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Time4Learning helps improve critical skills through structured lessons and activities that correlate to the educational standards that standardized tests are built around. With Time4Learning, children learn at their own pace, and can work within various levels for reinforcement and challenges.


Testing
Prepare your Student. The test will have questions ranging from below the testing grade level to well above grade level, so it is important for your child to understand that you do not expect him to know all the answers.


Testing
Keep the Results in Perspective. Even if your child doesnât do as well as you might expect, think of the test or evaluation as simply a tool to assess progress, to let you know the areas in which he is doing well and the areas in which you may need some work.


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We can do the same for you. Middle Market Businesses. Multinational and Global Corporations. We can make business travel much easier, more efficient and less stressful for you and your travelers. We combine big company resources with flexible services, products and pricing to suit your needs and your budget.


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Today, American Express is a global payments company.The attributes that today are the hallmarks of the American Express brand -- trust, integrity, security, quality, customer service -- all have their roots in this compelling story.


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1 Vote for American Express Global Business Travel, nominated for North America's Leading Travel Management Company. 2  American Express Global Business Travel Tops Business Travel News' 2014 Corporate Travel 100 List. 3  American Express Meetings & Events Releases New Study Exploring Meetings in Emerging Africa.


History of McDonald's
Serious problems were developing in the core American Express Card business. Despite the introduction in 1987 of a new revolving credit product in the United States, the companyâs share of the U.S. card market fell during the late 1980s and early 1990s.


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With over 100 years of corporate travel experience and a data repository representing more than $100 billion of annual travel expense spend * , American Express Global Business Travel is enabling companies and empowering travelers with insights, connections and service through technology, information and global scale.


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During 1938 and 1939, as the prospect of another world war loomed over Europe, there was still a sizable group of longtime American Express managers and employees who had worked for the company 25 years before, during World War I.


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INNOVATION AND EXPANSION In 1882, American Express launched the money order business, which proved an almost instant success. The company introduced the worldâs first travelerâs cheque in 1891 and within ten years was selling more than $6 million in cheques annually.


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Because we process billions of dollars in business travel services every year, we gain access to negotiated rates, amenities and unique perks from suppliers all over the world â all of which you can access by partnering with us.


#NavigateYourGreat is about personal discovery. Plotting a course to your most extraordinary life, both personally and professionally.
most extraordinary life, both personally and professionally. At American Express Global Business Travel (GBT), our global presence and market-leading solutions. mean an endless number of possibilities that can help you reach your career destination.


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THE CARD ERA American Express issued its first charge card in 1958. Within five years, more than 1 million cards were in use at approximately 85,000 establishments within and outside the United States.


How Much Does Medical Billing Pay?
The average pay here was $31,770 per year or $15.28 an hour, on average. The BLS reports that the second-largest number of billing clerks -- 46,540, or nearly 10 percent of the total -- worked in general hospitals.These medical billers earned a mean income of $33,840 a year or $16.27 an hour.The average for medical billing clerks at all types of hospitals was $33,900 a year or $16.30 an hour. Related Reading: Medical Coding & Billing Explained in Detail.he average pay here was $31,770 per year or $15.28 an hour, on average. The BLS reports that the second-largest number of billing clerks -- 46,540, or nearly 10 percent of the total -- worked in general hospitals.


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For example the median expected annual pay for a typical Medical Billing Clerk in the United States is $17 an hour, so 50% of the people who perform the job of Medical Billing Clerk in the United States are expected to make less than $17.Source: HR Reported data as of October 2015. 1  Salary.2  Salary + Bonus.3  Benefits.or example the median expected annual pay for a typical Medical Billing Clerk in the United States is $17 an hour, so 50% of the people who perform the job of Medical Billing Clerk in the United States are expected to make less than $17. Source: HR Reported data as of October 2015. 1  Salary. 2  Salary + Bonus. 3  Benefits.


How Much Does Medical Billing Pay?
Insurance Companies. Some medical billing clerks work for insurance companies and employee benefit funds. The 730 billing clerks in this sector earned a mean annual wage of $42,840 a year or $20.59 an hour as of May 2011, according to the Bureau of Labor Statistics.he average pay here was $31,770 per year or $15.28 an hour, on average. The BLS reports that the second-largest number of billing clerks -- 46,540, or nearly 10 percent of the total -- worked in general hospitals.


How Much Does Medical Billing Pay?
Hospitals. The BLS reports that the second-largest number of billing clerks -- 46,540, or nearly 10 percent of the total -- worked in general hospitals. These medical billers earned a mean income of $33,840 a year or $16.27 an hour.The average for medical billing clerks at all types of hospitals was $33,900 a year or $16.30 an hour. Related Reading: Medical Coding & Billing Explained in Detail.he average pay here was $31,770 per year or $15.28 an hour, on average. The BLS reports that the second-largest number of billing clerks -- 46,540, or nearly 10 percent of the total -- worked in general hospitals.


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Experience. Experienced medical clerks earn the highest salaries with an average range between $20,449 and $56,010 for those with 20 years or more in the position. A medical records clerk with one to four years on the job earns an average salary of $20,400 to $30,490.Medical records clerks must continue to learn new technologies and skills to remain proficient in the job.xperienced medical clerks earn the highest salaries with an average range between $20,449 and $56,010 for those with 20 years or more in the position.


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Experienced medical clerks earn the highest salaries with an average range between $20,449 and $56,010 for those with 20 years or more in the position.A medical records clerk with one to four years on the job earns an average salary of $20,400 to $30,490.Medical records clerks must continue to learn new technologies and skills to remain proficient in the job.xperienced medical clerks earn the highest salaries with an average range between $20,449 and $56,010 for those with 20 years or more in the position.


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Women comprise the majority of Medical Records Clerks in the United States. Individuals in this line of work make around $12.15 per hour on average. Pay generally varies between $9.61 per hour and $15.63.Compensation for this group is mainly affected by residence, but the specific employer and experience level are influential factors as well.ndividuals in this line of work make around $12.15 per hour on average. Pay generally varies between $9.61 per hour and $15.63. Compensation for this group is mainly affected by residence, but the specific employer and experience level are influential factors as well.


How much money does an accounting clerk earn?
How much money does an accounting clerk earn? According to the Bureau of Labor Statistics, mean compensation for accounting clerks is $16.36 per hour or $34,030 per annum.Annual Survey Data from Robert Half suggests acco â¦ unting clerks earn between $28,500 and $38,000 per year.ccording to the Bureau of Labor Statistics, mean compensation for accounting clerks is $16.36 per hour or $34,030 per annum. Annual Survey Data from Robert Half suggests acco â¦ unting clerks earn between $28,500 and $38,000 per year.


Engineering technologist
Engineering technologist. Not to be confused with Engineering technician. An engineering technologist is a specialist dedicated to the development, design, and implementation of engineering and technology. Engineering technology education is more of a broad specialized and applied engineering education. Engineering Technologists often work under traditional engineers.


Difference between Science, Engineering and Technology
The discipline of engineering is to a great degree expansive, and includes a scope of more particular fields of designing, each with a more particular accentuation on specific zones of connected science, technology and sorts of utilization.


The Difference Between Science, Engineering, and Technology
The Difference Between Science, Engineering, and Technology. Science, Engineering, and Technology are often confused with each other. All three are closely related but mean different things. In this post, we have tried to bring out the differences between science, engineering, and technology. As per the quote, we can observe that science is a study of the natural world while Engineering is creating new things based on that study.


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Answer   the differences between engineering and technology and science     Science:   - a knowledge based on observed facts and tested thrusts arranged in aâ¦n ordered system and has already been validated and communicated to each other.


Difference between Science, Engineering and Technology
Difference between Science, Engineering and Technology. Difference between Science, Engineering and Technology. Science, engineering and technology likewise impact and are affected by society. Our human qualities, needs, or issues regularly figure out what questions scientist examine and what issues engineers tackle.


What is the difference between engineering and technology?
Engineering is the process of putting things together to get a desired outcome, technology is engineering that has been proven to work over and over again. Technology is always improving due to the advances in Engineering. Engineering is creation of a new facility,machinery or establishment to produce goods,materials and life needs. Hence it is detailing and creating hence should include design,procurement,construction and start-up.


How to Plant Tulips Outside After They Bloom in Pots
1 Transplant tulip bulbs as soon as frost danger has passed in spring. 2  You can also transplant six weeks before the first fall frost, but you have to store the bulbs in a cool, dry place for the summer.3  Once transplanted, tulips require minimal care because the bulbs are dormant.t may take two years before transplanted tulips bloom again after growing in pots. Tulips do require cold winters with at least two months of temperatures below 40 degrees Fahrenheit to flower. In climates with mild winters, you should choose low-chill varieties like Tulipa bakeri.


How to Transplant a Tulip Plant From a Pot
Enjoy your potted tulips in your garden. Potted tulips make a cheerful display on a patio, deck or even indoors. Often given as gifts during spring holidays such as Easter and Mother's Day, they brighten up any corner of your living space or garden. Once the blooms fade, don't toss the bulbs out with the pot.arnings. 1  Do not try to transplant the bulbs while the tulips are still in bloom. 2  Plant the bulbs in the ground before the first hard frost of the winter is expected.


How to Transplant a Tulip Plant From a Pot
Warnings. 1  Do not try to transplant the bulbs while the tulips are still in bloom. 2  Disturbing the bulbs before the foliage dies off can cause the bulb to die or at the very least, fail to produce flowers the next year. 3  Plant the bulbs in the ground before the first hard frost of the winter is expected.arnings. 1  Do not try to transplant the bulbs while the tulips are still in bloom. 2  Plant the bulbs in the ground before the first hard frost of the winter is expected.


How to Plant Tulips Outside After They Bloom in Pots
Forcing uses up a lot of the plant's energy, but it's still possible to transplant the used bulbs outdoors for future blooming. It may take two years before transplanted tulips bloom again after growing in pots.Tulips do require cold winters with at least two months of temperatures below 40 degrees Fahrenheit to flower. In climates with mild winters, you should choose low-chill varieties like Tulipa bakeri.t may take two years before transplanted tulips bloom again after growing in pots. Tulips do require cold winters with at least two months of temperatures below 40 degrees Fahrenheit to flower. In climates with mild winters, you should choose low-chill varieties like Tulipa bakeri.


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Once the weather heats up, the leaves will die off. Then you can plant the bulbs in the ground, or wait and plant them in the fall. Plant only bulbs that are firm and odorless. The tulips might not bloom next year, but they may the second or third year. If you try this, make it for the sake of experimenting.Donât base next yearâs spring display around it.nswer: Potted tulips can be very difficult to get to rebloom. They have usually been raised in a greenhouse and treated with fertilizers and hormones to get them to bloom on time for specific holidays and spring sales. As the tulips continue to bloom, keep the pot in a cool area.


