The details provided above are indicative and there may be additional terms, conditions and requirements under
the specific borrowing arrangements entered into by us.

As of October 31, 2021, our Company and our Subsidiaries have availed borrowings from the following lenders:

L IndusInd Bank Limited;

2. The South Indian Bank Limited;
3. HDFC Bank Limited;

4, Hero FinCorp Limited;

Ss Tata Capital Financial Services Limited;
6. RBL Bank Limited;

7. Aditya Birla Finance Limited;

8. Investec Bank Plc, UK;

9. Vistra ITCL (India) Limited (Debenture Trustee of holders of the Listed NCDs);
10. Citibank N.A.;

Tis Standard Chartered Bank;

12. ICICI Bank Limited;

13. Bajaj Finance Limited;

14. Axis Bank Limited;

15. Federal Bank Limited;

16. SBI Global Factors Limited;

17. Tata Motors Finance Limited;
18. Yes Bank Limited;

19. State Bank of India;

20. Kotak Mahindra Bank Limited;
21; State Bank of India, Lanka;

22. Hatton National Bank;

23. Karur Vysya Bank; and

24. JM Financial Products Limited.

Further, Novus SGP, one of our Subsidiaries, has taken certain need-based funding from Mr. Ricardos El
Khoury, a director and chief executive officer of Novus SGP, for its general corporate purposes which is
repayable on demand.

For the purposes of the Offer, our Company has obtained the necessary consents required under the relevant
documentation for its borrowings in relation to the Offer, including for undertaking activities such as change in
its capital structure, change in its shareholding pattern or change or amendment to the constitutional documents
of our Company.

Also see “Risk Factors — We have a substantial amount of outstanding indebtedness, which requires significant
cash flows to service, and limits our ability to operate freely” and “Risk Factors — Our financing agreements
entail interest at variable rates and any increases in interest rates may adversely affect our business, results of
operations, cash flows and financial condition.” on pages 43 and 44, respectively.

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