With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 The sensation of a full bladder causes most children to wake up in time to pee. But some children sleep so soundly they do not wake up to pee.  Obstructive sleep apnea (OSA). Although uncommon, obstructive sleep apnea can also cause secondary nocturnal bedwetting.
Most children of school age who wet the bed at night have what doctors term primary enuresis.. They have never had nighttime control of their bladder. Family history plays a role, too, in incontinence in children. If you wet the bed as a child, don't be surprised when your child does, too.