Mortgage loan consultants perform the same duties as a bank loan officer. These include collecting personal information in a loan application, using it to assess a borrower's credit and financial history and explaining the loan process to the applicants.
By 1650, however, England had established a dominant presence on the Atlantic coast. The first colony was founded at Jamestown, Virginia, in 1607. Many of the people who settled in the New World came to escape religious persecution. The Pilgrims, founders of Plymouth, Massachusetts, arrived in 1620. In both Virginia and Massachusetts, the colonists flourished with some assistance from Native Americans.
I assume that you mean the first Europeans, but keep in mind that indigenous peoples journeyed over the Bering Sea ice bridge about 12,000 years ago and then moved south and east to eventually inhabit all of North and South America. The first Europeans were probably the Vikings. We have artificats in Newfoundland that date back to about 1000C.E. and records of landings by one Leif Erickson. The first recorded landing of a European identifies John Cabot from England as sailing up the St. Lawrence River in 1497.