Fees That Are Non-Negotiable: 1  Title Fees: There are title fees associated with every loan that is closed, whether itâs an attorney or a title company. 2  But, you can shop around for title companies to see who has the cheapest fees. 3  Generally, they donât differ too much.
Orb (optics) A single orb in the center of the photo, at the person's knee level. In photography, an orb is a typically circular artifact on an image, created as a result of flash photography illuminating a mote of dust or other particle. Orbs are especially common with modern compact and ultra-compact digital cameras.
These circular âlight ballsâ are known as orbs and are thought to be spheres of energy from the spiritual realm. Many people are of the opinion that orbs are spiritual beings such as angels or spirit guides. Orbs are usually white in colour, but can also be seen in many different colours. Coloured orbs are less common than white orbs, and are thought to be special spirits such as angels or archangels.