1. A method comprising: transmitting display information received from a device of a first party and relating to an item to be transacted in a transaction process via a computer-based commerce system; receiving, from a second party, a request to be qualified to transact for the item in the transaction process via the computer-based commerce system; responsive to the request, automatically assembling financial information corresponding to the second party; transmitting, to the first party, an automatically generated communication comprising the request and the financial information; receiving, from the first party, a qualification response corresponding to the automatically generated communication; and responsive to receiving the qualification response, automatically performing an authorization process corresponding to a content of the qualification response.