granular Seen and Heard What made you want to look up granular Please tell us where you read or heard it including the quote if possible show comments WORD OF THE DAY abominable worthy of hatred or disgust Get Word of the Day daily email Love words Need even more definitions Subscribe to Americas largest dictionary and get thousands more definitions and advanced searchad free MerriamWebster unabridged

B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


participate Seen and Heard What made you want to look up participate Please tell us where you read or heard it including the quote if possible show WORD OF THE DAY chiliad a period of 1000 years Get Word of the Day daily email Love words Need even more definitions Subscribe to Americas largest dictionary and get thousands more definitions and advanced searchad free MerriamWebster unabridged

B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Injustice 2 PC Warner Bros Interactive Entertainment Release Date Nov 30 2017 Also On iPhoneiPad PlayStation 4 Xbox One Summary Critic Reviews User Reviews Details Credits Trailers Videos Metascore 86 Generally favorable reviews based on 15 Critics Whats this User Score 76 Generally favorable reviews based on 113 Ratings Your Score 0 Summary Every battle defines you Power up and build the ultimate version of your favorite DC legends in INJUSTICE 2 With a massive selection of DC Super Heroes and SuperVillains INJUSTICE 2 allows you to equip every iconic character with unique and powerful gear earned throughout the game Developer QLOC Genres Action Fighting 2D of players Online Multiplayer Cheats On GameFAQs Rating T More Details and Credits Trailer Please enter your birth date to watch this video Critic Reviews Positive 15 out of 15 Mixed 0 Negative 0 Worth Playing Mar 1 2018 90 Though it didnt launch day and date with the console versions Injustice 2 remains a solid fighting game for PC players The fighting system is a marked improvement over the original and the online performance is solid but the singleplayer content and loot system are what will keep people playing Theres so much content here that those who arent interested in playing online will still feel like they got their moneys worth Fighting fans and those who enjoy the DC universe should definitely own this game All this publications reviews Read full review GameWatcher Nov 20 2017 90 Despite a few performance hiccups we encountered and the absence of a few of the more fun console perks or events Injustice 2 on PC is a much better port than the first game or Mortal Kombat X And a good thing too because Injustice 2 is a superb fighting game Combat is satisfying and is just as accessible to casual fans as professionals and theres an absolute wealth of content both online and offline that could keep you playing forever The story mode is an absolute blast with fun writing acting and amazing facial animation and sports a far All this publications reviews Read full review Critical Hit Nov 29 2017 90 Injustice 2 is already a fantastic game and arguably the best entry in the fighting game genre for 2017 And now thanks to a surprisingly magnificent port devoid of the headlinegrabbing issues that plagued ports of previous NetherRealm Studios games PC gamers can get to experience all that DC Comics fisticuffs brilliance for themselves in an even shinier package All this publications reviews Read full review PC Gamer Nov 20 2017 85 A great port of a brilliant fighter with a staggering amount of content beyond multiplayer brawling All this publications reviews Read full review Everyeyeit Dec 7 2017 85 The biggest problem is still the questionable management of the thugs distributed through the DLC All this publications reviews Read full review 3DJuegos Nov 30 2017 85 Take the great things from the previous Injustice and improve them A great fighting game with lots of content to play alone or multiplayer The new Gear System can change the microtransaction in the genre New plot with an election and two conclusions awesome one of them Not a better history than Injustice Gods Among Us but it is a worthy sequel All this publications reviews Read full review Eurogamer Italy Nov 20 2017 80 Injustice 2 for PC is a great porting of a great game The most iconic characters of the DC universe shine brighter on the master race edition that can count on 4K resolution and a stable 60 fps framerate This title is highly recommended to all fans of fighting games and passionate comics devourer All this publications reviews Read full review See all 15 Critic Reviews User Reviews Positive 4 out of 7 Mixed 1 out of 7 Negative 2 out of 7 MaorGG Feb 28 2018 10 One Of The Best Fighting Games i Ever Played Played On My PS4 StoryOnilneMultiverseRoster A Fighting Game Gem 0 of 0 users found this helpful mlem Oct 7 2018 9 Potato Really bad Bad but playable OK Good Beautiful Insane Pricequality Dont buy this game 0 of 0 users found this helpful TimW001 Nov 21 2017 9 Injustice 2 for PC is a great fighting game Smooth fighting A huge cast of DC characters Massive amounts of content with each character 1 of 1 users found this helpful Diegochocho Jul 5 2018 8 Gran juego digna de una secuela combate mejorado escenarios mas hermosos y en especial el modo historia 0 of 0 users found this helpful LoletinAlexis Aug 25 2018 7 A continuation bordering the decent very focused on the inclusion of Supergirl the most interesting character in this sequel to the 0 of 0 users found this helpful arislaf Aug 3 2018 0 Has officially spyware Beware Dont even temp to buy it Contains REDSHELL 0 of 0 users found this helpful karelpica99 Dec 20 2017 0 The amount of DLC they throw at you every time Netherrealm makes a fighting game is getting really old Getting prompted to spend money after 3 of 7 users found this helpful Trailers Injustice 2 Fighter Pack 3 Trailer 139 0 views play now Injustice 2 Official Hellboy Moveset And Breakdown 1111 0 views play now Injustice 2 Hellboy Gameplay Trailer 201 0 views play now Injustice 2 Hellboys Intro Quotes With Every Character 806 0 views play now Injustice 2 Justice League Events Trailer 057 0 views play now

