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A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
Most people take Social Security as soon as they are eligible, at 62. Most financial advisers suggest you wait until 66 or 70. Every case is different, decision should be part of your financial plan.