$83,046 For A 3 Hour Hospital Visit - Why Are Hospital Bills So Outrageous?Michael Snyder, Contributor How in the world is anyone supposed to pay a bill like that? I have a really hard time understanding why a visit to the doctor should ever be more than a couple hundred bucks or why a hospital stay should ever be more than a couple thousand dollars. Outrageous hospital bills are a real pet peeve of mine and I have not even been to the hospital in ages. What makes all of this even more infuriating is that Medicare, Medicaid and the big insurance companies are often charged less than 10 percent of what the rest of us are billed for the same procedures. There is a reason why 41 percent of all working-age Americans are struggling with medical debt right now. It is because our health care system has become a giant money-making scam. Millions of desperate Americans go into hospitals each year assuming that they will be treated fairly, but in the end they get stuck with incredibly outrageous bills and in many cases cruel debt collection techniques are employed against them if they dont pay. So why do we have to pay so much for medical care? Back in 1980, less than 10 percent of U.S. GDP went to health care. Today, about 18 percent of U.S. GDP goes toward health care. And considering the fact that over the next 20 years the number of Americans 65 years of age or older is projected to double that number is going to go even higher. In fact, if the U.S. health care system was a nation it would be the 6th largest economy on the entire planet. America spent 2.47 trillion dollars on health care in 2009, and it is now being projected that we will spend 4.5 trillion dollars on health care in 2019. Our system is completely and totally broken, and Obamacare is going to make things far worse. We need to throw the entire system out and start over. A perfect example of why this is true is what happened when 52-year-old Marcie Edmonds went in to a hospital in Arizona recently to get treated for a scorpion sting. What makes this even more shocking is that hospitals in Mexico only charge $100 per dose of Anascorp. These days many hospitals will do whatever they can get away with on hospital bills. One NBC News reporter was absolutely stunned at the bill that she received after she went in for neck surgery for degenerative disc disease recently. Considering the fact that 77 percent of American families are living paycheck to paycheck at least part of the time, a single hospital bill like this can be a financial death blow. If you have time, read this tragic story where one man was charged $11,000 and all he had was a case of bad indigestion. Nothing was even wrong with him and now his family is going to have to declare bankruptcy. Often medical bills are so complex and so confusing that nobody can really understand them. Much of the time this is probably done on purpose to keep people from understanding how badly they are being overcharged. The following is from a recent article in the New York Times. It has been estimated that hospitals in the United States overcharge their patients by about 10 billion dollars every single year. Medical bills are the number one reason why Americans file for bankruptcy. As I mentioned earlier, approximately 41 percent of all working-age Americans are struggling with medical debt. And health insurance is not as much protection as you might think. According to a report published in the American Journal of Medicine, of all bankruptcies caused by medical debt, approximately 75 percent of the time the people actually did have health insurance. And if you cant pay your bills, many hospitals will come after you ruthlessly. In fact, collection agencies sought to collect unpaid medical bills from approximately 30 million Americans during 2010 alone. If you dont cough up the cash they are demanding you can even end up in prison. The following example comes from CBS News. But why do these bills have to be so high? It is not like many doctors are getting rich these days. In fact, many of them are going broke. So what is the deal? Well, as a recent article by Dr. Paul Craig Roberts explained, there are a whole lot of people pulling profit out of the system other than just doctors these days. And another big factor is that the rest of us have to make up the difference for the patients that are not profitable. It has gotten to the point where doctors barely make any profit on Medicare and Medicaid patients. In fact, in many cases doctors actually lose money treating them. An article posted on medicalcostadvocate.com has some outrageous examples of the difference between what you and I are billed and what Medicare pays out for the exact same procedures. So not only do we pay very high taxes to support Medicaid and Medicare, we also have to pay higher medical bills in order to make up the difference for the money that doctors and hospitals are not seeing from those patients. Unfortunately, Medicaid and Medicare are expected to grow dramatically in the years ahead. For example, it is now being projected that Obamacare will add 16 million more Americans to Medicaid. And enrollment in Medicare is projected to grow from 50.7 million today to 73.2 million in 2025. How in the world can our current system possibly handle this? And please dont tell me that Obamacare is the answer. The truth is that Obamacare is going to take everything that is wrong with our health care system and make it even worse. For a good summary on this, please see this article. In the years ahead it is going to get even harder for those that are not dependent on the government for health care. We are heading into the greatest health care crisis the United States has ever seen, and none of our leaders seem to have any answers. I am just absolutely disgusted with the condition of our health care system. It is dominated by government bureaucrats, pharmaceutical corporations and the big health insurance companies. It is a giant money-making scam that seeks to drain as much money from the rest of us as possible. So do you have a hospital bill horror story to share? Please feel free to share your thoughts below. This article first appeared here at the Economic Collapse. Michael Snyder is a writer, speaker and activist who writes and edits his own blogs The American Dream and Economic Collapse Blog. Follow him on Twitter here. 