Cheap by Choice: When Frugality Means FreedomDaisy Luther Me: Kiddo, its time to swap your winter clothes for your spring clothes. Please go through your closet, sort through your winter clothes and get rid of the stuff thats too small or that you dont want anymore. Kiddo: I dont want to! I hate this! Its not fair!!! Kiddo goes through the closet, angrily shoving things in a garbage bag without taking a good hard look at things. She sulks, pouts and is otherwise miserable. She gets the job done but makes sure that it is unpleasant for all of us. Me: Kiddo, its time to swap your winter clothes for your spring clothes. Please go through your closet, sort through your winter clothes and get rid of the stuff thats too small or that you dont want anymore. Kiddo: Okay this gives me a chance to see if theres anything I can re-purpose, too! Kiddo goes through the closet, eagerly sorting items into piles. She comes up with a good stash of new materials for craft projects, a bag of donations, and 2 shirts that were buried at the back that she forgot she had. The job is done and the end result is its own reward. Switching over to a more frugal lifestyle can be just like the above scenarios. You can embrace it and relish the challenge of it, or you can sulk, pout and be absolutely miserable. Sometimes a reader comments on my website or sends me an email telling me that by preaching a frugal lifestyle, I am, in fact, giving in to the global elite and The Powers That Be. They feel that I should be recommending other types of resistance. They say, Why should I have to do that when THEY have trashed our economy? Why should I do without? I suffered some great financial losses back in 2010. I lost my house, my car, and my business. We had been living frugally in comparison to many people, but not frugally enough to counteract that personal economic disaster. Looking back, Im not sure if any amount of frugality could have really made a difference. It was a devastating blow, and it came right on the heels of the loss of my dear father. We became even more thrifty of a necessity, and I resented the need to do so every single time I stepped into a mall, purchased groceries, or emptied my bank account on payday to keep the utilities on and a roof over our heads, with nothing extra left over for fun, or even secondary needs. It was a very grim time for our family. When the depression began to lift, I saw that getting out from under that mountain of debt had actually provided me with a gift of enormous freedom. I realized that my life could take a different turn. I was no longer tied to anything. And thats when I began to embrace my cheap side. I realized that I no longer needed to buy into the system that had been the source of my economic collapse. By supporting them, I wasnt supporting us. By being as self-sufficient as possible, by cutting my spending, and by not needing the system, I was winning. I was becoming truly free. When an entity has nothing to hold over your head, all the options are your own. You can make your decisions based on what is good for you and your family, not on what terrible things might happen to you if you dont toe the line. Embrace your cheap side Hard-core frugality is not just making a choice to buy the generic brand of laundry soap instead of a jug of Tide with scent beads. Hard-core frugality is buying the ingredients to make 5 times the amount of laundry soap for half the price of that name-brand detergent, all the while LOVING the fact that Procter Gamble are not getting your money. When you can cross that line between resenting the fact that you have to strictly budget to embracing the fact that by being as frugal as possible, you have a freedom you never dreamed of before, then you have begun to embrace your cheap side. Being a black belt in frugality takes creativity and an optimistic outlook. It should never be some grim, sad thing that you have to do. It should be something that you choose to do. By finding joy in your non-consumerism, you will be far more successful at it. It becomes a game that you win if you can do something for free that others spend money on. When you feel like you require less, then you are happy with less. This means that you have to spend less time working at things you may not truly enjoy to pay for the things that you never actually needed in the first place. This means that the money that you have goes a lot further You might be a cheapskate if. Here are some surefire signs that you are embracing your cheap side: How to Become a Happy Non-Consumer Be grateful. An attitude of gratitude is the most vital part of embracing your cheap side. If youre happy with what youve got, you will find that you need far less than you did before. Thats because you arent seeking some momentary hit of joyous adrenaline by purchasing something. That rush rarely lasts and youre just left with more stuff and less money. Be creative. How can you make something, save something, or repair something in a totally original way? Embrace the challenge and tap into your creativity you may just discover that, in your originality, youve come up with something far better than the purchased alternative. (Weve found this to be especially true with fashion accessories, home decor, and birthday parties!) Give. Dont let your pursuit of frugality make you stingy. There are always people who are worse off than you. Its important to give a hand up to those people. If your kids were hungry, or cold, or without shelter, wouldnt you hope that some kind person would help them? Even at our absolute rock bottom financially, we donated one can of spaghetti sauce and a package of noodles to the food bank every week, which hopefully provided a warm comforting meal for someone who needed it. It isnt really necessary to debate whether people are truly in need or just milking