predecessor
predecessor - one who precedes you in time (as in holding a position or office) 1  forerunner, precursor - a person who goes before or announces the coming of another. 2  forefather - person from an earlier time who contributed to the tradition shared by some group; our forefathers brought forth a great nation.


predecessor
This term is applied in particular to corporators who are now no longer such, and whose rights have been vested in their successor; the word ancestor is more usually applicable to common persons. The predecessor in a corporation stands in the same relation to the successor, that the ancestor does to the heir.


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C2 someone who had a job or a position before someone else, or something that comes before another thing in time or in a series: My predecessor worked in this job for twelve years.


harbinger
predecessor - something that precedes and indicates the approach of something or someone. harbinger, herald, forerunner, precursor. indicant, indication - something that serves to indicate or suggest; an indication of foul play; indications of strain; symptoms are the prime indicants of disease.


predecessor
a person who precedes another in an office, position, etc. 2. something succeeded or replaced by something else: The new monument in the park is more beautiful than its predecessor. 3. Archaic. an ancestor; forefather. Origin of predecessor.


predecessornoun  [ C]
C2 someone who had a job or a position before someone else, or something that comes before another thing in time or in a series: 1  My predecessor worked in this job for twelve years. 2  The latest Ferrari is not only faster than its predecessors but also more comfortable. 3  My predecessor worked in this job for twelve years.


predecessornoun  [ C]
More examples. Each new leader would blame his predecessor for all the evils of the past. In her speech, she paid a glowing tribute to her predecessor. She spoke scathingly of the poor standard of work done by her predecessor. You need to learn from the mistakes of your predecessors.


predecessor
predecessor - one who precedes you in time (as in holding a position or office) forerunner, precursor - a person who goes before or announces the coming of another.


Medicines for an Infected Tooth
An infected tooth and the treatment it requires can induce significant anxiety. According to the American Dental Association, anti-anxiety medications, such as nitrous oxide and sedatives, used along with local dental anesthetics can help relieve anxiety for dental visits.


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Dentists use different medicines for an infected tooth. An infected tooth can cause pain and swelling of varying degrees. Management of most cases is relatively simple, while others are severe enough to require hospitalization and the administration of intravenous drugs.


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Signs and symptoms of a tooth abscess include: 1  Severe, persistent, throbbing toothache that can radiate to the jawbone, neck or ear.  Sensitivity to hot and cold temperatures.


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Signs and symptoms of a tooth abscess include: 1  Severe, persistent, throbbing toothache that can radiate to the jawbone, neck or ear. 2  Sensitivity to hot and cold temperatures.  Sensitivity to the pressure of chewing or biting.


Overview
Signs and symptoms of a tooth abscess include: 1  Severe, persistent, throbbing toothache that can radiate to the jawbone, neck or ear. 2  Sensitivity to hot and cold temperatures. 3  Sensitivity to the pressure of chewing or biting.  Fever.


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Dentists use different medicines for an infected tooth. Photo Credit dentist image by DXfoto.com from Fotolia.com. An infected tooth can cause pain and swelling of varying degrees. Management of most cases is relatively simple, while others are severe enough to require hospitalization and the administration of intravenous drugs.


What to Do When You Have an Abscessed Tooth
An abscess is an infection in or around the root of the tooth which may or may not be painful. It occurs when the pulp, the soft tissue inside the root canal, dies and becomes inflamed and goes untreated. The most common symptom of an abscess is an ache in the bone around the tooth, but you may also experience pain when chewing, swelling of the gums, or other symptoms. If you have ongoing pain or suspect an abscess, see an endodontist, who specializes in treating infected teeth and pulp. A dental abscess is usually treated with root canal treatment or endodontic surgery. An endodontist will remove the bacteria from the empty canals within your tooth, clean, shape and fill the root canals, and seal the space.


Overview
A tooth abscess won't go away without treatment. If the abscess ruptures, the pain may decrease significantly â but you still need dental treatment. If the abscess doesn't drain, the infection may spread to your jaw and to other areas of your head and neck. You might even develop sepsis â a life-threatening infection that spreads throughout your body.


Tooth abscess
A periapical tooth abscess usually occurs as a result of an untreated dental cavity, an injury or prior dental work. Dentists will treat a tooth abscess by draining it and getting rid of the infection. They may be able to save your tooth with a root canal treatment, but in some cases the tooth may need to be pulled. Leaving a tooth abscess untreated can lead to serious, even life-threatening, complications. Symptoms & causes.


Understanding VC Financings â Liquidation Preferences
This installment of our series Understanding VC Financing examines liquidation preferences. Along with dividend rights, conversion rights, and antiâdilution provisions, liquidation preferences are an essential economic term of the preferred stock typically sold in a VC financing.


VC Term Sheets: Liquidation Preferences and Participation
Plus, the investor will receive 20% of the cash left over after everyone else who has a higher priority is paid. Essentially, participation gives the investor the right to double dip â it gets the liquidation preference plus the economic value of the preferred stock as converted to common stock. The industry standard is that the VC investor gets dibs on the amount of money it originally invested (a â1xâ liquidation preference).


VC Term Sheets: Liquidation Preferences and Participation
So, for example, if participation is capped at 3x, the VC investor is guaranteed 1x the investment via the liquidation preference, and may receive up to 2x the investment out of the leftovers. Alternatively, the VC investor can opt to convert to common and receive its share of proceeds alongside common shareholders.


Beware the trappings of liquidation preference
Similarly, if the company were sold, the proceeds of the sale would be distributed first to the holders of the preferred stock and then to the holders of the common stock, based upon the terms of the liquidation preference. There are three types of liquidation preferences:


Understanding VC Financings â Liquidation Preferences
After receiving the initial liquidation preference distribution, holders of fully participating preferred will share in the remaining liquidation proceeds on a pro rata basis with holders common stock. The following chart shows XYZ, Inc.âs distribution waterfall with a 1x, fully participating preferred stock:


What is nonparticipating and participating liquidation preference?
A nonparticipating liquidation preference only gives the preferred stock a liquidation preference over the common stock equal to the per share price the investor paid (or some multiple of that per share price).


Understanding VC Financings â Liquidation Preferences
The liquidation preference entitles holders of preferred stock to receive distributions of proceeds from an exit transaction before holders of common stock and other series of preferred stock with a lower preference priority and, in certain cases, entitles preferred stock to participate with holders of common stock after payment of the initial ...


What is nonparticipating and participating liquidation preference?
Sandy Hill Ventures has a nonparticipating liquidation preference at 1x of the investment amount (i.e. for the same amount that was invested). Now, if TechStartup, Inc. was acquired for $10 million, the preferred stockholders would convert their preferred stock to common stock to participate in the gain.


What is nonparticipating and participating liquidation preference?
However, many venture capital investors now negotiate for a participating liquidation preference. Preferred stock with a participating liquidation preference will get their liquidation preference first and then have the opportunity to participate pro rata with the common stock.


Beware the trappings of liquidation preference
A liquidation preference is one of the essential components of preferred stock and is generally considered to be the second most important deal term in a VC investment (the first being the companyâs valuation prior to the investment, commonly referred to as the âpre-money valuationâ or âpreâ).


Heidi Klum & SealDivorce Signed, Sealed and Delivered
A CHANGE IS GONNA COME for Seal ... at least in terms of where he lives ... 'cause TMZ has learned Heidi Klum's estranged hubby made a formal offer on his very own bachelor pad in L.A. Our real estate sources tell us ...


Seal as Pontius Pilate in âThe Passionâ
Seal plays the part of Pontius Pilate in The Passion, which is a live musical production put on by FOX. There is no question that Seal is a talented singer, but many often wonder about the scars on his face. Did the star suffer burns when he was younger? What are the scars from?


Navy SEAL Training
SEAL training prepares you for the extreme physical and mental challenges of SEAL missions. If you're up to the challenge, you'll be in incredible physical shape and possess the confidence, determination and skills needed to succeed in today's combat environment.


Navy SEAL Training
SEAL training is extremely demanding and it is not designed to get you in shape.. You must be in excellent physical condition and pass the PST before you can be considered a SEAL candidate. For more on how to get and stay in SEAL shape, visit the Military.com Fitness Center.


Navy SEAL Training
Navy SEAL Training. You must be in excellent physical condition and pass the PST before you can be considered a SEAL candidate. For more on how to get and stay in SEAL shape, visit the Military.com Fitness Center. The following SEAL Physical Screening Test (PST) is designed to see if you have what it takes to enter SEAL training.


Heidi Klum & SealDivorce Signed, Sealed and Delivered
We're told Seal perused the place all week -- and then formally made an offer on the 4-bedroom, 5.5-bath abode after his 3rd visit. The crib is a panty dropper to say the least -- it's three levels ... runs on green energy ... has floor-to-ceiling windows ... a fireplace in the master B ...


Seal as Pontius Pilate in âThe Passionâ
The scars are actually from a type of lupus that is called discoid lupus erythematosus. It affects the skin above the neck and is a chronic skin condition of sores with inflammation. According to Biography.com, Seal developed this rare form of lupus and his face became scarred by the time he was 23 years old.


Navy SEAL Training
Basic Underwater Demolition/SEAL Training. BUD/S is a seven-month training challenge that develops your mental and physical stamina and leadership skills. Each BUD/S phase includes timed physical condition tests, with the time requirements becoming more demanding each week.


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Seal Henry Olusegun Olumide Adeola Samuel (born 19 February 1963), popularly known simply as Seal, is a British soul and R&B singer-songwriter, of Nigerian and Brazilian descent.


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Hi, If you are using Mail app in Windows 10, you can create or add a folder to it. Your account will sync and show all the folders and calendar. If you have added or created some folders in the web. It will reflect the same in the Mail app.You need to click more section and it will show the sub folders.W. Hi, If you are using Mail app in Windows 10, you can create or add a folder to it. Your account will sync and show all the folders and calendar. If you have added or created some folders in the web. It will reflect the same in the Mail app. You need to click more section and it will show the sub folders.


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DW. Hi, If you are using Mail app in Windows 10, you can create or add a folder to it. Your account will sync and show all the folders and calendar. If you have added or created some folders in the web. It will reflect the same in the Mail app. You need to click more section and it will show the sub folders.W. Hi, If you are using Mail app in Windows 10, you can create or add a folder to it. Your account will sync and show all the folders and calendar. If you have added or created some folders in the web. It will reflect the same in the Mail app. You need to click more section and it will show the sub folders.


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Windows 10 comes with a new Mail app. The new Mail app brings improved performance and a familiar three-pane email UI, with a toggle to quickly move between your email and calendar. Mail includes customizable Swipe Gestures, letting you swipe right or left to take actions like delete, flag, move or mark as read/unread.ou can add or remove folders from Favorites under the account name to what you like. This tutorial will show you how to add or remove folders from Favorites for each account in your Mail app in Windows 10. EXAMPLE: Favorites in Mail app Here's How: 1. Open the Mail app. 2.