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Then you can plant the bulbs in the ground, or wait and plant them in the fall. Plant only bulbs that are firm and odorless. The tulips might not bloom next year, but they may the second or third year.If you try this, make it for the sake of experimenting. Donât base next yearâs spring display around it.nswer: Potted tulips can be very difficult to get to rebloom. They have usually been raised in a greenhouse and treated with fertilizers and hormones to get them to bloom on time for specific holidays and spring sales. As the tulips continue to bloom, keep the pot in a cool area.


How to Transplant Easter Lilies
3. Wait until the last bloom. Wait to transplant until your Easter lily has lost its last bloom. Keep a daily eye on the plant to note when this happens. 4. Take your lily outside. Once the weather is warm and ground is warm, and the threat of frost has passed, you can plant your lily outside.ou can now place your Easter lily in the soil. Plant it as deep as the length of the pot it was in. You may want to add an inch or two on top of that as well. Fill the dirt in gently but thoroughly around the base/roots of the plant. 8.


How to Transplant a Tulip Plant From a Pot
1. Watch your potted tulips carefully. Stop watering the plant once the foliage begins to turn brown, and wait for the foliage to die back completely. During this process, the foliage transfers nutrients to the bulb, where it will be stored until the following spring.arnings. 1  Do not try to transplant the bulbs while the tulips are still in bloom. 2  Plant the bulbs in the ground before the first hard frost of the winter is expected.


Background Check Process
1. State Police Background Check. The State Police Background Check is initiated during the candidatesâ visits to campus for the interview. Instructions are provided both on this page and in information about the Interview process.


Whoâs most likely to fail a background check?
âPeople do that because they donât have confidence in themselves, so they want to make themselves look better,â he says. âThatâs true misrepresentation of who you are, and thatâs unacceptable.â. Even the smallest of lies can trip up a job hunter.


Whoâs most likely to fail a background check?
Whoâs Most Likely to Fail the Background Check? If youâre working in construction, thereâs a good chance youâre laboring next to someone with a criminal past. But if youâre working in the nonprofit sector, youâre more likely to be sitting next to someone who has lied about his education.


Background Check Process
TrueScreen will contact the candidate directly by email with login instructions to authorize the background check. Once authorized by the candidate, the investigation starts immediately, is conducted by a third party vendor, and may take up to 10 days to complete.


Background Check Process
âI am pleased to extend a conditional offer of employment as (position) in the Department of ___ at the salary or hourly rate of _____. Your projected start date will be _____________. This offer will become final upon the timely and successful completion of the required background checks.


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Further, the FCRA allows individuals to dispute the accuracy of information in their background reports with the background check companies. After disputing inaccurate information in a report, the background check companies have a number of obligations to fulfill in conducting an investigation for the dispute. If the background check company cannot verify the disputed information, they must remove it from the background report.


How long does a background check take?
If a criminal background report includes an FBI background check, then you may add 30 days to the whole process as well. Another way of conducting background check is by hiring a private investigator who will be the one to gather information for you. Yes, this is great for those who do not have the time and effort to give but of course, you need to assign huge amount of money for it to pay the service of the investigator.


The Company Truescreen did an employment background check containing criminal information that does not pertain to me
The Company Truescreen did an employment background check containing criminal information that does not pertain to me. San Diego, CA | September 9, 2014 7:43pm.


Whoâs most likely to fail a background check?
âPeople will lie about the degree they have,â says Jason Morris, president of employeescreenIQ. âTheyâre going for a position in finance so they say they have a finance degree when they have a business degree.â Morris says heâll catch that lie. âItâs very simple to check someoneâs major,â he says.


Your pregnancy: 36 weeks
36 weeks: Your baby is about the size of a head of romaine lettuce. Your not-so-little lettuce now measures more than 18 1/2 inches from head to heel and weighs almost 6 pounds (and is still packing it on at a rate of about an ounce a day).


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10 Weeks Pregnant. Baby: Your baby is still small but looks and acts like a baby. Arms and legs are longer and can bend at the elbows and knees. Mom-to-be: Once the size of your fist, your uterus is now the size of a grapefruit.


Week Eleven: Neurons multiply
By the 10th week of pregnancy, the crown to rump length of your growing baby is about 1. 5 inches (35mm). The baby weighs close to 0. 18 ounce (5g) and is the size of a small plum. 1  The fetus CRL is about 1. 5 inches (35mm) in size.


How big would the uterus be at 11 weeks pregnant? (second pregnancy) as in fruit size?
At 11 weeks, your fetus is about the size of a lime (fitting in the palm of your hand), so the uterus is probably not too much bigger. Right now, it should just be peaking up over your pelvic bone, but you may be showing a bit more because it is not your first pregnancy.


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During your 11th week of pregnancy, your baby-to-beâs body still may look a little strange. At this point in development the head makes up nearly half of his body size. Donât worry, in the next few weeks the rest of his body will catch up.


How big would the uterus be at 11 weeks pregnant? (second pregnancy) as in fruit size?
At 11 weeks, your fetus is about the size of a lime (fitting in the palm of your hand), so the uterus is probably not too much bigger.


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9 Weeks Pregnant. Baby: Your baby is about the size of a peanut. The head is more erect, and the neck is more developed. During an ultrasound, you might see how your baby moves, even though you can't feel it yet.


Pregnancy Week 19
Week 19. Your baby is now about the size of a mango. His legs are now longer than his arms, and he'll start giving you hello jabs at regular intervals, which you may be able to feel if this is your second or third pregnancy. First-time moms still might not feel anything for a few more weeks.


Classical Conditioning
During this stage a stimulus which produces no response (i.e., neutral) is associated with the unconditioned stimulus at which point it now becomes known as the conditioned stimulus (CS). 1  For example, a stomach virus (UCS) might be associated with eating a certain food such as chocolate (CS).


Gestalt psychology
Gestalt psychology was a forerunner to modern cognitive psychology. It is distinct from gestalt psychotherapy. Problem solving. Gestalt psychologists were the first to study problem solving in humans and apes.


Gestalt psychology
Gestalt psychology. Gestalt psychology is a theory of mind and brain formed in Berlin early in the 20th century. The idea is that the brain sees things as a whole. The gestalt effect is most clear with sight. We recognise figures and whole forms, not just a collection of lines and curves. In psychology, gestaltism is often opposed to structuralism. The phrase The whole is greater than the sum of the parts is often used when explaining Gestalt theory. A better wording is : The whole is different from the parts.


Gestalt psychology
Generally, both Wertheimer and Duncker preferred the broader term 'productive thinking' to 'problem solving', but it is not used much now. 1  German: Gestalt â essence or shape of an entity's complete form. 2  David Hothersall 2004. 3  Boring Edwin G. 1950. 4  Boeree, C. George 2000. 5  Petermann, Bruno 1932.


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Define humanistic psychology. humanistic psychology synonyms, humanistic psychology pronunciation, humanistic psychology translation, English dictionary definition of humanistic psychology. n an approach to psychology that emphasizes emotions and the better understanding of the self in terms of observation of oneself and one's relations with others


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Emotionally-focused therapy is an integrated multiple-ground theory that embraces both the individual and the relational system (Johnson, 2004a): drawing upon general systems theory, cybernetics, structural family therapy, Attachment Theory, humanistic psychology, and neurobiology (Burgess Moser & Johnson, 2008; Greenberg & Johnson, 1988; Greenberg & Paivio, 1997; Johnson, 1996).


humanistic psychology
humanistic psychology. humanistic psychology n (Psychology) an approach to psychology that emphasizes emotions and the better understanding of the self in terms of observation of oneself and one's relations with others.


"""Conditions Of Worth Carl Rogers"" Essays and Research Papers"
CARL ROGERS, considered the founder of humanistic psychology, was born in Oak Park, Illinois, on January 8, 1902. Then along came humanistic psychology, led by people like Carl Rogers, who was the most influential psychologist of the 20th century.


Average Temperatures in Jackson Hole
Summer Weather in Jackson Hole. Although best known for winter, summer in Jackson Hole is equally as popular among visitors and locals alike. Temperatures are perfectly mild, ranging from the low 40s to low 80s Fahrenheit on a warm day. Evenings tend to cool off, often requiring a sweatshirt or jacket, while days are pure mountain summer bliss.


Jackson Township, New Jersey
Jackson, Wyoming, gets 16 inches of rain per year. The US average is 37. Snowfall is 75 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 99. On average, there are 215 sunny days per year in Jackson, Wyoming. The July high is around 82 degrees.


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1 The highest monthly average temperature in Jackson for July is 63 degrees. 2  The lowest monthly average temperature in Jackson for January is 14 degrees.  The most monthly precipitation in Jackson occurs in August with 0.3 inches.


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1 The lowest monthly average temperature in Jackson for January is 14 degrees. 2  The most monthly precipitation in Jackson occurs in August with 0.3 inches. 3  The air quality index in Jackson is 19% better than the national average.  The pollution index in Jackson is 87% better than the national average.


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1 The lowest monthly average temperature in Jackson for January is 14 degrees. 2  The most monthly precipitation in Jackson occurs in August with 0.3 inches.  The air quality index in Jackson is 19% better than the national average.


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Jackson Average Weather. 1  The highest monthly average temperature in Jackson for July is 63 degrees. 2  The lowest monthly average temperature in Jackson for January is 14 degrees.  The most monthly precipitation in Jackson occurs in August with 0.3 inches.


Average Annual Temperatures in Wyoming
Average Annual Temperatures in Wyoming. Average annual temperatures for cities, towns, parks and lakes throughout Wyoming are listed below in degrees Fahrenheit and Celsius. The tables give the normals for maximum and minimum yearly temperatures based on weather data collected from 1981 to 2010. You can jump to a separate table for each region of the state: Northwest, Southwest, North - Central, Northeast and Southeast Wyoming.


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1 The highest monthly average temperature in Jackson for July is 63 degrees. 2  The lowest monthly average temperature in Jackson for January is 14 degrees. 3  The most monthly precipitation in Jackson occurs in August with 0.3 inches.  The air quality index in Jackson is 19% better than the national average.


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Jackson Hole temperatures vary widely from season to season. It's best to know and come prepared. The following graph displays average temperatures for Jackson Hole. Spring in Jackson Hole is a transitional season. As the snow begins to melt, river runoff begins to ramp up.


