The Bank has restructured the following accounts during the year ended March 31, 2020,

 

 

 

 

 

 

 

 

 

 

 

Type of Restructuring Under CDR Mechanism Under SME Debt Restructuring Mechanism ‘Others Total
Seno [Assets Classification 7 Sub- Sub- 5 5 5
Standard Doubtful | Loss ] Total | Standard Doubtful | Loss | Total | Standard [sub-standard] Doubeful | Loss | Total | Standard [sub-standard] Doubtful | Loss | Total
[Details standard standard
[Restructred Accounts as on Apa Tofthe FY [No.of borrowers : 2 z z 17a 7 al 2 iva z el 2
1 Jlopening figures) Amount outstanding = = 3.42 (00) 033 375 3.42 (00) a3 375
Provision thereon z 3 034 (0.00) o33[_- [067 O34 (0.00) ox ‘067
[Fresh resrocuring daring the year No.of borrowers = = = = = 34 3 sf Te $4 2 si) 108
2 Amount oustanding = = 133 04 aos - [2.08 133 0a aoe 203
[Provision there-on : = 0.08 (0.02 ocs[- | 076 0.08 (0.02 06 | 076
paradations to restructured standard category [No of borrowers : z z z 5 = : = = = z = :
3 Jauring the FY Amount outstanding = z z z = 5 z E z = =

 

[Provision there-on z 5 = = z = z = z 5 z

 

Increase (decease) In borrower level oustanding [No.of borrowers, Z = = = :

 

4 forexisting restructured cases during the year. [Amount oustanding = = Za = in| =| 235) Bia) 2 wal 23

 

 

 

 

Provision thereon : : (008) = gf —- [27 (08) : oi] = (2m
[Restrucured standard advances which case to [No.of borrowers i : i : 2 7 : : : 5 =
strat higher provisioning and /or adltional risk [Amount outstanding z = 5 : 2 = 5 : 2 z z

5 fwoight a the end of the FY and hence need not be
shown as restructured standard advances a the | Provision there-on 2 =

beginning ofthe next FY i ‘ “ : . - - - -

 

[Downgradations of restructured accounts during [No.of borawers 2 = Ga} 7 Bp = 7 7 3] _-

 

 

 

 

 

 

 

 

 

 

6 finery Amount outstanding : = 70.29) oa as [- | 000 0.25) ous oie] 0.00
Provision thereon : z z = (020) ‘04 oe, = (0.20) 04 16 [

lWiite-olfer Recovery of restucta No.of borrowers = z Gay @ eo] | 3 Gay @ Go] 30)

7 (during the FY Amount outstanding, E z (0.55) (0a) Tesnf [191 0.55) (08) 50] = 19)

[Provision there-on 2 = = = : (0.05) (0.02) ocn| | osry (0.05) (0.02) o.50)| = on

IRestrucured Accounts as on Marcha of the FY [No. of borrawers 7 : 156, 7 6 [ 209 156 7 cs 209

8 [closing figures) Amount outstanding = = 177 os oas[- | 226 17 or tae [= 226

[Provision there-on : : (0.09 ‘004 as _- | 0.9 ‘a.09 ‘0.04 a6 | _- 0.49

 

The Bank has restructured the following accounts during the year ended March 31, 2019.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Type of Restructuring Under COR Mechanism Under SME Debi Restructuring Mechanism ies Total
Sino [Assets Classification Sub Sub- 5 5
— standard |S! | doubtat | Loss | otal | standard | SY, | doubetut | Loss | total | standard [sub-standard] Doubstul | Loss | total | Standard [sub-standard] Doubstat | Loss | rota
JRestrucured Accounts as on Apal Tofthe FY [No.of borrowers = 3 = = = iB 0 z = 2 iB 10 : z 3
1 ffopening figures) Amount oustanding = 2 020 02 2 [a 020 02 : : 022
Provision thereon : : ‘oor ‘oor : = [az ‘oor oor = = 0.02
[Fresh restrocuring daring the year No.of borrowers 5 7 174 1 ~- 2 174 it 24
2 Amount outstanding = z 494 mm a7 [| _- | 426 3.94 0.05 = 426
Provision thereon z = a 01 oa7[ =| 0s 7 01 z 045
Uparadations ro restracured standard category [No.of borrowers z 3 z z = z = z = : z
3 |éuring the FY Amount outstanding 3 = - = - : F = z : F = : i
Provision there-on : : : : : : : : : : 5
Increase” Gacease) In bortower level oustanding | of bonowers 7
4 fotexising restructured cases during the year = = = _ = = = - 2
Amount outstanding z = O33) E = = = = = Os
[Provision there-on = : = = 0.7 7 : : 3 O17
Resiructred standard advances which caset0 |. ot borrwers
atract higher provisioning and/or additional isk ss = z a ss = z 2 ns
weight a the end of the FY and hence need not be
5 shownas restructured standard advances at the | Mount oustanding ® 2"
beginning ofthe next FY - - - - - - - - -
Provision there-on - “
[Downgradations of restructured accounts daring — [No.of borawers : = ow wy ae = w | mz]
6 fthery Amount outstanding, 5 = Gon (0.05) cos [- | 00) on) (0.05) ‘aos | - rom
Provision there-on = z = (0.01) 0.06 | —-| 005 = (001) 06 |= 0.05
IWiteoffe7 Recovery of restructured accounts [No.of borrowers = = ri) @) 5 zi 2 wy] @) = z ey]
7 during the FY Amount outstanding z : 2.9) 02) : ~_ | @29) 2.9) (02) : zi G20]
Provision there-on 3 : = = = (01) (01) = =| 02) (01) (01) = 2 (0.02)
[Resirucured Accounts as on Marchal of the FY [No.of borrowers z = 174 1 el 23; 174 1 a> 27
8 [closing figures) ‘Amount outstanding E = 3a oH 33 375 3a (nH waa 375
Provision thereon : zs z z 34 (000) oa3[_- | 067 O34 (@00) ost 067

 

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