If you take a defensive driving course voluntarily, your traffic school provider will generally determine your completion deadline and additional requirements. Generally, youâll have the option of completing your Kansas defensive driving online or in the classroom.epending on your specific circumstances and driving history, a LA defensive driving course may allow you to: 1  Dismiss a traffic ticket. 2  Satisfy a traffic court requirement. 3  Avoid a driverâs license suspension.
Viatical settlement. A viatical settlement (from the Latin viaticum) is the sale of a policy owner's existing life insurance policy to a third party for more than its cash surrender value, but less than its net death benefit. Such a sale provides the policy owner with a lump sum.
Understanding Viatical Settlements âSelling Your Life Insurance Policy. A viatical settlement is the sale of a life insurance policy to a third party. The owner (viator) of the life insurance policy sells the policy for an immediate cash benefit. The buyer (the viatical settlement provider) becomes the new owner of the life insurance policy, pays future premiums, and collects the death benefit when the insured dies. At one time, most viatical settlements were from people with a life-threatening illness.