In order to apply for a Missouri Substitute Certificate, you must submit all of the following items: 1. You will first need to create a profile in our certification system. Please follow the instructions outlined in the Educator Certification System Help Guide for the Certification System. After you have created a profile in our certification system, find the applications link in the menu on the left hand side of the screen to see a list of application types.
Rights of Tenants During a Foreclosure. 1  There are other rights that tenants have in eviction cases done after a foreclosure. 2  If a tenant is not named in the complaint for the eviction, he or she may be able to challenge the eviction at any time during the case or even after the judgment for eviction is made.
Tenant Occupancy Issues. HUD requires lenders of FHA-mortgaged homes to send out occupancy letters at least 60 days, but no later than 90 days, prior to foreclosure. If occupancy conveyance is granted, tenants are placed on month-to-month leases only. Also, PTFA carves out an exception to a tenant's post-foreclosure occupancy rights by allowing new owners to move into their homes 90 days after notifying the tenants of their intention to do so.