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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
FEMA Flood Zone Designations. Note: SFHA Special Flood Hazard Area. Zone VE. along coasts subject to inundation by the 100-year flood with. additional hazards due to velocity (wave action). Base flood elevations. derived from detailed hydraulic analyses are shown within these. zones. Mandatory flood insurance purchase requirements apply. Zone A. subject to inundation by the 100-year flood.