1. A characteristic extraction apparatus for a moving object, comprising: a map information database in which map information is recorded; visit data acquisition unit acquiring location data from a current position of the moving object by referring to said map information database and acquiring situation data at a time when the moving object visits a location corresponding to the location data; a visit history database relating and recording location data and situation data acquired by said visit data acquisition unit; characteristic extracting unit extracting a characteristic of the moving object by extracting data from said visit history database and analyzing extracted data; and extracted characteristic utilizing unit utilizing an extracted characteristic of the moving object.