Selling Your Life Insurance Proceed With Caution Life settlements may sound appealing but there are several potential drawbacks by AARP Education Outreach A growing number of Americans are selling their lifeinsurance policies to get cash for retirement expenses and longterm care These transactions are commonly called life settlements senior settlements orif the person is terminally illviatical settlements While selling a policy may make sense in some circumstances consumers should be cautious AARP Membership Join or Renew for Just 16 a Year How Life Settlements Work Life settlements involve selling a policy to a company other than the original insurance provider As the policy owner you typically receive more money than you would get if you cancelled or surrendered the policy but less than the policys death benefit You can either shop your policy around through a lifesettlement broker or contact lifesettlement providers directly The first step is to provide copies of your insurance policy and medical records A settlement provider then makes you an offer based on your age and health the type of insurance the premiums and the death benefit Candidates for life settlements are typically 65 or older and own a policy with a face value of at least 100000 Simply put the lower the premium and life expectancy the more a policy is worth says Doug Head executive director of the Life Insurance Settlement Association If you choose to accept the offer the lifesettlement provider pays the amount agreed upon and takes ownership of the policy The provider then becomes responsible for the premiums and eventually will receive the death benefit when you die There are definitely instances where a life settlement makes sense says Wendy Goldband an independent insurance agent in Baltimore Your life circumstances may have changed so that you no longer need the coverage Perhaps youve just divorced Or you may have been hit so hard by the economy that you cant afford to keep paying premiums What to Watch Out For While life settlements may sound appealing there are several potential drawbacks People often dont realize that there may be tax consequences to selling a policy cautions Bonnie Burns a policy specialist with California Health Advocates And money from a life settlement can affect a persons ability to qualify for public assistance like Medicaid You should also be aware that your personal health information could be shared widely during the application process And once you accept a settlement providers can frequently check up on your health Youre basically signing away your privacy Burns adds Another issue to consider is that it may not be possible for you to get another life insurance policy Each persons life has a maximum amount for which it can be insured And even if you can get more insurance you may end up paying higher premiums because youve grown older and your health may have changed When it comes to life settlements one of the hardest aspects for consumers to determine is whether theyre getting a fair price for their policies The Financial Industry Regulatory Authority warns that the lifesettlement industry can be prone to aggressive sales tactics and abuse Commissions paid to brokers and other financial professionals can be as high as 30 percent Along with the reduction of the policys value the amount of money the seller receives can be substantially eroded Consider These Alternatives Before pursuing a life settlement financial experts recommend exploring other options If you have a cashvalue policy and have been paying premiums for years you should be able to borrow money from it says David W Bennett a certified financial planner from Newport Beach Calif Its typically tax free plus youll be keeping the policy in force so your loved ones still get money later on People who are terminally ill have another avenue for getting needed cash Most life insurance policiesterm and cash valuenow include a rider called accelerated death benefits This option allows you to tap into your death benefit early and use the money taxfree Ultimately the death benefit is reduced by the amount borrowed plus some additional fees You can request accelerated death benefits by contacting your insurance company Typically the company will ask you to provide documentation of your health condition Exact requirements vary but generally you must have a life expectancy of less than two years When evaluating options Bennett recommends involving adult children in the discussion A son or daughter may offer to help with expenses in order to keep a lifeinsurance policy in force thereby preserving the value of the policy he says Often that makes the most sense for everyone financially since the life insurance money may ultimately be needed for future parental expenses or estateplanning purposes Do Your Homework If you do decide to proceed with a life settlement do thorough research Call your state insurance department and make sure everyone youre dealing with is licensed says Thomas R Sullivan commissioner for the state of Connecticut Insurance Department Find out whether there have been any consumer complaints Its also important for you to understand the rules governing life settlements in your state Many states have adopted model standards from the National Association of Insurance Commissioners or the National Conference of Insurance Legislators Policy owners sometimes have the option of returning their life settlement and reinstating their lifeinsurance policy within 30 to 60 days Sullivan also urges you to consult with a financial or tax adviser Life settlements are a big decision he says You need to understand all the implications for you and your heirs before moving forward Money Matters Can I get paid to be a family caregiver Caregivers How the federal government may be able to help you Get help managing money TELL US Financial help for caregivers Learn about health discoveries explore brain games and read great articles in the Your Health Newsletter Join the Discussion 0 Please leave your comment below You must be logged in to leave a comment

O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Tune In to Millennials TV Viewing Habits Watching shows together is a way to bond with adult kids by Mary W Quigley April 22 2016 Comments 0 Getty Images Unlike boomers most milllennials watch TV on their computers Millennials have helped change the way we do some things including how we watch TV Their habits like binge watching and viewing on demand have rubbed off on us although most boomers still sit in front a TV set not a laptop like their kids While millennials are the most frequent bingers boomers are not too far behind according to the 10th annual Digital Democracy Survey The younger crowd plops down to watch six episodes at a clip their parents and grandparents average four episodes Multitasking occupies most viewers but again millennials top out with an average of four activities texting surfing the web checking email and using social media Find more activities recipes and games in the AARP Leisure Newsletter Every generation has fans of dramas such as House of Cards Breaking Bad and Walking Dead But while Walking Dead tops the charts for millennials and Gen Xers it doesnt rank that high with boomers Our number one show is NCIS followed by The Big Bang Theory and The Blacklist Broad City Friends yes the 1990s sitcom and Gilmore Girls are millennial favorites perhaps not surprising since all three focus on the trials and tribulations of 20somethings Broad City which started as a scripted original web series in 2009 now airs on Comedy Central The Amy Poehlerproduced show follows the misadventures of two young New Yorkers and tackles topics ranging from street harassment to work ethic or lack thereof While Broad City strives for comic realism Friends lives in a world that no longer exists Six buddies hang out in a coffee shop precellphone era so theres no texting or swiping right on Tinder or posting a latte on Instagram Even though the show went off the air in 2004 after 10 seasons millennials found it first in syndication and now on Netflix Adult Children and Millennials Your millennial kids want more than just a job When is your child really a grownup The inside track on your childs sibling ties Join or Renew with AARP today Receive access to exclusive information benefits and discounts Whats the attraction Even though there are unrealistic aspects to the show says one 20something the themes are completely relatable like just trying to figure out what youre doing with your life and needing that solid group of friends around you to help you through it all Boomers might not have been Friends prime audience back in the day but many watched with their kids Another everything old is new again favorite is Gilmore Girls canceled in 2007 after seven seasons The show developed a passionate fan following for its snappy dialogue laced with pop culture references and the threegeneration heartwarming plot lines Netflix started streaming it in October 2014 and that proved so popular that they will produce a sequel series next fall These millennial shows might not generally appeal to boomers but lessons can be learned from them Inc magazine suggests three shows to gain insight into the mindset of millennial coworkers and customers starting with Broad City where the two slacker girls devise big schemes that fail because of poor planning Also on the list Startup U a reality program showcasing the enthusiasm of young entrepreneurs and Workaholics about three college dropouts Some boomers have discovered TV as a way to bond with adult children from watching Scandal together in separate locations and sharing tweets to bingewatching shows such as House of Cards or Homeland during visits and vacations One mom watches the Oscars and other awards shows with her faraway daughter enjoying a running commentary with her through texts And heres a tip if youre sharing shows with your children Be careful of sending spoiler texts Allow them time to binge watch and catch up Mary W Quigley a journalist and author has written two books about motherhood and work An NYU journalism professor she is the mother of three adult children and blogs at Mothering21com Join the Discussion 0 Add Yours Please leave your comment below You must be logged in to leave a comment

