I didn't necessarily LIKE Annabel. She somehow internalized from a young age that being NICE (aka not starting trouble or saying what you want/mean) was the best way to live life. So by the time she's twelve, she really can't say no, even when she wants to, and if she does mess up, she can't really try more than one time to resolve the issue. If they won't talk to her that first time, they must hate her and she just moves on. And that drove me crazy. Hey, I hate conflict too! But, come on. 
 After her best frenemy, Sophie, thinks she sees Annabel messing around with her boyfriend, Annabel can't stand up for herself and tell Sophie what really happened. And so she gets ostracized (somewhat by choice, really) and ends up sharing her lunches with Owen, who is a loner by choice. 
 While I am not sure I liked Annabel all that much, I LOVED Owen. He is brutally honest, and he challenges Annabel to be the same. They connect over music - his completely out-there and "enlightened" tastes to her more mainstream ones. Annabel learns she can tell Owen she hated his radio show - and shocker - he won't hate her and leave! She starts to open up about other things to him, but when she had the chance to come clean about everything - she blew it, and I'm not sure why. 
 She does eventually come clean, first to Owen, then her family and the ending was sweet. I think I liked The Truth About Forever better, but Owen saved this, and redeemed Annabel in my eyes. If she keeps with him, she'll eventually figure it out.