I came home from work.. and opened my mail up.. and you won't believe what I got in the mail.
What did you get in the mail?
I got a repo notice for my car.  I am so upset.
That is awful, did you miss some payments?
Yes.. but I had a valid reason.  Cries..
Whats the reason?
I couldn't work I was taking care of my sick husband.
I'm sorry to hear that, how is he feeling now?