MBA offers recommendations on proposed HMDA rule by Tucker, Michael / Mortgage Banking. In a new independent study, the company found that many lenders are leaving themselves vulnerable to fair lending exams and significant penalties by not properly monitoring and managing.
(assorted species, including: Lumbricus terrestris and Lumbricus rubellus). The two most common species of earthworms in Northern Virginia are the Common Earthworm, or nightcrawler (Lumbricus terrestris) and the Red Earthworm (Lumbricus rubellus).These earthworms were introduced from Europe many years ago.arthworms will eat just about anything organic (natural), especially dead leaves and other dead plant material. They will also eat manure (animal poop), some living plants (including Red Clover), and dead animals (carrion). Sometimes they accidentally eat tiny live animals because they are in the soil.
At 70% protein, earthworms make a nice meaty snack for birds, reptiles and mammals, especially moles. Because we certainly don't want to go around wiping out birds, reptiles and mammals, we'll let them have their share. But there are some sinister characters lurking in the soil.hese long, slimy, longitudinal-striped worms with a flattened head -- a native of Indo-China that hitched a ride on greenhouse plants -- will actually melt earthworms with an enzyme before slurping them up. And they do it a lot. Blech. The best control if you see a flatworm is to spray it with citrus oil or vinegar.