Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
While it can be difficult to determine the actual monthly cost without consulting your child's orthodontist, the total cost for braces treatment can range between $3,000 and $7,000 without insurance. Monthly payment amounts will depend on the specific braces, as well as the length of time that your child wears braces.