I would say an old lady
i would say an old lady .
aɪ WORD_BOUNDARY w ʊ d WORD_BOUNDARY s eɪ WORD_BOUNDARY ɐ n WORD_BOUNDARY oʊ l d WORD_BOUNDARY l eɪ d i WORD_BOUNDARY
i WORD_BOUNDARY w o u l d WORD_BOUNDARY s a y WORD_BOUNDARY a n WORD_BOUNDARY o l d WORD_BOUNDARY l a d y WORD_BOUNDARY