law: Co-Operative Societies Act 2008 
  110.
  
  Deductions applied to loans and shares
  The
  
  by- a society may provide that the society—
  a.      deduct an amount from
  
  the moneys it receives for the goods, products or services it has marketed,
  
  handled, or dealt in, for or on behalf of a member or non-member patron; and
  b.     apply the amount
  
  prescribed in paragraph (a) as a loan or to the purchase of shares on
  
  such terms as the Board determines.