What is spironolactone (Aldactone)? Spironolactone is a potassium-sparing diuretic (water pill) that prevents your body from absorbing too much salt and keeps your potassium levels from getting too low. Spironolactone is used to diagnose or treat a condition in which you have too much aldosterone in your body. Aldosterone is a hormone produced by your adrenal glands to help regulate the salt and water balance in your body. Spironolactone also treats fluid retention (edema) in people with congestive heart failure, cirrhosis of the liver, or a kidney disorder called nephrotic syndrome. This medication is also used to treat or prevent hypokalemia (low potassium levels in the blood).
Your loan doesnât qualify. On the other hand, if you can prove that you have at least that much equity in your home, your lender should be able to drop your PMI payments, without you having to refinance your mortgage. Give your lender a call and ask what the procedure is to drop PMI.osted on February 28, 2001 by Ilyce R. Glink. Q: I closed on my house in July, 1993. I want to know if Iâm at the point at which the lender can automatically drop my private mortgage insurance (PMI). Iâve been told that if Iâm at a loan-to-value ratio of 78 percent, or less, PMI can be dropped without refinancing.
If your current loan requires PMI and a new one would not, and if you also qualify for a lower interest rate, a refinance will probably make sense. For example, letâs say your current loan requires a loan to value ratio of 70% before you can stop paying PMI and your current loan to value ratio is 75%.If your credit has improved since you applied for the original mortgage, you may be able to refinance into a new mortgage where the threshold for PMI is 80%.or example, letâs say your current loan requires a loan to value ratio of 70% before you can stop paying PMI and your current loan to value ratio is 75%. If your credit has improved since you applied for the original mortgage, you may be able to refinance into a new mortgage where the threshold for PMI is 80%.