Consider adjustment room: you want to order the size closest to your measurement, and if you like a lot of adjustment the next larger size might be your best choice. The number measurement (e.g. 42, 48, 54, etc) is the length of the suspender fully let out. We can't guarantee fit, of course, any more than JCPenney's can guarantee that a particular size will fit even if your measurements suggest it will. We make the best recommendation we can without your having tried them on.
Debt settlement programs typically are offered by for-profit companies, and involve them negotiating with your creditors to allow you to pay a âsettlementâ to resolve your debt â a lump sum that is less than the full amount that you owe.
So the first step in debt consolidation is simply to consider whether it will actually work for you. There are many ways to consolidate your credit card and other debt, such as with a 0% APR credit card, a home equity loan or a personal loan. The option that best suits you will depend on your credit, available cash and other aspects of your financial situation, as well as your personality.