According to FoodSafety.gov, the most important thing is to keep refrigerator and freezer doors closed. If they stay sealed, your fridge can keep food cold for about four hours, and a full freezer for about 48 hours (24 hours if it's half full).
That means youâll only receive tax relief on pension contributions of up to 100% of your earnings or Â£4,000, whichever is the lower. Whether the lower Â£4,000 annual allowance applies depends on how you access your pension pot and there are some complicated rules around this.
Salary sacrifice is an especially tax-efficient way for you to make pension contributions.ou may also benefit from more pension contributions from your employer, if they are giving you some or all the money they are saving on NICs. But you need to weigh up four disadvantages against this too. 1  If your employer is providing you with life cover, this is usually worked out as a multiple of your salary.