When logging on for the first time with your new bank identifiers, enter your user ID and temporary password and click Continue. You will now be prompted to change your password: Enter the temporary password once and your chosen 4-digit PIN twice, then click Continue.
The definition of homie is short for homeboy, which is a slang term for a male friend from your hometown.
A 'hoy' is a type of small, shallow draft merchant vessel used as a lighter or coastal trader by the English and the Dutch. The term 'hoy' refers to her single mast rig, similar to that of the 'Hiorten' Galeas.