Welcome to the New Year! This week, we discuss
reviewing your finances to ensure that you will
achieve your targets, and what to do if you are going
to come up short. Also this week, lowering the risk of
bond investing.

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Below
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- Investment ideas
- Personal finance
- Monthly matters
- Fund watch
- Online advice and chats
- Free and sponsored reports

Investment ideas
-----------------------------------------

1. INVESTMENT IDEAS
Analysts predict solid 2002 for cable TV stocks
Consolidation and EBITDA growth will be the year's major themes

by John Filar Atwood, equity research columnist

Investors relying on cable television stocks as a defensive investment were
disappointed in 2001, as the group fell by about 20 percent, compared with
the a drop of "just" 13 percent for the S&P 500. But investors who now
abandon the industry may find themselves even more disappointed in 2002.

Analysts are projecting a strong year for cable companies, predicting
revenue growth of 13 percent and EBITDA growth of 14 percent. They also
believe most of the stocks are more fairly valued heading into 2002 than
they were at the outset of last year, when a late-2000 runup left them
overpriced.

Adding to analysts' enthusiasm is the recent completion of Comcast's
(CMCSK) purchase of AT&T's (T) broadband unit. The merger
underscores the value of broadband and its ability to offer voice, data and
video over the same pipe.

Click here to read more.
http://www.multexinvestor.com/article.asp?docid=5682&nd=0105

2. INVESTMENT IDEAS
E-commerce across platforms--PC wins hands down
Wireless platforms have a role to play, but not in nailing sales

By Ben Macklin, senior analyst, eMarketer

Much has been made of the potential for e-commerce on mobile devices
and TV, but two leading research firms, Gartner and Forrester, predict
that in both Europe and the US, the PC will be the platform of choice for
e-commerce.

Gartner forecasts that by 2005, 72.6 percent of the US population will
access the Internet via PC, compared to 37 percent through an Internet
phone, and 16.5 percent through TV. They add that 42 percent of US e-
commerce buyers will regularly use multiple platforms.

Click here to read more.
http://www.multexinvestor.com/article.asp?docid=5676&nd=0105

WORD FROM OUR SPONSOR
--------------------------

Fixed-income funds finished the week only slightly down

Taxable income funds delivered a very narrow range of returns last week, with
the average fund nearly breaking even with a loss of only .01 percent.
International funds fared worse due to a weakening Euro.
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Personal finance
-----------------------------------------

1. Retirement on MultexPF

Start the year off right

Early January provides you with a wonderful
opportunity to review your financial situation to see if
you are making progress toward achieving your goals.
Here are a few things to consider.
http://www.multexinvestor.com/Topic.asp?target=/personalfinance/retirement/item&ForumID=20&DocID=5494&nd=0105

2. Insurance on MultexPF

New Year's resolutions

The clock has counted down and the New Year has
arrived, but are you ready? As you consider your New
Year's resolutions, take time to review your insurance
coverage. Much can happen in one year, and your
coverage from 2001 may not be enough in 2002.
http://www.multexinvestor.com/Topic.asp?target=/personalfinance/insurance/item&ForumID=25&DocID=5605&nd=0105

Monthly matters
-----------------------------------------

Poor Planning: Facing a retirement shortfall

Perhaps you didn't realize how much money you
needed to put aside, or you invested aggressively and
the stock market dented your retirement fund in a big
way. Either way, how do you make it up? We have
some tips.
http://www.multexinvestor.com/Topic.asp?target=/personalfinance/monthlymatters/item&ForumID=19&DocID=5613&nd=0105

Fund watch
-----------------------------------------

1. FUND STRATEGIES

Lowering the risks of bond investing

When the stock market and interest rates rise, your
bond portfolio may drop. Is there a way to temper this
risk? Yes, you might lessen that risk with a closed-end
fund. Here's how.
http://www.multexinvestor.com/Funds/Article.asp?Section=fundstrategies&ForumID=60&DocID=5532&nd=0105

2. MUTUAL FUNDS

Visit our new Mutual Funds center

Investing isn't easy, but we're here to help. You'll find
tools for investors, fund industry news, research
reports, and more in our new Mutual Funds center.
Learn the basics of investing, discover new strategies,
and see what the experts are saying!
http://www.multexinvestor.com/Funds/MutualFunds.asp?target=/funds/mutualfunds/home&nd=0105

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strategies: http://www.multexinvestor.com/Analysts/HomeTTA.asp

To be sure you receive your TTA newsletter every week, click here:
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Online advice and chats
-----------------------------------------

1. ASK THE ANALYST
PowerPlusOptions.com's Victor Schiller discusses how to
successfully hedge stock purchases.

Using an example involving Microsoft (MSFT), Schiller explains
how selling out-of-the-money covered call options helps mitigate the risk
involved with being long stocks. You can ask him your questions
regarding options until Mon. Jan. 7. Ask the analyst.
http://www.multexinvestor.com/AskTheAnalystForm.asp?&nd=0105

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Compare, Analyze, and Make Money On Option Investments...And it's
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2. ASK THE EXPERT
Insurance.com's Ronald E. Newton discusses life
insurance coverage issues brought up by divorce.

