AGS Transact Technologies Limited
Annexure VI: Notes to the Revised Restated Consolidated Financial Information

Note 46
Financial instruments — Fair values and risk management

 

yidity risk
Liguldty risk is dhe risk that dhe Group will encounter difficulty in meeting the obligations associated with its financial liabilities that are seed by delivering cash or another financial asset. The Group's approach to managing
liquidity rsk is to ensure, as far as possible, that i will have sufficient liquidity o meet its Habilites when they are due, under both normal and stressed conditions, without incurring unacceptable losses or risking damage to the
Group's reputation.

‘The Group alms to malnwain the level ofits cash and bank balances at an amount in excess of expected cash outflows on financial abilities (other than trade payables) aver the next six months. The Group also monitors the level
of expected cash inflows on trade receivables and loans together with expected cash outflows on trade payables and other financial lables.

‘The following ae the remaining contractual maturities of Financial labiles atthe reporting dae, The amounts are gross and undiscounted, and include contractual interest payments.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Contractual cash flows, (Bs, in million)

‘Bi August 2027 “Gross carrying Total Upto year TS years More than

‘Non derivative nancial Wabiltes

‘Term loans from banks and others 11,054.79 16,068.36 3,286.71 11,566.22 121543,

(including current maturities of long

term borrowings)

Short-term loans/working capital loans 1,281.55 1,381.55 1,381.55 ‘ *

Lease liabilities 4,108.63 5149.23, 1,368.70 3,324.21 486.32

‘Trade payables 3,910.57 3910.57 3910.57 - -

Other financial abies 785.38 787.59 769.01, 18.50 -

Toul 21,200.92 27,297.30, 1071654 14,909.01 Los
Contractual cash flows (Bs. in million)

‘Bi March 2021 “Gross carrying Total Up tot year TS years ‘More than

‘Non derivative financial labilites

‘Term loans from banks and others 8,661.83 15,998.82 311601 10,799.48 2,083.33

(Goctuding current maturities of long

term borrowings)

Short-term loans/working capita loans 3,668.20 3,668.20 3,668.20 2 7

Lease liabilities 3,893.38 4843.31 1,305.87 3,122.08 415.35

‘Trade payables 4,268.19 4268.19 4,268.19 = .

Other financial Habiliies 809.50 812.90 785.02 27.88 4

Toul 21,301.10 295591.42 1163.29 13,949.45 2,498.68

tractual cashflows (Bs. in million)

‘Bi March 2020 “Gross carrying Total ‘Up tol year 1-5 years More than

‘Non derivative nanclal labilities

‘Term loans from banks and others 3,488.81 5,387.72 1,502.98 3,897.76 46.99

(Gocluding current maturities of long

term borrowings)

Short-term loans/working capita loans 3,300.07 3,200.07 3,300.07 2 7

Lease labilities 4,901.29 6,101.06 1,519.41 3,994.19 587.46

‘Trade payables 3,621.50 3,621.50 3,621.50 E :

Other financial abies 800.78 850.96 800.78 so.ta :

Toul 76,012.45 T.261.31 10,744.74 7g02.13 was
Contractual cash flows (Bs. in million)

Bi March 2019 “Gross carrying Total Up tol year TB years ‘More than

‘Non derivative financial Wabilites

Term loans from banks and others 3,216.61 5,580.58 1,888.59 3,691.99 .

(ocluding current maturities of long

term borrowings)

Short-term loans/working capital loans 2,859.09 2,889.09 2,059.09 s 7

Lease labiltes 4977.33 6451.15 1,410.87 4,203.03 837.25

‘Trade payables 3,692.97 3,692.97 3,692.97 2 v

Other financial Vabiliies 486.36 566.40 486.36 80.04 z

Toul 15,232.36 19,150.19 10,337.88 7,975.06 was

 

‘The Group bas secured bank loans that contains a loan covenant. A future breach of covenant may require the Group to repay the loan earlier than indicated in the above table
‘The imerest payments on Varlable interest rate loans in the table above reflect matket forward interest rates atthe reporting date and these amounts may change as market interest rates change.

 
