CUDOS is based on the Mertonian norms introduced in 1942 by Robert K. Merton. Merton described four sets of institutional imperatives [comprising] the ethos of modern science: universalism, communalism, disinterestedness, and organized skepticism..
Hanover policies are sold by more than 5,000 independent, affiliated agents located in cities and towns across the country. When you buy a Hanover Insurance Group business policy, you get the one-on-one attention you need to be confident youâre getting the right coverage for your unique business needs.
The Hanover featured in USA Today. See how The Hanover believes independent insurance agents will help drive the future success of small businesses. READ MORE; Umbrella coverage calculator. Use our calculator to understand how big of an umbrella policy you need to protect your family and assets. GET STARTED; Auto insurance trends