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If you receive $1,100 per month in SSDI payments, you would only receive $1,300 per month from the FERS program due to the amount you are collecting from the SSA. This would still total $2,400 per month. You would just be getting a portion of that $2,400 from FERS and a portion from SSDI. After the first 12 months of your disability you will receive 40 percent of your 3-year-average high salary minus 60 percent of whatever you receive in SSDI benefits.
There are four categories of benefits in the Federal Employees Retirement System (FERS) Basic Benefit Plan: Immediate: If you retire at the MRA with at least 10, but less than 30 years of service, your benefit will be reduced by 5 percent a year for each year you are under 62, unless you have 20 years of service and your benefit starts when you reach age 60 or later.