" 

 :I see your point. However, I think the current wording of the paragraph is a good compromise, since it offers three descriptive examples of the extremes of gr. calc. policies around the world. I would expect very many, if not most, other countries to have situations close to one of those examples. Also, the opening sentence plus the word ""general"" in the Finland example indicates that such policies might be enforced at several administrative levels (one could of course state this more explicitly, I admit).  "