Collect 500,000 intervals of wind speed data in the field, with easy PC download for storage and analysis. Note that this kit only provides average wind speed data (not wind direction). Battery life up to 10 years (see details).
In the past, mortgage lenders largely based the amount you could borrow on a multiple of your income. This is known as the loan-to-income ratio. For example, if your annual income was Â£50,000, you might have been able to borrow three to five times this amount, giving you a mortgage of up to Â£250,000.Now, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income.They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.ow, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income. They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.
When you move out and take in tenants, the house automatically becomes a buy-to-let property, which means your lender could charge a hefty fee and raise the interest rate on any existing loan. If you are re-mortgaging to borrow more, then you will almost certainly pay a high application fee and a higher interest rate.ith let-to-buy, homeowners rent out their current main home â often raising a new mortgage on the back of it â before using the cash to buy a new property to live in. It is often used by homeowners who need to move but either cannot sell their property or prefer not to.