bands of smooth muscle cells connected to each hair follicle to the papillary layer of the dermis that when contracted the hair follice is pulled uprights(created goose bumps).
Common Access Card (CAC) The CAC, a smart card about the size of a credit card, is the standard identification for active duty uniformed service personnel, Selected Reserve, DoD civilian employees, and eligible contractor personnel.
Chip Authentication Program. The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA).