Inulin is a type of fiber that's found in certain plant foods. Chicory root is the main source of inulin in supplement form. Chicory was originally found in Europe and Asia. Egyptians grew it thousands of years ago as a medicine. It's now grown in the U.S.
âAutomating is the best way to save, because youâre taking it out of your hands and letting your bank take it for you,â said Rosenberg, who recommends paying 20 percent of the homeâs cost as a down payment to avoid paying for mortgage insurance from your lender.
Another tip: Build a cash cushion with your mortgage savings. If refinancing into an ARM lowers your mortgage payment by, say, $400 or $500 a month, save those funds in a separate account that you don't touch. At least that way, you build a financial safety net to help offset and prepare for the time down the road if and when higher monthly payments occur.