white nothingness It is implied that the White Wizard and her followers are similar to Avatar a religious cult but dedicated to the White Wizard In the year X793 the White Wizard was responsible for the depletion of several mages magic resulting in some deaths due to Magic Deficiency Disease One of her most notable victims was Mercuphobia a member of the Five God Dragons After the Fairy Tail Guild was disbanded in X791 Touka was beset by bandits and rescued by Natsu Dragneel Since then she became romantically obsessed with Natsu and desired to join his guild Synopsis 100 Years Quest arc Touka introduced by Max Touka alongside two other Mages is introduced by Max as a new member of Fairy Tail after having previously passed a combat proficiency exam against Jet and Droy Although her companions are frightened away by Laxus Touka remains desiring to be in Natsu s guild When questioned on her relationship with the dragon slayer Touka expresses obsessive romantic feelings towards him revealing that Natsu had rescued her from thieves during the guilds one year disbandment Inquiring of his whereabouts Touka is informed by Makarov that Natsu had embarked on a 100 year quest much to her surprise Later Touka watches Juvia complain over Gray s departure in annoyance suggesting that her guildmate have more faith in her beloved as she does in Natsu Fantasizing about the latter accepting her feelings of affection Elfman warns her not expect much from Natsu prompting Juvia to point out several female members supposed attachment to the Fairy Tail Mage However Touka counters her by doing the same with Gray sparking a rivalry between the two In the ensuing argument Touka mentions the cultist Briar in an attempt to irritate Juvia knowing that the Avatar Mage had formerly been attracted to Gray Toukas tail Touka is seen talking with Mirajane and Lisanna as the former questions her abilities Touka responds that she wields water type magic expressing disappointment at that fact that she and Juvia utilize similar powers In the midst of conversation Touka suddenly exposes a striped tail from underneath her dress which is observed and pointed out by a shocked Gajeel and Juvia Toukas tail seemingly disappears soon afterwards and she casually brushes off the duos comments Outside the guild Touka roams Magnolia stopping by Natsu and Happy s house and revealing that she has moved next door to Lucy She later walks the streets through a downpour during which she is approached by Jellal who addresses her as the White Wizard Touka fails to convince Jellal of her innocence despite denying his accusations of her connection to Liberius as well as involvement in the theft of several wizards magic She is later defended by Laxus and watches him confront the Crime Sorcière Mage Touka pinned by Gajeel Following the encounter with Jellal Touka expresses gratitude towards Laxus but is warned strictly by the latter that he wont protect her if she withholds potentially dangerous information from the guild Upset by the turn of events the White Wizard visit Jellals hotel room where she verifies his knowledge of her identity deeming him a hindrance to her plans She reveals her intentions to steal away the Fairy Tail mages powers before attempting this action on Jellal himself however she is halted by the emergence of her split personality who begs Jellal to flee Gajeel then appears behind the Touka and knocks her unconscious binding her with iron cuffs Magic Abilities White Arts 白魔術 Shiro Majutsu The White Wizard being the founder of Liberius uses this style of Magic as her primary source of power assuming various effects and maladies along with it Power Stealing A White Art that allows the White Wizard to have the ability to steal the magic or magic power of another being who possesses Magic such as the Water God Dragon Mercuphobia given she was the one who took his Dragon powers of from him causing his power to go astray Unnamed Water Magic 水系各種魔法 Mizu Kei Kakushu Mahō After stealing a portion of power from the Water God Dragon Touka is able to use a powerful waterbased Magic References Fairy Tail 100 Years Quest Manga Chapter 9 Page 20 20 21 Fairy Tail 100 Years Quest Manga Chapter 9 Pages 1020 30 31 Fairy Tail 100 Years Quest Manga Chapter 1 Pages 1114 Fairy Tail 100 Years Quest Manga Volume 1 Cover Fairy Tail 100 Years Quest Manga Chapter 5 Page 3 Fairy Tail 100 Years Quest Chapter 14 Page 20 Fairy Tail 100 Years Quest Manga Chapter 1 Pages 89 Fairy Tail 100 Years Quest Manga Chapter 2 Pages 1113 Fairy Tail 100 Years Quest Manga Chapter 15 Pages 810 Fairy Tail 100 Years Quest Manga Chapter 12 Pages 46 Fairy Tail 100 Years Quest Manga Chapter 2 Pages 1415 Fairy Tail 100 Years Quest Manga Chapter 15 Pages 78 Fairy Tail 100 Years Quest Manga Chapter 12 Pages 46 Fairy Tail 100 Years Quest Manga Chapter 9 Pages 1516 Fairy Tail 100 Years Quest Manga Chapter 1 Pages 412 Fairy Tail 100 Years Quest Manga Chapter 2 Pages 1415 Fairy Tail 100 Years Quest Manga Chapter 4 Pages 1920 Fairy Tail 100 Years Quest Manga Chapter 5 Pages 34 Fairy Tail 100 Years Quest Manga Chapter 9 Pages 911 Fairy Tail 100 Years Quest Manga Chapter 11 Page 20 Fairy Tail 100 Years Quest Manga Chapter 12 Pages 39 Fairy Tail 100 Years Quest Manga Chapter 14 Pages 1216 Fairy Tail 100 Years Quest Manga Chapter 14 Pages 1921 Fairy Tail 100 Years Quest Manga Chapter 15 Pages 510 Fairy Tail 100 Years Quest Manga Chapter 12 Pages 213 Fairy Tail 100 Years Quest Manga Chapter 4 Pages 1820 Navigation v d e Fairy Tail Members Guild Master Makarov Dreyar Third Sixth Eighth Guild Master SClass Mages Erza Scarlet Seventh Guild Master Gildarts Clive Fifth Guild Master Laxus Dreyar Mirajane Strauss Prominent Members Bickslow Cana Alberona Carla Elfman Strauss Evergreen Freed Justine Gajeel Redfox Gray Fullbuster Happy Juvia Lockser Levy McGarden Lisanna Strauss Lucy Heartfilia Mest Gryder Natsu Dragneel Panther Lily Wendy Marvell Minor Members Alzack Connell Bisca Connell Droy Jet Kinana Laki Olietta Loke Macao Conbolt Fourth Guild Master Max Alors Nab Lasaro Porlyusica Reedus Jonah Romeo Conbolt Touka Vijeeter Ecor Wakaba Mine Warren Rocko Teams Team Natsu Carla Erza Scarlet Gray Fullbuster Happy Lucy Heartfilia Natsu Dragneel Wendy Marvell Thunder God Tribe Bickslow Evergreen Freed Justine Shadow Gear Droy Jet Levy McGarden MegaDeath Mickey Chickentiger Team Fairy Tail Erza Scarlet Gajeel Redfox Gray Fullbuster Juvia Lockser Laxus Dreyar Natsu Dragneel Team Fairy Tail A Elfman Strauss Erza Scarlet Gray Fullbuster Lucy Heartfilia Natsu Dragneel Wendy Marvell Team Fairy Tail B Cana Alberona Gajeel Redfox Juvia Lockser Laxus Dreyar Mirajane Strauss Mystogan Team Makarov Bob Goldmine Makarov Dreyar Porlyusica Rob Yajima Osprey Squad Alzack Connell Bisca Connell Flying Dragon Squad Carla Gajeel Redfox Happy Natsu Dragneel Panther Lily Wendy Marvell Former Members Left Bob Chico C Hammitt Enno Goldmine Joey Fullborn Krov Mickey Chickentiger Mikuni Shin Mystogan Niggy Precht Gaebolg Second Guild Master Tono Rabbits Wan Chanzi Warrod Sequen Yajima Excommunicated Ivan Dreyar Deceased Mavis Vermilion First Guild Master Rob Yuri Dreyar Categories Characters Female Fairy Tail members Antagonist