O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


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Map

of

Indigenous

massacres

grows

to

include

more

sites

of

violence

across

Australia

By

national

Indigenous

affairs

correspondent

Bridget

Brennan

Updated

Jul

Thu

Jul

Photo

William

Oswald

Hodgkinsons

painting

Bulla

Queensland

shows

armed

fighting

between

the

expedition

and

Aboriginal

people

Supplied

National

Library

of

Australia

For

hundreds

of

years

Aboriginal

and

Torres

Strait

Islander

people

have

spoken

about

the

murders

of

Indigenous

tribes

that

occurred

across

the

nation

during

frontier

times

Key

points

Landmark

project

mapping

Indigenous

massacres

from

now

includes

sites

across

Australia

Extensive

new

research

details

killings

in

Queensland

South

Australia

and

the

NT

Research

team

contacted

by

hundreds

of

Australians

offering

insights

about

where

Indigenous

groups

were

killed

Now

a

landmark

project

mapping

those

massacres

has

hit

a

sobering

point

sites

have

been

documented

across

almost

every

state

and

territory

For

historian

Lyndall

Ryan

who

has

worked

to

map

these

haunting

sites

for

years

this

project

has

been

revealing

and

taxing

We

find

we

have

to

walk

away

from

it

quite

often

You

put

all

those

together

and

you

get

a

very

distressing

story

it

is

very

confronting

it

is

very

confronting

work

There

has

been

a

staggering

amount

of

interest

internationally

and

locally

in

the

massacres

map

a

first

of

its

kind

which

was

launched

a

year

ago

by

the

University

of

Newcastle

Multiple

massacre

sites

have

since

been

added

with

extensive

new

research

of

deaths

in

Queensland

South

Australia

and

the

Northern

Territory

Photo

The

yellow

dots

show

the

location

of

killings

of

Aboriginal

people

and

the

blue

dots

show

where

nonIndigenous

people

were

killed

Supplied

University

of

Newcastle

Each

marker

on

the

map

defines

a

massacre

of

six

or

more

people

and

includes

several

deadly

attacks

on

settlers

committed

by

Aboriginal

tribes

Details

of

who

were

killed

the

approximate

location

of

the

conflict

and

in

some

cases

the

motive

and

the

perpetrators

are

included

The

massacres

dont

seem

to

stop

they

continue

well

into

the

century

Professor

Ryan

said

We

also

find

that

in

the

century

more

people

seem

to

be

killed

in

one

operation

thats

because

the

weaponry

is

more

sophisticated

the

perpetrators

know

Aboriginal

people

and

they

can

plan

for

the

attack

The

research

team

has

been

contacted

by

hundreds

of

Australians

offering

their

insights

about

where

Indigenous

groups

were

killed

from

the

century

onwards

adding

what

Professor

Ryan

called

a

more

human

story

to

the

map

Weve

been

spending

the

last

year

doublechecking

every

new

piece

of

information

that

weve

got

she

said

The

oral

sources

are

very

important

because

they

can

identify

the

names

of

people

who

were

the

particular

perpetrators

they

can

identify

the

particular

groups

that

were

the

victims

of

the

massacre

they

can

give

us

more

information

about

the

actual

site

The

researchers

now

need

additional

funding

to

begin

studying

massacres

of

Western

Australias

population

and

Professor

Ryan

said

she

thought

the

number

of

sites

could

rise

to

Monuments

to

massacres

recognition

of

whats

happened

The

map

marks

conflicts

leading

up

to

and

details

violent

attacks

of

more

than

Aboriginal

people

who

were

shot

dead

driven

over

cliffs

and

poisoned

One

of

the

massacres

added

to

the

maps

second

stage

this

year

was

the

Waterloo

Bay

massacre

on

South

Australias

western

Eyre

Peninsula

The

map

describes

the

massacre

as

a

reprisal

on

the

local

Wirangu

people

for

killing

two

settlers

and

taking

food

In

May

a

group

of

settlers

chased

a

number

of

Wirangu

people

to

Waterloo

Bay

and

shot

and

killed

at

least

as

they

sought

refuge

in

the

bushes

Elders

maintain

that

many

more

were

killed

Photo

Indigenous

groups

have

long

maintained

that

more

than

Wirangu

died

at

Waterloo

Bay

Supplied

SA

Native

Title

Services

For

Danielle

James

whose

greatgreatgreatgrandmother

Maggie

AHang

was

a

baby

at

the

time

and

rumoured

to

have

survived

the

attack

visits

to

the

site

bring

her

to

tears

each

time

she

travels

to

the

clifftops

The

women

would

have

been

shielding

the

children

and

shielding

the

babies

she

said

And

for

that

reason

when

they

were

shot

they

most

likely

put

their

babies

behind

them

so

that

they

wouldnt

get

shot

If

that

did

not

occur

then

I

several

generations

on

wouldnt

be

here

today

Last

year

the

local

council

at

Elliston

voted

to

keep

the

word

massacre

on

a

memorial

plaque

at

the

site

of

the

century

attack

Did

Macquarie

commit

genocide

Was

Lachlan

Macquarie

a

mass

murderer

who

ordered

the

genocide

of

Indigenous

people

Lets

look

at

the

facts

When

I

returned

this

year

for

me

it

was

a

different

feeling

I

was

going

there

expecting

to

feel

emotional

again

but

having

seen

the

monument

thats

been

erected

in

recognition

of

whats

happened

I

found

it

to

be

quite

a

cathartic

experience

Ms

James

said

There

is

currently

no

national

monument

to

colonial

massacres

of

Aboriginal

people

Brook

Andrew

a

Wiradjuri

artist

has

led

a

twoyear

project

looking

at

memorials

to

massacres

genocide

and

trauma

overseas

and

said

in

Australia

recognition

is

not

that

visible

I

think

that

many

Australians

are

finally

realising

the

very

difficult

histories

in

Australia

in

regards

to

massacres

and

conflicts

there

was

a

war

with

the

British

in

Australia

he

said

That

kind

of

space

to

commemorate

and

memorialise

the

massacres

is

definitely

missing

and

I

think

there

needs

to

be

some

kind

of

structure

or

building

or

even

consciousness

We

come

and

show

respect

to

these

people

On

a

warm

winters

day

at

Appin

southwest

of

Sydney

Uncle

Ivan

Wellington

perches

on

a

rock

overlooking

a

modest

monument

to

one

of

Australias

most

wellknown

massacres

Photo

Uncle

Ivan

Wellington

helped

establish

the

Appin

plaque

several

years

ago

ABC

News

Bridget

Brennan

This

is

a

reminder

Its

a

dark

chapter

in

the

history

of

what

became

and

what

happened

to

the

Dharawal

people

he

said

Thats

why

we

come

and

show

respect

to

these

people

A

plaque

paying

tribute

to

the

dead

reads

We

are

deeply

sorry

We

will

remember

them

In

April

Aboriginal

men

women

and

children

were

killed

by

soldiers

during

a

military

operation

Some

fled

over

a

cliff

as

the

soldiers

approached

on

horseback

Photo

The

plaque

at

Appin

marks

the

massacre

of

Aboriginal

men

women

and

children

in

ABC

News

Bridget

Brennan

Governor

Lachlan

Macquarie

dispatched

three

