DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
http://www.funtrivia.com/askft/Question31647.html:The letter 'H' is used to indicate a hard pencil. The letter 'B' is used to indicate a soft lead that gives a black result. H â¦ arder pencils make finer lines and softer make thick heavy lines. It's a continuum. H (2H, 4H, etc) are the harder leads, and therefore draw a lighter line; and B (2B, 4B, etc) are the softer leads, and therefore draw a darker line. HB is the very middle. The larger the number, the farther away from HB it is.