 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended March 31,
2018 2019 2020

Affordable Housing Loans 244 837 2,228
Micro Business Loans (T-Nagar) 605. 2,925 3,662
Unsecured MSME/SME Loans 4,847 605 34
Secured Business Loans 668 121 223
Financial Intermediary Group Loans 4 il il
Others - - -
Total 553,360 860,352 850,271

Notes:

(1) Excludes overdraft loans.

(2) Unsecured MSME/SME Loans were defocused in Fiscal 2020

(3) Count of personal loans for the credit life insurance of affordable housing loans customers is included in the affordable housing loan segment.

The table below sets forth our Bank’s average ticket size of loans disbursed by product as of March 31, 2018, 2019 and 2020
and as of December 31, 2019 and 2020:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31,
2019 2020

Inclusive Finance Loans 29,599.09 34,356.68
Commercial Vehicle Loans 28,41,483.90 21,51,411.23
Affordable Housing Loans 8,75,425.43 7,74,326.42
Micro Business Loans (T-Nagar) 1,01,142.90 198,033.90
Unsecured MSME/SME Loans 21,59,558.82 -
Secured Business Loans 29,58,887.00 18,76,454.50
Financial Intermediary Group Loans 9,32,14,285.71 13,00,00,000.00
Others - 11,384.34

Notes:

(1) Excludes overdraft loans

(2) Unsecured MSME/SME Loans were defocused in Fiscal 2020.

@) Count of personal loans for the credit life insurance is excluded from the affordable housing loan segment for calculating the average ticket size.

As of March 31,
2018 2019 2020

Inclusive Finance Loans 28,133.32 27,895.38 30,363.84
‘Commercial Vehicle Loans 10,685,250.00 2,781,683.71 2,802,801.77
Affordable Housing Loans 915,455.95 955,260.67 832,235.87
Micro Business Loans (T-Nagar) 107,256.20 96,594.87 103,283.83
Unsecured MSME/SME Loans 185,041.38 886,637.61 2,159,558.82
Secured Business Loans 503,922.63 3,340,049.43 2,469,709.62
Financial Intermediary Group Loans 23,125,000.00 51,363,636.36 8,0948,000.00
Others - = -

Notes:

(dd Excludes overdraft loans

2) Unsecured MSME/SME Loans were defocused in Fiscal 2020.

(3) Count of personal loans for the credit life insurance is excluded from the affordable housing loan segment for calculating the average ticket size.

The table below sets forth the average tenor of our Bank’s disbursements by product as of March 31, 2018, 2019 and 2020 and
as of December 31, 2019 and 2020:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31,
2019 2020
(No. of Months)
Inclusive Finance Loans 21.62 20.86
‘Commercial Vehicle Loans 46.74 39.57
Affordable Housing Loans 197.85 198.26
Micro Business Loans (T-Nagar) 23.14 24.51
Unsecured MSME/SME Loans 25.64 :
Secured Business Loans 115.44 119.47
Financial Intermediary Group Loans 31.43 31.00
Others s 47.93
Notes:
(1) Excludes overdraft loans

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