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Foreigners generally cannot obtain a mortgage from local Thai banks to finance the purchase of their Thailand property investment. Most of the financial institutions in Thailand provide loans for real estate purchases to Thais and Thai Companies.here are generally two other options available to foreigners to finance their Thailand house or condo purchase. Historically, many foreign buyers had taken a mortgage against their property in their home countries. This is more difficult than ever given the economic crisis, yet still an option for some.
Loan. A loan is one of the most common financing options available in Thailand because it has a higher chance for approval, and many local banks are willing to offer this service to foreigners who meet their requirements.ffshore Financing. If you're not living in Thailand but you're planning to purchase a property here, you can apply for offshore financing. This option, which was introduced in 2005, gives foreigners the opportunity to finance their property purchase in the country even if they're not qualified for a home loan.