Definition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).Hypothermia (hi-poe-THUR-me-uh) occurs as your body temperature passes below 95 F (35 C).efinition. Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C).
On the other hand, discount points can be added at the time of lock or later in the process if you choose to pay to reduce your interest rate. Origination fees are the fees required to originate the loan. They can include processing fees, underwriting fees, administrative fees, and several others. Your loan officer can give you a complete breakdown of these fees as they vary from state to state.
1 Lenders may charge an origination fee of up to $6,000 for these loans. 2  For homes worth less than $400,000, the maximum origination fee for these loans is calculated on a sliding scale between $2,500 and $6,000, depending on the value of the home.f you take out more than 60% in the first year, then youâll be charged the 2.5% rate. So, if you can withdraw less than 60% , youâll pay a lot less for mortgage insurance. Hint: To bring your total first-year withdrawal down to less than 60%, try paying your upfront costs out of pocket.