O O O O O O O B B B I B O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O B I O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O B I O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Twelve Steps Biblical Comparisons Categories Articles News Recovery Resources bnaylor November 16 2018 0 Share this post Twelve Steps Biblical Comparisons We admitted we were powerless over our addictions and compulsive behaviors That our lives had become unmanageable Romans 718 I know that nothing good lives in me that is in my sinful nature For I have the desire to do what is good but I can not carry it out Came to believe that a power greater than ourselves could restore us to sanity Philippians 213 For it is God who works in you to will and to act according to his good purpose Made a decision to turn our will and our lives over to the care of God Romans 121 Therefore I urge you brothers in view of Gods mercy to offer your bodies as living sacrifices holy and pleasing to Godthis is your spiritual act of worship Made a searching and fearless moral inventory of ourselves Lamentations 340 let us examine our ways and test them and let us return to the LORD Admitted to God to ourselves and to another human being the exact nature of our wrongs James 516a Therefore confess your sins to each other and pray for each other so that you may be healed Were entirely ready to have God remove all these defects of character James 410 Humble yourselves before the Lord and he will lift you up Humbly asked Him to remove all our shortcomings 1 John 19 If we confess our sins he is faithful and just and will forgive us our sins and purify us from all unrighteousness Made a list of all persons we had harmed and became willing to make amends to them all Luke 631 Do to others as you would have them do to you Made direct amends to such people whenever possible except when to do so would injure them or others Matthew 52324 Therefore if you are offering your gift at the altar and there remember that your brother has something against you leave your gift there in front of the altar First go and be reconciled to your brother then come and offer your gift Continued to take personal inventory and when we were wrong promptly admitted it 1 Corinthians 1012 So if you think you are standing firm be careful that you dont fall Sought through prayer and meditation to improve our conscious contact with God praying only for knowledge of His will for us and power to carry that out Colossians 316a Let the Word of Christ dwell in you richly Having had a spiritual experience as the result of these steps we tried to carry this message to others and practice these principles in all our affairs Galatians 61 Brothers if someone is caught in a sin you who are spiritual should restore him gently But watch yourself or you also may be tempted Apply Now Begin Your Journey NOW to a Life of Victory in Recovery Online Application

