According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
Pension Discount Rate The pension discount rate is used to calculate the present value of employer pension obligations. Looking at the time-value formula PV = FV / (1 + r)n, as the discount rate, r, decreases, the present value of future obligations increases.