PICTURE FRAME SPEAKERS CCAM bass driver with RST cone technology Ultraslim onwall profile with throughhole front terminal connection quick and easy to install A choice of high gloss black high gloss white or paintable grille frame provides a seamless blend with any interior Blend our stylish art grilles with your colour scheme or make a statement with an exclusive mix of stunning photographic grille options Our ultraslim and innovative SoundFrame picture speakers make it easy to integrate high quality sound with any interior With easytoinstall onwall and inwall options pivoting drivers for the ideal audio balance and a wide range of grille colours images and custom grille designs the SoundFrame range provides the elusive blend of superior sound and décor that all styleconscious home entertainment lovers seek To complete a perfect picture the SoundFrame designs are easy to install Keyhole fixings for onwall and prefix corner brackets for the inwall models make the process routine and for a brilliant wirefree look the connecting cable runs in the wall cavity enters from the back and is connected at the front The SoundFrame models will combine in any way and in any number to generate brilliant multichannel music and film sound surpassing the quality of many conventional box systems without the cost to living space and décor 22400 incl VAT UK mainland only MONITOR AUDIO SF3 The diminutive SF3 is a little squareshaped surround speaker designed to contribute to a holographic audio effect when located on back and side walls Its size though makes it ideal as a superdiscreet and desirable audio solution around the home The intrinsic flexibility of SF3s pivoting tweeter allows it to perform brilliantly at any angle according to room design Onwall and inwall versions of the SoundFrame 3 incorporate a 100mm 4 MMP II bass midrange driver with a pivoting 25mm 1 CCAM gold dome tweeter which can be directed at the listening area for improved detail and imaging Tuned by FEA analysis to deliver a smooth coherent naturally rhythmic and sizedefying sound the driver pairing is housed in an acoustically damped and rigid allMDF cabinet just 300mm 1ft square and only 77mm deep Keyhole fixings make onwall installation easy and precise Features Quick and easy installation Slender 775mm 3 cabinet depth Choice of luxury black or white lacquer frames or primed white for custom colours Bespoke grille cloth design option 2way configuration a pivoting 1 inch tweeter module with a 4 inch CCAM driver for a superfast lifelike response Ultradiscreet onwall AV audio system suitable for any interior 44900 incl VAT UK mainland only MONITOR AUDIO SF1 SoundFrame 1 adopts the aspect ratio of a typical picture frame and is designed for music and film sound applications in front leftright and surround locations For onwall and inwall versions of SoundFrame 1 and its centrechannel version SoundFrame 2 weve utilised our most advanced driver technologies to raise the quality of onwall speaker performance Both employ true 3way fullrange driver configurations featuring a pivoting Inverted Dual Concentric IDC 4inch midrange1inch tweeter module and a 65inch CCAM bass driver The innovative IDC module is able to pivot in all directions allowing you precisely to direct crucial frequencies toward the listening area for greater detail imaging and fidelity At the same time sound is directed away from room boundaries eliminating the unnecessary reflections that can cloud performance SF1 and SF2 models onwall and inwall may be finetuned to their environment with a high frequency boost or cut which will raise or lower levels by 3dB Keyhole fixings make onwall installation easy and precise Features Quick and easy installation Slender 87mm 35 cabinet depth Choice of luxury black or white lacquer frames or primed white for custom colours Bespoke grille cloth design option Two models centre type and frontsurround type Full range true 3way configuration pivoting IDC 100mm midrange25mm tweeter module 65inch CCAM bass driver with RST cone for a superfast lifelike response High frequency attenuation 3dB Applications Ultradiscreet onwall AV audio system suitable for any interior 44900 incl VAT UK mainland only MONITOR AUDIO SF2 SoundFrame 2s proportions are more akin to a longer centrechannel speaker for visual harmony with thin TVs or projection screens It can also be used in portrait to flank larger displays Onwall and inwall versions employ a true 3way fullrange driver configuration featuring a pivoting Inverted Dual Concentric IDC 4inch midrange1inch tweeter module and a 65inch CCAM bass driver The innovative IDC module is able to pivot in all directions allowing you direct crucial frequencies for greater detail imaging and fidelity while directing sound away from room boundaries Conventional speakers do not possess this level of control The drivers feature advancedRST cone technology developed by Monitor Audio for our flagship speakers RSTs surface topology adds rigidity and strength but keeps the cone light and agile for a superfast lifelike response SF1 and SF2 models onwall and inwall may be finetuned to their environment with a high frequency boost or cut which will raise or lower levels by 3dB Keyhole fixings make onwall installation easy and precise Features Quick and easy installation Slender 87mm 35 cabinet depth Choice of luxury black or white lacquer frames or primed white for custom colours Bespoke grille cloth design option Two models centre type and frontsurround type Full range true 3way configuration pivoting IDC 100mm midrange25mm tweeter module 65inch CCAM bass driver with RST cone for a superfast lifelike response High frequency attenuation 3dB Applications Ultradiscreet onwall AV audio system suitable for any interior 44900 incl VAT UK mainland only MONITOR AUDIO SF1 INWALL For the finest blend with décor and the latest ultrathin wallmounted TVs the SoundFrame inwall models offer an easy elegant way to conceal the entire cabinet in a wall cavity In technology and performance the SF1 and SF2 inwall models are identical to their onwall versions but achieve the ultimate flushfitted look Prefixed brackets and a redesigned surround facilitate the appearance of a hanging photo frame which is possible only by mounting inwall SoundFrames inwall design is quick and easy to install The unit simply slides into the wall cavity and is secured on four prefixed corner brackets

O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Michigan Child Support Calculator A legal advocacy project of Michelle Steffen Attorney Welcome Click To Use The Calculator Now Michigan child support calculator Complete and correct Always free A legal advocacy project of Michelle Steffen Attorney This website allows individuals and attorneys to calculate Michigan child support The calculator takes all the relevant factors into account including number of children overnights health insurance and the lowincome formula As you complete the simple form help information will guide you through each section and give you tips Other programs that are available on the internet are often inaccurate Even though they may roughly calculate a base support amount most payments are not this amount There are additions and exceptions like offsets for overnights medical insurance child care and a different formula for very low incomes These additions and exceptions can change the actual payment significantly from the base amount I hope that providing access to information regarding child support will improve accuracy in court orders help individuals understand the legal process affecting them and their families and help you make informed decisions based on that information If you would like to hire me to represent you in a divorce child custody or child support case please Hire Me Use The Calculator Now