O O B I O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


4 FeltMagnet Woodworking DIY Platform Bird Feeder Plans How to Build a Rustic Country Store Bird Feeder Updated on December 6 2016 Anthony Altorenna Anthony enjoys spending time in the workshop the kitchen the garden and fishing Many of his featured projects can be seen in his yard Country Store Bird Feeder The Country Store Platform Bird Feeder Platform feeders attract a large variety of birds including many types of birds such as cardinals who will not approach a traditional tube feeder Fill the bin with the seeds and the birds will come The Country Store Bird Feeder is designed to resemble a rustic building from the Old West The country store motif adds a bit of whimsy to a basic platform feeder without sacrificing functionality The flythrough design that allows birds to approach the feeder from multiple directions and the covered bin protects the seed from the rain and snow The porch roof helps to keep the seed dry and the feeder tray has drainage holes in the corners The feeder is finished with a few simple trim pieces and colored stains to add character to the design The Cutting List The Country Store Bird Feeder is made from inexpensive pine along with a few other leftover pieces of wood from my scrap bin Pine works well for this project and will last for several seasons especially when the exterior is painted or stained Cedar redwood certain hardwoods or pieces of salvaged lumber are also good choices for birdhouses and feeders Hardwoods such as mahogany and teak are naturally resistant to insects and weather and tend to last longer when exposed to the elements Avoid using any pressure treated lumber the chemicals used to ward of the bugs are potentially harmful The size of the feeder is not critical and you can adjust the dimensions as needed I used a standard 1x10 pine board from the local home center for the base of the feeder which is actually 914 wide Look for pieces of lumber that are flat not warped or cupped and free of large knots I spent about 10 for the wood in this project Cut pieces of wood to the following dimensions Base 14 L x 914 W Tall Wall 12 H x 914 W Ridge Cap 914 L x 112 W Porch Roof 612 L x 914 W Porch Posts qty 2 7 L x 34 x 34 Bin Front 734 L x 7 W Bin Roof 612 L x 712 W Bin Sides qty 2 10 L x 414 W Tray Sides qty 2 1512 L x 114 W Tray Ends qty 2 914 L x 114 W The arched opening in the High Wall controls the flow of bird seed from the bin to the feeding tray The Bin Sides the ends of the Bin Roof and Porch Roof and the tops of the Porch posts are all cut on a 45degree angle Roughcut the porch posts a little long we will adjust the final length of the posts later for an exact fit to support the roof The bottom of the High Wall has a small opening that allows the bird seed to flow out of the bin and into the feeder tray The slot is shown in the photo and is about 512 long and centered along the bottom edge of the high wall The top of the arched slot is 112 high at the peak and tampers to 34 high at the ends Cut the slot using a band saw or jig saw and then sand the edges smooth Adding the Ridge Cap The Ridge Cap sits on top of the high wall Though mostly decorative the ridge cap helps to protect the end grain of the high wall against the elements Center and cut a 14 deep by 34 wide groove called a dado along the length the ridge cap The ridge cap should fit snugly on the top end of the highball I used a piece of mahogany for a bit of contrast sanded and finished with cherry stain The corners of the base are cut on a 45degree angle to allow rainwater to drain out of the feeder tray A few 14 diameter holes drilled through the base will work but I prefer to clip off the corners A power miter saw makes cutting off 14 from each of the corners quick and easy The trim around the base of the feeder were cut from 114 wide pieces of pine Measure across the end of the base and cut the end pieces to fit Then measure the side pieces including the additional thickness of the end pieces and cut the sides to fit I added the trim pieces at the end of the project after the pieces were fitted and sanded and then stained Some Assembly Required Use Waterresistance Glue and Weather Resistant Nails Build the Bin The country store design might look complicated but the construction is relatively easy when broken down into subassemblies Begin by assembling the bin and start by attaching the front section to one of the side pieces Line up the bottom edges of both pieces and secure with weatherresistant nails or screws A bead of waterresistant glue helps to holding power of the pneumatic nails Then attach the other side section of the bin with more glue and nails or screws Marking the locations for the pilot holes and screws Next attach the bin to the High Wall section using more nails or screws Temporarily position the bin against the high wall centering the bin on the back section Use a pencil to trace a line along the inside edge of the wall following the sides of the bin This will make it easier to locate the nails for attaching the the wall to the bin Using the pencil lines as a guide drill pilot holes for the screws Use care to locate the pilot holes 38 from the pencil line so the screws will be centered in the sides of the bin Attach the high wall to the bin Next position the bin assembly on to the base Using the same tracing procedure mark the locations of the high wall and the bin pieces on to the base and then drill more pilot holes Attach the bin assembly to the base with more screws Get Ready for Paint If you want to stain your feeder now is the time to sand all of the remaining pieces to round over the edges and smooth the joints Breaking the sharp corners gives the bird feeder a finished look and allows the paint and stain to adhere better Sanding and the staining the pieces of the feeder is easier at this stage of assembly rather than trying to apply different colors of stain after the feeder is fully assembled Three different colors of stain adds a rustic charm to the Country Feeder The stain also helps to protect the pine from the elements and will extend the life of the feeder I used a stain called willow to whitewash the bin and base I did not stain the interior of the bin where the birdseed is stored The bin roof porch roof and the porch posts are stained walnut brown The ridge cap is stained cherry to accentuate the reddish color of the mahogany The stained pieces were left overnight to dry thoroughly before beginning the final assembly Attach the porch with screws drilled at a 45degree angle Add a Porch Attaching the porch is the hardest part of the feeder build but its the porch that gives the County Store bird feeder its country charm The porch roof also helps to keep the birdseed dry and protected from the rain and snow The porch roof is attached to the high wall using screws Because the roof slopes at a 45degree angle the screws must be driven into the roof at the same 45degree angle Start by locating the position of the roof against the high wall 712 up from the base Using the same procedures for attaching the bin to the base mark the locations for the pilot holes This time take care to angle the drill at the same 45degree angle as the roof line Attach the porch roof to the high wall Mark the location for the posts then drill the pilot holes Put Up the Porch Posts The porch posts were cut long initially to make it easier to mark and cut the posts to the correct length after the porch roof is installed The posts are located approximately 112 in from the front edge of the porch roof and 1 in from the side edges Temporarily line up the top end of the post with the 45degree cut under the porch roof and mark where the post meets the base Cut the posts to length Now position the posts back under the porch roof and mark the post locations on the base for drilling the pilot holes Since the porch roof is now in the way of drilling unscrew and remove the porch roof Drill the pilot holes for the posts and attach each one with a screw drive up from the underside of the base Then reattach the porch roof The front of the porch roof simply rests on the posts If needed you can attach the roof to the posts with a nail or screw Add the Final Touches The Country Store Bird Feeder is nearly complete and only needs a few final touches Attach the trim around the edges of the base using nails or screws The Bin Roof is attached using a pair of hinges forming a lid for the bin The small hinges make it easy to fill the hopper with birdseed Center the roof on the bin making sure that the overhang is even on each side Attach one side of the hinge to the roof then attach the other side of the hinge to the high wall Attach the Ridge Cap to the top of the high wall with a few nails The new platform bird feeder is now ready to feed the hungry birds in yard Attach the feeder to a post fill with bird seed we use black oil sunflower seeds and the birds will come The Country Store Bird Feeder was open for just a few hours before several chickadees titmice a nuthatch and a downy woodpecker all stopped by to pick up some seed The new platform feeder is popular already Bar Stool Bird Feeder Another Interesting Bird Feeder Design Questions Answers 2015 Anthony Altorenna

