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Veterans Group Life Insurance. Itâs important to consider which life insurance policy is best to ensure your familyâs financial security. When you separate from the military you have the option to convert your SGLI benefit over to VGLI. But, you have a limited time frame after separation to do so â 1 year and 120 days to be exact.
There are two types of life insurance under the FEGLI Program, Basic and Optional. Participation is entirely voluntary and may be cancelled at any time. FEGLI builds no cash or loan value. It is intended as a form of immediate protection against financial hardship in the event of death.