Average Temperatures in Jackson Hole
The following graph displays average temperatures for Jackson Hole. Spring Weather in Jackson Hole. Spring in Jackson Hole is a transitional season. As the snow begins to melt, river runoff begins to ramp up.


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Universal life is a form of permanent insurance. This type of insurance provides the security of a guaranteed death benefit. However unlike whole life policies, universal life accumulates a return on a portion of the paid premiums. After you pass, the benefit is paid to your beneficiaries tax-free. One of the many benefits of universal life is its flexibility.


What Is Guaranteed Universal Life Insurance?
Guaranteed UL policies give you death benefits that you can depend on. Even if the cash value drops significantly, or there is no cash value remaining in the cash value account, the policy will remain in force. This is significant because, ordinarily, insurance costs are deducted from the cash value.


What Is Guaranteed Universal Life Insurance?
Guaranteed universal life insurance is a particular type of life insurance that offers a guarantee on the death benefit proceeds of the policy. A guaranteed universal life, called guaranteed UL, ensures that your death benefit will not terminate if there is insufficient cash value to support the death benefit.


Universal Life Insurance
Universal Life Insurance. A form of permanent life insurance coverage, universal life insurance has many similarities to whole life insurance but affords a greater degree of flexibility. With universal life insurance coverage, the policyholder can change, to an extent, the death benefit and the size and timing of the policy's premium.


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Guaranteed universal life (GUL) insurance has been generating quite a bit off buzz in recent years since it offers lifetime coverage that is more affordable than whole life or traditional universal life products. To many, this might seem like the best of both worlds â affordable premiums and lifetime coverage.


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Guaranteed universal life insurance is actually a very simple product to understand. It generally operates like a term policy offering guaranteed premiums and death benefit. What separates GUL from term life insurance is that you can customize coverage periods to last well beyond traditional term life periods.


What are Universal Life Premiums and Polices?
What is Universal Life Insurance? Universal life is a form of permanent insurance. Guaranteed universal life policies are a convenient and reliable form of final expense insurance, which typically have low face value and are purchased to cover the cost of burial and other final expenses.


Universal Life Insurance
The flexibility of universal life insurance benefits allows the insured to adjust coverage as needs change over time. Likewise, the adjustability of universal life premiums empowers the policyholder to opt for higher premiums in order to build up cash value or lower premiums with guaranteed benefits.


Acuvue Oasys for Astigmatism
I've been using Acuvue Oasys for Astigmatism now for about 3 years and will not go back to anything else. I can wear them for about 3 weeks and each day they feel like the first day. I absolutely love how they keep my eye moist and I've never been able to see as clear as I can with these.


Acuvue Oasys for Astigmatism
Best Contacts. I've been wearing Acuvue Oasys Astigmatism contacts for 20 years. I'm very please on how they feel/wear. I have worn other brands and tried hard contacts but this brand beats all the others i have tried by far. I'll never change or try any other brand again.


Save $40$94.50/ box when you buy 2 boxes after rebate
I wear them at least 12 hours each day and they are still fine at the 12 hour mark! I used to wear the advance and the oasys contacts are much better! I haven't had any problems at all and would recommend this brand. Lens.com also has the best price for the Acuvue Oasys contact lenses (and I searched around!).


ACUVUEÂ® OASYSÂ®with HYDRACLEARÂ® PLUS 24pk
Acuvue Oasys contact lenses with Hydraclear Plus provide an extremely comfortable contact lens wearing experience. These lenses have been designed to keep your eyes moist and comfortable all day long, using Hydraclear Plus technology. Even in dry conditions, you might forget you're wearing a lens at all. These Acuvue Oasys contacts come with an inside out marking so you can insert them properly every time.


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These1-2 week disposable contact lensescan be worn for 2 weeks with daily wear, or for six consecutive days and nights, under an extended wear model. Simply clean daily and replace every two weeks, or wear continuously for up to six days and replace with a fresh pair of contacts upon removal.


ACUVUEÂ® OASYSÂ®with HYDRACLEARÂ® PLUS 24pk
And with dryness-reducing Hydraclear Plus technology, these are the contact lenses for anyone looking to put down the rewetting drops and take off the glasses. Now for added convenience, you can purchase these Acuvue Oasys lenses in a year supply 24 pack.


Wearing and Caring for Contact Lenses
STEP 1: Place at least 3 drops of Biotrue multi-purpose solution on each side of lens surface and gently rub for 20 seconds. Only use fresh solution to clean and disinfect contact lenses. STEP 2: Thoroughly rinse each side of the lens for 5 seconds with Biotrue multi-purpose solution. STEP 3: Place cleaned contact lenses in the lens case and fill with fresh Biotrue multi-purpose solution.


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WHY CONTACT LENSES FOR YOU Find out about the different types of contact lenses to suit your lifestyle and vision needs. Read our top 12 reasons why contact lenses are the best choice for your vision correction. Almost anyone can wear contact lenses. Find out if there's a lens for your vision and lifestyle.


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SEE ALL ACUVUEÂ® CONTACT LENSES Find out how ACUVUEÂ® contact lenses provide clear vision with comfortable, easy to wear contact lenses. See how ACUVUEÂ® develops and uses technologies for healthy, comfortable and easy contact lens wear. Long-sighted or short-sighted.


Cat Grant
1 Cat Grant has a counterpart in the antimatter universe, home of the Crime Syndicate. 2  She is shown in Grant Morrison 's graphic novel, JLA: Earth 2. 3  She is shown to work at the Daily Planet, is bitter and mean spirited, has undergone several plastic surgery operations, and is extremely thin.


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The show should be titled Superwoman. Not Supergirl. I can see the NOW gals and the Feminists everywhere protesting this show just from the title. Itâs ridiculous to call her a girl when sheâs 24 years old.


Cat Grant
In the Comics. Cat Grant as she appears in the comics. Cat Grant first appeared in Adventures of Superman #424. She met and became friends with Clark Kent when she moved to Metropolis to be a gossip columnist at the Daily Planet following breaking up with Joe Morgan. Grant accepted an offer from Morgan Edge to become a television correspondent at Metropolis' WGBS.


Cat Grant
Catherine Cat Grant (born Mary Louise Shroger) is a reporter for the Daily Planet that temporarily replaced Lois when she left for Egypt. She became Clark Kent 's new desk partner in 2010.


Cat Grant
Catherine Jane Cat Grant is a fictional character appearing in American comic books published by DC Comics, commonly in association with Superman. Cat first appeared in Adventures of Superman #424 (January 1987) as a gossip columnist for the Daily Planet. Introduced as a potential love interest for Clark Kent, her character added a new dimension to the Clark/ Lois Lane / Superman dynamic.


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If so then this is a total screw-up of the Supergirl narrative story. She came to earth in her teens and went to high school trying to blend in the same way Clark Kent tried and she had many chances and reasons to use her super powers starting age 15.


Cat Grant
So in my first issue, in the first three pages, I set up a foil for her in Cat Grant. And Cat Grant will be a regular supporting cast member, as will Lana Lang .. Cat Grant holds a grudge against Supergirl because of her lack of respect and careless handling of a metahuman fight that left her slightly wounded.


Calista Flockhart Joins âSupergirlâ Pilot
She will play Karaâs boss Cat Grant in the project, reuniting with Brothers & Sisters executive producer Greg Berlanti. Based on the DC Comics characters, Supergirl â f rom Warner Bros. TV, studio-based Berlanti Prods. and writers/executive producers Berlanti and Ali Adler â centers on Kara Zor-El (Benoist).


Cat Grant
Cat has seemed to also develop a sort of vendetta against costumed heroes, though only one in particular: Supergirl. Cat has made it her purpose to villainize and discredit the Girl of Steel, claiming that due to her history of mistakes, she is a greater threat than the villains she tries to stop. Cat Grant in DCnU.


The Speed of Sound
(The above equation relating the speed of a sound wave in air to the temperature provides reasonably accurate speed values for temperatures between 0 and 100 Celsius. The equation itself does not have any theoretical basis; it is simply the result of inspecting temperature-speed data for this temperature range.


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Since the molecules vibrate faster, sound waves can travel more quickly. The speed of sound in room temperature air is 346 meters per second. This is faster than 331 meters per second, which is the speed of sound in air at freezing temperatures.


Sound
The speed of sound in a material, particularly in a gas or liquid, varies with temperature because a change in temperature affects the material's density. In air, for example, the speed of sound increases with an increase in temperature.


Sound
In air, for example, the speed of sound increases with an increase in temperature. At 32 Â°F. (0 Â°C.), the speed of sound in air is 1,087 feet per second (331 m/s); at 68 Â°F. (20 Â°C.), it is 1,127 feet per second (343 m/s).


Refraction of Sound Waves
The speed of a sound wave in air depends on the temperature (c=331 + 0.6 T) where T is the temperature in o C. Often the change in the wave speed, and the resulting refraction, is due to a change in the local temperature of the air.


WGU INC1
Heat, like sound, is a form of kinetic energy. Molecules at higher temperatures have more energy, thus they can vibrate faster. Since the molecules vibrate faster, sound waves can travel more quickly. The speed of sound in room temperature air is 346 meters per second.


Sound
The speed of sound depends on the elasticity and density of the medium through which it is traveling. In general, sound travels faster in liquids than in gases and faster in solids than in liquids. The greater the elasticity and the lower the density, the faster sound travels in a medium.


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ZIP code 92833 has a small percentage of vacancies. The majority of household are owned or have a mortgage. Homes in ZIP code 92833 were primarily built in the 1950s or the 1970s. Looking at 92833 real estate data, the median home value of $444,100 is extremely high compared to the rest of the country.


Fullerton, California
Fullerton is a city located in northern Orange County, California, United States. As of the 2010 census, the city had a total population of 135,161. Fullerton was founded in 1887. It secured the land on behalf of the Atchison, Topeka and Santa Fe Railway. Historically it was a center of agriculture, notably groves of Valencia oranges and other citrus crops; petroleum extraction; transportation; and manufacturing. It is home to numerous higher educational institutions, particularly California Sta


Fullerton, California
The Fullerton Police Department provides law enforcement, while the California State University Police Department also has law enforcement jurisdiction in areas of the city near the CSU Fullerton campus.


Fullerton, California
Fullerton is also one of the few Southern California municipalities to be served by a completely independent newspaper, the Fullerton Observer. The Observer is an all-volunteer paper that is printed two times a month.


