Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt, dependent care, university education for dependents, funeral costs, and mortgages.
The best time to visit Niagara Falls is June to August. Summer is peak season, and with good reason: Average highs are in the low 80s. Mists and breezes from the waterfalls can make the area feel cooler.
Between March and May, the attractions that were closed for winter are reopened, and Niagara Falls State Park comes back to life with flowering trees, tulip gardens and thriving wildlife. Summer With Niagara Falls' weather rising into the 80s/90s during the day and dipping down into the 60s at night, summer is often the best time to visit the park. Shorts and t-shirts are typical attire in the summer months, and it never hurts to pack a hat and some sunglasses to protect yourself from the sun.