A $100,000 loan with an interest rate of 5.0 percent and a 30-year term would carry a payment of $537 a month. Now suppose there are two loans in the picture. Both have 5.0 percent rates, but one costs $1,000 and the other costs $4,000.
An artifact or artefact (from Latin phrase arte factum ~ ars skill + facere to make) is something made or given shape by man, such as a tool or a work of art, esp an object of archaeological interest.n archaeology, however, the word has become a term of particular nuance and is defined as: an object recovered by archaeological endeavor, which may have a cultural interest.
archaeology [(ahr-kee-ol-uh-jee)] The recovery and study of material objects, such as graves, buildings, tools, artworks, and human remains, to investigate the structure and behavior of past cultures. Archaeologists rely on physical remains as clues to the emergence and development of human societies and civilizations. Anthropologists, by contrast, to interact with living people to study their cultures.