I've had lots of trouble sleeping over the last 5 years and have a routine of taking Tylenol PM or similar each night to help me sleep.
money market account. A savings account which shares some of the characteristics of a money market fund. Like other savings accounts, money market accounts are insured by the Federal government. Money market accounts offer many of the same services as checking accounts although transactions may be somewhat more limited.
Jumbo MMAs are special money market accounts with high minimum balance requirements that can allow your savings to grow faster than run-of-the-mill accounts. Jumbo MMA Basics To open a normal money market account, you usually need to make an initial deposit of $1,000 or less.