Erica is either interested in puzzles or is creative.
People are either interested in puzzles or bad at chess. If a person is bad at chess, then they don't play a lot of chess. A person is either a planner or a creative person. Erica is someone who plays a lot of chess. If Erica is neither bad at chess nor creative, then Erica is either someone who plans and is creative, or someone who neither plans nor is creative.
∀x (Puzzles(x) ∨ BadChess(x)) ∀x (BadChess(x) → ¬PlaysLots(x)) ∀x (Plans(x) ∨ Creative(x)) PlaysLots(erica) ¬(BadChess(erica) ∨ Creative(erica)) → (Plans(erica) ⊕ Creative(erica))