Newton explains the importance of reviewing
insurance coverage in the midst of divorce to protect
loved ones should catastrophic events occur. Do you
have all the coverage you need? He can take your
questions until Thurs., Jan. 10. Ask the expert.
http://www.multexinvestor.com/AskTheExpertForm.asp?&nd=0105

Free and sponsored reports
-----------------------------------------

1. DAILY FREE SPONSOR REPORT
Morgan Stanley rates Van Kampen Bond Fund (VBF)
an  "outperform."

VBF invests primarily in investment-grade bonds and
uses no leverage to achieve its current 7.1 percent
yield. Sign up for Morgan Stanley's free research trial
to access this report.
http://www.multexinvestor.com/download.asp?docid=4735044&sid=8&nd=0105

2. FREE REPORTS LIST
Get the goods gratis: Catch up on the week's giveaway
research reports.

A comprehensive look at the markets, plus
semiconductors and automotive stocks.
http://www.multexinvestor.com/freereports.asp?&nd=0105

3. FREE RESEARCH REPORT
Standard and Poors: John Hancock Income Securities (JHS)

This fund seeks to provide as much income as
possible while investing prudently, and may contain
up to 20 percent income-producing stocks. The report
is free for a limited time.

This fund is also a featured fund in our new article on
closed-end income funds. Click here to read this
article.
http://www.multexinvestor.com/download.asp?docid=408084&nd=0105

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Be sure to check out our other newsletters, The Internet Analyst
and The Telecomm Analyst by Multex.com. The newsletters will
inform, educate, and entertain you with usable investment data,
ideas, experts, and info about the Internet and telecommunications
sectors. To see this week's issue,
click here:
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http://www.theinternetanalyst.com/


Paul:
This looks fine.
Carol

	Paul Radous@ENRON
	06/14/2000 01:53 PM

		 To: Carol St Clair/HOU/ECT@ECT
		 cc:
		 Subject: Atlantic Packaging

Carol,

I have attached your draft letter, with changes highlighted.  Please
review/modify as appropriate.  Thanks.


My buddy in DC found the NE Hub testimony and is fedxing it.  If you can get
the egan hub testimony that would be great.  Thanks. DF


Russ:      TCO   .185 /CNG .25 please call me with some feedback. I have some
room on the cng. brad


-----Original Message-----
From: 	Lebrocq, Wendi
Sent:	Thursday, November 15, 2001 5:09 PM
To:	Lambert, Karen; Jones, Tana; Schott, Samuel; Brackett, Debbie R.; Clark, Cynthia; Enron Europe Global CounterParty,; Sever, Stephanie; Moran, Tom; Clark, Claudia; Bradford, William S.; Lees, Lisa; Fayett, Juana; Le, Trang; Maley, Paul; O'day, Karen; Rohauer, Tanya; Lombardi, Kelly; Lindsay, Brian; EOL Call Center; Hare, Bill D.; Lafuze, Molly; Clark, Danny; Panus, Stephanie; Mandola, Teresa; Ebow, Amber; Coleman, Tandra; Campbell, Lesli; Lebrocq, Wendi; Taylor, Mark E (Legal); Lauer, Kara; Banner, Kimberly; Mcquade, Jennifer; George, Fraisy; Guillory, Michael; Rajaram, Aparna; Monterrey, Maribel; Lebeau, Maria; Escamilla, Albert; Lebrocq, Wendi; Global Emerging Businesses; Curry, Ken
Subject:	EOL and Clickpaper Approvals for 11-15-01

Please see attached.

Regards,

Wendi LeBrocq
3-3835


We just checked with Corp.  It may be later this evening but probably first thing in the morning.  Will you let Warren know?  Thanks.

