(1) Unsecured MSME/SME Loans were defocused in Fiscal 2020.
(2) Others includes overdrafts, staff loans, funded interest term loans, etc.

The table below sets forth our Bank’s disbursements by product as of March 31, 2018, 2019 and 2020 and as of December 31,
2019 and 2020:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

‘As of December 31,
2019 2020
Amount % of Total Amount % of Total
Inclusive Finance Loans 19,079.52 82.47% 8,295.83 71.53%
Commercial Vehicle Loans 1,761.72 7.62% 352.83 3.04%
Affordable Housing Loans 864.04 3.73% 700.77 6.04%
Micro Business Loans (T-Nagar) 255.99 1.11% 58.41 0.52%
Unsecured MSME/SME Loans 73.43 0.32% : 0.00%
Secured Business Loans 446.79 1.93% 420.33 3.62%
Financial Intermediary Group Loans 652.50 2.82% 1,430.00 12.33%
Others - 0.00% 339.20 2.92%
Total Disbursements 23,133.99 100.00% 11,597.37 100.00%
Notes:
(1) Unsecured MSME/SME Loans were defocused in Fiscal 2020.
(2) Excludes overdraft and funded interest term loans.
(3) Disbursement of personal loans for the credit life insurance of affordable housing loans customers is included in the affordable housing loan segment.
As of March 31,
2018 2019 2020
% of % of % of
million) total million) total (€ million) total
Inclusive Finance Loans 15,388.47 90.05% 23,851.16 83.51% 25,606.04 82.85%
Commercial Vehicle Loans 85.48 0.50% 2,311.58 8.09% 2,259.06 7.31%
Affordable Housing Loans 223.37 1.31% 609.46 2.13% 1,146.82 3.71%
Micro Business Loans (T-Nagar) 64.89 0.38% 282.54 0.99% 378.23 1.22%
Unsecured MSME/SME Loans 896.90 5.25% 536.42 1.88% 73.43 0.24%
Secured Business Loans 336.62 1.97% 404.14 1.42% 550.75 1.78%
Financial Intermediary Group Loans 92.50 0.54% 565.00 1.98% 890.43 2.89%
Others - - g is 3s é
Total Disbursements 17,088.23 | 100.00% | 28,560.30 | 100.00% | 30,904.76 | 100.00%
Notes:
(1) Excludes overdraft loans.
(2) Unsecured MSME/SME Loans were defocused in Fiscal 2020.
(3) Disbursement of personal loans for the credit life insurance of affordable housing loans customers is included in the affordable housing loan segment.

The table below sets forth the number of loans disbursed by our Bank by product for Fiscal 2018, 2019 and 2020 and for the
nine months ended December 31, 2019 and 2020:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nine Months ended December 31,
2019 2020
%

Inclusive Finance Loans 6,44,598 2,41,462
Commercial Vehicle Loans 620 164
Affordable Housing Loans 1,621 1,400
Micro Business Loans (T-Nagar) 2,531 295
Unsecured MSME/SME Loans 34 :
Secured Business Loans 151 224
Financial Intermediary Group Loans 7 11
Others - 29,795
Total 6,49,562 2,73,351

Notes:

(1) Excludes overdraft loans.

(2) Unsecured MSME/SME Loans were defocused in Fiscal 2020

(3) Count of personal loans for the credit life insurance of affordable housing loans customers is included in the affordable housing loan segment.

Year Ended March 31,
2018 2019 2020

Inclusive Finance Loans 546,984 855,022 843,307
Commercial Vehicle Loans 8 831 806

 

 

 

 

 

225
