The details of Retail Deposits (excluding demand deposits and savings deposits) and Bulk Deposits as of and for the nine
months ended December 31, 2019 and 2020, are as set forth below:

 

Nine Months ended December 31,

2019 2020
‘Amount % of Total ‘Amount % of Total
@iillion, except percentages)

 

 

 

 

‘Term Deposits

 

 

 

 

 

 

 

 

 

Retail Term Deposits 9,939.48 45.30% 19,756.78 68.16%

Bulk Deposits 12,000.82 54.70% 9,227.71 31.84%

Total Term Deposits 21,940.30 100.00% 28,984.49 100.00%
Notes:

 

(1) Retail term deposit are deposits below 20 million. Retail deposits are deposits sourced primarily by our Banking Outlets and includes staff
deposits,

(2) Bulk term deposits are deposits of & 20 million and above. Bulk deposits include deposits from financial institutions, banks (including co-operative
banks), TASC and government offices.

The details of Retail Deposits (excluding demand deposits and savings deposits) and Bulk Deposits as of and for Fiscal
2018, 2019 and 2020, are as set forth below:

 

 

 

Year ended March 31,
2018 2019 2020
Amount % of Total Amount % of Total Amount % of Total

 

@illion, except percentages)

 

Term Deposits

 

 

 

 

 

 

 

 

 

 

 

Retail Term Deposits 2,262.21 33.92% 5,045.01 35.67% 12,248.36 48.55%

Bulk Deposits 4,406.32 66.08% 9,096.79 64.33% 12,978.26 51.45%

Total Term Deposits 6,668.53 100.00% 14,141.80 100.00% 25,226.62 100.00%
Notes:

 

(1) Retail term deposit are deposits below % 20 million. Retail deposits are deposits sourced primarily by our Banking Outlets and includes staff
deposits.

(2) Bulk term deposits are deposits of & 20 million and above. Bulk deposits include deposits from financial institutions, banks (including co-operative
banks), TASC and government offices.

The table below sets forth our Bank’s average ticket size of deposits as of December 31, 2019 and 2020:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31,
2019 2020
@),
Demand Deposits 83,531.63 88,707.93
Savings Bank Deposits 55,589.74 11,813.02
Term Deposits 393,484.42 386,367.15,
The table below sets forth our Bank’s average ticket size of deposits as of March 31, 2018, 2019 and 2020:
‘As of March 31,
2018 2019 2020
@
Demand Deposits 185,639.86 239,912.31 137,169.42
Savings Bank Deposits 79,986.60 64,094.71 43,556.39
Term Deposits 872,279.33 464,579.37 397,902.45,
Category of Deposits Based on Location of Branches
‘As of December 31,
2019 2020
@)
Metropolitan 20,066.74 25,822.85
Urban 4,278.55 6,412.00
Semi-Urban 117.07 611.30
Rural 451.21 592.25

 

 

 

 

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