We have 5 children and they all had ear problems growing up. We have used a product called Ear Ease for over 20 years that is awesome. It is a special hot water bottle that you fill with hot water and hold around the ear.
Financial Advisors make money by managing the personal assets of other people. For financial planners and advisors, especially for companies or business, they devise a specific portion off the sale, or charge for their service fees and accept lower interest.
1 Expect to pay your financial planner either a flat fee or a percentage (1% to 3%) of your investment. 2  If you invest $10,000, expect to pay about $300 annually for an advisor's help. 3  If that seems like a lot to shell out for advice, realize that a good financial planner can help you make money. For example, let's say Sam has saved $4,000 for investing, but he also has $4,000 in credit card debt at a 14% interest rate. 2  He could invest the $4,000 and if he gets a 12% ROI (return on investment â and this is being very optimistic) in a year he'll have made $480 in interest.