Warning. While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
Master the Mixology of Mums. The Japanese celebrate the chrysanthemum season with the Festival of Happiness.. Here a joyful mix of 'Orange Viking' and 'Yellow Sizzle' spice things up as an ordinary houseplant becomes a smashing centerpiece.
If you have early-blooming mum varieties, such as those that bloom during midsummer to late summer, cut them back by 4 inches after their first flowering period of the season to encourage additional blossoms toward the end of the season. Mums typically turn black and wither during the month of December.