1. A method of generating a glide path for a target date fund using a computing device comprising a processor and a non-transitory computer readable medium in communication with the processor, wherein the target date fund comprises a growth asset and a reserve asset, wherein the glide path comprises a distribution of the growth asset and reserve asset over a time period ending on an end date, the method comprising: identifying, using the processor, an acceptable risk level for the target date fund; determining, using the processor and the identified acceptable risk level, an inflection date; calculating, using the processor, a value G(i) that is equal to a percentage of the target date fund comprising the growth asset at the inflection date; calculating, using the processor, a value R(i) that is equal to a percentage of the target date fund comprising the reserve asset at the inflection date; and determining, using the processor and using G(i) and R(i), the glide path for the target date fund, wherein at the end date the reserve asset comprises one hundred percent of the target date fund.