law: Credit Information Companies (Regulation) Act, 2005 
  10. Power of Reserve
  
  Bank to determine policy.- 
  Where the Reserve
  
  Bank is satisfied that it is necessary or expedient in the public interest or
  
  in the interest of specified users or in the interest of credit information
  
  companies or credit institutions or clients or borrowers so to do, it may
  
  determine the policy in relation to functioning of credit information companies
  
  or credit institutions or specified users generally or in particular and when
  
  the policy has been so determined all credit information companies, credit
  
  institutions and specified users, as the case may be, shall be bound to follow
  
  the policy as so determined.