What is to 'Capitalize'. Capitalize is an accounting method used to delay the recognition of expenses by recording the expense as a long-term asset. In general, capitalizing expenses is beneficial as companies acquiring new assets with a long-term lifespan can spread out the cost.
For orthodontics, most, if not all plans have a lifetime maximum amount that the carrier will pay for treatment. This is typically anywhere from $750 to $4000 and the patient is responsible for the remainder of the orthodontic cost.
We cover 50% of approved orthodontia services for both children and adults, with High Option limited to a lifetime maximum coverage of $3,500, and Standard limited to $2,000 for in-network and $1,000 for out-of-network services.