NOTE: Keep in mind deductibles do not apply to liability auto insurance coverage, as that pays for damages incurred by another driver when you cause an accident. Rather, it would apply to coverage types that pay your damages, such as collision or comprehensive coverage.
Re: Poured side walk/steps, how long to leave forms? I strip the forms 24 hours later, but am careful not to damage the new concrete. It will still be very soft and with crumble if you put too much force on the edges. Usually concrete will harden withing 30 days to the point where it is considered cured.
What you describe as concrete is actually mortar. Sand and cement combine to mix mortar. (used ro setting bricks, for example) Sand and cement and an aggregate (small rocks) combine to make concrete. Any cementatious product reaches full cure in 29 days.Full cure being structurally safe, for example, that is when a tilt-up concrete wall can savely be lifted into place.oncrete will 'set' typically the same day. You should stay off at least one day, 7 days for vehicle traffic, and 28 days completes the full curing process.