B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O B I O O O O O O O O O O B I O O O O O O O O B I O O O O O O O O O O O B I O O O O O O O O O


Shadow of the Tomb Raider PlayStation 4 Square Enix Release Date Sep 12 2018 Also On PC Xbox One Summary Critic Reviews User Reviews Details Credits Trailers Videos Metascore 76 Generally favorable reviews based on Critics User Score 75 Generally favorable reviews based on 485 Ratings Summary Experience Lara Crofts defining moment as she becomes the Tomb Raider In Shadow of the Tomb Raider Lara must master a deadly jungle overcome terrifying tombs and persevere through her darkest hour As she races to save the world from a Maya apocalypse Lara will ultimately be forged into the Tomb Raider she is destined to be FEATURES Survive and Thrive In the Deadliest Place on Earth Master an unforgiving jungle setting in order to survive Explore underwater environments filled with crevasses and deep tunnel systems Become One With the Jungle Outgunned and outnumbered Lara must use the jungle to Rating M Developer Eidos Montreal Genres Action Adventure General Number of Online Players 2 Players DesignerProducerProgrammer credits provided by GameFAQs If you contributed to this game and feel you should be credited please read our FAQ Awards Rankings 91 Best PS4 Game of 2018 15 Most Discussed PS4 Game of 2018 25 Most Shared PS4 Game of 2018 Top Trailers ReCore Launch Trailer 131 35441 views play now PES 2017 E3 2016 Teaser Trailer 114 27374 views play now Forza Horizon 3 Official Launch Trailer 123 23588 views play now See all trailers

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Metals Alloy Steel Alloy Steel 4340 Steel Plate Alloy Steel 4340 Steel Plate Standard mill sizes for Alloy Steel 4340 Steel Plate range from 19 all the way up to 6 Other sizes may be available Contact your local Metal Supermarkets store to confirm availability and pricing Please note all items are subject to availability Item Dimension is thickness in inches Find Your Closest Store 019 Alloy 4340 Steel Plate 14 Alloy 4340 Steel Plate 516 Alloy 4340 Steel Plate 38 Alloy 4340 Steel Plate 12 Alloy 4340 Steel Plate 58 Alloy 4340 Steel Plate 34 Alloy 4340 Steel Plate 78 Alloy 4340 Steel Plate 1 Alloy 4340 Steel Plate 1 14 Alloy 4340 Steel Plate 1 12 Alloy 4340 Steel Plate 1 34 Alloy 4340 Steel Plate 2 Alloy 4340 Steel Plate 2 12 Alloy 4340 Steel Plate 3 Alloy 4340 Steel Plate 3 12 Alloy 4340 Steel Plate 4 Alloy 4340 Steel Plate 4 12 Alloy 4340 Steel Plate 5 Alloy 4340 Steel Plate 6 Alloy 4340 Steel Plate Get a Quote Fast Visit the Metal Glossary

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Manage your online banking credentials Managing Your Online Banking Security Credentials When you join Metro Bank youll be given a number of details to use for our online and telephone banking services To protect yourself you must keep these details safe You can manage the details online too The details you need to bank with us When you open an account with us we will give you a unique 12digit customer number and you will provide us with your Magic Word Youll need both to register for our online and telephone banking services During the online and telephone banking registration process you will also be given the opportunity to set an 8digit security number a password and the answers to some memorable questions How to register online Well normally be able to register you in store but if this didnt happen you can head over to our SelfService Portal You need to do this within one month after joining us otherwise give us a call You will need your 12digit customer number your Magic Word and the number of the mobile phone youve registered with us Keeping your details up to date If you want to change any of your security details you can use our SelfService Portal You will need your 12digit customer number and two of these pieces of information your password 8digit security number or answers to your memorable questions Make it easier for yourself Once youre registered and ready to go you can log in to your online banking and change your 12digit customer number to a username thats memorable for you You can also easily locate your 12digit ID through the Metro Bank mobile app Once you log into your account simply go to the More menu to access Settings and select My Details Your ID should be located under your name Some helpful tips to stay safe online Stay aware Metro Bank will never ask for your cards PIN code online or over the phone Fake emails We are aware that sometimes customers recieve emails from people pretending to be us If you are suspicious of anything please forward it to phishingmetrobankplcuk Fraudulent calls We will never ask you for your full password or security number over the phone worried about something suspicious Call us Find a store Want more information Staying safe Weve created a handy guide with all the information you need to stay safe with Metro Bank Have a read Stay safe

