If you are planning on transferring to a 4 year college, and you have questions about navigating your transfer options, are experiencing transfer issues, or your having problems with transferring Ivy Tech credits to Indiana colleges and universities, call 1-888-IVY-LINE or contact your local campus Transfer Advocate, Clifton Mominee (room 108 and phone: 812-492-0322).
Dear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.ear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.
Late payments stay on your credit report for approximately seven years, for example, as do most other types of negative information, including judgments and paid tax liens. Bankruptcies, however, can stay on your credit report for up to 10 years.Positive information generally remains on your credit report for a longer period of time and therefore may have a positive impact on your credit score.f you do spot an error in your credit report, you can file a free dispute with each of the credit reporting bureaus. You can file a dispute with Equifax either online, by phone or by mail. By law, Equifax is required to investigate your dispute within 30 to 45 days and inform you of the outcome.