1. A system for using a communications network with a server and database to provide an income-generating business card system, comprising: a business card, said business card being disposed to contain therein at least one merchant information and a first card-owner information; a data entry unit coupled to said at least one merchant and coupled to said communications network, said data entry unit being disposed to recognize said merchant information and said first card-owner information on said business card, said data entry unit providing a predetermined discount to a holder of said business card upon verification; a server coupled to said communications network; a database coupled to said communications network, disposed to contain merchant information and card-owner information, said server and said database, said communications network being disposed to communicate among said data entry unit, said server and said database; wherein: said data entry unit forwards said merchant information and said first card-owner information to said server and said database, said server, upon receiving said merchant information and said first card-owner information, accesses said database for verification, and if verified, computes a credit to said first card-owner and causes said database to record said credit on said account of said first card-owner.