law: The Pension Fund Regulatory and Development Authority Act, 2013
  30.
  
     Power
  
  to adjudicate.
  1.   For the purposes of
  
  adjudging under section 28, the Authority shall appoint any of its officers not
  
  below the rank specified by regulations to be an adjudicating officer for
  
  holding an inquiry as may be determined by regulations, after giving the person
  
  concerned a reasonable opportunity of being heard for the purpose of imposing
  
  any penalty.
  2.   While holding an
  
  inquiry, the adjudicating officer shall have the power to summon and enforce
  
  the attendance of any person acquainted with the facts and circumstances of the
  
  case to give evidence or to produce any document which, in the opinion of the
  
  adjudicating officer, may be useful for or relevant to the subject matter of
  
  the inquiry and if, on such inquiry, he is satisfied that the person has failed
  
  to comply with the provisions of section 28, he may recommend such penalty as
  
  he thinks fit in accordance with the provisions of that section, to the member
  
  in charge of investigation and surveillance.
  3.   The penalty shall be
  
  imposed by a member other than the member in charge of investigation and
  
  surveillance:
  Provided that while adjudging the quantum of penalty under section 28, the member shall
  
  have due regard to the following factors, namely:-
  a.  
  
    amount
  
  of disproportionate gain or unfair advantage, wherever quantifiable, made as a
  
  result of the default;
  b.  
  
    amount
  
  of loss caused to a subscriber or group of subscribers; and
  c.  
  
    the
  
  repetitive nature of the default.