DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Pencils were invented in 1795 by a French scientist named Nicolas-Jacques Conte. He used a mixture of graphite, clay and water baked in a kiln to create the lead of the pencil. He then housed this mixture in a wooden frame for writing. Continue Reading.