ceramic caps are really durable, MLCC's are often tested at rated to 200% rated voltage for ~1000 hours before failure.

That being said, I often find that higher voltage MLCC's can actually be cheaper than the lower voltage for a given capacitance due to higher industry volume for the higher voltage ratings.  For instance finding 16v 0.1uf MLCC is never a problem, but something like 100pF may be cheaper at 50V than it is at 16V

Voltage ratings of capacitors: ceramic vs electrolytic
I want to get the current directory of the topmost Terminal tab/window (via AppleScript or something else, it doesn't really matter). How can I do that?
