This mantra will destroy the enemy from its roots, so that you don t have any obstacle in your life, let it be career path or love affairs or any property related queries.
However, there are a few rules regarding the reporting of negative information. For example, a late payment cannot be reported on a credit report unless it is at least 31 days late. After that time, it usually shows up on the credit report within the usual 30 days.
From what I have researched, a judment or deragatory mark (not including bankrupcy) will stay on your credit report for 7 years plus 180 days. The 7 years start from the date the first delinquincy was reported to the agency. The 180 days is the leway they give the reporting agencies to remove it from your report.