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Veterans Group Life Insurance. Itâs important to consider which life insurance policy is best to ensure your familyâs financial security. When you separate from the military you have the option to convert your SGLI benefit over to VGLI. But, you have a limited time frame after separation to do so â 1 year and 120 days to be exact.
The actual cost of life insurance will depend on the type and the amount. A popular alternative to FEGLI is a 20-year term policy, which can provide cost effective coverage for the length of time that it is most needed. As an example, a male federal employee making $100,000 per year with a 4x Option B selection would have a total of $502,000 of insurance through FEGLI.