if we had the money
if we have the money
conj pro:sub v det:art n
if we had the money .
ɪ f WORD_BOUNDARY w iː WORD_BOUNDARY h æ d WORD_BOUNDARY ð ə WORD_BOUNDARY m ʌ n i WORD_BOUNDARY
i f WORD_BOUNDARY w e WORD_BOUNDARY h a d WORD_BOUNDARY t h e WORD_BOUNDARY m o n e y WORD_BOUNDARY