With a Roth IRA, you can withdraw your contributions at any time, free of tax or penalty. Earnings are income tax-free if you've held the account for five years or more and youâre age 59 1/2 or older. Earnings are also income-tax-free if made on account of disability/first home buyer/death.
1 The sensation of a full bladder causes most children to wake up in time to pee. But some children sleep so soundly they do not wake up to pee.  Obstructive sleep apnea (OSA). Although uncommon, obstructive sleep apnea can also cause secondary nocturnal bedwetting.
If your child reaches the age of 6 years and is still regularly wetting the bed, this is known as âPrimary Enuresis. If your child starts to wet the bed after a period of being dry (e.g. for 6 months), this is known as âSecondary Enuresis.â. In either case you should seek advice. There are several reasons why children may still wet the bed after the age of five.