The agency said 9 out of 10 refunds will go out within 21 days from when a return is filed. But refunds for paper returns -- which normally take four to six weeks -- could take at least 7 weeks this year. The vast majority of the returns filed so far this year (13.3 million) were filed electronically.
It accounts for 30% of your credit score, and keeping your credit card balances as low as possible can help improve your credit score. Because you can drastically change your credit utilization with a single payment, itâs one of the best ways you can quickly improve your credit score.
Apply for a secured credit card. Once you choose a bank, complete the credit request form, sign the necessary documents and submit the deposit as per the bank's instructions. 3. Follow these best practices when using your secured credit card in order to improve your credit score:1  Pay your credit card balance off every month. 2  Not only can you avoid paying interest this way, but you can also rebuild bad credit or build a credit history more quickly. 3  Pay your bill on time every month.. Follow these best practices when using your secured credit card in order to improve your credit score: 1  Pay your credit card balance off every month. 2  Not only can you avoid paying interest this way, but you can also rebuild bad credit or build a credit history more quickly. 3  Pay your bill on time every month.