Refunds. When we receive a refund of tax weâve already paid, itâs a lot like discovering unexpected money in the bank. Everyone likes to see either a windowed envelope containing the stateâs check arrive in the mail -- or perhaps an electronic entry in a bank statement that the refund has already been deposited safely.
How long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.ow long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.
Rating Newest Oldest. Best Answer: You should see your credit score increase within a month or so. The amount of increase depends on many factors. If you had a lower FICO score before, like in the 500-600 range, you can expect a more significant impact from paying down your CC debt.http://triceiver.com has some useful tips on raising credit scores and also a free FICO estimator you can try and see how much it will increase.ince you almost maxed out your CC limit, which means your debt is more than 90% of your total credit, paying down half of it will still result a 50% utilization rate. This is not good enough. You should try to lower it to below 35% on each card and also for total utilization.