HOUSEHOLD

GOODS

Sale

Popcorn

Bucket

Round

Sale

Storage

Jar

With

Handle

And

Straw

Sale

Napkin

Holder

Chromed

Wire

Sale

Glass

Storage

Jug

Sale

Pepper

Salt

Shaker

Glass

Sale

Egg

Timer

In

Egg

Shape

Sale

Storage

Jar

Glass

Sale

Basket

Chromed

Metal

Sale

Gold

Basket

Sale

Kela

Drawer

Organizer

Gaveta

Sale

Storage

Tin

Ass

Colours

Sale

Cutlery

Basket

Sale

Napkin

Holder

Square

Sale

Mixing

Bowl

Stainless

Steel

Sale

Glass

Storage

Jar

Sale

Gold

Basket

Sale

Bowl

Diameter

Sale

Spice

Carter

Jar

Glass

Sale

Egg

Timer

Kitchen

Appliance

Sale

Storage

Tins

Assorted

Sale

Kitchen

Glove

Luxe

Cotton

Sale

Tin

Square

Box

Assorted

Colours

Sale

Tin

Box

Round

Ovendish

Stoneware

Round

Sale

Beechwood

Cutting

Board

Sale

Plate

Bamboo

Server

Appetizer

Sale

Mixing

Bowl

Stainless

Steel

Sale

Butter

Dish

Sale

Cutlery

Basket

Sale

Cutting

Board

Bamboo

Sale

Bowl

Lemon

Dish

Limon

Cookie

Cutter

Assortment

Sale

Storage

Jar

Glass

With

Lid

Sale

Mixing

Bowl

Set

Of

Pcs

Sale

Oven

Dish

Heat

Resistant

Glass

Sale

Chopping

Board

Bamboo

Sale

Vegetable

Steamer

Stainless

Steel

Sale

Bowl

Diameter

Sale

Kela

Storage

Box

Sale

Storage

Jar

Glass

With

Lid

Sale

Round

Tin

Sale

Kela

Drawer

Organizer

Gaveta

Sale

Measuring

Jug

Glass

Drawer

Organizer

Gaveta

Sale

Storage

Jar

Glass

With

Lid

Sale

Mini

Tulip

Glass

Sale

Kela

Pan

Protection

Amparo

Pieces

Sale

Kela

Storage

Jar

Diana

Sale

Bamboo

Plate

Holder

Sale

Kitchen

Towel

Sale

Champagne

Cooler

Sale

Serving

Plate

Wood

Mug

Assorted

Kela

Storage

Box

Sale

Kela

Carla

Dish

Towel

Sale

Kela

Carla

Dish

Towel

Sale

Kela

Dish

Towel

Carla

Blume

Sale

Kela

Carla

Dish

Towel

Sale

Dish

Towel

Sale

Kela

Dish

Towel

Carla

Streifen

Sale

Juice

Bottle

Glass

Sale

Glass

Mug

Romance

Floral

Drinking

Jar

Plastic

Pineapple

Sale

Tea

Box

Sale

Bowl

Diameter

Egg

Timer

Cupcake

Shape

Eggtimer

Sale

Juice

Bottle

Glass

Sale

Kela

Drawer

Organizer

Gaveta

Sale

Kela

Storage

Jar

Diana

Sale

Serving

Tray

Sale

Kela

Punch

Bowl

Ladle

Sale

Cookbook

Recipe

Stand

Wood

Storage

Glass

Black

Sale

Kela

Drawer

Mat

Plastic

Sale

Kela

Amparo

Pan

Protection

Tulip

Glass

Sale

Kela

Digital

Kitchen

Timer

Sale

Coupe

Cake

Set

Tier

Storage

Tin

Set

Kela

Storage

Box

Kela

Storage

Jar

Diana

Kela

Tea

Spice

Tongs

Ststeel

Sale

Kela

Utensiles

Box

Elina

Sale

Kela

Bottle

Holder

Sale

Storage

Container

Jule

Square

Tulip

Glass

Kela

Sink

Station

Sale

Oven

Dish

Glass

With

Lid

Sale

Oven

Dish

Porcelain

Round

Colours

Sale

Wood

Cutting

Board

Sale

Kela

Glass

Jars

Fidelis

Pcs

Sale

Meat

Thermometer

Sale

Kela

Glass

Jars

Kela

Storage

Jar

Rosa

Sale

Orange

Holder

Chrome

Chrome

Cutlery

Holder

Sale

Kela

Storage

Jar

Baker

Sale

Storage

Container

Jule

Square

Sale

Kela

Salad

Bowl

With

Colander

Sale

Salad

Bowl

With

Colander

Duo

Black

Tea

Box

Promo

Tea

Spice

Tongs

Ststeel

Assorted

Melamine

Tray

Sale

Wooden

Serving

Tray

Sale

Mini

Cake

Plate

With

Stand

Kela

Storage

Container

Jule

Square

Kela

Storage

Jar

Diana

Sale

Kitchen

Roll

Holder

Presto

Salad

Server

Tongs

Sale

Pizzaboard

Bamboo

Sale

Wooden

Stand

For

Recipe

Book

Chrome

Cutlery

Holder

President

Bottle

Opener

Sale

Kela

Storage

Jar

Amelie

Tala

Egg

Poacher

Sale

Kela

Storage

Container

Jule

Square

Kela

Storage

Box

Gent

Sale

Kela

Mellis

Storage

Jar

Opal

Grey

Sale

Kela

Taupe

Cutlery

Holder

Sale

Kela

Cutlery

Holder

Benito

Grey

Kitchen

Glove

Silicone

Sale

Glass

Storage

Pot

Stainless

Steel

Measuring

Spoons

Sale

Cutting

Board

Bamboo

Sale

Chopping

Board

Bamboo

President

Lemon

Zester

Sale

Stainless

Steel

Bar

Set

Sale

Cheese

Cutting

Set

Glass

Kela

Chopping

Board

Leika

Sale

Kela

Kitchen

Timer

Sale

Pastry

Plate

Kare

Sugar

Shaker

Delicia

Sale

Kela

Storage

Box

Gent

Sale

Cover

Grey

Sale

Kela

Spoon

Holder

Cuchara

Non

Slip

Mat

Quad

Split

To

Go

Lunch

Box

Snack

Attack

Lunch

Box

Sale

Kela

Flour

Sifter

Sale

Kela

Milk

Cup

Herta

Sale

Oven

Dish

With

Lid

Sale

Food

Stand

Layers

Stainless

Cannister

Sale

Kela

Ceramic

Dish

Rectangular

Lunch

Box

Blue

Window

Canister

Sale

Kela

Hanging

Basket

Bowls

Sale

Kela

Storage

Jar

Baker

Kela

Food

Cover

Cara

Snack

Capsule

To

Go

Lunch

Box

Sale

Ice

Bucket

Kela

Storage

Box

Gent

Kela

Rollo

Kitchen

Roll

Holder

Tescoma

President

Meat

Fork

Cake

Boss

Spring

Presses

Cutters

Sale

Kela

Chocolate

Fondue

Set

Paola

Sale

Duo

Wood

Serving

Tray

Cake

Boss

Balloon

Whisk

Sale

Kela

Apron

Madlene

Cooking

Kela

Chopping

Board

Set

Lynn

Kela

Storage

Box

Gent

Sale

Kela

Mellis

Storage

Jar

Pastel

Blue

Sale

Kela

Mellis

Storage

Jar

Cream

Nostalgia

Storage

Jar

Sale

Oven

Tongs

Maria

Kela

Storage

Box

Landen

Kela

Storage

Box

Landen

Kitchen

Utensils

Holder

Flexi

Chopping

Boards

Cutlery

Box

Alphabet

Cutters

Bento

Cube

To

Go

Square

Lunch

Box

Sale

Pinta

Turquoise

Kitchen

Scale

Sale

Cutlery

Holder

White

Habitat

Sadie

Ice

Crusher

Sale

Kela

Storage

Box

Landen

KCARTMMPGLS

Sale

Mini

Pestle

Mortar

Sale

Kela

Milk

Cup

Herta

Cheese

Plate

Slate

Material

Sale

Kela

Suspension

Rail

Prisma

Sale

Fruit

Basket

Grey

Metal

Sale

Kela

Pinta

White

Glass

Kitchen

Scale

Tescoma

President

Spaghetti

Server

Sale

Kela

Chopping

Board

Sale

Kela

Pinta

Opal

Grey

Kitchen

Scale

Sale

Kitchen

Roll

Holder

Stella

Sale

Kela

Chromed

Suspension

Rail

Dish

Drain

Rack

Kela

Tea

Box

Tescoma

President

Potato

Masher

Tala

Blue

Pestle

Mortar

Tala

Red

Pestle

Mortar

Sale

Bread

Bin

Metal

Colours

Kela

Storage

Box

Tritan

Quick

Flip

Bottle

Kitchen

Carpet

Kela

Storage

Box

Gent

Caddy

Slim

Kitchen

Sink

Sale

Citrus

Juicer

Sided

Handy

Grater

Kela

Storage

Box

Landen

KCJVOS

Sale

Onion

Bag

KCJVPS

Sale

Potato

Preserving

Bag

KCJVVS

Sale

Vegetable

Bag

Sale

Storage

Box

Gent

Sale

Kela

Cutlery

Holder

Sale

Kela

Kitchen

Roll

Holder

Sale

Kela

Flask

Plain

Matt

Stainles

Steel

Sale

Kela

Kitchen

Roll

Holder

Stella

Sale

Kela

Stella

Kitchen

Roll

Holder

Wilmax

Soup

Ladle

President

Grater

Xsharp

Tescoma

President

Ladle

Spout

Sale

Kela

Mini

Burger

Press

President

Garlic

Press

Beverage

Dispenser

With

Metal

Lid

Handy

Xsharp

Grater

Combined

Handy

Xsharp

Grater

Julienne

Sale

Kela

Magnet

Knife

Rack

Matt

Ssteel

Bamboo

Wine

Rack

Dish

Drain

Rack

KCMFMXTACO

Mex

Taco

Holder

Sale

Wine

Rack

Metal

And

Wood

Beverage

Dispenser

Glass

Kitchen

Scale

Fresh

Lemon

Kitchen

Scale

Breakfast

Kitchen

Scale

Carrier

