I just bought my first new car last week.
Congradulations.   You must be excited and proud.   Are you enjoying the new car?
I was, until I wrecked it yesterday.  Ughhh.  I am so mad at myself.
Oh no!  Hopefully you have full coverage? 
Luckily I was required to have it, but my insurance rates are going to go through the roof.
Yeah but, its better than having no car!
true.
Does your insurance have the "new care replacement"  option?