Fees That Are Non-Negotiable: 1  Title Fees: There are title fees associated with every loan that is closed, whether itâs an attorney or a title company. 2  But, you can shop around for title companies to see who has the cheapest fees. 3  Generally, they donât differ too much.
Orb (optics) A single orb in the center of the photo, at the person's knee level. In photography, an orb is a typically circular artifact on an image, created as a result of flash photography illuminating a mote of dust or other particle. Orbs are especially common with modern compact and ultra-compact digital cameras.
What Are Orbs? Orbs have awed people since being witnessed, usually at night, in the natural environment. Orbs are transparent, balls of light commonly found in photos but can also be seen with the naked eye if light-emitting plasma. These light balls appear in a variety of different shapes, sizes and colors.