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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
Flood Zone Determination & Certification Services. We complete Flood Zone Determination Request by providing the necessary flood information of the address. This is done by determining the location of the property on the FEMA. (FEMA has defined according to different levels of flood risk. These zones are described on a communityâs Flood Insurance Rate Map (FIRM) or Flood Hazard Boundary Map. Each zone reflects the severity of Flood in their respective areas or zones.