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PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
Preferred Provider Organization (PPO): This program gives members greater choice of behavioral health professionals  although inpatient and partial hospital stays have to be pre-authorized in order to determine if benefits are available under the plan.