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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
1 Account to account â There is no tax penalty for moving to another custodian, as long as your Roth IRA remains a Roth IRA. 2  Normal transfers â As long as you have held the Roth IRA for a minimum of five years and are at least 59 Â½ years old, there is no penalty to transfer money out of your account. Normal transfers â As long as you have held the Roth IRA for a minimum of five years and are at least 59 Â½ years old, there is no penalty to transfer money out of your account. 2  It may be placed into whatever other account you desire.