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If you receive $1,100 per month in SSDI payments, you would only receive $1,300 per month from the FERS program due to the amount you are collecting from the SSA. This would still total $2,400 per month. You would just be getting a portion of that $2,400 from FERS and a portion from SSDI. After the first 12 months of your disability you will receive 40 percent of your 3-year-average high salary minus 60 percent of whatever you receive in SSDI benefits.
The longer you wait to apply, then, the later your date of eligibility will be. The Medicaid agency usually has 45 days to process your application. If the application requires a disability determination, the agency can take 90 days. But, it may take longer for the state to determine your eligibility if you do not provide the required documents on time. If Medicaid thinks that you are not cooperating, it can deny your application for failing to cooperate.