With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Most people who work in forensic psychology are clinical psychologists who choose a coursework track in law or criminal justice. You can also pursue a criminal justice degree with an emphasis on forensic psychology. A masterâs degree is the next step in becoming a psychologist of any kind.Finally, you can go on to complete a doctoral degree if you choose.nother pathway is to study for a degree in criminal justice, with an emphasis on forensic psychology. For example, Kaplan University offers a Bachelor of Science in Criminal Justice, with a focus on Forensic Psychology.