law: Interest Act, 1978
  
  1.Short title, extent and commencement.-
  (1)
  
  This Act may be called the Interest Act, 1978.
  (2)
  
  It extends to the whole of India except the State of  Jammu and Kashmir  .
  (3)
  
  It shall come into force on such date as the Central Government may, by
  
  notification in the Official Gazette, appoint.