With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 This is a common cause of SNE in the pre-school child. Children with an overactive bladder pee more than usual, often have to run to the bathroom, and are often wet during the day.  Medical conditions. Bladder infections, constipation, and diabetes can also trigger secondary nocturnal enuresis.
If your child reaches the age of 6 years and is still regularly wetting the bed, this is known as âPrimary Enuresis. If your child starts to wet the bed after a period of being dry (e.g. for 6 months), this is known as âSecondary Enuresis.â. In either case you should seek advice. There are several reasons why children may still wet the bed after the age of five.