1. A non-transitory computer-readable storage medium storing one or more programs, the one or more programs comprising instructions, which when executed by an electronic device with a display and a short-range communication radio, cause the device to: detect, by the short-range communication radio, presence of a field generated by a contactless payment transaction terminal; in response to detecting presence of the field generated by the contactless payment transaction terminal, determine whether authorization to proceed with a payment transaction is provided; in accordance with a determination that authorization to proceed with the payment transaction has been provided, proceed with the payment transaction with the contactless payment transaction terminal; and in accordance with a determination that authorization to proceed with the payment transaction has not been provided, provide an indication requesting authorization to proceed with the payment transaction.