Definition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).Hypothermia (hi-poe-THUR-me-uh) occurs as your body temperature passes below 95 F (35 C).efinition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).
On the other hand, discount points can be added at the time of lock or later in the process if you choose to pay to reduce your interest rate. Origination fees are the fees required to originate the loan. They can include processing fees, underwriting fees, administrative fees, and several others. Your loan officer can give you a complete breakdown of these fees as they vary from state to state.
Compute the costs of your mortgage loan points. Mortgage lenders often require an origination fee for the payment of services rendered. Generally, the origination fee is quoted in the form of points or a dollar amount. A point is equal to 1 percent of your loan amount. Purchase transactions allow the buyer or seller to pay for mortgage origination points, while a mortgage refinance requires the borrower to pay for the points.