1. A computer-implemented method for facilitating a loan between a borrower and a lender, the method comprising: a computerized financial services system receiving borrower income tax return data and lender income tax return data and preparing respective borrower and lender income tax returns using respective borrower and lender tax return data; the computerized financial services system determining that the lender income tax return indicates a tax refund is due to the lender; the computerized financial services system receiving desired loan criteria of the lender; the computerized financial services system receiving a loan request from the borrower, the loan request including loan terms; the computerized financial services system determining a credit score of the borrower based at least in part on an analysis of the income tax return data of the borrower; the computerized financial services system determining that the loan terms and credit score satisfy the lender's desired loan criteria and presenting the loan request to the lender, the loan request comprising the borrower's credit score and loan terms comprising requested loan amount, interest rate and loan period; and the computerized financial services system receiving instructions from the lender to execute a loan to the borrower based at least in part upon the loan terms, the instructions including a lender loan amount to be loaned by the lender to the borrower, the lender loan amount being less than or equal to the requested loan amount, the instructions also including authorization from the lender to use at least part of the tax refund to fund the loan.