law: Hire-Purchase Act, 1972
  23. Obligation of owner to supply copies and
  
  information.-
  (1) It shall be the duty of the owner to
  
  supply, free of cost, a true copy of the hire-purchase agreement, signed by
  
  owner.-
  To the hirer, immediately after execution of
  
  the agreement, and where there is a contact of guarantee to the surety, on
  
  demand made at any time before the final payment has been made under the
  
  agreement.
  it shall also be the duty of the owner, at any
  
  time before the final payment has been made under the hire-purchase agreement,
  
  to supply to the hirer, within fourteen days after the owner receives a request
  
  in writing from the hirer in this behalf and the hirer tenders to the owner the
  
  sum of one rupees of expenses, statement signed by the owner or his agent
  
  showing.- the amount paid by or on behalf of the hirer, the amount which has
  
  become due under the agreement but remains unpaid, and the date upon which each
  
  unpaid installment became due and the amount of each such installment, and the
  
  amount which is to become payable under the agreement, and the date or the mode
  
  of determining the date upon which each future installment is to become
  
  payable, and the amount of each such installment.
  Where there is failure without reasonable
  
  cause to carry out the duties imposed by sub-section (1), or sub-section (2),
  
  then , while the default continues,- The owner shall not be entitled to enforce
  
  the agreement against the hirer or to enforce any contract of guarantee
  
  relating to the agreement, or to enforce any right to recover the goods from
  
  the hirer, and no security given by the hirer in respect of money payable under
  
  the agreement or given by a surety in respect of money payable under such a
  
  contract of guarantee as aforesaid shall be enforceable against the hirer or
  
  the surety by the holder thereof.
  And, if the default continues for a period of
  
  two months, the owner shall be punishable with fine which may extend to two
  
  hundred rupees.
  Nothing in sub-section (3) shall be construed
  
  as affecting the right of a third party to enforce against the owner or hirer
  
  or against both the owner and the hirer any charge or encumbrance to which the
  
  goods covered by the hire-purchase agreement are subject.