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Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are both federal programs that provide cash payments to people who meet the federal definition of disabled.. But the similarities between the two programs end there. Here are the three main differences between them. SSI Is a Means-Tested Program, SSDI Is an Entitlement Program. Although both SSI and SSDI are administered by the Social Security Administration, the two programs have vastly different financial requirements.
The Countable Income Test. If you have received Social Security disability benefits for more than 24 months and you begin to run a small business or do freelance work, the SSA will use your âcountable incomeâ to see if the work you do for your small business should be considered SGA.ecause your income from your small business is likely to fluctuate, the SSA will use your average income (based on a set period of time and divided by the number of months in that time period). This test makes it more difficult for you to work and receive disability benefits than with the countable income test.