1. A system for secure medical and dental record communication comprising: a provider system having a processing unit, a digital imager, a data transmission/reception device, and a memory wherein a provider management unit resides, for generating a unique image identification associated with an image, creating a message that includes the image, and sending the message to a payer system; and a payer system having a processing unit, a data transmission/reception device, and a memory wherein a payer management unit resides, for selectively requesting a transmission that includes the message from the provider system, receiving the message from the provider system, performing record evaluation and processing, and selectively generating a message acceptance notification or a message rejection notification.