"Six months ago I passed out at this gate," said he, "a proud, angry, disappointed man. I come back sadder and wiser; weakly enough, but not worried. A cold, gray, yet quiet world lies round--a world where, if I hope little, I fear nothing. All slavish terrors of embarrassment have left me. Let the worst come, I can work, as Joe Scott does, for an honourable living; in such doom I yet see some hardship but no degradation. Formerly, pecuniary ruin was equivalent in my eyes to personal dishonour. It is not so now; I know the difference. Ruin _is_ an evil, but one for which I am prepared; the day of whose coming I know, for I have calculated. I can yet put it off six months--not an hour longer. If things by that time alter, which is not probable; if fetters, which now seem indissoluble, should be loosened from our trade (of all things the most unlikely to happen), I might conquer in this long struggle yet--I might--good God! 
"Six months ago I left here," said he, "a proud, angry, disappointed man. I come back sadder and wiser. A cold, grey world lies round - a world where, if I hope little, I fear nothing. If the worst comes, I can work, as Joe Scott does, for an honourable living. Formerly, financial ruin was dishonour in my eyes. It is not so now. Ruin is an evil, but one for which I am prepared. I have calculated that I can put it off six months - not an hour longer. If things by that time alter, I might conquer yet. 