law: Negotiable Instruments Act, 1881 
  75. Presentment by or to agent, representative of
  
  deceased, or assignee of insolvent 
  Presentment for acceptance or payment may be made to the duly
  
  authorized agent of the drawee, maker or acceptor, as the case may be, or,
  
  where the drawee, maker or acceptor has died, to his legal representative, or,
  
  where he has been declared an insolvent, to his assignee.
  21[75A. Excuse for delay in presentment for acceptance or
  
  payment Delay in presentment 22[for acceptance or payment] is excused if the
  
  delay is caused by circumstances beyond the control of the holder, and not
  
  imputable to his default, misconduct or negligence. When the cause of the delay
  
  ceases to operate, presentment must be made within a reasonable time.]