Collect 500,000 intervals of wind speed data in the field, with easy PC download for storage and analysis. Note that this kit only provides average wind speed data (not wind direction). Battery life up to 10 years (see details).
In the past, mortgage lenders largely based the amount you could borrow on a multiple of your income. This is known as the loan-to-income ratio. For example, if your annual income was Â£50,000, you might have been able to borrow three to five times this amount, giving you a mortgage of up to Â£250,000.Now, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income.They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.ow, when you apply for a mortgage, the lender will cap the loan-to-income ratio at no more than four and a half times your income. They must also assess what level of monthly payments you can afford, after taking into account various personal and living expenses as well as your income.
Mortgage rates are constantly changing. When you are ready to buy a home or refinance into a new mortgage, there is no guarantee that interest rates will be the same between the time you apply and the time your loan closes.There are some lenders, however, who will kindly let you âlock inâ the certain rate and point schedule, for a fee, at the time you apply.inally, you can continue with the loan at the higher interest and then refinance as quickly as possible into a home loan with a lower rate. This of course will require new closing costs and possibly points. The word to the wise is to be cautious in obtaining rate-locks. Be sure you know the terms of the contract.