2. How we use personal information

to administer third party claims, deal with complaints and prevent financial crime to meet our legal obligations

to manage our business and conduct market research to meet the legitimate needs of our business

to send marketing information if we have received your specific consent.

You are not obliged to provide us with personal information, but we cannot provide our products and services without it.

You have the right to object to us using your personal information. You can do this at any time by telling us and we will consider your request and either stop using your information or explain why we are not able to. Further details can be found below.

3. Marketing

We use your personal information to market products and services to you.

Our marketing activities may include:

providing information to you about products and services by telephone, post, email and SMS, we will either do this ourselves or use third party partners to do it for us

working with selected partners to display relevant online advertisements to you, and to our other customers, on third party websites and social media platforms. To do this, we may provide our partners with some of your personal information in an encrypted format, which they use only to identify the appropriate audiences for our advertisements. We ensure that our partners delete this information once the advertisement audiences have been identified, and do not use the information for their own purposes.

If you do not wish to receive marketing information about our products and services you can tell us at any time by using the contact details found in section 10, “Know your rights”.

4. Automated decision making, including profiling

We may use automated decision making, including profiling, to assess insurance risks, detect fraud, and administer yourpolicy. This helps us decide whether to offer insurance, determine prices and validate claims.

If you disagree with the outcome of an automated decision please contact us using the details in section 10.

5. The personal information we collect

We collect the following types of personal information about you so we can complete the activities in section 2, “How we use personal information”:

basic personal details such as name, age, address and gender

family, lifestyle and social circumstances, such as marital status, dependants and employment type

financial details such as direct debit or payment card information

photographs and/or video to help us manage policies and assess claims

tracking and location information if it is relevant to your policy or claim

insurance industry registers and databases used to detect and prevent insurance fraud, for example the Motor Insurance Database (MID), the Motor Insurers Anti-Fraud and Theft Register (MIAFTR) and the Claims and Underwriting Exchange (CUE)

insurance investigators and claims service providers

other insurers or service providers who underwrite the insurance or provide services for our products

other involved parties, for example claimants or witnesses.

7. Sharing personal information

We may share your personal information with:

other companies within the global Allianz Group www.allianz.com

credit reference, fraud prevention and other agencies that carry out certain activities on our behalf, for example the Motor Insurance Database (MID), the Insurance Fraud Bureau (IFB) and marketing agencies if agreed

other insurers, third party underwriters, reinsurers, insurance intermediaries, regulators, law enforcement and the Financial Ombudsman Service (FOS) and other companies that provide services to us or you, for example the Claims and Underwriting Exchange (CUE)

prospective buyers in the event we wish to sell all or part of our business.

8. Transferring personal information outside the UK

We use servers located in the European Union (EU) to store your personal information where it is protected by laws equivalent to those in the UK. We may transfer your personal information to other members of the global Allianz Group to manage your insurance policy or claim; this could be inside or outside the EU. We have Binding Corporate Rules (BCRs) which are our commitment to the same high level of protection for personal information regardless of where it is processed. These rules align with those required by the European Information Protection authorities. If you would like more information about the BCRs please contact our Data Protection Officer.

Some of our suppliers have servers outside the EU. Our contracts with these suppliers require them to provide equivalent levels of protection for your personal information.

9. How long we keep personal information

We keep information only for as long as we need it to administer the policy, manage our business or as required by law or contract.

10. Know your rights

You have the right to:

object to us using your personal information. We will either agree to stop using it or explain why we are unable to (the right to object)

ask for a copy of the personal information we hold about you, subject to certain exemptions (data subject access request)

ask us to update or correct your personal information to ensure its accuracy (the right of rectification)

ask us to delete your personal information from our records if it is no longer needed for the original purpose (the right to be forgotten)

ask us to restrict the use of your personal information in certain circumstances (the right of restriction)

ask for a copy of the personal information you provided to us, so you can use it for your own purposes (the right to data portability)

complain if you feel your personal information has been mishandled. We encourage you to come to us in the first instance but you are entitled to complain directly to the Information Commissioner’s Office (ICO) at www.ico.org.uk

ask us, at any time, to stop using your personal information, if using it based only on your consent (the right to withdraw your consent).

If you wish to exercise any of these rights you can do so by contacting our Customer Satisfaction Manager:

Changes to our Fair Processing Notice

Occasionally it may be necessary to make changes to this notice. When that happens we will provide you with an updated version at the earliest opportunity. The most recent version will always be available on our website www.allianz.co.uk.