military

regiments

to

rid

the

land

of

the

troublesome

blacks

according

to

his

diary

Mr

Wellington

who

helped

establish

the

plaque

several

years

ago

at

the

Appin

site

said

he

had

been

overwhelmed

by

the

interest

in

the

history

of

the

attack

more

than

people

attended

this

years

memorial

service

They

want

to

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Home People Leading Ladies HRH Sheikha Mozah AlMaktoum Flies an Emirates Plane to Italy Leading Ladies HRH Sheikha Mozah AlMaktoum Flies an Emirates Plane to Italy She is a princess and the first female pilot from Dubais royal family Her highness Sheikha Mozah Al Maktoum took to the skies as copilot as she flew an Emirates plane to Italy making headlines when a video of her filmed by her aunt HH Sheikha Shamsa Al Maktoum in the cockpit went viral on social media garnering over 12000 views The video was captioned in Arabic May Allah protect you and it shows the pilot princess announcing the flights arrival to Milans Malpensa Airport as she announces to passengers Good morning ladies and gentlemen this is your first officer Mozah Al Maktoum speaking We are cruising at an altitude of 35000 feet and we will be descending into the Milan airport shortly 您的瀏覽器目前無法識別任何可用的影片格式 按一下這裡以瀏覽關於 HTML5 影片的常見問題 The young Emirati royal passed the APP First Officer Programme from CAE Oxford Aviation Academy in April 2016 before she was able to fly for the first time in her first assisted flight assignment as a pilot for Emirates Airlines a year later Announcing the princesss achievement her aunt and founder of Tashkeel Sheikha Lateefa bint Maktoum shared an image of her niece in her pilots uniform on Instagram with the caption My niece our first female pilot from the family on her first assisted flight as a commercial pilot Proud of you The sky is not the limit As HH Sheikha Mozah told Vogue Arabia in March 2018 about her longstanding passion for flying When I was a child and traveled with my family I always wanted to be in the cockpit I used to sit there during the takeoffs and landings I loved being there and asking the pilots questions I never felt scared Part of the the new wave of female Arab pilots from across the Gulf are Aisha Al Mansouri who became the first Emirati A380 female pilot by flying for Etihad Airways in 2016 and her sister Major Mariam Al Mansouri who became the first Emirati female fighter jet pilot in 2007 By Amrita Singh HRH Sheikha Mozah Al Maktoum Sheikha Mozah Al Maktoum Sheikha Mozah Pilot Arab Female Pilots Emirates Airlines Sheikha Mozah Flies to Italy Accomplished Arab Women Share Article Write a comment Popular Music Film Television Actors Who Didnt Get Along On Set Celebrity Then and Now 10 Stars from the 90s Music Film Television 8 Horror Movies That Are Based On Real Life Events Celebrity These Celebrity Bodyguards Are Stealing the Spotlight Celebrity Famous People Who Embraced Islam Celebrity 11 Unbelievable Celebrity LookAlikes Celebrity Style Public vs Private Celebrities Show Their Different Personas Travel Food The 27 Most Beautiful Abandoned Places in the World Features Adventures of the Super Wealthy Part II Rich Kids of Dubai Instagram Connect Snapchat Instagram

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

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Your browser does not currently recognize any of the video formats available Click here to visit our frequently asked questions about HTML5 video DOWNLOAD VIDEO TRANSCRIPT PDF People expect more transparent accessible and responsive services from the healthcare sector today Meeting these expectations can be overwhelming Any organization can make do with incremental changeat least for a while But building for the future demands bold moves and tough decisions Healthcare organizations need a trusted guide to help them transform how they serve consumersone that brings new and innovative ideas every day Healthcare organizations can rely on Accenture Health Management Consulting to help them tackle their most pressing challenges by combining deep industry knowledge meaningful insights and broad capabilities DOWNLOAD FULL OVERVIEW PDF ISSUES THAT MATTER We work with healthcare organizations to help them solve topofmind challenges and seize exciting opportunities for change Customers Channels Reinvent the customer experience Talent Organization Build tomorrows workforce Supply Chain Operations Optimize the supply chain CFO Enterprise Value Drive business outcomes A DIFFERENT KIND OF EXPERIENCE Everything we do is built on the same foundation We approach our clients challenges as if they are our own Healthcare organizations can expect us to do things with and for themnot to them Accenture Health Management Consulting is different because we know all aspects of this industry well As a Forrester Research recognized leader amongst Business Transformation Consultancies Q3 2017 we take on the most complex business and technology projects Our healthcare experience runs the gamutacross all missions and functional areas and both payer and provider Business and technology Our solutions draw on Accentures strengths in business technology and operations strategy Ideas and outcomes We take a handson approach from concept development straight through to implementation so our clients realize outcomes Innovation We are passionate about harnessing innovation to tackle even the most complex issues exploring how bold ideas rich data insight and emerging technologies combine for breakthrough solutions Trusted advisor approach We have been there and done that which offers clients proven perspectives and peace of mind Knowledge sharing Our teams are backed by the resources capabilities and perspectives of a global professional services company DOWNLOAD FULL OVERVIEW PDF THE FUTURE IS WAITING Healthcare organizations are at a tipping point They must meet new demands in a rapidly changing environment Will they get there by making small changes Or will they make bold moves to build the future of healthcare One thing is certain real change demands real transformation We are proud to help healthcare organizations reinvent how they serve patients and members Whether its delivering nextlevel customer service building tomorrows workforce streamlining processes or optimizing the supply chain driving business outcomes and restructuring the organization we can help We combine deep industry knowledge with bold ideas to deliver outcomes that matter Lets build the future togethertoday DOWNLOAD FULL OVERVIEW PDF ABOUT THE EXPERTS Kristin Ficery Managing Director North America Health Public Service Management Consulting Bernard le Masson Managing Director Global Health Public Service Management Consulting VIEW ALL OUR HEALTH LEADERS SUGGESTED CONTENT AHIPAccenture Webinar Plans must change medicare marketing AHIPACCENTURE WEBINAR Blog What are todays health and wellness products missing Meet todays healthcare team Patients doctors machines Share This Page Stay In The Know Receive emails from Accenture featuring new content that matches your interests Visit the subscription center to make your selections and subscribe to New from Accenture SIGN UP Local 1 571 4345003 Toll Free 1 877 8899009 Contact Us Find a Location About Accenture Privacy Policy Terms of Use Site Map Accessibility Statement Careers 2019 Accenture All Rights Reserved

