Standing Committees: these are the most important because all bills are referred to a standing committee in Congress. Each committee is an area of specialization that is furthâ¦er divided into subcommittees. These are permanent. *Joint Committees: These are also permanent. The tasks assigned to them are very diverse.
A spousal RRSP is an account that you set up, but that your partner contributes to. They are held separately and open to married or common-law couples. Godinho said the plans are most beneficial in relationships where one spouse earns significantly more than the other.
1 In a spousal RRSP, the higher income spouse will contribute to the plan. 2  The higher income spouse can then claim the tax deduction. 3  For all intents and purposes, the money within the spousal RRSP now belongs to the lower income spouse. Otherwise, the withdrawal will be taxed in the hands of the contributor. 2  For example, if I contributed $10,000 into a spousal RRSP in May 1, 2011, then my wife can withdraw the $10,000 on Jan 1, 2014 and be taxed in her hands.