So, the combined 108,034,390 people in these two nations was about 1,596,610 less than 109,631,000 collecting welfare in the United States. It may be more telling, however, to compare the 109,631,000 Americans taking federal welfare benefits at the end of 2012 to Americans categorized by other characteristics.
No Appraisal Required. Even if you owe more on your mortgage than your home is worth, an FHA streamline refinance is an option as long as you find a lender who does not require an appraisal. However, that can be a challenge, even though the FHA says an appraisal is not needed.
FHA-to-FHA (Streamline) Refinancing an FHA mortgage to a new FHA loan is called a streamline refinance, and qualifying for one is fairly easy: Homeowners need to have made at least six monthly payments on their current FHA mortgage and a minimum 210 days need to have passed since the closing of that loan.