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Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, and it will gradually rise to 67 for those born in 1960 or later.
You qualify under age 65 if: ï»¿ 1  You have been entitled to Social Security disability benefits for at least 24 months (which need not be consecutive); or. ï»¿ 2  You receive a disability pension from the Railroad Retirement Board and meet certain conditions; or.rovided that you're a U.S. citizen or have been a legal resident for at least five years, you can still get Medicare benefits at age 65 or older by: ï»¿ 1  Paying premiums for Part A (hospital insurance). 2  If you have fewer than 30 work credits, you pay the maximum premium, $426 a month in 2014.