1. A method for determining an insurance agency location, the method comprising: (a) receiving at least one geographic region to be evaluated for placement of the insurance agency location; (b) receiving at least one distance band to a risk border to be evaluated for placement of the insurance agency location, wherein the at least one distance band to the risk border is calculated by considering a curvature of Earth and determining a distance between a furthest state boundary and the risk border; (c) determining at least two related zip codes to be evaluated based on the at least one geographic region received in step (a); (d) receiving modeling factors to be utilized in the determination of the insurance agency location; (e) displaying homeowner counts within the at least one distance band; (f) determining the insurance agency location based on the displayed homeowner counts and the received at least one distance band; (g) calculating a final score for each of the at least two zip codes determined in step (c), wherein step (g) further comprises: calculating a composite score for each of the at least two zip codes determined in (c); and (h) comparing the final scores for each of the at least two zip codes to rank order the at least two zip codes.