1. A computer-implemented method for forming a structured note, the structured note comprising a contract allowing an obligor to provide a return to an investor, the return based on at least one selectable objective valuation measure, the method comprising: identifying an investment goal through requestor interaction with a graphical user interface; implementing an optimization tool executed by computer processing components for generating a proposal for meeting the investment goal selected by the requestor, the proposal identifying multiple objective valuation measures; customizing the structured note, using customization components executed by the computer processing components, by combining selected identified objective valuation measures as selected by the requestor to meet the investment objective; issuing the structured note having the multiple objective valuation measures and meeting the investment objective, wherein underlying assets of the obligor are not identical to liabilities created by the objective valuation measures of the issued structured note.