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PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
The Advantages & Disadvantages of PPOs. Preferred Provider Organizations (PPOâs) are Managed Care Organization (MCO) that contract with a network of doctors, hospitals, and other health care providers. This agreement allows treatment at a reduced cost.