Total blindness is the complete lack of light perception and form perception, and is recorded as NLP, an abbreviation for no light perception.. Few people today are totally without sight. In fact, 85% of all individuals with eye disorders have some remaining sight; approximately 15% are totally blind.
Almost all types of occupational and private pensions can be transferred. There are some exceptions, however, particularly for public sector workers. â¢ If you left a public sector pension scheme before 1st January 1986, you canât transfer.â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.The good news is that in all of the scenarios above, you would almost certainly end up with a big reduction in your pension entitlement if you transferred to a different pension â so the rules are protecting you. If you left a public sector pension scheme before 1st January 1986, you canât transfer. â¢ If you are a member of a final salary pension scheme that provides a pension that rises in line with inflation, you canât transfer. â¢ If you are within one year of your pension schemeâs retirement age, you canât transfer.
The overseas scheme you want to transfer your pension savings to must be a ârecognised overseas pension schemeâ. Itâs up to you to check this with the overseas scheme or your UK pension provider or adviser.If itâs not, your UK pension scheme may refuse to make the transfer, or youâll have to pay at least 40% tax on the transfer.Form APSS 263 tells you what information youâll need to provide before making a transfer.tâs up to you to check this with the overseas scheme or your UK pension provider or adviser. If itâs not, your UK pension scheme may refuse to make the transfer, or youâll have to pay at least 40% tax on the transfer.