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2019 2020
(million) Gross NPA as a (million) Gross NPA as a
Percentage of Percentage of
Gross Gross
Advances of Advances of
respective respective
Product Product
Inclusive Finance Loans 584.59 2.28% 8.90 0.03%
Commercial Vehicle Loans 170.35 4.90% 155.29 4.20%
Affordable Housing Loans 19.43 1.24% 15.21 0.62%
Micro Business Loans (T-
Nagar) 16.40 4.38% 18.32 4.68%
Unsecured MSME/SME,
Loans 82.90 15.83% 37.55 13.36%
Secured Business Loans 78.21 7.78% 61.43 4.32%
Financial Intermediary
Group Loans - 0.00% - 0.00%
Others” 3.68 0.41% 2.43 0.16%
Gross NPA 955.57 2.78% 299.13 0.78%
* Others includes overdrafts and staff loans.
‘As of March 31,
2018 2019 2020
(& million) Gross NPA (& million) Gross NPA (% million) Gross NPA
asa asa asa
Percentage Percentage Percentage
of Gross of Gross of Gross
Advances of Advances of Advances of
respective respective respective
Product Product Product
Inclusive Finance Loans 543.78 3.82% 270.80 1.24% 675.96 2.48%
Commercial Vehicle Loans - - 20.76 0.95% 174.38 4.71%
Affordable Housing Loans - - 6.52 0.82% 19.97 1.10%
Micro Business Loans (T-
Nagar) - = 2.02 0.74% 19.08, 4.46%
Unsecured MSME/SME Loans 20.19 2.44% 134.33 13.92% 40.71 10.88%
Secured Business Loans 0.71 0.20% 60.25 8.91% 79.36 7.47%
Financial Intermediary Group
Loans : - : - - 0.00%
Others” 1.01 1.01% 1.53 1.12% 3.04 0.53%
Gross NPA 565.69 3.54% 496.21 1.81% 1,012.50 2.79%

 

 

 

 

 

* Others includes overdrafis and staff loans.

The tables below set forth our Bank’s Gross NPAs by product segment as a percentage of the total gross advances, as of March
31, 2018, 2019, 2020 and December 31, 2019 and 2020.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

‘As of December 31,
2019 2020
(€ million) Gross NPA as a million) Gross NPA as a
Percentage of Percentage of
Total Gross Total Gross
Advances Advances
Inclusive Finance Loans 584.59 1.70% 8.90 0.02%
Commercial Vehicle Loans 170.35 0.49% 155.29 0.40%
Affordable Housing Loans 19.43 0.06% 15.21 0.04%
Micro Business Loans (T-Nagar) 16.40 0.05% 18.32 0.05%
Unsecured MSME/SME Loans 82.90 0.24% 37.55 0.10%
Secured Business Loans 78.21 0.23% 61.43 0.16%
Financial Intermediary Group Loans : 0.00% - 0.00%
Others” 3.68 0.01% 2.43 0.01%
Gross NPA 955.57 2.78% 299.13 0.78%
¥ Others includes overdrafis and staff loans.
‘As of March 31,
2018 2019 2020

 

 

 
