Desert climate (in the Koeppen kÃ¶ppen climate BWh bwh BWk, bwk sometimes BWn), bwn also known as an arid, climate is a climate that does not meet the criteria to be classified as a polar, climate and in which precipitation is too low to sustain any vegetation at, all or at most a very scanty. shrub
Roth IRA Contribution Eligibility. Anyone with earned income that falls under the above guidelines can use a Roth IRA to save for retirement. How much you can save is dependent upon your age. If you under the age of 50 years old you can contribute $5,500 toward retirement in a Roth IRA.
You can pass your Roth IRA on to your beneficiaries, and their withdrawals will be tax-free.**. You can contribute the annual maximum amount (in 2015, that's $5,500, or $6,500 if you're age 50 or older) even if you're covered by an employer retirement plan such as a 401(k) or a 403(b). (Some restrictions may apply.) You can pass your Roth IRA on to your beneficiaries, and their withdrawals will be tax-free.**.