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You can add or remove folders from Favorites under the account name to what you like. This tutorial will show you how to add or remove folders from Favorites for each account in your Mail app in Windows 10. EXAMPLE: Favorites in Mail app Here's How: 1. Open the Mail app. 2.Select the account (ex: Outlook 2) you want to add or remove a folder in it's Favorites, and click/tap on More. (see screenshot below) 3. Do step 4 (add) or step 5 (remove) below for what you would like to do.4.ou can add or remove folders from Favorites under the account name to what you like. This tutorial will show you how to add or remove folders from Favorites for each account in your Mail app in Windows 10. EXAMPLE: Favorites in Mail app Here's How: 1. Open the Mail app. 2.


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Attach a file to an email in Outlook 2016 for Windows. You can add files and other items, such as messages, contacts, or tasks to your messages in Outlook for Windows.And now, in Outlook 2016 you can easily attach documents you most recently worked on to your emails from the Insert tab.ttach a file to an email in Outlook 2016 for Windows. You can add files and other items, such as messages, contacts, or tasks to your messages in Outlook for Windows.


How To Add Folders To Favorites In Windows 10?
Step 4: Voila! Youâve just added a folder to favorites in Windows 10. Once added to favorites, the folder will appear under the Favorites section in the left navigation pane of Windows Explorer.From here, you can easily access all your favorited folders. Easy-peasy!tep 4: Voila! Youâve just added a folder to favorites in Windows 10. Once added to favorites, the folder will appear under the Favorites section in the left navigation pane of Windows Explorer.


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To configure your Folder Options in Windows 10, youâll need to begin by opening up a window in File Explorer. This can be done by clicking on your computer, or just pulling open the Documents tab from the Start menu.Once here, click in the top left hand âFileâ menu, and select âChange folder and search optionsâ.o configure your Folder Options in Windows 10, youâll need to begin by opening up a window in File Explorer. This can be done by clicking on your computer, or just pulling open the Documents tab from the Start menu.


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How to attach a folder to email in Outlook: 1  Starting in Windows Explorer, navigate to the folder you want to email. 2  Right click on the folder itself. 3  In the menu that pops up, choose âSend toâ, then choose âCompressed (zipped) folderâ.4  Rename the zipped folder if necessary, then hit enter.ow to attach a folder to email in Outlook: 1  Starting in Windows Explorer, navigate to the folder you want to email. 2  Right click on the folder itself. 3  In the menu that pops up, choose âSend toâ, then choose âCompressed (zipped) folderâ.


How To: Manage Email Folders in the Windows 10 Mail App
You have to create or delete folders using either the web interface or another email client (Outlook if using a company Exchange account) and then they will show up automatically in the Windows 10 Mail app.I hear a lot of people complain about the Mail app for Windows 10, but it is what it is.o do thisâ¦. In the Mail App, tap or click the More option to expose your email folders. Locate the folder you want quick access to and right-click (or long tap) and choose Add to Favorites.


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Band-tailed Pigeon: Large dove, small, purple-gray head and broad neck with distinctive, thin white band on nape. Back and wings are purple-gray, underparts grade from purple-gray neck and breast to white belly.Tail is pale gray, dark band at base.Bill, legs,feet are yellow.Swift direct flight.ack and wings are purple-gray, underparts grade from purple-gray neck and breast to white belly. Tail is pale gray, dark band at base. Bill, legs,feet are yellow. Swift direct flight.


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Band-tailed pigeons are similar in size but have a purplish head and breast, a dark-tipped yellow bill, yellow feet, and a small white crescent on top of the neck. Mourning doves are smaller than domestic pigeons, have a long, pointed tail, large dark eyes, a dark bill, and a mournful who-ooh, who-who-who call.he domestic pigeon (Columba livia) (also called the rock dove or city pigeon) was originally found in Europe, Northern Africa, and India. Early settlers introduced it into the eastern United States as a domestic bird in the 1600s.


Why  do pigeons bob their heads when they walk?
Chickens bob their heads while walking. So do cranes, magpies and quails. In fact, head bobbing is a unique feature in birds and occurs in at least 8 of the 27 families of birds. There are a few theories why some birds bob their heads when they walk: 1. Assists with balance. 2.n fact, head bobbing is a unique feature in birds and occurs in at least 8 of the 27 families of birds. There are a few theories why some birds bob their heads when they walk: 1.


Why  do pigeons bob their heads when they walk?
So do cranes, magpies and quails. In fact, head bobbing is a unique feature in birds and occurs in at least 8 of the 27 families of birds. There are a few theories why some birds bob their heads when they walk:1. Assists with balance. 2.n fact, head bobbing is a unique feature in birds and occurs in at least 8 of the 27 families of birds. There are a few theories why some birds bob their heads when they walk: 1.


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Figure 7. The band-tailed pigeon is similar in size to the domestic pigeon, but it has a purplish head and breast, a dark-tipped yellow bill, yellow feet, and a small white crescent on top of its neck.This native pigeon is protected under federal and state law.he domestic pigeon (Columba livia) (also called the rock dove or city pigeon) was originally found in Europe, Northern Africa, and India. Early settlers introduced it into the eastern United States as a domestic bird in the 1600s.


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Pigeons typically have a gray body with iridescent feathers around their neck, a broad black band on their tail, and salmon-colored feet (Fig. 1). Breeders have created color variations, so the body color may also be white, tan, black, or a combination of several colors.he domestic pigeon (Columba livia) (also called the rock dove or city pigeon) was originally found in Europe, Northern Africa, and India. Early settlers introduced it into the eastern United States as a domestic bird in the 1600s.


Japanese wood pigeon
The largest pigeon in the East Asia region, with a length of between 37 cm to 40 cm long and sometimes 43.5 cm. The head is small. There is at least three sub-species of Columba janthina, with some plumage differences. Very dark in appearance, with small head, longish neck and tail.Overall the body is soot-black with iridescent green or purple on crown, shoulders and sides of neck. The irises are brown and have red color legs, having a rather long tail.he Japanese wood pigeon (Columba janthina) is a species of bird in the Columba genus in the Columbidae family. It is found in China, Japan, Southern part of Korean peninsula, Russia, and Taiwan.


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To answer your question about a pigeonâs field of view: Pigeons have a field of view of 340 degrees with a binocular view of only 24 degrees. I read a number of different hypotheses as to why these birds Bob their heads when they walk, including the experiment on the treadmill.o answer your question about a pigeonâs field of view: Pigeons have a field of view of 340 degrees with a binocular view of only 24 degrees. I read a number of different hypotheses as to why these birds Bob their heads when they walk, including the experiment on the treadmill.


PIGEONS - EVERYTHING THERE IS TO KNOW ABOUT THE PIGEON
The head and beak of the bird are similar to a Stock Dove wood pigeon, although smaller, with a yellow/orange beak and a slightly domed head. The body of the bird is a more compact version of the rock dove/feral pigeon with slightly less defined markings.tock Dove The stock dove is a bird similar in both size and appearance to the rock dove and feral pigeon. These similarities make it difficult to identify and most stock doves are misidentified as being rock doves/feral pigeons.


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The Squatter Pigeon has brown upperparts, crown; black and white face; blue-gray breast; white belly. The New Zealand Pigeon has shiny green-purple head, throat, upper breast, wings; white lower breast, belly; red bill with orangish tip; red eyes; feet.he Columbiformes order contains just one family, the Columbidae which is comprised of dove and pigeon species. They have small heads,short legs, and four unwebbed toes. All Columbiformes are monogamous. Unlike most other birds they are capable of drinking by sucking up water, without needing to tilt the head back.


Difference Between a Nondeductible and Deductible Contribution to a Traditional IRA
Consider a traditional IRA to get a tax break now, and a Roth IRA to reduce your taxes in the future. Calculate your Roth IRA contribution amount. Find out how much youâre eligible to contribute. Calculate your traditional IRA contribution amount. Find out how much you can deduct.


IRA Basics: Fund Your Future
In general, if you believe you are at a higher tax rate today than you will be when you withdraw the money, then a traditional is probably better. No one knows future tax rates, however. Mike Piper, author of Taxes Made Simple, recommends investing in both to achieve tax-diversification.


IRA Basics: Fund Your Future
There are additional differences, including when funds can be withdrawn without penalties. Ordinarily, a traditional IRA has a 10 percent penalty if withdrawn before age 591/2, and one must start withdrawing shortly after age 701/2. Roth IRAs generally have more flexibility.


Simple IRA vs Traditional IRA: Whatâs Right for You?
One key difference between a traditional IRA and a SIMPLE IRA is the annual contribution limit. Currently, the limit for SIMPLE IRAs is much higher. For 2016, you can contribute up to $12,500 per year to a SIMPLE IRA. If you're 50 or older, you're allowed a $3,000 catch-up contribution for a total of $15,500 per year.


Roth vs. Traditional IRA: Which Is Best for You?
The biggest difference between a Roth and a traditional IRA is how and when you get a tax break. 1  Traditional IRA: The benefit of a traditional IRA is that your contribution is tax deductible. 2  Roth IRA: The benefit of a Roth IRA is that your withdrawals in retirement are not taxed.


IRA Basics: Fund Your Future
Traditional IRAs give a tax deduction when you contribute but are usually taxable when you withdraw. Roth IRAs, on the other hand, give no up-front tax deduction but you typically owe no taxes when you withdraw. You can think of a traditional IRA as tax deferred and a Roth IRA as tax free.


Simple IRA vs Traditional IRA: Whatâs Right for You?
There are limits as to how much money you can contribute to a traditional IRA per year. For 2016, the annual limit is $5,500 if you're under 50. If you're 50 or older, you can make a $1,000 catch-up contribution for a total of $6,500 per year.


401 (k) Plans vs. SIMPLE IRA Plans
Under a SIMPLE IRA plan: the employer makes contributions to an individual account set up for each eligible employee; employees defer a part of their salaries into the plan for retirement; the plan is funded both by employer and employee contributions; and. each employee is always 100% vested in his or her SIMPLE IRA.


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Flame-colored Tanager: Tropical tanager, flame red-orange body, black wings with white wing bars and spots, black-streaked back. Face has pale gray-tinged ear patch bordered with black. Female is olive-green above, olive-yellow below, and has black wings.arcissus Flycatcher: Small flycatcher, black head, nape, back, wings, and yellow-orange throat, upper breast, and eye brow; rump is yellow. Wings have white wing patch on inner secondary coverts; tail is long, black. Belly and undertail coverts are white. Black legs, feet.