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Home Army Ranks Marine Corps Ranks Navy Ranks Air Force Ranks Coast Guard Ranks Army Pay Marine Corps Pay Navy Pay Air Force Pay Coast Guard Pay Civilian Payscales Military Discounts Decorations In Order Decorations By Class Decorations By Type Decoration Devices Decorations By Branch Military Rack Builder Housing Allowances BAH Calculator BAH FAQs Military Dictionary Military Articles Military Occupational Specialties Navy Combat Action Ribbon Military Decorations Decoration Devices Decorations by Class Decorations by Type Decorations by Precedence Medals by Branch Army Navy Marines Air Force Coast Guard Navy Combat Action Ribbon Navy Combat Action Ribbon Medal and Ribbon Design Images The Navy Combat Action Ribbon comes with a unique service ribbon which is worn on the recipients uniform in situations where the full medal is not worn If you have earned this decoration you can wear the service ribbon on your ribbon rack What is the Navy Combat Action Ribbon Decoration The Combat Action Ribbon is a ribbononly award unlike other services no medal or metal badge is awarded The ribbon itself features an asymmetrical design It obtains a navy blue stripe on the left followed by a golden stripe of equal width 3 small stripes using red white and blue another gold stripe and then it closes the ribbon with a crimson red stripe The United States military sorts decorations into categories called Classes and Types The Navy Combat Action Ribbon medal is classified as a Personal Decoration of the type Combat Action Ribbon How Do You Earn the Navy Combat Action Ribbon Navy CAR was authorized on 17 February 1969 and may be awarded to members of the Navy and Marine Corps in the grade of captaincolonel and below who have actively participated in ground or surface combat To be considered for a Combat Action Ribbon evidence must establish the military member engaged the enemy was under hostile fire or attacked by the enemy A service members mere presence in an area where combat is occurring or in a designated combat zone does not qualify the member for the award Displaying the Navy Combat Action Ribbon The Order of Precedence of the Navy Combat Action Ribbon is 37 and this precedence is used when placing the associated service ribbon on your uniform ribbon rack You can see a full list of decorations in the order of precedence on the Decorations homepage The Combat Action Ribbon is worn in order of precedence on a members ribbon rack displayed on the left side of a service members uniform Only one Combat Action Ribbon is authorized Additional combat action awards are signified with an appropriate 516 inch gold star attached to the CAR Some private companies selling replacement decorations or awards also advertise for sale eg a commemorative combat action medal combat tribute or combat certificate Some medallions are stylized from elements of various military combat action awards Such medallions are considered merely decorative have no military significance or recognition and are not authorized for wear by an active duty member on the uniform or otherwise Navy Combat Action Ribbon Associated Branches Navy Marine Corps Navy Combat Action Ribbon and the Stolen Valor Act The Stolen Valor Act of 2013 is a federal law that makes it illegal for any person to falsely claim to be the recipient of certain military awards with the intention of obtaining money property or other tangible benefit by convincing another that he or she received the awardThis decoration is apart of the stolen valor Back to top

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O B I O B B I O B O O B O O O B I O B O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O B O O O O B I O B O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B I O B O O O O O O O O O O O O B O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O O B I O B O O O O O O O O O O O O B O O O B O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B O O O O O B I O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Holidays Marine Corps Birthday Birthday Message from Commandant of the Marine Corps Militarycom SeventyFive years ago today after months of fighting at Henderson Field and along Edsons Ridge Marines on Guadalcanal spent the night of 10 November 1942 planning and preparing Although the Battle of Guadalcanal would continue for three more months the plans laid on our Corps most sacred day became integral to the amphibious campaigns that followed Success at Guadalcanal proved to be the turning point that ultimately paved the way for Allied victory in the Pacific Those warriors defended their positions in brutal conditions against a formidable enemy and triumphed Through every major conflict our Nation has seen since the Revolution Marines performed their duty with utmost courage devotion and raw determination Their valiant deeds in the face of overwhelming challenges give us confidence and inspire us to meet the trials of today As we pause to celebrate the birth of our Corps this year we honor the legacy that was passed down to us and we recommit ourselves to carrying those traditions into the future This November 10th marks 242 years of warfighting excellence At places like Trenton Tripoli Chapultepec Belleau Wood Guadalcanal Chosin Khe Sahn Fallujah Sangin and so many others Marines have fought with an inner spirit a spirit that bonds us binds us together as a cohesive team Its that intangible spirit that has formed the foundation of our warfighting reputation for the past 242 years Now its our responsibility to ensure we honor and carry on that legacy The American people expect a Corps of men and women who are committed selfless willing to sacrifice who epitomize honor courage commitment virtue Today as we celebrate our 242nd birthday we must remember who we are where we came from and why were here We must remember the past honor those who are no longer with us focus on todays battles and get ready for tomorrow We can and will prevail as we always have in any clime and place But we must prevail together united by the unyielding spirit in each of us that makes our Corps unique that willingness to put our Corps and fellow Marines ahead of ourselves Victory in battle comes through the integrated efforts of many teamwork We value the sacrifices and contributions of every Marine and Sailor as well as our family members without whose support we would not be able to accomplish our mission And we remain committed to being our Nations Expeditionary Force in Readiness that sets the standard for honor discipline and courage I am proud of each and every one of you Happy Birthday Marines Semper Fidelis Robert B Neller General US Marine Corps Commandant of the Marine Corps Copyright 2019 Militarycom All rights reserved This material may not be published broadcast rewritten or redistributed

