Down With Love is a romantic comedy.
Universal Credit Rating Group -LRB- UCRG -RRB- is a credit ratings agency based in Hong Kong .. Plans to create UCRG were announced in October 2012 , and it was officially founded in Hong Kong in June 2013 , as a partnership between Dagong Global Credit , Egan-Jones Ratings , and RusRating .. Dagong Global Credit. Dagong Global Credit Rating. Egan-Jones Ratings. Egan-Jones Ratings Company. RusRating. RusRating. It claims to be the only international credit rating agency based in the Asia Pacific area .. Its creation is supported by the governments of Russia and China , due to a belief that the `` Big Three '' US-based ratings agencies -LRB- Moody 's , Standard & Poor 's and Fitch Ratings -RRB- , which control 95 % of the world ratings market , have been too often used for political means by being overly generous to US and EU-based clients while being biased against developing or emerging economies .. Fitch Ratings. Fitch Ratings