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Whether or not you can make the maximum Roth IRA contribution ($5,500 annually, or $6,500 if you're age 50 or older) depends on your tax filing status and your modified adjusted gross income (MAGI) .
The annual contribution limit for both a Traditional IRA and Roth IRA combined is $5,500 for 2017 and 2018, or $6,500 if youâre age 50 or older. The amount you can contribute to your Roth IRA may be limited based on your filing status and income. See Individual Retirement Account Contribution Limits for more details.