DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
A pencil is a popular tool for writing purposes as well as drawing purposes. It is made of wood and has a core inside that is made of graphite. When this core is made pointed with a sharpener and used to write on paper, it leaves behind solid graphite in a very thin layer on the piece of paper that adheres to paper or any other surface it is used upon.