1. A system, comprising: a processor; and a memory coupled to the processor, wherein the memory comprises program instructions executable by the processor which when executed by the processor perform a process comprising: receive, at a personal computing system associated with a consumer user, event information comprising a plurality of events associated with financial aspects of a health related service provided by a health services provider, wherein one or more portions of the event information are provided by each of an insurance provider, the consumer user, and the health services provider; and generate display data that defines a display configured to graphically indicate a state of each event within the plurality of events, wherein to graphically indicate the state of the series of events the display comprises generating a plurality of chronologically ordered visual elements each associated with the event information, wherein the visual elements graphically indicate: one or more claims filed by the health services provider with the insurance provider; one or more payments associated with the health related service, the one or more payments being made either by the consumer user or by the insurance provider to the health service provider; and one or more action indicators, each action indicator indicating at least one action to be performed in response to the state of one or more events of the plurality of events, each action indicator representing a recommendation provided to the consumer user as to a next action the consumer user is recommended to perform or not perform with respect to payment settlement relating to the health related service, based at least on the event information received.