Best Answer: To manipulate means to change. When you do a scientific experiment, the manipulative variable is the thing you change in order to see what happens. The responding variable is what you measure; it's the thing that changes in response to what you manipulate.
For loans and credit cards, avoid or limit interest charges. While it may sound like a bargain to pay the minimum due on your credit card so you have more money to spend on other things, the long-term costs of this strategy can be staggering.hat's because credit card interest rates can be quite high -- with the best of rates often being in the low double-digits. Instead, try to pay all or as much as possible of your outstanding credit card balance to avoid interest charges.
The credit decision takes only minutes. Once approved and the card is activated, the cardholder may use it for any purchases made at Lowe's up to a certain credit limit, which is based on the customer's creditworthiness. The Lowe's Consumer Credit Card is not accepted at retailers other than Lowe's, or at ATMs. The card, like most credit cards, provides a revolving line of credit. Cardholders can avoid interest charges by paying off the full balance every 30 days.