CUDOS is based on the Mertonian norms introduced in 1942 by Robert K. Merton. Merton described four sets of institutional imperatives [comprising] the ethos of modern science: universalism, communalism, disinterestedness, and organized skepticism..
Hanover policies are sold by more than 5,000 independent, affiliated agents located in cities and towns across the country. When you buy a Hanover Insurance Group business policy, you get the one-on-one attention you need to be confident youâre getting the right coverage for your unique business needs.
I sold in 1981 because I could see what the insurance companies were going to do to pharmacy. (Back then, I was able to sell.) I went to work for a small chain; in 1993 they sold 25 stores to a larger chain for the same reason.