We have 5 children and they all had ear problems growing up. We have used a product called Ear Ease for over 20 years that is awesome. It is a special hot water bottle that you fill with hot water and hold around the ear.
Financial Advisors make money by managing the personal assets of other people. For financial planners and advisors, especially for companies or business, they devise a specific portion off the sale, or charge for their service fees and accept lower interest.
If your programming skills are very good, then there are jobs in quantititative finance. The typical salaries start at $100K-$120K, but usually go up to about $200K with three to five years of experience. The one catch is that you have to move to NYC. The other thing about finance is that the glass ceiling is extremely high.