1. A method of determining the level of risk associated with a provider of vehicle loans comprising: receiving, by a processor, vehicle registration data comprising one or more vehicle data records comprising a unique vehicle identifier and lien information; determining, by the processor, a provider of vehicle loans associated with the one or more vehicle data records based at least on the lien information of the one or more vehicle data records; extracting the unique vehicle identifier from the one or more vehicle data records; receiving, by the processor, vehicle history data based on the unique vehicle identifier of the one or more vehicle data records; determining, based on the accessed vehicle history data, adverse history events associated with the unique vehicle identifier of the one or more vehicle data records; determining, by the processor, the provider of vehicle loans associated with the adverse history events associated with the unique vehicle identifier based on the unique vehicle identifier; and, determining, by the processor, a risk level for the provider of vehicle loans based upon the determined adverse history events associated with the unique vehicle identifier that is associated with the provider of vehicle loans, wherein the risk level comprises a ratio of a number of vehicles for which the provider of vehicle loans holds loans with adverse history events to a number of vehicles for which the provider of vehicle loans holds loans.