The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
SwapBabyGoods is a site that lets you trade in used baby clothes and gear or simply sell it online. You have to register for a free account and then you can list clothes, gear, equipment, bedding, etc. that you want to swap for items in similar value, or simply want to sell.