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If you have only been insured a short amount of time, then you will get a refund of most of your premium. For example, most premiums cover six months of insurance. If you paid $300 for six months and you cancel after 1month, then you will get approximately $250 as a refund.ou can do this in person or by phone. Wait for Your Money Back. Once you have told the provider that you want to cancel your policy, your unearned premium should be refunded. Depending on your provider, you will either have to wait for a check to come in the mail or get a direct transfer to your bank account.
Yes. Most health insurance policies have a grace period for you to pay that is mandated to be at least ten days. After that your policy is cancelled and you have a reinstatement period.That is mandated at either 10 or 30 days.f course, the easiest way to cancel your health insurance plan is to simply stop paying it. Most Insurance companies will provide a short grace period (around 5 days) in which they will keep your policy in force but will cancel if they have not received a payment within that time.