1. A method of providing additional security to a user's accessing of a secure information system, by password, ID and dynamic biometric inputting characteristics of the user, that comprises, incorporating an artificial intelligence (AI) architecture feature wherein highly personal questions are asked of the user that only the owner of the password and ID would be able to answer instantaneously from the subconscious mind, as distinguished from a user other than the owner who would require a finite response time; establishing access-authorization confidence levels in accordance with such response times; measuring the time for the user to commence responding to such personal questions; and assigning a level of confidence for access in accordance with such measured response times.