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If you receive $1,100 per month in SSDI payments, you would only receive $1,300 per month from the FERS program due to the amount you are collecting from the SSA. This would still total $2,400 per month. You would just be getting a portion of that $2,400 from FERS and a portion from SSDI. After the first 12 months of your disability you will receive 40 percent of your 3-year-average high salary minus 60 percent of whatever you receive in SSDI benefits.
The FERS retirement system stands on three legs: a defined annuity benefit, the special retirement supplement, and the Thrift Savings Plan. Take away any one of those legs and the system collapses. If the SRS were eliminated, most FERS employees couldnât afford to retire before age 62.