Bag

Holder

Cake

Boss

Linzer

Baking

Cutters

Knife

Block

With

String

Inlay

Sale

Kela

Magnet

Knife

Rack

Sale

The

Grange

Int

Mug

Tree

Mugs

KELA

Sale

Kela

Kaila

Chopping

Board

KCARTSPRESTGRN

Sale

Marble

Spoon

Rest

Kitchen

Scale

Kitchen

Scale

Bowl

Tescoma

Choppermeat

Tenderiser

Sommelier

Decanter

Tea

Maker

With

Infuser

Handy

Salad

Spinner

Sale

Kela

Latina

Portion

Pot

Sale

Wine

Wood

Bottle

Rack

Kela

Stella

Kitchen

Roll

Holder

Sale

Kela

Bread

Box

Namur

White

Champagne

Cooler

S

Steel

Reho

Corkscrew

For

Sparkling

Wine

President

Paper

Towel

Holder

Countrystyle

Ltr

Beverage

Dispenser

Tescoma

Azza

Chopper

Knife

Ss

Mortar

Pestle

President

Spice

Shelf

Green

Gloss

Spice

Shelf

Bordeaux

Gloss

Melchior

Wine

Opener

Tescoma

Azza

Santoku

Japanese

Knife

Sale

Kela

Fruit

Basket

Sale

Kitchen

Trolley

Coco

Maison

Cheese

Platter

Cm

Set

Of

Canisters

Set

Of

Canisters

Kela

Cyclon

Teapot

Cake

Boss

Cake

Kit

Circus

Baking

Cutters

Baking

Carving

Beech

Precision

Kitchen

Scale

Wall

Mountable

Kitchen

Scale

Sale

Square

Trolley

Foil

And

Towel

Rack

Mount

Kela

Teapot

Cylon

Habitat

Carafe

Flat

Carafe

Sale

Kela

Fondueset

Gusto

Pcs

Kela

Bread

Box

KCNERACK

Sale

Magnetic

Knife

Rack

Kitchen

Scale

With

Bowl

Lever

Corkscrew

Set

Bottle

Rack

For

Bottles

Coloured

Set

Whiskey

Tumbler

Copper

Ixon

Pocket

Knife

And

Bottle

Opener

Sale

Oil

Drizzler

Melamine

Bamboo

Bread

Bin

Paris

Pepper

Mill

Natural

Roll

Top

Bread

Bin

Lever

Rabbit

Corkscrew

Kitchen

Trolley

Vegetable

Spice

Shelf

Gloss

Spice

Shelf

Natural

Gloss

Spice

Shelf

Black

Gloss

Winerack

For

Bottles

Habitat

Hamburg

Set

Of

Wine

Glasses

Sale

Fruit

Basket

KCINDDRAINER

Sale

Steel

And

Wood

Dish

Drainer

Vintage

Copper

Cocktail

Set

Roll

Top

Bread

Bin

Bread

Bin

Roll

Top

Roll

Top

Bread

Bin

Spice

Shelf

Green

Gloss

Bialetti

Venus

Cup

Coffee

Maker

Azza

Chopping

Board

Compact

Dish

Rack

Side

Tray

Mdfbamboo

Diet

Scale

Cocktail

Set

Pieces

Roll

Top

Bread

Bin

Bamboo

Wine

Rack

Spice

Rack

Carousel

Bordeaux

Gloss

Spice

Rack

Carousel

Green

Gloss

Sale

Kela

Cailin

Fondue

Set

Acacia

Knives

Block

Slim

Dish

Rack

With

Knife

Block

Spice

Rack

Gloss

Whiskey

Set

Cooper

Fall

Front

Bread

Bin

Bread

Bin

Fall

Front

White

Bamboo

Kitchen

Trolley

Built

In

Bin

Sale

Habitat

Thierry

Marx

Knives

Set

Simplehuman

Steel

Frame

Dishrack

Knife

Block

Cardiff

Black

Microwave

Trolley

Wine

Rack

Bottle

Opener

Cookies

Kitchen

Trolley

Habitat

Double

Champagne

Ice

Bucket

Microwave

Trolley

Oakblack

Kitchen

Trolley

Kitchen

Trolley

With

Glass

Top

Table

Mats

Starting

From

B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Home Articles Electrical What is a CT Current Transformer or Current Transducer Quick links Shipping Blog Support Articles Our most popular articles PLCs Electrical Using a Multimeter Voltmeter Ammeter and an Ohmmeter Reading wiring diagrams and understanding electrical symbols Electrical Contacts Normally open and normally closed contacts Series and parallel wiring 2Wire Control 3Wire Control Start Stop Circuit What is VA VoltAmps and KVA KilovoltAmpere and How to Calculate It 3 Phase Electrical Power What is a CT Current Transformer or Current Transducer 3 Phase Electrical Power from Single Phase Alternating current AC AWG to Inch to Metric Wire Size Conversion Chart Delta and Wye Circuit Equations Delta Systems Electrical Symbols NPNPNP Devices and Connections Fuses Hp vs amps of 120VAC 1 phase 60hz electric motors Hp vs amps of 230VAC and 460VAC 3 phase 60hz electric motors IEC Layout IEC Symbols Maximum Number of Conductors in Conduit Megger Ohms Law Power Formulas and Pie Chart Switch types Toggle Push Button Selector Switch Etc Typical wiring color codes How to measure a 420mA signal without blowing the fuse in your voltmeter Detecting an open circuit in a 420mA loop using the SIMALP2 Voltage vs Amperage for a Given Wattage What Problems Does TVSS Correct Wire size vs voltage drop 240VAC Wire size vs voltage drop 480VAC Wye Systems Electronics Fluid Power Hydraulics Motors and Drives Lessons Contact Us What is a CT Current Transformer or Current Transducer What is a CT Current Transformer or Current Transducer This article stems from an argument over what CT stands for But before we can determine what CT stands for we need to understand what a current transformer and a current transducer are Current transformers are used for measuring energy consumption on the power grid A current transformer is similar to any other transformer It has a primary winding a magnetic core and a secondary winding The primary winding will usually be a single turn and the secondary winding will be 10s or 100s of turns Then by coupling the primary and secondary windings the amperage on the secondary winding will be proportional to the primary winding For example most current transformers are sized for a secondary current of 1 amp or 5 amps If you have a current transformer that is 10005 then that means that 05 amps on the secondary will be directly proportional to 01000 amps on the secondary So if you have 0 amps on the primary you will have 0 amps on the secondary if you have 250 amps on the primary you will have 125 amps on the secondary if you have 500 amps on the primary you will have 25 amps on the secondary and if you have 1000 amps A current transducer looks almost identical to a current transformer We see these used more in industries where we are monitoring motor or heater loads for example It has built in circuitry to generate a low level DC signal base on the AC amps This will usually be an analog 05VDC 010VDC or 420mA signal and will occasionally be a pulsed output where the frequency of the pulse is proportional to the amps going through the transducer As far as what does a CT stand for I dont think there is a well defined answer Like any acronym it can stand for many things and you must look at the context it is being used in to determine whether someone is talking about a current transformer or a current transducer Also many people use the terms interchangeably and while I dont think we need to correct them it is important that you understand that they are two different devices when selecting one for an application

