1. A computer-implemented method, comprising: capturing a first image by a mobile computing device having a mobile wallet application executing thereon; determining a geographic location and a direction of the mobile computing device while capturing the first image; generating a display that includes the first image and that identifies the locations of merchants that have at least one offer available for a user of the mobile device based on the geographic location and the direction of the mobile computing device, wherein the at least one offer is generated based on the past transactions of the user, wherein the user may accept the offer using the mobile wallet application to purchase an item or service from the offer receiving from a mobile device a second image of a financial incentive with user input fields; identifying areas of the second image that represent the user input fields; and generating an overlaid image on the second image, the overlaid image including input fields to be filled by the user to provide data for the user input fields.