Bypassing the traditional route of winning in the playoffs, the 8-8 Jacksonville Jaguars stunned the NFL Monday by exploiting a little-known loophole to qualify for Super Bowl XLV. 'Although the Jaguars didn't beat any teams in the postseason, they filled out the paperwork properly, handed in the 350-page application on time, and got the signatures of the necessary CEOs and small-business owners,' said NFL commissioner Roger Goodell, adding that while the unorthodox route to the Super Bowl has been in place for more than 30 years, teams who consider taking it usually become discouraged by having to write essays on both the Federalist Papers and Thomas Pynchon's V. 'So here we are. Steelers, Packers, Jags. All three, very deserving teams.' According to Goodell, the Jaguars almost didn't make the Super Bowl, but center Brad Meester was able to prove he had opened up a Roth IRA just before the Jan. 1 deadline. 