Mrs. Anupama R. Goyal is a Non-Independent, Non-Executive Director of our Company. She was appointed
as a Director on April 1, 2010. She resigned on September 16, 2010 and was re-appointed as a Director on
August 10, 2012. On September 18, 2017, she was re-appointed as a director liable to retire by rotation. She is
also a director on the board of our Subsidiary, ITSL. She completed her school education from the Maharani
Gayatri Devi Public School, Jaipur.

Mr. Sudip Bandyopadhyay is an Independent, Non-Executive Director of our Company. He was appointed as
a Director on September 16, 2010 and was designated as an independent Director under the Companies Act,
2013 on March 12, 2015. He was re-appointed as an independent, non-executive Director of our Company on
March 12, 2018. He is also a director on the boards of our Subsidiaries, ITSL and SVIL. He is a Chartered
Accountant certified by the ICAI and a Cost and Works Accountant certified by the Institute of Cost and Works
Accountants of India. Currently, he is the group chairman of Inditrade Group of Companies. He was the
managing director of Destimoney Securities Private Limited until September, 2015. He has previously worked
with Reliance Securities Limited as the Wholetime Director and was also on the board of several Reliance ADA
Group companies.

Mr. Vijay Chugh is an Independent, Non-Executive Director of our Company. He was appointed as a Director
on March 12, 2015, and was re-appointed as an independent, non-executive Director of our Company on March
12, 2018. He is also a director on the boards of our Subsidiaries, ITSL and SVIL. He holds a Bachelor of Arts
degree (Honours course) from the Delhi University and a Master of Arts degree from the University of
Rajasthan. Mr. Chugh also holds a Post Graduate Diploma in Business Administration from the KC College of
Management Studies, Mumbai. He is a Certificated Associate of the Indian Institute of Bankers and has been
awarded an Advanced Certificate for Executives in Management, Innovation and Technology from the Sloan
School of Management, Massachusetts Institute of Technology, U.S.A. He has over 32 years of experience at
the Reserve Bank of India in the fields of supervision and regulation of commercial banks, rural credit and
development, payment and settlement systems and core banking solutions. He superannuated in the rank of
Principal Chief General Manager, Department of Payment and Settlement Systems of the RBI. He has
previously been a nominee of the RBI on the boards of directors of the State Bank of Patiala and the United
Bank of India. Upon his retirement from the RBI, he has been a consultant to (a) the United Nations Capital
Development Fund, and (b) the World Bank Group on assignments in India, Nepal, Ethiopia, Vietnam and
South Africa. His international experience includes representing the RBI as a member of the Committee for
Payments and Market Infrastructure (Bank for International Settlements, Switzerland) and the SAARC
Payments Council and as Director, Payment & Settlement Systems of SEACEN, Malaysia.

Mr. Rahul Narain Bhagat is an Independent, Non-Executive Director. He was appointed as an Independent,
Non-Executive Director on June 7, 2018. He is also an independent director on the board of our Subsidiaries,
SVIL and ITSL. He holds a Master of Arts degree in International Affairs from the College of William and
Mary, Williamsburg, U.S.A and a Bachelor of Arts (Honours) degree in History from St. Stephen’s College,
Delhi University, India. He has over three decades of experience in consumer banking, and has been listed on
the Asian Banker’s on their List of Leading Practitioners. Previously, he has worked at HDFC Bank Limited as
Country Head — Retail Liabilities, Marketing and Direct Banking Channels. He has also worked with Bank of
America NA and ANZ Grindlays Bank Limited. Between 2015 and 2017, he advised Vodafone India Limited
on launching a payments bank in India, and was appointed the CEO (designate) of its proposed bank. He has
also served on (i) the Standing Committee on Retail Banking, Indian Banks’ Association, (ii) the Executive
Committee, National Securities Depository Limited, (iii) the Global Advisory Board, NCR Corporation and (iv)
the Indian Public Schools’ Society. He is also actively involved in the fields of education and heritage
conservation. He is a Founder Director of the World Monuments Fund India Association, and serves on the
Board of Governors of The Doon School.

Mr. Subrata Kumar Mitra is a Non-Executive, Independent Director on the Board of our Company. He was
appointed as a director on July 20, 2021. He holds a Master of Science degree from the University of Calcutta
and a degree of Master in Management Science from the Texas Christian University, USA. He is currently also
a director on the boards of Centrum Capital Limited, Asirvad Micro Finance Limited, IL&FS Engineering and
Construction Company Limited, Roadstar Investment Managers Limited and Onward Technologies Limited. In
the past, he has also been a director of Aditya Birla Finance Limited, Aditya Birla Sun Life Insurance Company
Limited, LIC Mutual Fund Asset Management Limited, L&T Mutual Fund Trustee Limited and Aditya Birla
Sun Life AMC Limited. He has extensive experience in the fields of management and finance. Previously, he
has been the director of Aditya Birla Management Corporation Private Limited, the chief executive of GIC
Mutual Fund, the managing director of GIC Asset Management Company Limited, a manager in the merchant

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