MBA offers recommendations on proposed HMDA rule by Tucker, Michael / Mortgage Banking. In a new independent study, the company found that many lenders are leaving themselves vulnerable to fair lending exams and significant penalties by not properly monitoring and managing.
(assorted species, including: Lumbricus terrestris and Lumbricus rubellus). The two most common species of earthworms in Northern Virginia are the Common Earthworm, or nightcrawler (Lumbricus terrestris) and the Red Earthworm (Lumbricus rubellus).These earthworms were introduced from Europe many years ago.arthworms will eat just about anything organic (natural), especially dead leaves and other dead plant material. They will also eat manure (animal poop), some living plants (including Red Clover), and dead animals (carrion). Sometimes they accidentally eat tiny live animals because they are in the soil.
Flatworm Food. Flatworms feed primarily on protozoa and bacteria, smaller worms and any tiny animals, dead or alive, that they encounter. Depending on the species, flatworms also consume plant materials, such as algae. Young flatworms might eat plants, but start feeding on animal matter as they mature. Adult flatworms can eat snails and immature bivalves, including clams and mollusks. Their flat bodies allow them to slip into the shells.