O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O B I O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

country store bird feeder
rustic building
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Summer Craft Specialty Food Show July 21 2019 Oakdale Theatre Wallingford CT 06492 Show Promoter Specialty Events LLC Show Dir Jennifer Csedrik Show Dir Ph Main Email Go Pro to view Web Go Pro to view Entertainment na Attendance na Food Booths tba Food Fee Go Pro to view of Exhibitors 88 Juried yes Prize Money na Exhib Fee Go Pro to view Deadlines Art Craft 06302019 Music na Food 10152018 DaysHours Open Sun 10am4pm Admission 5 5 88 booths Show Rating Promoter Rating Attending Events Near Me Wallingford Connecticut New Search Is this your event Go here to update it Before You Attend Join FestivalNetcom to view Promoter Contacts Booth Fees and more

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Fibromyalgia and Dental Issues April 24 2017 by Robin Dix In Columns Through the Fog A Column by Robin Dix Click Here to receive the latest FM News via email Did you know that the dry mouth associated with fibromyalgia can cause dental issues Dry mouth can be a side effect of some of the medications we take The saliva in your mouth helps to neutralize sugars and acids that can attack teeth and gums Without the proper amount of saliva we are more prone to tooth decay and periodontal disease I personally have had some dental issues and have had cavities teeth pulled and crowns inserted I think its so important to brush and floss daily to keep our gums and teeth as healthy as possible I actually keep floss on my night table and floss a couple of times a day I didnt always do that and as a result my gums were becoming unhealthy Teeth grinding is another issue frequently experienced by those of us with FM For this reason I had my dentist make me a mouth guard which Im embarrassed to say I dont wear every night Grinding wears down tooth enamel can cause teeth to break and exacerbates the pain of TMJ Of course going to the dentist presents its own set of problems My dental hygienist is amazing She knows that I have FM and takes extra precautions when I go in She places a foam pillow behind my neck and under the small of my back to keep me as comfortable as possible My dentist is also great at administering Novocain and the needle site barely bothers me when the numbness wears off If my mouth has to be open for 30 minutes or longer hell massage my jaw when hes done The two really work to make my experience Be aware that having your teeth cleaned or worked on can bring on a flare You can take medications prior to or immediately after a dental examination or procedure to hopefully keep a flare to a minimum Taking care of our teeth is particularly important for those of us suffering from fibromyalgia To counter dry mouth one thing I use is MighTeaFlow Natural Dry Mouth Lozenges They were recommended to me by a fellow FM warrior and they work well How is your oral health Note Fibromyalgia News Today is strictly a news and information website about the disease It does not provide medical advice diagnosis or treatment This content is not intended to be a substitute for professional medical advice diagnosis or treatment Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition Never disregard professional medical advice or delay in seeking it because of something you have read on this website The opinions expressed in this column are not those of Fibromyalgia News Today or its parent company BioNews Services and are intended to spark discussion about issues pertaining to fibromyalgia Click Here to receive the latest FM News via email Tagged dental dental health dental issues dry mouth Fibromyalgia Post navigation Previous 8 Celebrities Living With Fibromyalgia Next Fibromyalgia Patients Stick with Combo Therapies Better Than Standalones Study Reports 11 comments Denise Bault says April 24 2017 at 915 AM Ive found two things to help with dry mouth and also sensitive teeth Biotene works well for me for dry mouth I use it while swimming and its a definite must at night I use the spray I also use Sensodyne toothpaste as my tooth enamel was eroding due to lozenges I was previously using to combat dry mouth And I take diazepam valium prior to any dental work It also helps to mentally project myself onto a tropical beach while the drill is going Robin Dix says April 25 2017 at 411 PM Denise I love the idea of projecting myself onto a tropical beachwill try that next time You always have such great ideas PAMELA BERGMANNKNEBEL says April 25 2017 at 134 PM Thanks again Robin for an informative article I have just recently started having dental problems which the dentists try to blame on all other things but research did indicate the dry mouth can be to blame and I have told them that Right before New Years I developed a gum and tooth infection which was extremely painful Ended up having to have the molar pulled a skin graft and now an implant A few weeks later I cracked the molar on the other side and had to have a crown I think I now have developed TMJ and am not Robin Dix says April 25 2017 at 409 PM Pamela I understand all too well Im 61 and in the past 2 years have had 2 molars pulled and 2 crowns not to mention fillings Linda says April 26 2017 at 509 AM In December I had dental Orkney done Mild flare up Two teeth out in January Much bigger flare up Most of February recovering March dental repair done April spent recovering from huge flare Two more teeth to be removed soon Here we go again Truly I am grateful to the governments low income dental system Cant argue with free The staff are great Dentists assistants and technicians great Beautiful work For emergency treatment anything unbearable you get to see a Dentist within a day or so If possible that day depending on severity All this is wonderful unless you have fm or something along these lines It means that the pain that you get wiht flare can go on for months Robin Dix says April 26 2017 at 1005 AM Linda sad but true K Marie says April 26 2017 at 847 PM Dental issues are such a painquite literally Definitely some of the worst pain Ive encountered and Ive had 5 children Id like to suggest for anyone that suffers with TMJ or other pain associated with teeth grinding trying a mouthguard at night and maybe even the day too depending on your circumstances OraGuard is a great option if anyone is looking for a good one to try You can check it out here httpsgoogl5sqH4Z Vee says April 30 2017 at 132 PM I had two teeth pulled in March which brought on an awful flare It took a month to recoverNow I just had two more fillings combined with other pain It just isnt pretty sometimesBut we have to take care of our teeth Thanks for the article Robin Dix says April 30 2017 at 402 PM I agree Vee we do need to take care of our teeth Linda says October 17 2017 at 908 AM Thank you so much for this article I have broken three teeth in the last 2 years eating popcorn and I get dry mouth all the time I didnt know it was caused from my fibro I also grind my teeth a while I sleep Im sure because my jaw hurts so much every morning and I catch myself doing it during the also My jaw feels tight and hurts a lot of the time I should see my dentist about a mouth guard for sure losing those three teeth did a job on my selfesteem because its my teeth Robin Dix says October 17 2017 at 1011 AM Linda dry mouth can really wreak havoc on our teeth I know it has on mine

