The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
Use the internet and other resources to research suppliers both locally and around the world to get the best price. Look around you if there are hot new items in your local department store they'll probably sell on eBay. Look on the back of the packaging and in most cases there'll be the manufacturers details.