Ababhadela umthelo ( ngaphandle kwamakhampani ) abanengeniso etheliswako edlula i-R50 000 namkha amakhamphani anengeniso etheliswako eyi-R20 000 namkha ukudlula lapho , bangenza ukubhadela kwesithathu ngokuzithandela ukubalekela inzuzo ebekwa phezu kokubhadelwa kancani komthelo ekuhlolweni .