Yellow Warbler
Yellow Warbler by Tom Tetzner, USFWS. The yellow warbler is 4 1/2 â 5 inches in length, with a sharp, fine bill. Its body is all yellow, with yellow-green wings, yellow wing bars, and yellow tail patches. The male has bright chestnut-red streaks on its breast.Its black eye is outlined by a thin yellow eye ring.he yellow warbler is 4 1/2 â 5 inches in length, with a sharp, fine bill. Its body is all yellow, with yellow-green wings, yellow wing bars, and yellow tail patches.


Yellow Warbler
The yellow warbler is 4 1/2 â 5 inches in length, with a sharp, fine bill. Its body is all yellow, with yellow-green wings, yellow wing bars, and yellow tail patches.The male has bright chestnut-red streaks on its breast.Its black eye is outlined by a thin yellow eye ring.he yellow warbler is 4 1/2 â 5 inches in length, with a sharp, fine bill. Its body is all yellow, with yellow-green wings, yellow wing bars, and yellow tail patches.


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Black-throated Gray Warbler: Small warbler, black-marked, slate-gray upperparts, black streaks on flanks, white underparts. Head has black hood and throat, sharply contrasting white eyebrow and cheek stripe, and yellow spot in front of eye. Wings are dark with two white bars.Black bill, legs, feet.estern Tanager: Medium-sized tanager with brilliant red head, bright yellow body, black back, wings, and tail. Wings have two bars: upper bar is yellow, lower bar is white. Legs and feet are gray. Female is olive-green above, with gray back and yellow underparts.


Yellow-headed Blackbird
The yellow-headed blackbird is a real stunner in the plumage department. The male is the only North American bird with a black body and a yellow head, neck, and chest.In addition, he flashes large white wing patches in flight, a feature not present in the plain, more sparrowlike female.he yellow-headed blackbird is a real stunner in the plumage department. The male is the only North American bird with a black body and a yellow head, neck, and chest.


Common Birds: Yellow Birds
Evening Grosbeak: 8 in size. A large, yellow bird with black wings. Named for its large,conical bill. The male Evening Grosbeak has a dark head, with yellow on its forehead and over its eyes.The female is grayish-tan in color, with black wings.Food: Evening Grosbeaks prefer tree seeds-especially box elder. large, yellow bird with black wings. Named for its large,conical bill. The male Evening Grosbeak has a dark head, with yellow on its forehead and over its eyes. The female is grayish-tan in color, with black wings. Food: Evening Grosbeaks prefer tree seeds-especially box elder.


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Western Tanager: Medium-sized tanager with brilliant red head, bright yellow body, black back, wings, and tail. Wings have two bars: upper bar is yellow, lower bar is white. Legs and feet are gray.arcissus Flycatcher: Small flycatcher, black head, nape, back, wings, and yellow-orange throat, upper breast, and eye brow; rump is yellow. Wings have white wing patch on inner secondary coverts; tail is long, black. Belly and undertail coverts are white. Black legs, feet.


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What kind of bird has a red head and yellow wings?   The delicate Goldfinch has beauty and charm in abundance.   This small finch is strikingly colourful with its mixture of red, white and black on the head, golden brow â¦ n body and bright yellow wing bars.  Looking more closely, the lores and crown are black, the chin and forehead are red and the cheeks are white.The body is predominantly golden or tawny brown, but the belly and rump are white. The wings are mostly black with a large striking yellow band. Looking more closely, the lores and crown are black, the chin and forehead are red and the cheeks are white. The body is predominantly golden or tawny brown, but the belly and rump are white. The wings are mostly black with a large striking yellow band.


Red-winged blackbird
It also ranks among the best-studied wild bird species in the world. The red-winged blackbird is sexually dimorphic; the male is all black with a red shoulder and yellow wing bar, while the female is a nondescript dark brown.Seeds and insects make up the bulk of the red-winged blackbird's diet.t also ranks among the best-studied wild bird species in the world. The red-winged blackbird is sexually dimorphic; the male is all black with a red shoulder and yellow wing bar, while the female is a nondescript dark brown.


Yellow-headed Blackbird
Yellow-headed Blackbird: Medium-sized blackbird with black body, bright yellow hood and breast, and distinct white wing patches. Bill, legs and feet are black. Forages in low vegetation and on the ground. Feeds on insects, larvae, snails, seeds, and grains.Strong direct flight on rapid wing beats.UMMARY. Yellow-headed Blackbird: Medium-sized blackbird with black body, bright yellow hood and breast, and distinct white wing patches. Bill, legs and feet are black. Forages in low vegetation and on the ground. Feeds on insects, larvae, snails, seeds, and grains. Strong direct flight on rapid wing beats.


How Long Does it Take to Process Tax Returns?
The IRS provides methods for checking the status of your return within the normal processing time -- 21 days for e-filed returns and four weeks for mailed returns. Check the status on the IRS website using the âWhereâs My Refundâ link or use the âIRS2Goâ mobile application. Tracking systems update every 24 hours.You also may call the IRS Refund Hotline at 800-829-1954 for automated information 24 hours a day. Check the status of an e-filed tax return within 24 hours of the filing. Wait four weeks to check the status of a mailed paper return.Processing Returns. The IRS issues most tax refunds in fewer than 21 days, according to the agencyâs website.heck the status of an e-filed tax return within 24 hours of the filing. Wait four weeks to check the status of a mailed paper return. Processing Returns. The IRS issues most tax refunds in fewer than 21 days, according to the agencyâs website.


When can I expect my refund?
If you filed electronically it takes approximately four weeks to process a refund. I f you filed a paper tax return, it takes approximately 8 to 10 weeks to process a refund. However, if the department needs to verify information reported on your return or request additional information, the process will take longer.o check on the status of your refund use: 1  Where's my Refund, our online application, 2  1-888-PA-TAXES(728-2937), our automated toll-free Information Line, 3  Call the Taxpayer Service & Information Center at 717-787-8201, between the hours of 7:30 a.m. and 5:00 p.m. 4  Call one of our district offices.


Tax Refunds Delayed By IRS: How Long Will Tax Refund Checks Take? Hereâs The Bad News
The IRS will begin processing refunds at the end of January, a process that is always faster if you e-file. Tax refunds are normally issued within approximately 21 days if you file electronically, but due to budget cuts, expect to wait a bit longer.Check the status of your refund within 24 hours after your e-filed tax return is received by the IRS or four weeks after your tax forms are mailed in.[Image: Daily Finance 1  ]. Share 746. 2  Tweet 18.heck the status of your refund within 24 hours after your e-filed tax return is received by the IRS or four weeks after your tax forms are mailed in.


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The amount of time it takes to receive your federal income tax return varies from state to state and depends on the first letter of your last name. It also depends how much ti â¦ me it takes the government to asses your paper work.In general it can take as little as two weeks to as much as two months.  See more at:  http://www.formosapost.com/how-long-does-it-take-to-get-amended-tax-return-back/ . 12 people found this useful. 1  Key Tips for Filing an Amended Return If you have made a mistake on your tax return that needs to be corrected, you need to make an amendment to the return in order to correct your mistake.


How long do you have to file an amended tax return?
Generally, you must file Form 1040X within three years from the date you filed your original return or within two years from the date you paid the tax, whichever is later. For â¦ Example: April 15 2014 - for a 2010 return filed April 15 2011.  See more at:  http://www.formosapost.com/how-long-does-it-take-to-get-amended-tax-return-back/ . 12 people found this useful. 1  Key Tips for Filing an Amended Return If you have made a mistake on your tax return that needs to be corrected, you need to make an amendment to the return in order to correct your mistake.


Time It Takes to Receive an Estate Tax Closing Letter from the IRS
Once IRS Form 706 is filed with the IRS, below is the timeline for the IRS to initially process the return, examine the return, and then finally issue the estate tax closing letter:1  It will take 6 to 8 weeks from the date the IRS receives Form 706 before it is even processed and entered into the IRS's database. It will take six to nine months from the time the return is filed for the IRS to either issue an estate tax closing letter or inform the executor that the estate tax return is being audited.


Where's my refund?
You can start checking on the status of your return within 24 hours after we have received your electronically filed tax return or 4 weeks after you mail a paper tax return. Q7: How often does Whereâs My Refund? update? Whereâs My Refund? updates are made no more than once per day, usually at night.ven though we issue most refunds in less than 21 days, itâs possible your tax return may require additional review and take longer. Also, if you are anticipating a refund, take into consideration the time it takes for your financial institution to post the refund to your account, or for mail delivery.


How Does Fiber Affect Blood Glucose Levels?
Fiber is a type of carbohydrate (just like sugars and starches) but since it is not broken down by the human body, it does not contribute any calories. Yet, on a food label, fiber is listed under total carbohydrate. So this gets kind of confusing for people who have diabetes.


High Doses of Vitamin C Supplement Increase Blood Glucose Levels
The patient was asked to discontinue the supplement and, after seven days, morning blood sugar averages dropped to 99 mg/dl. He then restarted vitamin C supplements in dosages of 4,500 mg. per day, and morning blood sugars rose to 110 mg/dl. He discontinued the supplement again and, after one week, blood sugars dropped to 79 mg/dl.


How Does Fiber Affect Blood Glucose Levels?
Whole wheat bran is an example of this type of fiber. Soluble fiber can help lower your cholesterol level and improve blood glucose control if eaten in large amounts. Oatmeal is an example of this type of fiber. Another benefit of fiber is that it adds bulk to help make you feel full.


High Doses of Vitamin C Supplement Increase Blood Glucose Levels
The man, who had earlier been diagnosed as a potential candidate for type 2 diabetes based on his age, obesity and repeat elevated blood sugar readings, had taken 4,500 mg. per day of a synthetic, unsweetened vitamin C product for the past five years.


How Does Fiber Affect Blood Glucose Levels?
So, fiber is a good thing for people with diabetes. Of course, most of the foods that contain fiber (fruits, vegetables, whole grain breads, cereals, and pastas) also contain other types of non-fiber carbohydrate (sugar, starch) that must be accounted for in your meal plan.


High Doses of Vitamin C Supplement Increase Blood Glucose Levels
By: Daniel Trecroci. According to the July issue of Diabetes Care, high doses of supplementary vitamin C may cause an unexpected elevation of blood sugar levels and false diagnosis of type 2 diabetes.


Ms. Marvel (Kamala Khan)
In the series, Khan takes the name Ms. Marvel from Carol Danvers, who now goes by the alias Captain Marvel. Captain Marvel writer Kelly Sue DeConnick revealed that Khan actually made a brief appearance in Captain Marvel #14 (August 2013) saying, Kamala is in the background of a scene in Captain Marvel 14...


Ms. Marvel (Kamala Khan)
Within the Marvel Universe, Khan is a teenage Pakistani American from New Jersey with shapeshifting abilities, who discovers that she has Inhuman genes in the aftermath of the  Inhumanity  storyline and assumes the codename Ms. Marvel from her idol Carol Danvers.


