1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
Life In A Pond-Under Water Ecosystem. A pond, a large earth depression where water collects, often has a serene, shallow depth composition to it. The ponds shallowness allows sunlight to penetrate to the bottom, which allows plants to grow. Pond plants either grow entirely underwater or partially on the surface.