law: Negotiable Instruments Act, 1881 
  77. Liability of banker for negligently dealing with bill
  
  presented for payment  
  When a bill of exchange, accepted payable at a specified bank,
  
  has been duly presented there for payment and dishonored, if the banker so
  
  negligently or improperly keeps, deals with or delivers back such bill as to
  
  cause loss to the holder, he must compensate the holder for such loss.