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HUF Hindu Undivided Family

HNI High Net worth Individual

IFRS International Financial Reporting Standards

IFSC Indian Financial System Code

IMPS Immediate Payment Service

Ind AS/ Indian Accounting} Indian Accounting Standards notified under Section 133 of the Companies Act, 2013 read with the

Standards Companies (Indian Accounting Standards) Rules, 2015

India Republic of India

Indian GAAP/ IGAAP ‘Accounting standards notified under Section 133 of the Companies Act, 2013 read with Companies
(Accounting Standards) Rules 2006 (as amended) and the Companies (Accounts) Rules, 2014 in so far as
they apply to our Bank, applicable requirements of the Banking Regulation Act, 1949 and guidelines and
directions issued by the RBI from time to time

IPO Initial public offering

IRDAT Insurance Regulatory and Development Authority of India

IST Indian Standard Time

Ir Information Technology

IT Act ‘The Income Tax Act, 1961

KYC Know your customer

MCA Ministry of Corporate Affairs

MICR Magnetic Ink Character Recognition

MSMEs Micro, Small, and Medium Enterprises

 

Mutual Funds

Mutual funds registered under the Securities and Exchange Board of India (Mutual Funds) Regulations,
1996

 

 

 

 

 

 

 

 

 

 

 

NA Not applicable

NACH National Automated Clearing House

NAV Net Asset Value

NBFEC Non-banking financial company

NEFT National Electronic Funds Transfer

NPCI National Payments Corporation of India

NRI Person resident outside India, who is a citizen of India or a person of Indian origin, and shall have the
meaning ascribed to such term in the Foreign Exchange Management (Deposit) Regulations, 2016 or an
overseas citizen of India cardholder within the meaning of Section 7(A) of the Citizenship Act, 1955

NRE Account Non-resident external rupee account

NRO Account Non-resident ordinary account

NSDL National Securities Depository Limited

NSE National Stock Exchange of India Limited

 

OCB or Overseas Corporate
Body

‘A company, partnership, society or other corporate body owned directly or indirectly to the extent of at least
60% by NRIs including overseas trusts, in which not less than 60% of beneficial interest is irrevocably held
by NRIs directly or indirectly and which was in existence on October 3, 2003 and immediately before such
date had taken benefits under the general permission granted to OCBs under FEMA. OCB are not allowed
to invest in the Issue

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

pa. Per annum
P/E Price/earnings

P/E Ratio Price to Earnings ratio

PAN Permanent Account Number

PAT Profit after tax

PFRDA Pension Fund Regulatory and Development Authority

RBI The Reserve Bank of India

RBI Act ‘The Reserve Bank of India Act, 1934

Regulation $ Regulation S under the U.S. Securities Act

RTGS Real Time Gross Settlement

Rule 144A Rule 144A under the U.S. Securities Act

SARFAESI Act ‘The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002
SCRA Securities Contracts (Regulation) Act, 1956

SCRR Securities Contracts (Regulation) Rules, 1957

SEBI Securities and Exchange Board of India constituted under the SEBI Act

SEBI Act Securities and Exchange Board of India Act, 1992

SEBI AIF Regulations Securities and Exchange Board of India (Alternative Investment Funds) Regulations, 2012

SEBI BTI Regulations Securities and Exchange Board of India (Bankers to an Issue) Regulations, 1994

SEBI FPI Regulations Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2019

 

SEBI FVCI Regulations

Securities and Exchange Board of India (Foreign Venture Capital Investors) Regulations, 2000

 

SEBIICDR Regulations

Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018

 

SEBI Listing Regulations

Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations,
2015

 

 

SEBI Merchant
Regulations

Bankers

 

Securities and Exchange Board of India (Merchant Bankers) Regulations, 1992

 

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