Under the terms of CUW Solutions ' contract underwriting agreements with lenders and subject to contractual limitations on liability , Essent Group Ltd. agree to indemnify the lender against losses incurred in the event that Essent Group Ltd. make an error in determining whether loans processed meet specified underwriting criteria , to the extent that such error materially restricts or impairs the salability of such loan , results in a material reduction in the value of such loan or results in the lender repurchasing the loan .