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All hotels in Frankfurt am main GERMANY hotels FRANKFURT AM MAIN hotels Sofitel Frankfurt Opera 39 photos WIFIInternet Access Breakfast Bar Parking Restaurant Air Conditioning 23 Services See rates Description Location Rooms RestaurantsBars MeetingsEvents Customer reviews Sofitel Frankfurt Opera Hotel French luxury and local cuisine in the worlds most exciting city The French way of life drifts through our elegant city hotel like the scent of delicate perfume Lart de vivre the French way to discover Mainhattan Hotel extras The citys only hôtel particulier A firstclass destination Art gallery in the lobby SoSPA pool and 24hour SoFIT fitness room Services in the hotel and nearby Checkin from 15h00 Check out up to 12h00 Services and practical information Paying Online checkin WIFIInternet Access Parking Accessibility for people with reduced mobility Pets allowed Babysitting on request 100 nonsmoking hotel Air conditioned Reception open 24 hours a day Electric car recharging units Laundry Porter Concierge See all services Hotel location Sofitel Frankfurt Opera Opernplatz 16 60313 FRANKFURT AM MAIN GERMANY Tel 49692566950 Fax 4969256695802 Contact email Checkin from 15h00 Check out up to 12h00 Access and transport Our rooms Set across 323484 sq ft 3045 m we offer exclusive design luxurious bathrooms with rain showers Hermès products and BOSE sound systems and widescreen TVs Gaze out at the stars from the comfort of your MyBed 3 photos Previous SUPERIOR ROOM 1 Queen Size Bed 388 sq ft 36 m of luxurious comfort Relax in your SUPERIOR ROOM featuring the exclusive Sofitel MyBed concept free WIFI flatscreen TV Hermès amenities and highquality furnishings Luxury Room with 1 King Size Bed 484 sq ft 45 m of luxurious comfort Relax in your LUXURY ROOM featuring the exclusive Sofitel MyBed concept free WIFI flatscreen TV Hermès amenities and highquality furnishings Luxury Room with 2 single beds 484 sq ft 45 m of luxurious comfort Relax in your LUXURY ROOM featuring the exclusive Sofitel MyBed concept free WIFI flatscreen TV Hermès amenities and highquality furnishings Junior Suite with 1 King Size Bed 538 SQFT 50 SQM of luxurious comfort with views of the Alte Oper old opera house or the park Relax in our Suite featuring the exclusive Sofitel MyBed Hermès bath amenities Sofa Complimentary WiFi Flatscreen TV and highquality furnishings 538 SQFT 50 SQM of luxurious comfort with views of the Alte Oper or the park Relax in our Suite featuring the exclusive Sofitel MyBed experience Hermès bath amenities Complimentary WiFi flatscreen TV and highquality furnishings Superior Suite with 1 King Size Bed 646 SQFT 60 SQM of luxurious comfort with views of the Alte Oper or the park Separate living and sleeping area Sofitel MyBed Hermès bath amenities Complimentary WiFi Flatscreen TV and highquality furnishings OPERA SUITE 1 King Size Bed 969 SQFT 90 SQM of luxurious comfort with a delightful view Separate living and sleeping area Sofitel MyBed Hermès bath amenities Sofa Complimentary WiFi Flatscreen TV and highquality furnishings PRESIDENTIAL SUITE 1 King Size Bed The exclusive 1292 SQFT 120 SQM Presidential Suite opposite the Alte Oper Old Opera House features separate living eating and sleeping areas a butler service and access to the 1399 SQFT 130 SQM roof terrace with astounding views over Frankfurt CLASSIC ROOM with 1 Queen Size Bed 323 sq ft 30 m of luxurious comfort Relax in your CLASSIC ROOM featuring the exclusive Sofitel MyBed concept free WIFI flatscreen TV Hermès amenities and highquality furnishings Next 1 2 3 4 5 150 rooms 100 nonsmoking hotel 2 rooms for people with reduced mobility 64 connecting rooms Baby bed Our rooms fittings Our restaurants and bars RESTAURANT SCHÖNEMANN Type of cuisine French The timelessly elegant interior of the restaurant is a playful display of colors shapes and traditions and reflects the culinary philosophy of our cuisine innovative and exquisite but simple enough to make you feel at home Lunch Mon Tue Wed Thu Fri Sun Dinner Mon Tue Wed Thu Fri Sun LILIS Poetry on the ceiling opulent pillars and an extravagant Baroqueinspired design create a modern romantic atmosphere in which you can enjoy your favorite cocktail with all your senses Photo non contractuelle Strictly non binding Midday Mon Tue Wed Thu Fri Sun Evening Mon Tue Wed Thu Fri Sun Your meetings and events Our meeting rooms Number of meeting rooms 5 Maximum size 320 m Maximum capacity 200 Maximum banquet capacity 180 45 5 AccorHotels Rating 625 reviews Our guest reviews for Sofitel Frankfurt Opera 100 genuine reviews from our guests 45 5 TripAdvisor Rating 330 reviews Deepak Friends 15092018 AccorHotels certified review Good Pleasant and comfortable But the lifts were annoying Our hotel has responded to the review Anonymous Business 14092018 AccorHotels certified review Inconsistent The hotel facilities is beautiful The room service was a bit inconsistent no towels one day open balcony doors the next lots more complaints from our group like having someone come in their door or someone left their mobile and whenever someone would complain they would deny it Need to bring your service up to maintain the quality of your hotels name Our hotel has responded to the review Denver C Couples 12092018 AccorHotels certified review Disappointed The hotel and Accor didnt recognize my 60th birthday even though I reminded them via email Our hotel has responded to the review Anonymous Business 12092018 AccorHotels certified review Partner As usual my stay was very pleasant This trip I actually got the hang of WiFi access and the service was adequate but logging on is more of a project than at other places I stay You have a great property with excellent client service The only negative was dinner at the restaurant I believe it was at least an hour between the first course and the second I was eating alone so there was no point in allowing for extended table conversation The waitstaff did not check in with me or the kitchen staff until prompted by me I Our hotel has responded to the review Marc Couples 11092018 AccorHotels certified review One night stay Hotel staff was great The room was nice and the bed was very comfortable We enjoyed the roof top bar but we retired to our room around 10 Music was too loud to fall sleep Need to find a way to prevent music from getting into rooms Our hotel has responded to the review See more reviews In partnership with

