In the face of reasonable odds, Louis Collins, 27, endured a challenge Monday that tested, but did not by any means exceed, his ability to persevere. 'The line at the DMV was really long, and I had a lunch meeting at noon,' said Collins, recounting the inconvenient event that ultimately did no lasting damage. 'Then I realized that I still needed to fill out a form, but I didn't have a pen. If I had left the line to use a pen at the counter, I would have had to start all over. Thank goodness someone in line lent me one.' In spite of the unremarkable series of obstacles, Collins still arrived at lunch on time. 