Answer: No, you can use Direct Deposit at any federally insured bank, savings and loan or credit union. If you move your account, call Social Security's toll-free number, 1-800-772-1213 (TTY 1-800-325-0778), and a Social Security representative will change your Direct Deposit information.
A great crystal for spiritual issues is Amethyst. Amethyst carries a high vibration that offers spiritual protection and purification. These two qualities alone would be helpful in the situation you've described. Acting as a barrier against lower vibrational frequencies, Amethyst is known to clear one's environment of all types of negative energies, and is a great aid for all those on a spiritual journey.
Agate - Tree Crystal Healing Properties. Tree Agate is a white crystal with green markings. It is an extremely stabilizing stone that can help you to feel safe and secure even in the most challenging situations. It is also said to endow you with the strength to face unpleasant circumstances with poise and self-control, helping you to extract positives from a bad situation.