A phone call to the 1-900 service 'Hot 'N' Nasty Butt-Cum Chixx' will be discreetly referred to as 'Creative Concepts' when it appears on Plano resident Andre Lucas' credit-card bill next month, it was reported Tuesday. The 11-minute call, during which Lucas masturbated furiously while talking to an unnamed hot and nasty butt-cum chick, will be listed as a $43.89 charge on his Visa bill under the tastefully ambiguous name. Though this is Lucas' first billing-discretion experience involving butt-cum chixx, in May 1997, a 23-minute phone call to 'Horny Black Sluts' was billed to 'West Coast Promotions.' 