Fees That Are Non-Negotiable: 1  Title Fees: There are title fees associated with every loan that is closed, whether itâs an attorney or a title company. 2  But, you can shop around for title companies to see who has the cheapest fees. 3  Generally, they donât differ too much.
Orb (optics) A single orb in the center of the photo, at the person's knee level. In photography, an orb is a typically circular artifact on an image, created as a result of flash photography illuminating a mote of dust or other particle. Orbs are especially common with modern compact and ultra-compact digital cameras.
Orbs are balls of energy that can't usually be seen with the naked eye - they are best seen through infrared monitors or captured on digital pictures. Orbs are thought to be spirits and are often found hanging around spiritual locations (such as churches), but they do love to turn up at parties and celebrations!