How Foam Rubber Is Made. The differences between foam and sponge rubber begin with ingredients and end with molecular structure. Foam rubbers use a blowing agent, typically a gas or a chemical that produces a gas, to create a mass of small bubbles in a liquid mixture.
Financial advisers working with indexed universal life insurance are finding themselves in the middle of a heated battle between state regulators and the life insurance industry. In an otherwise sleepy corner of the product market, indexed universal life insurance has been a stand-out seller.
Unfortunately, as a Discovery Institute study documented last week, many of the icons cited by Wells are alive and well in supplementary instructional materials recently submitted by publishers to the Texas State Board of Education. A prime example is the Miller-Urey origin of life experiment.