1. A method comprising steps: (a) a vehicle comprising telemetric equipment is provided; (b) driving data is collected, wherein the driving data is collected using the telemetric equipment; (c) environmental data is collected; (d) vehicle original equipment manufacturer data comprising vehicle recall data and vehicle warranty claim data is collected; (e) vehicle pricing data is collected, wherein the pricing data is collected from external sources capturing a market price for the vehicle; and (f) a vehicle valuation is generated.