Like breathing and digestion, circulation operates on autopilot. We donât have to do anything to make circulation happen, but there are plenty of things we can do to support and even improve it. Thatâs good, because boosting circulation benefits the entire body, including mental processes, hearing, and vision.
If you have a certain amount of money available to pay off a portion of your credit card debt each month, even if that certain amount changes, there is a mathematically correct way of paying off that debt. You can call this approach the Debt Avalanche.here are really only three strategies to pay off debt: 1) pursue the payments that cost you the most in monthly payments first or 2) pay of the highest interest debt first or 3) pay off the debt that has the smallest balance owed.
Having said that, Iâve violated this advice myself and closed an account before paying if off because of the way the credit card company treated me. From your question, it sounds like you have a variety of debts including a canceled credit card, an over-the-limit credit card or two, and some payday loans.The standard advice is to pay off the debts in the order of the interest rate â paying off those with the highest rates first.In my own experience, I have found that method of snowballing debt to be tougher to work through because of the lack of emotional reward returned.: If you have a canceled credit card and its balance is the lowest should you work on paying that one off first or one that isnât canceled? Also, would you work on paying over the credit limit cards or paying off payday loans first? We have ideas but just arenât sure where to start and attempt to tackle the debt.