pip (pÉªp ) Word forms: plural , 3rd person singular present tense pips , present participle pipping , past tense , past participle pipped. 1. countable noun. Pips are the small hard seeds in a fruit such as an apple, orange, or pear.
A credit score of 629 is not a very bad credit score, but it is not  a great credit score. A great score will be 700 and above.
Generally, a credit score above 720 can be considered good â no matter the application. Your age, what type of loan you're applying for, and your past credit history are just some of the factors that can influence the terms you'll be afforded.