so for example, ,if no earned. so for example, ,if no earned income on the indiv over age 70 1/2 and some earned income for spouse, then the over 70 1/2 can make a ROTH contrib, if I understand you correctly..o for example, ,if no earned. so for example, ,if no earned income on the indiv over age 70 1/2 and some earned income for spouse, then the over 70 1/2 can make a ROTH contrib, if I understand you correctly..
You don t want to lose the benefit of a good price on a new car by paying too much for financing, for an extended service contract, and for rustproofing, paint sealant, and other add-ons. You also don t want to get too little for your used car trade-in, if you have one.ut the best way to get a solid estimate of your used car s value is to take it to several new car or used car dealers to see what they will pay you for it. Simply tell each dealer that you plan to sell your car and that you are getting offers from at least 5 dealers.
Few purchases depreciate at the speed of a new car. As the theory goes, the car loses value as soon as you drive it off the dealerâs forecourt. However, there are ways to eliminate the negative effects of depreciation â and personal contract hire is top of the list.here are disadvantages to personal contract hire too, but generally these are based on perception: 1  Comprehensive car insurance â You will not be able to take out third party car insurance, youâll need a comprehensive deal as the car is not yours. 2  You never own the vehicle.