Disclaimer

Whilst we make every effort to ensure that the information contained in this site is complete and accurate, we are not liable for any errors, omissions or misleading statements on these pages or any site to which these pages connect. Anything on this site is for information purposes only and does not constitute investment advice.

Links to third party websites on the site are provided solely as a convenience to you. If you use these links, you will leave the Allianz site. Allianz has not reviewed all of these third party sites and does not control and is not responsible for any of these sites, their content or their privacy statement. Thus, Allianz does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this site, you do so at your own risk.

We reserve the right to make amendments and changes to the information on this site at any time. Unless it is clearly indicated, the information provided on this site is not intended to be an offer by us to enter into a contract with you. A contract will be formed only after we have accepted your application and have confirmed to you that a contract has been entered into.

It is your responsibility to ensure that any software downloaded onto your computer from this site is suitable and free from viruses.

Intellectual Property

Allianz and its logo are the registered trademarks in the UK and other countries of Allianz Insurance plc. The copyright and the content and images in the site belong to Allianz Insurance plc or the images and content are used by Allianz with the permission of the Copyright owner. Note that we are not the owner of copyright in any site linked to our site and you should seekpermission from the site owners before copying any materials from them.

You may download information for your own personal use but otherwise it may not be copied or reproduced except with ourwritten permission.

Applicable Law and Language

Products and services illustrated on this site are available for citizens of the UK only. The applicable law governing the contents and use of this site and any disputes arising from use of this site is English law and disputes will be subject to the exclusive jurisdiction of the English courts. The policy will be in English

Note that this site is not intended for use or distribution by a person in any country where such use or distribution of the site would be contrary to local laws or regulation.

The services described in this site are available to private individuals for their use only. You are not permitted to use this site or to copy material from the site for any commercial purpose.

Emails

Please note that there is no guarantee that any e-mail sent to this site will be received by Allianz Insurance plc or that the message will remain confidential whilst being transmitted.

Cookie Policy

Whilst using this site, some information is collected automatically using 'cookies' or local storage.

We use cookies on our website to help us provide customers with the best possible online experience. If you continue to browse our website we assume that you are happy for your web browser to receive all cookies served by our site.

What are cookies?

A cookie is a small text file that is sent to your web browser and stored in the memory of your device when you visit a website. Cookies are useful because they enable collection of user data and analysis of how the website is being used by visitors, to optimise and create the best possible customer experience.

Some cookies are temporary to your browsing session and deleted every time you close your browser. Other cookies remain on your device until they expire or you delete them from your device’s cache.

What information do they not hold?

The cookies we use do not hold any data that can identify you personally, such as; names, phone numbers, email addresses, mailing addresses, bank account numbers or credit card information.

Why do we use cookies?

to recognise your computer when you visit our website

to improve the website’s usability

to track you as you navigate our website

to analyse the use of our website.

What cookies do we use?

Essential cookies

This site uses essential (‘strictly necessary’) cookies as they are essential to the effective operation of our website. Examples of use include:

Saving your choice of insurance cover and information as you progress through the quote and buy process

Ensuring your data and policy choices have been captured correctly when you reach the stage of policy purchase.

Non-essential cookies - Performance

To help us understand how visitors use our site and to measure it’s performance, this site uses web analytics cookies provided by Google Analytics. We only use trusted web analytics platforms that provide statistical insight into interaction and behaviours of website visitors.

Non-essential cookies - Targeting and Marketing

You will see Allianz owned website advertisements on third-party websites as we use display advertising techniques to target consumers. Some advertisements you may see will be facilitated through a Display Advertising Network.

One technique provided by Advertising Networks is called Behavioural Targeting. Advertisements can be tailored to broadcast advertising of a more relevant nature by capturing user's online behaviour. These behaviours can then be used to inform a network to place an advertisement on a website that operates as part of the advertising network.

This site uses targeting cookies that support behavioural advertising. Some of these cookies are placed on your computer by DoubleClick to display our advertisements and also use to evaluate the effectiveness of our advertising and promotions on third party websites. More information about behavioural advertising and how to manage targeting cookies can be found at www.youronlinechoices.eu

Please note that by 'opting out' of receiving cookies from any network, you may disable the ability for a network to deliver advertisements that are targeted to your interests.

Accepting or rejecting cookies

You may be able to configure your internet browser to warn you each time a new cookie is about to be stored, so that you may make a decision whether to accept or reject it. If cookies are already on your system, you can delete them.

For more information about cookies and how to delete them, please visit:

Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 121849.