However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
You can sign up for Social Security as early as age 62, but your benefit will be cut by 25% to 30% compared with what you'd receive at full retirement age. For people born after 1954, full retirement age gradually rises; for those born in 1960 and later, it's age 67.