The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
BREAKING DOWN 'Credit Reporting Agency'. Credit reporting agencies are generally one of two types: reporting either on individuals or on businesses. The largest consumer credit reporting agencies are Experian, Equifax and TransUnion.