From the Introduction: This report addresses frequently asked questions about covered benefits and consumer cost sharing related to COVID-19 [coronavirus disease 2019] testing, treatment, and a potential vaccine It discusses recent legislation, references relevant existing federal requirements and recent administrative interpretations of them in relation to COVID-19, and notes state and private-sector actions It begins with background information on types and regulation of private health insurance plans [ ] This report discusses most U S private health insurance plans' coverage of health care items and services related to COVID-19, but it generally does not discuss the delivery of those services, insurers' payments to health care providers, or private health insurance coverage of other benefits The Appendix lists Congressional Research Service (CRS) analysts who can discuss with congressional clients other topics of interest related to private health insurance and COVID-19, including types of plans and coverage of benefits not addressed in this report Also beyond the scope of this report are public health coverage programs (e g , Medicare);the domestic and international public health responses to COVID-19;and economic, human services, and other nonhealth issues COVID-19 (Disease);Health insurance;Health--Testing
COVID-19 and Private Health Insurance Coverage: Frequently Asked Questions [May 15, 2020]