The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
Generally, lenders report both positive and negative information to the credit bureaus once per month. So your credit score can change a bit each month, depending on the information thatâs landing on your credit reports. There are three major credit bureaus in the United States: Experian, Equifax and TransUnion. Your lenders may report to all three, two, one or none at all. In most cases, big banks report to all three.