When new executives took over, they quickly recognized that someone who's missed 17 payments probably isn't going to come through a number 18 if you move the loan decision from the original people who made the loan just like going to an objective third party, it's more likely that you will start to recognize the losses.
Cuando asumían nuevos, rápidamente reconocían que alguien que debe 17 pagos seguramente no se presente a pagar el próximo. Si pasas la decisión de las personas que otorgaron el préstamo a una tercera parte, es muy probable que empiece a reconocer las pérdidas.