The National Defense Authorization Act (NDAA) of 2017, in Section 641, signed by President Obama on December 23, 2016, amended the definition of disposable pay in the Uniformed Services Former Spousesâ Protection Act (USFSPA), 10 U.S.C. Â§ 1408-- In the case of a division of military retired pay as property (that becomes final prior to the date of a ...
2 Dispute a credit report error. If your credit report contains errors, you have the right to have them removed by writing to the credit bureau or the creditor who listed the account on your credit report. Errors can hurt your credit score more than you think.
1 The most effective way to improve your credit scores in this area is by paying down your revolving (credit cards) debt. 2  In fact, owing the same amount but having fewer open accounts may lower your scores. 3  Don't close unused credit cards as a short-term strategy to raise your scores. This won't rebuild your credit score immediately, but if you can begin to manage your credit and pay on time, your score should increase over time. 2  And seeking assistance from a credit counseling service will not hurt your FICO Scores.