On the Bid/ Issue Closing Date, the Bids were uploaded until:
ji 4:00 p.m. IST in case of Bids by QIBs and Non-Institutional Bidders, and

(ii) until 5:00 p.m. IST or such extended time as permitted by the Stock Exchanges, in case of Bids by RIBs and Eligible
Employees Bidding in the Employee Reservation Portion.

On Bid/Issue Closing Date, extension of time was granted by Stock Exchanges only for uploading Bids received by Retail
Individual Bidders after taking into account the total number of Bids received and as reported by the Book Running Lead
Managers to the Stock Exchanges.

It is clarified that Bids not uploaded on the electronic bidding system or in respect of which the full Bid Amount is not
blocked by SCSBs or not blocked under the UPI Mechanism in the relevant ASBA Account, as the case may be, would
be rejected.

Due to limitation of time available for uploading the Bids on the Bid/Issue Closing Date, Bidders were advised to submit their
Bids one day prior to the Bid/Issue Closing Date. Any time mentioned in this Prospectus is IST. Bidders were cautioned that, in
the event a large number of Bids are received on the Bid/Issue Closing Date, some Bids may not get uploaded due to lack of
sufficient time. Such Bids that cannot be uploaded will not be considered for allocation under this Issue. Bids and any revision
in Bids will be accepted only during Monday to Friday (excluding any public/ bank holiday).

None among our Bank and any of the Selling Shareholders or any member of the Syndicate is liable for any failure in uploading
the Bids due to faults in any software/ hardware system or the blocking of Bid Amount in the ASBA Account on receipt of
instructions from the Sponsor Bank on account of any errors, omissions or non-compliance by various parties involved in, or
any other fault, malfunctioning or breakdown in, or otherwise, in the UPI Mechanism.

In case of discrepancy in data entered in the electronic book vis-vis data contained in the Bid cum Application Form for a
particular Bidder, the details as per the Bid file received from the Stock Exchanges shall be taken as the final data for the purpose
of Allotment.

Minimum Subscription

If our Bank does not receive the minimum subscription in the Issue as specified under Rule 19(2)(b) of the SCRR or the minimum
subscription of 90% of the Fresh Issue on the Bid/Issue Closing Date; or subscription level falls below aforesaid minimum
subscription after the Bid/Issue Closing Date due to withdrawal of Bids or technical rejections or any other reason; or in case of
devolvement of Underwriting, aforesaid minimum subscription is not received within 60 days from the date of Bid/ Offer Closing
Date or if the listing or trading permission is not obtained from the Stock Exchanges for the Equity Shares in the Issue, our Bank
shall forthwith refund the entire subscription amount received. If there is a delay beyond fifteen days, as applicable, our Bank
and our Directors, who are officers in default, shall pay interest at the rate of 15% per annum.

In the event of achieving aforesaid minimum subscription, however, there is under-subscription in achieving the total Issue size,
the Equity Shares will be Allotted in the following order:

ji such number of Equity Shares will first be Allotted by our Bank such that 90% of the Fresh Issue portion is subscribed;

(ii) upon (i), all the Offered Shares offered by the Selling Shareholders will be Allotted (in proportion to their respective
portion of the Offered Shares by each Selling Shareholder or in a manner as agreed among the Selling Shareholders);
and

(iii) once Equity Shares have been Allotted as per (i) and (ii) above, such number of Equity Shares will be Allotted by our
Bank towards the balance 10% of the Fresh Issue portion.

No liability to make any payment of interest or expenses shall accrue to any Selling Shareholder unless the delay in making any
of the payments/refund hereunder or the delay in obtaining listing or trading approvals or any other approvals in relation to the
Offer is caused solely by, and is directly attributable to, an act or omission of such Selling Shareholder and to the extent of its
portion of the Offered Shares. Further, in terms of Regulation 49(1) of the SEBI ICDR Regulations, our Bank shall ensure that
the number of Bidders to whom the Equity Shares will be Allotted will be not less than 1,000.

Arrangements for disposal of odd lots

Since our Equity Shares will be traded in dematerialised form only and the market lot for our Equity Shares will be one Equity
Share, no arrangements for disposal of odd lots are required.

Restrictions, if any on transfer and transmission of Equity Shares
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