I highly enjoyed it. I mean the point is she doesn't understand love but is seeking a husband with a title. When Annabelle first meets Simon she doesn't understand the attraction she has towards him. She thinks it is because of his roughness that she stares but in truth it is an intrigue as to his wilder nature. She's so used to Lords and Dukes who do nothing that a man who actually works for his money is foreign. 
 Simon is beyond intrigued by the woman who is scheming for a titled husband. He finds her to be a challenge worth having. His plan to make her his mistress, never offering her marriage; but his plans change when the idea of another man touching her makes his blood boil. 
 Annabelle is on the verge of spinsterhood (takes place in 1841-42) and is actively seeking a husband. Her problem is she has no dowry to entice a man into a proposal (since one did not marry for love). The unassuming Lord Kendall seems the perfect man to lure into a compromising situation which would require a proposal only she has to deal with an old sinister Lord who wants her as a mistress and will ruin her reputation to get it and Simon who is determined to be the man to put her in a compromising position.