Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
How much will your braces cost? The short answer is: in most parts of the US, two years of full traditional braces costs (on average) about $5,000-$7,000. Ceramic brackets are about $500-$1,000 extra. These costs do not include x-rays, extractions, or special appliances. Invisalign treatment (in most cases) costs about the same as traditional braces.