The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
Prohibition in the United States was a nationwide constitutional ban on the sale, production, importation, and transportation of alcoholic beverages that remained in place from 1920 to 1933.he U.S. Senate proposed the Eighteenth Amendment on December 18, 1917. Upon being approved by a 36th state on January 16, 1919, the amendment was ratified as a part of the Constitution. By the terms of the amendment, the country went dry one year later, on January 17, 1920.