The late season extends several weeks after the first fall frost and is ideal for cool-weather crops; it can extend even longer for very hardy vegetables or those grown under cover. Cold snowy winters, and hot, dry summers
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
But people without this option can now shop for health insurance on exchanges, as an alternative to buying coverage directly from individual health insurers. Public exchanges opened for business in October 2013, allowing consumers to shop for health plans that began on January 1, 2014 or later.