Refunds. When we receive a refund of tax weâve already paid, itâs a lot like discovering unexpected money in the bank. Everyone likes to see either a windowed envelope containing the stateâs check arrive in the mail -- or perhaps an electronic entry in a bank statement that the refund has already been deposited safely.
How long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.ow long it takes to improve a credit score will depend, in part, on how actively you are trying to improve your score. It also depends on the cause(s) of the credit problem. Because of these and other variables, it's hard to put an exact time frame on it.
Thereâs one more service that can give you earlier access to credit score changes, but only in a narrow set of circumstances. If youâre applying for a mortgage loan, the lender may offer rapid rescoring, a service that will update your credit score within 48 to 72 hours. It doesnât work for every situation. You need to have proof that thereâs inaccurate information on your credit report, like a payment inaccurately reported as late.