1. A computer implemented method for linking an underwriting action to a customer account, the method comprising: receiving, via a computer network, an inspection model, wherein the inspection model corresponds to a geographic location associated with a structure; determining, at one or more processors, that a virtual inspection is necessary based on the inspection model; retrieving, via the computer network, a first aerial image, wherein the first aerial image corresponds to the geographic location; retrieving, via the computer network, a second aerial image, wherein the second aerial image corresponds to the geographic location; receiving a comparison data value corresponding to the first and second aerial image; and determining, at the one or more processors, an underwriting action based on the comparison data value; and linking, at the one or more processors, the underwriting action to an customer account.