How Foam Rubber Is Made. The differences between foam and sponge rubber begin with ingredients and end with molecular structure. Foam rubbers use a blowing agent, typically a gas or a chemical that produces a gas, to create a mass of small bubbles in a liquid mixture.
Financial advisers working with indexed universal life insurance are finding themselves in the middle of a heated battle between state regulators and the life insurance industry. In an otherwise sleepy corner of the product market, indexed universal life insurance has been a stand-out seller.
Whether youâre considering life insurance for personal or business needs, North American has an IUL product to. meet your coverage requirements. Your North American representative can help you determine which product is. right for you. Our indexed universal life insurance portfolio includes the following products.