1 Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers.  Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes.
The catch-up contribution limit for anyone who turns 50 in 2015 will also increase, from $5,500 to $6,000 (for a maximum contribution of $24,000). The IRA contribution limit will remain $5,500 per person in 2015 (or $6,500 if you turn age 50 anytime during the year).
The good news is the IRS increased 401k contribution limits for 2015. The increase went from $17,500 up to $18,000. Catch-up contributions also saw a $500 increase, from $5,500 to $6,000. There was also a $1,000 increase to the Total Contribution Limit, which comes to $53,000.