How Foam Rubber Is Made. The differences between foam and sponge rubber begin with ingredients and end with molecular structure. Foam rubbers use a blowing agent, typically a gas or a chemical that produces a gas, to create a mass of small bubbles in a liquid mixture.
Financial advisers working with indexed universal life insurance are finding themselves in the middle of a heated battle between state regulators and the life insurance industry. In an otherwise sleepy corner of the product market, indexed universal life insurance has been a stand-out seller.
Index Universal Life products may be the answer. Over the years, these products have gained popularity due to the higher policy value accumulation. potential combined with the guaranteed minimum interest rates they provide. The WRL Financial Foundation IUL offers flexibility with a Basic Interest Account, along.