A paralegal bachelor degree program prepares students for the professional skills required to work efficiently and ethically in the legal community.: With paralegal education at bachelor level, you can work as a legal assistant or a paralegal in a renowned law firm. You may need to get a certification or a license, depending upon which state you live in. The demand for paralegals is high due to the growing legal industry.
The Consumer Proposal Process. If you are considering filing a consumer proposal, the first step is to meet with a trustee in bankruptcy who will act as your proposal administrator. During this free consultation, the trustee will review your situation and provide you with details regarding the available options. consumer proposal (applicable in Ontario and all province of Canada) is a formal agreement between you and your creditors in which you make an offer to settle your debts for an amount that is less than the total amount owing. This can result in as much as a 70% reduction in the amount you owe.
The largest credit bureau in Canada, Equifax, maintains this record on your credit report for a period from the date of your discharge or last payment: A first bankruptcy for six years from the date of your discharge. A second bankruptcy for 14 years. The TransUnion web site states that they keep a bankruptcy on your credit file for six to seven years from the date of discharge or fourteen years from the filing date (depending on provincial legislation). At this point the bankruptcy will leave the credit report and you will need to start to rebuild your credit. How long a consumer proposal stays on your credit report again depends on the credit bureau that is reporting. With Equifax, a consumer proposal is reported for three years after your last payment.