These can generally be traced to a few categories of culprits: 1  ANTIBIOTICS are probably the leading cause of vaginal yeast infections in American wimmin, and are a great example of the important principle that by using technology to solve problems, we create other problems.
Do credit inquiries affect my credit score? Not all credit inquiries (requests to check your credit report) affect your credit score. There are two different types of credit inquiries (sometimes referred to as pulls): hard and soft. Soft inquiries are not associated with applications for credit and do not affect your credit score. On the other hand, hard inquiries are associated with applications for credit and may affect your score. In general, you may see 3-5 point decrease in your score after the inquiry happens.
A credit inquiry typically lowers your score by five points or less. In addition, credit inquiries stay on your credit report for 24 months, but are only calculated into your score for 12 months. Fair Isaac Corp. (FICO) does take into account that comparison shopping is a smart thing for consumers to do when obtaining credit for a car loan, mortgage or a credit card with better terms.