law: Recovery of Debts Due to Banks and Financial Institutions Act, 1993 
  21. Deposit of amount of debt due, on filing appeal 
  Where an appeal is preferred by any person from whom the amount
  
  of financial debt is due to a bank or a financial institution or a consortium
  
  of banks or financial institutions, such appeal shall not be entertained by the
  
  Appellate Tribunal unless such person has deposited with the Appellate Tribunal
  
  seventy-five per cent of the amount of debt so due from him as determined by
  
  the Tribunal under section 19:
  PROVIDED  that the Appellate Tribunal may, for reasons
  
  to be recorded in writing, waive or reduce the amount to be deposited under
  
  this section.