Wells Fargo Benefits. 1  Health Insurance. Health Insurance (647 comments) âThe best thing about the health coverage was that it was consistent and started on the first day you started workingâ. 2  401K Plan. 401K Plan (556 comments) âyou are able to get loans from 401k at 6% interestâ. 3  Vacation & Paid Time Off.
The premium tax credit is a government subsidy to help make health insurance premiums more affordable for middle and low-income people. The subsidy is only available to people with modified adjusted gross incomes from 100 to 400 percent of federal poverty level.
The premium tax credit (PTC) is available to any taxpayer with income ranging from 100% to 400% of the federal poverty line (FPL) of the previous tax year when open enrollment began. Since open enrollment for the tax year 2014 began on October 1, 2013, the 2012 federal poverty level is used.o help lower-income taxpayers afford health insurance, a new health premium tax credit is available to offset the high cost of health insurance. Taxpayers can elect to have the government pay the tax credit directly to the insurance company, known as the advanced premium tax credit (.