What is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.hat is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.
Bank Penalties. If the CD hasn't matured, the bank can charge you an early withdrawal penalty even if you're taking a qualified distribution from your IRA. According to Bankrate.com, penalties average about three months of interest if the CD term is a year or less while longer CDs impose penalties of around six months of interest.
If you pull out early, banks typically charge you a penalty that amounts to some of the interest you would have earned if you held the CD to maturity. You might see it quoted as â90 days of interestâ for early withdrawal. There is no maximum penalty amount, so make sure you read the fine print. A sample penalty schedule might look like: 11 month CDs or shorter charge three monthsâ worth of interest. 12 to 59 month CDs charge six monthsâ worth of interest. 60 month or longer CDs charge 12 monthsâ worth of interest.