Kamaal Khan
The song released in 1996 becoming a UK hit achieving platinum status. The song released worldwide in 1998 (together with his debut solo album) and simultaneously featured in the Bollywood blockbuster Pyaar Kiya To Darna Kya starring Salman Khan and Kajol.


Kamaal Khan
MTV award winning director Shivraj Santhakumar collaborated with Kamaal to shoot a music video for Kal Raat in Rome. The music video caught the eye of legendary Bollywood director Rahul Rawail and landed Kamaal his debut acting role.


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Today on the show, Faust talks about Ms. Marvel, Kamala Khan. Support the Show! http://www.patreon.com/SprEffective. ----. http://www.twitch.tv/faustsupereffect... http://www.youtube.com/SprEffective. http://www.youtube.com/RatherEffective (Gaming Channel). https://www.youtube.com/channel/UCi6M... (Vlogging Channel).


Ms. Marvel (Kamala Khan)
In November 2013, Marvel Comics announced that Kamala Khan, a teenage Muslim American from Jersey City, New Jersey, would take over the comic book series Ms. Marvel beginning in February 2014.


Marvel Muslim Girl Superhero Kamala Khan Destroys Bad Guys As Well As Stereotypes
Khan is the brainchild of Marvel editors Sana Amanat and Steve Wacker, who concocted the character together after Amanat entertained Wacker with anecdotes from her Muslim-American childhood.


Kamaal Khan
The soundtrack went on to sell over 10 million copies and the huge success of the movie has widely been attributed by film pundits to the popularity of Kamaal's debut song. As a result of his successful debut single, Kamaal was immediately signed by record label HMV in December 1997. In 1999 Kamaal Khan won the R.D.Burman Filmfare Award for the Most Promising Upcoming Talent becoming the first UK born winner of the coveted Filmfare Award since its introduction in 1954.


Marvel Muslim Girl Superhero Kamala Khan Destroys Bad Guys As Well As Stereotypes
Posted: 11/05/2013 5:04 pm EST Updated: 11/06/2013 10:53 am EST. Kamala Khan isn't your average teenage Muslim girl. Though she lives in New Jersey and juggles the identity crisis that's often part-and-parcel of growing up Muslim-American, her shape-shifting is of a literal sort. That's because Kamala Khan is a superhero, code-named Ms. Marvel. In February, Marvel Comics will launch a series featuring the shape-shifting Khan, who fights family expectations as well as supervillains, reports The New York Times.


Ms. Marvel (Kamala Khan)
Kamala Khan is a fictional superheroine appearing in comic books published by Marvel Comics. Created by editors Sana Amanat and Stephen Wacker, writer G. Willow Wilson and artist Adrian Alphona, Khan is Marvel's first Muslim character to headline her own comic book. Khan made her first appearance in Captain Marvel #14 (August 2013) before headlining the Ms. Marvel comic book series in February 2014.


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Over the typical 20-year life of a parking lot, concrete will have very little maintenance expense while maintenance for an asphalt lot will be as much as 80% of the initial construction cost.On one Florida project, asphalt was shown to be twice the cost of a concrete lot over 20 years.Concrete parking lots make sense for many applications. Wisconsin Ready Mixed Concrete Association. Comparing the initial cost and the cost over a 20-year life cycle, concrete is considerably less expensive.ll this can yield LEED credits. Over the typical 20-year life of a parking lot, concrete will have very little maintenance expense while maintenance for an asphalt lot will be as much as 80% of the initial construction cost. On one Florida project, asphalt was shown to be twice the cost of a concrete lot over 20 years.


Why concrete parking lots make sense
All this can yield LEED credits. Over the typical 20-year life of a parking lot, concrete will have very little maintenance expense while maintenance for an asphalt lot will be as much as 80% of the initial construction cost. On one Florida project, asphalt was shown to be twice the cost of a concrete lot over 20 years.Concrete parking lots make sense for many applications. Wisconsin Ready Mixed Concrete Association. Comparing the initial cost and the cost over a 20-year life cycle, concrete is considerably less expensive.ll this can yield LEED credits. Over the typical 20-year life of a parking lot, concrete will have very little maintenance expense while maintenance for an asphalt lot will be as much as 80% of the initial construction cost. On one Florida project, asphalt was shown to be twice the cost of a concrete lot over 20 years.


Why concrete parking lots make sense
For years we have tried to sell concrete parking lots by emphasizing the low life cycle costs based on concrete's long life span and low maintenance needs. But today asphalt prices have skyrocketed to where concrete is competitive on a first-cost basis, making the life cycle argument nearly overwhelming.ll this can yield LEED credits. Over the typical 20-year life of a parking lot, concrete will have very little maintenance expense while maintenance for an asphalt lot will be as much as 80% of the initial construction cost. On one Florida project, asphalt was shown to be twice the cost of a concrete lot over 20 years.


Concrete Parking Lot Cost
Profit. The last part of the cost to install a concrete parking lot is the profit to the contractor. This is obviously a number decided upon by the contractor. Now this number is not only a calculation for profit but it is also a risk vs reward number.This is a VERY risky business.reparation. The next cost factored into an estimate, is the amount of preparation thatâs involved. For that, each parking lot is unique in itâs own way. But sometimes, to prepare a parking lot for proper drainage, big or little, can be quite a task.


Top 10 Issues Affecting Cost of Building a Parking Space
This cost would then be around 45% higher than the original cost or approximately $72 per square foot. 4- Structural system â 60% to 70% of the cost of parking is in the structural system. Therefore, the selection of the framing system will have a significant effect on the cost of each parking space. parking structure that is five levels above-grade may cost, say, $50 per square foot. If this same structure is depressed one level into the ground, the cost can increase approximately 15% to $57.50 per square foot.


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Since a parking lot normally requires 300-350 square feet per car, this would put the land cost decision level at $6,600 to $7,700 per space. EPA's Parking Alternatives guidebook at http://www.smartgrowth.org/pdf/PRKGDE04.pdf contains a discussion of car parking costs.ilson estimated break-even fees that would cover the monthly cost of providing a parking space at 10 case study sites--office buildings--in suburban areas of southern California. These averaged $48 a month and ranged from $28 to $61 (in 1992 dollars), although none of the sites had parking charges of any kind.


Ace Asphalt Maintenance Blog
Using both asphalt and concrete in a single parking lot system can demonstrate excellent uses of each productâs benefits. Consider applying asphalt for the majority surface of your parking lot: low-cost up front, and easily striped for visibility.dd a little crack filling and maintenance, plus a new wearing surface with an asphalt overlay, and another 10-15 years is added to your lot. On the other hand, concrete offers 20-25 years of surface with little-to-no maintenance, and improved technologies for overlays can extend the lifespan even longer.


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Wilson estimated break-even fees that would cover the monthly cost of providing a parking space at 10 case study sites--office buildings--in suburban areas of southern California. These averaged $48 a month and ranged from $28 to $61 (in 1992 dollars), although none of the sites had parking charges of any kind.ilson estimated break-even fees that would cover the monthly cost of providing a parking space at 10 case study sites--office buildings--in suburban areas of southern California. These averaged $48 a month and ranged from $28 to $61 (in 1992 dollars), although none of the sites had parking charges of any kind.


Egg Cartons
Organize buttons, safety pins, bobbins, snaps, closures and other small items on your sewing table. Remove the lid from the egg carton so you can quickly see what you need. Do the same on your workbench with washers, tacks, small nuts and bolts and screws.


Publix Makes Recycling Ridiculously Easy
Hereâs an idea to make recycling a breeze: Keep some cardboard boxes or some big cloth/canvas shopping bags (try Enviro-Tote) in the trunk of your car to transfer your groceries into. Then all you do is march back up to the door and, VOILA! youâve just recycled your plastic grocery bags.


Egg Cartons
Most of the recylability of egg cartons comes from reuse and repurposing. Many grocery stores (Publix) accept these and the cleans ones are reused by the egg farmers to put a new batch of eggs. You can also make a ton of different crafts at home...here are a few ideas (from ehow.com)


Publix Celebrates A Year Of Recycling Plastic, Paper Bags Two South Florida Supermarkets Are Marking The One-year Anniversaries For Programs That Make Shopping More Convenient, And Better For The Environment.
Bush said Publix sells cloth bags -- even more environmentally sound than recycling -- but sales are low. There is a catch: Plastics used to make plastic grocery bags are not entirely recyclable. For durability reasons, experts say, 70 percent of the plastic material used to make grocery bags is new plastic.


Publix Makes Recycling Ridiculously Easy
Most grocery stores (and some non-grocery stores) recycle plastic bags, including Winn-Dixie, Wal-Mart, Target, Sweetbay (which has been sold to Winn-Dixie), Albertsonâs, Kroger, Best Buy, and Loweâs. Winn-Dixie sells the bags to a company called Trex which makes composite lumber (particle board) out of them.


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ANSWER: Recycling centers as a rule do not accept poly- styrene - a k a Styrofoam - products that have come in contact with food. That's true for most schools and supermarkets too. But Publix stores will take polystyrene meat trays for recycling, as well as other polystyrene trays and cartons that are used for fish, fruits and vegetables, and eggs. You can drop off the polystyrene trays in the recycling bins located in the front of Publix stores. Company officials ask that you thoroughly clean and dry the trays and cartons before dropping them in the bins. The polystyrene is not reused by Publix.


Publix Celebrates A Year Of Recycling Plastic, Paper Bags Two South Florida Supermarkets Are Marking The One-year Anniversaries For Programs That Make Shopping More Convenient, And Better For The Environment.
Last August, Publix placed ``recycling centers`` in the front of each of its 92 stores in Palm Beach and Broward counties. The bins are placed for environmentally aware customers to return plastic and paper grocery bags so they can be recycled. The program is proving quite popular.


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What happens to plastic grocery bags at Publix, Winn-Dixie? Dear Call Box: I hope you can manage one more recycling question. What happens to the plastic grocery bags that are recycled by Publix and Winn-Dixie? I took a Live Eco-logically class and the teacher asked both stores, but they refused to answer. - J.J., Gainesville.


Publix Makes Recycling Ridiculously Easy
This morning as I made my traditional Saturday morning Publix donut run, I realized that such inconveniences cease to exist if you too shop at Publix. As you can see from the picture above, outside the Publix here in Hermitage, TN, there are four recycling bins to the right of the doors.


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skip to main content. (((NCHAM serves as the National Technical Resource Center for the implementation and improvement of comprehensive and effective Early Hearing Detection and Intervention (EHDI) systems.


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Mission: KY Infants Sound Start will identify all babies with hearing loss by working as a team to increase the number of KY infants who are screened and receive timely, individualized follow-up care.


