Lost or Stolen Cards. To report a lost or stolen Visa Debit or ATM Card call our Customer Care Center during business hours listed above: 1-866-433-0282. If this is after hours, please call: 1-800-472-3272. Your card will be blocked immediately, thereby preventing any added charges posting to your account.
Handicap Differential. First, you determine the handicap differential for each round of golf you played, up to the last 20 rounds. Subtract the USGA course rating from your score. Take the difference and multiply it by the standard USGA slope rating, which is 113.Then divide that number by the course's slope rating.andicap Index. To calculate your handicap index, you average a certain number of your best handicap differential scores, depending on how many scores you have accumulated. Ideally, you want 20 scores, so you can use the lowest 10 of the last 20.
In determining where you stand among amateur golfers in general, it helps to know what the average handicap is for both men and women. The average male golfer has a handicap of 16.1, while the average female has a handicap of 28.9.A player's handicap score is found by scoring the player's last 20 rounds individually, then averaging the 10 best and multiplying by .96.ourse Rating. The course rating is the score that denotes what a scratch golfer would be expected to shoot on the round from those tees. The rating number is always close to par for the course. On an easier course, the number will be below par. On a more difficult course, it will be higher.