CAPITALISATION STATEMENT

The following table sets forth our Bank’s capitalization as at December 31, 2020, on the basis of our Restated Financial
Statements, and as adjusted for the Issue. This table should be read in conjunction with the sections titled “Management's
Discussion and Analysis of Financial Condition and Results of Operations”, “Financial Information” and “Risk Factors” on
Pages 306, 241 and 22, respectively.

(In & millions)

 

 

 

 

 

 

Particulars Pre-Issue as at December 31, | As adjusted for the Proposed
2020 Issue
Debt
Short term debt 2,244.79 2,244.79
Long term debt 12,626.00 12,626.00
Total Debt (A) 14,870.79 14,870.79

 

 

Shareholders' Funds
Share Capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity shares of Rs. 10 each © 891.85 1,061.31
Equity Share Capital (B) 891.85 1,061.31
Reserves and Surplus
i) Statutory reserves 669.99 669.99
ii) Investment fluctuation reserve 90.45 90.45
iii) Share Premium © 7,540.96 12,016.45
iv) Balance of profit and loss account 2,599.62 2,599.62
v) Capital Reserve 1.93 1.93
vi) Investment reserve 0.55 0.55
vii) ESOP Reserve 109.43 109.43
viii) General Reserve 4.84 4.84
Total Reserves and Surplus (C) 11,017.77 15,493.26
Total Shareholders' Funds (D=B+C) © 11,909.62 16,554.57
Long Term Debt/ Total Shareholders' Fund 1.06 0.76
Total Debt/ Shareholders' Fund (E = A/D) 1.25 0.90
Note:

1. _ The post issue period is increased only to the extent of Share Capital and Shares premium account as compared to the corresponding pre issue amounts
as at December 31, 2020. .

2. Borrowings with original contractual maturity of more than 1 year are classified as Long Term, per RBI Regulations. All other borrowings have been
classified as Short Term and do not include deposit from customers. .

3. As adjusted for the proposed issue coloumn includes equity shares issued under Private Placement basis (85,33,226 shares) , Employee stock options

post 31 December 2020 (262,661 shares) and Initial public offer shares ( 81,50,000 shares) .

The Bank has offered a discount of Rs 30 per Equity Share for Eligibile Employees. The impact of the same is not considered in the above statement.

Total Shareholders Funds include Share Capital and Reserves & Surplus.

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