Desert climate (in the Koeppen kÃ¶ppen climate BWh bwh BWk, bwk sometimes BWn), bwn also known as an arid, climate is a climate that does not meet the criteria to be classified as a polar, climate and in which precipitation is too low to sustain any vegetation at, all or at most a very scanty. shrub
Roth IRA Contribution Eligibility. Anyone with earned income that falls under the above guidelines can use a Roth IRA to save for retirement. How much you can save is dependent upon your age. If you under the age of 50 years old you can contribute $5,500 toward retirement in a Roth IRA.
If you or your spouse do have earned income, you can contribute to a Roth at any age (unlike a traditional IRA, which prohibits contributions starting in the year you turn age 70Â½). To qualify for a Roth IRA in 2007, the adjusted gross income on your joint return must be less than $166,000 ($114,000 for singles). And the amount you can contribute starts to phase out at $156,000 ($99,000 for singles). You can benefit from contributing to a Roth even if you're well into your senior years.