Fullerton, California
In the United States House of Representatives, Fullerton is in California's 39th congressional district, which has a Cook PVI of EVEN and is represented by Republican Ed Royce. Education Public schools. Fullerton has five public high schools within the city limits, all part of the Fullerton Joint Union High School District:


Fullerton, California
California State University, Fullerton, commonly known as Cal State Fullerton or CSUF, was first established in 1957 as Orange County State College. The twelfth member of the California State University system, its main campus is located on 236 acres (0.96 km 2) of a former orange grove in northeast Fullerton near State Route 57 and Nutwood Avenue.


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Fullerton, CA Stats and Demographics for the 92833 ZIP Code. ZIP code 92833 is located in south California and covers a slightly less than average land area compared to other ZIP codes in the United States. It also has a large population density. The people living in ZIP code 92833 are primarily white.


Fullerton, California
Fullerton is a city located in northern Orange County, California, United States. As of the 2010 census, the city had a total population of 135,161.[6]


Fullerton, California
Fullerton, California - Education. 1  Fullerton has five public high schools within the city limits, all part of the Fullerton Joint Union High School District... 2  Sunny Hills High School. 3  Fullerton Union High School. 4  Troy High School (which includes Troy Tech, a public magnet school).


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In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 92833. However, if you are mailing something to ZIP code 92833, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter. Primary city: Fullerton, CA Stats and Demographics for the 92833 ZIP Code


Nontoxic Ways to Remove Hard Water Stains
Then soak several paper towels in vinegar and drape them over the faucets. After an hour, remove the towels and rinse your now-sparkling faucets. Showerhead. Remove your showerhead and soak it in plain white vinegar for several hours. Then give it a good scrub, rinse it in plain water, and replace. Shower doors. To eliminate streaky mineral deposits on your shower doors, spray them with white vinegar before wiping down. Another effective shower door cleaner is white wine.


How to Clean Mineral Stains From Your Toilet
To get rid of these stains, you need some sort of acid. The most effective solution is muriatic acid, an extremely powerful and dangerous chemical. But we advise against using this unless you're a professional. If you want an off-the-shelf solution, consider Lime-A-Way or CLR (which stands for Calcium-Lime-Rust).


the simple life ain't easy
I had always used harsh chemicals in the toilet bowl. We have a lot iron in our water and it stains the toilet within a few days after cleaning it. It is nearly impossible to scrub off and to be real honest I have been doing just 'bare minimum' cleaning since the arrival of my second daughter back in August.


Nontoxic Ways to Remove Hard Water Stains
White vinegar will both clean and disinfect your bath mat. Pour enough vinegar over your mat to coat it, and let it soak for an hour. Then scrub the mat thoroughly with a scrub brush before rinsing with warm water. Toilet. A can of cola can work wonders on hard water marks in your toilet bowl. Pour one can into the toilet, leave for an hour, then flush.


How to Clean Toilet Stains
To clean a toilet with bleach, measure a half cup of dry bleach powder and allow it to sit in the bowl for up to two hours. Flush once you see that stains are removed. As a last resort, use a pumice stone and a toothbrush to get rid of extreme toilet stains. Keeping one end of the pumice damp, rub the stone across toilet rings, but be sure to do so cautiously. Pumice can easily scratch a toilet bowl, leaving it damaged beyond repair.


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Didn't want to use my expensive pink sea salt to clean the toilet. LOL. I also used this on some rust stains in my tub. Worked great. Removing iron stains from a toilet, the eco friendly way - nice post to clean the things in natural ways. Thanks for share. Of course removing iron stains from a toilet, the Eco friendly way saves time, space and money...i totally agree to you with that! Thanks for sharing!


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The new toilet looks horrendous! The manufacturer says NO harsh chemicals, and the iron flips a bird at my cleaning attempts. The bowl is covered in iron stains and has a very thick line at the water line. The area underwater is easy to clean, but everything else stays orange.


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Fight rings by pouring up to two cups of white vinegar in the toilet once a month. If stains persist, turn off the water valve and drain the toilet. To do this, turn the shutoff valve clockwise. Once it stops, flush and use a plunger to remove any remaining water from the bowl.


How Soon After Conception Can I Take A Pregnancy Test?
Unless you have implantation bleeding, it is going to be hard to gauge how early to test. If you have a 28 day cycle, on average, you will ovulate on day 14. If it takes the full 10 days for your fertilized egg to implant, then testing 1 or 2 days before your period is due could have accurate results.


How soon after ovulation can you test for pregnancy
Testing a week after ovulation is way too early. The implantation probably hasn't even happened at that point. There are some tests that MAY show a postive at about 10 DPO but the accuracy is at only 50%. It also depends how long your luteal phase is. If your LP is typically 10 days, then you could start teting at 10dpo, but if your LP is 14 days, testing at 10dpo may be too early.


LP record
Format advantages. At the time the LP was introduced, nearly all phonograph records for home use were made of an abrasive (and therefore noisy) shellac compound, employed a much larger groove, and played at approximately 78 revolutions per minute (rpm), limiting the playing time of a 12-inch diameter record to less than five minutes per side.


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We also provide record cleaners to give your worn LP's a better sound quality. Vinyl Is Not Dead. At SoundStageDirect, not only are we a dealer of high-end consumer audio equipment, we also feature one of the biggest selections of LP records and vinyl albums  40,000 titles in all!


How much are 45 records worth?
Not too long ago a Vinyl 45rpm record was auctioned and sold for about $44,000. Thatâs right: FORTY THOUSAND DOLLARS! 30,000.00 GBP: Timi Yuro It'll Never Be Over For Me On Liberty Vgc. But these prices are only paid for very rare and in demand titles. Most 45 records can be worth from just cents to a few dollars. You can search for how much a specific record was sold for in the past at ValueYourMusic: Price Guide for rare Vinyl Records, CDs, Cassettes, Reel-to-Reel and more.


Personal Information
DISCLAIMER: Under the Fair Credit Reporting Act, 15 USC 1681 et seq., (FCRA), It is unlawful to use our service or the information we provide for any purpose that would require FCRA compliance; this includes but not limited to making decisions about consumer credit, employment, insurance, or tenant screening.


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We also provide record cleaners to give your worn LP's a better sound quality. At SoundStageDirect, not only are we a dealer of high-end consumer audio equipment, we also feature one of the biggest selections of LP records and vinyl albums  40,000 titles in all!


How much are 45 records worth?
Early blues and gospel and jazz sometimes might be worth looking up if the records look promising visually. Actually, the LESS you've heard about the artist, the better the chance that it wasn't a big hit played to death, but something bought by an adult rather than a teenager with an RCA 45 changer.


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We're proud to offer an incredible number of albums printed on high quality, durable 180 gram and 200 gram vinyl. Our online store also features an awesome selection of box sets, blue note vinyl records and colored vinyl records for every collector.


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For example the median expected annual pay for a typical Records Clerk in the United States is $30,271, so 50% of the people who perform the job of Records Clerk in the United States are expected to make less than $30,271. Source: HR Reported data as of March 31, 2017. Salary. Salary + Bonus.


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How much does a Records Clerk make? The median annual Records Clerk salary is $30,271, as of March 31, 2017, with a range usually between $27,411-$33,933, however this can vary widely depending on a variety of factors.


LP record
The LP (from long playing or long play) is an analog sound storage medium, a vinyl record format characterized by a speed of 331â3 rpm, a 12 or 10 inch (30 or 25 cm) diameter, and use of the microgroove groove specification.


Oregon Health Plan
More low-income Oregonians now have access to health care coverage, providing them better access to care and more financial stability. Medical debt to providers will be reduced. 1. No more waiting list for the Oregon Health Plan.


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For the most current provider information, please use the online provider search above. Start by selecting a tab of how you want to search. please call Navigation Services at 866-798-2273 (Medicare) or 800-458-9518 (OHP/Medicaid).


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Contact OHP Client Services at 1-800-273-0557 (TTY 711) if you: 1  Want to change your coordinated care organization (CCO) or enroll in one. 2  Need a new Oregon Health ID card or client handbook. 3  Get a bill and are not in a CCO.  Need help making an appointment and are not in a CCO.


Dental Services
Most FamilyCare Health members with the Oregon Health Plan (OHP) have access to dental care. Getting regular dental care is important to your overall health and can help prevent dental disease and other problems. Many but not all dental services are covered.


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For the most current provider information, please use the online provider search above. Start by selecting a tab of how you want to search. If you want a Provider/Pharmacy Directory mailed to you, or if you need help finding a network provider and/or pharmacy, please call Navigation Services at 866-798-2273 (Medicare) or 800-458-9518 (OHP/Medicaid).


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Foreign Language Selection. Google Translate provides automated translation for this web site. Some content cannot be translated and none should be considered exact. CareOregon is not responsible for the accuracy of the translation.


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FamilyCare Health is a Medicare Advantage organization with a Medicare contract and a contract with the Oregon Medicaid program. FamilyCare Health | 825 NE Multnomah, Suite 1400 | Portland, Oregon 97232 | 800-458-9518. FamilyCare Health Â© 2016.


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Benefits covered under OHP Plus, OHP with Limited Drug and CAWEM Plus. View the benefit chart below or you can download and print the OHP benefit chart to see what benefits are available under your OHP coverage. For information about specific services, please contact your provider or coordinated care organization (CCO).


Oregon Health Plan
Oregon Health Plan. The Oregon Health Plan (OHP) provides health care coverage to low-income Oregonians through programs administered by the Division of Medical Assistance Programs (DMAP). Currently, more than 600,000 people each month receive health care coverage through the Oregon Health Plan. Increase access to health care for low-income Oregonians.


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Most clients are enrolled in a network of providers called a coordinated care organization (CCO). 1  Want to change your coordinated care organization (CCO) or enroll in one. 2  Need a new Oregon Health ID card or client handbook.  Get a bill and are not in a CCO.


Ask the Experts
I need to know how to catch-up a child who is 12 years old and received 1 dose of DTaP vaccine at age 2 years and a dose of Tdap at age 11 years. This child needs to complete the primary series with 1 dose of Td, administered no earlier than 6 months after the Tdap dose given at age 11 years. After that, the child needs a booster dose of Td every 10 years.


Ask the Experts
In addition, ACIP recommends to give a single dose of Tdap to children ages 7 through 10 years who did not finish a minimum 3-dose series of pertussis-containing vaccines before their 7th birthday (or for whom their pertussis vaccine status is unknown).


how long is a tetanus shot good for?
Answers From Experts & Organizations (1) SUCCESS! A. You need to get another tetanus shot.... Yes, the vaccine lasts ten years, but not to the day or month. To be safe, get another one and you will be good for ten more years. The vaccine is 100% effective, and tetanus (the disease) is just about 100% fatal, so it pays to be safe.


