1. A method for transferring funds, the method comprising, by a transaction processor: receiving information about a beneficiary's mobile device and information about a funds transfer operation, the information about the funds transfer operation including a claim identification (ID) number; contacting the beneficiary's mobile device to determine a location of the beneficiary; determining one or more agents who can fulfill the funds transfer operation based at least in part on the location of the beneficiary; sending information about the one or more agents to the beneficiary's mobile device; and receiving input from the beneficiary's mobile device, the input indicating selection of an agent from the one or more agents.