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In general, landlords breathe easier when a renter has a credit score over 700. However, a credit score over 650 generally is high enough to win over landlords. It all comes down to your competition, since a landlord may select an applicant with a better score over you.
Using a credit score to determine the likelihood of a potential tenant paying rent in full, on time, and throughout the life of the lease is not a personal attack. Itâs simply a business decision. Most individuals or companies renting an apartment want credit scores from applicants to be 620 or higher.Cash is king! I donât need credit because Iâm responsible with my money,â they countered. Hereâs the thing: a credit score can and does affect your situation when you want to rent an apartment. A bad credit score may not immediately disqualify you from renting or cause your rental application to hit the rejection pile.