Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Master the Mixology of Mums. The Japanese celebrate the chrysanthemum season with the Festival of Happiness.. Here a joyful mix of 'Orange Viking' and 'Yellow Sizzle' spice things up as an ordinary houseplant becomes a smashing centerpiece.
Most garden mums are perennials in Zones 5 to 9 and much tougher than florist types. Some cultivars are less hardy than others and can be killed by an early spring frost. Whether you're looking for a quick splash of color or a fixture for your border, mums are the pick for a fabulous fall.