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Health coverage for children under 26. If a plan covers children, they generally can be added to or kept on a parent's health insurance policy until they turn 26 years old. Children can join or remain on a parent's plan even if they are:
The Department opined that, in accordance with N.Y. Ins. Law Â§ 4305 (McKinney 2007), if the insured parent does not add the newborn infant to the coverage within 30 days, the newborn infant would be covered, but only for the period specified in Insurance Law Â§ 4303.