Age-. The general rule in the industry is that once an A/C unit reaches 10-15 years, the idea of replacing the unit is usually a much better investment than putting money into an older system. If your system is at this threshold, it's usually wise to begin expecting, not wondering, when the system will fail.
You can keep the money in the TSP after you leave your federal job to benefit from the low fees, or you can roll over the money into an IRA or a new employer's 401(k), 403(b) or 457.
You must insert the dollar amount you wish to roll over and the nameof the financial institution or employer plan that will accept your rollover. Any remainingportion of your taxable amount will be paid to you in a separate check, less 20% for fed-eral tax, along with any non-taxable amount. Selection 5 - If you choose this selection, there will be a direct rollover of the entire taxableportion of your payment, along with a portion of your non-taxable payment.