And you can withdraw up to $10,000 ($20,000 for couples) from an IRA for a first home purchase without penalty. Another option to get your money out of an IRA early is to set up a series of annuity payments.
To show some appreciation and thanks for the dedication, tolerance, and love given to you from your parents, the following thank you quotes will help to place things into perspective.
To understand your parents' love you must raise children yourself. Gratitude is one of the least articulate of the emotions, especially when it is deep. I would thank you from the bottom of my heart, but for you my heart has no bottom. Love is, above all, the gift of oneself. You have to love your children unselfishly.