Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Mums (Chrysanthemums) were cultivated in China as a flowering herb as far back as the 15th century BC. The ancient Chinese made good use of the mum flower, with the root brewed in a tea to alleviate headaches, and as a remedy for flu. Mums (Chrysanthemums) are usually considered herbaceous perennials. Mums (Chrysanthemums) come in a wide variety of colors, including white, off-white, yellow, gold, bronze, red, burgundy, pink, lavender and purple.
Taxonomy of Hardy Mums: Although formerly referred to as Dendranthema, plant taxonomy now classifies chrysanthemums under the genus, Chrysanthemum. This is a case where the scientific plant name has become a commonly used name (in such instances I do not capitalize).Other common names for these colorful fall characters are based on the shortened version (mums) of the genus name..e., for you,  hardy mums is more than a nickname: it's what you truly need. Potted chrysanthemum flowers are sold by the millions at nurseries in fall, because they've become a staple for outdoor fall decorating.