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The Mineralogy of Cobalt General Properties Symbol Co Atomic Number 27 Standard atomic weight A r 589331955 Electron configuration Ar 3d 7 4s 2 Photos Cobalt chips and 1cm cube Atomic Properties Electronegativity Pauling scale 188 Atomic Radius 152 pm Ionic Radius 745 pm 2 1st Ionization energy 760 kJmol 1st Electron affinity 64 kJmol Oxidation States 112345 Physical Properties Standard State solid Bonding Type metallic Melting Point 1768 K Boiling Point 3200 K Density 89 gcm 3 MetalNonMetal transition metal Main isotopes of Cobalt Isotope in Nature Half Life Decay type Decay product 56 Co synthetic 7727d ε 56 Fe 57 Co synthetic 27179d ε 57 Fe 58 Co synthetic 7086d ε 58 Fe 59 Co 100 stable 60 Co synthetic 52714y β 60 Ni Main ions of Cobalt Name Ion Example minerals cobaltII Co 2 Spherocobaltite cobaltIII Co 3 Heterogenite Other Information Year Discovered 1732 Discovered By Georg Brandt Named For German kobold goblinevil spirit CPK color coding F090A0 External Links Wikipedia WebElements Los Alamos National Laboratory Theodore Grays PeriodicTablecom Simple Compounds and Mineral Names Sulfides cobalt sulfide CoS 2 Jaipurite cobalt persulfide CoS 2 2 Cattierite dicobalt trisulfide Co 2 S 3 3 tricobalt tetrasulfide Co 3 S 4 23 Linnaeite Selenides cobalt selenide CoSe 2 Freboldite cobalt perselenide CoSe 2 2 Trogtalite tricobalt tetraselenide Co 3 Se 4 23 Bornhardtite Tellurides cobalt telluride CoTe 2 cobalt pertelluride CoTe 2 2 Mattagamite Hydroxides cobalt II hydroxide CoOH 2 2 cobalt oxide hydroxide CoOOH 3 Heterogenite Fluorides cobalt II fluoride CoF 2 2 cobalt III fluoride CoF 3 3 cobalt tetrafluoride CoF 4 4 Chlorides cobalt II chloride CoCl 2 2 cobalt III chloride CoCl 3 3 cobalt dichloride dihydrate CoCl 2 2H 2 O 2 Bromides cobalt II bromide CoBr2 2 Iodides cobalt II iodide CoI 2 Oxides cobalt oxide CoO 2 dicobalt trioxide Co 2 O 3 3 tricobalt tetraoxide Co 3 O 2 3 Carbonates cobalt II carbonate CoCO 3 2 Spherocobaltite Nitrates cobalt II nitrate CoNO 3 2 2 cobalt II nitrate dihydrate CoNO 3 2 2H 2 O 2 cobalt II nitrate tetrahydrate CoNO 3 2 4H 2 O 2 cobalt II nitrate hexahydrate CoNO 3 2 6H 2 O 2 Sulfates cobalt II sulfate CoSO 4 2 cobalt II sulfate monohydrate CoSO 4 H 2 O 2 Cobaltkieserite cobalt II sulfate tetrahydrate CoSO 4 4H 2 O Aplowite cobalt II sulfate hexahydrate CoSO 4 6H 2 O Moorhouseite cobalt II sulfate heptahydrate CoSO 4 7H 2 O Bieberite Cobalt as a chromophore in minerals and gems Chromophore Description Co 2 Causes a raspberry red colour in minerals such as spherocobaltite and cobaltian calcite Co 2 in tetrahedral sites Causes blue colour in some spinel s from Baffin Island Canada Mineral Diversity of Cobalt 1 Elements 1 valid mineral species 2 Sulfides And Sulfosalts 24 valid mineral species 4 Oxides 5 valid mineral species 5 Carbonates 3 valid mineral species 7 Sulfates 8 valid mineral species 8 Phosphates Arsenates Vanadates 16 valid mineral species 9 Silicates 1 valid mineral species 10 Organic Compounds 1 valid mineral species Total 59 valid species containing essential Cobalt Geochemistry of Cobalt Goldschmidt classification Siderophile Co 2 was one of the ions least depleted from the mantle in the formation of the crust Co 3 enters earlyforming phases in igneous rocks Co 2 enters earlyforming phases in igneous rocks Co 3 is concentrated in deepsea ferromanganese nodules relative to seawater Co 2 solute can be a limiting nutrient in the growth of bacteria Co 2 is essential to nutrition of at least some vertebrates essential minerals Elemental Cobalt in Nature Found as natural alloy with Fe Wairauite CoFe Elemental Abundance for Cobalt Crust CRC Handbook 25 x 10 5 mass fraction kgkg Crust Kaye Laby 28 x 10 5 mass fraction kgkg Crust Greenwood 29 x 10 5 mass fraction kgkg Crust AhrensTaylor 29 x 10 5 mass fraction kgkg Crust AhrensWänke 254 x 10 5 mass fraction kgkg Upper Crust AhrensTaylor 10 x 10 5 mass fraction kgkg Upper Crust AhrensShaw 12 x 10 5 mass fraction kgkg Sea Water CRC Handbook 2 x 10 11 mass per volume fraction kgL Sea Water Kaye Laby 39 x 10 10 mass per volume fraction kgL The Sun Kaye Laby 23 x 10 3 atom mole fraction relative to Si1 Solar System Kaye Laby 23 x 10 3 atom mole fraction relative to Si1 Solar System Ahrens 225 x 10 3 66 atom mole fraction relative to Si1 uncertainty Element association of Cobalt in the Mineral World This table compares the known valid mineral species listed listed with Cobalt and the other elements listed based on the official IMA formula Note that unlike other sections on this page this includes nonessential elements The first data column contains the total number of minerals listed with Cobalt and the element listed for that row The second data column lists this number as a percentage of all minerals listed with Cobalt The final data column compares this percentage against the percentage of all minerals that contain the element listed in each row Click on a heading to sort Element Valid Minerals listed with element and Cobalt of Co minerals Relative to in all minerals Oxygen 127 minerals with Co and O 5880 2665 lower Hydrogen 116 minerals with Co and H 5370 393 lower Arsenic 93 minerals with Co and As 4306 25156 higher Sulfur 72 minerals with Co and S 3333 5929 higher Nickel 56 minerals with Co and Ni 2593 73920 higher Iron 45 minerals with Co and Fe 2083 504 lower Copper 25 minerals with Co and Cu 1157 1185 lower Selenium 19 minerals with Co and Se 880 27371 higher Calcium 18 minerals with Co and Ca 833 6593 lower Antimony 16 minerals with Co and Sb 741 5030 higher Bismuth 13 minerals with Co and Bi 602 4107 higher Carbon 13 minerals with Co and C 602 2263 lower Magnesium 11 minerals with Co and Mg 509 6143 lower Uranium 9 minerals with Co and U 417 1994 lower Sodium 9 minerals with Co and Na 417 7825 lower Chlorine 8 minerals with Co and Cl 370 5002 lower Lead 6 minerals with Co and Pb 278 7283 lower Manganese 5 minerals with Co and Mn 231 7909 lower Aluminium 5 minerals with Co and Al 231 8849 lower Zinc 4 minerals with Co and Zn 185 6454 lower Nitrogen 3 minerals with Co and N 139 3599 lower Chromium 3 minerals with Co and Cr 139 2214 lower Vanadium 3 minerals with Co and V 139 6905 lower Phosphorus 3 minerals with Co and P 139 8816 lower Silicon 3 minerals with Co and Si 139 9509 lower Tellurium 3 minerals with Co and Te 139 5583 lower Periodic Table Periodic Table Click on any element to navigate to the page on that element Click on a button below the table to view other data mapped to this table view This view simply shows all elements that are listed in a mineral formula in mindatorg Other elements may be found in smaller levels in some minerals but are not listed in any formula 1 H 2 He 3 Li 4 Be Showhide current element 5 B 6 C 7 N 8 O 9 F 10 Ne 11 Na 12 Mg 13 Al 14 Si 15 P 16 S 17 Cl 18 Ar 19 K 20 Ca 21 Sc 22 Ti 23 V 24 Cr 25 Mn 26 Fe 27 Co 28 Ni 29 Cu 30 Zn 31 Ga 32 Ge 33 As 34 Se 35 Br 36 Kr 37 Rb 38 Sr 39 Y 40 Zr 41 Nb 42 Mo 43 Tc 44 Ru 45 Rh 46 Pd 47 Ag 48 Cd 49 In 50 Sn 51 Sb 52 Te 53 I 54 Xe 55 Cs 56 Ba 57 La 72 Hf 73 Ta 74 W 75 Re 76 Os 77 Ir 78 Pt 79 Au 80 Hg 81 Tl 82 Pb 83 Bi 84 Po 85 At 86 Rn 87 Fr 88 Ra 89 Ac 104 Rd 105 Db 106 Sg 107 Bh 108 Hs 109 Mt 110 Ds 111 Rg 112 Cn 113 Nh 114 Fl 115 Mc 116 Lv 117 Ts 118 Og 58 Ce 59 Pr 60 Nd 61 Pm 62 Sm 63 Eu 64 Gd 65 Tb 66 Dy 67 Ho 68 Er 69 Tm 70 Yb 71 Lu 90 Th 91 Pa 92 U 93 Np 94 Pu 95 Am 96 Cm 97 Bk 98 Cf 99 Es 100 Fm 101 Md 102 No 103 Lr Key Listed in minerals Not listed Default Categories CPK Electronegativity Atomic Radius Lowest Oxidation Highest Oxidation Crustal Abundance Goldschmidt Mineral Species Minerals with Co Relative Frequency Iron Cobalt Nickel Most widespread minerals containing Cobalt This list of minerals containing Cobalt is built from the mindatorg locality database This is based on the number of localities entered for mineral species and is therefore slanted towards minerals interesting to collectors with less coverage of common rockformingminerals so it does not give an undistorted distribution of Cobalt mineral species It is more useful when comparing rare species rather than common species Name Formula Crystal System Mindat Localities Cobaltite CoAsS Orthorhombic 861 Erythrite Co 3 AsO 4 2 8H 2 O Monoclinic 804 Skutterudite CoAs 3 Isometric 562 Photos Cobaltite Håkansboda Lindesberg Örebro Sweden Cobaltite Håkansboda Lindesberg Örebro Sweden Cobaltite etc Brazil Lake occurrence Foster Township Sudbury District Ontario Canada Cobaltite Håkansboda Lindesberg Örebro Sweden Important ores of Cobalt Most cobalt is not mined directly from cobalt ores but is a byproduct of nickel andor copper production Name Formula Crystal System Cobaltite CoAsS Orthorhombic Glaucodot Co 050 Fe 050 AsS Orthorhombic Skutterudite CoAs 3 Isometric Erythrite Co 3 AsO 4 2 8H 2 O Monoclinic Spotted a mistakeomission These pages are a work in progress so please send all commentscorrections to jolyonmindatorg Thank you Constants and physical property data from David R Lide ed CRC Handbook of Chemistry and Physics 85th Edition CRC Press Boca Raton Florida 2005 Kaye and Laby Tables of Physical Chemical Constants 2005 Section 313 Abundances of the elements A Earnshaw N Greenwood Chemistry of the Elements 2nd edition ButterworthHeinemann 1997 Thomas J Ahrens ed Global Earth Physics A Handbook of Physical Constants American Geophysical Union 1995 LB Railsback An Earth Scientists Periodic Table of the Elements and Their Ions Geology 319 p737740 2003 Emsley J Natures Building Blocks An AZ Guide to the Elements New York Oxford University Press 2001