B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O B B O B O O O B O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Minimal Score for BBVA is 630 1 2 3 soloman Established Contributor 04102015 0245 PM Minimal Score for BBVA is 630 The following information was shared with me by the BBVA loan officer in person at a local branch After I was approved for 4800 credit card and 6000 unsecured loan with 684 TU pull with 2 baddies I asked why BBVA seems easier to obtain credit from He said BBVA failed the CRA Community Reinvestment Act and had to start granting credit to more people as a result they lowered the minimal score for certain credit cards and Signature loans to 630 Meeting the score does not guanrantee approval but gets your application considered Some baddies are accepted and a In the garden as of March 17 2017 Amex PRG NPSL Amex Hilton Surpass 6K l Aviator Red 35K Best Buy 6K Amazon 6K Chase 5K BBVA 6K UFCU 10K NFCU 15K Message 1 of 30 6 Kudos All forum topics 29 REPLIES FinStar Community Leader Super Contributor 04102015 0255 PM Re Minimal Score for BBVA is 630 Good data point But I think based on recent posted approvals BBVA may be running out of steam or tightened the criteria somewhat Some folks have recently started to report double pulls Message 2 of 30 1 Kudo Saleen099 Senior Contributor 04102015 0259 PM Re Minimal Score for BBVA is 630 FinStar wrote Good data point But I think based on recent posted approvals BBVA may be running out of steam or tightened the criteria somewhat Some folks have recently started to report double pulls DOUBLE PULLS WHAT Message 3 of 30 1 Kudo YesItsMe Community Leader Super Contributor 04102015 0302 PM Re Minimal Score for BBVA is 630 Saleen099 wrote FinStar wrote Good data point But I think based on recent posted approvals BBVA may be running out of steam or tightened the criteria somewhat Some folks have recently started to report double pulls DOUBLE PULLS WHAT Wow Double pulls are not good BBVA is going to be sorry Message 4 of 30 0 Kudos DeeBee78 Valued Contributor 04102015 0506 PM Re Minimal Score for BBVA is 630 I appd this card today Denied Waiting for the reason Starting scores 552 EQ 570 TU 558 EX Current scores 32417 739 EQ 735 TU 761 EX Message 5 of 30 0 Kudos Vivacious10 Valued Contributor 04102015 0509 PM Re Minimal Score for BBVA is 630 soloman wrote The following information was shared with me by the BBVA loan officer in person at a local branch After I was approved for 4800 credit card and 6000 unsecured loan with 684 TU pull with 2 baddies I asked why BBVA seems easier to obtain credit from He said BBVA failed the CRA Community Reinvestment Act and had to start granting credit to more people as a result they lowered the minimal score for certain credit cards and Signature loans to 630 Meeting the score does not guanrantee approval but gets your application considered Some baddies are accepted and a Thank you for sharing this info Gardening goal Jun 2016 Baby Steps Sep 2015 scores EQ 639 TU 678 EX 653 In the garden since 72415 Util 21 Message 6 of 30 0 Kudos CreditMagic7 Super Contributor 04102015 0612 PM Re Minimal Score for BBVA is 630 This train is on the way out of the station before it boards all its passengers Message 7 of 30 1 Kudo CreditCuriosity Moderator 04102015 0626 PM Re Minimal Score for BBVA is 630 Very interesting information I need to research this more for curiousity purposes if this is public information Which it should be thanks for sharing Chase Citibank Amex BofA PenFed NFCU Discover Fifth Third Bank BBT Synovus Commerce Message 8 of 30 1 Kudo QuietPlease Regular Contributor 04102015 0651 PM Re Minimal Score for BBVA is 630 Interesting Thanks for letting everyone know EQ FICO 08 677 EX FICO 08 702 Amex TU FICO 08 704 Discover 01182017 EQ FICO 09 676 EX FICO 09 696 TU FICO 09 702 03122016 Gardening until June 2016 Message 9 of 30 0 Kudos Nixon Super Contributor 04102015 0740 PM Re Minimal Score for BBVA is 630 CC You gonna app EX FICO 16 INQ 791 EQ FICO 10 INQ 786 TU FICO 12 INQ 790 Total CL 477000 38 TL Message 10 of 30 0 Kudos All forum topics 1 2 3

B I O B O O O O O O O O O O O B I O B O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O B O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O B O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

