Standing Committees: these are the most important because all bills are referred to a standing committee in Congress. Each committee is an area of specialization that is furthâ¦er divided into subcommittees. These are permanent. *Joint Committees: These are also permanent. The tasks assigned to them are very diverse.
A spousal RRSP is an account that you set up, but that your partner contributes to. They are held separately and open to married or common-law couples. Godinho said the plans are most beneficial in relationships where one spouse earns significantly more than the other.
Your contributions to a spousal plan do not affect your spouse's contribution limit to his or her own plan. If you and your spouse earn different levels of income, a spousal RRSP may be an effective way to split income over the long term. To do so, the spouse who is expected to have a higher level of income at retirement should make the contribution to a spousal RRSP. This will allow you to build a nest egg that will provide each of you with a source of income in retirement and an overall reduction in taxes.