With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 This is a common cause of SNE in the pre-school child. Children with an overactive bladder pee more than usual, often have to run to the bathroom, and are often wet during the day.  Medical conditions. Bladder infections, constipation, and diabetes can also trigger secondary nocturnal enuresis.
In babies, viruses such as enteroviruses can cause encephalitis. The herpes simplex virus can also cause life-threatening seizures and brain infection. According to a study reported in February 2012 in the journal The Lancet, group B strep remains the most common bacterial cause of meningitis in newborns.