the 6 bodies of water surrounding the united states are....  (Pacific Ocean]...(Atlantic Ocean]...the(Arctic Ocean]... the Gulf  of mexico, Bering Sea, and Gulf of Alaska.
Like collection accounts, late payments can remain on your credit reports for up to seven years and also have a negative impact on your scores. But, also like collection accounts, they too have less impact as they get older. Itâs good to keep in mind that not all late payments are equal. A payment that is 30 or 60 days late isnât going to have as serious an effect on your credit score as a payment thatâs 90 days past due.
Unfortunately, this, too, will stay on your credit report for seven years. If you pay it off in full. If you eventually settle the debt or pay it off, it will be listed as the most recent status of the collections account. The original debt may be listed as âpaidâ or âsettled.â. Unfortunately, the charge-off status will stay in your credit report for seven years. Get help. If youâre having a problem with debt, a better solution than then waiting for one or more of them to go into charge-off status is to get some help.