If you did, the benefit of refinancing to save on total financed cost is lost. Typical fees for refinancing include a lien-holder fee, which LendingTree.com estimates at around $5-$10, and state re-registration fees, which can range from $5 to $75.
Desert is the driest biome. Our center of interest is the Sonoran Desert. The other three North American deserts-the Mohave, Chihuahuan, and Great Basin, also occur in Arizona, the only state to have all four.
The most extensive of the hot deserts in Arizona is the Sonoran Desert, mostly confined to that state, California and adjoining Mexico. In addition to a complex geological character, the Sonoran supports the greatest biodiversity of North America's deserts. It covers most of southwestern and south-central Arizona.