In geographical terms the Caribbean area includes the Caribbean Sea and all of the islands located to the southeast of the Gulf of Mexico, east of Central America and Mexico, and to the north of South America.
An HSA is a special, tax-advantaged savings account you can use to pay for qualified medical expenses. You deposit money in your HSA, where it earns interest tax-free. Funds are not taxed when withdrawn for qualified medical expenses.
An HSA can be opened at a bank or other kind of financial institution and money deposited in a health savings account accrues tax-free interest. Also, you can use funds in your HSA to pay for preventive care such as routine eye exams and dental care.