The combination of our Payment Solutions, Banking Automation Solutions, and Other Automation Solutions
business segments enables us to provide end-to-end solutions and technology to banks, retail chains, small and
medium scale retailers, service providers, petroleum retailers and financial institutions, thereby equipping them
to offer a complete payments ecosystem to their end customers. The payment ecosystem that we seek to service
is represented below:

  

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Payment Solutions

Our Payment Solutions segment is an omni-channel payment platform, and comprises cash solutions which
consist of ATM and CRM outsourcing and managed services, cash management and iCD, digital payment
services which include toll and transit solutions, Fastlane, transaction switching services, services through POS
machines and agency banking.

The following diagram sets out our omni-channel payment platform:

   
 
 

INTERFACES,

IMPS»

   

Cash Solutions
Automated Teller Machines (ATM) and Cash Recycler Machines (CRM) Outsourcing and Managed Services

The following diagram sets out the various components of ATM and CRM outsourcing and managed services:

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