If you are planning on transferring to a 4 year college, and you have questions about navigating your transfer options, are experiencing transfer issues, or your having problems with transferring Ivy Tech credits to Indiana colleges and universities, call 1-888-IVY-LINE or contact your local campus Transfer Advocate, Clifton Mominee (room 108 and phone: 812-492-0322).
Dear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.ear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.
For example your payments to your mobile phone (if youâre on a contract) and electricity companies will also appear in your credit report. Your IVA will show on your credit file for six years from the day it started.So if your IVA was five years long it will only be listed on your credit file for a further 12 months. The idea behind asking creditors to correct the dates on default notices is to make sure that these too will be gone within 12 months.ost IVA credit file clean up. Itâs a happy day when your individual voluntary arrangement (IVA) finally ends, youâre well and truly free and clear and your money is your own again. You can also take satisfaction from the fact that you have done your best by your creditors.