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PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
Preferred provider organization (PPO) Entity that contracts with employers and insurers to render, a through a network of providers, healthcare services to a group of members. Members can choose to use the healthcare services of any physician, hospital, or other healthcare provider.