As we have previously reported, the extent to which individual accounts would affect national saving depends on how they are financed, how the program is structured, and how people adjust their own saving behavior in response to individual accounts.
The way that individual accounts are financed would affect national savings.
and then when i took uh i've seen these kids that uh it's a church volleyball they have a day care set up there for people playing volleyball and uh one of the girls was real mean to the kid