Method of allotment as may be prescribed by SEBI from time to time

Our Bank will not make any Allotment in excess of the Equity Shares offered through the Issue through this Prospectus except
in case of oversubscription for the purpose of rounding off to make Allotment, in consultation with the Designated Stock
Exchange. Further, upon oversubscription, an Allotment of not more than 1% of the Net Offer to public may be made for the
purpose of making Allotment in minimum lots.

The allotment of Equity Shares to applicants other than to the Retail Individual Bidders and Anchor Investors shall be on a
proportionate basis within the respective investor categories and the number of securities allotted shall be rounded off to the
nearest integer, subject to minimum allotment being equal to the minimum application size as determined and disclosed.

The allotment of Equity Shares to each Retail Individual Bidders shall not be less than the minimum bid lot, subject to the
availability of shares in Retail Individual Bidders Portion, and the remaining available shares, if any, shall be allotted on a
proportionate basis.

Payment into Escrow Account(s) for Anchor Investors

Our Bank and the Selling Shareholders, in consultation with the Book Running Lead Managers, in their absolute discretion,
decided the list of Anchor Investors to whom the CAN were sent, pursuant to which the details of the Equity Shares allocated to
them in their respective names were notified to such Anchor Investors. For Anchor Investors, the payment instruments for
payment into the Escrow Account(s) were required to be drawn in favour of:

(a) In case of resident Anchor Investors: “SURYODAY SMALL FINANCE BANK LIMITED - IPO - ANCHOR
ACCOUNT ESCROW - R”

(b) In case of non-resident Anchor Investors: “SURYODAY SMALL FINANCE BANK LIMITED - IPO - ANCHOR
ACCOUNT ESCROW ~ NR”

Anchor Investors should note that the escrow mechanism is not prescribed by SEBI and has been established as an arrangement
between our Bank, the Selling Shareholders and the Syndicate, the Escrow Collection Bank and the Registrar to the Issue to
facilitate collections of Bid amounts from Anchor Investors.

Pre-Issue Advertisement

Our Bank has, after filing the Red Herring Prospectus with the RoC, published a pre-Issue advertisement, in the form prescribed
by the SEBI ICDR Regulations, in all editions of Financial Express, an English national daily newspaper, all editions of Jansatta,
a Hindi national daily newspaper and Mumbai edition of Navshakti, a Marathi newspaper, Marathi being the regional language
of Maharashtra, where our Registered and Corporate Office is located, each with wide circulation.

In the pre-Issue advertisement, we stated the Bid/Issue Opening Date and the Bid/Issue Closing Date. This advertisement, subject
to the provisions of Section 30 of the Companies Act, 2013, was in the format prescribed in Part A of Schedule X of the SEBI
ICDR Regulations.

Allotment Advertisement

Our Bank, the Book Running Lead Managers and the Registrar shall publish an advertisement in relation to Allotment before
commencement of trading, disclosing the date of commencement of trading of the Equity Shares, in all editions of Financial
Express, an English national daily newspaper, all editions of Jansatta, a Hindi national daily newspaper and Mumbai edition of
Navshakti, a Marathi newspaper, Marathi being the regional language of Maharashtra, where our Registered and Corporate
Office is located, each with wide circulation.

The above information is given for the benefit of the Bidders/applicants. Our Bank, the Selling Shareholders and the
Book Running Lead Managers are not liable for any amendments or modification or changes in applicable laws or
regulations, which may occur after the date of the Red Herring Prospectus and which may occur after the date of this
Prospectus. Bidders/applicants were advised to make their independent investigations and ensure that the number of
Equity Shares Bid for did not exceed the prescribed limits under applicable laws or regulations.

Signing of the Underwriting Agreement and the RoC Filing
(a) Our Bank, the Selling Shareholders and the Syndicate have entered into an Underwriting Agreement.

(b) After signing the Underwriting Agreement, an updated Red Herring Prospectus is being filed with the RoC in
accordance with applicable law, which then is termed as the ‘Prospectus’. This Prospectus contains details of the Issue
Price, the Anchor Investor Issue Price, Issue size, and underwriting arrangements and is complete in all material
respects.

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