Where Did the Rain Go? Click link above to see weather patterns of a typical summer moving into the weather pattern of the 1930s dust bowl drought. See side bar for more information. (Credit: NASA) Click HERE to view animation. Click on image to enlarge.
Typically, a short-term disability policy provides you with 40 to 70 percent of your pre-disability base salary. Some people have short-term disability insurance through an employer, union, or other professional organization. This type of policy is known as group coverage.
Short-term disability benefits help to protect your paycheck and your standard of living if you become disabled. The benefits replace a portion of your salary if you're out of work due to a qualified illness or injury. Pregnancy also is covered as a disability.