1. A method for pricing insurance premiums for a group including at least one individual based upon aggregate risk information, comprising: acquiring a first set of data from each individual of the group regarding health information; assigning a first risk score to the group based upon analysis of the first set of data from each individual of the group; storing said first risk score of the group; computing a first insurance premium for the group based upon the first risk score of the group; acquiring a second set of data from each individual of the group regarding health information; assigning a second risk score to the group based upon the second set of data; storing said second risk score of the group; and computing a second insurance premium for the group based upon the second risk score for the group.