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If you collect Social Security and you're younger than full retirement age, then you can earn up to $16,920 in income in 2017 and still collect 100% of your Social Security payment. Nov 26, 2016 at 2:22PM. The average American's retirement savings remains anemic, wages are only inching higher, and employers continue to abandon pension plans.
You need to know if you will receive reduced social security benefits due to earnings in retirement. In 2016, if you work and start receiving benefits before full retirement age, $1 in benefits will be deducted for each $2 in earnings over $15,720. In the year you reach full retirement age, your benefits will be reduced $1 for every $3 in earnings, until the month you reach full retirement age, above $41,880. Once you reach full retirement age your social security benefits will not be reduced no matter how much you earn.