They are safe indefinitely while frozen. However, as soon as they begin to thaw and become warmer than 40 Â°F, bacteria that may have been present before freezing can begin to multiply. Perishable foods should never be thawed on the counter, or in hot water and must not be left at room temperature for more than two hours.
Retirement plan at work. There's a third set of rules that come into play when you're covered by a retirement plan at work that affects Ashley's ability to take a deduction for an IRA contribution. Like the second set, deductible traditional IRA contributions are determined by tax filing status and MAGI.
Why Your MAGI Matters. You can calculate your MAGI at tax time, but you might want to estimate it during the tax year so you can plan accordingly. Among other things, your MAGI determines whether you can deduct contributions made to your IRA. As of the 2014 tax year, the cutoff for this deduction is a MAGI of $69,000 for single taxpayers and $160,000 for married couples filing jointly. If yours is less than these limits, you can take the IRA deduction.