View Full Screen. TROY, Michigan â White remains the most popular color choice for new cars, according to a survey by PPG Industries. The automotive coatings manufacturer recently released data showing that, globally, white accounted for 28 percent of 2014 model-year vehicles, based on manufacturers' build figures.
Many factors are considered, including your monthly income, debts, assets, and current interest rates. After taking your loan application and running your credit, your loan officer will compute the interest rate that you qualify for. Your credit score, the type of property you are buying, and the type of loan program all change the interest rate you will get. In addition they will calculate your debt-to-income ratio (DTIR), which is calculated by dividing your monthly income by your monthly payments. A good debt to income ratio will be below 40% - although many loan programs allow for slightly higher ratios.
Once the WCIRB determines a business is eligible for experience rating its experience modification is calculated by comparing the actual losses to the expected losses. Actual losses are the medical and indemnity claim costs resulting from a work-related injury, that an insurance company has paid or expects to pay in the future.