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Fire PE Exam Ranked 3rd Toughest 6th Overall 7192016 0 Comments Congratulations you have bragging rights over those pesky mechanicals NCEES recently published the latest PE Exam pass rates across each exam discipline and fire protection tied for 3rd out of 24 disciplines for the lowest pass rate for firsttime exam takers and 6th lowest overall The passing rate of 61 for firsttime fire protection trailed only software 56 and nuclear 58 engineering disciplines Overall passing rates rank fire protection 6th most difficult trailing nuclear 42 software 47 environmental 49 civil geotechnical 49 and civil construction 49 These numbers include repeat takers While the pass rate feels dramatic for those of us preparing for the exam its not insurmountable The best way to pass the exam is through intentional productive preparation In the coming weeks well be outlining our strategies for preparing for and passing the exam based on personal experience as well as interviewing dozens of engineers just like you who have passed the exam If you havent already you can subscribe to our weekly blog by visiting us at wwwmeyerfirecomblog and posting your email on the right hand Subscribe section 0 Comments Leave a Reply Get Free Articles via Email Get calculators tools resources and articles Get our PDF Flowchart for Canopy Overhang Requirements instantly No spam Unsubscribe anytime AllAccess Get access to every tool the downloadable Toolkit Sprinkler Database Daily PostaQuestion and more See all the details here Author Joseph Meyer PE is a Fire Protection Engineer in St Louis Missouri See bio on About page Categories All Career Course Design Challenge Fire Alarm Fire Events Fire Suppression Flammable Combustible Liquids Flexible Drops Floor Control Valve News NICET PE Exam Products Site Updates Sprinkler Systems Standpipes Tools Archives December 2018 November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017 November 2017 October 2017 September 2017 August 2017 July 2017 May 2017 April 2017 September 2016 August 2016 July 2016 June 2016 July 2015 June 2015 May 2015 RSS Feed

