Calcium and Dairy. Foods classified by the USDA as dairy products supply calcium to the diet. Calcium is stored in your bones, which makes them dense. Too little calcium in your diet can increase your risk of developing low bone density and fractures.
For example, say that your traditional IRA has a cost basis of $30,000 and is worth $100,000 when you take a $10,000 withdrawal. That means 30 percent of the withdrawal comes out of your cost basis and is tax-free; 70 percent comes from the remainder of the account and is taxable.
Retirement Plans. As a single taxpayer as of 2012, your IRA contributions are tax-deductible if you have access to an employer-sponsored retirement plan but an AGI of $58,000 or less. You can make a partially tax-deductible contribution if your AGI does not exceed $67,999.