Merit pay. Merit pay is a term that describes performance-related pay, most frequently in the context of educational reform or government civil service reform (government jobs). It provides bonuses for workers who perform their jobs effectively, according to easily measurable criteria.
Coinsurance is the percentage of your medical bill you share with your insurance company after youâve paid your deductible. Unless you have a policy with 100 percent coverage for everything, you have to pay a coinsurance amount. You have an â80/20â plan.
Recommended Answer. Yes, you'll still report your expenses and claim them. They won't be allowed since you have no income in 2013 to deduct them from. Instead, they will be carried over to 2014 and deducted then, provided of course you have the income in 2014 to deduct them from.