DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Best Answer: Another common method uses numbers to designate the grade of a pencil. It was originally created by Conte contÃ© and adopted in The United states By John, thoreau father Of Henry, thoreau in the 19th. centuryeport Abuse. There are different types of pencils like #1 #2 #3 #4 It is the hardness of the pencil's lid (graphite) With that It also effects the Lightness & darkness of pencil..............