law: Chit Funds Act, 1982
  
  1.Short title, extent and commencement.-
  (1)This Act may be called the Chit Funds Act, 1982.
  (2)I extends to the whole of India except the State of  Jammu and Kashmir.
  (3)It shall come into force on such date as the Central Government may,
  
  by notification in the Official Gazette, appoint, and different dates may be
  
  appointed for different States.