1. A method to open financial account access from an offsite location, comprising: receiving, by a financial transaction account computer, an electronic request from a customer at said offsite location to open a financial account; requesting by said computer, preliminary identification (ID) information from said customer; receiving, by said computer, said preliminary ID information electronically from said offsite location; analyzing, by said computer, said preliminary ID information to determine an access level for said customer to said pooled custodial account, wherein said access level is associated with access limits; in response to said receiving, establishing, by said computer, immediate customer access to said pooled custodial account maintained by a money services business; creating, by said computer, a customer access area for said customer in said pooled custodial account; and associating, by said computer, said customer access area with said access limits.