1. An exposure analyzing apparatus, comprising: one or more processors; and a memory in signal communication with the one or more processors, the memory storing instructions which, when executed by the one or more processors, causes the one or more processors to define a plurality of parameters; determine a concentration of exposure using a financial perspective to determine financial exposure for a potential exposure location based at least in part on the defined one or more of the plurality of parameters, the defined plurality of parameters including one or more of a financial obligation amount associated with the potential exposure location or an amount of assumed risk level associated with the potential exposure location; and generate an output associated with the determined concentration of exposure; wherein the financial perspective includes apportionment of liability of a total loss associated with the potential exposure location into a plurality of segments.