Scabies is spread by prolonged skin-to-skin contact with a person who has scabies. Scabies sometimes also can be spread by contact with items such as clothing, bedding, or towels that have been used by a person with scabies, but such spread is very uncommon unless the infested person has crusted scabies.
Your retirement benefit is based on your highest 35 years of earnings and your age when you start receiving benefits. If you stop work before you have 35 years of earnings, we use a zero for each year without earnings when we do our calculations to determine the amount of retirement benefits you are due.
Social Security uses the average wage index for two years prior to retirement. Thus, a person retiring in 2013 would see his wages through 2011 indexed to the 2011 average wage index; the two years immediately before retirement, in this case 2012 and 2013, are not indexed.