law: Negotiable Instruments Act, 1881 
  123. Cheque crossed generally 
  Where a cheque bears across its face an addition of the words
  
  "and company" or any abbreviation thereof, between two parallel
  
  transverse lines or of two parallel transverse lines simply, either with or
  
  without the word "not negotiable", that addition shall be deemed a
  
  crossing, and the cheque shall be deemed to be crossed generally.