TREATMENT: 'Once the flashing lights start you can prevent a fullblown migraine by taking painkillers, drinking water, upping your blood sugar with food and laying down in a quiet, dark room,' says Mr Constantine-Smith.
Consumers are entitled to a free annual credit report from each of the three nationwide consumer reporting agencies, Equifax, Experian and TransUnion. Consumers can go to annualcreditreport.com, the Internet site maintained by the three companies, to get their free report.
A disputed item must be dealt with by the credit agencies. The three major credit reporting agencies, TransUnion, Equifax and Experian, handle the credit reports of nearly all American consumers. With hundreds of millions of reports to track, mistakes are bound to happen.