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PPOâs allow you to see any doctor or facility in their network without obtaining a referral. 1  Additionally, out-of-network benefits allow you to see providers not in the network, but at a higher cost to you. This is important if you frequently travel outside of the provider area.
How a Preferred Provider Organization Works Under a PPO, a managed care organization contracts with various health care providers to form a network of preferred providers that, when used by covered individuals, pays for the cost of care.