O O O O O O B O B O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O B O O O B O B O O B O O O O O O O O B O O O O O O O O B O O O O O O O O O B O O O B O O O O O O O O O O O O O O O B O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Stocks Evaluating Stocks Beware the Dividend Yield Trap High Yield May Signal Problems Flip Pin Email By Ken Little Updated June 01 2018 Companies that pay dividends can be wise investments especially if you hold the stock over a long period When you add the dividend into any price appreciation you can enjoy not only current income but growth too Of course you can reinvest dividends if you dont need the current income One way investors look for high dividend paying stocks is by using dividend yield as a guide Dividend yield tells you what percentage the stock returns relative to its price Calculating Dividend Yield You calculate dividend yield by Dividend Yield annual dividend per share stocks price per share For more detail of the calculation see Understanding Dividend Yield You can search for companies with high dividend yields using any one of several stock screens One I often use is MorningStarcom While you can get a list of companies with high dividend yields this way you must not make investment decisions using just this one metric Things are never that simple in investing Dividend Yield Trap Dividend yield can lead you into a trap if youre not careful If youre good at math you noticed that the divisor of the formula for dividend yield is the stocks price per share If the price drops and the dividend remains the same the dividend yield will rise You may buy a company with a high dividend yield but one that is also on its way to the poor house and may not be able to afford to pay any dividend in the near future What do the other fundamentals look like Dividends are paid out of cash and cash comes from earnings Does the company have a healthy supply of cash and a consistent history of earnings and earnings growth If a company has just taken on a huge debt through an acquisition for example how is that going to be paid Will it suck all the free cash out of the company If you look at the MorningStar stock screen youll notice that the dividend yield was only one of many parameters you could pick Set the screen to pick companies with a history of strong growth and earnings and a forecast of continue revenue growth along with a high dividend yield and you may have an investment candidate Conclusion Companies with a high dividend yield may be great investments if the rest of their fundamentals fall into line also Just be careful when one metric looks good and the rest are questionable Thats a sure sign that not all is right with this company

O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Insurance Other Insurance Topics Do You Need Pollution Liability Insurance Important Coverage for Independent Contractors Flip Pin Email By Janet Hunt Updated November 28 2017 If you are an independent contractor you may think that you do not have to carry certain types of business insurance While this may be true in some cases independent contractors have to protect themselves against any claims of damage caused while on the job One of the types of insurance you may need as an independent contractor is pollution liability insurance Pollution liability insurance protects a company against liability from damage caused by hazardous waste materials This is a coverage needed by businesses that produce hazardous waste emissions during manufacturing including the oil agribusiness construction excavation businesses waste depositories and asbestos abatement contractors The pollution liability policy covers bodily injury claims property damage along with cleanup costs caused by contamination from toxic waste materials Why Coverage Is Needed Before the mid1980s pollution liability was covered under the standard commercial general liability policy However insurance companies began excluding pollution liability under the general liability policy This makes it necessary to purchase separate coverage for pollution liability If you are an independent contractor you will find that many jobs require you to have pollution liability insurance and you will have to show proof of coverage before beginning a job Environmental cleanup projects can cost millions of dollars This insurance will protect your financial interests in the event a cleanup becomes necessary Buying pollution liability insurance will cover your interests against lawsuits where a third party could be injured by a toxic substance produced as a result of your work Who Needs Coverage While the need for pollution liability insurance is evident for companies whose business involves risks to hazardous waste exposure such as asbestos abatement or waste depository if you are the owner of an industrial site not involved in hazardous waste pollution liability insurance could be a good protection to have Here is why the inspection you had performed on the property before you bought it may have missed some underlying hazardous waste This waste could be discovered years later Environmental laws are always changing and you dont want to be caught without the proper liability protection What Is Covered Pollution liability insurance policies cover claims from third parties against bodily injury and property damage caused by hazardous waste materials released during a companys business operations This insurance not only covers you while you are completing a job but also covers your completed operations This means that if there is a problem with hazardous waste materials after you have finished the job you are protected from any liability issues Where Can You Buy Pollution Liability Insurance Pollution liability coverage for contractors can be purchased from several different insurance companies Most companies who sell contractors insurance will have this coverage available The price for coverage will vary depending on coverage amount needed your deductible and whether the coverage is purchase as a standalone policy or in combination with other another commercial policy Here are a few of the companies who offer pollution liability insurance for contractors Chubb Chubb offers the Contractors Pollution Liability CPL policy and the Contractors Pollution Liability CPLErrors Omissions EO policy Programs can be tailored for small business accounts There is a minimum selfinsured retention of 5000 and the minimum premium ranges from 1500 to 5000 Travelers Travelers offers Environmental Contractors Professional Practice Insurance It is a combined professional liability and pollution liability policy designed to protect against liability risks pollution liability errors and omissions EO coverage Final Thoughts Business owners and independent contractors have to make sure their financial interests are adequately covered by a business owners policy If you think you may have a risk of hazardous waste exposure in your business operations it is a good idea to consult with an insurance professional about your need for pollution liability insurance If you have an incident at the job site or for one of your completed operations it is too late to buy coverage to cover your liability risk Remember pollution liability is not covered under a general liability policy Ultimately the final determination is up to you Gather enough information so you can make an informed decision about whether you need pollution liability insurance

