"Mr. Skimpole," said I, raising my eyes to his, "I have so often heard you say that you are unacquainted with the common affairs of life--"
"Meaning our three banking-house friends, L, S, and who's the junior partner? D?" said Mr. Skimpole, brightly. "Not an idea of them!"
"--That perhaps," I went on, "you will excuse my boldness on that account. I think you ought most seriously to know that Richard is poorer than he was."

"Mr. Skimpole," said I, "I think you ought most seriously to know that Richard is poorer than he was."