B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

the mineralogy of cobalt
geochemistry of cobalt


Our Home Above All Celebrate RSAF50 With Us Our People Together we will overcome adversity with courage and fortitude Above all our people are the heart of our organisation CPT Lokender Singh Air Warfare Officer AWO GroundBased Air Defence 165 SQN I believe that the key to my success was my drive to learn and to always strive to do better View Story SSG Xavier Chow Air Crew Specialist 127 SQN It was in 127 SQN where I experienced my first flight I remember vividly staring out of the cabin door and looking out it was surreal View Story MAJ Chang Haw Ning Team Lead Aerial Display Team We planned to do 15 manoeuvres in 15 minutes and trying to execute one manoeuvre per minute was very challenging But we still managed to put up a good show View Story MAJ Gurdeep RSAF50 Ambassador The Lions Can Fly book educates children on the roles of the RSAF and how we come together as a team to defend Singapore View Story ME4 Chuang Tze Shiung Air Force Engineer I hope to inspire more PRIDE activists to drive innovation within the organisation View Story ME3 Suresh Command Chief 207 SQN Our Air Force has come a long way over these 50 years when Singapore started with almost no air defence capability Today we have put together a formidable air defence arsenal and the RSAF is recognised as one of the most modern and competent air forces in the region View Story Celebrate RSAF50 With Us This year we celebrate 50 years of safeguarding the skies of our home Singapore Join us for a series of RSAF50 events in 2018 More Details Our Value In Peace Always ready to respond swiftly and defend our skies from potential air threats to lifesaving missions More Details Celebrate RSAF50 With Us This year we celebrate 50 years of safeguarding the skies of our home Singapore Join us for a series of RSAF50 events in 2018 More Details Our Value In Peace Always ready to respond swiftly and defend our skies from potential air threats to lifesaving missions More Details Celebrate RSAF50 With Us This year we celebrate 50 years of safeguarding the skies of our home Singapore Join us for a series of RSAF50 events in 2018 More Details Our Value In Peace Always ready to respond swiftly and defend our skies from potential air threats to lifesaving missions More Details Featured Stories Best of Ex Wallaby 2018 Assets Nov 29 2018 News The Singapore Armed Forces Concludes Deployment to Indonesia Nov 28 2018 99 SAF Personnel Honoured for Their Contributions to Overseas Deployments Nov 23 2018 The Singapore Armed Forces Deploys Airlift Assistance to Indonesia Nov 21 2018 The RSAF Marks 25 Years of Training in Pearce Australia Nov 12 2018 Senior Minister of State for Defence Visits Signature Bilateral Exercise in Australia Nov 10 2018 Where Passion Meets Profession Be part of this team that safeguards our skies Equipped with advanced systems you will hone your skills to a fine edge maximise your potential and turn your passion into a truly remarkable profession Join Us

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Sarah Steckler December 8 2016 I first heard about TED Talks about 10 years ago when I was spending a lazy Saturday at my computer playing the YouTube game I remember watching oneand then anotherand then becoming fascinated and intrigued by the various topics and amazing presenters It wasnt long before I was hooked and always looking for more Flash forward to today and the art of the TED Talk is still growing strong Founded in 1984 as a conference TED Talk stands for Technology Education and Design Funny considering that for years I assumed it might just be a really cool guy named Ted Where is this guy Can I meet him sigh Over the past few months Ive been finding some awesome talks on anxiety depression and mental health in general These are some of the ones that resonated with me on a deep level but in no way is this a complete list Please feel free to share other TED Talks that have really spoken to you in the comments below Lets get to the list Walking on Custard How Physics Helps Anxious Humans Neil Hughes TEDxLeamingtonSpa Neil gets right to the point about anxiety and explains how the word anxiety itself is such a broader spectrum than the way its used Anxiety can be used to describe nervousness around an upcoming exam or it can also explain the debilitating feeling of not being able to leave the house In under 15 minutes Neil will make you laugh and feel really inspired about finding your own solid ground How to Practice Emotional First Aid Guy Winch TED Talks Guy describes how loneliness can make us believe that others around us dont care about us as much as they actually do We often go to the doctor when we have physical pain but tend to ignore emotional pain guilt and loneliness By encouraging others to practice emotional hygiene Guy inspires us to take care of our feelings like we would any physical ailment Getting stuck in the negatives and how to get unstuck Alison Ledgerwood TEDxUCDavis Alison talks us through why our minds naturally get stuck in the negative Once weve considered something as a loss its a lot harder to convert it to a positive Hearing the science behind our negativity bias can be comforting knowing that you arent alone if youve felt this way Alison reminds us that seeing life in a positive way can take a little more effort and offers some ways to do this on a daily basis to change the ways our minds react Kelly McGonigal How to Make Stress your Friend Ive watched this TED Talk close to 10 times over the past handful of years Kelly powerfully explains how changing how we view stress can drastically change how it impacts our lives The Power of Vulnerability Brené Brown TED Talks Brené talks about how shame and vulnerability are an important part of connection and growing a foundation of love and support When people fully embrace what makes them vulnerable they were able to feel more courageous beautiful and worthy in their own lives An inspirational talk that you will want to share with others Depression the Secret We Share Andrew Solomon TED Talks Last but certainly not least this TED Talk gave me chills when I first watched it Andrews description and account of depression resonates deeply within me and is an important talk to watch if youve ever experienced depression or wish to know what its like for someone who has Below Ive included a couple quotes from his talk that are both accurate and profound And one of the things that often gets lost in the discussions of depression is that its ridiculous you know its ridiculous while youre experiencing it You know that most people manage to listen to their messages and eat and organize themselves to take a shower and go out the front door and that its not a big deal Yet you are none the less in its grip you are unable to figure out any way around it And so you begin to find yourself doing less thinking less and feeling less Its the sensation of being afraid all of the time but not even knowing what youre afraid of Why I dont use new years resolutions and what I do instead How to use shadow work to build selfawareness Hey you Im Sarah and Id like to give you a huge welcome to the Mindful Productivity Blog Here youll find productivity and time management strategies along with ways to give yourself permission to slow down ground yourself daily and manage the daily minutia so you have time to relax The Mindful Productivity Planner is here GRAB YOUR COPY WHILE ITS HOT FREE MASTERCLASS The Financial SelfCare Framework Listen to the Podcast SAY HI ON INSTAGRAM read the latest from the blog

