1 Scroll down to and tap remove SD card. 2  Switch your phone off. 3  On the corner of the phone, put the tip of your index finger in the seam between the screen frame and the back cover. 4  Press the middle of the back cover, bend the cover open, and remove it.5  Do not use any sharp tools, as they may damage the screen.ou may wish to format the SD card if you want to delete the files, if files or apps on the SD card are not working, or if the SD card is not working. To format the SD card while inserted in the device, follow these steps: 1  Swipe left on the home screen. 2  Scroll down to and tap Settings. 3  Tap storage sense. 4  Tap SD card.
This report from VantageScore shows that new credit inquiries have a negative effect for 3 months just like you said. (Look at the âobtaining new creditâ line in blue at the bottom). Also, each of the credit bureaus say that credit inquiries remain on your report for 2 years.
Whenever youâre planning on applying for something that may require a credit check â like renting an apartment, setting up utility services, starting a new cellphone plan, opening a credit card, etc. â itâs a good idea to limit your inquiries for new credit. Hard inquiries affect your credit most within the first six months after theyâre made and will no longer affect your credit after 12 months (they age off your credit report after two years). Some credit scoring models do group inquiries under certain conditions, but itâs important to keep an eye on how many are appearing on your credit report(s) and how they might be affecting your credit score.