1. A method for providing a loan to a borrower, the method comprising: receiving, at a host system, an identification of real property and a specification of medical and/or healthcare services; calculating, with the host system, a total loan value for the real property and specified medical and/or healthcare services; requesting, with the host system, approval of the loan secured by the real property for the total loan value; and initiating, with the host system, a closing on the loan at which a customer depository account is funded to provide future funds for payment of expenses for the medical and/or healthcare services.