1. A processor-implemented method for providing an incentive relating to a sale or lease of an item, comprising: receiving an indication of an item sold to a buyer or leased to a lessee for which insurance is provided by a third party; determining, via a processor, a class of items for which insurance is to be provided with a sale or lease of one of the class of items; determining a geographic region in which a buyer of one of the class of items must reside to receive the insurance; and paying an insurance premium for an insurance policy on behalf of the buyer, the insurance policy covering an item from the class of items after a sale or lease of the item to the buyer residing in the geographic region.