The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
In December 1917 Congress adopted and submitted to the states the Eighteenth Amendment, known as the Prohibition amendment, which prohibited the manufacture, sale, or transportation of intoxicating liquors.. Ratified by the states in January 1919, it went into effect on January 20, 1920.8th amendment-Prohibition. The conservatism and the fast times of the 1920's had to clash at some point. That point turned out to be alcohol. Many Americans saw alcohol as an evil, to others it was a part of life.