Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
According to costhelper.com, the national average cost for metal braces runs about $5,400 and can go as high as $7,600, but this varies depending on your city and type of treatment needed. Bracesinfo.com offers a dental cost calculator for more exact calculations.