We have 5 children and they all had ear problems growing up. We have used a product called Ear Ease for over 20 years that is awesome. It is a special hot water bottle that you fill with hot water and hold around the ear.
Financial Advisors make money by managing the personal assets of other people. For financial planners and advisors, especially for companies or business, they devise a specific portion off the sale, or charge for their service fees and accept lower interest.
The Financial Planning Association does not verify credentials; it just lists planners. You'll next have to verify a planner's CFP status and background with the CFP Board of Standards.ee-Only Planners are paid only for the advice they give. They do not earn commissions by selling financial products such as life insurance or mutual funds. There are a couple of key advantages to going the fee-only route. First, you don't have to worry that your planner is making a recommendation to generate fees.