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Foreigners generally cannot obtain a mortgage from local Thai banks to finance the purchase of their Thailand property investment. Most of the financial institutions in Thailand provide loans for real estate purchases to Thais and Thai Companies.here are generally two other options available to foreigners to finance their Thailand house or condo purchase. Historically, many foreign buyers had taken a mortgage against their property in their home countries. This is more difficult than ever given the economic crisis, yet still an option for some.
Once you're in Thailand, the easiest way to get baht is via an ATM. If you have a debit card or a credit card with a PIN, just withdraw cash from an ATM and your bank will make the conversion and deduct the correct amount of U.S. dollars from your account.or instance, one dollar might be worth 30 baht. The rate at which these two currencies compare can change on a day-to-day basis, so you can often get a better deal on your exchange if you monitor exchange rates for at least several days.