law: Negotiable Instruments Act, 1881 
  31. Liability of drawee of cheque 
  The drawee of a cheque having sufficient funds of the drawer in
  
  his hands properly applicable to the payment of such cheque must pay the cheque
  
  when duly required so to do, and, in default of such payment, must compensate
  
  the drawer for any loss or damage caused by such default.