"Last year you mean, when I was fresh from that horrid vulgar school? Of course I did. Doesn't every girl like to come home for the holidays? And how was I to know any better? But oh, Mr. Osborne, what a difference eighteen months' experience makes! eighteen months spent, pardon me for saying so, with gentlemen. As for dear Amelia, she, I grant you, is a pearl, and would be charming anywhere. There now, I see you are beginning to be in a good humour; but oh these queer odd City people! And Mr. Jos--how is that wonderful Mr. Joseph?"
"It seems to me you didn't dislike that wonderful Mr. Joseph last year," Osborne said kindly.

"Last year you mean, when I was fresh from that horrid vulgar school? Of course I did. How was I to know any better? But oh, Mr. Osborne, what a difference eighteen months' experience makes! Eighteen months spent, pardon me for saying so, with gentlemen. As for dear Amelia, she is a pearl, and would be charming anywhere. There now, I see you are beginning to be in a good humour. And Mr. Jos - how is that wonderful Mr. Joseph?"
"It seems to me you didn't dislike that wonderful Mr. Joseph last year," Osborne said.
