From Wikipedia, the free encyclopedia. The molecular clock (based on the molecular clock hypothesis (MCH)) is a technique in molecular evolution that uses fossil constraints and rates of molecular change to deduce the time in geologic history when two species or other taxa diverged.he molecular clock alone can only say that one time period is twice as long as another: it cannot assign concrete dates. To achieve this, the molecular clock must first be calibrated against independent evidence about dates, such as the fossil record.
Service-Disabled Veterans' Life Insurance (S-DVI) provides life insurance coverage to Veterans who have been given a VA rating for a new service-connected disability in the last two years. Totally disabled Veterans are eligible for free coverage and have the opportunity to purchase additional life insurance.
Most Veterans who receive a Specially Adapted Housing Grant are also eligible for Veterans Mortgage Life Insurance covering the unpaid principal, not to exceed $200,000, on the mortgage loan. You can go to Veterans Mortgage Life Insurance to see the program requirements.