With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Education and Training. All psychologists need at least a master's degree or a doctoral degree, according to the Bureau of Labor Statistics. The majority of forensic psychologists have doctoral degrees along with forensic-specific clinical experience.This typically involves clinical work in a law enforcement forensics lab.sychologists are professionals who study and interpret human behavior. Forensic psychologists work with criminals by analyzing their actions to determine the mental profile and thought processes that drive them. Their work often aids in criminal investigations and tracking serial criminals.