The other 100 disinfection by-products in pool water, if you really want to worry. Some are known mutagens, meaning they cause mutations, which could lead to cancer. But one review found that even with all these chemicals, swimming pool water is about as mutagenic as drinking water.
Custodial Accounts. A custodial account is a bank or other financial account that a person opens for the benefit of another person, called the beneficiary. The person who opens the account is often the custodian -- the person who manages the account -- although it's also possible to name a third party as custodian.
In very basic terms, a custodial account is a savings account in your child's name that you control (if you're the custodian) until your child reaches legal adulthood (18 to 21, depending on where you live).ou can deposit as much money as you want in a custodial accounts (although amounts over $12,000 are subject to the gift tax), and other family members, such as grandparents, can do the same. You also can make withdrawals at any time â for your child's benefit â without paying penalties.