We are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.e are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.
A hard inquiry will slightly ding your credit score. But it wonât last too long. Inquiries only remain on your credit report for 2 years, and hard inquiries only affect your credit score for 12 months.
1 Charge-offs are items listed as âuncollectibleâ. The credit report drop-off time is seven years plus 180 days or six months from date of the delinquency, not from the date of the charge-off.  All civil suits and some criminal arrests, as long as the statute of limitations is not longer than seven years.