#TheDress, also known as What Color Is This Dress? , refers to a Tumblr post in which viewers were asked to identify the color of a dress, which appeared to be either white and gold or black and blue.
1 Please refer to the complaint file number when you call or write to the Department.  Note: A copy of the complaint will be sent to the insurance company. Illinois law allows 21 days for an insurer or agent to respond to a complaint. Please allow four to six weeks for completion of our investigation.
Therefore, waiving the short-rate penalty in this manner constitutes an unlawful rebate and an inducement to the making of insurance as prohibited by N.Y. Ins. Law Â§ 2324. For further information you may contact Associate Attorney Sally Geisel at the New York City Office.