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

mindful productivity blog
anxious humans
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what is C418s 11 about 1 Dec 16 2011 darbster View User Profile Newly Spawned Join Date 11122011 Posts 1 i listen to C418s 11 over and over again and i dont understand what its about its driving me mad 2 Dec 16 2011 PetitChouFleur View User Profile Stuck at Home Join Date 1292011 Posts 438 Minecraft PetitChouFleur 11 is an Eldritch abomination If its driving you mad its working Prepare to only express yourself in a garbled mess that used to be human language 3 Dec 16 2011 1jim3bob View User Profile Stuck at Home Join Date 1152011 Posts 490 Minecraft 1jim3bob Let me share with you a touching story An enderman found the record stal once in a chest back in the time where endermen were friendly towards humans He went home into his cave and put the record in the record player The song was great but it had suddenly cut off So the enderman went to his friends to see what was wrong with it On the way there he accidently dropped the record into a river Endermen being Very allergic to water couldnt grab it and went home sad 3 years later a human found the record in the water It was all broken and torn He decided to take it home and put it in his record player He then heard it The tune of what is now called 11 He looked outside his window and there was the enderman He wanted to thank the human and got a bit impatient with him not opening the door so he took out some of the blocks of his house to get in Quickly the human took his diamond sword and killed the enderman All the endermen were displeased with this and so whenever a human looks at an enderman in the face he turns aggresive and attempts to kill him Wasnt that a touching story NO 4 Dec 16 2011 OpelSpeedster View User Profile A Space Odyssey Join Date 862011 Posts 3250 Location Planet Heck But I like the guy above mes story Lemme tell mine Spoiler click to show So my guess is that the beast is not Herobrine nor Endermen but the Enderdragon Last edited by OpelSpeedster Dec 16 2011 DDD Initial DDD 5 Dec 16 2011 Johnosuper View User Profile Diamond Miner Join Date 6182011 Posts 863 Minecraft johnosuper Quote from 1jim3bob Let me share with you a touching storyAn enderman found the record stal once in a chest back in the time where endermen were friendly towards humansHe went home into his cave and put the record in the record player The song was great but it had suddenly cut off So the enderman went to his friends to see what was wrong with itOn the way there he accidently dropped the record into a river Endermen being Very allergic to water couldnt grab it and went home sad3 years later a human found the record in the water It was Quote from OpelSpeedster But I like the guy above mes story Lemme tell mine Spoiler click to show So my guess is that the beast is not Herobrine nor Endermen but the Enderdragon Cool story bros changed my life winkgif Quote from CS Lewis Friendship is born at that moment when one person says to another What You too I thought I was the only one 8 Dec 17 2011 robo111 View User Profile Obsidian Miner Join Date 6192011 Posts 1271 Minecraft robo111 Yall are stupid Heres what happened A guy was accidentally recording his ride on a plane The footsteps in the beginning are him walking to his seat The shuffling was him sitting and the eerie noise was his hearing aid freaking out The clicking noise was his suitcase The coughing He had a cold The book flipping He was on a plane bored so he was reading a magazine The weird glurrp sound was his stomach he forgot breakfast The footsteps Was actually the plane wheels it was a bumpy runway The growl at the end was the planes engine Yeah he accidentally hit record It ended up crushed in his suitcase so he threw it away for someone else to find 9 Dec 17 2011 Yogierin View User Profile Void Walker Join Date 6262011 Posts 1543 Minecraft MinisterOfMayhem I think its Steve or someone else running from and enderman in a cave 10 Dec 17 2011 1jim3bob View User Profile Stuck at Home Join Date 1152011 Posts 490 Minecraft 1jim3bob Quote from robo111 Yall are stupid Heres what happened A guy was accidentally recording his ride on a plane The footsteps in the beginning are him walking to his seat The shuffling was him sitting and the eerie noise was his hearing aid freaking out The clicking noise was his suitcase The coughing He had a cold The book flipping He was on a plane bored so he was reading a magazine The weird glurrp sound was his stomach he forgot breakfast The footsteps Was actually the plane wheels it was a bumpy runway The growl at the end was the planes engine Yeah he accidentally hit record It ended up crushed in his suitcase so he threw it away for someone else to find So how did it get into Minecraft 12 Dec 17 2011 Dirtcopter777 View User Profile Iron Miner Join Date 7282011 Posts 289 Minecraft Dirtcopter77 My theory You werent the first in Minecraft Originally another was washed up His name was Herobrine He survived in the land much like you but unlike you he retained his memories and also unlike you he had a family back in the normal world He lived in a cave and he had a nice dog But still remembering he wasnt as good at surviving as the second Steve was He was going to die sooner or later and join the hordes of zombies that lurked outside his cave Days passed and eventually a rescue copter came Herobrine mining in cave Herobrine hears helicopter outside Herobrine breaks down cave walls and runs across a grassy field His dog barks The copter is louder now He jumps for a rope ladder But he falls His dog barks for him and the rescue team yells his name but is cut short as the recording ends 13 Dec 17 2011 robo111 View User Profile Obsidian Miner Join Date 6192011 Posts 1271 Minecraft robo111 Quote from 1jim3bob So how did it get into Minecraft Easy The trash can was actually a portal but nobody knew it The disc fell crashed into a dungeon and then someone found it 14 Dec 30 2011 meatballs View User Profile Out of the Water Join Date 12212011 Posts 2 listen to it backwards way more creepy gave me nightmares made me feel like i was dead 15 Dec 30 2011 TealScorpion View User Profile Lapis Lazuli Collector Join Date 10282011 Posts 1165 Minecraft TealScorpion Xbox Teal Scorpion It was Herobrine running so fast because he had to catch the bus deviantART TealScorpion Youtube TealScorpion 16 Dec 30 2011 ValkonX11 View User Profile Void Walker Join Date 642011 Posts 4056 Location Multiversal Adventuring At the beginning of the track we can tell a man is running from or to something through a cave or some other stone structure Strange noises can be heard in the background He pulls out some flint and steel most likely either to light netherrack or a torch and flips through a book He gasps which I believe indicates he feels the presence of what is chasing him He shuts the book and begins running and the sounds of the thing chasing him get louder As the man is exiting a cave the being catches up to him The Now for my story based on this information A man whom we will call Mr H was not running through a cave He was within a stronghold He was running because he had just opened a portal to the End and felt the presence of an eldritch abomination lurking behind its starry veil The strange noises are the language of the inhabitants of the End they sound similar to the new Enderman sounds He uses the flint and steel to light the torches to his base of operations within a secured portion of the stronghold The book he is reading is a grimoire the same one which he Spoiler click to show Last edited by ValkonX11 Dec 30 2011 There used to be a picture of my main characters here Its out of date and I cant be bothered to update it Truly a shame Lance Chris Tallix Zelek Regon Andire Information about them can be found on my profile WIP Current avatar Regon 17 Dec 31 2011 rhozy View User Profile The Meaning of Life the Universe and Everything Join Date 11182011 Posts 52 Location Earth Minecraft Maki_Nishikino i think it is about a footage of someone with his dog who find a stronghold near mineshaft and got chased by enderman Last edited by rhozy Dec 31 2011 Hi Long time no see 18 Dec 31 2011 xIxNxSxAxNxEx View User Profile Gold Miner Join Date 6142011 Posts 435 Minecraft xIxNxSxAxNxEx theres a cool video about this made with Blender By VMcomix Your browser does not currently recognize any of the video formats available Click here to visit our frequently asked questions about HTML5 video Last edited by xIxNxSxAxNxEx Dec 31 2011 19 Dec 31 2011 Destructoid17 View User Profile Gold Miner Join Date 9302011 Posts 371 Minecraft Destructoid17 Cool I liked that video Good day to you sir If I have assisted and or pleased you in any way please do click the green plus 20 Dec 31 2011 Deadroad View User Profile Gold Miner Join Date 2242011 Posts 436 Minecraft Deadroad It is an Notchs proper gander of making you think strange solutions In the end you go crazy put on a sombrero and eat fluffy sheep soup while dancing to Disco Inferno 21 Dec 31 2011 4Koen View User Profile 404 Member Not Found Join Date 1262011 Posts 407 Im scared of the C418 13 22 Feb 11 2012 unknown_martain View User Profile Tree Puncher Join Date 2112012 Posts 10 Location NOT MARS Minecraft unknown_martain A lot of you made very awesome and interesting stories but heres mine smilegif Sorry its long but its pretty good This was the story of both Herobrine AND Disc 11 Hope you liked it Sorry it was REALLY long tonguegif Last edited by unknown_martain Feb 11 2012 Zalgron a HUMAN name for a HUMAN NOT a Martian 23 Feb 11 2012 kill10003 View User Profile Gold Miner Join Date 5252011 Posts 388 Minecraft deathslayer1337 the guys runninglights a fireruns morestopsshouts HEROBR and cd cuts off thats the story To post a comment please or register a new account

