SEDGWICK CLAIMS MANAGEMENT SERVICES, INC. Company Profile. The claim to fame for Sedgwick Claims Management Services (Sedgwick CMS) is that it offers insurance claims administration services to major employers, focusing on workers' compensation; short- and long-term disability; and general, auto, and professional liability coverage.
Estimates. According to the Federal Reserve Bureau, the average cost of an annual premium for homeowners insurance is between $300 and $1,000. For most homeowners, the annual costs for a homeowners insurance policy can be estimated by dividing the value of the home by 1,000, then multiplying the result by $3.50.
So if you are shopping for insurance, you should always ask about deductibles when comparing policies. For homeowners or renters insurance policies, most insurers offer a minimum $500 dollar deductible. However, raising the deductible to $1,000 or more can save upwards of 20 percent on the cost of an insurance policy.