1. A method of depositing a negotiable instrument, comprising: electronically receiving at an image processor of an institution a digital image file comprising an image of a plurality of portions of the negotiable instrument from a user computing device of a user, wherein the negotiable instrument is physically separated into the plurality of portions; electronically obtaining financial information pertaining to the negotiable instrument from the plurality of portions in the digital image file using the image processor; and electronically depositing funds of the negotiable instrument into an account of the user based on the financial information.