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


All hotels in Auckland Home NEW ZEALAND hotels AUCKLAND hotels The Sebel Quay West Auckland The Sebel Quay West Auckland See on a map 16 photos WIFIInternet Access Breakfast Bar Parking Restaurant Air Conditioning 19 Services See rates Description Location Rooms Customer reviews The Sebel Quay West Auckland An intimate 45 star apartment style hotel which is within 200 meters of the harbour right in the heart of Aucklands central business district and downtown shopping precinct 36 wellappointed 1 2 and 3 bedroom apartments enable guests to choose the convenience of hotel services or savour the independence that only apartment style accommodation can deliver The Sebel Quay West Auckland is just minutes from the citys iconic Viaduct Harbour and Downtown shopping precinct making it the ideal apartment stay for visitors looking to experience the best in retail therapy waterfront views and fine dining Take a stroll down Queen Street explore the Britomart Precinct or head to shopping hotspots in nearby Parnell Newmarket and Ponsonby Afterwards head back to the Viaduct to relax by the harbour and indulge in local cuisine Hotel extras The Sebel Quay West Auckland located in Aucklands CBD within walking distance of Viaduct Harbour Queen Street shopping and Spark Arena The Sebel Quay West Auckland Apartments are ideal for long stay and relocation guests This hotel is Planet 21 Bronze Services in the hotel and nearby Checkin from 14h00 Check out up to 11h00 Services and practical information Paying Online checkin WIFIInternet Access Parking Accessibility for people with reduced mobility Babysitting on request 100 nonsmoking hotel Air conditioned AUCKLAND INTL Languages spoken at the hotel Reception open 24 hours a day Early checkinLate checkout Laundry See all services Hotel location The Sebel Quay West Auckland 8 Albert Street 1010 AUCKLAND NEW ZEALAND Tel 6493096000 Fax 6493096150 Contact email Checkin from 14h00 Check out up to 11h00 Access and transport Currently close to our hotel Tamaki Herenga Waka Festival From 26012019 to 28012019 At 694 m Auckland Arts Festival From 07032019 to 24032019 At 749 m New Zeland International Comedy Fest From 26042019 to 20052019 At 749 m St Jerome Laneway Festival From 29012018 to 29012019 At 11 km Louise Keen Ooz Blooz exhibition From 26092018 to 27102018 At 2 km Kylie Rusk Solo Art exhibition From 31102018 to 10112018 At 23 km Pasifika Festival From 23032019 to 24032019 At 4 km Taste of Auckland From 12112018 to 15112018 At 46 km Calligraphy festival From 27102018 to 09112018 At 12 km The Auckland Yoga Festival From 24022019 to 26022019 At 15 km AUCKLAND travel guide Our rooms An exclusive luxury apartment hotel ideally located in the very heart of Auckland city featuring fantastic balconies with harbour city views 4 photos One Bedroom Apartment A generous apartment equipped with a full kitchen dining area and living space The bathroom features a bath separate shower and laundry Each apartment provides large balcony with cityscape views of Auckland Two Bedroom Apartment A spacious apartment with expansive views overlooking Auckland A fully equipped kitchen separate livingdining areas two bedrooms and bathrooms with bath separate shower and laundry 32 rooms 100 nonsmoking hotel Extra bed in room for child Baby bed Our rooms fittings 44 5 AccorHotels Rating 1003 reviews Our guest reviews for The Sebel Quay West Auckland 100 genuine reviews from our guests 40 5 TripAdvisor Rating 654 reviews Anonymous Business 12102018 AccorHotels certified review Great service great location Fantastic Staff were very welcoming the view was amazing Anonymous Business 12102018 AccorHotels certified review Ceo The front desk chap was very accommodating when I asked for more than the 2 coat hangers in the closet and also a cork screw Would have been nice if the room had them note that there was only 2 forks but he was very helpful in getting them Note also you could start replacing your ironing board covers Doris Friends 11102018 AccorHotels certified review Wrong Visa card charges Hotel charges me twice before check in After check out hotel charged me again over nz1400 that is totally radiculas Its wasting my time to check with bank booking Com to refund properly This is not yet settled till now Honestlyit is a nightmare to book this hotel Our hotel has responded to the review Anon Business 05102018 AccorHotels certified review Pleasant and efficient Great I really like the online check in Also the check out experience was really efficient The only negative is all the construction going on around the area I also think the eatery on level 1 has improved since my last stay in terms of service Dru B Couples 05102018 AccorHotels certified review Stunned at the space and the feeling of being relaxed Room 1802 The fact that there were separate living areas was amazing It was the last stay on our holiday and a delightful experience the other places have been great as well in NZ but the room was lovely I would DEARLY love to stay in the corner room some day Im assuming that is impressive Trying to park was a total nightmare due to Albert Street road works but thats not your fault I would very much suggest some maintenace on the bathroom cupboards They have obv swollen due to fluid I would assume over time but they really In partnership with Webusers rating Other webusers rate our hotel Arrival date Departure date Rooms Adults Children Additional criteria

O O O O O O O O O O B I I I I B I I I I O O O O O O O O O O O O O O O O O O O O O O O B I I I I O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O B I I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B I I I I O O O O O O O O O O O O O O O O B I I I I O O O O O O O O O O B O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O O O O O O O O O O B O B I I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O B I I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O


Next 5 Days Tonight Jan 6 21 Lo RealFeel 34 Partly cloudy cold Tomorrow Jan 7 13 Hi RealFeel 23 Clouds and sun very cold Tuesday Jan 8 12 Hi RealFeel 30 Plenty of sunshine very cold Looking Ahead The cold wave will continue through Thursday Top Videos NETWORK ERROR Can not Contact Server RELOAD YOUR SCREEN OR TRY SELECTING A DIFFERENT VIDEO See Weather Videos Whitehorse Radar See Weather Radar Whitehorse Weather Map Nearby Places Whitehorse Weather Conditions Nearby Places Taan Kwachan 15 Lake Laberge 1 15 Upper Laberge 15 Takhini Hotspring 15 Takhini 15 Ibex Valley 15 Carcross Cutoff 15 Cowley 15 Robinson 15 Mount Lorne 15 Trending News Incredible lightning storm illuminates sky Defunct satellite spotted burning up in Earths atmosphere Did You Know An inch of rain water is actually equivalent to 15 inches of dry powdery snow

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Next 5 Days Current Weather 56 F RealFeel 52 Clear Tonight Jan 1 44 Lo RealFeel 43 Clear to partly cloudy Tomorrow Jan 2 77 Hi RealFeel 79 Partly sunny nice Thursday Jan 3 76 Hi RealFeel 75 Sun through high clouds Top Videos NETWORK ERROR Can not Contact Server RELOAD YOUR SCREEN OR TRY SELECTING A DIFFERENT VIDEO See Weather Videos Addis Ababa Satellite See Weather Satellite Addis Ababa Weather Map Nearby Places Addis Ababa Weather Conditions Nearby Places Chancho 46 Sendafa 47 Sululta 54 Holeta 53 Adis Alem 55 Alem Gena 54 Sebeta 53 Akaki Beseka 54 Tefki 53 Rebto 53 Trending News Howling winds tears apart Old Glory during blizzard Strong winds send tree crashing down onto home Try RadarPro Today Telemet Data Feeds The AccuWeather Store Site Specific Severe Weather Warnings YourCaster for iOS The AccuWeather Network AccuWeather for Android AccuWeather Weather for Life