Tetanus
For Preteens, Teens, and Adults. Td is a tetanus and diphtheria vaccine given to preteens, teens, and adults as a booster shot every 10 years, or after an exposure to tetanus under some circumstances.


Granny Pod: the high-tech, backyard 'nursing home for one'
Granny Pods hook up to the main home's plumbing and electrical and use smart robotic features to monitor vital signs, filter contaminants, and communicate with the outside world. The pre-fabricated homes are equipped with sensors that can alert caregivers to problems and give reminders to administer medication.


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There are some who believe Granny Pods to be too costly for the average person, and thus not an affordable alternative to a senior living facility or nursing home; however, if you take a look at the cost of both, you may decide otherwise.


"""Granny Pods"" A New Choice for Elderly Living"
A basic model is priced around $40,000 but that cost can go upwards of $200,00 depending on the amenities installed. Currently, Virginia is one of eleven states to pass legislation allowing the structures to exist on residential properties.


Granny Pod: the high-tech, backyard 'nursing home for one'
Granny Pods -- also known as the MEDCottage -- can allow grandma or grandpa to live just outside a familyâs main residence in a high-tech ânursing home for one.â. The 300-square-foot backyard cottages are adorable on the outside and well-stocked with medical amenities and cozy comforts on the inside.


Granny Pod: the high-tech, backyard 'nursing home for one'
Move over, Mother-In-Law suites -- thereâs a new backyard dwelling for the family matriarch. âGranny Podsâ are the latest in multi-generational living, and some say these backyard tiny homes are an ideal solution for caregivers. If youâre one of the estimated 40 million Americans who take care of an elderly relative, maybe you would rest a little easier knowing theyâre close by instead of in a nursing home.


From The Experts
A dear friend of mine mentioned this innovative âGranny Podâ concept last night. My father just passed away on 12/17/13 and my mother is in a 1 bedroom apt, which she cannot stay in past when the lease will end, July 2014. The finances just are not there.


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Granny Pods may take off a little slower here in the United States, as we are not as accustomed as other countries are in taking care of our elderly under our own roofs. However, this may change very soon given the economy and the lack of affordable senior housing.


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The purchase price of Granny Pods typically ranges on average between $40,000 and $125,000. Some manufacturers also offer the option to sell it back upon completion of use, depending on the type of unit and on the mobility of the home.


"""Granny Pods"" A New Choice for Elderly Living"
Baez made it clear she did not want to live in a nursing home so the family looked into buying MEDCottage. Commonly called a Granny Pod the 300 square foot trailer was placed in the family's backyard in Alexandria several months later, ready for Baez to move in. There was one problem, though. Baez didn't want to live in the MEDCottage. She had her own nickname for it: The dog house.


Granny Pod: the high-tech, backyard 'nursing home for one'
The backyard residences -- which come in three sizes and cost between $40,000 to $60,000 (plus the cost of installation) -- have been met with mixed reviews. Some say the cottages' modest size is akin to putting aging relatives âin storage.â.


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Served as the battlefield where Nova and his new ally, Cosmo, defeated the villainous Abyss and his zombie army (Nova #8-9, 2008); serves as the base of the new Guardians of the Galaxy (Guardians of the Galaxy #1, 2008); Cosmo sent a message to Adam Warlock from the future using Knowhere as a conduit (Guardians of the Galaxy #16, 2009); Rocket ...


Groot
Groot is a fictional superhero appearing in American comic books published by Marvel Comics. Created by Stan Lee, Jack Kirby, and Dick Ayers, the character first appeared in Tales to Astonish #13 (November 1960).


Guardians of the Galaxy (film)
See Also. 1  Characters from Guardians of the Galaxy (film) 2  Other things related to Guardians of the Galaxy (film) 3  Film Gallery: Guardians of the Galaxy (film)  Images from the 1  film. Marvel films. â  First and only known appearance to date besides 1  flashbacks. â Lesnick, Silas (5 February 2013). Chris Pratt to Lead Guardians of the Galaxy.


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Featured Characters: Guardians of the Galaxy (First appearance) Star-Lord (Peter Jason Quill) (Leaves Ravagers) (First full appearance) (Joins Team) Gamora (Leaves Ronan's army) (Joins Team) Rocket (89P13) (Joins Team) Groot (Joins Team) Drax the Destroyer (First full appearance) (Joins Team)


Knowhere
Points of Interest. Other than the main hall and the marketplace, a major point of interest is the Continuum Cortex. It is built into the brain stem of the Celestial, and it can lead to anywhere in the universe as well as to any time. It is from the Continuum Cortex that those in Knowhere travel. Features.


Guardians of the Galaxy
When the Guardians discover that the Cosmic Seed is back on Earth, Quill must return to his hometown and team up with an old nemesis to find the Seed before Korath. The Guardians help Gamora's sister, Nebula, infiltrate the the Believers flagship.


Marvel's Guardians of the Galaxy: The Telltale Series Premieres April 18
Marvel's Guardians of the Galaxy: The Telltale Series Premieres April 18. Published Mar 28, 2017 By Christine Dinh. Pre-order Marvel's Guardians of the Galaxy: The Tellatale Series today! True Believers, strap yourself in because weâre so close to the release of Marvelâs Guardians of the Galaxy: The Telltale Series! The interactive episodic game series is now available for pre-order at your preferred retailer.


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Earthâs mightiest heroes will unite for Marvel Heroes Omega on PlayStation 4 and Xbox One this spring! Gazillion Entertainment and Marvel announced today the action-packed RPG/MMO, a spin-off of Marvel Heroes 2016, will bring together the Guardians of the Galaxy, X-Men, the Avengers, the Defenders and more.


Hospital Housekeeping Pay Scale
Funding. The sources of funding for hospitals can determine housekeeping salaries. Housekeepers in privately owned hospitals earned the highest wages at a mean $11.48 per hour or $23,880 per year, while janitors averaged $12.51 per hour or $26,030 per year. Their supervisors averaged $19.49 per hour or $40,530 per year.


10 Things Your Hotel Housekeeper Won't Tell You
It's not your housekeeper's job to leave the room in the exact condition in which you left it. 10. Yes, it's our job to clean your room, but some of the messes you leave are beyond the call of duty. While some guests are so tidy housekeepers can hardly tell they've slept in the bed, others go overboard with the messes.


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Times are going to get tough now. House-cleaning is a luxury. Housekeepers will be the among the first to lose their jobs, so I expect a much better job and no less than 3 hours of service for what I pay.


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Housekeeper, Hospital Salary. (United States). A Housekeeper, Hospital earns an average wage of $10.03 per hour. Most people with this job move on to other positions after 20 years in this field. Pay for this job does not change much by experience, with the most experienced earning only a bit more than the least. $11,920 - $36,628.


Hospital Housekeeping Pay Scale
Housekeepers. Housekeepers in hospitals averaged $12.51 per hour or $26,030 per year as of May 2011, according to the Bureau of Labor Statistics. Housekeepers change sheets, towels and other linens; make beds and dust furniture; sweep and wax floors using brooms or vacuum cleaners; and empty wastebaskets.


10 Things Your Hotel Housekeeper Won't Tell You
6. We have the most dangerous job in the hotel. According to Unite Here, housekeepers have a 50 percent higher injury rate than all other hotel workers, and a survey of more than 600 hotel housekeepers in the U.S. and Canada revealed that 91 percent have suffered work-related pain.


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The typical 30-year fixed jumbo mortgage rate fell 4 basis points to 4.15 percent. The average 5/1 adjustable mortgage rate increased 1 basis point to 3.46 percent. A basis point is one-hundredth of 1 percent. For the purposes of Bankrate's survey, a jumbo mortgage is a loan that is at least $650,000.


Average rate on 30-year home loan 4.37%
One point equals 1% of the loan amount. The average fee for a 30-year mortgage was unchanged at 0.7 point. The fee for a 15-year loan also remained at 0.7 point. The average rate on a one-year adjustable-rate mortgage fell to 2.52% from 2.57%. The average fee increased to 0.4 point from 0.3 point.


Arranging a Funeral or Cremation in New Hampshire
The average cost of a funeral in the U.S. is $7,045 (according to the NFDA - National Association of Funeral Directors 2012), and this does not include any cemetery fees. Once you add in cemetery fees, your total cost could be in the region of $10,000+.


Low cost cremation in New Hampshire
With a cremation rate of around 65%, there is no doubt that it IS the preferred choice for many New Hampshire families. The average cost of a cremation in New Hampshire can be between $1,595 and $3,000, as cremation prices and packages can differ significantly between funeral homes.


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Call (603) 595-1889 for a pet cremation consultation. Once you request the services of All Paw and Pets Crematory of NH, we will immediately put our experienced funeral professionals to work for you.


Arranging a Funeral or Cremation in New Hampshire
A typical cremation funeral service will cost in the region of $3,900 (depending upon the ancillary services/products you select). This is the type of cremation service that replaces a full traditional funeral. It is possible to arrange a cremation for considerably less than this.


Pet Cremation Services in NH
Whether you are looking for cremation services or pet urns & cremation urns, let us help you during your time of grief. We are the crematory of choice for more veterinarians than any other pet crematory in the Southern NH area. We offer pet cremation & pet urns to memorialize your pet. Not all crematories are the same.


Low cost cremation in New Hampshire
To find out more about saving money on the cost of a cremation in New Hampshire â. Call (800) 548-7310 today. Lowest cost cremation throughout Belknap, Carroll, Cheshire, Coos, Grafton, Hillsborough, Merrimack, Rockingham, Strafford, and Sullivan Counties.


Pet Cremation Services in NH
Call (603) 595-1889 for a pet cremation consultation. Pet Cremation Services in NH. Once you request the services of All Paw and Pets Crematory of NH, we will immediately put our experienced funeral professionals to work for you.


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Cremation regulations vary from state-to-state. In New Hampshire, there are several laws which the consumer should be aware. First, there is a 48 hour waiting period from the time of death until the cremation can take place. Second, the deceased must be cremated in a suitable solid container.


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The funeral establishment will take care and wash the deceased loved one's body and dress it respectfully before family views it. It is important for you to know that if your loved one is not ready for cremation services in New Hampshire after the 48 hour mandate, refrigeration of the body may be necessary.


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Simple cremation without a gathering or service costs $2,245. Memorialization fees including an urn, cemetery charges and a monument would be in addition to these figures. Please refer to our general price list for our list of packages and the most up-to-date breakdown of costs.


AKCâs Guide to Responsible Dog Breeding
Step One - Prepare Yourself for Breeding a Litter. Breeding dogs has been a passion for people through many centuries. Part art, part science, and total devotion, breeding will show you all the best in the human-and-dog bond. It is exciting and challenging.


