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Foreigners generally cannot obtain a mortgage from local Thai banks to finance the purchase of their Thailand property investment. Most of the financial institutions in Thailand provide loans for real estate purchases to Thais and Thai Companies.here are generally two other options available to foreigners to finance their Thailand house or condo purchase. Historically, many foreign buyers had taken a mortgage against their property in their home countries. This is more difficult than ever given the economic crisis, yet still an option for some.
Thailand is also home for more than 200,000 foreigners either as retirees, extended tourists, and workers, from for example, Europe (specifically United Kingdom) and North America. Asians tend to be guest or technical workers in Thailand.ven though Thailand has one of the best social security systems in Asia, the increasing population of elderly people is a challenge for the country. Life expectancy has risen, a positive reflection of Thailand's efforts in executing effective public health policies.