REM sleep happens when you are deeply asleep, so you should be able to sleep without being disturbed for at least a few hours, since it may take that long. Although it can hap â¦ pen faster. Sondrahail
More alarmingly, Experian data show 27.5% of car shoppers are signing loans for between 73 and 84 months â thatâs from six to seven years, folks, and that category grew 17.1% from the previous year. âTo close the deal, [car dealers] need to offer a payment that is comfortable,â Weintraub says.
1 New-car rates are often the lowest.  Loan-term length. Automakers employed a lot of zero-percent financing to keep cars selling after the recession, and now many automakers are offering it on loans up to five or six years. In general, though, longer loans come with higher interest rates.