SECTION I: GENERAL
DEFINITIONS AND ABBREVIATIONS

This Prospectus uses certain definitions and abbreviations which, unless the context otherwise indicates or implies, shall have
the meaning as provided below. References to any legislation, act, regulation, rules, guidelines or policies shall be to such
legislation, act, regulation, rules, guidelines or policies as amended, supplemented or re-enacted from time to time, and any
reference to a statutory provision shall include any subordinate legislation made from time to time under that provision.

The words and expressions used in this Prospectus but not defined herein shall have, to the extent applicable, the same meaning
ascribed to such terms under the SEBI ICDR Regulations, the Companies Act, the SCRA, the Depositories Act and the rules and
regulations made thereunder. Notwithstanding the foregoing, the terms used in “Industry Overview”, “Key Regulations and
Policies”, “Statement of Special Tax Benefits”, “Financial Information”, “Basis for Issue Price”, “Selected Statistical
Information”, “Outstanding Litigation and Material Developments” and “Main Provisions of the Articles of Association”
beginning on pages 112, 172, 109, 241, 106, 211, 337 and 394, respectively, shall have the meaning ascribed to them in the
relevant section.

 

  

 

 

General Terms

 

 

 

 

 

 

 

Term Description
“our Bank”, “the Bank”, “the | Suryoday Small Finance Bank Limited, a public limited company incorporated under the Companies Act,
Issuer” 1956 and having its registered and corporate office at Unit No.1101, Sharda Terraces, Plot No. 65, Sector

11, CBD Belapur, Navi Mumbai 400 614, Maharashtra, India
“we”, “us” or “our” Unless the context otherwise indicates or implies, refers to our Bank
Bank Related Terms
Term Description
“Articles of Association” or | Articles of association of our Bank, as amended
“AoA”
‘Audit Committee ‘Audit committee of our Board, constituted in accordance with the applicable provisions of the Companies

Act, 2013, the SEBI Listing Regulations and guidelines issued by the RBI from time to time
“Auditors” or  “Statutory| MSKC & Associates, Chartered Accountants (formerly known as R. K. Kumar & Co., Chartered

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Auditors” Accountants), the current statutory auditors of our Bank

“Board” or “Board _ of| Board of directors of our Bank or a duly constituted committee thereof

Directors”

Company Secretary or |The company secretary and compliance officer of our Bank, Geeta Krishnan. For details, see “Our

Compliance Officer Management” beginning on page 188

Corporate Social Responsibility | Corporate social responsibility committee of our Bank constituted in accordance with the applicable

Committee provisions of the Companies Act, 2013

CRISIL or CRISIL Research CRISIL Limited

CRISIL Report Report titled “Report on Small Finance Banks and various loan products” dated September, 2020, issued
by CRISIL

DEG DEG — Deutsche Investitions — Und Entwicklungsgesellschaft MBH

Director(s) Directors on our Board

Equity Shares Equity shares of face value of 210 each of our Bank

ESOP 2010 Suryoday ESOP Scheme, 2010

ESOP 2014 Suryoday ESOP Scheme, 2014

ESOP 2016 Suryoday ESOP Scheme, 2016

ESOP 2019 Suryoday ESOP Scheme, 2019

Executive Director Executive director on our Board

IFC International Finance Corporation

Independent Directors Independent directors on our Board

Investor Directors Investor directors on our Board

IPO Committee IPO committee of our Board

“Key Managerial Personnel” or | Key managerial personnel of our Bank shall have the meaning as set out under Regulation 2(1)(bb) of the

“KMP” SEBI ICDR Regulations as described in “Our Management — Key Managerial Personnel” beginning on
page 201

 

Managing Director and Chief | Managing director and chief executive officer of our Bank, Baskar Babu Ramachandran
Executive Officer
“Memorandum of Association” | Memorandum of association of our Bank, as amended

 

 

 

 

 

 

 

or “MoA”

Nomination and Remuneration] Nomination and remuneration committee of our Bank, constituted in accordance with the applicable

Committee provisions of the Companies Act, 2013, the SEBI Listing Regulations and guidelines issued by the RBI
from time to time

Non-Executive Directors Non-executive directors on our Board

Part-time Chairperson. Part-time chairperson of our Bank, Ramachandran Rajaraman

 
