It differs from property insurance in that a property insurance policy only covers the physical damage to the business, while the additional coverage allotted by the business interruption policy covers the profits that would have been earned.
Definition of forced air Forced air heating refers to room-level or floor-level heating which is distributed by fans next to electric coils that radiate heat. It does not apply to fuel-generated heat which is forced through ducts into various rooms.
Forced air furnaces use flame to heat air and a fan to push that heated air through ducts and out of floor vents in your home. Older model furnaces were notoriously inefficient, but newer models can be up to 98 percent energy efficient, meaning 98 percent of the energy taken is used to produce or distribute heat. Forced air heating uses what's known as intermediary fluid â usually air, steam or hot water â to provide heat. Heat pumps, meanwhile, actually pump heat from outside air, rather than increasing its temperature using a flame.