A non-qualified annuity can be established either as an immediate or a deferred annuity. A large one-time payment, otherwise known as a single premium, is likely to be used to fund a non-qualified immediate annuity.
In contrast to conductors, insulators are materials that impede the free flow of electrons from atom to atom and molecule to molecule. If charge is transferred to an insulator at a given location, the excess charge will remain at the initial location of charging.
Noun. 1. insulating material-a material that reduces or prevents the transmission of heat or sound or electricity. insulant, insulation. building material-material used for constructing buildings. lagging-used to wrap around pipes or boilers or laid in attics to prevent loss of heat.