We have 5 children and they all had ear problems growing up. We have used a product called Ear Ease for over 20 years that is awesome. It is a special hot water bottle that you fill with hot water and hold around the ear.
Financial Advisors make money by managing the personal assets of other people. For financial planners and advisors, especially for companies or business, they devise a specific portion off the sale, or charge for their service fees and accept lower interest.
Financial planners often recommend saving 10 percent of your salary for retirement. For example, if you are 25 and earn $40,000 a year with 3-percent salary increases over 40 years and an 8-percent return on your investment, you will have a net worth of $1.5 million by age 65.