Addis, Louisiana where Your problems will be smaller, Your burdens will be few, For Friends are made for helping, And thats just what they do..In Addis  our town..
The Consumer Financial Protection Bureau (Bureau) is issuing a final rule implementing an. amendment to the Equal Credit Opportunity Act (ECOA) regarding furnishing copies of. appraisals and other written valuations to applicants for first lien loans secured by a dwelling. The rule will become effective on January 18, 2014. BACKGROUND.
ECOA (Equal Credit Opportunity Act); fees can't be waived for one client without violating this; the fees have to be the same to each client. However, yes, a lender credit can be used towards the fees.