1. A portable hand-held transaction device comprising: a sensor configured to acquire sensor data representative of and associated with an image of at least one credit card object; a data processing computing platform coupled with the sensor and configured to: recognize, based on salient parameters associated with the image, the at least one credit card object as a known target credit card object; identify an information address stored in a database based on recognizing the at least one credit card object; and use the information address to obtain pertinent information associated with a selected account associated with the at least one credit card object; and a terminal connection coupled with the data processing computing platform and configured to enable a terminal device to initiate a transaction with the selected account based on the pertinent information and by providing the pertinent information to the terminal device.