Name: Cele . Gender: Female . Usage: Cele, of latin origin, is not a popular first name. It is more often used as a girl (female) name. People having the name Cele appear to be originating from all over the world. Variants: For another variant of the name Cele across the world, see Cecilia.
Most credit card companies base the finance charge on the outstanding or average daily balance. That means the finance charge will be different depending on the length of the billing cycle and when during that billing cycle the payment is received. This calculator assumes the payment is made halfway through the monthly billing cycle.
The Finance Charge formula is: Average Daily Balance x Annual Percentage Rate (APR) x Number of Days in Billing Cycle Ã· 365. To determine your Average Daily Balance: Add up the end-of-the-day balances for every day of the billing cycle. You can find the dates of the billing cycle on your monthly Visa Statement. Divide the total of the end-of-the-day balances by the number of days in the billing cycle. This is your Average Daily Balance.