law: 18. Central Registrar to prepare scheme of amalgamation or reorganisation of aco-operative bank in certain cases.
  When an order of moratorium has been made by the Central Government under sub-section (2) of section 45 of the Banking Regulation Act, 1949 (10 of 1949) in respect of a co- operative bank, the Central Registrar, with the previous approval of the Reserve Bank in writing, may, during the period of moratorium prepare a scheme
  (a) for the amalgamation of the co-operative bank with any other co-operative bank; or
  (b) for the reorganisation of the co-operative bank.