O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B I O O B O B I B O O O B I B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O B O O


Now 203 am EST Weekend Extended Radar MinuteCast Next 5 Days Current Weather 54 F RealFeel 54 Cloudy Early AM Dec 31 53 Lo RealFeel 52 Mostly cloudy Today Dec 31 66 Hi RealFeel 65 Partly sunny a shower Tonight Dec 31 62 Lo RealFeel 60 Mostly cloudy warm ALLERGY FORECAST Check the allergy forecast for Atlantic Beach Top Videos NETWORK ERROR Can not Contact Server RELOAD YOUR SCREEN OR TRY SELECTING A DIFFERENT VIDEO See Weather Videos Atlantic Beach Radar See Weather Radar Trending News Dramatic rescue of woman child from swollen creek Heavy rainfall produces powerful floodwaters overwhelms bridge in Hawaii TRENDING NOW 35 photos capture extreme weather events that hammered the US in 2018 Bomb cyclones major hurricanes wildfires tornadoes and major flooding produced some memorable and tragic photos in 2018 Earths crust is swallowing 3 times the amount of sea water as previously thought A geologic mystery is stumping scientists after a new study revealed the Earths crust is swallowing three times the amount of sea water as originally thought More Trending Now Be AccuWeather Ready Hurricane Preparedness Checklist Be in the know about tropical storms Did You Know As of 2018 the official highest recorded temperature measured was 134F on July 10th 1913 at Death Valley CA Try RadarPro Today YourCaster for iOS Telemet Data Feeds AccuWeather Weather for Life The AccuWeather Network AccuWeather for Android Site Specific Severe Weather Warnings The AccuWeather Store

O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O B O B I O O B O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O B O O O O


Now Weekend Extended Month Radar MinuteCast High Wind Watch HIGH WIND WATCH REMAINS IN EFFECT FROM THIS Franklinville Radar Past Future 100 MAP SOURCES MAP SOURCES Leaflet Bing Maps Rain Snow Ice Mixed National Live Feed LATEST Videos NEWS BLOGS Mild weather to highlight 118th Mummers Parade in Philadelphia Weather News December 31 2018 50028 AM EST Dry mild and gusty weather is expected for the 118th annual Mummers Parade in Philadelphia on Tuesday Jan 1 2019 Dramatic rescue of woman child from swollen creek Video First responders came to the aid of this woman and her child who was caught in a swollen floodwaters of Clay Creek just outside of Dahlonega Georgia on Dec 28 The woman is currently facing DUI charges after running off the road and falling into the river 2018 to end with gusty thunderstorms risk of damaging winds in Tennessee Valley Weather News December 31 2018 103631 AM EST The same storm producing drenching rain and pumping warm air into the eastern United States will bring gusty thunderstorms and the potential for damaging winds over the Tennessee Valley into Monday night Make winter more comfortable with this fittedout sweatshirt Weather News Ad by AccuWeather Shop Methane on Mars is disappearing Video Although scientists found methane in Mars atmosphere years ago new satellite data is showing zero traces of the gas on the red planet Arctic air to follow waves of snow across northern Plains Great Lakes as 2019 begins Weather News December 31 2018 74614 AM EST Two storms will bring snow to the region and then open the door for arctic cold into the new year NYC Police Will Supervise Times Square NYE With Drones Video The New Years Eve ball drop in Times Square is an iconic event in the New York City calendar And this year the party will be supervised by cameraequipped drones which will keep watch over partygoers for security For the first time New York City police will use drones to keep an eye on Times Square for the NYE party which is expected to attract as many as two million attendees In addition to the camera drones the police will also be deploying new counterdrone technology to b Southwestern US Rockies brace for more snow and cold air at the start of 2019 Weather News December 31 2018 24442 AM EST Snow will shift to the Colorado Rockies Arizona and New Mexico bringing another blast of snow and cold for the region in time for the New Year Scientists Raise Alarm About Increasing Polar Bear Attacks On People Video Polar bear attacks on people are growing in the wake of a warming planet scientists say Rainstorm mild air to close out 2018 and begin 2019 in northeastern US Weather News December 31 2018 103946 AM EST 2018 will end and 2019 will begin with a rainstorm and a surge of mild air over much of the northeastern United States Rescuers scale lamppost to rescue trapped seagull Video A pair of animal rescuers were called to a rather unique spot recently when they were asked to save a seagull that was found dangling from a fishing line stuck on a lamppost NYC Times Square revelers face wet but mild New Years Eve as 2018 winds down Weather News December 31 2018 24534 AM EST While rain may soak New Years Eve revelers at Times Square in New York City on Monday evening the weather will be dramatically warmer than one year earlier Interesting things dropped on New Years Eve Video The crystal ball dropped at Manhattans Time Square isnt the only New Years Eve celebration Many places in the US carry their own celebration dropping some interesting objects as well Chilly Santa Ana winds to whip through Southern California as 2019 begins Weather News December 31 2018 25256 AM EST A disruptive wind event will unfold in Southern California early this week with Pasadenas Tournament of Roses at risk for blustery weather Top astronomy events to mark in your 2019 calendar Video Whats up in the sky for 2019 Eclipses meteor showers and a rare celestial alignment We have it all as we give you the top astronomy events of the new year Mark them in your calendar 2019 NHL Winter Classic Flurries may fly as Blackhawks and Bruins square off at Notre Dame Stadium Weather News December 31 2018 23835 AM EST The National Hockey Leagues New Years Day tradition continues this year in South Bend Indiana as the Chicago Blackhawks face off against the Boston Bruins President Trump is shrinking Utahs desert monuments which are known as bee hotspots Video Grand StaircaseEscalante National Monument is a federally protected area found in central southern Utah Its about 19 million acres and one of the top locations for bee diversity in the United States Earths crust is swallowing 3 times the amount of sea water as previously thought Weather News December 27 2018 92621 AM EST A geologic mystery is stumping scientists after a new study revealed the Earths crust is swallowing three times the amount of sea water as originally thought More News Trending News Dramatic rescue of woman child from swollen creek Tropical depression floods businesses as it pushes inland

