law: Credit Information Companies (Regulation) Act, 2005 
  17. Collection and
  
  furnishing of credit information.- 
  1.     
  
    A
  
  credit information company or any person authorised in that behalf by the
  
  company may, by notice in writing, in such form, as may be specified by
  
  regulations made by the Reserve Bank or as near thereto, require its members
  
  being credit institution or credit information company, to furnish such credit
  
  information as it may deem necessary in accordance with the provisions of this
  
  Act.
  2.     
  
    Every
  
  credit institution which is member of the credit information company and every
  
  credit information company which is a member of other credit information
  
  company shall, on receipt of notice under sub-section (1), provide credit
  
  information to the credit information company of which it is a member, within
  
  such period as may be specified in the notice.
  3.     
  
    Every
  
  credit information company shall provide for such purpose, as may be specified
  
  by regulations, the credit information received under sub-section (2), to its
  
  specified user on receipt of request from him in accordance with the provisions
  
  of this Act and directions issued thereunder by the Reserve Bank from time to
  
  time in this behalf.
  4.     
  
    No
  
  credit information received under this Act,- 
  a.     
  
    by
  
  the credit information company, shall be disclosed to any person other than its
  
  specified user; or
  b.    
  
    by
  
  the specified user, shall be disclosed to any other person;
  c.     
  
    by
  
  the credit information company or specified user, shall be disclosed for any
  
  other purpose than as permitted or required by any other law for the time being
  
  in force.