1. An image fusion apparatus using a multi-spectral filter array sensor, the image fusion apparatus comprising: a separation unit configured to separate an input image input through the multi-spectral filter array sensor into an RGB image and a near infrared (NIR) image; a color reconstruction unit configured to extract an RGB image in a visible band by removing an NIR value incident together with R, G and B values through the multi-spectral filter array sensor from the R, G and B values; and an image fusion unit configured to fuse the RGB image in the visible band with the NIR image, in which a fusion rate of the RGB image and the NIR image is based on a size of each of the R, G and B values of the RGB image in the visible band.