Account fees and commissions. The following fees apply to the Schwab Personal Defined Benefit Plan: Variable fees based on the total number of participants, starting at $1,500 for one person. Annual service fees based on the total number of participants, starting at $1,500 for one person. Plan termination fees.
Teenage Driver Facts: Deaths. Each Year over 5,000 teens ages 16 to 20 Die due to Fatal injuries caused Car accidents. About 400,000 drivers age 16 to 20 will be seriously injured. Risks. The risk of being involved in a car accident the highest for drivers aged 16- to 19-year-olds than it is for any other age group.
I don't know if 1st year accident rate is available but overall teen accident rate is. Here is a copy. This is from the Insurance Information Association. Motor vehicle crashes are the leading cause of death for teenagers. 16 year-olds have higher crash rates than drivers of any other age. 16-year-olds are three times more likely to die in a motor vehicle crash than the average of all drivers. 3,490 drivers age 15-20 died in car crashes in 2006, up slightly from 2005. Drivers age 15-20 accounted for 12.9 percent of all the drivers involved in fatal crashes and 16 percent of all the drivers involved in police-reported crashes in 2006.