You must be careful if swimming along the Mediterranean coast, as many lives are lost here each year to the vicious undertows.
Many lives are lost to the Mediterranean coast's deadly undertows.
There is another observation that can be made based on household bill/payment volume figures reported in Table 3. Although both payments and bills seem to have been affected by the diversion from payment by mail to other methods of payment, the effect of diversion is more pronounced on payment mail.