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After years of missteps Miami Beach nonprofit fights to hold onto affordable housing Miami Herald Miami Beach After years of missteps Miami Beach nonprofit fights to hold onto affordable housing By Kyra Gurney October 23 2018 0715 AM Updated October 23 2018 0227 PM MiamiDade County recently took over Madison Apartments an affordable housing building at 259 Washington Avenue in Miami Beach Madison Apartments is among the buildings at the center of a dispute between the county and Miami Beach Community Development Corporation PATRICK FARRELL pfarrellmiamiheraldcom In Miami Beach an island known for its luxury real estate affordable apartments are few and far between The lowwage workers who clean the citys hotels and work in its restaurants often struggle to find a place to live as do elderly residents on a fixed income In recent months the citys affordable housing landscape has become even more complicated A dispute between MiamiDade County and a nonprofit that operates hundreds of subsidized apartments has created a tugofwar over a dozen buildings across the island Years of mismanagement at the Miami Beach Community Development Corp resulting in a sixfigure operating deficit maintenance problems and a host of other issues have left the nonprofit struggling to stay afloat Some residents complain about damaged roofs leaks and broken airconditioning units The countys public housing department recently took over two of the groups properties and wants to acquire 12 more Most of the properties were purchased with county loans We have given MBCDC years years to clean up their act said Michael Liu director of the countys Department of Public Housing and Community Development We cant wait on any more plans Theyve proven that they dont really have the capacity to do what theyre supposed to do Digital Access For Only 099 For the most comprehensive local coverage subscribe today SUBSCRIBE NOW ReadLocal But the community development group wants to hold onto its properties which include 12 affordable housing buildings in Miami Beach and two in Little Havana The organization recently cleaned house and its new leadership argues that the nonprofit needs time to right the ship The organization also claims that the county has interfered with recent efforts to solve its financial problems and that lowincome Miami Beach residents would be better served by a local nonprofit Were a small local citizenrun residentrun nonprofit said Jeff Feldman the vice chair of the organizations board We have personal touch and we have connection to each of the residents And thats really the most important thing for us All of this has created uncertainty for some of the islands most vulnerable residents More than 80 percent of the renters in the nonprofits buildings are elderly disabled or both and more than half make less than 10000 a year There are people who are worried said Margarita Barrera an elderly resident of Madison Apartments an affordable housing building in South Beach that the county recently took over Barrera who has lived in the building for nearly 20 years said even though the county has promised to keep the rent subsidized some of her neighbors are concerned about the buildings future A hole in the ceiling of a Crespi Park apartment previously managed by the Miami Beach Community Development Corporation MiamiDade County has since taken control of the building Courtesy of MiamiDade County Other residents said they were happy that the county had taken over the buildings operations Its affecting us positively said Rodolfo Gonzalez a retiree who lives with his wife daughter and two grandchildren The administration we had before didnt take us into consideration They didnt resolve maintenance problems Gonzalez and his wife Ivette Rosario said that it took weeks of repeated calls and emails to get the community development organization to fix leaks around their windows which left the carpet wet every time it rained At the other building the county recently took over Crespi Park Apartments in North Beach the roof was badly in need of repairs and one of the units was infested with insects and mold The organization said the renter hadnt paid rent in close to a year and had changed the locks preventing repairmen from entering but the county said that the tenant had stopped paying rent because of the lack of maintenance Miami Beach Community Development Corp doesnt deny that it was mismanaged in the past and that some of its buildings need repairs For years the nonprofit was the main recipient of millions of dollars in grants that the city of Miami Beach got from the US Department of Housing and Urban Development or HUD to provide affordable housing to residents Then in 2013 Miami Beach reviewed the organizations finances and found serious irregularities including evidence that funds had been spent on unauthorized or ineligible activities Amid the scandal the executive director resigned two city officials quit and a third was fired Miami Beach was left on the hook for the misspent funds City officials negotiated a more than 1 million settlement agreement with HUD which Miami Beach only recently finished paying As part of its cleanup efforts the city also took over five of the community development groups properties and stopped giving the nonprofit HUD funds The substantive issue is that they havent shown the fiscal capacity to manage any funds said Maria Ruiz Miami Beachs director of Housing and Community Services The problems didnt end there In 2015 the nonprofit got the countys permission to sell several units in a North Beach building in order to fix its financial problems But the county hasnt been able to determine how an estimated 350000 from the sales was used We have no idea what they did with the money said Liu Im not sure they know what they do with the money Monica MatteoSalinas the nonprofits board chair said in an email that the organization is having its accountants review records and that it appears from a preliminary review that the funds were used to cover some operating costs and fund some building reserves Then in 2017 according to the county the nonprofit tried to convert the Crespi Park Apartments in North Beach to marketrate apartments without the countys permission which would have violated the groups agreement with the county Shahrzad Emami an attorney for the nonprofit and the director for affordable housing and community development at Legal Services of Greater Miami said the organization wanted to convert the apartments into workforce housing which would have cost more than affordable but less than marketrate housing Insects in a Crespi Park apartment previously managed by the Miami Beach Community Development Corporation MiamiDade County has since taken control of the building Courtesy of MiamiDade County The community development group was also behind on loan payments to the county for the Madison Apartments according to Liu The nonprofit said that the county had agreed to extend the loan giving the nonprofit more time to make payments and then later sent the organization a default letter In response to these issues the county recently took control of the properties and told residents to pay rent to MiamiDade The county doesnt own the properties but is now managing them through a property management company Given these issues and the nonprofits annual operating deficit of more than 100000 MiamiDade has urged the organization to turn over all its properties so the county can ensure that they continue to be affordable units Frankly I think the sooner they recognize their capacity problems the better for the people who live there Liu said If they really care they would understand that were not some private sector forprofit entity thats going to gobble up Miami Beach property to make a profit Were the county government But the community development group argues that the organization has been completely revamped and should be given more time to solve its financial problems Most of the organizations board members have served for less than two years and the board recently brought in a new interim executive director Unlike in the past the new board is mainly composed of development and affordable housing experts said MatteoSalinas In recent months the community development group has taken a number of steps to get the organization back on track including cutting positions to save money attempting to refinance the Madison Apartments loan in order to pay off the county commissioning an independent review of the organizations finances and looking for a property management company It also tried to negotiate a joint venture agreement with a development company in order to renovate the properties and cover the nonprofits operating deficit But MatteoSalinas said that these efforts have been stymied by the county The organization blames the county for the failure of negotiations to launch a joint venture with Housing Trust Group The deal fell through shortly after the development company met with county officials to discuss the proposal Miami Beach Community Development Corp says the county also interfered with its search for a property management company and with plans to refinance the Madison Apartments and delayed the paperwork it needed to close on a loan to fix the roof at Crespi Park and pay back the county Weve been doing incredible things in recent months MatteoSalinas said We can really do this We just need the county to stop sabotaging us Liu denied that the county had interfered with the nonprofits efforts Housing Trust Group declined to comment on its discussions with the community development group citing a nondisclosure agreement County and Miami Beach officials are skeptical that the nonprofit can fix its finances In all fairness I think that this organization was given tremendous leeway from both the city and the county to try to turn itself around Ruiz said They made very poor strategic decisions and at the end of the day what really matters is that we have to secure these affordable units Last week the organization asked Miami Beach commissioners to intervene in the nonprofits dispute with the county The commission urged the county to give the nonprofit 90 days to get its house in order and to allow city staff to participate in discussions with the organization The community development corporation plans to meet with city staff on Wednesday to go over the independent financial report it commissioned and determine whether the nonprofit should give some of its properties to the county In the meantime residents in the Madison Apartments are unsure how the dispute will affect them Maria Perez a hotel housekeeper who lives in the building with her disabled husband said that so far the change has only meant that she has to send her rent checks to the county instead of the nonprofit She said she hopes that no matter who ends up operating the building shell be able to stay in her subsidized unit which is just a short walk away from her job The important thing is that they dont kick us out she said Miami Herald staff writer Douglas Hanks contributed to this report Comments Videos

