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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
In order to help insurance customers understand and manage the risk of flood, Guaranteed Flood Determinations help answer the question of whether a property is in or out of a FEMA designated Special Flood Hazard Area (SFHA) and provides the extra assurance that the results are backed by a warranty from CoreLogic.