Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
Calculating Total Debt. In the context of the debt-to-tangible-net-worth calculation, debt includes all company liabilities. This means that short-term liabilities -- like wages payable, accounts payable, and short-term loans and notes -- along with long-term notes, bonds and loans are all included in total debt.bout the Ratio. Debt to tangible net worth is a derivative of the debt-to-equity ratio. The debt-to-equity ratio is used by potential investors and creditors as a way to gauge the proportion of debt to available company assets. Normally, equity represents both tangible and intangible assets.