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If you collect Social Security and you're younger than full retirement age, then you can earn up to $16,920 in income in 2017 and still collect 100% of your Social Security payment. Nov 26, 2016 at 2:22PM. The average American's retirement savings remains anemic, wages are only inching higher, and employers continue to abandon pension plans.
Limits on Social Security Withholding The current Social Security withholding tax rate is 6.2 percent. Employers are required to withhold 6.2 percent, and to pay an additional and matching 6.2 percent, on all income amounts up to $106,800. Therefore, Social Security taxes must be withheld, from an employee's paycheck, until the amount withheld reaches the $6621.60. This is the amount that employees must pay into the system, and also the amount that employers must make in matching contributions.