I've had lots of trouble sleeping over the last 5 years and have a routine of taking Tylenol PM or similar each night to help me sleep.
money market account. A savings account which shares some of the characteristics of a money market fund. Like other savings accounts, money market accounts are insured by the Federal government. Money market accounts offer many of the same services as checking accounts although transactions may be somewhat more limited.
Since money market accounts allow you to make a limited number of withdrawals each month, it is possible to open a jumbo MMA and then fall below the required minimum balance later on after you tap into your cash.