1. A method of connecting two parties over an online chat in real time by using computer-readable medium and capable of execution by a computer, the method comprising: having one or more Agents creating an associated selected plurality of one or more Service Providers; enabling the Agents to integrate their selected plurality of Service Providers into their own specialized websites for browsing by a User; having a User initiate a contact with a Service Provider via an Agent's specialized website; submitting a chat invitation by the User to the Service Provider if available; initiating a pre-recorded phone alert if the Service Provider has opted to get a phone alert when a new chat invitation is received; accepting the chat invitation by the Service Provider; and connecting the User for a chat session with the Service Provider.