[header] How to finance a used car [title] Request a copy of your credit report. [step] Knowing your credit score will give you a good idea of what kind of rates and terms you'll potentially be offered. In the united states, you're entitled to one free copy of your credit report every year.
[header] How to finance a used car [title] Request a copy of your credit report. [step] Knowing your credit score will give you a good idea of what kind of rates and terms you'll potentially be offered. In the united states, you're entitled to one free copy of your credit report every year.
Even if you don't have a current credit report, one already can help you determine what kind of loan to borrow. If you've written a report of a car product, make sure to bring your original loan to the bank so they can review it carefully. [substeps] Check your report for errors or inaccuracies that could be affecting your credit score. If you have a credit score of 680 or above, you're a prime borrower and should be able to get the best possible rates. However, that doesn't mean you won't need one as well. Your account needs to be good enough that a renewal card exists in your name. [substeps] If you're purchasing a used car that's not currently in use, don't expect to avoid buying someone else's car. This is largely a matter of choosing one that's likely to attract greater use.