A physician fee for a routine office visit averaged $89 in the U.S., also followed by Switzerland, at $64. U.S. was second on the list for total facility and physician costs for cataract surgery, averaging $3,748.
A certificate of insurance is nothing more than proof of insurance coverage. While it sounds officious, a certificate holder is only the entity to whom the certificate of insurance was issued upon request. Certificate of insurance forms have a special place on them to add the name and address of the certificate holder.
In addition to describing the insurance available to the named insured, a certificate may also convey information that the certificate holder is an additional insured under the policy issued to the named insured, thus giving the certificate holder some interest in the policy itself.