CUDOS is based on the Mertonian norms introduced in 1942 by Robert K. Merton. Merton described four sets of institutional imperatives [comprising] the ethos of modern science: universalism, communalism, disinterestedness, and organized skepticism..
Hanover policies are sold by more than 5,000 independent, affiliated agents located in cities and towns across the country. When you buy a Hanover Insurance Group business policy, you get the one-on-one attention you need to be confident youâre getting the right coverage for your unique business needs.
What is The Hanover Insurance Group's main business? The Hanover Insurance Group consists of property and casualty operations. Property and casualty operations consist of three operating segments: Personal Lines, Commercial Lines, and growing Speciality segment. The Personal Lines segment markets automobile, homeowners and ancillary coverages to individuals and families.