Rationally, I should have based this decision on several considerations: the price of the policy, of course, the value of my luggage, the aggravation that I'm likely to experience if my luggage gets lost.
Racionalmente, debería haber basado esta decision en varias consideraciones: el precio de la póliza, claro, el valor de mi equipaje, la agravación probable que experimente si se pierde mi equipaje.