For children and youth in schools, occupational therapy works to ensure that a student can participate in the full breadth of school activitiesâfrom paying attention in class; concentrating on the task at hand; holding a pencil, musical instrument, or book in the easiest way; or just behaving appropriately in class.
Gaps can mean you wonât have enough years of National Insurance contributions to get the full State Pension (sometimes called âqualifying yearsâ). You may get gaps in your record if you donât pay National Insurance or donât get National Insurance credits, eg youâre unemployed and donât get any benefits.aps can mean you wonât have enough years of National Insurance contributions to get the full State Pension (sometimes called âqualifying yearsâ). You may get gaps in your record if you donât pay National Insurance or donât get National Insurance credits, eg youâre unemployed and donât get any benefits.
However, people who have contracted out of S2P and Serps over the years will get less than this. Workers need to have 30 years of qualifying National Insurance contributions to get the current full state pension, but will need 35 years of contributions to get the full flat rate state pension in future.