A $100,000 loan with an interest rate of 5.0 percent and a 30-year term would carry a payment of $537 a month. Now suppose there are two loans in the picture. Both have 5.0 percent rates, but one costs $1,000 and the other costs $4,000.
An artifact or artefact (from Latin phrase arte factum ~ ars skill + facere to make) is something made or given shape by man, such as a tool or a work of art, esp an object of archaeological interest.n archaeology, however, the word has become a term of particular nuance and is defined as: an object recovered by archaeological endeavor, which may have a cultural interest.
Shards are broken bits of glass, which are also important to archaeology. Shards include fragments of ancient windows, wine bottles, and jewelry. Archaeology is the study of the human past using material remains. These remains can be any objects that people created, modified, or used. Portable remains are usually called artifacts. Artifacts include tools, clothing, and decorations. Non-portable remains, such as pyramids or post-holes, are called features.