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B O O O O O O O B I I O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


LARA All About LARA An Online Resource for Skilled Immigrants Child Care CHILD CARE PROFESSIONAL LICENSING GUIDE How the Profession is Organized in Michigan Eligibility for Licensing Tests Time and Costs Other Careers and Credentials Beyond Licensing Important links Tips 1 HOW THE PROFESSION IS ORGANIZED IN MICHIGAN OVERVIEW This guide covers how to become licensed as a child care provider in the state of Michigan It will explain in general the process involved and the requirements that must be fulfilled in order to become licensed or registered as a child care provider REGULATION OF CHILD CARE PROVIDERS IN MICHIGAN The Bureau of Community and Health Systems within the Department of Licensing and Regulatory Affairs licenses and regulates three main types of child care in the state of Michigan The governing law is known as the Child Care Organizations Act MCL 722111 et seq There are also specific administrative rules that apply to different types of licensing The three types of child care provider registration or license are Family Child Care Home A Family Child Care Home registration allows a provider to care or supervise from 1 to 6 minor children in a private home where the licensee permanently resides as a member of the household for less than 24 hours a day unattended by a parent or legal guardian The limit on the number of children at a Family Child Care Home does not include children who are related to an adult member of the family by blood marriage or adoption It includes care to an unrelated minor child for more than 4 weeks in a calendar year Group Child Care Home A Group Child Care Home license allows a provider to care or supervise from 7 to 12 minor children in a private home for less than 24 hours a day unattended by a parent or legal guardian The limit on the number of children does not include children who are related to an adult member of the family by blood marriage or adoption It includes care to an unrelated minor child for more than 4 weeks in a calendar year Child Care Centers A Child Care Center license allows a provider to care or supervise one or more preschool or school age children for care for periods of less than 24 hours a day where the parents or guardians are not immediately available to the children It includes a facility that provides care for not less than 2 consecutive weeks regardless of the number of hours of care per day EMPLOYMENT According to Michigan Labor Market Information the average hourly wage for a childcare worker in Michigan is 942 with an average annual wage of 19611 You may become selfemployed as a registered or licensed child care provider operating a Family Child Care Home a Group Child Care Home or a Child Care Center You may also seek employment as an assistant caregiver in a licensed or registered home or center There are numerous opportunities for such employment in every region of the state INCREASING PROFESSIONAL STANDARDS AND INELIGIBLE CHILD CARE PROGRAMS It is illegal in the state of Michigan to provide child care services to children who are unrelated to you by blood marriage or adoption past the time frames given above without being licensed or registered by the Child Care Licensing Division Initial orientation and ongoing training is offered on a regular basis to licensees or registrants by experienced Licensing Consultant who are assigned to child care providers and centers These trainings ensure that all child care providers are up to date on any changes in the law and other requirements for the safe and competent care of children 2 ELIGIBILITY FOR LICENSING All licensees or registrants must be of good moral character and suitable for providing care to children A criminal background check will be conducted For Family and Group Child Care Homes the licensed or registered caregiver must be at 18 years of age have earned a high school diploma or GED and reside in the home A program director for a Child Care Center must be at least 21 years of age and have earned a high school diploma or GED To be an early childhood program director at a Child Care Center however there are certain additional requirements for education and hours of experience working with children See Rule 4008113 for more specific information Transcripts are used to verify the semester hours of credit from an accredited college or university Depending on your specific education you may have to submit verification of hours of experience working with children In general the steps that must be followed to become licensed or registered are as follow Step I Read the applicable law and licensing rules prior to submitting an application Go to Licensing Rules for Family and Group Child Care Homes or the Licensing Rules for Child Care Centers and the Child Care Organizations Act 1973 PA 116 Step II Complete an application online at online application using Internet Explorer Note that you will need to print out forms and provide certain information along with your application including Electronic Fingerprint Clearance through L1 Identity Solutions Licensing Record Clearance Medical Clearance Request for the applicant and each assistant caregiver Documentation of Tuberculosis TB test results for all persons in the home who are 14 years of age or older Assistant caregivers must also have documentation of TB test results Documentation of valid infantchildadult CPR cardiopulmonary resuscitation First Aid and BloodBorne Pathogen Training for the applicant and any assistant caregivers Proof of inspection and approval of your heating system for Family and Group Child Care Homes including woodburning stoves and any other permanently installed heating devices and fuelfired water heater within the past 12 months from certain specified contractors or inspectors Documentation that the level of Radon gases does not exceed a specified limit See wwwmichigangovdeqradon An applicant for a Child Care Center will need to submit a staffing plan program plan equipment list a copy of a written policy for planned food service a sketch of child use space including indoor and outdoor activity space admission and withdrawal criteria discipline policy schedule of operations and emergency and evacuation plans The required documentation must be mailed to Department of Licensing and Regulatory Affairs Bureau of Community and Health Systems Child Care Licensing Division PO Box 30650 Lansing Michigan 489098150 Please make and keep copies of all documents submitted to the Child Care Licensing Division for future reference Step III Inspection for environmental health if your home has a private well andor septic system The environmental health inspection requested and paid for by the Child Care Licensing Division is done by your local health authority prior to registration For child care centers the facility