Balance and fall prevention for seniors. One of the leading health concerns for people over the age of 60 is falling, which is often related to balance problems. Each year, between 20 and 40 percent of adults over 65 who live at home fall.
Who is a co-applicant? A co-applicant refers to a person who applies along with the borrower for a loan. This is done so that the income of the co-applicant can be used to supplement the borrowerâs income and increase his/her eligibility.
A co-signer needs sufficient income to cover repayment of a borrower's loan. Couples who need a co-signer on a loan are going to need someone who is willing to let a lender peer into his personal finances. A lender requires borrowers to get a co-signer when they canât meet a bankâs lending standards on their own.