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Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are both federal programs that provide cash payments to people who meet the federal definition of disabled.. But the similarities between the two programs end there. Here are the three main differences between them. SSI Is a Means-Tested Program, SSDI Is an Entitlement Program. Although both SSI and SSDI are administered by the Social Security Administration, the two programs have vastly different financial requirements.
SSI is a means-tested benefit for disabled people who have limited income and resources. Your adult disabled child may be eligible for SSI if she meets the SSAâs definition of disabled, meets the income and asset limit, and canât get benefits on your Social Security record.ut if your disabled adult child worked enough, he or she could be eligible for SSDI benefits on his or her own record. But unless your adult child worked for a number of years, your child may be able to get a higher benefit amount based on your earnings record (as long as the other requirements are met).