We used some of the money we'd set aside for our son's college fund to fix our hot water heater.
Oh, that's a terrible problem!  That's the only time I don't envy homeowners!  I could not afford that at all.  
Yes, these are the times I miss renting so much!  We're trying to repay what we used monthly til it's replenished.
It's great you have a college fund though!  My kids are very young, we haven't started that yet.  Although, we probably should. How long have you ahd yours?
He's 16 months old, but we knew we'd have to start saving really early because we don't have much to put away haha
Okay, then you're waaayyy ahead of me! 