Suryoday Small Finance Bank Limited

Annexure 22 - Notes forming part of the Restated Summary Statements

(All amounts are in Indian Rupees in million unless otherwise stated)

20. Liquidity Coverage Ratio

Quantitative information on Liquidity Coverage Ratio (LCR) is given below

 

Particulars

Quarter ended June 30, 2020

Quarter ended Sey

tember 30, 2020

Quarter ended December 31, 2020

 

Total unweighted
value (average)*

Total weighted|
value (average)*

Total unweighted
value (average)*

Total weighted
value (average)*

Total unweighted
value (average)|

Total weighted
value (average)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1 Total High Quality Liquid Assets (HQLA) 13,613.95 19,444.23 20,907.26

Cash Outflows

2 Retail deposits and deposits from small business customers, of 10,523.93 1,052.39 12,795.59 1,279.56 14,893.39 1,489.34

which:

(@ Stable deposits - - - - - -

(Gi) Less stable deposits 10,523.93 1,052.39 12,795.59 1,279.56 14,893.39 1,489.34

3 Unsecured wholesale funding, of which: 7,797.85 6,407.27 8,432.13 6,833.26 8,633.10 6,964.69

(@ Operational deposits (all counterparties) - - - - - -

(Gi) Non-operational deposits (all counterparties) 1,645.40 254.82 1,919.93 321.06 2,005.52

(Gii) Unsecured debt 6,152.45, 6,152.45 6512.20 6512.20 6,627.58

4 Secured wholesale funding 565.80 527.16

5 Additional requirements, of which E - - - - -

(@) Outflows related to derivative exposures and other collateral - > - > - -

requirement

(Gi) Outflows related to loss of funding on debt products : : : E

(Gii) Credit and liquidity facilities - - - - - -

(6 Other contractual funding obligation 2,312.94 1,681.86 2,288.58 2,966.00 1,516.69

[7 Other contingent funding obligations - - : - - :

[8 Total cash outflows 9,707.32 10,395.12, 10,461.86

Cash Inflows

9 Secured lending (e.g. reverse repo) 5,920.75 6,854.80 7,609.88 :

10 Inflows from fully performing exposures 1,802.43 1,588.70 3,105.14 2,077.14 3,336.32 2,031.73

1 Other cash inflows 804.38 402.19 887.72 443.86 1,099.65 549.83

12 Total cash inflows 8,527.56 1,990.89 10,847.66 2,521.00 12,045.85 2,581.56

21 Total HQLA 13,613.95) 19,444.23 20,907.26

22 Total Net Cash Outflows 7,716.43 7,874.12 7,880.30
176.43, 246.94 265.31

[23 Liquidity Coverage Ratio (%)

 

 

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