O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I B I I O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I

pollution liability insurance
hazardous waste materials


Home Buying Foreclosures How to Make a Short Sale Offer Flip Pin Email By Elizabeth Weintraub Updated August 29 2018 Making a purchase offer on a home is always an art but making one on a short sale listing is especially tricky From what you should do have plenty of patience to what you shouldnt demand extensive repairs these tips can ensure that your short sale offer goes a long way in getting the sellers and lenders approval Offer a Strong Earnest Money Deposit Many firsttime homebuyers put down an earnest money deposit of 1000 but an amount between 1 percent and 3 percent of the sales price speaks volumes It says the buyer is serious As a yardstick the minimum down payment which includes the earnest money for FHA loans is 35 percent of the purchase price Agree to Put Your Deposit Into a Trust Account Some real estate contracts call for the earnest money deposit to be placed into a trust account upon short sale approval Sellers like to see that buyers accept this condition because it indicates another degree of commitment Check the Comparable Sales Some short sale listings are deliberately priced way under market value to attract eager buyers but it doesnt mean the home will sell at that price The homeowner may be just fishing Or theres no way the lender will take that much of a loss Generally banks approve a short sale thats roughly between 5 percent and 10 percent under market Ask About Competing Offers Get the listing agent to level with you about the interest in the property If it has already received a number of offers your bid may need to be priced much higher than the list price If the seller has already accepted an offer and sent that offer to the bank you may be wasting your time trying to buy that home Dont Ask for Special Reports or Repairs Any inspection you ask the seller to pay for will lower the banks bottom line on the HUD1 The lowest offers are rarely accepted Do not ask for sellerpaid pest inspections roof certifications or home warranty plans Even if you see a need for major repairs dont try to negotiate them Resign yourself to buying the home in asis condition Give the Bank Some Time Although you might have news within three to four weeks many banks take at least six to eight weeks and sometimes even longer to approve or reject short sales Dont even think about asking for approval in a month your offer may get chucked Give it a maximum of 120 days and be prepared to act immediately if approval arrives earlier Assure the Seller Youll Wait The biggest problem that short sale listing agents and their sellers face is buyers who walk away daunted by the bankapproval process or for more unscrupulous reasons Some buyers write offers on dozens of homes hoping to take the first offer that sticks which is generally against the law unless the buyer really wants and can afford to buy all those homes Demonstrate your good faith by reiterating to the homeowner youre willing to hang in there while the lender decides and not continue to house hunt Agree to Pay the Sellers Fees If there are certain closing costs that the seller typically pays in a short sale situation the sellers bank will most likely cover them However if you agree to pay part of those fees itll win you kudos Doing so will net the bank more money and could well tilt things in your favor even if the bank receives an offer identical to yours Provide a Strong Preapproval Letter Little stands out among a sea of offers than a lender preapproval letter a conditional commitment to give the buyer a mortgage of a certain size A big question on the short sale sellers mind is whether the buyer is financially capable of closing the transaction Having a statement in writing pretty effectively indicates that your money is where your mouth is Shorten Your Inspection Period Standard purchase contracts give the buyer a certain time period in which to conduct inspections That means the home is basically off the market while the buyer does due diligence and the sale is not considered solid until that contingency period has been removed Whatever is the norm in your state if you can promise to do your home inspections in a snappier amount of timewithin a period of 10 to 14 daysyour offer will hold greater appeal Short sale situations come with a lot of complications The seller is having to accept a price that wont cover all his costs the bank or mortgage company has to approve the bid Being generous with your time money and requests can do a lot to seal the deal At the time of writing Elizabeth Weintraub DRE 00697006 is a BrokerAssociate at Lyon Real Estate in Sacramento California Continue Reading

O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


US Economy Economic Theory Does SupplySide Economics Work Does Boosting Supply Create Economic Growth Flip Pin Email By Kimberly Amadeo Updated March 05 2018 Supply side economics is the theory that says increased production drives economic growth The factors of production are capital labor entrepreneurship and land Supplyside fiscal policy focuses on businesses Its tools are tax cuts and deregulation Companies that benefit from these policies hire more workers The resultant job growth creates more demand which further boosts growth Supplyside is the opposite of Keynesian theory which states that demand is the primary driving force Its fiscal policy focuses on consumers regardless of whether they work or not Its tools are government spending on infrastructure unemployment benefits and education How It Works Supplyside works by giving incentives to businesses to expand Deregulation removes restrictions to growth and the costs associated with complying Companies are then free to explore new areas of growth A corporate tax cut gives businesses more money to hire workers invest in capital equipment and produce more goods and services An income tax cut increases the dollars per hour worked It increases workers incentive to remain employed That increases the supply of labor This increase in supply boosts economic growth Supplyside is similar to trickledown economics That says whats good for the wealthy will trickledown to everyone in the society It believes that investors savers and company owners are the real drivers of growth It promises theyll use any extra cash from tax cuts to expand business growth Investors will buy more companies or stocks Banks will increase lending Owners will invest in their operations and hire workers It also says that this greater growth will make up for the lost tax revenue Theory Behind SupplySide Economics The Laffer Curve is the theoretical underpinning of supplyside economics Economist Arthur Laffer developed it in 1979 He argued that the effect of tax cuts on the federal budget are immediate They are also on a 1for1 basis Every dollar cut in taxes reduces government spending and its stimulative effect by exactly one dollar That same tax cut has a multiplier effect on economic growth Every dollar in tax cuts translates into increased demand Thats because it stimulates business growth which results in additional hiring How much effect tax cuts have depends on conditions when they occurred Was the economy growing or in a recession Which taxes were cut How high was the tax rate If taxes were in the prohibitive zone then cuts will have the best effect If taxes are already low then cuts wont do as much They will only reduce government revenue and increase deficits without boosting growth enough to offset the revenue lost How Well It Worked President Reagan put supplyside economics into practice in the 1980s He used it to combat stagflation Thats a rare combination of stagnant economic growth and high inflation For this reason supplyside economics is also called Reaganomics Reagan was an advocate of laissezfaire economics He believed the free market and capitalism would solve the nations woes His policies matched the greed is good mood of 1980s America Reagan cut the top marginal income tax rate from 70 percent to 28 percent He reduced the top corporate tax rate from 46 percent to 40 percent That helped boost the economy out of the worst recession since the Great Depression Reagan also increased defense spending at the same time He doubled the national debt while he was in office According to Keynesians that also boosted economic growth by putting more money into the economy creating jobs and increasing demand Compare to other presidents in Debt by President President Bush also used supplyside economics to cut taxes in 2001 with EGTRRA and 2003 with JGTRRA The economy grew and revenues increased Supplysiders including the President said that was because of the tax cuts Other economists pointed to lower interest rates as the real stimulation The FOMC lowered the fed funds rate from 6 percent at the beginning of 2001 to a low of 1 percent by June 2003 Source Historical Fed Funds Rate New York Federal Reserve A lot depends on which segment of society gets the tax cuts Studies show that tax cuts arent equally effective in creating jobs Cuts to lower income families directly translate into increased spending That boosts demand and economic growth Tax cuts to higher income families are often invested saved or used to pay off debt That boosts the stock market and banks but not retail Studies That Support SupplySide Economics The Treasury Department developed a model showing that the Bush tax cuts increased annual GDP by 07 percent But the model assumes that the revenue lost by the cuts were offset by reduced fiscal spending keeping the budget balanced If instead tax cuts were offset by future tax increases the impact would be negative The future tax increases would have to pay off the additional debt Source A Dynamic Analysis of Permanent Extension of President Bushs Tax Relief US Treasury Department July 25 2006 Studies That Dont Support SupplySide Economics A study by the National Bureau of Economic Research found precise figures on how much revenue will be recouped by tax cuts For each dollar of income tax cuts only 17 cents will be recovered from greater spending Corporate tax cuts do a little better Each dollar cut returns 50 cents to revenue This shows that over the longterm the revenue lost by tax cuts will be only partially regained Without a decrease in spending tax cuts lead to an increase in the budget deficit That harms the economy over time Source NBER Dynamic Scoring A Back of the Envelope Guide NBER December 2004 No the Bush Tax Cuts Do Not Increase Revenue Townhallcom November 15 2007 Conclusion Economists still debate whether tax cuts lead to increased economic growth over the longterm The Treasury Department study did mention that in the shortterm and in an economy that is already weak tax cuts will provide an immediate boost The NBER study found that tax cuts will create larger budget deficits unless spending is also cut Over the long term and in a healthy economy this will put downward pressure on the dollar which could ultimately increase inflation through higher prices for imports In time if inflation is high enough and the economy is strong enough it could convince the Federal Reserve to initiate contractionary monetary policy such as higher interest rates The result of that is slower economic growth

