1. A method for determining an average speed, the method comprising: identifying, via one or more processors, time information and distance information associated with traveling from a first location to a second location; identifying, via the one or more processors, travel delay information associated with traveling from the first location to the second location, wherein (a) the travel delay information comprises a value indicative of the average amount of travel delay time per unit of distance associated with a geographical area and (b) the value indicative of the average amount of travel delay time per unit of distance associated with the geographical area is determined by (i) determining a distance traveled by a vehicle within the geographical area during one or more time periods as indicated by operational data comprising vehicle telematics data, (ii) identifying one or more travel delay segments during the one or more time periods, (iii) determining a duration of the one or more travel delay segments, and (iv) determining, based at least in part on the distance traveled and the duration of the one or more travel delay segments, the value indicative of the average amount of travel delay time per unit of distance associated with the geographical area; and determining, via the one or more processors, an average speed for traveling from the first location to the second location based at least in part on the time information, the distance information, and the travel delay information.