With a buoyancy and hopefulness and a gaiety that hardly ever flagged, Richard had a carelessness in his character that quite perplexed me, principally because he mistook it, in such a very odd way, for prudence. It entered into all his calculations about money in a singular manner which I don't think I can better explain than by reverting for a moment to our loan to Mr. Skimpole.

With a buoyancy and hopefulness and a gaiety that hardly ever flagged, Richard had a carelessness in his character that quite perplexed me, principally because he mistook it, in a very odd way, for prudence. It entered into his calculations about money in a singular manner which I can best explain by reverting to our loan to Mr. Skimpole.
