CUDOS is based on the Mertonian norms introduced in 1942 by Robert K. Merton. Merton described four sets of institutional imperatives [comprising] the ethos of modern science: universalism, communalism, disinterestedness, and organized skepticism..
Hanover policies are sold by more than 5,000 independent, affiliated agents located in cities and towns across the country. When you buy a Hanover Insurance Group business policy, you get the one-on-one attention you need to be confident youâre getting the right coverage for your unique business needs.
1 Individual life insurance provided by The Guardian Life Insurance Company of America, 7 Hanover Square, New York NY 10004-4025.  Securities products/services and advisory services offered through Park Avenue Securities LLC, a registered broker dealer and registered investment adviser.