With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 The sensation of a full bladder causes most children to wake up in time to pee. But some children sleep so soundly they do not wake up to pee.  Obstructive sleep apnea (OSA). Although uncommon, obstructive sleep apnea can also cause secondary nocturnal bedwetting.
Medication often has immediate results, but the relapse rate is extremely high â about 80 percent. After a 12 week course of medication, most children resume wetting. The most frequently prescribed medication for enuresis is called desmopressin (DDAVP). This is a synthetic form of the natural hormone vasopressin, and one dose of it can decrease the quantity of urine produced for up to 12 hours.