From Wikipedia, the free encyclopedia. The molecular clock (based on the molecular clock hypothesis (MCH)) is a technique in molecular evolution that uses fossil constraints and rates of molecular change to deduce the time in geologic history when two species or other taxa diverged.he molecular clock alone can only say that one time period is twice as long as another: it cannot assign concrete dates. To achieve this, the molecular clock must first be calibrated against independent evidence about dates, such as the fossil record.
Service-Disabled Veterans' Life Insurance (S-DVI) provides life insurance coverage to Veterans who have been given a VA rating for a new service-connected disability in the last two years. Totally disabled Veterans are eligible for free coverage and have the opportunity to purchase additional life insurance.
United States Department of Veterans Affairs - Benefits. 1  The VA, through its Veterans Benefits Administration (VBA), provides a variety of services for veterans including disability compensation, pension, education, home loans, life insurance, vocational, rehabilitation, survivorsâ benefits, health care, and burial benefits.