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In general, landlords breathe easier when a renter has a credit score over 700. However, a credit score over 650 generally is high enough to win over landlords. It all comes down to your competition, since a landlord may select an applicant with a better score over you.
In 2014, most lenders will require a credit score of 620 or higher for conventional mortgages. So if youâre planning to buy a house with a conventional (non-government-insured) loan, you will probably need a score of 620 or above. Again, this is not set in stone.n this article, we will focus our attention on the FICO credit score in particular. Itâs the one most commonly used by mortgage lenders. The FICO range goes from 300 to 850. Again, higher is better. A credit score of 620 or higher is typically whatâs needed to buy a house with a mortgage loan.