1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
You can contribute up to $18,000 to a 401(k) plan in 2015, $500 more than in 2014. To be on track to max out your 401(k) , you will need to contribute $1,500 per month or $750 per paycheck if you are paid twice per month.
Answer to Alan: Yes, you can contribute both the $16,500 to a Roth 401k and $5,000 to a Roth IRA. Answer to Mark: The total of the traditional 401k and Roth 401k added together cannot exceed the $16,500 limit.ou can make your 2015 contributions as early as January 1, 2015 for the whole year. If you contribute 2015 Roth IRA money between January 1 and April 15, be sure to designate calendar year 2015 if you have already contributed the maximum for 2014.