Infectious agents such as bacteria and viruses are the most frequent causes of gastroenteritis in the US and worldwide. Infections cause diarrhea and other symptoms by causing inflammation of the gastrointestinal (GI) tissue.
Remember, your Traditional IRA is tax deferred, while your Roth IRA is tax free... So, assuming a income tax rate of 30%, you really end up with... $20,933.70 in your Roth IRA, but only $14,653.59 in your Traditional IRA. That's the difference between an IRA that's tax deferred and an IRA that's tax free.
With traditional IRAs and other tax-deferred retirement plans, much of the good news is on the front end: when you make your contributions, you get a tax break. With a Roth IRA, the good news is on the back end: when you begin taking withdrawals from the plan, you have no income tax liability as a result.