These proteins are called lipoproteins. 1  Low-density lipoprotein. High levels of low-density lipoprotein (LDL) can eventually build up within the walls of your blood vessels and narrow the passageways. 2  High-density lipoprotein. This type of lipoprotein is often referred to as good cholesterol.
How deductibles work. Health insurance deductibles are the amount of money you have to pay toward your health care before your insurance starts covering costs. Deductibles can range from a few hundred to thousands of dollars, depending on the policy. Some plans (typically HMOs) donât have a deductible at all. Generally, once you meet your deductible for the year your insurance will require you to pay coinsurance, which is another form of cost-sharing, until you
When shopping for health insurance plans, pay close attention to the size of each plan's deductible. Simply put, a plan's deductible is the amount of money that the policyholder must pay in health care costs before the insurer will begin to cover any claims. However, a deductible consists only of out-of-pocket expenses. If a $135 prescription costs you $25 in co-pay, only the $25 go toward your deductible.