1. A method for exchanging voice messages between a calling party and a called party comprising, in combination, the steps of: receiving and recording an incoming voice message from said calling a party as a speech signal recording, analyzing the voice signal content of said speech signal recording to identify boundaries subdividing said speech signal recording into segments, reproducing said speech signal recording to said called party while pausing between at least some said segments to accept and record a spoken response from said called party as a recorded speech signal response, and transmitting a reply message including each such recorded speech signal response to said calling party.