expand our business in the future.

The following table provides details of outstanding loans (excluding operating lease, sales bill
discounting, sales/purchase invoice bill discounting, buyer’s credit, bank guarantee and letter of credit
facilities availed by our Company) availed of by our Company as on December 31, 2020, which we
propose to prepay or repay, in full or in part, from the Net Proceeds for an aggregate amount of = 1,200.00
million without any obligation to any banks/financial institutions:

 

Lender Nature
and
purpose
of loan
facility Curre
availed ney
State Term INR
Bank of — loan
India facility
~ Capital
expendit
ure
ICIcl Term INR
Bank Joan
Limited facility
~ Capital
expendit
ure
Long INR
term
working
capital
IDBI Term INR
Bank Joan
Limited facility
~ Capital
expendit
ure
Indian ‘Term INR
Bank oan
Limited facility
Long
term
working
capital
IDFC Term INR
First Joan
Bank facility
- Long
term
working
capital
Mahindr — Term INR
a & loan
Mahindr facility
a ~ Capital
Financia expendit
1 ure
Services
Lid
CSB Tem INR
Bank Joan
Limited facility
~ Capital
expendit

ure

Sanctioned Amount
Amount Amount
(inrelevant (in?
foreign million)
currency)
(in?
million)
720.00 720.00
250.00 250.00
500.00 500.00
320.00 320.00
750.00 750.00
250.00 250.00
400.00 400.00
250.00 250.00

Rate of
interest as
on.
December
31, 2020

(pa)

2.60% above
MCLR rate

1.70% above
the MCLR
rate

1.70% above
the MCLR
rate

2.45% above
one year
MCLR

1.75% above

one year
MCLR

1.40% above
IDEC First
Bank MCLR

1.70% above
SBI base rate

0.60% above
1 year
MCLR

Repayment
Schedule

72 monthly
instalments

‘Sub-limit of
% 500.00
million
repayable in
15 quarterly
instalments

Sub-limit of
2 250.00
repayable in
25 quarterly
instalments
20 quarterly
instalments

48 monthly
instalments

16 quarterly
instalments

48 equal
monthly
instalments

60 monthly
instalments

Prepayment
Penalty

2.00% of the
amount to be
prepaid

1.00% of the
amount to be
prepaid

2.00% on the
balance
amount of
Joan and for
the residual
period of
prepayment
2.00% of the
drawing limit
or
outstanding,
whichever is
higher

1.00% on
amount
outstanding

2% on the
difference
between ideal
balance and
balance
outstanding

Amount
outstand
ing as
on
Decemb
er31,
2020*
(ine
million)

342.12

296.34

111.96

750.00

150.00

358.13

191.67

 

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