will be inspected for fire safety environmental health playground safety lead hazard safety and other areas as needed A licensing study report will be prepared Step IV After the review and approval of your application materials you will be invited to attend a required orientation session arranged by your local licensing office The purpose of the orientation is to review the licensing rules and laws and prepare you for the licensing inspection The orientation will last approximately 6 hours and give you additional information that will help you be successful in the business of caring for children Time will be provided for you to ask questions For Family Child Care Homes at the end of the orientation session you will be given a Statement of Registration to take home and review You will then need to sign the Statement of Registration and certify that you are in compliance with the licensing rules and law After you have returned the signed Statement of Registration you will be issued a Certificate of Registration Upon receipt of the Certificate of Registration you may begin caring for children This registration is in effect for 3 years as long as you continue to comply with the licensing rules and the law Step V Within 90 days of being registered or licensed your licensing consultant will inspect your home to assess your compliance with the licensing rules and law An inspection process also occurs for child care centers Step VI For Group Child Care Homes and Child Care Centers once it has been determined that you are in compliance with the rules and the law you will be issued a 6month provisional license Prior to the expiration of the 6month provisional license you will receive a renewal applicable packet After you submit a complete renewal application packet an onsite inspection will occur If you continue to remain in compliance with the rules and the law you will be then be issued a regular license that is valid for 2 years 3 TESTS For Family and Group Child Care Homes the licenseeregistrant must be fingerprinted In Child Care Centers the licensee the licensee designee and the program director must be fingerprinted Note that the licensee designee and the program director may be the same person The orientation session counts as 6 hours of training A Family or Group Child Care Home licenseeregistrant must complete 10 clock hours of training each calendar year An assistant caregiver must complete 5 clock hours of training each year For Child Care Centers 12 clock hours of annual training is required In addition program directors and all lead caregivers are required to have CPR certification at the time of hire and every year thereafter The training must be received from a person who is certified as a Red Cross instructor or a trainer from another organization approved by the Department Center program directors and all lead caregivers are required to have first aid certification at the time of hire and every three years thereafter Child Care Centers must have at least one person on duty at all times who Technical assistance is also offered as needed by the child care licensing consultants to help you comply with the child care licensing rules In addition to inperson training sessions certain training is available by video and distance learning correspondence courses online training and webinars 4 TIME AND COSTS For a Family or Group Child Care Home you can expect the registrationlicensing process to take 3 to 6 months to complete after you submit an application packet For a Child Care Center you can expect the licensing process to take up to six months to complete after you submit an application packet Individual circumstances may affect the actual time required The nonrefundable application fee is currently 5000 for a Family Child Care Home or 10000 for a Group Child Care Home For a Child Care Center the nonrefundable application fee depends upon the capacity total possible number of children in care of the center currently 15000 for capacity of 120 20000 for capacity of 2125 25000 for capacity of 51100 and 30000 for capacity of 101 You must have a credit card or a personal checking account to pay the application fee online Discover or American Express cards are not accepted If you do not have a credit card or a personal checking account you can complete and return all of the required application materials with the application fee to Michigan Department of Licensing and Regulatory Affairs Bureau of Community and Health Systems Child Care Licensing Division PO Box 30664 Lansing MI 48909 All of the required application materials must be returned in the same envelope The check or money order for payment of the application fee must be payable to the State of Michigan For a Child Care Center the estimated startup costs currently range from 147000 to 4830 The costs involved will vary depending on the size of the center number of staff capacity of children and repairs needed as a result of inspections See wwwmichigangovlara for a breakdown of specific costs It is recommended that you obtain zoning approval and a lead risk assessment if the building was built prior to 1978 before signing a lease or contract as required repairs and fees may determine whether the location should be used Always get good estimates of work and expected costs before making a commitment 5 OTHER CAREERS AND CREDENTIALS Any experience gained as a child care provider may apply in many areas of work involving children including elementary education hospitals and medical offices summer camps libraries and parks and recreation programs Many community colleges and universities offer secondary education programs and degrees in Child Development and Education 6 BEYOND LICENSING If your application for a registration or license is denied you have the right to appeal the decision and request a hearing that will be conducted before an Administrative Law Judge If you become registered or licensed renewal information will be sent three months before the expiration of your registrationlicense You may renew online A renewal application should be completed no later than 45 days prior to the expiration date of your registrationlicense Failure to return the application and renewal fee prior to the expiration of your registrationlicense will result in the close of your registrationlicense You will be required to submit additional information as part of your renewal application As a licensee or registrant you will be responsible for reporting to the Child Care Licensing Division within 7 working days any changes in your household composition or when any new or existing members of your household has certain events occurs See the rules for more specific information 7 IMPORTANT LINKS A list of approved certified playground safety inspectors is available at wwwmichigangovmichildcare For additional information please contact the the Bureau of Community and Health Systems at 5173351980

