How Foam Rubber Is Made. The differences between foam and sponge rubber begin with ingredients and end with molecular structure. Foam rubbers use a blowing agent, typically a gas or a chemical that produces a gas, to create a mass of small bubbles in a liquid mixture.
Financial advisers working with indexed universal life insurance are finding themselves in the middle of a heated battle between state regulators and the life insurance industry. In an otherwise sleepy corner of the product market, indexed universal life insurance has been a stand-out seller.
My June Column at Physicianâs Money Digest is a basic piece on Indexed Universal Life Insurance (IUL). This piece is fairly basic, but provides information that is very important for someone considering the purchase of this type of a permanent life insurance policy to understand.