New

Visitor

PM

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

I

am

interested

in

possibly

applying

for

credit

through

Paypal

and

Dell

What

is

the

minimum

credit

score

and

FICO

score

REQUIRED

AND

EXPECTED

for

approval

Do

they

turn

you

down

if

you

have

anything

negative

showing

even

if

it

has

been

paid

off

and

I

am

showing

NO

debt

owed

to

anyone

I

literally

havea

score

right

now

on

all

three

credit

reports

with

two

credit

cards

one

that

has

dollars

credit

and

one

that

has

dollars

all

showing

at

least

percent

available

credit

I

do

not

own

a

home

or

a

vehicle

and

never

credit

dell

equifax

Experian

Fico

Paypal

score

transunion

Message

of

Kudos

All

forum

topics

REPLIES

peghede

Valued

Contributor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

Paypal

credit

maybe

dell

not

so

Message

of

Kudos

New

Visitor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

I

was

asking

what

is

the

MINIMUM

SCORE

both

credit

and

FICO

to

get

approved

for

DELL

and

Paypal

You

did

not

really

answer

my

question

I

need

qualified

people

please

Thank

you

for

understanding

Message

of

Kudos

fltireguy

Valued

Contributor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

wrote

I

was

asking

what

is

the

MINIMUM

SCORE

both

credit

and

FICO

to

get

approved

for

DELL

and

Paypal

You

did

not

really

answer

my

question

I

need

qualified

people

please

Thank

you

for

understanding

Previous

poster

DID

answer

your

question

your

scores

are

on

the

low

side

for

Dell

PayPal

credit

is

a

possibility

Look

at

the

credit

pulls

database

for

data

points

for

both

lenders

NFCU

and

many

many

more

Total

CL

plus

car

and

RV

loan

Ooh

Ooh

Getting

closer

to

that

mark

Message

of

Kudos

New

Visitor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

It

did

not

answer

my

question

Read

my

question

he

did

NOT

list

ANY

scores

or

numbers

so

my

question

did

not

get

answered

I

also

do

not

want

to

be

talked

down

to

I

asked

a

simple

question

and

i

DID

NOT

get

the

EXACT

answer

Mod

note

Post

has

been

edited

to

meet

myFICO

FSR

criteria

UB

Message

of

Kudos

Frequent

Contributor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

No

one

here

is

able

to

give

an

exact

number

as

we

are

not

credit

underwriters

We

also

dont

know

if

lenders

look

at

specific

items

on

credit

reports

in

addition

to

a

score

Message

of

Kudos

New

Visitor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

It

is

done

electronically

in

seconds

so

they

are

NOT

people

looking

at

it

My

mother

was

approved

for

Dell

in

seconds

after

she

submitted

her

application

so

it

has

NOTHING

to

with

with

a

bank

loan

or

a

credit

underwriter

She

was

applying

for

a

COMPUTER

NOT

a

bank

loan

which

in

that

case

yes

it

is

going

to

be

different

So

that

is

why

I

asked

what

is

the

MINIMUM

score

Dells

data

pulling

system

needs

in

order

to

approve

I

HAD

a

collection

or

two

but

they

are

paid

off

so

that

has

turned

to

showing

Message

of

Kudos

Established

Contributor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

Ernie

you

are

the

one

being

rude

We

can

not

give

you

an

answer

if

you

dont

like

that

we

are

not

UW

then

Ill

say

we

arent

the

computer

All

we

can

do

is

give

you

a

best

guess

from

our

experience

If

Googling

credit

pulls

database

and

seeing

actual

numbers

limits

blah

blah

doesnt

work

then

this

is

the

best

we

can

do

Message

of

Kudos

UncleB

Moderator

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

wrote

It

is

done

electronically

in

seconds

so

they

are

NOT

people

looking

at

it

My

mother

was

approved

for

Dell

in

seconds

after

she

submitted

her

application

so

it

has

NOTHING

to

with

with

a

bank

loan

or

a

credit

underwriter

She

was

applying

for

a

COMPUTER

