Transient is the most hyped, abused and trendy word in GS. A transient is a short-duration signal that represents a nonharmonic attack phase of a sound source. It contains a high degree of nonperiodic components and a higher magnitude of high frequencies than the harmonic content of that sound.
But like any estimate, it's based on some rounded numbers and rules of thumb. For example, this mortgage affordability calculator assumes that your monthly mortgage payment should be no more than 28% of your monthly income, to leave enough money for other expenses and investments you'll want to make.
1. Prepare a detailed budget. The oldest rule of thumb says you can typically afford a home priced two to three times your gross income. So, if you earn $100,000, you can typically afford a home between $200,000 and $300,000. But thatâs not the best method because it doesnât take into account your monthly expenses and debts. Those costs greatly influence how much you can afford. Letâs say you earn $100,000 a year but have $1,000 in monthly payments for student debt, car loans, and credit card minimum payments. You donât have as much money to pay your mortgage as someone earning the same income with no debts.