the system. That is a subject for them and their consciences. Just give. You are responsible for your intentions, not theirs. Spend your money where it really matters. We opted to move to a very small community into a drafty little cabin in the woods. We made this decision as a family, in order to reduce our monthly output. By getting rid of city rent and all of the bills that came with it, we cut our monthly output in half. This means that I can spend a little extra on high-quality meats and dairy, for example. When my daughter needs new glasses, its not a problem to pay for them. It means my older daughter can get through college without crippling student loans. Less need equals more time. Not only does a thrifty lifestyle mean that I can refocus where my money goes. It means that I can refocus where my time goes. I dont have to work quite as hard on stuff outside the home and can focus on farm and family. I have the time to make hats and scarves instead of purchasing them. I have time to garden and can the harvests. I have time to perform money-saving tasks like cooking from scratch, which goes into a big happy circle of having more money to put towards important things. Stay home. When you stay home more, you are tempted less. You arent thirsty, requiring a beverage. You arent hungry, requiring a snack. You arent using the car, requiring gas. You arent tempted by all the colorful and wonderful things in the stores. Hang out with like-minded people. It is so much easier to embrace your cheap side if you dont have people telling you how deprived you are all the time, or berating you for being too cheap to spend $27.85 on a movie ticket, popcorn and a soda pop. Most of my closest friends are thrifty. We swap clothing, we borrow and lend tools, and we cheerfully hang out without spending a dime. Instead of going out to sit in a boutique coffee shop sipping a $6 latte with whipped cream, we sit in the garden at one of our houses sipping a coffee that one of us made, along with a nice fresh blueberry muffin. We enjoy the same conversation we would have had at that coffee shop, too. Instead of heading to the mall, we chat on Skype. When your nearest and dearest are on the same page, life is a whole lot easier. Turn off the TV. People go to school for years to study how to make people want what they dont need. That great big brainwash box sitting in the living room is a direct pipeline into your brain. From the beautiful homes on the TV programs, the fancy clothes and cars, and the ads for food, recreation and new cars, the whole racket is designed to make you feel you what you have now is inferior to what you could have. Kids are the biggest target of product placement advertising in popular shows. If you watch TV, limit it. Become aware of the scams and discuss them with your kids so that they can easily identify how marketers are attempting to manipulate them. (Confession: we do watch a little bit of TV in our home, and when we do, its a big game to identify the hidden ads. While this may sound contrary to the advice to turn the TV off, I believe that some limited viewing coupled with an awareness of the marketing techniques inoculates my children against the sales pitch.) The Two Week Challenge Okay . . . do you want to get started on your journey to frugality, freedom, and fun? Make a list of the things that you absolutely require over the next two weeks. This, for most of us, is the distance between one paycheck and the next. So, if you need some milk and other supplies, pick that up. (If you are already a prepper, you probably have enough food to get by for several months!) Then lock up your bank card, your cash, and your credit cards (if you use them). For the next two weeks, I dont want you to spend a dime. (Obviously, the bills that must be paid, must still be paid Im not suggesting you stiff your landlord or skip a car payment!) But for EVERYTHING ELSE . . . put it off for two weeks. Every time you have the urge to spend money, write it down. (You can cheer yourself along by promising to make this purchase when the two weeks are over, if you still want it.) You are going to be AMAZED at the things you spend money on, as well as the amount that you would have spent. Come up with creative solutions for your needs and most likely, you will discover that they were actually wants. So for two weeks you will NOT be purchasing. You get the idea. If you cannot go for two weeks without spending money on any of the above, it might be time to take a critical look at how youre living your life. What will you do if you lose your job? If the economy gets worse? If all of your money goes to keep a roof over your head and you have nothing left for discretionary spending, its going to be far worse to have that lifestyle forced on you by circumstances. At the end of the two weeks, take a look at your handy-dandy notebook and tally up the money you would normally have spent. Are you surprised? To switch over to a frugal lifestyle successfully, you really have to want to do it. If youre constantly bemoaning what you dont have, youll be miserable. If you are resentful that you cant have stuff then you wont stick to your frugal plan. The most important thing of all is to switch off your personal want button. When you dont want or need the things that the elite and the big corporations are selling, then you are suddenly free of their restrictions. You are no longer a slave to the wages you must earn to pay for the things they tell you that you should have. You dont have a lifestyle built on expectations, debt, and the never-ending search for happiness bought from a store. I know that lots of you are already doing all of these things, and more . . . what are your suggestions for people who are new to the cheap side? How has the art of thrift changed your life and set you free? 