1. A computer-implemented method for resolving one or more technology service events with a risk management policy established between a policy holder and an administrator comprising the steps of: establishing a distributed technology system including a server-based risk management processing engine coupled with a plurality of policy holder technical system environments via at least one network; creating at least one policy holder account for a plurality of policy holders, forming a plurality of policy holder accounts, wherein said plurality of policy holder accounts define one or more technology related services that are covered by a risk management policy in exchange for a policy premium; calculating an individual policy premium for each of said plurality of policy holders, wherein an individual policy premium is based on an actuarial risk associated with servicing an individual policy holder's account by: establishing a target profit; assessing the actuarial risk of servicing said one or more technology related services; establishing a policy premium based on said target profit and said actuarial risk; automatically monitoring said individual policy holder's technical system environment using said risk management processing engine, wherein said monitoring comprises collecting updated risk information relevant to said actuarial risk from said individual policy holder's technical system environment; updating said individual policy premium using said updated risk information; identifying one or more serviceable events in a technical system environment of said individual policy holder; verifying that an account of said at least one policy holder covers said one or more serviceable events; verifying that said policy holder's account policy premium is paid for, and resolving said one or more serviceable events.