NOTE: Keep in mind deductibles do not apply to liability auto insurance coverage, as that pays for damages incurred by another driver when you cause an accident. Rather, it would apply to coverage types that pay your damages, such as collision or comprehensive coverage.
Re: Poured side walk/steps, how long to leave forms? I strip the forms 24 hours later, but am careful not to damage the new concrete. It will still be very soft and with crumble if you put too much force on the edges. Usually concrete will harden withing 30 days to the point where it is considered cured.
It depends on several different factors, but normally you can walk on it CAREFULLY (No twisting!) in about 12 hours. After 48 hours you can remove the forms, but itâs better to leave them on for a whole week if possible. In 2 weeks you can park a car on your concrete. After 28 days, the concrete reaches its full strength.