DECLARATION
We hereby certify and declare that all relevant provisions of the Companies Act, 2013 and the guidelines/ regulations issued by
the Government of India or the guidelines/ regulations issued by the Securities and Exchange Board of India, established under
Section 3 of the SEBI Act, 1992, as the case may be, have been complied with and no statement made in this Prospectus is
contrary to the provisions of the Companies Act, 2013, the Securities Contracts (Regulation) Act 1956, the Securities Contracts
(Regulation) Rules, 1957, the SEBI Act, 1992 or the rules made or guidelines or regulations issued thereunder, as the case may
be. We further certify that all the statements in this Prospectus are true and correct.

SIGNED BY THE DIRECTORS OF OUR BANK

Ramachandran Rajaraman
Part-Time Chairperson and Independent Director

Mrutunjay Sahoo
Independent Director

Jyotin Kantilal Mehta
Independent Director

Meena Hemchandra
Independent Director

John Arunkumar Diaz
Independent Director

Venkatesh Natarajan
Investor Director

Ranjit Shah
Investor Director

Aleem Remtula
Investor Director

Baskar Babu Ramachandran
Managing Director and Chief Executive Officer

SIGNED BY THE CHIEF FINANCIAL OFFICER OF OUR BANK.

Bhavin Damania
(Chief Financial Officer)

Place: Navi Mumbai

Date: March 20, 2021

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