Age-. The general rule in the industry is that once an A/C unit reaches 10-15 years, the idea of replacing the unit is usually a much better investment than putting money into an older system. If your system is at this threshold, it's usually wise to begin expecting, not wondering, when the system will fail.
You can keep the money in the TSP after you leave your federal job to benefit from the low fees, or you can roll over the money into an IRA or a new employer's 401(k), 403(b) or 457.
You can rollover securities holdings from one IRA (or qualified retirement plan) to another IRA in-kind. If itâs done indirectly (not a trustee-to-trustee transfer), the same securities must be used with the roll-in.ou could roll the company stock into an IRA if you wish. On the other hand, you could also pay tax on the basis (original purchase cost) of the stock as it is distributed from the IRA, and then only owe capital gains tax on the gain when you sell the stock in the future.