Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
The cost of braces for your child can be expensive with or without insurance. How much they cost depends on the type of braces your child gets and the length of time he or she must wear them. Traditional metal braces usually cost between $3,000 to $7,000. According to CostHelper, people needing braces without insurance have reported paying an average of $4,937.