The subject of a $174.76 phone bill was delicately broached Monday, when Jeff DeSilva, 21, casually asked roommate Chad Morris if he happened to know anyone in Holmdel, NJ. 'Say, Neil, don't you have a buddy in New Jersey, like maybe in Holmdel, or some cool place with a 732 area code like that?' DeSilva asked. 'Yeah, aren't you still friends with that guy with the goatee who visited here last year who plays guitar and likes to talk for 49 minutes beginning at 10:32 p.m. on July 29?' Morris, who has been negligent in paying his share of phone bills in the past, is believed to have made made five unclaimed phone calls in the past month, including a 71-minute, $13.47 call to Bremerton, WA, right in the middle of the day. 