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Current USDA Loan Rate Details. The current usda loan usda loan rate is 3.57% with 4.06% APR. . That is up from last weeks rate which was % with an % APR. The chart and table provide extended details on the USDA Loan usda loan rate over the last three months. The chart plots the usda loan usda loan rate and apr with points for each rate adjustment while the table lays out the average rate, points and apr by day.
FHA, VA and USDA mortgage loans are either insured or guaranteed by the Federal government. Conforming loan limits Fannie Mae and Freddie Mac have lending limits, see below. Mortgages at or below these limits are called âconformingâ loans, because they conform to the lending limit. Mortgages larger than these limits are called non-conforming or jumbo loans. Most US counties have a maximum mortgage limit of $453,100 for a single family residence, ($580,150) for two units, ($701,250) for three units & ($871,450) for four units.