law: Land Improvement Loans Act, 1883
  6.Period for repayment
  
  of loans.:-
  (1) Every loan granted
  
  under this Act shall be made repayable by instalments (in the form of an
  
  annuity or otherwise), within such period from the date of the actual advance
  
  of the loan, or when the loan is advanced in instalments, {Subs. by Act 18 of
  
  1899, s.2, for "from the date of the actual advance of the last
  
  instalment".} [from the date of the advance of the last instalment
  
  actually paid] as may, from time to time, be fixed by the rules made under this
  
  Act.
  (2) The period fixed
  
  as aforesaid shall not ordinarily exceed thirty-five years.
  (3) The State
  
  Government {The words "and G.G.in C."  rep.by Act 8 of 1906, s.3.} in making {The words "and
  
  sanctioning" rep.by s.3, ibid.} the rules fixing
  
  the period, shall, in considering whether the period should extent to thirty-five
  
  years, or whether it should extend beyond thirty-five years, have regard to the
  
  durability of the work for the purpose of which the loan is granted, and to the
  
  expediency of the cost of the work being paid by the generation of persons who
  
  will immediately benefit by the work.
  Comment: "It is plain upon its terms, that the provisions of S. 6 (e) are
  
  not obligatory. It is an enabling provision. It provides that all amounts due
  
  under the Land Improvement Loans Act, shall, notwithstanding anything contained
  
  therein, become due 'forthwith', upon the vesting of the zamindari 
  
  rights. It then lays down that such dues may, without prejudice to any other
  
  mode of recovery provided therefor , be realised by
  
  deducting the amount from the compensation money payable to such intermediary.
  
  It, therefore, provides an additional mode of recovery for realisation of the
  
  dues. The word 'may' in S. 6 (e) clearly indicates that the Government has the
  
  option to fall back upon the compensation amount. It does not entail in the
  
  consequence that the mode indicated in S. 6 (e) is the one and the only mode
  
  available." Indu Bhushan 
  
  Gupta v. State of U.P. AIR 1979 SUPREME COURT 1857