We are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.e are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.
A hard inquiry will slightly ding your credit score. But it wonât last too long. Inquiries only remain on your credit report for 2 years, and hard inquiries only affect your credit score for 12 months.
Whenever youâre planning on applying for something that may require a credit check â like renting an apartment, setting up utility services, starting a new cellphone plan, opening a credit card, etc. â itâs a good idea to limit your inquiries for new credit. Hard inquiries affect your credit most within the first six months after theyâre made and will no longer affect your credit after 12 months (they age off your credit report after two years). Some credit scoring models do group inquiries under certain conditions, but itâs important to keep an eye on how many are appearing on your credit report(s) and how they might be affecting your credit score.