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nfcu needs to have a location in the bay area monterey and vacaville are the closest locations to the bay and by far vacaville is closer their atm s are located in most walgreens now but it s for withdrawals not deposits i probably only visit this branch once a year
History [edit]. Navy Federal was originally incorporated on January 17, 1933 as the Navy Department Employees' Credit Union of the District of Columbia (NDCU). Only Navy employees who were members of the Federal Employees' Union were eligible to join. The next year, President Roosevelt signed into law the Federal Credit Union Act, which would eventually become the basis of business for the credit union.