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Home Classic Worship Connection January 21 2018 December 17th 2017 By Nancy C Townley 0 Comments Third Sunday after the Epiphany COLOR Green SCRIPTURE READINGS Jonah 315 10 Psalm 62512 1 Corinthians 72931 Mark 11420 CALLS TO WORSHIP Call to Worship 1 L Gather this day in silence and hope P We wait for Gods word for us L Let your hearts and spirits be open P God is our strength and salvation L Wait patiently for the Lord P With willing hearts and spirits we wait for the Lord AMEN Call to Worship 2 L Christ is calling you as disciples P Lord Jesus let us follow you faithfully L You will be led into fields of mission and service P Lord Jesus where you lead us we will go L Listen for Christs call to you P We are ready to serve the Lord AMEN Call to Worship 3 Using THE FAITH WE SING p 2165 Cry of My Heart have a soloist sing the first verse Spoken words follow then have the choir sing the second verse with the refrain Finally have the people and the choir sing the refrain Soloist singing RefrainIt is the cry of my heart to follow you It is the cry of my heart to be close to you It is the cry of my heart to follow all of the days of my life verse 1 Teach me your holy ways O Lord so I can walk in your truth Teach me your holy ways O Lord and make me wholly devoted to you L Jesus has called us to leave our comfortable ways and venture forward with him P Lord Jesus we are so often afraid it is easier for us to remain bound to our habits L Jesus knows your fears and offers you healing P Lord Jesus Open our hearts and teach us your ways Choir singing Refrain It is the cry of my heart to follow you It is the cry of my heart to be close to you It is the cry of my heart to follow all the days of my life verse 2 Open my eyes so I can see the wonderful things that you do Open my heart up more and more and make me wholly devoted to you Choir and people singing Refrain It is the cry of my heart to follow you It is the cry of my heart to be close to you It is the cry of my heart to follow all of the days of my life Call to Worship 4 L God called to Jonah to get up go to Nineveh and proclaim Gods word P But Jonah refused until God called a second time L God is persistent God believes in those whom God has called P Jesus called the disciples by the lakeshore L They left their families and jobs to follow Jesus P Lord give us the courage to follow you all of our lives AMEN PRAYERS LITANY BENEDICTION Opening Prayer O God you are our light and our salvation Living in your presence we have nothing to fear Open our hearts to your word this day As we hear the story of the call of the first disciples make us ready to follow Jesus on whatever path he leads us Cast aside our fears and doubts and teach us to trust wholly in you For we ask this in Jesus Name AMEN Prayer of Confession We listen to the stories of the call of the disciples and find them interesting but unrealistic When we look at our own lives we believe that we could not leave everything to follow someone we didnt know We have many responsibilities and ties which keep us from following But God is persistent God understands our confusion and doubts And God continues to call us to be in ministry and mission in this world It may not mean leaving everything behind but it does mean being willing to serve wherever God calls us Thats hard We want to place conditions Words of Assurance Do not be afraid God is with you That is good news You do not have to go through life alone wondering if anyone cares about you or knows your heart God knows and God loves you Rejoice for thus it is has always been and will continue to be Gods love for you is eternal AMEN Pastoral Prayer Lord you have come to the lakeshore looking neither for wealthy nor wise ones You only ask me to follow humbly UMH 344 Tu Has Venido a la Orilla Lord You Have come to the Lakeshore The words from this lovely hymn paint pictures of hardworking people going about their daily tasks when they are confronted by Jesus This same Jesus who long ago called to those first disciples calls to us each today Our lakeshores are different They are the places where we work and where we live Yet in this song Jesus is coming for each one of Litany L Jesus is calling you to follow him P Wed really like to but we have too much to do right now Check back later OK L Jesus sees your labors and knows your gifts P Flattery will not work on us We have bills to pay and work to do L Jesus is ready for you to come P Look the stories are nice and all but they really dont work for us L Have faith place your trust in Jesus P Well everyone else seems to let us down How can we be sure he wont do the same L He will prove his love to you with his life P We didnt ask for that L What will it take for you to trust in him P We dont know Trust is risky L Then take the risk Place your lives in his hands He can handle all your problems P Will he really guide us L Absolutely through bright days and dark nights everywhere all the time P Can we rely on him L Yes He will not abandon you P Perhaps we can try L Dont just try Go ahead Follow Jesus You wont regret it P Jesus help our unbelief Where we are weak give us strength where we falter and hold back gently bring us forward where we fail please forgive us AMEN Benediction Blessing Commission As the disciples walked with Christ so long ago walk with Christ in your hearts and spirits Feel the power of the Holy Spirit guiding your path Know the love of God which is poured out for you and rejoice Go in peace and may Gods peace go with you AMEN ARTISTIC ELEMENTS Note It is a good idea to write a brief description of the visual presentation in the worship bulletin describing the symbols and their meaning SURFACE Use a 6 riser on the right rear of the worship table Place a riser in front of the worship table Use a 3 riser near the centerleft of the worship center FABRIC Cover the whole worship center with landscapers burlap making sure that is puddles on the floor around the worship center Make ripples on the top of the worship center by not pulling the fabric too tightly From the center of the worship area but not on the 6 riser drape about 45 yards of silky blue cloth across the 3 riser and cascading down the front over the front riser puddling it on the floor CANDLES Use a 6 white pillar candle on the 6 riser Place one 3 pillar candle on the 3 riser place 2 three inch pillar candles on the riser in front of the worship center FLOWERSPLANTS You may use small leafy plants or grasslike plants on the left side of the worship center and some larger leafy plants on the floor to the right and left of the worship center ROCKSWOOD Surround the pillar candles with small stones Place larger rocks near the base of the blue fabric on the floor along with pieces of driftwood or dead branches near the base Do not use branches or driftwood on the worship center table Smaller rocks may be placed with the wood and larger rocks at the base this is a rather impressionistic lakeshore setting OTHER You may use a brass cross on the center back of the worship table but the candles and blue fabric should dominate the scene The cross is a reminder of servanthood and things to come Topics Worship Connection 0 Comments About the Author Nancy C Townley Nancy C Townley is an ordained elder in the United Methodist Church She consults on visual arts drama liturgy and

