HIV stands for human immunodeficiency virus. If left untreated, HIV can lead to the disease AIDS (acquired immunodeficiency syndrome). Unlike some other viruses, the human body cannot get rid of HIV.That means that once you have HIV, you have it for life.he only way to know for sure if you have HIV is to get tested. Testing is relatively simple. You can ask your health care provider for an HIV test. Many medical clinics, substance abuse programs, community health centers, and hospitals offer them, too.
Dependent Life Insurance. Dependent Life Insurance. Some group life insurance contracts provide insurance coverage on the lives of employees' dependents. Dependent life insurance has been viewed as a method of giving the employee resources to meet the funeral and burial expenses associated with a dependent's death. Consequently, the employee is automatically the beneficiary.
Variable life insurance is a type of permanent life insurance where the cash value is invested in a number of sub-accounts that are similar to mutual funds. Letâs break that definition down a little bit.