Like DM, IM can be used as a noun or a verb - you can send someone and IM or you can IM someone. 1  ima/imma/iâma - Iâm going to. 2  Iâma go 2 the movies w/my bf. 3  imo/imho - in my opinion/in my humble opinion.  imo, your gf is 2 hot 4 1  you. j2lyk - just to let you know.  j/k - just kidding.
Jamaica has a total population of 2.7 million people. Retirement with an immediate pension can be as early as age 50 years and as late as age 70 years. The average age at death for persons receiving a pension from a pension plan is in the late seventies to early eighties; so retirees need an income for many years after ceasing employment.
Retirement may also occur at age 55 with less than five years of service, if two years are credited since age 53. If you are a Tier 2, 3, or 4 member who is at least age 55, you can retire without a pension reduction as long as you have 30 years of service credit.