The National Defense Authorization Act (NDAA) of 2017, in Section 641, signed by President Obama on December 23, 2016, amended the definition of disposable pay in the Uniformed Services Former Spousesâ Protection Act (USFSPA), 10 U.S.C. Â§ 1408-- In the case of a division of military retired pay as property (that becomes final prior to the date of a ...
2 Dispute a credit report error. If your credit report contains errors, you have the right to have them removed by writing to the credit bureau or the creditor who listed the account on your credit report. Errors can hurt your credit score more than you think.
Request a credit line increase. Increasing your credit line will improve your credit utilization ratio, which is the percentage of your credit limit youâve used, and help your credit score. Many credit card issuers give you the option to request a credit line increase without a credit inquiry. Take it. If they want additional information and plan to pull your credit, cancel the application, because a hard credit check will hurt your score. 3. Pay off debt.