1. A mobile device for making a purchase, the mobile device comprising: a memory device; a positioning system device; a user interface configured to present information to a user; a communication device; a processing device operatively coupled to the memory device and the communication device; and a mobile wallet application configured to: determine a location of the user making a current purchase using the positioning system device; display, via the user interface, a menu, the menu comprising options selectable by the user, the options comprising multiple payment vehicles; generate a payment vehicle recommendation, the recommendation generated based, at least in part, on prior payment vehicle usage by the user to make a prior purchase at the location at a previous time to the current purchase; present the generated payment vehicle recommendation to the user, wherein the payment vehicle recommendation is presented to the user in the form of a prompt to the user identifying the recommended payment vehicle; receive input instructions from the user to transmit payment vehicle data to an external apparatus; and transmit the payment vehicle data wirelessly to the external apparatus to complete the purchase.