1. A driving analysis system comprising a first vehicle on-board data recording system and a driving analysis server: wherein the first vehicle on-board data recording system comprises: one or more vehicle operation sensors or cameras configured to record vehicle operation data at the first vehicle; and one or more telematics devices configured to transmit the vehicle operation data from the first vehicle to the driving analysis server, wherein the driving analysis server comprises a processor and a memory unit storing computer-executable instructions, which when executed by the processor, cause the driving analysis server to: receive first vehicle driving data from the first vehicle on-board data recording system, the first vehicle driving data associated with a first vehicle location and a first vehicle time; analyze the received first vehicle driving data to determine a first driving behavior of a first driver of the first vehicle; receive other vehicle driving data from one or more driving data sources, the other vehicle driving data corresponding to one or more other vehicles driven at or near the first vehicle location at or near the first vehicle time; compare the first vehicle driving data to the other vehicle driving data corresponding to the one or more other vehicles driven at or near the first vehicle location at or near the first vehicle time to determine whether the first driving behavior is present in the other vehicle driving data; responsive to determining that the first driving behavior is not present in the other vehicle driving data, adjusting a driver score of the first driver of the first vehicle; and responsive to determining that the first driving behavior is present in the other vehicle driving data, maintaining the driver score of the first driver of the first vehicle.