Calcium and Dairy. Foods classified by the USDA as dairy products supply calcium to the diet. Calcium is stored in your bones, which makes them dense. Too little calcium in your diet can increase your risk of developing low bone density and fractures.
For example, say that your traditional IRA has a cost basis of $30,000 and is worth $100,000 when you take a $10,000 withdrawal. That means 30 percent of the withdrawal comes out of your cost basis and is tax-free; 70 percent comes from the remainder of the account and is taxable.
Traditional IRA Estate Tax Basis. For estate tax purposes, a traditional IRA carries a fair market value as of the date of death. If an IRA has $1 million in it, that $1 million will be included in the value of the estate, even though it passes through to heirs with a zero dollar value. This can help to cancel out any tax liability on the IRA's estate tax basis.