NOT

a

bank

loan

which

in

that

case

yes

it

is

going

to

be

different

So

that

is

why

I

asked

what

is

the

MINIMUM

score

Dells

data

pulling

system

needs

in

order

to

approve

I

HAD

a

collection

or

two

but

they

are

paid

off

so

that

has

turned

to

showing

Hi

and

welcome

to

myFICO

The

exact

information

youre

requesting

isnt

available

here

or

on

any

other

website

All

we

can

do

is

provide

an

educated

guess

as

to

if

someone

will

be

approved

for

a

particular

product

Theres

a

database

that

does

provide

scores

based

on

your

state

and

the

issuer

you

can

google

for

itwere

not

permitted

to

link

to

it

here

but

even

it

is

limited

since

issuers

can

change

their

requirements

at

any

time

Further

we

have

a

policy

here

we

refer

to

as

FSR

thats

Friendly

Supportive

and

Respectful

and

posting

in

a

FSR

manner

is

required

to

retain

posting

privileges

If

someone

provides

feedback

that

you

feel

isnt

helpful

simply

overlook

it

and

wait

for

the

next

response

theres

no

need

to

reply

in

a

negative

manner

More

details

can

be

found

here

Finally

if

youll

provide

as

much

detail

as

possible

about

your

specific

situation

youll

get

the

best

feedback

on

your

chances

for

the

products

youre

inquiring

about

UncleB

myFICO

Moderator

Message

of

Kudos

thummel

Established

Contributor

PM

Re

Minimum

credit

score

for

FICO

to

get

approved

for

companies

like

Dell

and

Paypal

You

technically

are

applying

for

a

bank

loan

actually

Nobody

here

will

be

able

to

give

you

a

score

that

you

will

be

approved

at

because

everyones

profile

is

different

and

its

not

only

scores

that

count

Only

real

way

to

know

is

apply

or

call

the

banks

that

back

the

financing

PayPal

credit

is

issued

by

comenity

bank

and

dell

is

issued

by

web

bank

Most

likely

even

the

banks

that

back

the

loans

will

tell

you

to

apply

because

they

cant

tell

you

if

you

will

be

approved

or

not

Best

of

luck

to

you

Message

of

Kudo

All

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VEM File Extension 2 file types use the vem file extension 1 Meta Media Video EMail File 2 Virtual Expander Compressed File File Type 1 Meta Media Video EMail File Developer Meta Media Popularity 35 2 Votes Category Video Files Format NA What is a VEM file Video file created with Meta Media software may be exported from digital recording devices such as video conferencing video entertainment video surveillance equipment and web cams Some Meta Media software programs allow video files to be shared via email These files are exported in the VEM format which is why VEM files are often seen as email attachments Since the VEM format is a proprietary video format VEM video files can only be played with Meta Media Video Player mmvemexe FREE DOWNLOAD Open over 300 file formats with File Viewer Plus Programs that open VEM files Windows Meta Media Video Player Updated 9282009 File Type 2 Virtual Expander Compressed File Developer Sony Popularity 20 2 Votes Category Compressed Files Format NA VEM File Association 2 File compressed with Sonys Virtual Expander utility a file compression and decompression program included on Sony Micro Vault flash drives NOTE Files compressed with Virtual Expander are saved in the VirtualExpander_WW folder When viewing the files directly in the folder they may have the same filename and extension as the original uncompressed file To decompress a file in the VirtualExpander_WW folder simply drag it out of the folder and it will automatically be decompressed Programs that open VEM files Windows Sony Virtual Expander Updated 9282009

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US Markets closed SP 500 263308 6287 233 Dow 30 2438895 55872 224 Nasdaq 696925 21901 305 SURVEY What were the best and worst airlines of 2018 Tell us what you think Morgan Stanley 6 Ways Caesars Entertainment Can Create Value Jayson Derrick Benzinga October 23 2018 Recently Viewed Your list is empty

