The late season extends several weeks after the first fall frost and is ideal for cool-weather crops; it can extend even longer for very hardy vegetables or those grown under cover. Cold snowy winters, and hot, dry summers
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
In the United States, health insurance marketplaces, also called health exchanges, are organizations set up to facilitate the purchase of health insurance in each state in accordance with the Patient Protection and Affordable Care Act (ACA, known colloquially as Obamacare).