1. A computing system for on-line monitoring and on-line interaction and control of credit information from a credit report of a consumer of credit, the system comprising: one or more hardware processors configured to execute instructions in order to cause the computing system to: access credit information relating to a consumer, the credit information comprising a plurality of credit items, each credit item being associated with a specific credit service; provide a user interface comprising a plurality of active links, each one of said active links being associated with a respective one of the plurality of credit items, wherein each of said active links is configured to enable the consumer to communicate directly with one of the credit services regarding one of the credit items associated with the active link; and transmit the user interface to a computer of the consumer.