SECURITIES ACT IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A UNDER THE U.S.
SECURITIES ACT, OR (2) IN AN OFFSHORE TRANSACTION COMPLYING WITH RULE 903 OR RULE 904
OF REGULATION S UNDER THE U.S. SECURITIES ACT, IN EACH CASE IN ACCORDANCE WITH ANY
APPLICABLE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES.

10. the Bank will not recognize any offer, sale, pledge or other transfer of such Equity Shares made other than in
compliance with the above-stated restrictions; and

11. the purchaser acknowledges that the Bank, the Selling Shareholders, the Underwriters, their respective affiliates and
others will rely upon the truth and accuracy of the foregoing acknowledgements, representations and agreements and
agrees that, if any of such acknowledgements, representations and agreements deemed to have been made by virtue of
its purchase of such Equity Shares are no longer accurate, it will promptly notify the Bank, and if it is acquiring any
of such Equity Shares as a fiduciary or agent for one or more accounts, it represents that it has sole investment
discretion with respect to each such account and that it has full power to make the foregoing acknowledgements,
representations and agreements on behalf of such account.

All Other Equity Shares Offered and Sold in this Issue

Each purchaser that is acquiring the Equity Shares offered pursuant to this Issue outside the United States, by its acceptance of
this Prospectus and of the Equity Shares offered pursuant to this Issue, will be deemed to have acknowledged, represented to
and agreed with the Bank, the Selling Shareholders and the Underwriters that it has received a copy of the Red Herring
Prospectus and this Prospectus and such other information as it deems necessary to make an informed investment decision and
that:

1. the purchaser is authorized to consummate the purchase of the Equity Shares offered pursuant to this Issue in
compliance with all applicable laws and regulations;

2. the purchaser acknowledges that the Equity Shares offered pursuant to this Issue have not been and will not be
registered under the U.S. Securities Act or with any securities regulatory authority of any state of the United States
and accordingly may not be offered or sold within the United States except pursuant to an exemption from, or in a
transaction not subject to, the registration requirements of the U.S. Securities Act;

3 the purchaser is purchasing the Equity Shares offered pursuant to this Issue in an offshore transaction meeting the
requirements of Rule 903 of Regulation S under the U.S. Securities Act;

4. the purchaser and the person, if any, for whose account or benefit the purchaser is acquiring the Equity Shares offered
pursuant to this Issue, was located outside the United States at the time (i) the offer for such Equity Shares was made
to it and (ii) when the buy order for such Equity Shares was originated and continues to be located outside the United
States and has not purchased such Equity Shares for the account or benefit of any person in the United States or entered
into any arrangement for the transfer of such Equity Shares or any economic interest therein to any person in the United

States;
5i the purchaser is not an affiliate of the Bank or a person acting on behalf of an affiliate;
6. if, in the future, the purchaser decides to offer, resell, pledge or otherwise transfer such Equity Shares, or any economic

interest therein, such Equity Shares or any economic interest therein may be offered, sold, pledged or otherwise
transferred only (A) (i) to a person whom the beneficial owner and/or any person acting on its behalf reasonably
believes is a U.S. QIB in a transaction meeting the requirements of Rule 144A or (ii) in an offshore transaction
complying with Rule 903 or Rule 904 of Regulation S under the U.S. Securities Act and (B) in accordance with all
applicable laws, including the securities laws of the States of the United States. The purchaser understands that the
transfer restrictions will remain in effect until the Bank determines, in its sole discretion, to remove them;

7. the purchaser agrees that neither the purchaser, nor any of its affiliates, nor any person acting on behalf of the purchaser
or any of its affiliates, will make any “directed selling efforts” as defined in Regulation S under the U.S. Securities
Act in the United States with respect to the Equity Shares;

8. the purchaser understands that such Equity Shares (to the extent they are in certificated form), unless the Bank
determine otherwise in accordance with applicable law, will bear a legend substantially to the following effect:

THE EQUITY SHARES REPRESENTED HEREBY HAVE NOT BEEN AND WILL NOT BE REGISTERED
UNDER THE U.S. SECURITIES ACT OF 1933, AS AMENDED (THE “U.S. SECURITIES ACT”) OR WITH ANY
SECURITIES REGULATORY AUTHORITY OF ANY STATE OR OTHER JURISDICTION OF THE UNITED
STATES AND MAY NOT BE OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (1) TO
A PERSON WHOM THE SELLER OR ANY PERSON ACTING ON ITS BEHALF REASONABLY BELIEVES IS
A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE U.S.

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