Most adults have a resting heart rate of 60-100 beats per minute (bpm). The fitter you are, the lower your resting heart rate is likely to be. For example, athletes may have a resting heart rate of 40-60 bpm or lower. You should contact your GP if you think your heart rate is continuously above 120 bpm or below 40 bpm, although this could just be normal for you.
The Level Fee Exemption: Disclosures and Conditions The level fee exemption presents the financial institution with reduced obligations if it and its advisers only charge a percentage of the value of assets or another fee that does not vary based upon the recommended investment where there is no differential compensation. In the view of the DOL, this fee structure minimizes the adverse impact of potential conflicts of interest inherent in a differential compensation structure.
Deferred financing costs or debt issuance costs is an accounting concept meaning costs associated with issuing debt, such as various fees and commissions paid to investment banks, law firms, auditors, regulators, and so on. Since these payments do not generate future benefits, they are treated as a contra debt account. The costs are capitalized, reflected in the balance sheet as a contra long-term liability, and amortized using the imputed interest method or over the finite life of the underlyin