O O B I O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O

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Home BRANDS MinkaAire WC400 Previous Save Loading DC Wall Fan Control WC400 MinkaAire share this product Description 256 Bit 6Speed Wall Mount Fan Control for F726 F787L F823 F828 F838L F887 F888 F889 and F896 Fans Only Includes Brown Ivory and White Finish Inner or Outer Plates OnOff Switch Plus Full Range Light Dimmer Operates at distance of 23 depending on quality or materials used in construction of room or building fan is hung in Manual Specs Product Specifications

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RSS Creating a smarter faster better approach to serving lowincome communities A conversation with Dave Glaser of Montana Idaho Community Development Corporation Michael Grover Assistant Vice President Community Development Published January 26 2017 Dave Glaser Photo courtesy of Montana Idaho CDC Communities need dreamers Dreamers need us That sentiment greets visitors to the website of Montana Idaho Community Development Corporation MICDC a nonprofit organization headquartered in Missoula Montana that was founded in 1986 with a focus on entrepreneurial training for lowincome women In the decades since MICDC has broadened its work to include training for men business consulting services direct financing for small businesses and affordable housing development In 1996 the organization became one of the first in the country to be certified as a Community Development Financial Institution CDFI by the US Department of the Treasury CDFIs such as MICDC are missiondriven organizations that seek to strengthen disinvested communities They regularly provide financing for small business development and entrepreneurship real estate development and affordable housing Supported and funded by the federal government philanthropic organizations and the private sector CDFIs operate as community development banks credit unions loan funds or venture capital funds 1 Since they emerged as a sector in the late 1980s these organizations have been forced to evolve in order to meet the everchanging needs of the lowincome communities they serve Adapting to change has been a hallmark of MICDC In fact the organization which operates as a loan fund was recently honored for the strategic transformation of its lending operation and business model by Goldman Sachs and the Opportunity Finance Network OFN a national trade organization composed of CDFIs and their supporters 2 To explore how MICDC has evolved and find out how it plans to further transform its operations Community Dividend spoke with Dave Glaser who has served as its president since 2010 Community Dividend Your organization began with a focus on helping small business owners but has broadened its mission to include financing affordable housing and real estate development Can you talk about why MICDC broadened its focus Dave Glaser From our founding in 1986 to the mid2000s we were mainly providing capital and consulting services aimed at entrepreneurs In 2007 I was hiredalong with our current vice president Heidi DeArmentto write a new business plan and identify additional opportunities in Montana where we could make a difference Around that same time Mark Pinsky the former OFN president had given his influential speech on the future of CDFIs called Grow Change or Die 3 and it had a profound effect on our thinking We decided that we didnt want to die and we set about formulating and implementing a plan to grow our organization to meet the needs of the people in Montana Over the next four years we opened multiple offices across the state started using New Markets Tax Credits 4 NMTCs prolifically and grew our loan fund considerably We concluded that we can improve our mission outcomes and financial results at the same time by operating more efficiently Well need to be better faster and smarter Its not just about growing out of our problems for us its very pointed toward being more efficient taking the things from the current systems and making them better so that we can be a better resource for the people we serve In early 2012 we began to rethink our funding model too It had been based mostly on federal sources of funding which are ephemeral In order to create a more sustainable business model that would allow us to diversify into different products and still have a mission impact we decided to change the way we raise capital Since then weve ramped up fundraising from nongovernment sources and engaged other donors and supporters of our organization whether theyre corporate sponsors or individuals We also started traveling the country and visiting our sister CDFIs in order to understand how they operate and Grow change or die impacts our thinking even now For example in 2015 when we were looking to expand into Idaho we completed an assessment of the needs of lowincome communities in the state We determined that were going to need to raise a lot of additional capital just to continue to grow our small business lending and it didnt look like the best or smartest way to use our resources We concluded that we can improve our mission outcomes and financial results at the same time by operating more efficiently Well need to be better faster and smarter Its CD You mentioned visiting your sister organizations It sounds like learning from other CDFIs has been part of your organizations development over the past ten years Can you talk about how peer learning has been important for MICDC DG We always knew that there were better ideas out therethat the wheel had been invented someplace else so to speak We visit other CDFIs in other regions of the country a couple of times a year In fact for our latest strategic planning efforts we turned the tables and flew in a bunch of CDFI experts from around the country to our offices in Missoula We asked them to bring their great ideas to inform our work and they engaged with our board of directors and staff as we tried to figure out where MICDC should be headed I recently LinkedIn site This idea exchange has been welcomed with open arms so much so that OFN is actually making idea exchanges with other CDFIs part of the curriculum for its Small Business Finance Collaborative Were a part of that group Its a great way for CDFIs to learn from each other not only about the products or services they offer but about how to operate more effectively and efficiently Were a group of organizations that can absolutely learn from each other to identify pain points and learn how to fix them Catch more conversations Read other recent Community Dividend interviews with community development leaders Fostering entrepreneur development in North Minneapolis A conversation with Marcus Owens of Northside Economic Opportunity Network Building stronger Native communities through data A conversation with Eileen Briggs of Cheyenne River Sioux Tribal Ventures Keeping communities informed through the open data movement A conversation with Otto Doll of the City of Minneapolis CD Your organization recently changed its name from Montana CDC to Montana Idaho CDC to reflect the broadening of its geographic focus into Idaho Can you talk about this expansion into a neighboring state DG In our current strategic plan we were looking for new geographies where our presenceour capital and our productswas needed or where there was market opportunity for us to make an impact There were five CDFIs working already in Idaho outside of national CDFIs and they were focused on multi and singlefamily housing We filled a gap since were the only one thats providing small business loans of any volume and the only one providing NMTCs In fact our Idaho expansion started after we financed our first NMTC project in 2012 and then did more NMTC projects in the three subsequent CD What challenges and opportunities currently exist in the lowincome communities of Montana and Idaho DG There are two answers to that question and they depend on whether the community is rural or urban Rural Idaho and Montana are struggling to meet basic needs for community facilities and infrastructure never mind attracting the type of commerce that creates jobs and economic vitality That disparity is really strong especially when you look at cities and towns of less than 10000 people One example where we were able to support one of these struggling towns comes from Polson Montana While there are a number of people who have large homes on Flathead Lake the town itself is right For years Polson had tried to get a community swimming pool and recreation facility completed We joined this effort and helped them finish the project with NMTCs and support from our community facilities loan fund That project was meant to not only provide services for lowincome residents but also yearround activities that could attract tourism and events like high school swim meets in the winter After the Mission Valley Aquatics Center facility was completed we found out that a Red Lion hotel was considering a location near the pool facility Using NMTCs we provided incentives for the hotel development and In urban communities were focused on helping bring highquality jobs for lowincome people but also helping downtown areas revitalize themselves and create opportunities through mixeduse development For example in downtown Rexburg Idaho we used NMTCs to finance a 220000squarefoot building that provides housing for lowincome students from BYUNorthern and their families Weve also financed grocery stores in urban communities two using NMTCs and a couple of others using our revolving loan fund In all of the cases the stores are in lowincome areas and are providing a valuable service to lowincome residents In the case of our Town and Country Foods project in Bozeman Montana the store offers an employee stock ownership plan so it provides jobs and also ownership opportunities for lowincome people 5 CD You mentioned the Confederated Salish and Kootenai Tribes of the Flathead Reservation and the need for investment there How is your organization meeting the needs of Indian Country communities in both states DG A couple of years ago one of our board members who is a member of the Confederated Salish and Kootenai Tribes suggested that we utilize our resources to help Indian Country in two ways The first is to help build the capacity of Native CDFIs The second is to finance tribal enterprise or infrastructure projects Weve worked closely with a couple of Native CDFIs to build their capacity and weve also financed several projects that serve Native Americans directly like the Fort Peck Tribal Headquarters in Poplar Montana and the Bull Hook Community Health Center in Havre Montana which serves We also want to have people on the ground in the most impoverished and extremely rural parts of both states We want to see if we can have the same type of impact weve had in places like Polson and in even smaller more distressed communities Im excited to see what we can accomplish in places like Browning and Lame Deer in Montana and the Panhandle and Blackfoot areas of Idaho We believe there are plenty of places that could really use our resources CD Lets talk more about your business development work What types of businesses do you lend to And how do you work with commercial banks About 75 percent of the loans we close come from a bank referral We have a number of really strong relationships with banks and they provide financing for our projects and contribute resources to the organization DG All of the loans we make are to clients who are not considered bankable and almost 99 percent of them pay the loan back When you look at our portfolio about 40 percent of our loans go to startup businesses The average loan in Montana is about 130000 and in Idaho its around 150000 Our portfolio of loans for Montana and Idaho broadly reflects the industry mix in each state From our experience we find that there is not one specific sector that is less bankable than another About 75 percent of the loans we close come from a bank referral We have a number of really strong relationships with banks and they provide financing for our projects and contribute resources to the organization I think they see the value of our organization clearly and want to support our work because it supports the communities where they do business and helps them develop prospective clients for their own lending and services As our organization grows in size scope and capability I believe we can become an even better partner to banks For example weve launched an initiative called Path to Bankability thats designed to speed up the time our borrowers stay with us Today it takes us about 33 months to make someone bankable We plan to reduce that to an average of 18 months by making a number of changes to our operations Were using technology to improve our backend assetmanagement monitoring across our large loan portfolio Weve hired additional staff to be technical assistance providers so that we can CD How has the small business lending environment changed in recent years especially during and after the Great Recession DG At the start of the Great Recession a lot of people quickly went from being bankable to unbankable Slowly as the economy has recovered weve seen banks become more aggressive about investing their capital and financing small businesses But in the meantime unregulated online lenders pushed into the small business space that banks exited and it hasnt been a good outcome In fact were working to rectify the balance sheets of a number of small businesses whose cash flow is weighed down by this predatory debt Were seeing more and more of this in both states CD What followup support do you provide to your small business lending clients to help them succeed DG Our loans come with a fair amount of technical assistance that focuses on three areas money marketing and management Over time we saw that if our borrowers werent successful its because they were failing in one of those three key areas To cover the money area we have accountants on staff and a CFO for hire who is available to help borrowers make good decisions such as cleaning up or setting up their accounting software For marketing we have staff and other resources available to our borrowers to help them understand who their customers are and how to communicate with CD MICDC began with a focus on helping small business owners but has broadened its mission to affordable housing including residentowned community ROC lending in which owners of manufactured homes purchase the land their homes sit on Can you talk more about your affordable housing and real estate development efforts DG The affordable housing that weve done has been through NMTC financing not through the federal Low Income Housing Tax Credit Program The NMTC Program has an economic development emphasis and isnt solely housingfocused so those projects have been mixeduse developments that include some lowincome housing Going forward were exploring other products and services that could address the needs in our market For example we just launched a down payment gift program thats available to qualified homebuyers in Montana Its an idea we discovered when visiting another CDFI The program covers up to 100 percent of the cash needed at closing and theres no repayment requirement With regard to ROC lending I went to Concord New Hampshire where the New Hampshire Community Loan Fund NHCLF is located They pioneered a ROC loan product that allows a coop of mobile home park residents to purchase the land that is sitting underneath the park Its a product that provides housing stability for some of the lowestincome people In cooperation with NeighborWorks Montana and ROC USA which is a national offshoot of NHCLF weve been able to finance three communities in Montana and Idaho ROC USA pulls in capital resources that are similar to whats seen in the rest CD When reflecting on your involvement in the CDFI industry what do you think these organizations have done well or done poorly since their creation DG I think CDFIs have done a good job of understanding community needsthat is the needs of lowincome people and creating products to meet those needs and raising capital to do so On the other hand I think CDFIs have done a terrible job of communicating to the world about what they do I would challenge you to find more than a handful of people in this country who know that if they needed capital but couldnt get it at a bank they could get it from a CDFI If a lowincome person needs clothes they know they can go to The CDFIs that we talk with are grappling with the same questions that we are Do we diversify products Whats the best product mix How can we diversify our sources of capital Many have shared some of the same concerns that we have about being more effective and efficient CDFIs are generally struggling with what it means to create impact in the communities that we serve and communicating those stories effectively to a broad audience I think a good way to address our challenges is to continue learning from one another and collaborate more Were a group of organizations across the country that serves a common purpose of providing flexible capital responsibly to underserved people We should be a cohesive unit as much as possible when trying to raise capital and overcome the problems that are in front of us Its not getting better out there Its getting worse We have a big job ahead of us and well only accomplish it if we work together Endnotes 1 For more on CDFIs visit our CDFI Resources web page 2 For more on this honor see OFNs award announcement 3 For more information on Grow Change or Die see our Community Dividend conversation with Mark Pinsky from September 2005 4 The US Department of the Treasurys NMTC Program promotes privatesector capital investment in underserved areas by providing federal tax credits to individual or corporate taxpayers who make qualified investments in lowincome communities For more visit Treasurys NMTC Program page 5 For more on MICDCs efforts around grocery stores see our July 2013 Community Dividend article Federal tax credit program helps spur Butte business revival Top Connect MinneapolisFed on Twitter Minneapolis Fed on Facebook Privacy Policy

