CUDOS is based on the Mertonian norms introduced in 1942 by Robert K. Merton. Merton described four sets of institutional imperatives [comprising] the ethos of modern science: universalism, communalism, disinterestedness, and organized skepticism..
Hanover policies are sold by more than 5,000 independent, affiliated agents located in cities and towns across the country. When you buy a Hanover Insurance Group business policy, you get the one-on-one attention you need to be confident youâre getting the right coverage for your unique business needs.
Offering a wide variety of specialty lines, Hanover Excess & Surplus provides expert advice suited to your clientsâ specific needs. We are trusted advisors for PROvision Coverages, including E&O, For-Profit/Not-For-Profit D&O, Professional Liability and Personal Coverages, including Homeowners, Condos & Renters, Mobile Home, Excess Wind & Flood.