Abaixo está uma instrução que descreve uma tarefa de geração de SQL, combinada com uma entrada que fornece mais contexto sobre os esquemas de tabela disponíveis. Escreva o código SQL que responda adequadamente à solicitação
 ###Instrução: Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}
 ###Tabelas: 
CREATE TABLE PolicyTypes (PolicyTypeID INT, PolicyType TEXT); INSERT INTO PolicyTypes (PolicyTypeID, PolicyType) VALUES (1, 'Home'), (2, 'Auto'), (3, 'Life'); CREATE TABLE Policyholders (PolicyholderID INT, PolicyholderName TEXT, PolicyTypeID INT); INSERT INTO Policyholders (PolicyholderID, PolicyholderName, PolicyTypeID) VALUES (1, 'John Doe', 1), (2, 'Jane Smith', 2), (3, 'Bob Johnson', 2), (4, 'Alice Williams', 3), (5, 'Charlie Brown', 3); CREATE TABLE Claims (ClaimID INT, PolicyholderID INT, ClaimDate DATE); INSERT INTO Claims (ClaimID, PolicyholderID, ClaimDate) VALUES (1, 1, '2022-01-15'), (2, 1, '2022-02-10'), (3, 2, '2022-02-20'), (4, 2, '2022-02-25');
SELECT PolicyTypes.PolicyType FROM PolicyTypes LEFT JOIN Policyholders ON PolicyTypes.PolicyTypeID = Policyholders.PolicyTypeID LEFT JOIN Claims ON Policyholders.PolicyholderID = Claims.PolicyholderID WHERE Claims.ClaimID IS NULL GROUP BY PolicyTypes.PolicyType ORDER BY PolicyTypes.PolicyType;