Find a provider near you
Find a provider near you. Find a provider close to you. Or find a provider by the services they offer. The provider search engine on this page (above) is for the region surrounding Minnesota and includes audiologists as well as other specialties. The EHDI-Pals site is a national provider search for audiologists. Audiologists from Minnesota and surrounding areas likely have profiles on both search engines. Medical Genetics Providers in Minnesota can be found using the American College of Medical Genetics website.


Early Hearing Detection and Intervention
The goal of Kentuckyâs Newborn Hearing Screening program is to identify congenital hearing loss in children by 3 months of age and enroll them in appropriate early intervention by 6 months of age. Kentucky hospitals currently screen 98 percent of newborns before they leave the hospital.


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As a multidisciplinary Center, our goal is to ensure that all infants and toddlers with hearing loss are identified as early as possible and provided with timely and appropriate audiological, educational, and medical intervention.


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Bypass the site navigation bar and go directly to the page content. Bypass the breadcrumb navigation bar and go directly to the page content. Parents. Whether your child is a newborn or a teen and whether their hearing loss is moderate or profound, itâs certain that you have received an overwhelming amount of advice. And all too often this advice is conflicting. From communication methods to classroom placement and everything in between, everyone has their own opinion of what works best.


Early Hearing Detection and Intervention
Early Hearing Detection and Intervention. Hearing loss is the most common birth defect, occurring at a rate of three in every 1,000 children. The Commission for Children with Special Health Care Needs manages the state Newborn Hearing Screening Program, which ensures that all newborns receive a hearing screening before leaving the hospital.


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Commonwealth of Kentucky Cabinet for Health & Family Services. Commission for Children with Special Health Care Needs. Early Hearing Detection and Intervention Program. 310 Whittington Parkway Suite 200 Â· Louisville, Ky. 40222 Â· 877-757-4327. Infant Audiological Assessment and Diagnostic Centers. List of facilities for further hearing testing.


Groupon Headquarters Information
As a program and as individuals, we are guided by the following principles: 1  We support families without judgment or bias. 2  We work on behalf of the well being of children and strive to optimize their potential. 3  We respect ourselves, our team, our clients and our community.


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Develop and maintain a list of providers with knowledge and expertise on EHDI. Improve access to hearing aids, cochlear implants, and FM systems. Assess and monitor State's Part C program in current service delivery and effectiveness related to children who are deaf or hard of hearing.


Biography
Mini Bio (1) Before becoming known to millions as Granny on The Beverly Hillbillies (1962), Irene Ryan was already an established vaudeville, radio and movie actress, though not as famous prior to her television stint. She accompanied Bob Hope on his famous military tours and she was known as the gal who makes Bob Hope laugh..


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IRENE RYAN (October 17, 1902 - April 26, 1973) BURIAL: Woodlawn Cemetery, Santa Monica, California (Mausoleum)


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Irene Ryan... Buy This at Allposters.com Irene Ryan Buy This at Allposters.com . HOLLYWOOD STARS : Home | FAQ | Site Map | About Us. Questions? Contact us at webmaster@death2ur.com. Website Design and Video by Death2UR Productions LLC This site is protected under both U.S. Federal copyright law and international treaties.


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Irene was appearing in Pippin, with Ben Vereen and a few others. She suffered a stroke while performing in a Saturday matinee. A few weeks later, on April 26th, she died of some sort of tumor, and hardening of the arteries, in St. John's Hospital, in Santa Monica.


Biography
Before becoming known to millions as Granny on The Beverly Hillbillies (1962), Irene Ryan was already an established vaudeville, radio and movie ...


Biography
Trivia (17) 1  When she didn't have her Granny make-up on, she often went unrecognized on the streets. 2  Since 1972, college thespians have competed annually for the prestigious Irene Ryan Scholarships (started by the Irene Ryan Foundation) at the Kennedy Center American College Theatre Festival.


Biography
Had no surviving relatives; with an estate worth over $1 million, she decided to start the Irene Ryan Foundation for theatre aspirants. After the cancellation of The Beverly Hillbillies (1962), she was offered a starring role in a proposed TV series in which she would have played a character similar to that of Granny.


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American actress, one of the few entertainers who found success in vaudeville, radio, film, television, and Broadway. She is most widely known for her portrayal of Granny on the long-running TV series The Beverly Hillbillies (1962â1971), for which she was nominated for Emmy Awards for Outstanding Lead Actress in a Comedy Series in 1963 and 1964.


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The Beverly Hillbillies TV show was so popular when it aired from 1962 to 1971, that it attracted as many as 60 million viewers a week - about 20 million more than watched an average episode of Seinfeld.


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Gravesite of Hollywood actress Irene Ryan who is best known for having played the iconic television character Granny Clampett on The Beverly Hillbillies. Irene is interred in Woodlawn Cemetery in Santa Monica, California in the same mausoleum as Glenn Ford and Harvey Korman. irene ryan (October 17, 1902 - April 26, 1973)


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Home Currently selected; Membership. Benefits; Membership Requirements; Submit an Application; Bulletins; Capital Plan; SecureConnect; Community Support Standards; Find a Member; Value of Membership; Products. Rates; Rates History; Advances; Letters of Credit; Mortgage Partnership Finance; Term Deposits; Derivatives; Treasury Views; Services. Wires; Safekeeping; Collateral; Demand Deposits


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Organizational Purpose. A. To help reduce the drop-out rate in Idaho schools and promote higher education. B. To stimulate Hispanics in becoming more involved in school and community activities. C. To motivate Hispanic students to reach their maximum potentials and enhance the development of leaders in schools and communities. D. To promote unity within schools and communities and promote Hispanic culture. E. To promote awareness of the consequences of alcohol and substance abuse.


Government-sponsored enterprise
The Congress has specified that Federal Reserve Banks must hold collateral equal in value to the Federal Reserve notes that the Federal Reserve Bank puts into circulation. This collateral is chiefly held in the form of U.S. Treasury, federal agency, and government-sponsored enterprise securities. Business


Government-sponsored enterprise
Investopedia Definition of Government-Sponsored Enterprise - GSE; Fannie Mae; Freddie Mac; FHL Bank System; Farmer Mac; OFHEO - regulator of Fannie Mae and Freddie Mac; FHFB - regulator of the Federal Home Loan Bank System; FCA - regulator of Farmer Mac and the Farm Credit System


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FHLA was co-founded by Luis Caloca (Vallivue High), Jose Soto (Glenns Ferry High), and James Velasquez (Valley High) in April 1997. These students were gathered at the Hispanic Youth Symposium and saw the need to unite in order to meet the challenges Hispanic students face in school.


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Government-sponsored enterprise. A government-sponsored enterprise (GSE) is a financial services corporation created by the United States Congress. Their intended function is to enhance the flow of credit to targeted sectors of the economy and to make those segments of the capital market more efficient and transparent, and to reduce the risk to investors and other suppliers of capital.


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All Acronyms. FHLA [Internet]; Jan 4, 2018 [cited 2018 Jan 4]. Available from: http://www.allacronyms.com/FHLA. MHRA 'FHLA', All Acronyms, 4 January 2018, <http://www.allacronyms.com/FHLA> [accessed 4 January 2018] Bluebook All Acronyms, FHLA (Jan. 4, 2018, 8:01 PM), available at http://www.allacronyms.com/FHLA. CSE All Acronyms. FHLA [Internet]; January 4, 2018 [cited 2018 JAN 4]. Available from: http://www.allacronyms.com/FHLA.


Government-sponsored enterprise
A government-sponsored enterprise is a financial services corporation created by the United States Congress. Their intended function is to enhance the flow of credit to targeted sectors of the economy and to make those segments of the capital market more efficient and transparent, and to reduce the risk to investors and other suppliers of capital. The desired effect of the GSEs is to enhance the availability and reduce the cost of credit to the targeted borrowing sectors primarily by reducing th


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Texas Capital Bank, FHLB Dallas Award $200K to Houston Businesses: 12.21.17: Website for Reporting Suspected Fraud and Other Concerns: 12.21.17: Banks Partner to Award $16,000 to Fund Community Engagement Projects


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4 meanings of FHLA acronym and FHLA abbreviation. Get the definition of FHLA by All Acronyms dictionary. Top Definition: Future Hispanic Leaders of America


corpus
Corpus might be used to mean a human body, or a body or group of laws. The term is used often in Civil Law to denote a substantial or positive fact, as opposed to one that is ambiguous. The corpus of a trust is the sum of money or property that is set aside to produce income for a named beneficiary. In the law of estates, the corpus of an estate is the amount of property left when an individual dies. Corpus juris means a body of law or a body of the law.


corpus
or, sometimes, corpuses. 1. a large or complete collection of writings: the entire corpus of Old English poetry. 2. the body of a person or animal, especially when dead. 3. Anatomy. a body, mass, or part having a special character or function.


United States Navy Working Capital Fund
NWCF funding process summary. 1  Congress provides a one-time cash corpus to begin operation and in advance of customer orders. 2  Customers receive appropriations from Congress. 3  The customer sends a work order or project order to the working capital fund business area provider.


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Glossary of Terms for Endowment. Term Definition/Description. Actual Earnings An investmentâs earnings from dividend, interest, partnership distributions, rents, royalties. and other income related to investment; net of investment related expenses (i.e., management expenses). Appreciation Growth in market value of a fund over time.


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Loading the player... An endowment is a financial asset, in the form of a donation made to a non-profit group, institution or individual consisting of investment funds or other property that may or may not have a stated purpose at the bequest of the donor.


United States Navy Working Capital Fund
The United States Navy Working Capital Fund (NWCF) is a branch of the family of United States Department of Defense (DoD) Working Capital Funds. The NWCF is a revolving fund, an account or fund that relies on sales revenue rather than direct Congressional appropriations to finance its operations.


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cash up. â phrasal verb with cash uk â /kÃ¦Ê/ us â /kÃ¦Ê/ verb [ T ] âº to count all the money taken by a shop or business at the end of each day: When she had cashed up, she realized there was Â£100 missing from the till. Thesaurus: synonyms and related words.


George Washington Carverâs Inventions
When he was in his mid-teens, George Carver moved to Kansas, along with some other ex-slaves. Carver was accepted into Highland Presbyterian College in Kansas, but was refused admission when the officials discovered he was black. (19th century, remember!).


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Introduction. African-American educator and agricultural researcher George Washington Carver (c. 1864-1943) grew up in Missouri with the white family that originally kept his mother as a slave.


George Washington Carver: Biography, Inventions & Quotes
In April 1896, Carver received a letter from Booker T. Washington of Tuskegee Institute, one of the first African American colleges in the United States. âI cannot offer you money, position or fame,â read this letter. âThe first two you have.


