Promoters of MEWAs have typically represented to employers and State regulators that the MEWA is an employee benefit plan covered by the Employee Retirement Income Security Act (ERISA) and, therefore, exempt from State insurance regulation under ERISA s broad preemption provisions.
Colored braces, ceramic braces, or Invisalign braces can cost well over $5000. You are paying for the novelty of having something other than standard metal, plus the cost of titanium, gold, ceramic and the other materials used for nonstandard braces can cost several thousand more because of the material itself.
Braces are expensive, and even if you have dental insurance, it may not cover much of the cost. As of 2009, braces cost between $1,800 and $5,500, depending on the treatmentâs length of time and complexity. Most treatment lasts between one to three years.