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Health coverage for children under 26. If a plan covers children, they generally can be added to or kept on a parent's health insurance policy until they turn 26 years old. Children can join or remain on a parent's plan even if they are:
Some provisions of the health insurance reform law havenât taken effect yet. However, a relevant piece of the legislation takes effect September 23, six months after the bill was signed into law. This provision declares that children can be included on parentsâ health insurance plans until the age of 26.