1. A method for reducing risk in driving, comprising: capturing a driving event at an event detector coupled with a vehicle, the driving event comprising profile information including an identifier that identifies the driver of the vehicle during the driving event, said captured driving event further comprising video data recorded of the inside of the vehicle and of the outside of the vehicle; providing the driving event to an evaluation server; storing the driving event in a database managed by the evaluation server; associating the driving event with a driver record stored in said database, wherein the driver record comprises the identifier that identifies the driver; analyzing the driving event to calculate a driving event score; associating the driving event score with said driver record in the database; creating a driver counseling session based on the driving event; associating the driver counseling session with said driver record in the database; and combining a plurality of driving event scores associated with a driver identifier to generate a driver score.