1. A processor-implemented method to provide commodity offerings, comprising: setting at least one commodity offering terms for a commodity offering; setting at least one commodity offering exercise restrictions for a commodity offering; determining at least one commodity offering pricing value based on the at least one commodity offering terms and at least one commodity offering pricing model for the commodity offering; providing the commodity offering, including at least one association based on the commodity offering pricing values between a strike price and a premium, for selection by a customer; and providing payment for some portion of a commodity purchase for an exercised commodity offering subject to the at least one commodity offering exercise restrictions, wherein the strike price of the commodity offering is less than a local retail commodity price.