Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
This is partly because she pays less for malpractice insurance. In a small town braces typically cost $3,000, according to a Costhelper report. In cities the average is $5,000, and the price can be as much as $10,000 depending upon the dentist and how much work is needed.