DECLARATION BY GAJA CAPITAL FUND II LIMITED
Gaja Capital Fund II Limited confirms and certifies that all statements, disclosures and undertakings specifically made or
confirmed by it in this Prospectus, about or in relation to itself, as a Selling Shareholder and its portion of the Offered Shares,
are true and correct. Gaja Capital Fund II Limited assumes no responsibility for any other statements, including any of the
statements made or confirmed by or relating to the Bank, any other Selling Shareholder or any other person(s) in this Prospectus.

SIGNED FOR AND ON BEHALF OF GAJA CAPITAL FUND II LIMITED

Name: Ashraf Ramtoola
Designation: Director
Place: Mauritius

Date: March 20, 2021

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