George Washington Carver: Biography, Inventions & Quotes
Farmers were ecstatic with the large cotton crops resulting from the cotton/peanut rotation, but were less enthusiastic about the huge surplus of peanuts that built up and began to rot in local storehouses. George Washington Carver working in his laboratory.


George Washington Carver
His early work enriched the lives of countless sharecroppers, and later in life he was a potent source of inspiration as a symbol of African-American achievement. Gary R. Kremer, George Washington Carver in His Own Words (1987); Linda O. McMurry, George Washington Carver: Scientist and Symbol (1981).


George Washington Carver: Biography, Inventions & Quotes
Carver's legacy. Carver died on Jan. 5, 1943. At his death, he left his life savings, more than $60,000, to found the George Washington Carver Institute for Agriculture at Tuskegee. In 1943, President Franklin D. Roosevelt dedicated funds to erect a monument at Diamond, Missouri, in his honor.


George Washington Carverâs Inventions
That was George Washington Carver âs nickname â not surprising, considering he discovered around 300 uses for peanut. No one knows the exact birth date of George Washington Carver. He was born in Missouri. to slave parents, around 1864.


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A+E Networks. African-American educator and agricultural researcher George Washington Carver (c. 1864-1943) grew up in Missouri with the white family that originally kept his mother as a slave.


George Washington Carver
He was born in the Missouri town of Diamond. His mother and older brother were the only slaves of Moses and Susan Carver, successful, small-scale farmers. His mother disappeared, presumed kidnapped by slave raiders, while George was an infant.


George Washington Carverâs Inventions
George Washington Carver was the first African American on the faculty at the Ames Agricultural College. By this time, he had developed a reputation, and was known as the âPlant Doctorâ, because of his keen interest in the local flora and fauna. Carver was asked to join the Tuskegee Institute, Alabama, by none other than Booker T Washington. He moved there in 1896. He was there for the next 50 years! During this time, he taught students, and pursued his research simultaneously.


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As a player's chess skills increase, so will the player's math and science abilities increase. Likewise, as a student's math/science skills increase, so will that student's chess ability increase. Of course, this is not limited to the game of chess. It is true for all games that require a high amount of problem solving and critical thinking.


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Math is traditionally learned by first doing many smaller problems. Then the small problems are put together to solve bigger problems. For instance, in order to solve algebraic equations, being knowledgeable about addition, subtraction, multiplication, and division is a must.


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Rossman (1993) suggests that when students use problem-solving skills, The role of the student changes from a passive recipient of information to a participant in the creation of understanding. The problem should captivate students' attention, be meaningful, and allow a wide range of individual responses..


Teaching problem-solving skills
1 Teach problem-solving skills in the context in which they will be used (e.g., mole fraction calculations in a chemistry course). 2  Use real-life problems in explanations, examples, and exams. 3  Do not teach problem solving as an independent, abstract skill. 4  Help students understand the problem.


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1 Help students understand the problem. 2  In order to solve problems, students need to define the end goal. 3  This step is crucial to successful learning of problem-solving skills.


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Problem-Solving Skills. One of the things that employers often identify as being an important quality when hiring college graduates is their problem-solving skills. Students need to develop the ability to apply problem-solving skills when faced with issues or problems that are new to them. The development and use of problem-solving skills also improves learning.


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Their job requires good interpersonal skills and the ability to estimate basic math problems without the need of paper/pencil. Technicians repair and maintain the technical gadgets we depend on like computers, televisions, DVDs, cars, refrigerators, ...


Chapter 14 Leadership, Roles, and Problem Solving in Groups
1 Do not teach problem solving as an independent, abstract skill. 2  Help students understand the problem. 3  In order to solve problems, students need to define the end goal. 4  This step is crucial to successful learning of problem-solving skills.


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As we become more technologically dependent, technical reasoning is needed for survival. Mathematics is no longer just a subject taken by the elite. Now it has rightfully become a staple in our educational systems even though it is not appreciated by many people until it is needed.


Problem Solving
Problem Solving. Problem solving plays an important role in mathematics and should have a prominent role in the mathematics education of K-12 students. However, knowing how to incorporate problem solving meaningfully into the mathematics curriculum is not necessarily obvious to mathematics teachers.


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The antigens involved in a type III reaction are not bound to a cell's surface, while those involved in a type II reaction are bound to the surface. Type III is an immediate hypersensitivity, while type II is a delayed hypersensitivity reaction.


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â¢ 3 involve antibody- â¢ Type I (immediate): mediated by IgE (Mast Cells)â¢ Type II: mediated by IgG or IgMâ¢ Type III (immune complex disease): IgG & complement â¢ One involves antigen specific cells.


Hypersensitivity: Allergies and Autoimmune Diseases
A second type of hypersensitivity to a foreign antigen does not involve IgE and mast cells, but rather T cells and activated macrophages. (This is classified as delayed or type IV) Trace the sequence of events from the first introduction of the antigen to a dendritic cell.


Type II hypersensitivity
Type II hypersensitivity. â¢ The antibodies produced by the immune response bind to antigens on the patient's own cell surfacesâ¢ These cells are recognized by macrophages, which act as antigen presenting cellsâ¢ This causes a B cell response where antibodies are produced against the foreign antigen.


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Th2 cells stimulate and recruit specialized subsets of immune cells, such as eosinophils and basophils, to the site of infection or in response to allergens or toxin leading to tissue eosinophilia and mast cell hyperplasia.


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Th2 cells stimulate and recruit specialized subsets of immune cells, such as eosinophils and basophils, to the site of infection or in response to allergens or toxin leading to tissue eosinophilia and mast cell hyperplasia. They induce mucus production, goblet cell metaplasia, and airway hyper-responsiveness.


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The Monthly Fees vary, depending on the size and location of the Condo. The Fees for the Year 2010 are as follows: Phase I Building A One Bedroom 356.00 Two Bedroom 522.00 Phase II Building B* One Bedroom 276.00 Two bedroom 400.00 * Building insurance paid separately through the HOA.


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Each Building at The Myrtle Beach Resort is governed by a separate H.O.A. and there is a Master Board, with representatives from each Association, which governs the combined property. The H.O.A. Fees are set by the various Board of Directors.


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Back to Top How are the Condominiums furnished? Each Condo is fully furnished, including all major appliances-stove-full sized refrigerator with ice maker, microwave-television â vacuum cleaner-and all necessary dinnerware and cookware, including small appliances-blenders, toasters, and coffee makers.


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The Myrtle Beach Resort is a gated 33-acre Ocean Front Condominium Resort, comprising four buildings and nearly 1000 Condos. Itâs located at 5905 South Kings Highway, about two miles South of the Myrtle Beach City Limits.


Is it wise to buy condo to rent out?
Include all expenses. If you clear those hurdles, be sure to establish a rental rate that covers the total of your monthly payment, condo association dues, property tax, insurance and one-twelfth of the annual estimated maintenance cost of the interior.


Before You Buy a Condo: Know the Costs of Ownership
The first consideration is the association fee required by a condo or homeowner's association. In many areas of the country, these fees can be moderate, such as a few hundred dollars each month. If you are purchasing a condo in a highly desirable area, though, the condo association fees can be prohibitive.


Before You Buy a Condo: Know the Costs of Ownership
While condos often appear to be cheaper than townhouses or single-family properties, the hidden costs can actually make the price of owning a condo higher than the price of owning comparable single-family properties. #1 Condo Association Fees.


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The only remaining cost is, of course, maintenance of the Condo. This includes repair or replacements of items, including furniture, furnishings, fixtures, equipment, and house wares, which become broken, worn out, or missing.


Is it wise to buy condo to rent out?
I'm a single mom considering buying a condo and renting it out to make some extra cash, thinking about the future of my two kids.


Before You Buy a Condo: Know the Costs of Ownership
Since you do not own any space other than what is inside your condo, these fees can often be wasted on improvements that do not raise the value of your property. #2 Private Mortgage Insurance. If you buy a condo with less than a 20 percent down payment, you will be required to pay private mortgage insurance (PMI).


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When a valve closes, its face wedges securely into the seat. Heat from the valve head passes into the seat metal, and from there, is transferred to an engine cooling system(either flowing radiator water or cooling fins). The capacity of a valve seat to dissipate combustion chamber heat successfully is as important as its ability to provide an airtight seal.


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From there a coating of blue dye is applied to the valve face. Now the valve stem will be inserted into the guide, and the valve depressed until its face firmly contacts the seat. Once the face and seat are in contact, you will apply a slight amount of pressure, and rotate the valve one quarter turn in its seat.


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Bonnet The top part of a valve, attached to the body, which contains thepacking gland, guides the stem, and adapts to extensions or operators. Bore (or port) The inside diameter of the smallest opening through a valve,e.g., inside diameter of a seat ring, diameter of hole through ball in a ballvalve. Butt weld end The end connection of a valve suitably prepared for buttwelding to a connecting pipe.


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Usedas a block valve, or on-off valve. Gland or gland bushing The part of the valve which retains or compressesthe stem packing in a stuffing box. Gland follower or gland flange The component used to hold down or retainthe gland in the stuffing box.


What is a valve seat?
In addition, the following are required characteristics of valve seats: ã» 1 Less aggressiveness toward the partner valve. ã» 2 Reasonable costsâreduction of work processes by the sinter method. ã» 3 Easy to machine for a customer when processing.


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Back seat A shoulder on the stem of a gate or globe valve which sealsagainst a mating surface inside the bonnet to prevent leakage of mediathrough the bonnet stuffing box when the valve is fully opened.


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REBUILDING THE VALVE SEATS DURING A REBUILD. A valve seat is the part of the valve assembly that mates with the valve face. Usually an old seat can be ground back into shape. If a seat is too worn, or was ground too deep during a past rebuild to be ground again, it must be replaced.


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Ball The closure element of a ball valve. Ball valve A valve using a spherical closure element which is rotated through90Â° to open and close the valve. Body The principle pressure containing part of a valve in which the closureelement and seats are located.


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(1)Compression gas sealing. Prevents compressed gaseous bodies and combustion gas from leaking into the manifold. (2)Heat transfer. Releases heat in the valve to the cylinder head. (3)Strength. Holds tight when the valve is mounted. (4)Wear-resistance. Hard to wear down under high heat and high load.


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The part of the poppet valve that contacts the valve seat is called the A. face. B. margin. C. head. D. stem. Weegy: The poppet valve part that connects the valve seat is called A) valve face Expert answered|Herb957|Points 25|User: In most engines, the head of the intake valve is A. the same size as the head of the exhaust valve. B. much smaller than the head of the exhaust valve.


Spice Your Rum
My most recent batch was made with a golden rum (80-proof) from St. Vincent. But Cruzan and Mount Gay have both worked well for me in the past. Next, take a 750-mL bottle of your rum and pour it into a wide-mouthed, airtight container, like a Mason jar.


