The agency said 9 out of 10 refunds will go out within 21 days from when a return is filed. But refunds for paper returns -- which normally take four to six weeks -- could take at least 7 weeks this year. The vast majority of the returns filed so far this year (13.3 million) were filed electronically.
It accounts for 30% of your credit score, and keeping your credit card balances as low as possible can help improve your credit score. Because you can drastically change your credit utilization with a single payment, itâs one of the best ways you can quickly improve your credit score.
1 Keep balances low on credit cards and other revolving credit. 2  High outstanding debt can affect a credit score. 3  Pay off debt rather than moving it around. 4  The most effective way to improve your credit scores in this area is by paying down your revolving (credit cards) debt. This won't rebuild your credit score immediately, but if you can begin to manage your credit and pay on time, your score should increase over time. 2  And seeking assistance from a credit counseling service will not hurt your FICO Scores.