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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
Taxes Due. You can roll a 401(k) into a Roth IRA, but you'll owe tax on the untaxed money you take out of the 401 to put into the Roth. You won't have to pay a 10 percent penalty for early withdrawal if you roll it over, but the rollover will count as taxable income at the time of the transfer.f 20 percent of your 401 is non-deductible money, that is, funds you paid tax on when they were contributed, the IRS will assess taxes on 80 percent of every dollar you convert. Converting your 401(k) to a Roth IRA is best done by direct transfer.