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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
Just make sure you tell your employer to transfer your 401(k) assets directly to the IRA custodian. Otherwise, your company will withhold 20% for taxes if it sends the money to you. Then you'll have 60 days to move the entire 401(k) balance -- even the 20% you didn't receive - into an IRA.