Rates are subject to change. Other fees and charges may apply. A full list of fees will be included in your personal loan contract.

What’s the comparison rate?It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:
Comparison rate based on an unsecured personal loan of $30,000 over 5 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Representative example of total loan cost: For $30,000 borrowed over a 5-year term at 11.99% p.a. (12.80% p.a. comparison rate) the total amount payable is $40,705.80 including interest and fees. This example is an estimate only and assumes all repayments are made on time.