Unsubsidized loans were originally designed for middle income families that didn't qualify for grants or subsidized loans. You must apply for a Direct Subsidized loan before applying for an Unsubsidized loan. The interest rate for Unsubsidized loans for the 2013-2014 school year is shown below.
Intro To Astrology: Neptune Retrograde. The planet Neptune, so named for the Roman god of the sea, is a mysterious planet. When it goes retrograde-- which means the angle from which we view it, it appears to be traveling backwards-- it gets even more mysterious, and begins to bring some mysteries to light. Since Neptune is in retrograde about once per year, and for nearly half the year, it's important to understand these influences.
Neptune takes about 164 years to do a complete revolution around the Sun, thus spending about 14 years in each sign of the Zodiac. Neptune moves into retrograde approximately every year for around 150 days. When Neptune goes retrograde our spirituality, inner tranquility, and vision become the focus.