Note on the baking powder: if you use a sodium-based powder, it will taste like sodium carbonate (very unpleasant). Ammonium carbonate, however, disintegrates into nitrogen, CO2 and water, all of which are completely tasteless.
How to apply for SCRA benefits. Servicemembers have up to 180 days from the date military service is completed to qualify for benefits. Send an email to militarybenefits@bankofamerica.com (IMPORTANT: Be sure to type PDF FORM in the subject line and DO NOT include any personal information in your initial email).
It depends. SCRA benefits and protections apply to credit that's extended to a servicemember in the name that servicemember or to a servicemember and spouse jointly. For example, if a husband is called to active duty, the wife cannot request an interest rate reduction on a credit card that is in her name.