Here are some key points about pneumonia. More detail and supporting information is in the main article. 1  Pneumonia is an infection of the lungs that can cause mild to severe illness in people of all ages. 2  It is the leading cause of death in children younger than 5 years of age worldwide.
How Age Affects Car Insurance Rates. As car insurance companies calculate your premiums, they may place a large stock in your age if you or another driver in your household is under 25 years old or over 65 years old.
Car Insurance and Gender. Although male drivers as a whole do tend to pay more for auto insurance than female drivers, the difference is not as pronounced as you might think. The disparity between the auto insurance rates of men and women is most prominent between the ages of 16 and 25. Men in this age group typically pay premiums that are anywhere from 10-20 percent higher than those of their female counterparts. After the age of 25, however, the gender gap in premiums diminishes significantly. Risk accounts for the difference in rates, as we will explain in detail below. The car insurance rates you pay for coverage are entirely determined by the amount of risk you and your vehicle represent to your carrier.