Contribution Limits. The contribution limits for SIMPLE IRAs are lower than 401(k) plans, so your SIMPLE IRA contribution cannot exceed the lower limit and your total contributions can't exceed the higher, 401(k) plan limit. In 2012, the limit for a SIMPLE IRA is $11,500 and the limit for a 401(k) plan is $17,000.As a result, if you put $11,500 in your SIMPLE IRA, you can't put more than $5,500 in your 401(k) plan.If your total contributions to your 401(k) plan and SIMPLE IRA exceed the annual limits, the IRS penalizes you by disallowing the deduction for your contribution.f your total contributions to your 401(k) plan and SIMPLE IRA exceed the annual limits, the IRS penalizes you by disallowing the deduction for your contribution.
But there's one important detail remaining. Before the transaction can close, a title search must be made. The most accurate description of title is a bundle of rights in real property. A title search is the process of determining from the public record just what these rights are and who owns them.ut there's one important detail remaining. Before the transaction can close, a title search must be made. The most accurate description of title is a bundle of rights in real property. A title search is the process of determining from the public record just what these rights are and who owns them.
Title Search. The purpose of a title search is to assure you and your lender that the seller is the legal owner of the property that you are buying and that there are no outstanding claims or liens against it.The title search may be performed by a lawyer, an escrow or title company, or other specialist prior to closing.Public real estate records can be spread among several local government offices, including surveyors, county courts, tax assessors, and recorders of deeds.he estimated cost of title services and title insurance varies by state. For example, a lender's policy on a $100,000 loan can range from $175 in one state to $900 in another.