So I walked into work this morning. I have a new boss. He's 20 and had a PhD. I'm amazed.
A little worried. While super smart as we get older we gain real world experience in dealing with people that you can not learn in a book. But still at 20 I was struggling with my associates degree. 
I'm 34 and still working on the BA as well. When life got in the way education had to take a back seat.