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Liberty Mutual acquired Safeco in 2008 for 6.2 Billion Dollars. Since that time, the companies have become more alike than different. The one major difference is that Liberty Mutualâs auto and home products are sold through âexclusive agentsâ whil...
As a mutual insurer, Liberty Mutual is owned by policyholders rather than shareholders. Critics of multimillion dollar pay packages have argued that more of the companyâs profits should go back to customers. In the third quarter of 2014, Liberty Mutual collected almost 5 percent more in auto premiums and 7 percent more from homeowners because of policy changes and rate increases. The stateâs other large mutual insurance firm, Massachusetts Mutual Life Insurance Co., lowered its chief executiveâs pay by 18 percent in 2014.