1. A method for overdraft protection associated with a prepaid debit card to be utilized by a core processor, the method comprising the steps of: a) establishing a prepaid debit card account for a customer; b) receiving a request for funds from a transaction initiated by the customer; c) comparing the amount of the transaction to the funds available; d) utilizing an overdraft privilege risk analysis scoring module, in real-time, to analyze the request for overdraft funds based on a series of criteria; e) authorizing overdraft transactions at certain amounts; and, f) withdrawing the overdraft privilege amount and any associated fees from the customer's account when additional funds are available in the customer's account.