Introduction. 1  The Streptococcus anginosus (SAG) group of bacteria (previously known as the Streptococcus milleri group) includes Streptococcus anginosus, Streptococcus intermedius, and Streptococcus constellatus.
These basic cards have a generally low APR, and are unsecured cards. These have a low to medium credit limit, and consist of a few different types, such as balance transfer cards, low interest cards, and student credit cards.
There are two types of credit cards that are offered to people with bad credit. The first type are the secured cards, which require the payment of a refundable security deposit before an account can be opened. These cards work much like unsecured cards, except for the initial refundable security deposit.