Sara

 -----Original Message-----
From: 	Wesner-Soong, Sarah
Sent:	Wednesday, November 14, 2001 4:50 PM
To:	Shackleton, Sara
Subject:	FW: Enron Corp. Guaranty

Sara - I just talked to Warren and he asked me to do a status check on this because his New York people are asking him whether he will get this new guaranty tonight or tomorrow.
Sarah
 -----Original Message-----
From: 	Shackleton, Sara
Sent:	Wednesday, November 14, 2001 1:09 PM
To:	'"Lauri GOODWYN" <Lauri.GOODWYN@sgfimat.com>@ENRON'
Cc:	Wesner-Soong, Sarah; Panus, Stephanie
Subject:	RE: Enron Corp. Guaranty

Lauri:

Enron Corp. would like to reexecute the guaranty (everything the same but with proper date) so we will deliver a new guaranty and certificate.  We ask that upon receipt, you return the guaranty that you are now holding.

Thanks.

Sara

 -----Original Message-----
From: 	"Lauri GOODWYN" <Lauri.GOODWYN@sgfimat.com>@ENRON
Sent:	Wednesday, November 14, 2001 11:31 AM
To:	Shackleton, Sara
Cc:	Steve FORMAN; Warren Tashnek
Subject:	RE: Enron Corp. Guaranty

ok. we wil make the amendment and send it to you

Sara.Shackleton@enron.com on 11/14/2001 11:09:12 AM

To:   Lauri.GOODWYN@sgfimat.com
cc:

Subject:  RE:  Enron Corp. Guaranty

Lauri:

We are in the midst of obtaining the certificate.

Also, I just noticed that the effective date is missing the year "2001".
Would you like to insert it and we will initial?

Thanks.  Sara

Sara Shackleton
Enron Wholesale Services
1400 Smith Street, EB3801a
Houston, TX  77002
Ph:  (713) 853-5620
Fax: (713) 646-3490

    -----Original Message-----
   From:   "Lauri GOODWYN" <Lauri.GOODWYN@sgfimat.com>@ENRON
   Sent:   Monday, November 12, 2001 12:21 PM
   To:     Shackleton, Sara; Wesner-Soong, Sarah; Warwick, Todd
   Cc:     Steve FORMAN; Warren Tashnek
   Subject:

   Would it be possible for you to forward a corporate resolution
   indicating
   that the signatory
    on the guaranty has full authorirization? Thanks in advance for your
   help

   ---------------------- Forwarded by Lauri GOODWYN/NYC/FIMAT on
   11/12/2001
   01:23 PM ---------------------------

   Lauri GOODWYN   11/08/2001 10:54 AM
   (Embedded image moved to file: pic24464.pcx)

   To:   Sara.Shackleton@ENRON.com, sarah.wesner@enron.com,
         todd.warwick@enron.com
   cc:

   Subject:

   apparently there has been a technical issue with the e mail i sent. it
   hasnt picked up all of the changes. i am bolding instead of using
   highlighting. the changes should be in para 1(b), 3(c), 4 and 7. i had a
   question in para 6.

   (See attached file: enronguarred.doc)

   Fimat USA Inc., a member of the NASD and SIPC, and a broker dealer and
   futures commission merchant registered under U.S. laws, makes no
   representation or warranty regarding the correctness of any information
   contained herein, or the appropriateness of any transaction for any
   person.  Nothing herein shall be construed as a recommendation to buy or
   sell.  Except as indicated otherwise,  Fimat and the Fimat Group refer
   to all companies or divisions of companies owned directly by Societe
   General that include the "Fimat" name.  Not all products and
   transactions offered by Fimat are available from all companies of the
   Fimat Group.

    - pic24464.pcx << File: pic24464.pcx >>
    - enronguarred.doc << File: enronguarred.doc >>

**********************************************************************
This e-mail is the property of Enron Corp. and/or its relevant affiliate
and may contain confidential and privileged material for the sole use of
the intended recipient (s). Any review, use, distribution or disclosure by
others is strictly prohibited. If you are not the intended recipient (or
authorized to receive for the recipient), please contact the sender or
reply to Enron Corp. at enron.messaging.administration@enron.com and delete
all copies of the message. This e-mail (and any attachments hereto) are not
intended to be an offer (or an acceptance) and do not create or evidence a
binding and enforceable contract between Enron Corp. (or any of its
affiliates) and the intended recipient or any other party, and may not be
relied on by anyone as the basis of a contract by estoppel or otherwise.
Thank you.
**********************************************************************

Fimat USA Inc., a member of the NASD and SIPC, and a broker dealer and futures commission merchant registered under U.S. laws, makes no representation or warranty regarding the correctness of any information contained herein, or the appropriateness of any transaction for any person.  Nothing herein shall be construed as a recommendation to buy or sell.  Except as indicated otherwise,  Fimat and the Fimat Group refer to all companies or divisions of companies owned directly by Societe General that include the "Fimat" name.  Not all products and transactions offered by Fimat are available from all companies of the Fimat Group.


Hey woman.  I need your phone number and Steve's phone number and John's phone number and Tammy's phone number please.