Desert climate (in the Koeppen kÃ¶ppen climate BWh bwh BWk, bwk sometimes BWn), bwn also known as an arid, climate is a climate that does not meet the criteria to be classified as a polar, climate and in which precipitation is too low to sustain any vegetation at, all or at most a very scanty. shrub
Roth IRA Contribution Eligibility. Anyone with earned income that falls under the above guidelines can use a Roth IRA to save for retirement. How much you can save is dependent upon your age. If you under the age of 50 years old you can contribute $5,500 toward retirement in a Roth IRA.
However, you cannot make contributions if your income exceeds certain limits. For 2013, the eligibility to contribute to a Roth IRA phases out at $188,000 for married filers and $127,000 for singles ($191,000 and $129,000, respectively, for 2014).