Different people and cultures believe different things for the answer to this question. The meaning of life as we perceive it is derived from philosophical and religious contemplation of, and scientific inquiries about existence, social ties, consciousness, and happiness.
A long-term financial plan should include these elements. Time Horizon. A plan should look at least  five to ten years into the future. Scope. A plan should consider all appropriated funds, but especially those funds that are used to account for the issues of top concern to elected officials and the community. Frequency.
In a Chapter 13 bankruptcy, you must establish a repayment plan to pay back some of your debts. According to the Fair Credit Reporting Act (FCRA), a bankruptcy can remain on your credit report for as long as 10 years. If the bankruptcy is completed or discharged, it is generally removed after seven years.