Definition of commercial bank. This is a financial institution providing services for businesses, organisations and individuals. Services include offering current, deposit and saving accounts as well as giving out loans to businesses. [1] A commercial banks is defined as a bank whose main business is deposit-taking and making loans. This contrasts with an investment bank whose main business is securities underwriting, M&A advisory, asset management and securities trading.
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Last week, Nissan recalled the Armada and Titan because of a dodgy brake master cylinder, and just yesterday, Honda recalled over 344,000 Odyssey minivans for unexpected braking. Now, Hyundai has jumped on the braking bandwagon with a recall for 2009-2012 models of the Hyundai Genesis. The action affects 43,500 vehicles manufactured over a nearly four-year period, from April 30, 2008 to March 28, 2012. The recall stems from a problem with the brake fluid found in the Genesis' Hydraulic Electronic Control Unit, or HECU. Such fluid ordinarily protects the HECU from corrosion, but according to a bulletin from the National Highway Traffic Safety Administration, that's not the case in the Hyundai Genesis. As a result, the HECU can corrode, and if that happens, the Genesis' brakes may not work well -- if they work at all. And that, of course, spells trouble for drivers.