Meaning: The American name Janessa means-a form of Jane.
A merchant is required to retain legible copies of credit card receipts for up to 18 months in order to satisfy any disputes/chargebacks. These receipts should be kept in a locked file cabinet or safe.After the 18 month period has expired, the credit card receipts should be shredded in order to protect cardholder information (refer to PCI 9.1).hese receipts should be kept in a locked file cabinet or safe. After the 18 month period has expired, the credit card receipts should be shredded in order to protect cardholder information (refer to PCI 9.1).
The credit card company will process it as a chargeback and you will see the credit post to your account anywhere from instantly, to 48 hours. Once the merchant's refund posts, which could be 48 hours to 30 days, the chargeback will be washed out by the refund and the bank will zero it. If the large authorization is killing you, do it this way and you will have no penalties on your end because the other transaction was no authorized.