 

Suryoday Small Finance Bank Limited
Annexure 22 - Notes forming part of the Restated Summary Statements
(Al amounts are in Indian Rupees in milion unless otherwise stated)

The Bank has restructured the following accounts during the year ended March 31, 2018,

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Type of Restructuring Under COR Mechanism Under SME Debi Restructuring Mechanism Ores Tota
pon | eaeeel CISA RCA Sub- | poubstut | Loss | rota ] standard | 58 | poubett | toss | total | Standard [sub-standard] Doubsful | Loss | Total | Standard |Sub-standard| Doubttul | Loss | Total
[Details standard standard
[Restructared Accounts as on April ofthe FY [No.of borowers z - 5 z 5 2 5 z 5 z :
1 opening figures) Amount outstanding z = : : : : : : : =
Provision thereon = = 5 = = s = = : = =
[Fresh restructuring daring dhe year No. of borrowers : 5 z z 2 iz 2 i 20 9 it z = 30
2 Amount outstanding = = 22 07 2 [a9 022 07 = zi 029
Provision thereon z 3 0.01 02 3 =| as 01 02 = z 03
Upgradations to restructured standard category [No.of borrowers 3 = = = = : E = = 5 E = 3 =
2 Jdusing the FY Amount oustanding = = 5 5 - = : : : :
Provision thereon = = : : : : : : :
Increase (decrease) in borrower level outstanding [No.of borrowers : z z z = E z = = E z z :
4g [ofexisting restructured cases during the year [Amount outstanding = = z z 2 : z E z = =
Provision there-on ‘ 5
[Restrucured standard advances which cease to
stract higher provisioning and / or additional isk |No. of borrowers Z
weight a the end of the FY and hence need not be s 2 2 : s 2 2 s =
shown as restructured standard advances atthe
5 Tooginning ofthe next FY eosin : : : : : : : : : - :
Provision there-on 2 2
[Down gradations af restructured account No, af borrowers = = = = = ow iz = = : ow iz 3 7
6 fthery Amount oustanding = = 5 3 - = : : : :
Provision thereon = = : : : : : : : : :
IWate-offe7 Recovery of restructured accounts [No.of borrowers = 5 = = @ @ z 2 @ @ @ = : Gl
during the FY Amount outstanding = z 02) 05) z [wor 02) 05) = = G07]
[Provision there-on z z (0.00) (a0) = =| @on} (0.00) (0.00) E z (@on|
[Restrucured Accounts as on March a of the FY [No.of borrowers 2 = = = = 15 10 3 = 25 15 10 z z 25
8 [closing igure) Amount oustanding = 2 020 02 2 [a 020 02 : : O22
Provision thereon : : ‘oor ‘oor : = [az ‘oor ‘oor : : 002

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

7 Write-off of restructured accounts Includes recaveries in eating balances

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