DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
If you want to write something you can easily erase, write it with a pencil (instead of with a pen). When you color in the bubbles on a standardized test, a #2 pencil is the way to go. Unlike pens, which use ink, pencils have a pointed cylinder of graphite that makes marks on paper. Most pencils are wood with a thin center of graphite, although mechanical pencils are made of metal or plastic and look more like pens.