1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
A pond is usually a shallow body of still water. This means that the water does not move as it does in a stream or a river. Ponds are often formed when rainwater or melted snow collects in a pit in the ground, or if a stream empties into a large empty area of the earth.