Insurance that helps pay expenses for nursing care or other help in old age sounds like a great idea. But when companies started selling long-term-care insurance policies decades ago they did a poor job of figuring out how much to charge, forcing them to repeatedly raise rates to consumers.
Just yesterday I went to the doctor to start on the NuvaRing. The doctor had me insert the ring at the appointment even though I'm at day 15 of my cycle. When I got home, I read that women who are starting NuvaRing who haven't been on another form of oral contraceptive should start the ring between days 1 and 5 of their cycle.
Alternatively, if the NuvaRing is outside the vagina for more than three hours during the third week, you can start using a new ring right away. This may cause breakthrough spotting or bleeding. Use a backup method of contraception until you have used the new ring continuously for seven days. Or, if you used NuvaRing continuously for at least the previous seven days prior to explusion, you can discard the ring and wait up to seven days from the time the ring was removed or expelled to insert a new ring.