Calcium and Dairy. Foods classified by the USDA as dairy products supply calcium to the diet. Calcium is stored in your bones, which makes them dense. Too little calcium in your diet can increase your risk of developing low bone density and fractures.
For example, say that your traditional IRA has a cost basis of $30,000 and is worth $100,000 when you take a $10,000 withdrawal. That means 30 percent of the withdrawal comes out of your cost basis and is tax-free; 70 percent comes from the remainder of the account and is taxable.
The traditional IRA. You can contribute a maximum of $5,500 annually in 2014, and if youâre age 50 and older, you contribute an extra $1,000, which is called a âcatch-up contribution.â All contributions for the 2013 tax year must be made by April 15, 2014.