If an insurance contract has a provision stating that in the event of the policy holder's death, the family of the policy holder will continue to receive the policy holder's monthly income for a period of time, this is an example of an endorsement or a rider.
Culture consists of the beliefs, behaviors, objects, and other characteristics common to the members of a particular group or society. Through culture, people and groups define themselves, conform to society's shared values, and contribute to society.
comÂ·monÂ·alÂ·iÂ·ty. n. pl. comÂ·monÂ·alÂ·iÂ·ties. 1. a. The possession, along with another or others, of a certain attribute or set of attributes: a political movement's commonality of purpose.b. A shared feature or attribute. 2.ommonality. The common people: common (used in plural), commonalty, commoner (used in plural), crowd, hoi polloi, mass (used in plural), mob, pleb (used in plural), plebeian (used in plural), populace, public, ruck, third estate.