Employee Contributions. If you work for an employer that offers a SEP IRA, you can make your contributions as an employee as late as your tax filing deadline, not including extensions. This means that most years, you must get the money deposited by April 15 of the following year.
If so, the asphalt may have been raveling right under your feet! Raveling is known as the deterioration of pavement by the loss of asphalt and rocks. This is evident by the rocks and sand on the pavement surface and in gutters. Over a period of time, the thickness of the pavement begins to dwindle away, until the entire pavement has eroded completely. What are the main causes of raveling? Dust Coating: The aggregate particles can cause a layer of dust to form on top of the pavement, which the asphalt binder then bonds with instead of the aggregate. Aggregate Segregation: Pavement is layered with aggregate, which is made up of different sized rocks that are crushed and screened.
Modified Bitumen Roofing. Asphalt degradation is a growing concern. UV-rays oxidize the surface of the asphalt and produces a chalk-like residue. As plasticizers leach out of the asphalt, a modified bitumen or mod bit roof becomes brittle. Cracking and alligatoring inevitably follows, allowing water to penetrate the system causing blisters, and cracks. Seam failure inevitably follows causing leaks.