Total blindness is the complete lack of light perception and form perception, and is recorded as NLP, an abbreviation for no light perception.. Few people today are totally without sight. In fact, 85% of all individuals with eye disorders have some remaining sight; approximately 15% are totally blind.
Almost all types of occupational and private pensions can be transferred. There are some exceptions, however, particularly for public sector workers. â¢ If you left a public sector pension scheme before 1st January 1986, you canât transfer.â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.The good news is that in all of the scenarios above, you would almost certainly end up with a big reduction in your pension entitlement if you transferred to a different pension â so the rules are protecting you. If you left a public sector pension scheme before 1st January 1986, you canât transfer. â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.
A PAYE settlement agreement or PSA is a flexible scheme an employer can use to settle any PAYE tax and NICs due to HMRC on three groups of expenses and benefits: 1  Minor items: e.g. a small present for an employee in hospital or an employee's use of a pool car where the conditions for tax exemption don't apply; or.ou can apply for a PSA at any time, but the timing of the agreement will affect the items that can be covered. 1  If a PSA is agreed before the start of the tax year, then there are no limitations, other than falling in to the three categories above, on the expenses and benefits that can be included in it.