Built by Agents For Agents

Founded by agents for agents

IBQ was founded by Bruce and Brian Hopkins in 1997. Bruce spent the early years of his career working for several insurance carriers in various capacities before launching his own independent agency. Brian spent his early years in IT within the banking industry. When Bruce established his agency he sought his brother’s expertise in helping his agency compete as the internet was quickly evolving.

When national carriers began to use the web to sell direct to the consumer, it was obvious the independent brokers would need to utilize the same online strategies in order to compete. The independent agents needed a web based comparative rater in order to stay competitive in the insurance industry. IBQ Systems was created to do just that and more. IBQ was one of the first real-time comparative raters on the web. In 2002 IBQ launched its first real-time XML integration with Kemper and through the years have added many more companies and product lines.

With the addition of these online strategies we were able to leverage the power of the independent broker, with a fully integrated online rater and management system.

IBQ has truly taken the saying “built from the ground up” to heart. We are now in our third generation of a completely state of the art software platform. The system is built as a transactional platform and has been our vision from day one. Our system has the ability to request a file from the carrier, bring it in, provide the agent or policyholder the ability to manage the policy, and send the change back to the carrier. This transactional vision is years ahead of the industries capabilities however IBQ is ready when the carriers capabilities catch up.

Since inception, IBQ has flourished as a true “real time” rater, allowing agents the accuracy and efficiency of quoting their clients using rates returned by the carrier systems. With no investors or stakeholders, IBQ has stayed true to our customers, listening and making changes to comments, opinions and feedback.