O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I


Finance Careers Employers Largest Family Offices Managing Money for HighNetWorth Families Flip Pin Email By Mark Kolakowski Updated August 19 2018 In case you arent familiar with family offices these entities serve as advisory firms to provide private wealth management services to investors that fall in the ultrahighnetworth category These firms differ from the traditional wealth management firm because they typically focus on providing financial and investment management for a wealthy individual or family rather than a long list of clients What Is a Family Office These offices typically offer various services including insurance tax services charitable giving wealth transfer budgeting and assistance with familyowned businesses Many of these types of firms have just one office serving one ultraaffluent client family Others however serve multiple families and may even have more than one office Firms of this size start to more closely resemble the traditional type of private wealth management firm Services Provided These family offices may provide other services for the families including arrangements for travel private schooling and handling of other household appointments or necessities These firms often bring together a team of professionals to work with the families including those from insurance legal estate investment tax and business disciplines to provide the level of expertise advice and resources necessary In addition some of these firms offer lifestyle management services which includes handling more personal affairs such as managing an aircraft or yacht providing personal security while traveling or at home and conducting background checks for business and personal staff The following list compiled by Bloomberg highlights the top 20 Family Offices in terms of the amount of money under management Most have their offices in the US but the list does include a few global firms among those that are multifamily offices Each line of the below list shows a numerical rank the amount of assets managed in billions the firms name and locations the number of families managed and the rank change from Bloombergs previous years survey 2018 Top 20 Richest Family Offices Rank Assets Billions Firm Name Location of Families YoY Change 1 1373 HSBC Private Wealth Solutions Hong Kong 340 11 2 1120 Northern Trust Chicago 3457 23 3 779 Bessemer Trust New York 2200 25 4 760 BNY Mellon Wealth Management New York 400 18 5 573 Pictet Geneva 50 0 6 475 UBS Global Family Office Zurich London Singapore Hong Kong NY NA 27 7 350 CTC ConsultingHarris MyCFO BMO Financial Chicago 312 6 8 322 Abbot Downing Wells Fargo Minneapolis 594 5 9 311 US Trust Bank of America New York 162 5 10 246 Wilmington Trust MT Bank Wilmington Delaware 436 23 11 231 Hawthorn PNC Financial Philadelphia 580 8 11 231 Tie Rockefeller Co New York 259 10 13 214 Glenmede Philadelphia 211 7 14 195 Atlantic Trust Invesco Atlanta 2296 9 15 158 GenSpring Family Offices Affiliate of Suntrust Banks Jupiter FL 442 5 16 113 Veritable Newtown Square PA 203 10 17 106 Silvercrest Asset Management New York 365 4 18 104 Oxford Financial Group Carmel IN 232 3 19 89 Whittier Trust South Pasadena CA 290 16 20 88 Commerce Family Office St Louis 79 35 Where It All Began Family offices in some form were most likely in existence even in ancient times The New York Times has stated that the Rockefeller family pioneered the concept of family offices towards the end of the 19th century In the 1980s family offices became more popular and the industry seems to have enjoyed an international boom recently After the global financial crisis wealthier families started to rethink working with traditional investment firms and managers In search of ways to gain more active control these families created their own wealth management offices The United States has lead the charge with some sources estimating as many as 5000 single family offices currently in existence in the US Passing On to Future Generations Some of the older firms face challenges from the younger generations of family members as they start to question the costs involved As these younger family members take over some choose to simply close the offices Others decide to open up their offices to include other families hoping that they can keep the level of service while sharing overhead costs and reducing the expenses for any one family Other family offices make the choice to combine with a larger firm that will handle administrative work and reporting while providing a dedicated office staff to handle interactions with the family members

O O O O B I B I O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Marketing Glossary The Marketing Definition of a Tagline Flip Pin Email By Laura Lake Updated December 27 2018 You probably have heard or read an advertisement that summarizes an entire ad simply by using a catchphrase Chances are youve seen and become familiar with these statements including phrases like McDonalds Im lovin it or Verizons Can you hear me now Thats a tagline a short memorable description thathopefullybecomes something like a public earworm getting stuck in peoples brains A good one may be used for years to come tossed into conversations as a longliving reminder of the product its attached to The inner workings of a tagline explain how one is used and how to come up with a good one The Purpose Taglines are created and intended to leave a lasting impression during a short encounter with the recipient When one is formed correctly it will capture the overall benefit of what is being advertised whether its a product business service or idea A tagline offers information that can be easily remembered In the end it should help the audience understand the bigger picture and leave them enticed and wanting more Think different summarizes Apple in just two words and that kind of effectiveness is the ultimate goal Different Styles Humorous taglines present an idea by using sayings and phrases that will entertain the audience and create a sense of fun Serious taglines invoke overwhelming emotions spurring the viewer to take action Inspirational taglines make people think more about common problems and cause them to seek deeper answers regarding an issue Bounty paper towels have a tagline that is memorable because of its rhythm and the rhyme The quicker picker upper How to Develop a Tagline A tagline should be short Think of it as a hanging sticker that gives the viewer a quick description of quality components rather than a book that details the entire story Be creative Avoid making a bland vague or meaningless statement Brainstorm dynamic verbs that can be associated with your brand and will move the audience toward a problem area Offer a solution to an issue so people will begin to invent their own reasons to take advantage of what is being advertised Use simple language that is clear and easily understandable Focus on a friendly approach that will build a lasting connection with the viewers Decorate with descriptive words that enliven the message and add deeper meaning but dont get too fancy with words that even a highly educated person wouldnt use in academic writing Jingle vs Tagline Jingles are part of an extended category of taglines Some jingles are taglines and some arent A deciding factor can be found in the length of the phrase or the sentence When a jingle progresses into a full song its more likely to be an anthem than a tagline If the jingle is short and sweet with a singsongy tune its a jingle type of tagline and it can be used in many more places than the song can McDonalds Im lovin it campaign is an example of this with the words being sung in advertisements Jingles can be an expensive marketing technique due to audio production and airtime but they can be highly effective when theyre used correctly Lasting impressions created by companies like Oscar Mayer for example certainly benefited from its catchy and memorable I wish I were an Oscar Mayer wiener jingle

