law: The Motor Vehicles Act, 1988
  149. Duty 
  
  of insurers to satisfy judgments and awards against persons insured in respect 
  
  of third party risks.
  Provided that  
  
  no sum  shall be payable by the insurer in respect  of  any   such  judgment   
  
  unless,  before  the  commencement  of  the proceedings in  which the  judgment 
  
  is  given, the  insurer had notice through the Court concerned of the 
  
  bringing of the proceedings and the insurer to whom notice is so given is 
  
  entitled under the corresponding law  of  the  reciprocating  
  
  country,  to  be  made  a  party  to  the 
  
  proceedings and  to defend  the action  on grounds  similar  
  
  to  those specified in sub-section (2).
  Provided that  
  
  any sum  paid by  the insurer  in or  towards  the discharge of  any liability  
  
  of any  person which  is covered  by  the policy by  virtue only of this 
  
  sub-section shall be recoverable by the insurer from that person.
  
  
  Explanation.--For the purpose of this section, "Claims Tribunal" means a Claims 
  
  Tribunal constituted under  section 165 and  "award" means an award made by that 
  
  Tribunal under section 168. Rights of third parties against insurers on 
  
  insolvency of the insured.