Usury in NC According to the lectlaw.com page linked to the right: NORTH CAROLINA, the legal interest rate and the general usury limit is 8%. How â¦ ever, there is a provision for a variable rate, which is 16% or the T-Bill rate for non-competitive T-Bills. Above $ 25,000 there is no express limit.
Invertebrate is a kind of animal that does not have a spinal column or backbone. It is the opposite of vertebrate, that means if an animal is not a vertebrate (fish, reptile, amphibian, bird, or mammal), it is an invertebrate. Brachiopods: the lamp-shells.
Invertebrates are the animals that do not have a backbone or the vertebral column.Animals without the notochord are invertebrates. Most of the animals are invertebrates. The term invertebrates is a prefixed form of a Latin derived word ' Vertebra' .' Vertebra' means joint in general, specifically it means ' the joint of the spinal column of the vertebrate' .It id coupled with the prefix in meaning not or without, which conveys the meaning ' those that lack veterbrae' .haracteristics of Invertebrates. 1  The main characteristic that separates invertebrates from other organisms is the absence of the spinal column and backbone. 2  They are multicelluar organisms, they completely lack cell walls.