O O O B I O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


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1999 Buick Regal 4Door Sedan LS Specs Reviews Specs Photos Inventory 4Door Sedan LS MSRP 21795 Quick Specs Gas Mileage 19 mpg City30 mpg Hwy Engine Gas V6 38L EPA Class MidSize Style Name 4dr Sdn LS Drivetrain Front Wheel Drive Passenger Capacity 5 Passenger Doors 4 Body Style 4dr Car Transmission 4speed electronicallycontrolled automatic transmission wOD Dimensions Vehicle EPA Classification MidSize Weight Information Base Curb Weight lbs 3440 Interior Dimensions Front Shoulder Room in 580 Second Hip Room in 533 Front Head Room in 394 Second Leg Room in 369 Passenger Capacity 5 Front Hip Room in 544 Front Leg Room in 424 Second Shoulder Room in 571 Passenger Volume ft 1018 Second Head Room in 374 Exterior Dimensions Track Width Front in 620 Width Max wo mirrors in 727 Liftover Height in 298 Wheelbase in 1090 Track Width Rear in 613 Height Overall in 566 Length Overall in 1962 Min Ground Clearance in 57 Cargo Area Dimensions Trunk Volume ft 167 Fuel Economy Fuel Tank Fuel Tank Capacity Approx gal 175 Mileage EPA Fuel Economy Est City MPG 19 EPA Fuel Economy Est Hwy MPG 30 Performance Specs Engine SAE Net Horsepower RPM 195 5200 Displacement 38L231 Engine Order Code L36 SAE Net Torque RPM 220 4000 Fuel System SFI Engine Type Gas V6 Transmission Trans Description Cont Again Electronic Fifth Gear Ratio 1 NA Seventh Gear Ratio 1 NA Trans Type 4 Third Gear Ratio 1 100 Clutch Size in NA Drivetrain Front Wheel Drive First Gear Ratio 1 292 Sixth Gear Ratio 1 NA Trans Description Cont Automatic wOD Fourth Gear Ratio 1 071 Final Drive Axle Ratio 1 305 Trans Order Code NA Second Gear Ratio 1 157 Reverse Ratio 1 239 Brakes Front Brake Rotor Diam x Thickness in 108 x 13 Disc Front Yes or Yes Rear Drum Diam x Width in NA Brake Type Power Rear Brake Rotor Diam x Thickness in 109 x 04 Disc Rear Yes or Yes Brake ABS System 4 Wheel Drum Rear Yes or NA Steering Turning Diameter Wall to Wall ft NA Lock to Lock Turns Steering 276 Steering Type VariableEffort Pwr Turning Diameter Curb to Curb ft 375 Steering Ratio 1 Overall 152 Tires Rear Tire Size P21570R15 Spare Tire Order Code NA Front Tire Order Code NA Spare Tire Size T12570D15 Front Tire Size P21570R15 Rear Tire Order Code NA Wheels Rear Wheel Material Steel Spare Wheel Size in 15 x 40 Front Wheel Size in 15 x 6 Spare Wheel Material Steel Front Wheel Material Steel Rear Wheel Size in 15 x 6 Suspension Shock Absorber Diameter Front mm 32 Suspension Type Front Cont wLower Control Arm Stabilizer Bar Diameter Rear in 055 Suspension Type Front MacPherson Strut Shock Absorber Diameter Rear mm 32 Suspension Type Rear Cont wCoil Springs Suspension Type Rear TriLink Independent Stabilizer Bar Diameter Front in 118 Safety Features Safety Air BagFrontalDriver Yes Air BagFrontalPassenger Yes Air BagPassenger Switch OnOff No Air BagSide BodyFront No Air BagSide BodyRear No Air BagSide HeadFront No Air BagSide HeadRear No BrakesABS Yes Child Safety Rear Door Locks Yes Daytime Running Lights Yes Traction Control Yes Night Vision No Rollover Protection Bars No Fog Lamps Yes Parking Aid No Tire Pressure Monitor No BackUp Camera No Stability Control No Other Features 4wheel antilock brakes Driver front passenger air bags Frontrear seat lapshoulder belts wfront seat shoulder comfort Rear door child security locks Electronic engine traction control system Daytime running lamps Dual note horn Warranty Warranty Basic Mileskm 36000 Basic Years 3 Corrosion Mileskm 100000 Corrosion Years 6 Roadside Assistance Mileskm 36000 Roadside Assistance Years 3 Other Specs Cooling System Total Cooling System Capacity qts 102 Electrical Cold Cranking Amps 0 F Primary 690 Maximum Alternator Capacity amps 105 Trailering Wt Distributing Hitch Max Trailer Wt lbs NA Dead Weight Hitch Max Trailer Wt lbs 1000 Wt Distributing Hitch Max Tongue Wt lbs NA Dead Weight Hitch Max Tongue Wt lbs 100 Looking for other models of the Buick Regal Read reviews get prices Compare the 1999 Buick Regal against the competition 1999 Nissan Maxima 1999 Toyota Camry 1999 Hyundai Sonata 1999 Chevrolet Malibu 1999 Volkswagen Passat

O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O B I O O O O O O O O O O O O O O O O O O


IM NEW ABOUT CONNECT MINISTRIES MEDIA EVENTS 21 days of prayer 2023 challenge Mount dora campus apopka campus Week 6 Tag Youre It MD Campus Dec 30 Over the past 5 weeks of this series we have heard about Gods relentless pursuit of us Now its our turn to share the good news of the Gospel But how Listen to this message be inspired and start sharing your story Watch Download Jan 06 LAUNCH stepOne First Sunday of the month Jan 06 ORBIT 730am Every Sunday 730 AM 830 PM theCross Mount Dora Jan 07 Weekday Evening Prayer Service Every Monday Tuesday Thursday Friday 600 PM 645 PM theCross Mount Dora

