Usury in NC According to the lectlaw.com page linked to the right: NORTH CAROLINA, the legal interest rate and the general usury limit is 8%. How â¦ ever, there is a provision for a variable rate, which is 16% or the T-Bill rate for non-competitive T-Bills. Above $ 25,000 there is no express limit.
Invertebrate is a kind of animal that does not have a spinal column or backbone. It is the opposite of vertebrate, that means if an animal is not a vertebrate (fish, reptile, amphibian, bird, or mammal), it is an invertebrate. Brachiopods: the lamp-shells.
Invertebrates include animal groups such as sponges, cnidarians, flatworms, mollusks, arthropods, segmented worms, and echinoderms as well as many other lesser-known groups of animals.The most notable characteristic of invertebrates is that they have no backbone.hese six basic animal groups include: amphibians, birds, fish, invertebrates, mammals, and reptiles. When you have a understanding of these six groups, you'll be on your way to grasping the basic characteristics of virtually every animal on the planet.