In order to apply for a Missouri Substitute Certificate, you must submit all of the following items: 1. You will first need to create a profile in our certification system. Please follow the instructions outlined in the Educator Certification System Help Guide for the Certification System. After you have created a profile in our certification system, find the applications link in the menu on the left hand side of the screen to see a list of application types.
Rights of Tenants During a Foreclosure. 1  There are other rights that tenants have in eviction cases done after a foreclosure. 2  If a tenant is not named in the complaint for the eviction, he or she may be able to challenge the eviction at any time during the case or even after the judgment for eviction is made.
Foreclosure is the legal process that allows your lender to take ownership of your property if you donât pay your mortgage. The process usually begins after you miss 4 payments (when your account is 120 days past due). If we canât find another solution â such as a loan modification or short sale â the process ends with your home being sold in a foreclosure sale. We want to help you prevent that outcome. Even after the foreclosure process begins, please work closely with us to find other options.