I'd like to add one more issue to the discussion. The Industrial Revolution changed the concept of work in America on several levels. First, as productivity advanced, so did the need for more workers and more work hours. More people entered the workforce than ever before, actually causing a nationwide shift in polulation from the rural to the more urban areas, where the jobs were.
The State Children's Health Insurance Program, or SCHIP, was established by the federal government ten years ago to provide health insurance to children in families at or below 200 percent of the federal poverty line.
In 1968 and 1969 Helmut GrÃ¶ttrup and JÃ¼rgen Dethloff jointly filed patents for the automated chip card. Roland Moreno patented the memory card concept in 1974. An important patent for smart cards with a microprocessor and memory as used today was filed by JÃ¼rgen Dethloff in 1976 and granted as USP 4105156 in 1978.