Is it bad for a 9 year old dog to have puppies?
It is healthy for dogs to have puppies (1-2 litters), however it can be difficult for dogs over the age of 6 to have puppies. The oldest age for a dog to have puppies should be 6 depending on the health and fitness of your dog. As dogs get older it can become extremely difficult for them to have puppies, especially medium sized and smaller dogs. It is better if you have your dog fixed by 7 years old.


When can a puppy have treats?
Here is a list of things that you should look for in treats for your puppy. 1  Single ingredient. The fewer the ingredients the better. 2  Easy to break into small pieces. Your dog looks at each treat as one, it doesnât matter the size. 3  Tasty if your dog doesnât love it, it doesnât matter how healthy it is.


When can a puppy have treats?
Puppies can have treats from a young age. Just because itâs a treat doesnât mean it can be unhealthy though. Many people use treats/biscuits/cookies interchangeably. Dogâs donât want cookies, they want meat. Here is a list of things that you should look for in treats for your puppy. Single ingredient.


Is it bad for a 9 year old dog to have puppies?
Is it bad for a 9 year old dog to have puppies? It is healthy for dogs to have puppies (1-2 litters), however it can be difficult for dogs over the age of 6 to have puppies. The oldest age for a dog to have puppies should bâ¦e 6 depending on the health and fitness of your dog. As dogs get older it can become extremely difficult for them to have puppies, especially medium sized and smaller dogs. It is better if you have your dog fixed by 7 years old.


Guessing How Many Puppies a Dog Will Have
Size Considerations. When guessing how many puppies a dog may have, look at her size. If she's a massive Bernese mountain dog, her litter may include up to 20 youngsters, the Humane Society of Utah says. If she's a diminutive Lhasa apso, however, the number is likely to be drastically lower -- anywhere from three to eight pups at once.


How Often Can a Dog Have a Litter?
Ready to Breed. The accepted guideline for breeders is that a dog should not be bred before her second heat season. In most breeds, this occurs between 1 and 2 years of age. Gestation takes 61 to 65 days from conception, so a typical midsize female dog could whelp her first litter around age 2.


How Often Can a Dog Have a Litter?
July 10, 2009. A female dog will have her first heat between 6 and 12 months of age, but that doesn't mean she's ready to mate. Depending on her size, genetics and breed, she will continue to go into season every four to 12 months. A dam theoretically can produce a litter of puppies each time she's in season, but it's not a good practice.


Why Are You Not Dead Yet?
The first European settlers to North America mostly died of starvation, with (according to some historians) a side order of stupidity. They picked unnecessary fights with Native Americans, sought gold and silver rather than planting food or fishing, and drank foul water.


What was the life expectancy on native Americans in 1400 before whites?
today however our life expectancy is the lowest of any other group in usa and second only to haitians in the western hemisphere. the average life expectancy of a native man on a reservation is 45.


Why Are You Not Dead Yet?
The most important difference between the world today and 150 years ago isnât airplane flight or nuclear weapons or the Internet. Itâs lifespan. We used to live 35 or 40 years on average in the United States, but now we live almost 80. We used to get one life. Now we get two.


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List of Illustrations page vii. List of Tables x. List of Contributors xvii. Acknowledgments xix. Maps of North America xxi. ï± Introduction ï±. ïï©ï£ï¨ï¡ï¥ï¬ ï². ï¨ï¡ï©ï®ï¥ï³ ï¡ï®ï¤ ï²ï©ï£ï¨ï¡ï²ï¤ ï¨.


What was the avg life span of native americans before the europeans came? i know that they had few germs..?
Best Answer: Studies of ancient camp sites and grave sites show that the Ave. life span of N.American native people was 35-40 years.


What was the life expectancy on native Americans in 1400 before whites?
The life expectancies of Native Americans were similar to other hunter gatherer societies around the world. Roughly 57% of the children lived to age 15 and only ~36% made it to age 45. Much of what you hear about the carefree and healthy lives of the Native Americans is false.


Why Are You Not Dead Yet?
Most of the effective medical treatments we recognize as saving our lives today have been available only since World War II: antibiotics, chemotherapy, drugs to treat high blood pressure. But the steepest increase in life expectancy occurred from the late 1800s to the mid-1900s.


What was the life expectancy on native Americans in 1400 before whites?
The life expectancies of Native Americans were similar to other hunter gatherer societies around the world. http://onlinelibrary.wiley.com/doi/10.1002/ajpa.1330250508/abstract. The life expectancy was between 21 and 37 years of age. http://www.anth.ucsb.edu/faculty/gurven/papers/GurvenKaplan2007pdr.pdf.


What was the life expectancy on native Americans in 1400 before whites?
Life expectancy is slippy. It's often an average of all lives. In most primitive societies there's a large number of deaths at an early age (birth to 10 years) That, plus the death in childbirth of young women, will lower the number. However, between 10 to 30, most deaths will be from accidents or conflict.


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#TogetherWeKhan https://t.co/DmSZZAIO8z (via @seanjonesqc). He added that young barristers who do not earn billable hours and are struggling to make ends meet due to legal aid cuts have been donating the equivalent of an entire day's fee to the cause. The Lawyer magazine and the Solicitors' Journal have also donated.


What are Billable Hours?
These are known as billable hours. The more hours billed, the more money the firm will make. If lawyers do not bill enough hours each year, they will not make enough money to cover their salaries. The firm's billable hours also cover overheads and partners' profit share.


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Many in the legal profession are renowned for the amount of money they can charge for a billable hour - and just how many hours they can rack up in a day. However lawyers are turning the reputation on its head donating the equivalent of hundreds of hours to Save the Children.


How many hours does a lawyer work in a week?
I would doubt that any lawyer only works 40 hours a week and some may work around the clock or 80 hours a week. But there's no set time frame that's standard for lawyers. There are way too many variables to give a precise answer.


Lawyerâs Billable Hour raises over Â£100,000 in 3 days to help the refugee crisis
'The refugee crisis is real, urgent, and claiming lives. We are asking lawyers to donate a billable hour to help Save the Children do its vital work,' says Jones's Just Giving page. 'Not everyone can give, we know. If you cannot, please deploy your advocacy skills to nag someone else into doing so,' he continues.


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Lawyers, accountants and writers are donating a billable hour of their salary to the charities helping Syrian refugees.


Lawyerâs Billable Hour raises over Â£100,000 in 3 days to help the refugee crisis
Three days ago (on 3 September 2015) Sean Jones QC set up a Just Giving page called the âLawyerâs Billable Hour Appealâ. This was to raise a target of Â£7,500 by âbilling for Refugees for Save the Children because of the vital work they do with refugee familiesâ.


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Pupillage is the final stage of training to be a barrister, and salaries during this time are at least Â£12,000 a year. Some law firms, particularly in commercial law, can pay up to Â£40,000 or more.


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The disease is the natural offspring of negro liberty--the liberty to be idle, to wallow in filth, and to indulge in improper food and drinks. De Bow's ReviewSouthern and Western StatesVolume XI, New Orleans, 1851AMS Press, Inc. New York, 1967 back.


Dysesthesia
From Wikipedia, the free encyclopedia. Dysesthesia (dysaesthesia) comes from the Greek word dys, meaning not-normal and aesthesis, which means sensation (abnormal sensation). It is defined as an unpleasant, abnormal sense of touch. It often presents as pain but may also present as an inappropriate, but not discomforting, sensation.


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Detailed information through a personalized search Ranked list of diseases related to Paresthesia Drugs, active principles and Paresthesia Medicinal plants Questions and answers from other users News Videos.


Definitions &Translations
It is caused by lesions of the nervous system, peripheral or central, and it involves sensations, whether spontaneous or evoked, such as burning, wetness, itching, electric shock, and pins and needles. Dysesthesia can include sensations in any bodily tissue, including most often the mouth, scalp, skin, or legs.


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Follicular lymphoma patient relapsing with paraneoplastic sensory ... by Ozturk, Kadir; Akgun, Hakan; Mustafa, Cakar; Eyi, Yusuf Emrah; Aksoy, Yakup / Turkish Journal of Hematology. As the patient complained of. and paresthesia, pregabalin 75 mg twice daily was introduced with dose escalation to 300 mg daily.


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To narrate its symptoms and effects among them would be to write a history of the ruins and dilapidation of Hayti, and every spot of earth they have ever had uncontrolled possession over for any length of time. I propose only to describe its symptoms among slaves.


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Scalp dysesthesia: Scalp dysesthesia is a cutaneous condition characterised by pain and burning sensations without objective physical examination findings. Neuropathic pain: Neuropathic pain results from damage or disease affecting the somatosensory system. It may be associated with abnormal sensations called dysesthesia, and pain produced by normally non-painful stimuli (allodynia).


dysesthesia
[disâ²esthÄâ²zhÉ]. a common effect of spinal cord injury characterized by sensations of numbness, tingling, burning, or pain felt below the level of the lesion. It may also follow a dermatome distribution of a spinal nerve, as in the pain of shingles.


Dysesthesia
Dysesthesia can generally be described as a class of neurological disorders. It can be further classified depending on where it manifests in the body, and by the type of sensation that it provokes.


"""Analysis Of The Catbird Seat"" Essays and Research Papers"
Boosters Are For Big Kids Most kids need to ride in a booster seat from about age 4 until age 10-12. If your child isnât using a booster, try the simple test below the next time you ride together in the car. You may find that your child is not yet ready to use a safety belt without a booster.


"""Analysis Of The Catbird Seat"" Essays and Research Papers"
Boosters Are For Big Kids Most kids need to ride in a booster seat from about age 4 until age 10-12. If your child isnât using a booster, try the simple test below the next time you ride together in the car.


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When your child outgrows his forward-facing car seat (often around 4 years of age and 40 pounds), he may be ready for a booster seat. Ohio law requires that children ride in a car seat or booster seat until they are at least 8 years old or 4â9â tall.


How Long Should Kids Stay in Booster Seats?
The age at which a child can graduate from a booster seat to a seat belt varies by state. The American Academy of Pediatrics recommends that kids remain in a booster seat at least until they are 8 and reach 4 feet 9 inches tall.


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1 The shoulder belt should fit across the shoulder and chest. 2  Older kids get weighed and measured less often than babies, so check your child's growth a few times a year. 3  Generally, kids need to use a booster seat until they are at least 4 feet 9 inches tall and weigh between 80 and 100 pounds.


