A one percentage point rise from current rates means an extra $61 in monthly payments on a $100,000, 30-year loan. Still, consider locking in your rate once you have set your closing date. For credit cards and home-equity loans, 2014 could be the last hurrah for low rates, says McBride.
1 In a vacuum, all electromagnetic waves travel at approximately 3 x 10 8 m/s-the fastest speed possible. 2  When electromagnetic waves travel through matter (for example, light through air or glass), they travel a bit slower than this but rarely less than half as fast as in a vacuum.
Electromagnetic waves always travel at the same speed (299,792 km per second). This is one of their defining characteristics. In the electromagnetic spectrum there are many different types of waves with varying frequencies and wavelengths. They are all related by one important equation: Any electromagnetic wave's frequency multiplied by its wavelength equals the speed of light.