Calcium and Dairy. Foods classified by the USDA as dairy products supply calcium to the diet. Calcium is stored in your bones, which makes them dense. Too little calcium in your diet can increase your risk of developing low bone density and fractures.
For example, say that your traditional IRA has a cost basis of $30,000 and is worth $100,000 when you take a $10,000 withdrawal. That means 30 percent of the withdrawal comes out of your cost basis and is tax-free; 70 percent comes from the remainder of the account and is taxable.
The fees for a self-directed IRA can be significant compared with those of a bank, mutual fund or brokerage IRA account, which can run about $20 a year for administrative costs. The fees for self-directed accounts can range from $200 to more than $2,000 a year, depending on the services offered.