O O O O B O O O O O O O O O O O O B B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Admission Requirements If youre ready to earn your next degree ACE has the affordable online programs to help you meet your career goals Please follow the application steps and admissions requirements below Application Checklist To help you ensure that you will be evaluated for admissions prior to your desired start date the following will be required for admission into most of our programs Complete application Application fee Complete Enrollment Agreement Submit transcripts American College of Education Department of Admissions PO Box 2185 Indianapolis IN 462062185 Provide proof of English language proficiency for students whose first language is not English Complete programspecific requirements see each programs admissions page to the left for details Please contact an enrollment counselor at infoaceedu 18002800307 or chat now to get help with your application Additional Admissions Requirements All ACE programs require specific admissions criteria Please see the Catalog for the most uptodate listing of requirements by program Program Requirements Under the Catalog Students are admitted into the College under the program requirements in the Catalog in effect at the time of admission They remain with those program requirements throughout their enrollment at ACE However if students withdraw are administratively withdrawn or dismissed and wish to return to the College they will return under the program requirements in the Catalog in effect at the time of readmission or reentry Program requirements may change over time and these will be reflected in a Catalog or Addendum Students may request to move to a more recent Catalog by sending an email to registraraceedu Students may not move to program requirements in an earlier Catalog version Application and Fee An applicant applies for admission to American College of Education by completing the online application form and paying the nonrefundable admission fee The application and fee are valid for one year after which they are considered expired if the applicant has not completed the entire admissions process Prospective students are encouraged to contact an enrollment counselor with questions about the College or the admissions process Notification of Admission Decision Once all required admission documents are received a students file is reviewed If the applicant meets the admission requirements heshe is either fully admitted or provisionally admitted Students are notified of their acceptance through an email Admission Status Full admission A status assigned to a student who has met all requirements for admission Provisional admission Students will be provisionally admitted for either of the following reasons GPA used for admission as outlined in the Admissions Requirements by Program Not submitting all required official admission documents Students will be removed from provisional admission when the following occurs Required GPA and grades as outlined in the Satisfactory Academic Progress Policy are earned during the first two terms All official documents are received by the end of the first term Denied Applicants who do not meet the admission requirements are denied admission A denied applicant may reapply once heshe believes that admission requirements can be met

B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B I I I O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O B O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O B O O O O O O O O O O O O B O B O O O O O O O O O O O O O O B O O O O O O O O O O O O O B O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O B O O O O O O O O O B O O O O

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The Minimalist Approach to Fitness Filter By Category Fitness can be complicated but there is a way to simplify your workouts Taking a minimalist approach to fitness allows you to focus on the basics for maintaining fitness and wellness With this mindset you can rest easy that you do not need to invest in a special workout or product gimmicks are just clutter The basics are enough to get you fit and keep you healthy This simplistic approach can be helpful during those seasons of life when time is particularly limited Rather than abandoning your routine during stressful times its better to do just do what you cana minimal 20minute workoutand appreciate how much better you feel after a few key exercises When tasks are complicated it is easy to procrastinate or put it off all together Making things simple means you are more likely to stick with the routine on a consistent basis As the convenience of the minimalist approach sinks in you may find yourself abandoning complicated or long workouts With basic guidelines The Three Essential Components Here are three essential components to include in your minimalist workouts mobility strength and cardio Cardio and strength training is often mixed together in highintensity interval training HIIT circuit training supersets or other intervaltype workouts As a minimalist focus on exercises that utilize big muscle groups to increase metabolic demand and functional fitness Exercises such as squats pushups and lunges are a mainstay while smallmuscle exercises such as biceps curls and calf raises are less crucial Lifting pushing and pulling things as you would in daily life are the movements highlighted in these workouts so no special equipment required Performing In general industry standards recommend performing 75150 minutes of cardiovascular exercise dependent on intensity The more intense the exercise the less time needed Healthy adults are also encouraged to complete two to three days of strength training to increase and maintain lean muscle tissue The minimalist approach can fit within these guidelines with a focus on the most demanding or impactful exercises Simply put if you work harder and smarter you can decrease the time you spend in the gym and still achieve results Your minimalist workout should include a few minutes of preparatory or warmup movements To start perform softtissue work such as foam rolling for the large muscle groups including the hips back and shoulders After softtissue work perform dynamic stretching that mimics the movements in your planned workout This portion of your workout need not be extensive but can make a big difference in the quality of your workout as a whole It also allows for mental preparation and focus When it comes to strength training perform large muscle functionaltype exercises Focus primarily on the five major movements For example include pushing exercises like pushups and overhead presses pulling exercises such as bentover rows and pullups bendandlift exercises such as dead lifts rotation exercises such as wood chops and singleleg movements like squats You can perform all of these major movements in one workout or you could split them between days You can also alter the setrep scheme to achieve your desired training result or you can take a more intuitive training approach by listening to listen to how your You can accumulate cardiovascular activity in a variety of ways Activities of daily living such as physical chores walking or outdoor recreation activities are great ways to accumulate hearthealthy cardio movement Another approach is to perform HIITstyle training within or at the end of a workout Instead of spending large chunks of lowintensity time on a treadmill a few sets of challenging highintensity exercises such as burpees high knees or sprints should only take five to 10 minutes and can provide results comparable to twice the amount of low to moderateintensity cardio WrapUp You can become a fitness minimalist by making the most of your workouts and performing the most impactful exercises Keep your workouts simple and attainable yet physically challenging When you feel confident in our workout you are more likely to be consistent which is key to creating and maintaining optimal health and fitness Author Amber Long Contributor Amber Long MEd currently resides in Denver Colorado where she is the Executive Director of the Student Wellness Center at the University of Colorado Denver Amber is a certified trainer instructor and health coach as well as a continuing education provider and fitness business consultant She holds two degrees from Iowa State University a bachelors degree in Community Health Education and a masters degree in Higher Education Leadership Policy Studies She believes exercise is medicine and works to engage clients from all walks of life in physical activity and smart nutrition in order to live their best life

O O O O B O O O B O O O O O O O O O O O B O O O O O B O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O B O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Paint A Perfect Rocking Chair Posted on December 1 2015 by Sam Lutz Rocking chairs make beautiful but Christmas gifts but they can be expensive unless you manage to buy one used and restore it to its original beauty In this tutorial well discuss methods for painting the perfect rocking chair This project can be a challenge because of all the curved surfaces tight spaces and corners To paint the perfect rocking chair be sure to set aside plenty of time so you can be sure to get the project done right Materials Sponge Bucket Detergent Microfiber cloth 2 Fine and mediumgrit sandpaper Orbital sander optional Exteriorgrade moldresistant primer spray or nonspray Exteriorgrade paint spray or nonspray Paint brush various sizes not needed if using spray paint Tarps Process Clean the rocking chair above and underneath Use mild detergent mixed in warm water Wipe down the entire rocking chair with a damp sponge then dry off the chair with a dry microfiber cloth Sand every bit of the rocking chair that youll be painting If using an orbital sander use it to sand down flat areas of the rocking chair Move on to sanding by hand once the broad flat parts of the rocking chair have been addressed This creates a rough surface that the new paint can adhere to Dust off the chair with another dry microfiber cloth to remove dust from the sanding you did in step 2 Put the rocking chair on a tarp If youre planning to use spray paint the tarp should be extra wide to catch any over spray Paint the chair with moldresistant exteriorgrade primer The mold resistance of the primer is especially important if youre planning to leave the rocking chair outdoors on a porch or patio If youre planning to use the chair indoors only then standard primer is acceptable If youre painting the chair with nonspray paint use a wide flat brush to paint the broad flat areas of the chair then use the angled brush to paint the corners and tight spaces of the rocking chair Note You may need to apply paint to the rocking chair in stages First paint the parts of the rocking chair you can reach when it is rightsideup then wait for the primer to dry and paint the parts of the chair you can reach when its upside down This applies to coats of paint as well as primer Wait for the primer to dry When you apply more paint to the rocking chair the primer should feel dry and smooth not tacky to the touch Paint the rocking chair with the first coat of paint following the procedure described above Wait for the coat of paint to dry Sand the paint with a light sandpaper Paint the rocking chair with a second coat of paint Wait for the coat of paint to dry Add any finishing touches like a stenciled design to the back of the rocking chair Resources If you still have questions about painting your rocking chair we recommend taking a look at a few online tutorials This tutorial shows the painting process without spray paint This tutorial shows the painting process with spray paint You can also watch this YouTube tutorial on the process Your browser does not currently recognize any of the video formats available Click here to visit our frequently asked questions about HTML5 video And of course we recommend stopping by Ace Paint and Unfinished Furniture for supplies and friendly advice Were happy to answer your questions and recommend some great products that will help you with your project This entry was posted in Home Painting Bookmark the How To Waterproof A Basement 5 Easy DIY Christmas Ornaments

