Infectious agents such as bacteria and viruses are the most frequent causes of gastroenteritis in the US and worldwide. Infections cause diarrhea and other symptoms by causing inflammation of the gastrointestinal (GI) tissue.
Remember, your Traditional IRA is tax deferred, while your Roth IRA is tax free... So, assuming a income tax rate of 30%, you really end up with... $20,933.70 in your Roth IRA, but only $14,653.59 in your Traditional IRA. That's the difference between an IRA that's tax deferred and an IRA that's tax free.
If offered by your employer's plan, you are eligible to make Roth 401(k) deferrals to your account. These deferrals are made on an after-tax basis and all Roth assets (Roth contributions and associated earnings) can be withdrawn completely tax-free if certain criteria are met (see  Qualified Distributions  below).f you take a distribution of Roth assets from your account, and the above requirements for a qualified distribution are not met, the earnings portion of the distribution will be taxable and may also be subject to an early withdrawal penalty.