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Lifetime reserve days. (Redirected from Lifetime Reserve Days) Lifetime reserve days are additional days that the United States health care system Medicare Part A will pay for when a beneficiary is in a hospital for more than 90 days during a benefit period. Beneficiaries are limited to a total of 60 reserve days over the course of their life.
Medicare should pay the entire allowable amount except for the co-insurance amount of $315.00 per day. Many times the secondary insurance will pay the co-insurance. Otherwise the $315.00 per day is the patientâs responsibility. The next 60 days (days 91-150 of the hospital stay) are called lifetime reserve days, often referred to as âLTRâ. Medicare again will pay the entire allowable amount except the co-insurance of $630.00 per day. Many times the secondary insurance company will pay the co-insurance. Otherwise the $630.00 per day is the patientâs responsibility.