A non-qualified annuity can be established either as an immediate or a deferred annuity. A large one-time payment, otherwise known as a single premium, is likely to be used to fund a non-qualified immediate annuity.
In contrast to conductors, insulators are materials that impede the free flow of electrons from atom to atom and molecule to molecule. If charge is transferred to an insulator at a given location, the excess charge will remain at the initial location of charging.
insulator. 1. a material through which charges cannot flow easily 2. they do not transfer electric charge well 3. the electrons are bound tightly and do not move easily 4. they are used to stop the flow of electric charges Examples: rubber, sand, glass, and plastic.