HIV stands for human immunodeficiency virus. If left untreated, HIV can lead to the disease AIDS (acquired immunodeficiency syndrome). Unlike some other viruses, the human body cannot get rid of HIV.That means that once you have HIV, you have it for life.he only way to know for sure if you have HIV is to get tested. Testing is relatively simple. You can ask your health care provider for an HIV test. Many medical clinics, substance abuse programs, community health centers, and hospitals offer them, too.
Dependent Life Insurance. Dependent Life Insurance. Some group life insurance contracts provide insurance coverage on the lives of employees' dependents. Dependent life insurance has been viewed as a method of giving the employee resources to meet the funeral and burial expenses associated with a dependent's death. Consequently, the employee is automatically the beneficiary.
Whole life insurance1 is permanent insurance that can provide insurance protection for a lifetime, as long as policy premiums are paid per the terms of the contract. You may access your cash value generally income tax-free3 to help with a loss of income, mortgage costs, educational expenses or other needs.