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Health coverage for children under 26. If a plan covers children, they generally can be added to or kept on a parent's health insurance policy until they turn 26 years old. Children can join or remain on a parent's plan even if they are:
Otherwise, call your insurance company and ask to add your baby to your health plan. You can find the number on the back of your insurance card. Because you have health insurance, your baby has automatic coverage for the first 30 days of life. How nice! Just make sure you sign your little one up within the 30-day window. Yes, after your baby is born, she will be on her own plan with her own deductible.