1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
A pond is a living ecosystem, says Eric Norland, an Extension specialist in pond management at Ohio State University. There is no single right way to manage a pond and no one wrong way.. The key, says Norland, is to decide what you want out of a pond and how to get it. If repairing that sagging outbuilding or building a patio is taking up all your time, it's perfectly OK just to let the pond go and let it do whatever it wants.