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A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
Visit the Social Security website to locate these offices. Timing Your Application You can apply for Social Security retirement benefits as early as the age of 61 years and 9 months, or three months before the minimum age to collect.