Directions. Coarsely chop tomatoes, peppers, and onions. Combine with garlic and cilantro. In batches, pulse mixture in a food processor until finely chopped. In a large pot, heat olive oil over medium-high until shimmering. Add mixture and cook, stirring occasionally, until thickened and reduced, 25 to 30 minutes (reduce heat if browning at edge).
Adverse selection is when the plans that provide most generous coverage will attract individuals with the greatest need for care, leading to elevated service use and costs for those insurers independent of their efficiency in service provision.
Noun. 1. hazard-a source of danger; a possibility of incurring loss or misfortune; drinking alcohol is a health hazard. endangerment, jeopardy, peril, risk. danger-a cause of pain or injury or loss; he feared the dangers of traveling by air. health hazard-hazard to the health of those exposed to it. moral hazard - (economics) the lack of any incentive to guard against a risk when you are protected against it (as by insurance); insurance companies are exposed to a moral hazard if the insured party is not honest.