Katherine from Betterment here.  I wanted to address your inquiry and another comment regarding our services.  I agree with JAGAnalyst - it's detrimental to your returns and potential for growth if you try to time the market.  That's why Betterment offers customized asset allocation for each portfolio based on the nature of your goal, time horizon, and how much you are able to put towards your investments.  We do this so regardless of what's happening in the markets, you can feel comfortable that your asset allocation plus other determining factors will get you where you need to go, without having to time your investing.  We also put out quite a bit of content regarding market timing and why we think it's an unwise practice.  We believe continuously depositing to your goal, especially through auto-deposits, compounding returns, tax-efficient auto-rebalancing, and reinvesting dividends are the best ways to grow your assets.

Let me know if you would like additional information regarding Betterment accounts and our best practices.  I am available at buck@betterment.com and am always happy to speak about Betterment's services.

Katherine Buck, Betterment Community Manager

Retirement Funds: Betterment vs Vanguard Life strategy vs Target Retirement
OK, I have no idea what's going on. I'm using a Mac and successfully installed pgRouting. I used osm2po on some data, which created a sql file. I imported the sql file into a pgRouting database and all is well, except the fact I only took into account routes for cars.

After Carsten helped me with configuring osm2po.config, I ran osm2po again that ran as expected.

From the terminal, I run the command:

psql -U [username] -d [dbname] -q -f "/Users/John/Desktop/osm2po-4.6.9/wmCar/wmCar/wmCar_2po_4pgr.sql


I was expecting it to be successful like last time, as to my knowledge the conditions are the same. However I get the error:

psql:/Users/John/Desktop/osm2po-4.6.9/wmCar/wmCar_2po_4pgr.sql:101739: ERROR:  INSERT has more expressions than target columns
LINE 2: ..., -2.0046492, 52.5307149, -2.0026647, 52.5310823, &gt;'010200002...


With pgAdmin I look at the empty table that was created, and compared to the first sql file I imported, the new table was missing a column. That being geom_way. I find this odd as I haven't changed anything. I threw osm2po folder to the trash, and unzipped a new osm2po folder. To test whether it was going to work, I ran osm2po on the original pbf file with the original osm2po.config settings and tried to import that into the same pgRouting database. The error appeared again. For some reason, the last column, geom_way, isn't being added to the table.

Would anyone know why it's started doing this?
