Unsubsidized loans were originally designed for middle income families that didn't qualify for grants or subsidized loans. You must apply for a Direct Subsidized loan before applying for an Unsubsidized loan. The interest rate for Unsubsidized loans for the 2013-2014 school year is shown below.
Intro To Astrology: Neptune Retrograde. The planet Neptune, so named for the Roman god of the sea, is a mysterious planet. When it goes retrograde-- which means the angle from which we view it, it appears to be traveling backwards-- it gets even more mysterious, and begins to bring some mysteries to light. Since Neptune is in retrograde about once per year, and for nearly half the year, it's important to understand these influences.
In April 2017, a total of 5 planets will be retrograde including- Venus, Mercury, Saturn, Jupiter and Pluto. These planets each have their own retrograde cycle, however the combination of their energy in April 2017 in particular, is likely to be significant. In a nutshell, when so many planets go retrograde it typically represents a time to slow down and to go with the flow, rather than trying to take action. When so many planets are in retrograde, it is a time to tune into and work with your feminine energy, rather than your masculine energy.