O O O O O O O O O O B I B I O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O B I O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O B I O O O B I O O B O O O O O O O O O O O O O O O O O O O O O O B I O O O O B O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B I O O O O B I O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O B O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O B O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O B I O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


MPSC Electricity Utility Information Electric Utility Information Electric Utility Contacts and Service Area Information Investor Owned Cooperatives Municipals Service by CityTown Service by TownshipCounty Service Area Map Electric Maps DOE Energy Information Administration Electric Transmission Companies Electric Utility Trade Associations

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Divisions Biometrics and Identification Automated Print Identification Combined DNA Index System CODIS Digital Analysis Identification Section Polygraph Section Commercial Vehicle Enforcement Criminal Justice Information Center Emergency Management Homeland Security Forensic Science Grants and Community Services Intelligence Operations Office of Highway Safety Planning Special Investigation Recruiting and Selection Special Operations State 911 Committee Training Division MSP Divisions Biometrics and Identification Automated Print Identification Live Scan Live Scan is the technique and technology used to capture finger and palm prints electronically Live Scan is the computer equipment that collects arrest and applicant data fingerprints palm prints photos and tattoos in order to electronically submit this data to the AFIS This section is responsible for design support testing and training for Live Scan in Michigan Agency and vendor connectivity approval is also completed through this section Contact Live Scan 5172304423 AFISLive Scan Forms and Documents Live Scan Training Videos

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Skip To Michigan Townships Association Education MTA provides training and information essential for todays local leaders in providing effective efficient programs and services Advocacy The leading voice of Michigans 1240 townships on legislative issues impacting local governments at the state and federal level About Townships Michigans townships are the form of government closest to the people Township officials are truly neighbors serving neighbors offering accountable effective and efficient representation and services to their residents Michigan Townships 1240 local units of government that govern more than 96 of Michigans land area in which over 58 of Michigans property values are located Townships provide essential services to more than 51 of Michigans citizens and deliver the best value for local services

