How to Write a Profile Story. A profile story is a portrait of a person in words. Like the best painted portraits, the best profiles capture the character, spirit and style of their subjects. They delve beneath the surface to look at what motivates people, what excites them, what makes them interesting.
For a cash-out refi on a home the borrower lives in, generally, the lowest credit score is 640, according to Fannie Mae's standards. But such a loan comes with caveats. The borrower can't have an LTV ratio higher than 75%, must have 6 months of reserves in the bank and a debt-to-income ratio of 36% or lower.
obtaining signed individual and business federal income tax returns for the most recent year, confirming the tax returns reflect at least 12 months of self-employment income, and. completing Fannie Maeâs Cash Flow Analysis (Form 1084) or any other type of cash flow analysis form that applies the same principles.