Standing Committees: these are the most important because all bills are referred to a standing committee in Congress. Each committee is an area of specialization that is furthâ¦er divided into subcommittees. These are permanent. *Joint Committees: These are also permanent. The tasks assigned to them are very diverse.
A spousal RRSP is an account that you set up, but that your partner contributes to. They are held separately and open to married or common-law couples. Godinho said the plans are most beneficial in relationships where one spouse earns significantly more than the other.
A RRIF is a retirement product funded by your RRSP funds which you normally buy when you retire. You also have the option of an annuity with a fixed guaranteed income. Both products are designed to provide you with an income stream from your RRSP. With RRIF's you can invest in GIC's, mutual funds or segregated funds.