With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 The sensation of a full bladder causes most children to wake up in time to pee. But some children sleep so soundly they do not wake up to pee.  Obstructive sleep apnea (OSA). Although uncommon, obstructive sleep apnea can also cause secondary nocturnal bedwetting.
In babies, viruses such as enteroviruses can cause encephalitis. The herpes simplex virus can also cause life-threatening seizures and brain infection. According to a study reported in February 2012 in the journal The Lancet, group B strep remains the most common bacterial cause of meningitis in newborns.