What steps can I take to save? I am in college, paying loans and other bills with a part time job.?
I was in the same boat as you once. What I did was I sat down and wrote out a budget. I listed everything I spent money on for the last 2 months and looked at my income. I quickly figured out a lot of things on my expenses were stupid and a waste of money. I cooked at home more instead of going out, I stopped buying coffee at starbucks everyday, I learned to buy soda when it was on sale. Before you knew it, I freed up about $300 extra a month. So really look at your expenses and think about what you need and what you want. Big difference in that.
Always do all your homework every night.\n\nWhen an answer is wrong, note down carefully how to do it right and study that thoroughly that evening.\n\nSave your homework and GO OVER ALL YOUR WRONG ANSWERS THE NIGHT BEFORE THE final review for a TEST.  Ask about question you still can't get right, even with the right answer in front of you, because it means you misunderstood the method involved.\n\nDon't watch TV from Monday thru Thursday.\n\nOnly go out on Friday and on Saturday night.