Calcium and Dairy. Foods classified by the USDA as dairy products supply calcium to the diet. Calcium is stored in your bones, which makes them dense. Too little calcium in your diet can increase your risk of developing low bone density and fractures.
For example, say that your traditional IRA has a cost basis of $30,000 and is worth $100,000 when you take a $10,000 withdrawal. That means 30 percent of the withdrawal comes out of your cost basis and is tax-free; 70 percent comes from the remainder of the account and is taxable.
Individual Retirement Accounts. Contributions to your individual retirement accounts (IRAs) that are Traditional IRAs or Roth IRAs are generally limited to a certain annual dollar amount ($5,500 for 2014 through 2016, or $6,500 if 50 or older) or your compensation that is includible in your gross income for the tax year.