B O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O B O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O B O O O O O O O O B O O O O B I O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O B I O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O B O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O B O O O O O O O O O O O O O B O O O O O O O B I O O O O O O B O O B I O O O B O O O O B I O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O B O O B I O O O O O O O O O O O O B O B I O O O O O B O O O O O O O O O O B O O O O B O O O O B O B I O O O O O B O O O O O B O O O O O O O O O O O O O O O B I O O O O O O O O O B I O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Storing Your Paint During Winter Posted on December 16 2014 by Sam Lutz Winter paint storage can be problematic for homeowners in the Pittsburgh area Garages tend to be the goto place for paint storage but many garages in Pittsburgh homes are unheated Unfortunately freezing temperatures can impact the integrity of paint How do Freezing Temperatures Impact Paint Latex paint is waterbased meaning that it can freeze at the same temperature that water freezes at 32 degrees Fahrenheit Oilbased paint is different While oilbased paint can freeze it freezes at a much lower temperature than latex paint Freezing temperatures can do permanent damage to the emulsion in paint causing the paint to become a strange consistency Paint that has frozen and thawed may become ropey stringy or clumpy It may be the consistency of cottage cheese or gritty like sandy water What Can I Do If My Paint Freezes If your paint freezes allow it to thaw Once the paint has completely thawed stir it with a paint stirrer or take it to a paint store to be shaken up If your paint seems to be the same texture thickness and consistency of normal paint then it may be acceptable to use If the consistency of the paint is different even after its been thawed and stirred it is no longer useable and should be discarded Paint Storage Best Practices To avoid ruining your paint find an acceptable location where your paint can be stored A temperature controlled environment is best If your garage has no climate control try storing your old paint in your basement or attic The space you choose should be cool but not cold dark and dry Outdoor structures like sheds are problematic because they become too cold in winter and may have moisture problems as well To further protect your paint store it in an airtight container Follow these steps to store your paint properly Place a layer of plastic wrap over the top of the paint can to achieve an airtight seal Gently pound the lid into place with a rubber mallet Store the paint can upside down Doing this will help you create an airtight seal between the paint and the lid Some people dont like to store paint this way because they worry about paint leaks If the lid has been properly secured and if a layer of plastic wrap was used as recommended this should not be an issue However for extra security place the paint cans in a plastic tub that will prevent the paint from leaking all over the floor in the location where the paint is being stored Resources For more information on the subject weve found a variety of informational articles online relating to paint and cold weather Todays Homeowner This post includes a short but interesting video that illustrates what paint looks like when it freezes Phillycom This article talks about the draw backs to painting in cold weather and how cold is too cold PaintInfo This site also talks about the drawbacks to painting in cold weather Ohio EPA The state of Ohios Environmental Protection Agency has posted a thorough page about paint storage best practices Have more questions about paint storage Call us or stop by one of our stores The staff at Ace Paint and Unfinished Furniture love answering paintrelated questions This entry was posted in Seasonal Projects Bookmark the You Can Make Homemade Stain Using Walnuts A Collection Of The Best Chalkboard Paint Ideas

O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

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VCAA Language Assessments The Language Assessments are a suite of online language assessments developed and hosted by the Australian Council for Educational Research ACER to test students listening and reading skills in target languages They can be used on demand by teachers and provide snapshots of students listening and reading skills which can be used to better target individual students learning needs Available languages Chinese French German Indonesian Italian Japanese Modern Greek Spanish Format and reporting The Language Assessments offer separate online multiplechoice format tests in listening and reading in increasing levels of difficulty in each language The assessments offer teachers instant raw test scores with extended reporting functionality planned in 2018 Please note While the Language Assessments have been developed using the Victorian Curriculum Languages they are only applicable to the reading and listening components of the curriculum and as such are not suitable to be used as the sole means to ascertain students learning progress against the Victorian Curriculum Languages Achievement Standards The Language Assessments are available at no cost to all Victorian schools including community language schools Registration To access the Language Assessments Victorian schools need to register through ACERs Online Assessment and Reporting System Once registered schools will receive a confirmation email and further instructions from ACER on how to proceed Please note at peak times this process may take up to five working days from registration to accessing the assessments Registration Support Refer to the help page within your OARS account for account set up instructions and video demonstrations Registration account support help desk Phone 61 1300 232 123 Email oarssupportacerorg Professional learning support VCAA and ACER are conducting a series of online professional learning sessions to support teachers using the new assessments within the Victorian Curriculum F10 Languages For session details please see the F10 Professional Learning section on the VCAA website VCAA professional learning

B I I O O O O O O O O O O O O O O O O O O O O B O O O O O B I O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

vcaa language assessments
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ACLU Statement on Charlottesville Violence and Demonstrations August 12 2017 The following is a statement from the American Civil Liberties Union on the violence and demonstrations in Charlottesville Virginia We condemn the voices of white supremacy heard in Charlottesville today and all violence Our hearts are with those killed and injured Participants like KKK leader David Duke made it clear why white supremacists took to the streets of Charlottesville they applaud President Trumps policies and wish to intimidate Americans who are working for equality and liberty in the United States We like counterprotesters others around our country wont be intimidated We work daily to fight systems policies of white supremacy The First Amendment is a critical part of our democracy and it protects vile hateful and ignorant speech For this reason the ACLU of Virginia defended the white supremacists right to march But we will not be silent in the face of white supremacy Those who do stand silent enable it That includes our president Contact Information mediaacluorg 125 Broad Street 18th Floor New York NY 10004 United States 212 5492666 Senators Protect the Mueller Investigation Add your name Stay Informed

B I O B O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O