Luck refers to that which happens to a person beyond that person's control. This view incorporates phenomena that are chance happenings, a person's place of birth for example, but where there is no uncertainty involved, or where the uncertainty is irrelevant.
Average rates on 30-year fixed-rate mortgages have climbed in recent weeks by about a quarter-percentage point, from 3.75 percent to almost 4 percent â about a $600-a-year difference on a $350,000 mortgage. Several sources of data suggest that buyers are paying more attention to the threat of higher rates.
Today's mortgage rates - April 20, 2017. Mortgage rates barely moved this week, but did decline just enough for 30-year rates to reach new lows for 2017. According to Freddie Mac, the average conforming 30-year fixed-rate mortgage shed two basis points (0.02 percent) to slide to 4.08 percent. Fifteen-year fixed rate mortgages eased a similar amount, with that .02 decline good enough to tie a low for the year.