November 24, 2015. ALTA has developed four model ALTA Settlement Statements for title insurance and settlement companies to use in order to itemize all the fees and charges that fall under the TILA-RESPA Integrated Disclosure rule. Settlement statements are currently used in the marketplace in conjunction with the federal HUD-1.
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Shopping for a hot tub: 1  On average a hot tub costs about $1 a day for electricity and chemicals, although this can vary from $15-$60 a month depending on size, insulation, climate and local utility costs. 2  Ask for an estimate of monthly operating costs, as these vary considerably between brands and models. An outdoor tub needs to be installed on a level deck or concrete pad. 2  Building a wooden deck can add $500-$15,000 or more to the total cost, depending on size and complexity; a concrete pad can run $1,000-$3,000 or more.