I haven't answered your question, but coming back to you question, if you know you're going to receive a transfer at a later point in life, that only increases the incentive for you to invest in yourself so that you can better use that trust.
No respondí tu pregunta, pero volviendo a ella, si sabes que recibirás una transferencia más tarde en la vida, eso solo aumenta tu incentivo para invertir en ti mismo para poder usar mejor esos fondos.