law: Chit Funds Act, 1982
  10.Copies
  
  of chit agreement to be given to subscribers.-
  (1)A
  
  foreman shall, as soon as may be after he has obtained the certificate of
  
  commencement under sub-section (2) of section 9, but not later than the date of
  
  the first draw of the chit, furnish to every subscriber, a copy of the chit
  
  agreement certified to be a true copy.
  (2)A
  
  foreman shall, within fifteen days after the close of the month in which the
  
  draw for the first instalment of the chit is held, file with the Registrar, a
  
  certificate to the effect that the provisions of sub-section (1) have been
  
  complied with.