Working with iPayment for the last 7 years, I can't say enough about the support I have received. The quick turnaround on the request, changes, new apps, etc is second to none. Sales support is able to take care of my reps so I can focus on the big picture and making sure everything runs smoothly.
Independent Health is a Medicare Advantage organization with a Medicare contract offering HMO, HMO-SNP, HMO-POS and PPO plans. Independent Health's Dual Difference is a HMO-SNP plan with a Medicare contract and a contract with the NY Medicaid program. Enrollment in Independent Health depends on contract renewal. * A sales representative will be present to assist with information and applications.
An HMO is a provider of health care services. As with any health care provider, its expenses are those of providing health care - medical and administrative. As it is a member organization, it's income is derived from member payments. You will find no literature that states payments to an HMO are premiums.