This article has been adapted from specific stair and railing specifications that are similar among codes and countries (but not identical). -- IBC, IRC, BOCA, Kingston NY Stair Code, New York State Residential Building Code for Stairs (included here), Florida, Pennsylvania, New Jersey, & other sources.
Average APY. According to CNN Money, the average annual percentage yield on a savings account in the United States was just 0.06 percent in 2013. This means that if you nested away $100,000 in the average savings account, it would net you an additional $60 in interest over the course of one year.
The average savings account rate, for example, increased less than 1 percent, to 0.18 percent in January from 0.179 percent in December. The average one-year rate on certificates of deposit among the top nationwide banks increased by more than 2 percent, to 0.88 percent from 0.86 percent.