Fees That Are Non-Negotiable: 1  Title Fees: There are title fees associated with every loan that is closed, whether itâs an attorney or a title company. 2  But, you can shop around for title companies to see who has the cheapest fees. 3  Generally, they donât differ too much.
Orb (optics) A single orb in the center of the photo, at the person's knee level. In photography, an orb is a typically circular artifact on an image, created as a result of flash photography illuminating a mote of dust or other particle. Orbs are especially common with modern compact and ultra-compact digital cameras.
You're holding in your hand the very device responsible for tens of thousands of the most bizarre and unexplainable type of ghost photographs: Orbs. Orbs, formally called Spirit Orbs, are those semi-transparent white balls seen floating around in many photographs taken in ghostly locations. Orbs are among the class of paranormal phenomena that are visible only to cameras, and not to the naked eye.