Transient is the most hyped, abused and trendy word in GS. A transient is a short-duration signal that represents a nonharmonic attack phase of a sound source. It contains a high degree of nonperiodic components and a higher magnitude of high frequencies than the harmonic content of that sound.
But like any estimate, it's based on some rounded numbers and rules of thumb. For example, this mortgage affordability calculator assumes that your monthly mortgage payment should be no more than 28% of your monthly income, to leave enough money for other expenses and investments you'll want to make.
If you bought a $300,000 home with 20% down and a 30-year fixed-rate loan at 4.75%, your $240,000 mortgage would cost $1,252 a month, according to the Mortgage Loan Calculator. A $333 monthly maintenance and repair budget would equal nearly 27% of your principal and interest payment. That stings!