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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
4. Rollover to an IRA or new employerâs 401(k) plan: Unfortunately, IRS rules do not allow the transfer of a loan from one plan to another. In the case of a rollover, if a loan is not paid off prior to the rollover, the loan is considered defaulted.