. Right to vote on a poll either in person or by proxy and e-voting, in accordance with the provisions of the Companies

Act;

. Right to receive offers for rights shares and be allotted bonus shares, if announced;

. Right to receive surplus on liquidation, subject to any statutory and preferential claim being satisfied;

. Right of free transferability of the Equity Shares, subject to applicable laws including any RBI rules and regulations;
and

° Such other rights, as may be available to a shareholder of a listed public company under the Companies Act, Banking

Regulation Act, the SEBI Listing Regulations and our Memorandum of Association and Articles of Association.

For a detailed description of the main provisions of the Articles of Association of our Bank relating to voting rights, dividend,
etc., see “Main Provisions of Articles of Association” beginning on page 394.

Allotment only in dematerialised form

Pursuant to Section 29 of the Companies Act, 2013 and the SEBI ICDR Regulations, the Equity Shares shall be allotted only in
dematerialised form and the trading of the Equity Shares shall also only be in dematerialised form. In this context, two agreements
have been signed amongst our Bank, the respective Depositories and the Registrar to the Issue:

. Agreement dated September 16, 2016 amongst our Bank, NSDL and the Registrar to the Issue.
. Agreement dated August 26, 2016 amongst our Bank, CDSL and the Registrar to the Issue.
Market Lot and Trading Lot

Since trading of the Equity Shares is in dematerialised form, the tradable lot is one Equity Share. Allotment in this Issue will be
only in electronic form in multiples of 49 Equity Share subject to a minimum Allotment of 49 Equity Shares.

Joint holders

Where two or more persons are registered as the holders of the Equity Shares, they will be deemed to hold such Equity Shares
as joint holders with benefits of survivorship.

Nomination facility to investors

In accordance with Section 72 of the Companies Act, 2013, and the rules made thereunder, the Sole Bidder, or the first Bidder
along with other joint Bidders, may nominate any one person in whom, in the event of the death of Sole Bidder or in case of joint
Bidders, death of all the Bidders, as the case may be, the Equity Shares Allotted, if any, shall vest. A person, being a nominee,
entitled to the Equity Shares by reason of the death of the original holder(s), shall be entitled to the same advantages to which he
or she would be entitled if he or she were the registered holder of the Equity Share(s). Where the nominee is a minor, the holder(s)
may make a nomination to appoint, in the prescribed manner, any person to become entitled to Equity Share(s) in the event of
his or her death during the minority. A nomination shall stand rescinded upon a sale/transfer/alienation of Equity Share(s) by the
person nominating. A buyer will be entitled to make a fresh nomination in the manner prescribed. Fresh nomination can be made
only in the prescribed form available on request at our Registered and Corporate Office or to the Registrar and Transfer Agent
of our Bank.

Any person who becomes a nominee by virtue of the provisions of Section 72 of the Companies Act, 2013 shall upon the
production of such evidence as may be required by the Board, elect either:

a) to register himself or herself as the holder of the Equity Shares; or

b) to make such transfer of the Equity Shares, as the deceased holder could have made.

Further, the Board may, at any time, give notice requiring any nominee to choose either to be registered himself or herself or to
transfer the Equity Shares, and if the notice is not complied with within a period of 90 days, the Board may thereafter withhold
payment of all dividends, interests, bonuses or other moneys payable in respect of the Equity Shares, until the requirements of
the notice have been complied with.

Since the Allotment of Equity Shares in the Issue will be made only in dematerialized mode, there is no need to make a separate

nomination with our Bank. Nominations registered with respective Depository Participant of the Bidder would prevail. If the
Bidder wants to change the nomination, they are requested to inform their respective Depository Participant.

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