In general, the lower your balances relative to credit limit, the better. Credit experts suggest keeping this ratio at 25% or less, but if you are trying to improve your score, you may want to aim for no more than 10%. (You do want to use at least one of your credit cards, though.
Medicare is the federal government health insurance program for people age 65. and older and people with disabilities. As the baby boomers age and more. Americans become eligible for Medicare, there is a great need for information. about how employer-based coverage coordinates with the Medicare program.
Anyone age 65 or over is eligible for Medicare. Most people age 65 and over are covered under Medicare Part A for free, based on their work records or on their spouse's work records. People over 65 who are not eligible for free Medicare Part A coverage can enroll in it and pay a monthly fee for the same coverage.