Harvard University students may use this calculator to estimate the outcome of this semester's grades on your overall college average. To calculate your cumulative average, enter in your current GPA and credit hours from previous semesters; then this semester's grades and credits.
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The primary payor pays claims as it normally would, as if there were no secondary payor. The secondary plan acts like a supplement to the primary plan. If you are enrolled in two dental plans, benefits are not additive. For example, if each plan covers two cleanings per year, you are not entitled to four cleanings per year. Please note that there are several types of coordination of benefits provisions.