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Question...

Sir,
My name is Siraj Ali. I am a pvt sector employee getting 10000 salary pm. I live in east delhi on rent I m basically from Rampur UP I have dl from there. I have pan card also . my qualification is graduation. now I want to get loan of 2 lacs rupees for my sister marriage. plz give me complete guidelines.
one important thing i want to tell u. I had used a Citibank credit card in 2007 there was 5000 rs not paid that time but now I have paid the amount in settlement form. however I had no problem getting the hdfc credit card which was issued in april last year and I am using it now as well. I have account in hdfc bank.

Answer...

You can get a personal loan based on your income, repayment track record and employers profile. But your existing credit card will have an impact on your new loan amount. You can apply for a personal loan on apnaloan where mutliple banks compete for your loan.

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Date : Mar 26, 2009

Question

Sir,
My name is Siraj Ali. I am a pvt sector employee getting 10000 salary pm. I live in east delhi on rent I m basically from Rampur UP I have dl from there. I have pan card also . my qualification is graduation. now I want to get loan of 2 lacs rupees for my sister marriage. plz give me complete guidelines.
one important thing i want to tell u. I had used a Citibank credit card in 2007 there was 5000 rs not paid that time but now I have paid the amount in settlement form. however I had no problem getting the hdfc credit card which was issued in april last year and I am using it now as well. I have account in hdfc bank.

Answer

You can get a personal loan based on your income, repayment track record and employers profile. But your existing credit card will have an impact on your new loan amount. You can apply for a personal loan on apnaloan where mutliple banks compete for your loan.