According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
Lump sum payout means the employer pays the retiree a big amount upfront as pension and clears the pension liability with the retiree (buyout). Monthly pension income means the employer pays recurring amounts to the retiree until the retiree dies (sometimes, until both the retiree and the spouse dies).