law: National Bank for Agriculture and Rural Development Act, 1981 
  Chapter V: Borrowings
  
  by the National Bank 
  19. Borrowings by the
  
  National Bank.- 
  The National Bank may, for the purpose of
  
  carrying out its functions under this Act,-- 
  a.     
  
    issue
  
  and sell bonds, debentures and other financial instruments with or without
  
  guarantee of the Central Government on such terms and conditions as may be
  
  approved by the Board;;
  b.    
  
    borrow
  
  money from the Reserve Bank repayable on demand or otherwise on such terms and
  
  conditions including the terms relating to security and purposes as may be
  
  specified by the Reserve Bank;
  c.     
  
    borrow
  
  money from the Central Government and from any other authority or organisation
  
  or institution approved by the Board, on such terms end conditions as may be
  
  agreed upon;
  d.    
  
    accept
  
  from the Central Government, a State Government, a local authority, a State
  
  land development bank, a State co-operative bank or a scheduled bank or any
  
  person or body, whether incorporated or not, deposits repayable on such terms
  
  as the National Bank may, with the approval of the Reserve Bank fix; and
  e.     
  
    receive
  
  gifts, grants, donations or benefactions from the Central Government or any
  
  State Government or any other source.