A.R. Keshmiri. Get immigration advise you need from VisaPro family immigration lawyer Mr. A. R. Keshmiri who has more than 15 years of experience helping clients with US Family Visas, K1 Fiance Visa, K3 Spouse Visa, Marriage Visa, and Family Based Green Cards.
Timeline & Tips. You may have heard that you can build âgoodâ credit from scratch in six to nine months. But thatâs wrong. You wonât even have a credit score, let alone a good one, until youâve had your own loan or line of credit for at least six months. And assuming you do everything right, it could take as long as three years to build what lenders would perceive to be truly good credit and five to groom excellence.
It will take a couple of years of making payments month after month to raise the score by 100 points. The exact time frame depends on many factors, including your current credit score and the rest of your credit history.It takes as little as 30 days to destroy your credit score and years to build it back up.t will take a couple of years of making payments month after month to raise the score by 100 points. The exact time frame depends on many factors, including your current credit score and the rest of your credit history.