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Currency converter Bessonov Kirill Personal Finance 340 Currency Converter a very convenient currency converter supporting nearly 150 monetary units and major precious metals It allows to get the current rate and view the history of courses on different schedules Free See System Requirements Overview System Requirements Reviews Available on PC Description Currency Converter a very convenient currency converter supporting nearly 150 monetary units and major precious metals It allows to get the current rate and view the history of courses on different schedules Screenshots Whats new in this version Support for sharing content Features More than 150 world currencies and precious metals Calculator of currencies The possibility of presenting the history of exchange rates in the form of a graph Several types of charts Support dynamic tiles Indicator update currency exchange rate on the lock screen Changing the order of items Share content Additional information Published by Bessonov Kirill Copyright Copyright 2013 Bessonov Kirill Developed by Bessonov Kirill Approximate size 104 MB Age rating For ages 12 and up Category Personal finance This app can Access your Internet connection Permissions info Installation Get this app while signed in to your Microsoft account and install on up to ten Windows 10 devices Language supported English United States Русский Россия Publisher Info Currency converter website Currency converter support More Additional terms Currency converter privacy policy Terms of transaction Seizure warnings Photosensitive seizure warning Report this product to report this app to Microsoft

B I O O B I O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B I O O O O B I O O O O O O O O O O O O O O O O O O O


Decibel Meter Free JOJO Mobile Polska sp z oo Utilities tools 92 Ever wonder how loud a particular sound really is Or maybe you are afraid that the noise around you will damage your hearing Well now you can check the sound level in your surroundings using your phone with Decibel Meter application Decibel Meter uses your builtin mic to determine the intensity level of sounds it picks up Simply start up Decibel Meter and it will automatically start sampling sounds Every mic works in different way so please calibrate the meter before the first use and remember that accuracy of measurement depends greatly on quality of the mic Free See System Requirements Overview System Requirements Reviews Available on Mobile device Description Ever wonder how loud a particular sound really is Or maybe you are afraid that the noise around you will damage your hearing Well now you can check the sound level in your surroundings using your phone with Decibel Meter application Decibel Meter uses your builtin mic to determine the intensity level of sounds it picks up Simply start up Decibel Meter and it will automatically start sampling sounds Every mic works in different way so please calibrate the meter before the first use and remember that accuracy of measurement depends greatly on quality of the mic Screenshots Additional information Published by JOJO Mobile Polska sp z oo Developed by JOJO Mobile Polska sp z oo Approximate size 703 MB Age rating Not Rated Category Utilities tools Installation Get this app while signed in to your Microsoft account and install on up to ten Windows 10 devices Language supported Deutsch Deutschland English United States Polski Polska Publisher Info Decibel Meter Free website Additional terms Terms of transaction Seizure warnings Photosensitive seizure warning Report this product to report this app to Microsoft

B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O


Business Resources Building Permits Inspections Construction Permits Inspections Building Codes The following is a list of Building Codes adopted by the City of Midland and effective January 1 2016 2015 IBC International Building Code 2015 IRC International Residential Code 2015 IFC International Fire Code 2015 IMC International Mechanical Code 2015 IPC International Plumbing Code 2015 IFGC International Fuel Gas Code 2015 IECC International Energy Conservation Code 2014 NEC National Electrical Code View the Building Regulations section of the Municipal Code to learn more about the individual local code amendments Construction Permits Inspections The mission of Construction Permits and Inspections is to provide quality customer service while effectively protecting the health safety and public welfare of the city by Reviewing construction documents and issuing permits Registering contractors and verifying licensing Inspecting construction to verify compliance with permit requirements Construction Permits Inspections Process Once a project is submitted Plan Review examines the submitted plans and construction documents for all residential and commercial construction The plan review process is orchestrated by the Code Administration Division but typically involves other Departments such as Engineering Transportation Utilities Fire Marshal and Health The plan review is performed for compliance with the various codes adopted by the City Council including Building Mechanical Electrical Plumbing and Energy Conservation as well as various State and Federal guidelines Permits After the Plan Review is completed the city verifies that the Contractor has obtained a performance bond and that any required licenses are current Inspections After the Permit is issued Inspections reviews the construction at various stages of the project to ensure compliance with the various Codes and State and Federal guidelines The City of Midland has six inspectors to perform these inspections two building inspectors two electrical inspectors and two plumbingmechanical inspectors The inspectors are state licensed and certified by various code authorities and are required to participate in continuing education classes to keep up to date with the ever changing construction industry The inspectors work closely with representatives of the local utilities to make clearances for connection to those utilities Certificate of Occupancy Upon final inspection of the completed project a Certificate of Occupancy is issued to the projects Owner At this point the building or structure is available to be used or occupied by the public Contact Us Steve Thorpe Code Compliance Manager Building Official Email Phone 4326857390 Permits and Inspections Phone 4326857390 Code Compliance

O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O