A man kneeling on the street in front of a graffiti laden car and some poster boards with artwork on them.
There is a man kneeling on the street in front of a car that has graffiti on it.
Moreover, redirecting trust fund surpluses into the private market (which is what the Moynihan-Kerrey plan essentially does) has one large potential advantage--when the time comes to redeem the securities, the money should really be there.