Usury in NC According to the lectlaw.com page linked to the right: NORTH CAROLINA, the legal interest rate and the general usury limit is 8%. How â¦ ever, there is a provision for a variable rate, which is 16% or the T-Bill rate for non-competitive T-Bills. Above $ 25,000 there is no express limit.
Invertebrate is a kind of animal that does not have a spinal column or backbone. It is the opposite of vertebrate, that means if an animal is not a vertebrate (fish, reptile, amphibian, bird, or mammal), it is an invertebrate. Brachiopods: the lamp-shells.
Animals can be classified into two main groups: vertebrates and invertebrates. The main difference between vertebrates and invertebrates is that invertebrates, like insects and flatworms, do not have a backbone or a spinal column. Examples of vertebrates include humans, birds, and snakes.n a majority of chordates, the notochord is replaced by a series of interlocking bones â vertebrae â during early development. These presence of these bones is what determines whether an animal is a vertebrate (has vertebrae) or invertebrate (does not have vertebrae).