TREATMENT: 'Once the flashing lights start you can prevent a fullblown migraine by taking painkillers, drinking water, upping your blood sugar with food and laying down in a quiet, dark room,' says Mr Constantine-Smith.
Consumers are entitled to a free annual credit report from each of the three nationwide consumer reporting agencies, Equifax, Experian and TransUnion. Consumers can go to annualcreditreport.com, the Internet site maintained by the three companies, to get their free report.
These credit reports are used by banks, card companies and other lenders to assess the quality of a personâs credit worthiness and help determine whether to grant them a loan. The three major credit bureaus have files on 200 million consumers. These are for-profit companies that generated nearly $9 billion in revenue in 2014. They are not affiliated with the U.S. government or with any educational entity. They provide a service to banks, lenders and individuals who pay them fees.