I've had lots of trouble sleeping over the last 5 years and have a routine of taking Tylenol PM or similar each night to help me sleep.
money market account. A savings account which shares some of the characteristics of a money market fund. Like other savings accounts, money market accounts are insured by the Federal government. Money market accounts offer many of the same services as checking accounts although transactions may be somewhat more limited.
The interest also earns an interest which means a higher investment return. Another advantage is that, you are keeping your liquid asset in a safe place because MMA is FDIC insured up to $250,000. MMA is viewed as an investment which brings restrictions to the depositor.