Infectious agents such as bacteria and viruses are the most frequent causes of gastroenteritis in the US and worldwide. Infections cause diarrhea and other symptoms by causing inflammation of the gastrointestinal (GI) tissue.
Remember, your Traditional IRA is tax deferred, while your Roth IRA is tax free... So, assuming a income tax rate of 30%, you really end up with... $20,933.70 in your Roth IRA, but only $14,653.59 in your Traditional IRA. That's the difference between an IRA that's tax deferred and an IRA that's tax free.
Your non-IRA money has already been taxed, so it might as well be used first. Your IRA money is either tax deferred or tax free, in the case of a Roth, so you want to leave it untouched. In other words, from a tax standpoint, itâs better to spend down your non-IRA principal before touching any of your IRA money.