The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
Once you've narrowed down what you want to sell, you'll need to buy your goods. In the case of Army Surplus, do a search and you can find hundreds of auction houses that deal specifically in gently used military gear. A seller may buy in bulk, and then separate the bulk buys into single purchases for a buyer interested in purchasing perhaps only a backpack or pair of boots.