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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
Also used is the Standard Flood Hazard Determination Form which could be and. should be made available to your customers affected by your flood zone determinations routinely. FYI... Letters of Map Correction (i.e. LOMA's, LOMR's) are to be used only when the need for a map.