These proteins are called lipoproteins. 1  Low-density lipoprotein. High levels of low-density lipoprotein (LDL) can eventually build up within the walls of your blood vessels and narrow the passageways. 2  High-density lipoprotein. This type of lipoprotein is often referred to as good cholesterol.
How deductibles work. Health insurance deductibles are the amount of money you have to pay toward your health care before your insurance starts covering costs. Deductibles can range from a few hundred to thousands of dollars, depending on the policy. Some plans (typically HMOs) donât have a deductible at all. Generally, once you meet your deductible for the year your insurance will require you to pay coinsurance, which is another form of cost-sharing, until you
Difference Between Health Insurance Deductibles and Co-pays. Health insurance deductibles are not the same thing as co-pays. If a health insurance policy has a $50 co-pay and a $500 deductible, then the insured is responsible for paying for the first $500 of health care costs under his policy. After he has met the $500 deductible, then he is responsible for paying a $50 co-pay for each claim filed under his health insurance policy.