Suryoday Small Finance Bank Limited

Annexure 22 - Notes forming part of the Restated Summary Statements

(All amounts are in Indian Rupees in million unless otherwise stated)

Quantitative information on Liquidity Coverage Ratio (LCR) is given below:

 

Particulars

Quarter ended June 30, 2017

Quarter ended September 30, 2017

Quarter ended December 31, 2017

Quarter ended March 31, 2018

 

Total unweighted
value (average)*

Total weighted|
value (average)*

Total unweighted
value (average)*

Total weighted
value (average)*

Total unweighted]
value (average)*

Total weighted
value (average)*

Total unweighted
value (average)*

Total weighted|
value (average)*

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1 Total High Quality Liquid Assets (HQLA) 2,778.14) 1,988.78 1,630.28 1,953.25
Cash Outflows

2 Retail deposits and deposits from small business customers, of 339.41 33.94 948.99 94.90 1,508.30 150.83 2,150.78 215.08
(@ Stable deposits - - - : - -
(Gi) Less stable deposits 339.41 33.94 948.99 94.90 1,508.30 150.83 2,150.78 215.08
3 Unsecured wholesale funding, of which: 141.12 123.68 433.86 298.55 848.40 662.98 926.07 413.58
(@ Operational deposits (all counterparties) - E E E E E
(Gi) Non-operational deposits (all counterparties) 19.38 1.94 150.34 15,03 206.02 20.60 513.84 51.38
(Gi) Unsecured debt 121.74 121.74 283.52 283.52 642.38 642.38 412.23 362.20
4 Secured wholesale funding 301.86 246.78 221.73 358.45
5 Additional requirements, of which 365.46 365.46 304.55 304.55 263.49 263.49 234.92 234.92
(@ Outflows related to derivative exposures and other collateral 365.46 365.46 304.55, 304.55 263.49 263.49 234.92 234.92
(Gi) Outflows related to loss of funding on debt products : E : : :
(Gii) Credit and liquidity facilities - - - - - - - -

(6 Other contractual funding obligation 256.49 256.49 263.35 263.35 707.33, 707.33 868.99 829.03
[7 Other contingent funding obligations - - - - E - -

{8 Total cash outflows 1,081.43, 1,208.13 2,006.36 2,051.06
Cash Inflows

9 Secured lending (e.g. reverse repo) E : : E 300.00 :
10 Inflows from fully performing exposures 707.72 353.86 798.04 399.02 1,316.35 849.62 1,684.03 1,160.70
1 Other cash inflows 589.80 582.45 279.86 273.82 649.10 637.37 289.00 280.72
12 Total cash inflows 1,297.52 936.31 1,077.90 672.84 1,965.45 1,486.99 2,273.03 1,441.42
21 Total HQLA 2,778.14 1,988.78 1,630.28 1,953.25
22 Total Net Cash Outflows 270.36 535.29 519.37 609.64
23 Liquidity Coverage Ratio (%) 1027.59) 371.53 313.90) 320.39)

 

 

*The weighted value and unweighted value are calculated by monthly simple average. From 1 October 2018, the Bank started computing LCR on daily basis.

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