1. An apparatus for editing a photo album, comprising: means for receiving photo album editing instructions comprising an identification information (ID) for a client and a template selection, which template comprises: insertion areas into which images are inserted, and a template header into which composition information including composing conditions associated with each insertion area is recorded; means for selecting and sending image data sets based on the received photo album editing instructions and the client ID; means for sending template data sets comprising the composition information based on the received template selection; means for sending predetermined guide images to be inserted into corresponding insertion areas; means for displaying the template with the guide images inserted in the corresponding insertion areas on a template area of a display device; means for displaying a catalog of visual images which correspond to images from the image data sets on a catalog area of the display device; means for receiving a selection of an image from the catalog area and a selection of an insertion area from the template area; means for determining processing information comprising at least one of a magnification ratio and a trimming position of the selected image based on the composition information associated with the selected insertion area; means for performing at least one of a magnification and a trimming of the selected image based on the determined processing information; and means for inserting a resultant image into the selected insertion area.