Seattle
The first European to visit the Seattle area was George Vancouver, in May 1792 during his 1791â95 expedition to chart the Pacific Northwest. In 1851, a large party led by Luther Collins made a location on land at the mouth of the Duwamish River; they formally claimed it on September 14, 1851.


Averages for Seattle in October
Seattle sees up to 5 hours of sunshine per day throughout the month. The average expectation for rain fall for this month is 90 mm over 13 days. Seattle in this months expects an average of 0 days of snow or foggy weather. The average temperature of the sea during this month is 11C (52F).


Averages for Seattle in September
September in Seattle is the beginning of autumn. The lovely summer weather is ending in September, and the weather begins to take a turn for the worse from this month on, with less sun seen and cooler temperatures. The average daily temperature expected in Seattle in this month is 20C (68Â°F), dropping to an average temperature of 11Â°C (52Â°F). Seattle sees up to ...


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The sun's rays reach the ground in Seattle during 53 percent of daylight hours on average in September, for a total of 199 hours in the month. Typically on 9 days this month the sky is mainly clear, with at most 30 percent cloud cover. Sunlight in September at Seattle lasts for 12 hours and 31 minutes a day on average.


Averages for Seattle in October
Averages for Seattle in October. The temperatures drop further in October in Seattle, with the onset of autumn. The skies become more overcast, with less expectation of sun shining through, there is a greater expectation of wet weather and the hot days of summer are at an end.


Top 100 Highest Paying Jobs in Omaha-Council Bluffs, NE-IA
Top 100 Highest Paying Jobs in Omaha-Council Bluffs, NE-IA. The top 100 highest paying jobs in Omaha-Council Bluffs, NE-IA (ranked by annual average salary) are listed in Table 1. The entry level salary (as measured by the salary of the lowest 10% paid workers) and the number of employment of each job in Omaha-Council Bluffs, NE-IA are also shown. We note from the table that the highest paying profession in Omaha-Council Bluffs, NE-IA is general dentist with an average annual salary of $142,230. The second highest paying job is nurse anesthetists (average salary $139,060). The salary and the employment information in Omaha-Council Bluffs, NE-IA is computed from data published by U.S. Bureau of Labor Statistics in May 2015 [1].


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1 View all CROSSMARK jobs in Omaha, NE - Omaha jobs. 2  Salary Search: Product Demonstrator Event Specialist salaries in Omaha, NE. 3  Learn more about working at Crossmark.  Related forums: CROSSMARK - Omaha, Nebraska.


Omaha Employment
1 A table listing those careers significantly more common in Omaha than in other US cities; this is useful both for career planning and for understanding the nature of Omaha. 2  A list of the highest-paying jobs in Omaha.  A list of any large public companies in Omaha.


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1 View all Per Mar Security Services jobs in Omaha, NE - Omaha jobs. 2  Salary Search: Security Officer salaries in Omaha, NE. 3  Learn more about working at Per Mar Security Services.  Related forums: Per Mar Security Services - Omaha, Nebraska.


Omaha Employment
1 A table listing those careers significantly more common in Omaha than in other US cities; this is useful both for career planning and for understanding the nature of Omaha.  A list of the highest-paying jobs in Omaha.


Omaha Employment
1 A table of the most numerous types of work found here, both for jobs generally requiring college degrees and jobs not requiring college degrees.  A table listing those careers significantly more common in Omaha than in other US cities; this is useful both for career planning and for understanding the nature of Omaha.


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1 View all The Samuels Group Inc jobs in Omaha, NE - Omaha jobs. 2  Salary Search: Construction Project Manager salaries in Omaha, NE.  Related forums: The Samuels Group Inc - Omaha, Nebraska - Construction Project Manager.


Omaha Employment
Employment and Industries in the Omaha, Nebraska Area. The tables here illustrate essential information about work and employment in the area. A table of the most numerous types of work found here, both for jobs generally requiring college degrees and jobs not requiring college degrees.


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1 View all Noll Human Resource Services jobs in Omaha, NE - Omaha jobs. 2  Salary Search: Senior Health RN salaries in Omaha, NE. 3  Learn more about working at Noll Human Resource Services.  Related forums: Noll Human Resource Services - Omaha, Nebraska.


Omaha Employment
The tables here illustrate essential information about work and employment in the area. Information includes: A table of the most numerous types of work found here, both for jobs generally requiring college degrees and jobs not requiring college degrees.


Capacitors
Hard to describe, easier to just show: (1) and (2) are standard capacitor circuit symbols. (3) is an example of capacitors symbols in action in a voltage regulator circuit. The symbol with the curved line (#2 in the photo above) indicates that the capacitor is polarized, meaning itâs probably an electrolytic capacitor.


Waves, Seismograms, and Seismometers
A digital seismogram is a record of the ground movement stored as an array of numbers which indicate the time and the movement of the ground for a range of times and are easily analyzed using computers.


How an accelerator works
How an accelerator works. Accelerators were invented in the 1930s to provide energetic particles to investigate the structure of the atomic nucleus. Since then, they have been used to investigate many aspects of particle physics. Their job is to speed up and increase the energy of a beam of particles by generating electric fields that accelerate the particles, and magnetic fields that steer and focus them.


Waves, Seismograms, and Seismometers
Different colors are actually light waves with different frequencies. For example, red light has a longer wavelength than violet light. The wavelength for red light is about 650 nanometers (billionth of a meter), violet is about 400 nanometers, an x-ray is about 1/3 of a nanometer.


Capacitors
Along with resistors and inductors, they are one of the most fundamental passive components we use. You would have to look very hard to find a circuit which didnât have a capacitor in it. What makes capacitors special is their ability to store energy; theyâre like a fully charged electric battery.


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View comparison chart of concrete countertop pricing vs. other countertop materials (such as granite, tile, etc.) Installation Cost | $40-$50/hr Installation is often a separate cost. Typical cost of installation done by the concrete contractor is charged by the hour, per person.


Concrete Countertop Cost
The cost of a concrete countertop is really generated by the time and level of artisan creativity that is required. Concrete countertops are typically specified by architects, designers and homeowners that want a completely one-of-a-kind product.


How Much Money Does the Average Police/Highway Patrol Officer Make?
Half of all police and highway patrol officers made between $19.77 and $33.65 an hour and between $41,110 and $69,990 a year, according to the Bureau of Labor Statistics. Approximately 636,410 police and patrol officers were employed in the United States as of May 2011.


How much money does a police officer earn?
  Answer   Depends on the size of the Department.   Some officers that work for Boise PD earn close to 100,000 per year with their overtime. I think their base pay â¦ is 60 to 70k per year.   Idaho state police, a seasoned officer makes 50 per year.


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Many departmental starting salaries in the SF Bay Area are $30-38 per hour. Other parts of the country pay siginificantly less, however their costs of living are also much less. The median expected salary for a typical Police Patrol Officer in the United States is $45,780.


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In the SF Bay Area police officers and Deputy Sheriff's can easily earn $100,000 or more per year. Many departmental starting salaries in the SF Bay Area are $30-38 per hour. Other parts of the country pay siginificantly less, however their costs of living are also much less.


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The Junior Officer Leadership Program (JOLP) is a unique opportunity to work in three, eight-month rotations with one of the following businesses: GE Appliances, Energy Management, Transportation, Healthcare, Power & Water, Aviation, and Oil & Gas.


HOW MAY WE HELP YOU?
So, itâs no wonder that we were the first retailer to sell over 10,000,000 vehicles. In fact, AutoNation proudly operates over 300 locations, representing all of the most popular manufacturer brands and employs over 26,000 Associates, coast to coast.


Auto Laundry News - February 2011
Fast lube does not have the customer attraction rate of a car wash business. The typical fast lube captures only about 0.12 percent of highway traffic, suggesting that an oil change is more of a planned purchase than impulse.


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Here are three good reasons to choose Valvoline for your car maintenance needs: 1  Our skilled technicians are rigorously trained in an ASE-certified training program. 2  For most of our services, you wonât even have to leave your car. 3  On average, youâll save up to 20%â50% on non-oil change services over the dealer1.


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The cost for accidents resulting from unperformed vehicle maintenance tops $2 billion a year, according to a 2004 study by Car Care Council. Here are three good reasons to choose Valvoline for your car maintenance needs: Our skilled technicians are rigorously trained in an ASE-certified training program.


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All full service oil change packages include: 1  up to five quarts of oil and a new oil filter. 2  multi-point inspection. 3  vehicle lubrication.  top-off 1  service. free car wash.


Auto Laundry News - February 2011
Figure 1 - Car Wash and Fast-Lube Facility. The fast-lube industry in the United States consists of about 10,000 retail outlets producing over 100 million oil changes annually. The industryâs largest franchisor is Jiffy Lube, which operates about 2,000 branded retail stores nationwide.


Auto Laundry News - February 2011
The basic oil change service takes about 10 to 15 minutes and includes checking other fluids under the hood and, in some cases, performing a safety check, vacuuming the interior, and cleaning the windows. The price for a basic fast-lube service at a car wash is about $34.


AutoNation
FREEDOM OF THE OPEN ROAD. America loves the freedom of the open road. It's an incredible feeling that connects with those who not only drive for convenience but also for passion. It's a passion we share here at AutoNation - America's Largest Automobile Retailer.


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Mister Express Lube offers a full service menu of oil change options with Mobil products. All full service oil change packages include: up to five quarts of oil and a new oil filter. multi-point inspection. vehicle lubrication. top-off service. free car wash.


How to Dry-Age Beef at Home
Dry-aged beef, on the other hand, is exposed to air so dehydration can further concentrate the meatâs flavor. Itâs a more expensive process than wet-aging, however, because the meat loses weight from dehydration, and it also must be trimmed of its completely dried exterior.


How to Age Beef
Aging beef increases the tenderness and taste of the meat by producing a stronger beef flavor. One of the processes used to age beef is dry aging. This process can take anywhere from 1 to 2 weeks depending on the type and cut of the meat, as well as the desired end flavor and tenderness.


How to Dry-Age Beef at Home
Dry-aged beef has a remarkable depth of flavor, but it can be expensive and hard to come by. by Jennifer Armentrout. fromFine Cooking. Issue 69. If youâve had the good fortune of tasting dry-aged beef, then you know that it has a remarkable depth of flavor. Unfortunately for those of us who donât have a high-end butcher or serious steakhouse nearby, dry-aged beef can be hard to come by without involving FedEx and a big credit card charge.


The Food Lab's Complete Guide to Dry-Aging Beef at Home
I got my hands on 80 pounds of Prime Grade bone-in, fat-cap intact beef ribs to get my answers*. Over the course of over two months, I aged them in close to a dozen different ways in order to determine what works, what doesn't, and what matters. Here's what I found.


