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Habaneros are a little more difficult to start and generally require at least 7 - 14 days to germinate. Some will take upwards of 21 - 30+ days. Soil temperature is the key, to hot or too cold little to no germination. Your soil should remain moist, not too wet, but shouldn't dry out. The temperature of the soil should be between 75 - 85 degrees, with 85 / 86 ideal. Don't take it above 90 at 95+ germination drops off. Planting depth shouldn't be more then 1/4.
The basic germination times vary based on variety and the time of year. Cool-season grasses tend to germinate quickly, usually between three and 14 days. Perennial rye grass (Lolium perenne), which thrives in U.S. Department of Agriculture plant hardiness zones 3 through 8, can germinate in as few as five days, although it can take up to 10 days, for example. Warm-season varieties might take longer, anywhere from five to 30 days. The hardy zoysia grass (Zoysia), for instance, grows in USDA zones 6 through 9 and can take 10 to 21 days to germinate.