Merit pay. Merit pay is a term that describes performance-related pay, most frequently in the context of educational reform or government civil service reform (government jobs). It provides bonuses for workers who perform their jobs effectively, according to easily measurable criteria.
Coinsurance is the percentage of your medical bill you share with your insurance company after youâve paid your deductible. Unless you have a policy with 100 percent coverage for everything, you have to pay a coinsurance amount. You have an â80/20â plan.
Under the Fair Debt Collection Practices Act (FDCPA) a bill collector may still contact you on a lapsed judgment and ask you to pay. However, a debt collector cannot threaten to garnish your wages or take other legal action to pressure you into settling that old judgment.