Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt, dependent care, university education for dependents, funeral costs, and mortgages.
The best time to visit Niagara Falls is June to August. Summer is peak season, and with good reason: Average highs are in the low 80s. Mists and breezes from the waterfalls can make the area feel cooler.
Warm summers are typical, and depending on how close you are to the Falls, you can actually feel the mist in the air. Spring and fall are also beautiful seasons to visit, with the Niagara Parks gardens in full bloom, in April and May, or come and see spectacular colors as the leaves change in September and October.