SPOILERS * SPOILERS * SPOILERS * SPOILERS * SPOILERS * SPOILERS * SPOILERS * SPOILERS * SPOILERS * SPOILERS * 
 From all the Susan Elizabeth Phillips I've read (about 6-7), this is the most disappointing due to the despicable action carried out by the heroine. Granted, many of her characters start off being conceited and generally unlikable (see Ain't She Sweet), but the fact that they grow and learn from their past and errors is what makes a good story... which is definitely NOT what happened in this "Fancy Pants." 
 The main character, Francesca Day, is the typical richy brat who gets all she wants when she wants, until she doesn't, which is when she meets the hero, Dallie Beaudine, her opposite in every way. Basically he rescues her even when he's not overly enthusiastic about doing so due to Francesca's scratchy personality, but of course they start to like each other and the inevitable happens. Unfortunately, the hero also much of a hero and ommitted the 'small' detail that he was married, so Francesca lost it and ran away... which is where it starts to get really ugly. Instead of being the bigger person, demonstrating she grows up and that it's not longer only about her and her protagonism, what does she do? She HIDES the fact that she got pregnant, even though she KNEW he would love to have had a child. 
 This is NOT the usual case in which the man gets freaked out about having a child and makes mistakes so the heroine runs away; not, it's about a man who lost a child and would have probably been more than happy to have another one (once it was clear one was on the way - it's not like he was looking to impregnate someone) but the heroine, instead of telling him and dealing with it together, she HIDES IT FOR 10 YEARS. Yes, TEN YEARS. 
 I'm sorry, but that is just WRONG. You do not HIDE a child from his/her father for ten years simply because he made mistakes or got you angry or because you 'have something to prove...' The only way it would be acceptable to do this if the father was an abuser and the mother wanted to protect the child, which is not this case at all. 
 Francesca continued to make it ALL ABOUT HER. The only thing she changed/improved was the fact that she stopped whining and craving for luxury, but actually DID something about getting it. That's ALL. As a person, there was very little growth. Even towards the end, Dallie's miraculous wins was due to HER wanting him to win for HER... it was never about Dallie overcoming his internal demons. 
 Personally, I think this was pretty shoddy writing. Unless the author's intent was to actually leave the reader with a bad taste in one's mouth, which she succeeded to do marvelously. 
 All in all, I gave it two stars because at least it was entertaining, but just about that. I don't plan on re-reading this book anytime in the future.