should i work during my years at college? I don't know if i should try to get a head start on my loans or not.
As long as it doesn't interfere with any time needed studying or sleeping (which IS important - you won't be able to pay attention without it!).
I used to type outlines for each of my classes.  Mostly class notes and some book notes.  For professors who stress the readings more, you can base your outline on the major concepts in the book (the table of contents is a good outline for starters).  Its a lot of work, but it always paid off for me!