The PC speaker is normally meant to reproduce a square wave via only 2 levels of output (the speaker is driven by only two voltage levels, typically 0 V and 5 V).
For example, if your payments for March and July 2010 were each one month late, the report may continue to show (for seven years from the date after each payment was due) that you were 30 days late twice in 2010, even though the tradeline for that account also shows your payments for the rest of 2010 were made on time.
Letâs explore how long negative entries remain on your credit report: Late Payments. Late payments will generally remain on your account for 7 years. However, if the account on your credit report reflects current status and payment history, past late payments could remain on your credit report for up to 10 years.