With the spread of the process to the bronchi, the severe form of diphtheria, diffuse croup, occurs. Nasal diphtheria is encountered in young children, and intoxication is not usually observed. Nasal diphtheria is manifested by a unilateral cold with bloody secretions and tends to have an extended course.
A traditional individual retirement account certificate of deposit is a conservative way to invest for your retirement. By combining the tax advantages of an individual retirement account with the security of a CD, you can protect your long-term nest egg at little to no expense.
For example, if you invest in a certificate of deposit with your local bank, you must keep track of how much interest you earned every year, report it to Uncle Sam and pay taxes on it. Not so with a CD held in your Roth IRA.