Absent reform, by 2038, Social Security's annual deficit would require cutting benefits by about a quarter (26 percent) or raising payroll taxes by about a third (35 percent) just to restore balance for that year.
Social Security benefits would have to be cut by 26 percent or payroll taxes would have increase by 3 percent in order to fix the 2038 balance if reforms aren't made.
Texas Rural Legal Aid has no reason to change it's named, nor does anyone consider the name an issue.