A down payment of at least 20% lets you avoid mortgage insurance. 1  A 3% down payment means that you pay the seller $3,000 and you borrow $97,000. RATE SEARCH: Find a low down-payment mortgage today.  With a 20% down payment, you would pay the seller $20,000 and you would borrow $80,000.
There are natural home remedies for receding gums that can help to stop the problem and promote better overall gum health. Green tea is packed with antioxidants and it helps in the prevention of a multitude of diseases. The damage caused by receding gums may be decreased with the regular consumption of green tea.
Older children with recurrent infections may want to chew gum with a special sugar called xylitol; it can reduce the growth of bacteria in the middle ear and help prevent ear infections. You also might want to encourage your child to suck her thumb rather than a pacifier; research has shown that a baby picks up fewer germs if she sucks her thumb instead.