So, the combined 108,034,390 people in these two nations was about 1,596,610 less than 109,631,000 collecting welfare in the United States. It may be more telling, however, to compare the 109,631,000 Americans taking federal welfare benefits at the end of 2012 to Americans categorized by other characteristics.
No Appraisal Required. Even if you owe more on your mortgage than your home is worth, an FHA streamline refinance is an option as long as you find a lender who does not require an appraisal. However, that can be a challenge, even though the FHA says an appraisal is not needed.
Five Advantages to Refinancing via FHA Streamline. If you decide to refinance, you may want to find out if you qualify for an FHA Streamline refinance loan. This type of mortgage program is available to those whose current mortgage is FHA insured. Check your mortgage loan documents or your credit report to see if your loan meets this requirement.