They are safe indefinitely while frozen. However, as soon as they begin to thaw and become warmer than 40 Â°F, bacteria that may have been present before freezing can begin to multiply. Perishable foods should never be thawed on the counter, or in hot water and must not be left at room temperature for more than two hours.
Retirement plan at work. There's a third set of rules that come into play when you're covered by a retirement plan at work that affects Ashley's ability to take a deduction for an IRA contribution. Like the second set, deductible traditional IRA contributions are determined by tax filing status and MAGI.
Individuals and their spouses, if married filing jointly, with earned income are eligible to contribute to a Roth IRA as long as their MAGI meets the following limits: 1  Maximum Roth IRA contribution for 2014: Full contribution if MAGI is less than $114,000 (single) or $181,000 (joint).ith a Traditional IRA, you may be able to deduct your contributions on your taxes, which can help lower your tax bill. Your eligibility to deduct is based on your Modified Adjusted Gross Income (MAGI) and whether you or your spouse participates in a retirement plan at work.