The following performance graph compares , for the period from October 31 , 2013 ( the date Essent Group Ltd. common shares commenced trading on the NYSE ) through December 31 , 2015 , the cumulative total shareholder return of an investment in ( i ) Essent Group Ltd. common shares , ( ii ) the S P 500 and ( iii ) a composite peer group selected by us consisting of Arch Capital Group Ltd , Genworth Financial , Inc , MGIC Investment Corporation , NMI Holdings , Inc. and