1. A computer-implemented method of determining prices, comprising: prompting a provider with an interactive voice response system to enter information about a patient encounter wherein the interactive voice response system is configured to verbally prompt the provider for patient identification information, provider identification information, and goods or services information; receiving the patient identification information, the provider information, and the goods or services information; determining a payment amount associated with the goods or services wherein determining the payment amount comprises: selecting at least one fee schedule from multiple fee schedules based at least in part on the provider identification information; and calculating the payment amount based at least in part on the selected fee schedule and based at least in part on the goods or services information; and communicating the payment amount to at least the provider.