and anyone placing reliance on any other source of information, including our Bank’s website https://www.suryodaybank.com,
or the respective websites of the members of the Promoter Group and affiliates, or any of the Selling Shareholders, would be
doing so at his or her own risk. It is clarified that none of the Selling Shareholders, accept and/or undertake any responsibility
for any statements made or undertakings provided other than those specifically made or undertaken by such Selling Shareholder
in this Prospectus in relation to itself as a Selling Shareholder and/or the Equity Shares offered by it through the Offer for Sale.

The Book Running Lead Managers accept no responsibility, save to the limited extent as provided in the Issue Agreement and
the Underwriting Agreement to be entered into between the Underwriters, Selling Shareholders and our Bank.

All information shall be made available by our Bank and the Book Running Lead Managers to the Bidders and the public at
large and no selective or additional information would be made available for a section of the investors in any manner
whatsoever, including at road show presentations, in research or sales reports, at the Bidding Centres or elsewhere.

None among our Bank, the Selling Shareholders or any member of the Syndicate shall be liable for any failure in (i) uploading
the Bids due to faults in any software/ hardware system or otherwise or (ii) the blocking of Bid Amount in the ASBA Account
on receipt of instructions from the Sponsor Bank on account of any errors, omissions or non-compliance by various parties
involved in, or any other fault, malfunctioning or breakdown in, or otherwise, in the UPI Mechanism.

Bidders were required to confirm and have deemed to have represented to our Bank, the Selling Shareholders, the Underwriters
and their respective directors, partners, designated partners, officers, agents, affiliates, and representatives that they are eligible
under all applicable laws, rules, regulations, guidelines and approvals to acquire the Equity Shares and will not issue, sell,
pledge, or transfer the Equity Shares to any person who is not eligible under any applicable laws, rules, regulations, guidelines
and approvals to acquire the Equity Shares. Our Bank, the Selling Shareholders, the Underwriters and their respective directors,
partners, designated partners, officers, agents, affiliates, and representatives accept no responsibility or liability for advising
any investor on whether such investor is eligible to acquire the Equity Shares.

The Book Running Lead Managers and their respective associates and affiliates in their capacity as principals or agents may
engage in transactions with, and perform services for, our Bank, the Selling Shareholders, their respective group companies,
affiliates or associates or third parties in the ordinary course of business and have engaged, or may in the future engage, in
commercial banking and investment banking transactions with our Bank, the Selling Shareholders, and their respective group
companies, affiliates or associates or third parties, for which they have received, and may in the future receive, compensation.

Disclaimer in respect of Jurisdiction
Any dispute arising out of this Issue will be subject to the jurisdiction of appropriate court(s) in Mumbai only.
Bidders eligible under Indian law to participate in the Issue

This Issue was made in India to persons resident in India (who are competent to contract under the Indian Contract Act, 1872,
including Indian nationals resident in India, HUFs, companies, other corporate bodies and societies registered under the
applicable laws in India and authorised to invest in shares, domestic Mutual Funds registered with the SEBI, Indian financial
institutions, commercial banks, regional rural banks, co-operative banks (subject to RBI permission), or trusts under applicable
trust law and who are authorised under their constitution to hold and invest in equity shares, state industrial development
corporations, insurance companies registered with IRDAI, provident funds (subject to applicable law) and pension funds,
National Investment Fund, insurance funds set up and managed by army, navy or air force of Union of India, insurance funds
set up and managed by the Department of Posts, Gol, systemically important NBFCs registered with the RBI) and permitted
Non-Residents including FPIs and Eligible NRIs, AIFs and other eligible foreign investors, if any, provided that they are eligible
under all applicable laws and regulations to purchase the Equity Shares.

The Red Herring Prospectus and this Prospectus do not, however constitute an invitation to subscribe to shares offered hereby
in any jurisdiction, other than India to any person to whom it is unlawful to make an offer or invitation in such jurisdiction. Any
person into whose possession the Red Herring Prospectus and this Prospectus comes was required to inform himself or herself
about, and to observe, any such restrictions. Invitations to subscribe to or purchase the Equity Shares in the Issue was made
only pursuant to the Red Herring Prospectus if the recipient is in India or the preliminary offering memorandum for the Issue,
which comprises the Red Herring Prospectus and the preliminary international wrap for the Issue, if the recipient was outside
India. No person outside India is eligible to Bid for Equity Shares in the Issue unless that person has received the
preliminary offering memorandum for the Issue, which contains the selling restrictions for the Issue outside India.

Eligibility and transfer restrictions

The Equity Shares have not been and will not be registered under the U.S. Securities Act or any other applicable law of
the United States and, unless so registered, may not be offered or sold within the United States, except pursuant to an
exemption from, or in a transaction not subject to, the registration requirements of the U.S. Securities Act and applicable
state securities laws. Accordingly, the Equity Shares have been offered and sold (i) within the United States only to
persons reasonably believed to be “qualified institutional buyers” (as defined in Rule 144A under the U.S. Securities Act

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