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4. Examine the color of the meat prior to storing. The color is directly related to the tenderness of the beef and how long the aging process should be. 1  If your beef is darker, it does not need to be aged more than a week. 2  Beef that is lighter in color should be aged more than 7 days, but no longer than 14 days.


The Food Lab's Complete Guide to Dry-Aging Beef at Home
1 The 103 is the most intact. 2  It's an entire rib section (that's ribs 6 through 12 of the steer), along with a significant portion of the short ribs, the chine bones completely intact, and a large flap of fat and meat (called lifter meat and not to be confused with the coveted Spinalis Dorsis) covering the meaty side.


The Food Lab's Complete Guide to Dry-Aging Beef at Home
1 This is about the age of a steak at your average high end steakhouse. 2  28 to 45 days: Some real funkiness starts to manifest itself. 3  At 45 days, there are distinct notes of blue or cheddar cheese and the meat is considerably moister and juicier. 4  Most tasters preferred 45 day-aged steak to all others.


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Your Privacy Rights Canadian Customers. If youâre a meat eater, there are few meals as phenomenal as well-raised, well-marbled steak. That is, until youâve had well-raised, well-marbled, dry-aged steak.


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For example, if the note specifies a 45-day lookback period to determine the index at the next rate change date, the Creditor may use any index within the 45-day period prior to the anticipated closing date.


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Consumer Handbook on Adjustable-Rate Mortgages |â9 constant over the life of the loan. The fully indexed rate is equal to the margin plus the index. If the initial rate on the loan is less than the fully indexed rate, it is called a discounted index rate.


How does an adjustable-rate mortgage (ARM) work?
For example, if the lender uses an index that currently is 4% and adds a 3% margin, the fully indexed rate would be Index 4% + Margin 3% Fully indexed rate 7% If the index on this loan rose to 5%, the fully indexed rate would be 8% (5% + 3%).


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A first-lien Standard ATR balloon payment loan is a HPCT if its percentage rate (APR) is 1.5 or more percentage points more than a comparable average prime offer rate (APOR), or an APR 3.5 or more percentage points more than a comparable APOR for subordinate liens.


Interest-Only Mortgage Payments and Payment-Option ARMs
For example, if you take out a 30-year mortgage loan with a 5-year I-O payment period, you can pay only interest for 5 years and then you must pay both the principal and interest over the next 25 years. Because you begin to pay back the principal, your payments increase aft er year 5, even if the rate stays the same.


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Use the maximum payment in the payment schedule, including the entire amount any balloon payment, if the loan is a HPCT. The rules require the use of the maximum payment scheduled during the first five years after the date on which the first regular periodic payment will be due for a loan that is not a HPCT.


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Remaining term of note as of the recast date Loan agreement face amount at closing Monthly, fully amortizing, substantially equal payments at payment calculation rate Negative Amortization Loan Â§ 1026.43(c)(5)(C) Greater of FIR (rate specified in loan agreement) or introductory rate Rate at recast date.


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12â| Consumer Handbook on Adjustable-Rate Mortgages Because this ARM limits rate increases to 2% at any one time, the rate is adjusted by only 2%, to 8% for the second year. However, the remaining 1% increase in the index carries over to the next time the lender can adjust rates.


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The amount to be drawn is the amount requested by the consumer; w hen the amount requested will be disbursed, or the consumer âs actual receipt of funds is immaterial to the underwriting calculation. The Creditor must determine the source of down payment during underwriting.


Ghost
Ghosts are generally described as solitary essences that haunt particular locations, objects, or people they were associated with in life, though stories of phantom armies, ghost trains, phantom ships, and even ghost animals have also been recounted.he 1970s saw screen depictions of ghosts diverge into distinct genres of the romantic and horror. A common theme in the romantic genre from this period is the ghost as a benign guide or messenger, often with unfinished business, such as 1989's Field of Dreams, the 1990 film Ghost, and the 1993 comedy Heart and Souls.


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Only people who have reached the 50% (samashá¹i) or 60% (vyashá¹i) spiritual level and have low ego are able to proceed to the higher regions of Heaven and beyond and do not become ghosts.The rest of humanity, when they die, finds themselves in the regions of the Nether world and Hell.nly people who have reached the 50% (samashá¹i) or 60% (vyashá¹i) spiritual level and have low ego are able to proceed to the higher regions of Heaven and beyond and do not become ghosts.


How Many People Have Ever Lived and Died?
It states that the people alive today outnumber those who have ever lived and died throughout human history. This is staggeringly incorrect. The number of people alive today is roughly 7.2 billion. According to a report by the United Nations, this number will increase to 9.6 billion by 2050.And yet, this is still a far cry compared to the total number of people who have ever lived and died.That number is estimated to be around 108 billion.ccording to a report by the United Nations, this number will increase to 9.6 billion by 2050. And yet, this is still a far cry compared to the total number of people who have ever lived and died.


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People are likely to become ghosts after their death when. 1  They have many unfulfilled desires. 2  Many personality defects, such as anger, fear, greed, etc. 3  A lot of negative impressions in the mind. 4  A high amount of ego.nly people who have reached the 50% (samashá¹i) or 60% (vyashá¹i) spiritual level and have low ego are able to proceed to the higher regions of Heaven and beyond and do not become ghosts.


How many people did the man-eating lions of Tsavo actually eat?
It ended in December when a British officer called Lt. Col. John H. Patterson killed both beasts. The man-eatersâ notorious exploits have been immortalised in no less than three Hollywood films, including most recently The Ghost and the Darkness. But despite their fame, no one is quite sure how many people they killed.The Ugandan Railway Company said 28; Patterson claimed it was 135.Both parties had reasons to lie, either playing down or exaggerating the figures for the sake of reputation.ut despite their fame, no one is quite sure how many people they killed. The Ugandan Railway Company said 28; Patterson claimed it was 135. Both parties had reasons to lie, either playing down or exaggerating the figures for the sake of reputation.


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2. When we die, our course in the after-life is decided by a number of factors. These factors include: 1  The number and type of impressions that are created in the sub-conscious mind depending on how we have lived our lives.2  Refer to the article on the impressions in our mind that decides our basic nature and personality.nly people who have reached the 50% (samashá¹i) or 60% (vyashá¹i) spiritual level and have low ego are able to proceed to the higher regions of Heaven and beyond and do not become ghosts.


Ghosts: Are they Real?
What does the Bible say about communicating with familiar spirits, or ghosts? Itâs in the Bible, Isaiah 8:19, NASB. âAnd when they say to you, âConsult the mediums and the spiritists who whisper and mutter.â Should not a people consult their God? Should they consult the dead on behalf of the living?â vs. 20, KJV.For the living know that they will die; But the dead know nothing, and they have no more reward, For the memory of them is forgotten. Also their love, their hatred, and their envy have now perished; nevermore will they have a share in anything done under the sun.â.


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Part of this deception is the appearance of ghosts. Satan wants man to believe that these are the spirits of people who have died. That they have overcome the chains of death and returned.This is opposite of what the Bible says happens when we die. By being presented with these spirits one tends to question if the Biblical destination after death is the correct one.aybe they are unaware of just how widespread these beliefs are. Some theologians don't take them seriously, since they themselves don t believe in ghosts and aliens they fail to realize just how many of the lost people of the world do-not to mention how many Christians are confused about them.


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Ghost Stories: Visits from the Deceased After a loved one dies, most people see ghosts By Vaughan Bell Carlos Sluzkiâs cat died a while ago now, but he still sometimes visits.host Stories: Visits from the Deceased After a loved one dies, most people see ghosts By Vaughan Bell Carlos Sluzkiâs cat died a while ago now, but he still sometimes visits.


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Maybe they are unaware of just how widespread these beliefs are. Some theologians don't take them seriously, since they themselves don t believe in ghosts and aliens they fail to realize just how many of the lost people of the world do-not to mention how many Christians are confused about them.aybe they are unaware of just how widespread these beliefs are. Some theologians don't take them seriously, since they themselves don t believe in ghosts and aliens they fail to realize just how many of the lost people of the world do-not to mention how many Christians are confused about them.


How Earthquakes Work
In a fault zone, the release of kinetic energy at one fault may increase the stress -- the potential energy -- in a nearby fault, leading to other earthquakes. That's one reason why several earthquakes may occur in an area in a short period of time.


How Earthquakes Work
A thrust fault moves the same way as a reverse fault, but at an angle of 45 degrees or less [source: USGS]. In these faults, which are also caused by compression, the rock of the hanging wall is actually pushed up on top of the footwall at a convergent plate boundary.


Visual Glossary
Faults and earthquakes. Like most stories in geology, this one starts beneath the surface. As you may know, the continents we live on are parts of moving plates. Most of the action takes place where plates meet. Plates may collide, pull apart, or scrape past each other.


How Earthquakes Work
In a strike-slip fault, the blocks of rock move in opposite horizontal directions. These faults form when crust pieces slide along each other at a transform plate boundary. The San Andreas Fault in California is one example of a transform plate boundary. This content is not compatible on this device.


Visual Glossary
Strike-slip faults have a different type of movement than normal and reverse faults. You probably noticed that the blocks that move on either side of a reverse or normal fault slide up or down along a dipping fault surface. The rocky blocks on either side of strike-slip faults, on the other hand, scrape along side-by-side.


Visual Glossary
Normal fault. We classify faults by how the two rocky blocks on either side of a fault move relative to each other. The one you see here is a normal fault. A normal fault drops rock on one side of the fault down relative to the other side. Take a look at the side that shows the fault and arrows indicating movement.


The Science of Earthquakes
We call these puzzle pieces tectonic plates, and the edges of the plates are called the plate boundaries. The plate boundaries are made up of many faults, and most of the earthquakes around the world occur on these faults. Since the edges of the plates are rough, they get stuck while the rest of the plate keeps moving. Finally, when the plate has moved far enough, the edges unstick on one of the faults and there is an earthquake.


The Science of Earthquakes
When the force of the moving blocks finally overcomes the friction of the jagged edges of the fault and it unsticks, all that stored up energy is released. The energy radiates outward from the fault in all directions in the form of seismic waves like ripples on a pond. The seismic waves shake the earth as they move through it, and when the waves reach the earthâs surface, they shake the ground and anything on it, like our houses and us!


How Earthquakes Work
There are four types of earthquake faults, which are differentiated by the relative position of the fault plane -- that is, the flat surface along which there's a slip during an earthquake. In a normal fault (see animation below), the fault plane is nearly vertical.