Perhaps it comes from hunched over posture. Take stretching breaks and arch your back and open up the front of your shoulders(where nerves are) otherwise muscle spasms respond to: adequate water intake, magnesium (glycinate won't give you the runnies that oxide and citrate will) and calcium. ...Read more.
Workers comp premiums vary depending on the size of your payroll, the type of work your employees do, and the state where you live. A small business might only pay around $2,000 per year for workers compensation coverage, while a larger company with many employees could pay upwards of $100,000 per year. Another factor that greatly impacts the cost of workmans comp insurance is previous claims history.
OCIP covers Workers Compensation, General Liability and Excess Liability to $100,000,000 Per Occurrence.  OCIP does not cover Professional Liability, Contractor Tools & Equipment, Off-Site General Liability and Off-Site Workers Compensation.  âBid Deductâ methodology: Contractors bids should include Workers Compensation, General Liability and Excess Liability insurance costs as specified in the contract. Final contract amount will be reduced and adjusted based on final payroll / insurance deductions as defined in contract.