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A. You can. Social Security will accept your application for early benefits when you're 61 years 9 months. Regardless of how old you are, the agency generally recommends that you apply three months before you would like the first payment to arrive.
If youâre a widow or widower, you can begin receiving Social Security benefits at age 60 (age 50 if youâre disabled). In order to qualify for social security benefits, youâll need to have earned a certain number of âcreditsâ prior to collecting. Credits are based on the amount of money you earned in a year.