Cryptocurrencies, or virtual currencies, are digital means of exchange created and used by private individuals or groups. Because most cryptocurrencies arenât regulated by national governments, theyâre considered alternative currencies â mediums of financial exchange that exist outside the bounds of state monetary policy.
Downtown is a common noun. If a common noun is part of a name, itbecomes a proper noun. Proper nouns are the unique names of people,places, or things. Common nouns are the worâ¦ds for general things.Pronouns always replace proper and common nouns.
Downtown - History. 1  The term downtown is thought to have been coined in New York City, where it was in use by the 1830s to refer to the original town at the southern tip of the island of Manhattan.