law: Hire-Purchase Act, 1972
  28. Hirer's refusal to surrender goods not to
  
  be conversion in certain cases .-
  If, during the subsistence of any restriction
  
  to which the enforcement by an owner of a right to recover possession of goods
  
  from a hirer is subject by virtue of this Act, the hirer refuses to give up
  
  possession of the goods to the owner, the hirer shall not, by reason only of
  
  such refusal, be liable to the owner for conversion of goods.