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A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
Prepare to be disappointed: There aren't many good reasons to file for Social Security at age 62. But if you fall into any of the categories listed here, go ahead and file. Your motives are pretty unassailable. People typically file as soon as possible for Social Security benefits for two possible reasons: dire financial straits and ignorance of the system. Some people are forced to take it early and there is no option for them.