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This provides deposit insurance for credit unions in much the same way as the FDIC provides insurance for banks. Look for the NCUA logo at your credit union's teller stations. The standard maximum limit is $250,000 per individual account holder, per federally insured credit union. (To check on whether your credit union accounts are fully covered, use NCUSIF's coverage estimator at http://webapps.ncua.gov/ins.)
Credit card and PayPal payments are protected via SSL to encrypt your information when you send it to us. Credit card and PayPal payments are subject to an additional Express Deposit Fee of 3.05%, have a maximum allowable amount of $5,000.00, and are subject to Escrow.com approval. Your total amount paid in the last 6 months via credit card or paypal should not exceed $5,000 (where you are the buyer).