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You

are

here

Home

Foods

Coconuts

Coconut

Milk

Coconut

Oil

and

Diabetes

Coconuts

Coconut

Milk

Coconut

Oil

and

Diabetes

By

TheDiabetesCouncil

Team

Coconut

oil

has

been

called

a

superfood

with

positive

effects

on

heart

and

brain

health

weight

loss

especially

abdominal

fat

and

a

whole

host

and

antiinflammatory

effects

But

is

coconut

oil

really

a

superfood

Or

is

it

just

the

newest

fad

out

there

on

the

internet

Coconuts

Coconuts

have

traditionally

been

the

main

staple

food

in

many

Asian

and

Pacific

populations

In

those

same

populations

coconut

has

also

long

been

used

as

a

medicine

to

treat

infections

respiratory

conditions

constipation

diarrhea

indigestion

kidney

stones

and

other

disorders

Coconut

meat

the

whitish

flakes

is

high

in

fiber

protein

minerals

such

as

manganese

selenium

and

iron

and

contains

Vitamin

C

and

B

vitamins

along

with

plant

sterols

Coconut

meat

is

also

high

in

calories

from

fatsthe

fats

are

primarily

the

saturated

fats

along

with

high

amounts

of

fatty

acids

Coconut

flour

is

the

finely

ground

coconut

meat

Coconut

milk

pressed

from

coconut

meat

is

similar

to

coconut

meat

as

far

as

its

nutritional

profileit

is

high

in

fiber

protein

richer

than

coconut

meat

in

minerals

such

as

iron

calcium

magnesium

phosphorus

zinc

copper

manganese

and

selenium

and

contains

Vitamins

C

E

and

B

vitamins

Coconut

milk

is

also

high

in

plant

sterols

and

calories

from

fats

These

fats

are

also

in

the

saturated

form

with

high

levels

of

fatty

acids

Coconut

water

is

diluted

coconut

milk

and

is

much

lower

in

calories

Finally

coconut

oil

is

very

high

in

calories

from

saturated

fats

and

fatty

acids

with

essentially

no

vitamins

minerals

protein

or

fiberin

other

words

pure

fat

The

fats

in

coconut

oil

are

in

the

form

of

mediumchain

triacylglycerols

or

MCT

Fats

and

Health

For

many

years

fats

in

food

were

considered

the

main

cause

for

fats

on

the

body

This

as

it

turns

out

is

an

overly

simplistic

way

of

looking

at

this

major

nutritional

category

Not

all

fats

are

created

equaland

there

are

different

types

of

fatsthere

are

animal

fats

plant

fats

saturated

and

unsaturated

fatsand

then

there

are

the

fatty

acids

lipids

and

sterols

Saturated

versus

Unsaturated

All

fats

are

chains

of

carbon

hydrogen

and

oxygen

The

carbon

in

fat

can

be

linked

together

with

single

bonds

CC

or

they

can

be

linked

by

double

bonds

CC

The

term

saturated

indicates

the

degree

to

which

there

are

double

versus

single

bondsif

a

fat

is

called

saturated

all

the

CC

bonds

are

single

bonds

Saturated

fats

are

longer

unkinked

chains

double

bonds

put

kink

in

the

chain

and

are

either

solids

or

thick

at

room

temperaturethese

fats

are

found

in

animal

fats

and

tropical

oils

such

as

coconut

oils

Since

fats

make

up

a

significant

portion

of

for

Monounsaturated

fats

have

a

single

double

bond

while

polyunsaturated

fats

have

more

than

one

double

bond

Monounsaturated

fats

are

found

in

olive

oil

avocados

many

nut

oils

and

tree

nuts

The

polyunsaturated

fats

are

the

and

fatty

acids

found

in

fish

oil

flax

oil

and

most

seed

oils

In

general

many

physicians

and

nutritionists

recommend

against

eating

saturated

fats

because

these

fats

were

associated

with

cell

membrane

problems

and

with

increased

risk

of

atherosclerosis

hardening

of

the

arteries

Howeverand

this

is

importantthese

effects

are

for

the

most

part

associated

with

animal

fats

and

not

with

plant

fats

Humans

have

eaten

animal

products

including

animal

fat

for

all

of

timebut

for

most

of

human

existence

this

meat

was

wild

game

and

NOT

animals

fed

corn

and

other

products

that

was

not

their

natural

food

which

is

grass

and

these

animals

were

not

very

high

in

fat

because

they

were

active

rather

than

being

penned

in

In

general

again

the

mono

or

polyunsaturated

fats

are

recommended

because

they

allow

flexibility

in

cell

membranes

and

are

associated

with

better

health

Howeveragainit

appears

that

the

ratio

of

the

polyunsaturated

fats

is

critical

because

the

fatty

acids

are

associated

with

ANTIinflammatory

properties

while

the

fatty

acids

are

associated

with

PROinflammatory

properties

While

we

hear

so

often

to

increase

the

amount

of

fatty

acids

in

our

diet

that

is

NOT

because

there

is

something

inherently

bad

about

the

fatty

acidsits

just

that

the

fats

are

very

easy

to

getthey

are

found

in

every

plant

we

eat

In

addition

they

are

not

bad

because

they

tend

to

be

proinflammatory

Our

immune

system

use

inflammation

to

perform

its

function

The

problem

is

the

ratioif

we

Its

always

about

balancetoo

much

of

a

good

thing

is

not

always

a

good

thing

Consider

sugar

in

diabetessugar

in

the

form

of

glucose

provides

the

main

energy

source

for

our

cells

That

is

a

good

thing

But

too

much

sugar

causes

inflammation

and

can

be

destructive

That

doesnt

mean

you

never

eat

sugarit

means

that

you

have

to

balance

it

Essentially

the

same

situation

exists

with

fatsbalance

is

the

word

of

the

day

What

are

the

Benefits

of

Coconut

Products

Especially

for

People

with

Diabetes

So

are

there

any

benefits

of

coconut

products

with

their

high

fat

content

for

people

with

diabetes

After

all

there

are

populations

in

the

South

Pacific

who

get

over

of

their

calories

from

coconuts

and

have

very

little

evidence

of

heart

disease

or

diabetes

Coconut

Oil

Coconut

oil

contains

MCTs

These

have

been

associated

with

some

weight

loss

but

not

a

terribly

significant

amount

In

one

study

coconut

oil

users

lost

an

average

of

pounds

after

months

Coconut

oil

may

also

help

improve

cholesterol

levels

increasing

the

HDL

cholesterol

which

is

good

and

lowering

the

LDL

cholesterol

which

is

also

good

This

study

also

indicated

that

coconut

oil

can

help

decrease

abdominal

fatand

THAT

is

strongly

associated

with

an

increased

risk

of

heart

disease

Coconut

oil

is

also

associated

with

slowing

down

the

progression

of

Alzheimers

disease

A

recent

review

specifically

looking

at

coconut

oil

and

diabetes

concluded

that

while

the

MCTs

in

coconut

oil

are

directly

absorbed

by

the

intestines

and

go

directly

to

the

liver

and

used

as

a

source

of

energy

by

that

organ

there

were

not

enough

human

studies

available

to

make

any

recommendations

In

rat

studies

where

the

diabetes

is

induced

however

the

MCTs

can

improve

insulin

resistance

and

improve

the

actions

of

insulin

Coconut

Meat

and

Coconut

Flour

Coconut

meat

and

four

contains

high

amounts

of

fiberand

can

lower

the

glycemic

index

and

glycemic

load

of

foods

where

coconut

meat

is

added

or

from

foods

baked

with

coconut

flour

Coconut

Water

Coconut

water

is

generally

not

recommended

for

people

with

diabetes

coconut

water

contains

high

levels

of

potassium

that

can

cause

high

levels

of

potassium

in

the

blood

a

condition

called

hyperkalemiathis

recommendation

however

is

based

on

the

experience

of

one

patient

who

drank

liter

of

coconut

water

every

day

for

a

prolonged

period

of

time

Any

Conclusions

So

there

are

some

points

in

favor

of

using

coconut

in

your

diet

The

high

fiber

and

low

glycemic

load

of

coconut

meat

is

a

big

plus

and

using

coconut

oil

in

baking

and

cooking

has

some

good

evidence

of

providing

benefit

though

you

have

