1. A configurable image quality analysis system for use at a point of presentment, comprising: at least one processor having; an input at the point of presentment receptive of an image of a physical item at least partially embodying a financial transaction; an image quality module adapted to perform a plurality of image quality tests in real time on the image according to a plurality of configurable test parameters to identify a poor quality image; an edit module adapted to perform at least one edit in real time on the poor quality image to generate an edited image; and an output adapted to report in real time at least one of the edited image and a report of results from the plurality of quality tests of the image quality module.