 

Term

Description

 

Self-Certified
Bank(s) or SCSB(s)

Syndicate

‘The banks registered with SEBI, which offer the facility of ASBA services, (i) in relation to ASBA, where
the Bid Amount will be blocked by authorising an SCSB, a list of which is available on the website of SEBI
at www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedEpi=yes&intmld=34 and updated from
time to time and at such other websites as may be prescribed by SEBI from time to time, (ii) in relation to
RIBs using the UPI Mechanism, a list of which is available on the website of SEBI at
https://sebi. gov.in/sebiweb/other/OtherA ction.do?doRecognisedFpi=yes&intmId=40 or such other website
as may be prescribed by SEBI and updated from time to time.

Applications through UPI in the Issue could be made only through the SCSBs mobile applications (apps)
whose name appears on the SEBI website. A list of SCSBs and mobile application, which, are live for
applying in public issues using UPI mechanism is provided as Annexure ‘A’ to the SEBI circular number
SEBI/HO/CFD/DIL2/CIR/P/2019/85 dated July 26, 2019. The said list shall be updated on the SEBI
website

 

SE Termination Letters

Termination letters dated March 1, 2021, March 1, 2021 and March 2, 2021 issued by Apneet Kahlon,
Chintan Harkantbhai Trivedi and Polaris Banyan Holding Private Limited, respectively, to the Registrar,
terminating the Share Escrow Agreement solely in respect of themselves pursuant to the Withdrawal Letters

 

Share Escrow Agent

‘The share escrow agent appointed pursuant to the Share Escrow Agreement, namely, Kfin Technologies
Private Limited

 

Share Escrow Agreement

‘Agreement dated February 25, 2021 entered amongst our Bank, the Selling Shareholders, Apneet Kahlon,
Chintan Harkantbhai Trivedi and Polaris Banyan Holding Private Limited and the Share Escrow Agent in
connection with the transfer of the respective portion of Offered Shares by the Selling Shareholders and
credit of such Offered Shares to the demat account of the Allottees in accordance with the Basis of
Allotment read with the amendment to the Share Escrow Agreement dated March 3, 2021 read with the
amendment to the Registrar Agreement dated March 3, 2021 between our Bank, the Selling Shareholders
and the Share Escrow Agent read with the SE Termination Letters

 

Specified Locations

Bidding Centres where the Syndicate accepted Bid cum Application Forms

 

Sponsor Bank

ICICI Bank Limited, being a Banker to the Issue, appointed by our Bank to act as a conduit between the
Stock Exchanges and NPCI in order to push the mandate collect requests and / or payment instructions of
the RIBs using the UPI Mechanism and carry out other responsibilities, in terms of the UPI Circulars

 

“Syndicate” or “Members of the
Syndicate”

Collectively, the Book Running Lead Managers and the Syndicate Members

 

Syndicate Agreement

‘Agreement dated March 9, 2021 entered amongst our Bank, the Selling Shareholders, the Book Running
Lead Managers, the Registrar and the Syndicate Members, in relation to collection of Bids by the Syndicate

 

Syndicate Members

Intermediaries registered with SEBI who are permitted to carry out activities as an underwriter, namely,
SBICAP Securities Limited and Investec Capital Services (India) Private Limited

 

Systemically Important Non-
Banking Financial Company

Systemically important non-banking financial company as defined under Regulation 2(1)(iii) of the SEBI
ICDR Regulations

 

Underwriters

The BRLMs and the Syndicate Members

 

Underwriting Agreement

‘Agreement dated March 20, 2021, entered amongst our Bank, the Selling Shareholders and the Underwriters
on or after the Pricing Date but prior to filing of the Prospectus with the RoC

 

UPI

Unified payments interface which is an instant payment mechanism, developed by NPCI

 

UPI PIN

Password to authenticate UPI transaction

 

UPI Circulars

SEBI circular number SEBI/HO/CFD/DIL2/CIR/P/2018/138 dated November 1, 2018, SEBI circular

number SEBI/HO/CFD/DIL2/CIR/P/2019/50 dated April 3, 2019, SEBI circular number
SEBI/HO/CFD/DIL2/CIR/P/2019/76 dated June 28, 2019, SEBI circular number
SEBI/HO/CFD/DIL2/CIR/P/2019/85 dated July 26, 2019, SEBI circular — number
SEBI/HO/CFD/DCR2/CIR/P/2019/133_ dated November 8, 2019, SEBI circular number

SEBI/HO/CFD/DIL2/CIR/P/2020/50 dated March 30, 2020 and any subsequent circulars or notifications
issued by SEBLin this regard.

 

UPIID

ID created on the UPI for single-window mobile payment system developed by the NPCI

 

UPI Mandate Request

‘A request (intimating the RIB by way of a notification on the UPI linked mobile application as disclosed
by SCSBs on the website of SEBI and by way of an SMS on directing the RIB to such UPI linked mobile
application) to the RIB initiated by the Sponsor Bank to authorise blocking of funds on the UPI application
equivalent to Bid Amount and subsequent debit of funds in case of Allotment

 

UPI Mechanism

The bidding mechanism that was used by RIBs in accordance with the UPI Circulars to make an ASBA Bid
in the Issue

 

Wilful Defaulter

‘A company or person, as the case may be, categorised as a wilful defaulter by any bank or financial
institution or consortium thereof, in accordance with the guidelines on wilful defaulters issued by the RBL

 

 

 

Withdrawal Letters Letters dated March 1, 2021, March 1, 2021 and March 2, 2021 issued by Apneet Kahlon, Chintan
Harkantbhai Trivedi and Polaris Banyan Holding Private Limited, respectively, communicating their
decision to the Bank to not participate in the Offer for Sale

Working Day(s) Al days on which commercial banks in Mumbai are open for business provided however, with reference

 

to (a) announcement of Price Band and (b) Bid/Issue Period, the term Working Day shall mean all days,
excluding Saturdays, Sundays and public holidays, on which commercial banks in Mumbai are open for
business and (c) the time period between the Bid/ Issue Closing Date and the listing of the Equity Shares
on the Stock Exchanges, “Working Day” shall mean all trading days of the Stock Exchanges, excluding
Sundays and bank holidays, as per circulars issued by SEBL

 

 
