The sobering statistic was one of many released by the Federal Reserve on Thursday as part of its report on the economic well-being of U.S. households, which surveyed more than 4,100 people online last year between mid-September and early October. Roughly one-third reported that they plan to retire at the same age as they had planned prior to 2008, and 36% now plan to retire at a later age than before the recession. Households quantifies the number: roughly 40% of people 45 and over who were not yet retired have pushed back their retirement plans. ALSO READ: America’s Best Companies to Work For 
 
 Among those aged 55 to 64 who had not yet retired, only 18% plan to follow the traditional retirement model of working full time until a set date and then stop working altogether. Some 24% expected to keep working as long as possible, and another 18% expected to retire and then work a part-time job. Another 9% said that they expect to retire and then become self-employed.
– Here's a scary stat for you, spotted by the Washington Post: About 1 in 5 people nearing retirement have no money for retirement. It comes from a newly released survey by the Federal Reserve of about 4,100 Americans. In total, 31% had saved no money for retirement, though the figure improved to 19% for those ages 55 to 64. What's more, 20% of people over 60 said retirement planning hadn't even crossed their minds, which probably explains why 24/7 Wall St. calls this "the next crisis." Another depressing find: Some 40% of non-retirees 45 and over have had to delay their pre-recession retirement plans. The problem doesn't just boil down to poor planning. "Many respondents, particularly those with limited incomes, indicated that they simply have few or no financial resources available for retirement," researchers say. In particular, a quarter of respondents said they were "just getting by," while 13% said they were struggling, CBS News reports. About 45% of people said they planned to rely on Social Security to pay the bills in retirement, while 25% gave the following answer: "I don't know." Just as many said they expected to work as long as they could, and another 18% planned to get a part-time job after retiring.