Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Master the Mixology of Mums. The Japanese celebrate the chrysanthemum season with the Festival of Happiness.. Here a joyful mix of 'Orange Viking' and 'Yellow Sizzle' spice things up as an ordinary houseplant becomes a smashing centerpiece.
Chrysanthemum (Dendranthema grandiflorum), or mum for short, is among the most popular perennials for fall planting because mums are in full flower in October -- just when most plants are going to seed. Mums are hardy in U.S. Department of Agriculture plant hardiness zones 5 - 9, but they are commonly grown as potted annuals. The flower color varies widely in every shade but blue, but mums are fairly easy to distinguish from other perennials by their growth habit, leaf type and flower structure.