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A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act.
13 March, 2014 by in Flood Protection, USA. Flood Maps in the USA are used by Federal Emergency Management Agency (FEMA) to identify flood risk and provide the basis for setting the National Flood Insurance Program (NFIP) flood insurance rates. The flood maps also identify Special Flood Hazard Areas (SFHAâs).