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Medicare covers some bariatric surgical procedures, like gastric bypass surgery and laparoscopic banding surgery, when you meet certain conditions related to morbid obesity. Note. Your doctor or other health care provider may recommend you get services more often than Medicare covers.
Many health insurance plans, including Medicare and most Medicaid plans, cover bariatric surgery. However, health insurance plan coverage varies, so itâs important to examine the coverage provided by your plan. Major plans that provide coverage and that we participate with include:1  Aetna.2  Blue Care Network.ereâs how: Letâs say you have already met $875 of your $1,000 annual deductible, and your insurance plan year begins (renews) on August 1. If you have surgery on August 2, you would again be responsible for the $1,000 deductible amount, instead of the remaining $125 from the previous year.