Transcript: Sickle cell anemia is a genetic disease that affects hemoglobin, the oxygen transport molecule in the blood. The disease gets its name from to the shape of the red blood cells under certain conditions.
â¢ The MDS completion date (Item Z0500B) must be no later than 14 days from the ARD (i.e., ARD + 14 calendar days) and no later than 14 days after the determination that the criteria for a SCSA were met.
Rate Lock Period. When you lock your loan, you must also choose a rate lock period, which can range from 7 days to 90 days or even longer. The most common lock term is anywhere from 15-45 days, which is the average time it takes for a loan to close. [See the latest mortgage rates from dozens of lenders, updated daily.]