If an insurance contract has a provision stating that in the event of the policy holder's death, the family of the policy holder will continue to receive the policy holder's monthly income for a period of time, this is an example of an endorsement or a rider.
Culture consists of the beliefs, behaviors, objects, and other characteristics common to the members of a particular group or society. Through culture, people and groups define themselves, conform to society's shared values, and contribute to society.
Because society, as defined in Chapter 1 Sociology and the Sociological Perspective , refers to a group of people who live in a defined territory and who share a culture, it is obvious that culture is a critical component of any society.