If you did, the benefit of refinancing to save on total financed cost is lost. Typical fees for refinancing include a lien-holder fee, which LendingTree.com estimates at around $5-$10, and state re-registration fees, which can range from $5 to $75.
Desert is the driest biome. Our center of interest is the Sonoran Desert. The other three North American deserts-the Mohave, Chihuahuan, and Great Basin, also occur in Arizona, the only state to have all four.
Arizona soils have a lot of clay and are very alkaline as a result. Beneath the surface soil there is often a very hard-to-penetrate layer called caliche. Another common soil type is called Casa Grande and probably covers several million acres of central and southwestern Arizona.