If an insurance contract has a provision stating that in the event of the policy holder's death, the family of the policy holder will continue to receive the policy holder's monthly income for a period of time, this is an example of an endorsement or a rider.
Culture consists of the beliefs, behaviors, objects, and other characteristics common to the members of a particular group or society. Through culture, people and groups define themselves, conform to society's shared values, and contribute to society.
Reading Assignment: Chapter 2: Culture. In this assignment you will learn about culture, the shared system of beliefs and feelings that guides people's customary behavior as members of society and that gives each society its unity and unique identity.