Best Answer: To manipulate means to change. When you do a scientific experiment, the manipulative variable is the thing you change in order to see what happens. The responding variable is what you measure; it's the thing that changes in response to what you manipulate.
For loans and credit cards, avoid or limit interest charges. While it may sound like a bargain to pay the minimum due on your credit card so you have more money to spend on other things, the long-term costs of this strategy can be staggering.hat's because credit card interest rates can be quite high -- with the best of rates often being in the low double-digits. Instead, try to pay all or as much as possible of your outstanding credit card balance to avoid interest charges.
And they all give you extra consumer protection when you make purchases worth between Â£100 and Â£30,000 â known as Section 75 protection. However, if you use them in the wrong way, credit cards can be very dangerous. One example of that danger is using a credit card to withdraw money from an ATM. Thatâs a bad idea for three reasons: Youâll almost certainly be charged interest as soon as you withdraw the cash. Whereas when you make a purchase you wonât be charged interest for a period lasting up to 56 days. Most cards charge a higher rate of interest for cash withdrawals than for purchases. Youâll also be charged a cash withdrawal fee that could be as much as 5% of the sum youâre withdrawing.