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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
Mandatory flood insurance purchase requirements apply. Zone AH. Zone AH is the flood insurance rate zone that corresponds to the areas of 100-year. shallow flooding with a constant water-surface elevation (usually areas of ponding) where average depths are between 1 and 3 feet.