Directions. Coarsely chop tomatoes, peppers, and onions. Combine with garlic and cilantro. In batches, pulse mixture in a food processor until finely chopped. In a large pot, heat olive oil over medium-high until shimmering. Add mixture and cook, stirring occasionally, until thickened and reduced, 25 to 30 minutes (reduce heat if browning at edge).
Adverse selection is when the plans that provide most generous coverage will attract individuals with the greatest need for care, leading to elevated service use and costs for those insurers independent of their efficiency in service provision.
Definition of Moral Hazard: The risk that a person has the incentive to take greater risks before the completion of the contract. âany situation in which one person makes the decision about how much risk to take, while someone else bears the cost if things go badly.â [1].oral Hazard is the idea that, under certain circumstances, individuals will alter their behaviour and take more risks.