A.R. Keshmiri. Get immigration advise you need from VisaPro family immigration lawyer Mr. A. R. Keshmiri who has more than 15 years of experience helping clients with US Family Visas, K1 Fiance Visa, K3 Spouse Visa, Marriage Visa, and Family Based Green Cards.
Timeline & Tips. You may have heard that you can build âgoodâ credit from scratch in six to nine months. But thatâs wrong. You wonât even have a credit score, let alone a good one, until youâve had your own loan or line of credit for at least six months. And assuming you do everything right, it could take as long as three years to build what lenders would perceive to be truly good credit and five to groom excellence.
Re: How long does it take to get a credit score. You have to have at least on account reporting to the credit bureaus for 6 months to generate a FICO score. Re: How long does it take to get a credit score. You need a tradeline (credit card, loan, mortgage, etc.) to be open for 6 months. No credit score unless you have some credit established. having a SSN will not give you a score.