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TransferWise is an Estonian developed and UK-based peer-to-peer money transfer service launched in January 2011 by Kristo Kaeaermann kÃ¤Ã¤rmann And Taavet hinrikus with headquarters In london and offices In tallinn And New. yorkransferWise is an Estonian developed and UK-based peer-to-peer money transfer service launched in January 2011 by Kristo Kaeaermann kÃ¤Ã¤rmann And Taavet hinrikus with headquarters In london and offices In tallinn And New. York more thanÂ£ 3 billion has been transferred TransferWise. transferwise