Directions. Coarsely chop tomatoes, peppers, and onions. Combine with garlic and cilantro. In batches, pulse mixture in a food processor until finely chopped. In a large pot, heat olive oil over medium-high until shimmering. Add mixture and cook, stirring occasionally, until thickened and reduced, 25 to 30 minutes (reduce heat if browning at edge).
Adverse selection is when the plans that provide most generous coverage will attract individuals with the greatest need for care, leading to elevated service use and costs for those insurers independent of their efficiency in service provision.
According to the Cato Journal, âA moral hazard is where one party is responsible for the interests of another but has an incentive to put his or her own interests first: The standard example is a worker with an incentive to shirk on the job.â There are several things you can do as an employer to reduce moral hazards in the workplace.