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About Rum & Cane Spirits. Rum, and its fraternal twin, cane spirit, are made by distilling fermented sugar and water. This sugar comes from the sugar cane and is fermented from cane juice, concentrated cane juice, or molasses. Molasses is the sweet, sticky residue that remains after sugar cane juice is boiled and the crystallized sugar is extracted.


Spice Your Rum
Let stand for two days and taste. If you want a bit more flavor, leave it be for a third day. Strain the spices out and rebottle the liquid. Making your own spiced rum allows you to tweak the flavor profileâplay up the flavors you like by adding more of them, and dial back on those you donât.


Spice Your Rum
Start with one of your favorite rums. A decent white rum is fine, but I prefer a moderately aged, slightly dry spirit, as this adds some intrigue to the end product. Donât splurge on an expensive, mature bottle; it doesnât taste that much better, and its oakiness will sometimes quarrel with the spices.


How to Make Rum
There are two types of stills that can be used to make rum â pot stills and column stills. Pot stills allow more impurities in the distilled product, giving the rum a richer flavor. Fill the boiler up completely. It should fill to approximately 85% of the stills volume.


Spice Your Rum
You donât need an advanced degree in mixology to do this: On the scale of difficulty, making spiced rum falls roughly between getting ice out of a tray and fixing a decent Mai Tai. Whatâs more, the ingredients are probably already in your kitchen.


What Is Bacardi Rum Made From?
Credit: Martin Eckert CC-BY-2.0. White rum is made from byproducts of sugarcane, including molasses and juice. In the 1850s, a Spanish wine merchant living in Cuba set out to improve upon a cheaply made alcoholic drink that was common in the area.


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As on other French islands such as Guadeloupe, both rhum agricole (made from sugar cane juice) and rhum industriel (made from molasses) are produced. These Rums are frequently aged in used French brandy casks for a minimum of three years. Rhum vieux (aged Rum) is frequently compared to high-quality French brandies.


How to Make Rum
Learn how to make rum at home with this tutorial. Rum is a made from by-products such as molasses which are created during the refining process of sugar from sugar cane, or the juice from sugarcane. During distillation, rum distillate runs out from the pot still as a clear liquid. Itâs then aged in oak or bourbon barrels for flavor and color.


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Most Rum is made from molasses. Molasses is over 50% sugar, but it also contains significant amounts of minerals and other trace elements, which can contribute to the final flavor. Rums made from cane juice, primarily on Haiti and Martinique, have a naturally smooth palate.


Stupid question, how to properly drive paddle shifters/manual Hellcat?
Similar Threads. 1  SRT drive experience and 1st Hellcat owners question. 2  A8 in manual mode: downshift from the upshift paddle rw99, Feb 17, 2015, in forum: Dodge Challenger SRT Hellcat. 3  Paddle shift question hcat, Jun 11, 2015, in forum: Dodge Charger SRT Hellcat.


2015 Dodge Challenger V-6
(There are no steering-wheel shift paddles, however.) We expect the new transmission to save a few tenths during the sprint to 60 mph, and it will also improve the fuel economy from 18 mpg city/27 highway to 19/30.


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Dodge brand may have started from humble beginnings, but it is now the fastest-growing performance brand. [1]* It. holds a multitude of best-in-class awards. Itâs the brand. that boasts both style and power, and never makes you. choose between the two. With more than 100 years under. their belt, each of the seven vehicles in the 2016 Dodge. lineup pays homage to its iconic bloodline with award-. winning features and superior craftsmanship. The. snarling engines and sleek exteriors of each vehicle beg to. be taken out on the open road. The Dodge name continues.


Stupid question, how to properly drive paddle shifters/manual Hellcat?
Guess on the street, if you want to feel more in control, you can mess around with manual shifting. But know you won't be as efficient or necessarily shift at the best time for the entire package. Yes, in manual mode you will also use the (+) paddle to shift into the next higher gear(s). Jun 3, 2016 #5.


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Likes Received: 21. Trophy Points: 128. Vehicle: Charger SRT Hellcat. Well after searching the web and Youtube, there are absolutely no tutorials on how to do this. I feel a bit embarrassed to ask but I've only driven automatics. I've recently started to have an interest in learning how to properly drive manual.


2015 Dodge Challenger V-6
The V-6 Challenger is available in SXT and SXT Plus guise. We spent a couple of hours trolling the roads around Portland in the latter to get acquaintedâor rather, reacquaintedâwith the softer side of the Challenger.


2015 Dodge Challenger V-6
Particularly when ordered with the Super Track Pak features, the V-6 Challenger offers more go than ever before. Yes, itâs still more about the show, and itâs not as fun as the V-8 cars, but itâs no longer best left to rental fleets.


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FREE 3-Day SHIPPINGdetails... Shipping is free via UPS Ground or 3-Day Select for orders of $25 or more (excludes transmissions). If the transit time using UPS Ground Shipping will exceed 3 days to your location, we will upgrade the shipping service to UPS 3-Day Select, at no cost to you. Free shipping is available within the continental U.S. only. Shipping charges will apply to all other destinations.


Paddle shifting
Trim?: R/T Classic. Color?: Redline Red. Transmission?: Auto. I own a 2013 Dodge challenger with the 8 speed automatic transmission. From what I know, using the paddle shifters over and over agin is extremely bad for the transmission, but I find it way better to put the car in sport mode and shift when I need to.


2015-2017 Dodge Charger: Upgrading the Muscle Sedan
The primary upgrades to the Dodge Charger for the 2015 model year were upgraded electronics (more gadgets) and a transmission upgrade for V8s. The Charger also boasted a new shifter, which feels like a traditional type; it has a secondary gate for manual-override shifting (paddle shifters are also standard on R/T, optional on SXT).


How to Exercise After a Miscarriage
Exercise can be one of the ways that you combat depressive feelings following a miscarriage, as well as helping you get into shape so you have a better chance at a successful pregnancy. Talk to your doctor about specific exercise that will help you recover from your miscarriage. miscarriage can be a devastating event in any woman's life. The trauma of losing a pregnancy and experiencing the medical procedures that often follow a miscarriage can cause you to feel both physical and emotional pain.


Miscarriage - Topic Overview
A miscarriage is the loss of a pregnancy during the first 20 weeks. It is usually your body's way of ending a pregnancy that has had a bad start. The loss of a pregnancy can be very hard to accept.You may wonder why it happened or blame yourself. miscarriage is the loss of a pregnancy during the first 20 weeks. It is usually your body's way of ending a pregnancy that has had a bad start. The loss of a pregnancy can be very hard to accept.


Pregnancy and Miscarriage
Font Size. A. A. A. A miscarriage is the loss of a baby before the 20th week of pregnancy. According to the March of Dimes, as many as 50% of all pregnancies end in miscarriage -- most often before a woman misses a menstrual period or even knows she is pregnant.About 15% of recognized pregnancies will end in a miscarriage.ont Size. A. A. A. A miscarriage is the loss of a baby before the 20th week of pregnancy. According to the March of Dimes, as many as 50% of all pregnancies end in miscarriage -- most often before a woman misses a menstrual period or even knows she is pregnant.


3 Ways to Safely Exercise after a Miscarriage
When starting an exercise routine after a miscarriage, it is very important to keep a close eye on your heart rate. Your heart rate is an indicator of how difficult the exercise is. Working too hard can result in internal bleeding or more damage to organs that may have undergone trauma during the miscarriage.f you have suffered a miscarriage, your doctor may recommend starting an exercise routine both for improved physical condition and as a way to spend some time focused on yourself. Below are three ways to safely exercise if you have just suffered a miscarriage.


How to Exercise After a Miscarriage
A miscarriage can be a devastating event in any woman's life. The trauma of losing a pregnancy and experiencing the medical procedures that often follow a miscarriage can cause you to feel both physical and emotional pain. miscarriage can be a devastating event in any woman's life. The trauma of losing a pregnancy and experiencing the medical procedures that often follow a miscarriage can cause you to feel both physical and emotional pain.


Understanding Miscarriage -- Prevention
However, not all miscarriages are caused by genetic abnormalities. If you have had a miscarriage, work with your health care provider to determine the reason for your miscarriage, if possible, and to plan a future pregnancy.A healthy lifestyle before and during pregnancy may help.Here are some tips that may help prevent miscarriage:f you have had a miscarriage, work with your health care provider to determine the reason for your miscarriage, if possible, and to plan a future pregnancy. A healthy lifestyle before and during pregnancy may help. Here are some tips that may help prevent miscarriage:


Understanding early miscarriage
An early miscarriage is the loss of a pregnancy in the first 12 weeks (NICE 2013) . Sadly, early miscarriages are very common. It's perfectly possible to have a miscarriage before you even realise you're pregnant.ost miscarriages happen in the first 12 weeks of pregnancy (NHS Choices 2013) . Miscarriage at any stage of pregnancy can be a terrible blow. Even if it happens very early on in pregnancy, it's only natural that it comes as a shock. Don't feel you're not allowed to grieve over your loss.


3 Ways to Safely Exercise after a Miscarriage
If you have suffered a miscarriage, your doctor may recommend starting an exercise routine both for improved physical condition and as a way to spend some time focused on yourself.Below are three ways to safely exercise if you have just suffered a miscarriage.f you have suffered a miscarriage, your doctor may recommend starting an exercise routine both for improved physical condition and as a way to spend some time focused on yourself. Below are three ways to safely exercise if you have just suffered a miscarriage.


Miscarriage
Factors that are not proven to cause miscarriage are sex, working outside the home (unless in a harmful environment) or moderate exercise. For women in their childbearing years, the chances of having a miscarriage can range from 10-25% , and in most healthy women the average is about a 15-20% chance.1  An increase in maternal age affects the chances of miscarriage. 2  Women under the age of 35 yrs old have about a 15% chance of miscarriage. An increase in maternal age affects the chances of miscarriage. 2  Women under the age of 35 yrs old have about a 15% chance of miscarriage. 3  Women who are 35-45 yrs old have a 20-35% chance of miscarriage. 4  Women over the age of 45 can have up to a 50% chance of miscarriage.


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Julie -. I specifically asked that question after my miscarriage 1.5 weeks ago, and my doc told me I could exercise no problem. I thought it might be like after having a baby, and that exercising might prolong the bleeding, but they said it wouldn't.And, it hasn't... specifically asked that question after my miscarriage 1.5 weeks ago, and my doc told me I could exercise no problem. I thought it might be like after having a baby, and that exercising might prolong the bleeding, but they said it wouldn't.


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CFPB Consumer Laws and Regulations TILA CFPB June 2013 TILA 66 date of the last regulatory examination of the financial institution, to as far back as 1969, depending on when loans were made, when violations were identified, whether the violations were repeat violations, and other factors.


