Neuraminidase inhibitors are effective against all variants that have caused disease in humans, including the virus of the 1918 pandemic (Tumpey 2005). In human H5N1 influenza, treatment with an oral neuraminidase inhibitor, oseltamivir, seems to be effective in some cases, but may fail in others.
A: An equity-indexed annuity is an alternative investment to a traditional fixed rate or variable rate annuity, and it may be appealing to moderately conservative investors. Equity-indexed annuities are distinguished by the interest yield return being partially based on an equities index, such as the S&P 500 index.
What is a fixed index annuity? Simply put, it is a contract between your clients and an insurance company in which your clients agree to make premium payments. In return, they receive the opportunity for growth and the ability to create an income stream in the form of periodic payments that can begin immediately or after a period of time. Fixed index annuities are a type of fixed annuity that earns interest based on changes in a market index, which measures how the market or part of the market performs. The interest credited is guaranteed to never be less than zero, even if the market goes down.