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A charge-off is an item on the company's income statement that is not collectible and is subsequently written off the balance sheet. A charge-off is an item on the company's income statement that is not collectible and is subsequently written off the balance sheet.
A charged-off account can mean trouble for your credit report and finances. Here are the important things you need to know about charged-off debts. A charged-off account can mean trouble for your credit report and finances.