According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
Group personal pension â How does it work? What you need to think about; Changing jobs; Group personal pension â How does it work? In a group personal pension, the scheme is run by a pension provider that your employer chooses, but your pension is an individual contract between you and the provider. The provider claims tax relief at the basic rate on your contributions and adds it to your fund.