OK... finally to the end of the McGregors series. The Debt is the story of Keir and Jessica. While this wasn't so much heavy on the comedy like how the series began it was still heavy on the feels. Combine that with full-fledged characters, some steamy smut, and a trip though the Scottish Highlands and you have a recipe for a lovely piece of book candy. 
 This is a good example of a healthy relationship... mostly. There was some lying going on which leads to the obligatory break up but other than that it was a healthy relationship. They treat each other with kindness, respect, and friendship which should be the exact foundation for any great relationship. I loved that Keir didn't sweep in and try to completely control Jessica's life in order to "save" her. He really let her have the control over the relationship and it was so refreshing to see a man be patient. I did feel like perhaps Keir was a bit more giving on the emotional front than Jessica was but I think that Keir needed to be able to nurture someone so it all worked out in the end. Both of them as individuals are running away from the darkness in their pasts. As it turns out, they were always running toward each other. For that alone I was hardcore rooting for Keir and Jessica to have their HEA! 
 So, speaking of relationships, let's get down to the smut, shall we? As always, Karina Halle never lets her readers down. This is some grade A smut right here! All of the books feature dirty talk but The Debt takes it to a whole other level. I would normally put in some quotes when I find a bit of dialogue that's particularly great but in this case I can't. It would just be far too steamy to handle! Only thing that didn't get explored was Keir's fantasies. He mentioned that there was a bunch of dirty stuff he wanted to try but never really had the chance but those dirty fantasies never really get explored... or experienced. 
 So there you have it: book candy. This was an engaging and sweet read and I got all I wanted to get out of it. There was drama (view spoiler)[ The first chapter is of Jessica being shot and almost shot again in a terrorist attack! (hide spoiler)] a plenty and at times I had to do that thing where you open your eyes super wide in order not to start crying. But that's just it! I felt enough for the characters that I was in it to win it with them. I was glad they got their HEA. Now all they need is an adopted dog from Lachlan! 
 P.S. In the epilogue Keir mentions Lachlan's birth mother showing up out of the blue. I wish there was a story about that! I always wondered if Lachlan would ever find her again and what the reunion would be like.