Age-. The general rule in the industry is that once an A/C unit reaches 10-15 years, the idea of replacing the unit is usually a much better investment than putting money into an older system. If your system is at this threshold, it's usually wise to begin expecting, not wondering, when the system will fail.
You can keep the money in the TSP after you leave your federal job to benefit from the low fees, or you can roll over the money into an IRA or a new employer's 401(k), 403(b) or 457.
MENT PLAN. If you choose to have a lump sum distribution payment that is eligible for rolloverPaid T o You. (1)You will receive only 80% of the taxable portion of the distribution. The Retirement System is required. to withhold the remaining 20% of the taxable portion of the payment to send it to the IRS as income.