** spoiler alert ** 
 I couldn't stand this book, and I'm surprised that I actually finished it. I think I only did because I wanted to give it a chance, and also so I could say with conviction that it is a series I will not continue. It was so painful to read about the main character's blatant denial of her overwhelming debt, like when she threw her bills out so as to claim non-receipt in hopes of postponing payment rather than dealing with them. It saddens me to think people may actually be like that, and it's not something I want to read about. The good fortune that strikes her when she realizes a connection between the misfortune of her parents' neighbors and something she vaguely remembers reading/hearing about is a hard plot line to swallow, and I while I was reading, I was wishing for the main character's success with the knowledge that the ending was near.