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Answer : No, you are not allowed. The duration of financing is based on the semester of application. Should the application is made on the second semester, financing will be approved from the second semester onwards until completion of study.ducation financing application conditions are as follows: 1  Citizen of Malaysia; 2  Does not exceed 45 years of age on the date of application; 3  Been offered a place at IPTA/ IPTS and Polytechnic by fulfilling entry requirements determined by the Ministry of Education and Malaysian Qualifications Agency (MQA); 4  Course pursued must have registration 5  ... F
Myth: Loans I expect to take out will cover all my costs. Reality: Federal loans have limits on how much a student can borrow per year. For example, the maximum Stafford loan a student can borrow is $5,500. This amount may fall well short of the cost of your study abroad program costs. Even private bank loans may restrict the amount you are able to borrow, depending on your credit history and other factors (such as whether or not you have a cosigner).