pip (pÉªp ) Word forms: plural , 3rd person singular present tense pips , present participle pipping , past tense , past participle pipped. 1. countable noun. Pips are the small hard seeds in a fruit such as an apple, orange, or pear.
A credit score of 629 is not a very bad credit score, but it is not  a great credit score. A great score will be 700 and above.
Excellent Credit Score - 720 to 850. Borrowers with a credit score in the range of 720 to 850 are considered consistently responsible when it comes to managing their borrowing, and are prime candidates to get the lowest borrowing rates.