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Normal weight employees cost an average of $3,830 per year in covered medical claims, sick days, short-term disability and workers compensation while a morbidly obese person costs employers more than double that at $8,067.
Among the survey's numerous findings: 1  The average annual health plan cost per employee is $6,881 (medical only coverage), with an average employee cost of $3,110 and an average employer cost of $3,771 per employee. large survey of employers indicates that that the average healthplan costs employers $6,881 with payment almost evenly divided between employer and employee. The survey was released by United Benefit Advisors (UBA), (http://benefits.com), an alliance of 142 of the nation's premier independent benefit advisory firms.