The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
They have an annual upholstery sale in October, where custom stuff is 25% off. Most of their in stock stuff doesn't have much of a discount, if any (the sale does not apply to stock and stock plus). They run 2 sales a year for other items - one in January and one in June, when they are changing out their merchandise.