The late season extends several weeks after the first fall frost and is ideal for cool-weather crops; it can extend even longer for very hardy vegetables or those grown under cover. Cold snowy winters, and hot, dry summers
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
health insurance exchange. A state provided health insurance plan that is federally subsidized. An example is President Barack Obama's health care reform to help more people afford health insurance and spread the risk between the insurance companies and the state and federal government. Health insurance exchanges are not able to exclude people due to pre-existing conditions.