law: Credit Information Companies (Regulation) Act, 2005 
  24. Cognizance of
  
  offences.- 
  1.     
  
    No
  
  court shall take cognizance of any offence committed by a member of a credit
  
  information company and punishable under section 23 except upon a complaint in
  
  writing made by an officer of the credit information company generally or
  
  specially authorised in writing in this behalf by the credit information
  
  company or if so directed by the Reserve Bank so to do and no court other than
  
  that of a Metropolitan Magistrate or a Judicial Magistrate of the first class
  
  or any court superior thereto shall try any such offence.
  Explanation.-For the purposes of this
  
  sub-section, "member of a credit information company" shall mean a
  
  member referred to in section 15.
  1.     
  
  
  2.     
  
    No
  
  court shall take cognizance of any offence committed by a credit information
  
  company punishable under section 23 except upon a complaint in writing made by
  
  an officer of the Reserve Bank generally or specially authorised in writing in
  
  this behalf by the Reserve Bank and no court other than that of a Metropolitan
  
  Magistrate or a Judicial Magistrate of the first class or any court superior
  
  thereto shall try any such offence.