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Medicare has a provision of Lifetime Reserve Days. Medicare recipients have a total of 60 of these days available to be used only once in the recipientsâ lifetime. The Medicare entitlement for in-patient care is limited to 90 days per benefit period. At the end of this period the must leave the hospital.
1 Days 91 and beyond: $630 coinsurance per each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime). 2  Beyond lifetime reserve days: all costs. 3  20% of the Medicare-approved amount for mental health services you get from doctors and other providers while you're a hospital inpatient.