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US Markets closed SP 500 253194 8405 343 Dow 30 2343316 74694 329 Nasdaq 673886 27535 426 Only Buy Berkshire Hathaway Inc Stock If You Fit Buffetts Demographic Josh Enomoto InvestorPlace May 30 2018 Recently Viewed Your list is empty

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Summary Chart Conversations Statistics Historical Data Profile Financials Analysis Options Holders Sustainability 1d 5d 1m 6m YTD 1y 5y Max 23550 23600 Bid 208 x 1000 Ask 385 x 800 Days Range 21300 23600 52 Week Range 21300 75900 Volume 307443 Avg Volume 66409 Market Cap 55465M Beta 3Y Monthly 182 PE Ratio TTM NA EPS TTM 035 Earnings Date Aug 3 2017 Aug 4 2017 Forward Dividend Yield NA NA ExDividend Date NA 1y Target Est 810 Trade prices are not sourced from all markets All News Press Releases Simply Wall St 23 days ago Should You Worry About Huttig Building Products Incs NASDAQHBP CEO Pay Cheque Jon Vrabely became the CEO of Huttig Building Products Inc NASDAQHBP in 2007 This report will first examine the CEO compensation levels in comparison to CEO compensation at companies of Read More GlobeNewswire last month New Research Key Drivers of Growth for Huttig Building Products Stratus Properties Manitex International Marathon Patent Group Medallion Financial and Opiant Pharmaceuticals Factors of Influence Major Initiatives and Sustained Production NEW YORK Nov 19 2018 In new independent research reports released early this morning Fundamental Markets released its latest key findings for all current investors Yahoo Small Business Data Disclaimer Help Privacy Updated About Our Ads Terms Updated

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SUBSCRIBE Get top headlines and a preview of the day ahead sent to your inbox Yahoo Finances Morning Brief is delivered every weekday by 630 am ET Summit Materials Inc SUM NYSE NYSE Delayed Price Currency in USD 1164 039 324 At close 408PM EST Summary Chart Conversations Statistics Historical Data Profile Financials Options Holders Sustainability Yahoo Small Business Data Disclaimer Help Privacy Updated About Our Ads Terms Updated

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Bad Credit Payday Loans Bad Credit Payday Loan Offers 5 Read 2 reviews Easy and Intuitive Website Request a Loan up to 35000 Reasonable Rates Fast and Easy Process Read reviews 25 Read 5 reviews Request a loan up to 5000 Low credit score is not a problem Reliable service since 1998 Request a loan today Read reviews Read 0 reviews Up to 10000 loans available As low as 599 APR Easy repayment terms No credit scores refused Read reviews Go to the top Table of contents Advantages of Bad Credit Online Payday Loans Requirements for Bad Credit Payday Loans Fully Understand the Risks of Bad Credit Payday Loans Bad Credit Payday Loans Do not let a bad credit report be a stumbling block to accessing loans Whether its for vacation repair a car or handle an education expense a bad credit payday loan may be that stitch in time Most of the traditional lending institutions such as banks will first judge a borrowers credit history before a loan approval However a persons credit history should not be used to determine their current financial status Assuming that a borrower with a bad credit report is automatically not eligible for a loan makes it hard for people to access fast cash for emergencies That is why bad credit payday loans give you peace of mind as you go about your daily activities Online payday loans for bad credit are short term in nature and you will be expected to pay back during your next paycheck That is why they are best used just for quick cash emergencies and not as a solution for a serious financial crisis Advantages of Bad Credit Online Payday Loans Approval within 24 hours Good for paying urgent bills like rent Customer is free to decide how to use it Each state has regulations on how much you can borrow Use our loan comparison tool to compare different lenders and pick the one with the lowest interest rate Your credit profile will also determine your loan eligibility Just like any other loan paying on time will save you a lot of trouble as regards penalties charged and extra interest Furthermore paying on time means the lesser interest it will cost you Of course responsible borrowing is important Ensure you are able to pay back the loan on time Have realistic expectations regarding online payday loans when you have low credit score Even though it might be easy to resolve to bad credit payday loans you will still need to eventually build your credit report Furthermore approval is not always guaranteed with bad credit payday loans Requirements for Bad Credit Payday Loans Be at least 18 years of age Have a steady income and regular source of income Full names An active bank account Fully Understand the Risks of Bad Credit Payday Loans Making the choice to take or not to take a loan is a serious one meriting careful weighing of matters As you compare lenders it is good to check the terms of agreement before signing any document Calculate the interest rate with a lender and see if its something you can commit to You should also be aware of the risks involved before taking payday loans if you have a low credit score While the prospects may seem tempting if you can not pay back on the due date you will be forced to top up another loan Borrowing more money than you can make will also lead you into more financial dilemmas Acquiring a lot of debt paints a poor picture of you before lenders There are other lenders who offer the borrower an opportunity to extend a loan repayment period when they fail to pay in time Financercom Insightful articles Industry news Independent price comparisons Last updated November 27 2018 Stay in Touch with Financercom

O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O B I O O O O O O O B I O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O B I O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O