Fees That Are Non-Negotiable: 1  Title Fees: There are title fees associated with every loan that is closed, whether itâs an attorney or a title company. 2  But, you can shop around for title companies to see who has the cheapest fees. 3  Generally, they donât differ too much.
Orb (optics) A single orb in the center of the photo, at the person's knee level. In photography, an orb is a typically circular artifact on an image, created as a result of flash photography illuminating a mote of dust or other particle. Orbs are especially common with modern compact and ultra-compact digital cameras.
Orb Weavers (Araneidae) include garden spiders and their relatives. They weave classical, sheet-like orb webs that consist of rays and spirals of silk. They have poor eyesight and have trouble walking on anything but webs. They rarely occur indoors but frequently live on or near the outer walls of buildings.