In general, the lower your balances relative to credit limit, the better. Credit experts suggest keeping this ratio at 25% or less, but if you are trying to improve your score, you may want to aim for no more than 10%. (You do want to use at least one of your credit cards, though.
Medicare is the federal government health insurance program for people age 65. and older and people with disabilities. As the baby boomers age and more. Americans become eligible for Medicare, there is a great need for information. about how employer-based coverage coordinates with the Medicare program.
Those born after 1960 are able to claim retirement benefits at age 67. Individuals can file for Medicare benefits to help with health care costs when they are 65 years old. Many restaurants, hotels and events offer a senior citizen discount, but each has its own age requirement, and some are as low as 55 years old.