DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Many of the United States companies use a number only system for writing pencils (1, 2, 2, 3, 4), but the number letter combination for graphic and artist pencils. I guess they couldn't make up their mind. The No. 2 / HB grade pencil is the middle grade and is the most commonly used pencil for generic use.