Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
For example, your policy may pay 80% for the first three weeks of disability and then 50% for the remainder of your benefit period. Benefit Periods: Your short-term disability policy may allow you to return to work on a trial basis.
What is Long Term Disability? Long Term Disability (LTD) is an employee-paid benefit program designed to provide income replacement in the event you become disabled due to an illness or injury and cannot perform the duties of your normal job, or maybe any job, for a long period of time (6 months or longer).