The other 100 disinfection by-products in pool water, if you really want to worry. Some are known mutagens, meaning they cause mutations, which could lead to cancer. But one review found that even with all these chemicals, swimming pool water is about as mutagenic as drinking water.
Custodial Accounts. A custodial account is a bank or other financial account that a person opens for the benefit of another person, called the beneficiary. The person who opens the account is often the custodian -- the person who manages the account -- although it's also possible to name a third party as custodian.
Under federal law, minors (generally, those under the age of 18 in most states) cannot open savings accounts in their own name alone. However, a minor can open a custodial account. custodial account is technically the property of the minor but is managed by an adult, often referred to as a custodian, until the age of majority. Since the money inside of the account is considered the minorâs property, a custodian may not make withdrawals for his or her own benefit.