According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
In the case of a defined contribution scheme this can be up to 25% of your pension pot. In a salary related scheme (final or career average salary) the maximum tax free cash is 25% of the deemed capital value of your annual pension-not the pension itself.ome occupational schemes automatically provide for a cash lump sum as well as a pension. Depending on the rules, you may be able to take a higher amount of cash by giving up some of your pension, up to the 25% limit. Alternatively, you might be allowed to give up some or all of your cash in return for a bigger pension.