The $250.00-$300.00 labor rate is exhorbitant!!! In Southern California the labor rates normally average $120.00 per hour. In my area it averages $90.00. That rate applies to any portion of an hour. If you hire an Air Conditioning Repair service contractor under a flat rate charge, ask for an up front complete parts.
The below is an explanation of when collecting retirement benefits prevents you from collecting disability benefits as well. Social Security Disability Insurance (SSDI) is one of two programs under which you can apply for disability benefits. The other program is Supplemental Security Income (SSI).
Getting Social Security Disability After Age 65 (Before Full Retirement Age) Disabled folks over 65 can collect Social Security disability benefits rather than retirement. Some individuals who are over the age of 65 may not have the desire or financial ability to retire, but become disabled and are unable to continue working.