law: Credit Information Companies (Regulation) Act, 2005 
  29. Obligations as to
  
  fidelity and secrecy.- 
  1.     
  
    Every
  
  credit information company shall observe, except as otherwise required by law,
  
  the practices and usages customary among credit information companies and it
  
  shall not divulge any information relating to, or to the affairs of, its
  
  members or specified users.
  2.     
  
    Every
  
  chairperson, director, member, auditor, adviser, officer or other employee of a
  
  credit information company shall, before entering upon his duties, make a
  
  declaration of fidelity and secrecy in the form, as may be prescribed in this
  
  regard.
  Explanation.-For the purposes of this section
  
  and section 30, the terms "practices and usages customary" means such
  
  practices and usages which, are generally followed by credit information
  
  companies or may develop in due course in relation to their functions, in
  
  pursuance of the provisions of this Act, rules and regulations made and
  
  directions issued there under from time to time in pursuance thereof.