Cystic fibrosis (CF) is a multisystemic, autosomal recessive disorder that predominantly affects infants, children, and young adults. CF is the most common life-limiting genetic disorder in whites, with an incidence of 1 case per 3200-3300 newborns in the United States. See the cystic fibrosis images below.
As you can see, even if you have pretty good credit, your score can be taken down a few notches just by a single missed mortgage payment. If you are 30 days late on your payment, your 780 credit score can plummet to between 670 and 690. Thatâs a potential drop of more than 100 points. On top of that, it can take someone with good credit about three years to recover the excellent score. All because of one mistake. The question is, how soon will a late mortgage payment be reported to the three main credit bureaus â Experian, Equifax, and TransUnion â once you have missed a payment due date.
Late payments are reported in one of these categories: 30-days late, 60-days late, 90-days late, 120-days late, 150-days late, or charge off. You can recover your credit score from a late payment prior to charge-off by immediately paying on time and staying current with your payments. In a matter of months, your credit score can be back on track as long as you get current and stay current with your payments.