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There is no grace period after signing a car lease. This assumes that there was no misrepresentation or fraud in the inception of the agreement. Also, dealerships generally display a No Cooling Off Period in the financing office and similar language is customarily on the lease and other documents.
While many health and life insurance policies afford a grace period of 30 days â and state law sometimes mandates those grace periods (in New York, you have 31 days) â auto insurance usually doesn't work that way. If you're late in paying your car insurance premium, you're at the mercy of your insurance company. State insurance laws will, however, prescribe the number of days' notice that you're entitled to before the cancellation takes effect. But that's little consolation when you're on the verge of losing insurance.