law: The Small Industries Development Bank of India Act, 1989 
  36. Obligations as to
  
  fidelity and secrecy 
  1.     
  
    The
  
  Small Industries Bank shall not, except as otherwise required by this Act or
  
  any other law, divulge any information relating to, or to the affairs of, its
  
  constituents excepts in circumstances which it is, in accordance with the law
  
  or practice and usage customary among bankers necessary or appropriate for the
  
  Small Industries Bank to divulge such information.
  2.     
  
    The
  
  Small Industries Bank may, for the purpose of the efficient discharge of the
  
  functions under this Act, collect from or furnish to the Central Government,
  
  Reserve Bank, Development Bank.State Bank, any subsidiary bank, nationalised
  
  bank or other scheduled bank, State Co-operative bank, State Financial
  
  Corporation, State Industrial Development Corporation, State Small Industries
  
  Corporation or the National Small Industries Corporation or such other
  
  institutions as may be specified by the Development Bank, credit information or
  
  other information as it may consider useful for the purpose, in such manner and
  
  at such times, as it may think fit.
  Explanation. For the purpose of this
  
  sub-section, the expression "credit information" shall have the same
  
  meaning as in clause (c) of section 45A of the Reserve Bank of India Act, 1934
  
  (2 of 1934), subject to the modification that banking company" referred to
  
  therein shall mean a bank corporation or other institution referred to in this
  
  sub-section.
  1.     
  
  
  2.     
  
  
  3.     
  
    Every
  
  Director, member of committee, auditor, officer or other employee of the Small
  
  Industries Bank or the Development Bank whose services are utilised by the
  
  Small Industries Bank under the provisions of this Act, shall, before entering
  
  upon his duties, make a declaration of fidelity and secrecy in the form set out
  
  in the First Schedule to this Act.