Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt, dependent care, university education for dependents, funeral costs, and mortgages.
The best time to visit Niagara Falls is June to August. Summer is peak season, and with good reason: Average highs are in the low 80s. Mists and breezes from the waterfalls can make the area feel cooler.
Fall at the Falls. One of the best times to visit the Niagara region is in autumn when the trees take on their red and golden hues, and the crowds of summer begin to thin. With crisp, clear weather, fall is still a busy season, especially on weekends when the leaf-peepers descend, but itâs quieter mid-week.