Standing Committees: these are the most important because all bills are referred to a standing committee in Congress. Each committee is an area of specialization that is furthâ¦er divided into subcommittees. These are permanent. *Joint Committees: These are also permanent. The tasks assigned to them are very diverse.
A spousal RRSP is an account that you set up, but that your partner contributes to. They are held separately and open to married or common-law couples. Godinho said the plans are most beneficial in relationships where one spouse earns significantly more than the other.
An RRSP is simply a contract or plan between you, the plan annuitant, and the plan issuer, usually a financial institution. You make contributions to the plan over a period of years; these contributions are invested and earn income, providing you with savings to live on in your retirement. contribution to a spousal RRSP will qualify as a tax deduction for you as long as your total contributions to your plan and a spousal plan do not exceed your contribution limit for the year. For 2001 and subsequent taxation years, a spouse includes a same-sex partner.