1. A system that facilitates card-less financial transactions, comprising: a memory having computer executable instructions stored thereon; employing a processor that executes the computer executable instructions stored on the memory to implement the following components: a card-less interface component that enables card-less input of a plurality of account credentials, wherein the plurality of account credentials includes an account identifier and a security credential that is selected as a function of amount of each of the card-less financial transactions, wherein the financial transaction is a cash withdrawal from an ‘electronic wallet’ account that automatically replenishes a balance to a predetermined amount based upon a user-defined policy; and an analysis component that evaluates a subset of the account credentials to at least one of approve or deny each of the card-less financial transactions.