So last year I let my friend borrow my car, and that night he ended up crashing and totaling it. I was crushed.
No! THAT is painful! He must have felt awful! Did he have insurance to cover anything?
Well I had insurance, but he was driving so it wasn't covered. He's been paying me back bit by bit.
I am so sorry! But he does sound like a true friend if he's actively paying you back!