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Answer : No, you are not allowed. The duration of financing is based on the semester of application. Should the application is made on the second semester, financing will be approved from the second semester onwards until completion of study.ducation financing application conditions are as follows: 1  Citizen of Malaysia; 2  Does not exceed 45 years of age on the date of application; 3  Been offered a place at IPTA/ IPTS and Polytechnic by fulfilling entry requirements determined by the Ministry of Education and Malaysian Qualifications Agency (MQA); 4  Course pursued must have registration 5  ... F
If the borrower is working, the borrower should be able to start paying PTPTN and pay on time then the borrower should not have problem with this issue. Call PTPTN and get them to sort this out if the borrower has been paying back PTPTN on time.he 1% interest that they charge isnt even enough to cover the costs and inflation. PTPTN loan is exactly what it is, a study loan, not a scholarship, unless you did very well and had it converted to a scholarship. Please pay up and cut the lame excuses.