Transcript: Sickle cell anemia is a genetic disease that affects hemoglobin, the oxygen transport molecule in the blood. The disease gets its name from to the shape of the red blood cells under certain conditions.
â¢ The MDS completion date (Item Z0500B) must be no later than 14 days from the ARD (i.e., ARD + 14 calendar days) and no later than 14 days after the determination that the criteria for a SCSA were met.
Then you can sit down with your loan officer and review the rate versus-fee alternatives. You will also see that every program offers lock periods of 15, 30, or 45 days and say you have a 45-day escrow. That means you can lock in immediately and ensure your rate so long as you close within that 45-day period. You could wait 15 days and lock for 30 days at a slightly cheaper price, but you take the risk that the good rate you got 15 days before may not be available. Interest rates can change a lot in 15 days.