Total blindness is the complete lack of light perception and form perception, and is recorded as NLP, an abbreviation for no light perception.. Few people today are totally without sight. In fact, 85% of all individuals with eye disorders have some remaining sight; approximately 15% are totally blind.
Almost all types of occupational and private pensions can be transferred. There are some exceptions, however, particularly for public sector workers. â¢ If you left a public sector pension scheme before 1st January 1986, you canât transfer.â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.The good news is that in all of the scenarios above, you would almost certainly end up with a big reduction in your pension entitlement if you transferred to a different pension â so the rules are protecting you. If you left a public sector pension scheme before 1st January 1986, you canât transfer. â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.
How your pension is paid. You can decide how you take money from your pension pot-ask your pension provider what options they offer. You can transfer your pension pot to a provider that gives you different options. In most schemes you can take 25% of your pension pot as a tax-free lump sum.Youâll then have 6 months to start taking the remaining 75% - you can usually: 1  get regular payments (an âannuityâ). 2  invest the money in a fund that lets you make withdrawals (âdrawdownâ).n most schemes you can take 25% of your pension pot as a tax-free lump sum. Youâll then have 6 months to start taking the remaining 75% - you can usually: 1  get regular payments (an âannuityâ). 2  invest the money in a fund that lets you make withdrawals (âdrawdownâ).