== Microinsurance == 

 Dear MrOllie, 

 you deleted my additions to the microinsurance-article several times on the ground that it would be advertisement and/or spam. GRF Davos is a nonprofit foundation amongst others trying to increase awareness and appreciation for microinsurance. Wikipedia, as a collaborative Encyclopedia, is helpful in raising awareness and getting information across and marking my neutral statements as advertisement is therefore inappropriate. Furthermore you deleted my entry of appropriate literature. Microinsurance is a topic for which only limited literature is available and the entered book provides a good source of additional information. With this in mind I would be very grateful if you stop deleting edits due to inexplicable reasons. 

 Thank you and best wishes, 
 GRF mk