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Foreigners generally cannot obtain a mortgage from local Thai banks to finance the purchase of their Thailand property investment. Most of the financial institutions in Thailand provide loans for real estate purchases to Thais and Thai Companies.here are generally two other options available to foreigners to finance their Thailand house or condo purchase. Historically, many foreign buyers had taken a mortgage against their property in their home countries. This is more difficult than ever given the economic crisis, yet still an option for some.
The official currency of Thailand is the Thai BAHT (pronounced - baaht). One baht is divided into 100 satang. Coins come in denominations of: 1, 2, 5 and 10 baht, as well as 25 and 50 satang. (You may get some 25 or 50 satang coins in change at a supermarket.) Banknotes come in denominations of: 20, 50, 100, 500 and 1,000 baht.