to

take

into

account

the

high

caloric

value

of

coconut

oil

The

current

thinking

about

saturated

fats

from

plant

sources

appears

to

be

changing

somewhatthey

do

not

appear

to

be

related

to

an

increased

risk

of

heart

disease

and

may

actually

help

prevent

heart

disease

The

studies

around

coconut

and

diabetes

are

still

in

their

infancy

with

the

exception

of

the

lower

glycemic

index

of

coconut

meat

and

coconut

flour

The

best

advice

at

this

point

is

to

include

coconut

oil

and

coconut

meat

or

flour

with

times

a

week

but

keep

track

of

calories

and

see

how

well

it

works

for

you

A

few

things

to

remember

when

you

are

using

coconut

oil

Make

certain

the

oil

you

purchase

is

virgin

preferably

organic

coconut

oildo

NOT

buy

any

coconut

oil

that

has

been

processed

This

processing

can

produce

high

levels

of

trans

fats

and

those

are

definitely

not

healthy

Do

not

use

high

heat

when

cooking

with

coconut

oilthis

leads

to

a

breakdown

of

the

oil

and

decreased

health

benefits

Coconut

is

a

superfood

and

I

highly

recommend

it

for

the

reasons

stated

above

TheDiabetesCouncil

Article

Reviewed

by

Dr

Christine

Traxler

MD

on

October

References

httpwwweatingwellcomnutrition_healthnutrition_news_informationcan_coconut_oil_help_you_lose_weight20

fatty

acids

Functional

lipids

for

the

prevention

and

treatment

ofthe

metabolic

syndrome

Koji

Nagao

Teruyoshi

Yanagita

Laboratory

of

Nutrition

Biochemistry

Department

of

Applied

Biochemistry

and

Food

Science

Saga

University

Saga

Japan

accessed

September

httpwwweatingwellcomnutrition_healthnutrition_news_informationhealth_benefits_of_coconut_coconut_oil_coconut_milk_coconut_water_coconut_flourpage5

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Updated

Friday

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Last

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Friday

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About

TheDiabetesCouncil

Team

TheDiabetesCouncil

Team

consists

of

certified

diabetes

educators

and

registered

nurses

that

compile

and

research

a

given

topic

and

publish

it

as

a

team

Each

team

member

has

at

least

years

of

experience

in

diabetes

care

and

management

Comments

firefly

says

May

at

pm

You

wrote

that

we

need

not

avoid

glucose

bcz

the

body

uses

it

as

fuel

but

why

You

should

know

that

in

the

absence

of

glucose

the

body

can

produce

it

from

protein

if

it

realy

needs

it

therefore

a

diabetic

person

can

avoid

all

glucose

producing

foods

without

any

any

ill

effects

And

natural

oilsfats

can

induce

ketones

which

the

body

can

run

fine

on

Reply

O O O O O B O O O O O B B O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B B O O O O O O B O O O O O O B O O O O O B O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Forums Active Topics Todays Posts Gallery Garage Insurance Advertise Remember Me 19992007 General Questions General questions related to 19992007 Super Duty trucks If it doesnt fit the other categories post it here Gas engine discussion that pertains to all models is allowed Specific gas engine questions should use the Gas Engines forum Diesel Forum TheDieselStopcom 19992007 Ford Super Duties 19992007 General Questions P1832 Code LinkBack Thread Tools Display Modes post 1 of 3 Old 09192013 0853 PM Thread Starter N3NFX Senior Member Join Date Oct 2005 Location California MD Posts 117 My Photos 0 Feedback Score 0 reviews P1832 Code Have a continuous P1832 transfer case differential lockup silenoid circuit failed code Which of the two solenoids on the transfer case is the lockup solenoid Hear a ticking followed by a disengagement of at least one hub at speed Seems to only do this once and upon slowing down whicheverwhatever it is disengages and is fine the rest of the drive Do these 06 SDs have a GEM or were they replaced with the relay system located on the drivers side fender well Schematics and pics of the transfer case are difficult to come by online Many references to a diagnostic procedure but the connector pinouts dont seem to match Share this post on Digg Delicious Technorati Twitter 2006 Ford F250 60 July 2005 build Coolant filter Blue Spring OEM Oil cooler NC Hornet CCV All Ford upgrades Economy Tune by Eric Edge CTS with Fuel Pressure and EGT Shell Rotella T6 5W40 post 2 of 3 Old 09192013 0934 PM klhansen Join Date Jan 2003 Location Eagle River Alaska Posts 24266 My Photos 180 Feedback Score 0 reviews The 06 would have a GEMlike module just with a different name Cant remember what its called right now The 9901 trucks used a GEM to control the relays under the hood that control the tcase motor Same function activating the relays and receiving feedback from the tcase position switch is performed by a different module on the 02 and later trucks Share this post on Digg Delicious Technorati Twitter First truck 1929 Model A Ford pickup restored from ground up Wish I still had it 995 F250 PSD Supercab LB 4x4 ZF6 wSB Con OFE 373LS Boost pyro gauges Swamps S175146 injectors DP 80 HP Econo PCM classic version To view links or images in signatures your post count must be 10 or greater You currently have 0 posts AIS To view links or images in signatures your post count must be 10 or greater You currently have 0 posts regulated return To view links or images in signatures your post count must be 10 or greater You currently have 0 posts To view links or images in signatures your post count must be 10 or greater You currently have 0 posts To view links or images in signatures your post count must be 10 or greater You currently have 0 posts To view links or images in signatures your post count must be 10 or greater You currently have 0 posts To view links or images in signatures your post count must be 10 or greater You currently have 0 posts klhansen is offline post 3 of 3 Old 09192013 0954 PM Thread Starter N3NFX Senior Member Join Date Oct 2005 Location California MD Posts 117 My Photos 0 Feedback Score 0 reviews Thanks KL Yep found the relays in the fuse box on the drivers side Everything looks clean and otherwise well Did pull the 30amp ESOF relay out and plug it back in see tomorrow if that changed anything Strange issue The P1832 is constant on the Auto Inginuity after reset comes back sometimes the P1876 code comes with it Daily a ticking sound is heard and felt almost as if the 4WD is trying to engage Slow down a noticeable clunk is felt the noise is gone for the day No lights and otherwise CEL observed Have not yet tried the ESOF dash switch yet gonna wait till I can deal with it IF the 4WD will not disengage Hubs do engagedisengage manually Share this post on Digg Delicious Technorati Twitter 2006 Ford F250 60 July 2005 build Coolant filter Blue Spring OEM Oil cooler NC Hornet CCV All Ford upgrades Economy Tune by Eric Edge CTS with Fuel Pressure and EGT Shell Rotella T6 5W40 Diesel Forum TheDieselStopcom 19992007 Ford Super Duties 19992007 General Questions Quick Reply Message Quote message in reply 03 Chestnut Tan How to replace certain instrument lights Currently Active Users Viewing This Thread 1 0 members and 1 guests Thread Tools Show Printable Version Show Printable Version Email this Page Display Modes Linear Mode Linear Mode Hybrid Mode Switch to Hybrid Mode Threaded Mode Switch to Threaded Mode Posting Rules You may post new threads You may post replies You may not post attachments You may not edit your posts BB code is On Smilies are On IMG code is On HTML code is Off Trackbacks are On Pingbacks are On Refbacks are On Forum Rules Hot Deals Apollo At 27 Off This Home Tool Kit is a Perfect Stocking Stuffer and it can arrive before Xmas View Deal Anki Vector the Home RobotA Perfect Weird Gift That Lands Before Xmas and hes 30 off View Deal Crosley Check Out This Crosley Star Wars 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O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O O O B O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O