1. A system comprising: an image capture device; a memory; and a processor in communication with the image capture device and the memory, the processor configured to: monitor an image of a negotiable instrument in a field of view of the image capture device with respect to a monitoring criterion; capture the image of the negotiable instrument with the image capture device when the image of the negotiable instrument passes the monitoring criterion; and send the captured image of the negotiable instrument for depositing the negotiable instrument to a financial institution server through a communication pathway between the system and the financial institution server.