O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O 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Antony Nash Overview Insights Antony has a robust real estate litigation practice that also incorporates complex business matters He handles a wide variety of real estate cases foreclosure proceedings in and out of court eminent domain matters lender liability and financing cases easement challenges and lease disputes Developers rely on his counsel and courtroom prowess amid disputes involving subcontractors the development approval process and many other types of matters He also represents landlords tenants trustees and beneficiaries public agencies and homeowner associations 0129 Player error The player is having trouble Well have it back up and running as soon as possible Antony represents clients in complex business and real estate litigation matters such as judicial and nonjudicial foreclosure proceedings commercial disputes eminent domain proceedings and unlawful detainer and lease disputes He has extensive trial experience and has successfully represented clients including trustees and beneficiaries public agencies private citizens landlords and tenants In addition Antony represents real estate developers in all forms of litigation ranging from subcontractor disputes to development approvals Antony is the San Diego Office Hiring Partner Antony also has significant experience handling easement disputes as well as breach of contract breach of fiduciary duty and other tort actions Prior to joining Mintz Antony practiced in the San Diego office of another large law firm where he served as the section leader of the Southern California commercial litigation division and as the firms hiring partner Over the years Antony has provided pro bono representation in litigation disputes for a number of clients including San Diegos Law Library Clinic Education University of California Hastings College of the Law JD University of California Los Angeles BA Experience Successfully defended a recreational vehicle company from a large scale personal injury tort claim resulting in a de minimus settlement and dismissal of the claim with prejudice See More Recognition Awards San Diego Business Journal Best of the Bar 2015 Involvement Member American Inns of Court Louis M Welsh Chapter Member Mensa International Member San Diego Bar Association Member San Diego Track Club Member San Diego Triathlon Club Member UCLA Alumni Association Offices San Diego 8583141500 San Francisco 4154326000 Admissions

B I O O O O O B I I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

antony nash
robust real estate litigation practice