AGENCY:
CFPB Consumer Laws and Regulations TILA CFPB June 2013 TILA 1 Truth in Lending 1 The Truth in Lending Act (TILA), 15 U.S.C. 1601 et seq., was enacted on May 29, 1968, as title I of the Consumer Credit Protection Act (Pub.


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General rule. Section 226.14(c) requires disclosure of the corresponding annual percentage rate for each periodic rate (under Â§ 226.7(d)). It is figured by multiplying each periodic rate by the number of periods per year. This disclosure is like that provided on the initial disclosure statement.


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CFPB Consumer Laws and Regulations TILA CFPB June 2013 TILA 64 increases in annual percentage rates imposed based on factors that are not specific to the consumer, such as changes in market conditions or the issuerâs cost of funds.


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14(a) General rule. 1. Tolerance. The tolerance of 1;8 of 1 percentage point above or below the annual percentage rate applies to any required disclosure of the annual percentage rate. The disclosure of the annual percentage rate is required in Â§Â§ 226.6, 226.7, 226.9, 226.15, 226.16, and 226.26.


Real Estate Financing and Investing/Truth-in-Lending Law
Regulation Z applies to a person (or business) who is classified as a creditor. A creditor is one who regularly extends consumer credit that is either subject to a finance charge or is payable in more than four installments.


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CFPB Consumer Laws and Regulations TILA CFPB June 2013 TILA 67 1026.23(a)(3) to mean the required disclosures of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations referred to in section 1026.32(c) and (d) and 1026.35(e)(2).


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CFPB Consumer Laws and Regulations TILA CFPB June 2013 12 Finance Charge Chart FINANCE CHARGE = DOLLAR COST OF CONSUMER CREDIT: It includes any charge payable directly or indirectly by the consumer and imposed directly or indirectly by the creditor as a condition of or incident to the extension of credit.


Real Estate Financing and Investing/Truth-in-Lending Law
(Note: this includes brokers, professionals and craftsmen as will as financial intermediaries, unless exempt.) The APR is the yearly cost of credit stated to the nearest one-eighth of 1 percentage point in regular transactions and the nearest one-fourth of 1 percentage point in irregular transactions.


Real Estate Financing and Investing/Truth-in-Lending Law
Real Estate Financing and Investing/Truth-in-Lending Law. From Wikibooks, open books for an open world. The National Consumer Credit Protection Act, referred to as the Truth-in-lending Act, became effective July 1,1969. Regulation Z, published by the Federal Reserve System to implement this law, requires lenders to make meaningful credit disclosures to individual borrowers for certain types of consumer loans. The regulation also applies to all advertising seeking to promote credit.


What Causes Floods?
Water is important to sustain life. But what happens when there's an overflow of water and it hampers life? You must be well acquainted with the phrase, 'water, water everywhere but not a drop to drink', well that's exactly what a flood is all about.


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Causes of flooding. A flood occurs when a river bursts its banks and the water spills onto the floodplain. Flooding tends to be caused by heavy rain: the faster the rainwater reaches the river channel [river channel: The part of the river that holds the water. ], the more likely it is to flood.


What Causes Floods?
Flooding occurs due to the displacement of a huge amount of water as a result of natural reasons. However, rain is not the only cause of a flood. They can also be caused due to significant and unexpected events like breakage of dams. These are termed as.


What Causes Floods?
Floods are the most common and widespread natural disasters that affect millions of people the world over. A flood, simply defined, is the inundation of relatively dry or low-lying areas by excess water.


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A flood is caused by a combination of heavy rainfall. causing river / oceans to over flow their banks, and can. happen at any time of the year, not just in the winter. Floods generally develop over a period of. days, when there is too much rainwater to fit. in the rivers and water spreads over the land.


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These âflash. floodsâ occur with little or no warning and. cause the biggest loss of human life than any. other type of flooding. Coastal areas are also at risk from sea. flooding, when storms and big waves bring. seawater onto the land. The worst cases of flooding may occur if there is a combination of.


Anti Inflammatory Foods & Vitamins that Reduce Body Inflammation
In future issues, weâll explore the topic further, because inflammation really is a health factor that cannot be ignored. In the meantime, remember to take your recommended supplements and eat your fruits, vegetables, spices, and wild-caught fish â the best inflammation fighters known to date.


Foods that fight inflammation
Consider fish-oil supplements. They can cut inflammation, although a 2013 study found that if a diet is too high in omega-6 fatty acids (found in processed foods and vegetable oil), fish-oil supplements may spur inflammation.


Foods that fight inflammation
14 Foods That Fight Inflammation. Inflammation is part of the body's immune response; without it, we can't heal. But when it's out of controlâas in rheumatoid arthritisâit can damage the body. Plus, it's thought to play a role in obesity, heart disease, and cancer. Foods high in sugar and saturated fat can spur inflammation.


9 Supplements for Arthritis
But more natural medicines are being put to the test in well-designed clinical trials. Here are nine supplements that are backed by science and shown to be effective in the treatment of rheumatoid arthritis (RA), osteoarthritis (OA) and arthritis-related conditions.


Anti Inflammatory Foods & Vitamins that Reduce Body Inflammation
And doses of vitamin C found in most multivitamins tend to be low, so additional supplements are a good idea. Vitamin C is water-soluble. That means any excess is flushed from the body in the urine and thereâs no danger of overdosing. I recommend 2,000 to 4,000 mg daily, in divided doses throughout the day.


10 Best Anti-Inflammatory Supplements
Anti-Inflammatory Supplements: 10 That Really Work. Inflammation â pain, swelling, redness and heat â is a double-edged sword. This immunity-mediated process is crucial when you have an injury. It helps your body fight infection and clear away damaged tissue. But inflammation can become a chronic condition if your body fails to shut off this reaction, or activates it when there is no apparent trigger. Luckily, a few anti-inflammatory supplements can help save the day. Inflammation can last for years. It can target a particular area â like your skin, sinuses, prostate, bladder or gums. (Any diagnosis that ends with â-itisâ is an inflammatory condition.) Inflammation can become a body-wide condition.


Anti Inflammatory Foods & Vitamins that Reduce Body Inflammation
Personally, I like to make a refreshing anti-inflammatory âteaâ using hot water, a few slices of ginger root (available in most supermarkets), and raw, organic honey. Of course, you can also use the spice or fresh root in cooking. Ginger is available in supplement form, too.


Anti Inflammatory Foods & Vitamins that Reduce Body Inflammation
Imagine discovering that one of your best friends is a traitor. This person, who youâve trusted for years, is suddenly doing terrible things behind your back â things that could make you very, very sick. That scenario describes inflammation.


Death of a Beach Boy
He was 20 then, and he had plenty of time. But Dennis, the only real surfer in the Beach Boys supergroup, never stopped living the adolescent fantasy he helped immortalize in classic hits like Surfin USA, Little Deuce Coupe and Help Me Rhonda fast cars, easy chicks, perfect waves and endless summers.


Death of a Beach Boy
As the Beach Boys' music went into eclipse in the late'60s, Dennis seemed increasingly to turn his energy against himself. There were the failed marriages; a disappointing film debut, Two-Lane Blacktop in 1971; sloppy performances during the band's road revival in the mid-'70s and a cranky detachment from touring.


Are the beach boys dead?
exists and is an alternate of . Two of the original Beach Boys, Carl Wilson and Dennis Wilson, are dead. Dennis Wilson died in a drowning accident in 1983, and Carl Wilson died of cancer in 1998. The other original members of the band (Brian Wilson, Alan Jardine, Mike Love and David Marks) are still alive, as are three members who joined the group later (Bruce Johnston, Blondie Chaplin and Ricky Fataar).


Death of a Beach Boy
Dennis' death brought together though briefly and acrimoniously long-split factions in the Beach Boys' extended family. At a 30-minute funeral service at an Inglewood, Calif. cemetery chapel three days after the drowning were his mother, Audree, the band members and close associates.


Original Beach Boys members may reunite
But I am happy that now my son Christian is in the group.. The Beach Boys were originally formed by Brian Wilson, his brothers Carl and Dennis, their cousin Mike Love, and friend Al Jardine. Dennis died in 1983, Carl in 1998, but Jardine still performs as a member of Brian Wilson's band.


You're fired! Three Beach Boys founding members dumped by the band's frontman Mike Love... via PUBLIC statement
Three of the founding members of the Beach Boys have been unceremoniously dumped midway through their UK tour. Brian Wilson, Al Jardine and David Marks were informed of the news via a statement issued by Mike Love - the band's frontman and Wilson's cousin - that the tour would be continuing without them. Their places will be filled by Bruce Johnston - a second generation member - and a selection of session musicians.


Original Beach Boys members may reunite
That was not a fun time for us. The Beach Boys were originally formed by Brian Wilson, his brothers Carl and Dennis, their cousin Mike Love, and friend Al Jardine. Dennis died in 1983, Carl in 1998, but Jardine still performs as a member of Brian Wilson's band.


Material Safety Data Sheet- Lithium Hydroxide Monohydrate
A system of local and/or general exhaust is recommended to keep employee exposures below the Airborne Exposure Limits. Local exhaust ventilation is generally preferred because it can control the emissions of the contaminant at its source, preventing dispersion of it into the general work area.


1,2-Dichlorobenzene
It is mainly used as a precursor to 1,2-dichloro-4-nitrobenzene, an intermediate in the synthesis of agrochemicals. In terms of niche applications, 1,2-dichlorobenzene is a versatile, high-boiling solvent. It is a preferred solvent for dissolving and working with fullerenes.


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What are some products that contain paradichlorobenzene Mothballs containing paradichlorobenzene are solids that turn into toxic gas that kills moths. In 2010, there are over thirty products registered with the U.S. Environmental Protection Agency that contain paradichlorobenzene.


Capsaicin
If any ex-posures occur, be sure to follow the First Aid instructions on the product label carefully. For additional treatment advice, contact the Poison Control Center at 1-800-222-1222. If you wish to discuss a pesticide problem, please call 1-800-858-7378. How does paradichlorobenzene work The vapor of paradichlorobenzene is toxic to insects. In humans and other animals, paradichlorobenzene is broken down in the body to form other compounds that may be harmful to cells or organs such as the liver.


1,4-Dichlorobenzene
Under California's Proposition 65, p-DCB is listed as known to the State to cause cancer. A probable mechanism for the carcinogenic effects of mothballs and some types of air fresheners containing p-DCB has been identified.


1,4-Dichlorobenzene
For the act of killing a parent, see Parricide. 1,4-Dichlorobenzene (p-DCB or para-dichlorobenzene, sometimes abbreviated as PDB or para) is an organic compound with the formula C 6 H 4 Cl 2. This colorless solid has a strong odor.