law: Public Liability Insurance Act, 1991
  3. Liability to give relief in certain cases on principle
  
  of no fault 
  (1) Where death or injury to any person (other than a workman)
  
  or damage to any property has resulted from an accident, the owner shall be
  
  liable to give such relief as is specified in the Schedule for such death,
  
  injury or damage. 
  (2) In any claim for relief under sub-section (1) (hereinafter
  
  referred to in this Act as claim for relief), the claimant shall not be
  
  required to plead and establish that the death, injury or damage in respect of
  
  which the claim has been made was due to any wrongful act, neglect or default
  
  of any person. 
  Explanation: For the purpose of this section,- 
  (i) "workman" has the meaning assigned to it in their
  
  Workmen's Compensation Act, 1923 (8 of 1923); 
  (ii) "injury" includes permanent total or permanent
  
  partial disability or sickness resulting out of an accident.