That means the credit limit, any late payments, etc., could affect your score. And, unless the terms and agreements say otherwise, the credit limit can be changed without your knowledge or approval if the primary borrower is at least 21 years old. Itâs one more reason to keep tabs on your credit scores.
According to developmental studies (and don't ask me why age 5 is an overlap, I am not the one whom created these): 1  Newborn 0-3 months. 2  Infant 4-12 months. 3  Toddler 13 months to 35 months.  Preschooler 3-5 1  yrs. Kindergartener 5-6 yrs (I included this because it is good to know.)
Infants are babies from two months to one year old. Toddlers are babies from one year to four years of age. Others may have different definitions of these terms. For example, some people may consider toddlers to be 18 months old to 3 years old, and a 4-year-old might be considered a preschooler. Merriam-Webster dictionary simply says a newborn is a baby who is recently born and does not put an upper limit to the term.