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Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, and it will gradually rise to 67 for those born in 1960 or later.
If your child is 18 or older and not a student, your child can get what Social Security calls adult child benefits. The following criteria must be met for adult child benefits. 1  Your childâs disability must have begun before the age of 22, and. 2  Your child must meet the SSAâs adult definition of disabled. The child must be unmarried, and. 2  The child must be either: 3  under the age of 18. 4  18 to 19 years old and a full-time student (12 th grade and under), or. 5  18 years or older with a disability that began before the child turned 22.