The system is simple and, thus far, largely unavoidable. When a user attempts to make a post, Craigslist asks for verification with a viable phone number. It then automatically calls the number and issues a verification code which must be re-entered for the post to go live.
For the purposes of the IRA distributions, a first-time home buyer is anyone who hasn't owned a present interest in a main home for the previous two years. For example, if your parents have promised to leave you their home in their will, that isn't a present interest in the home, so you still qualify.
So, the first time buyer requirement could be waived ifâ¦. 1  Home is in a designated Targeted Area. 2  Buyers owned a mobile home. 3  Owners of rental property, as long as they have not lived in the property for the last 3 years.  Buyers paying off a construction loan with a term not to exceed 24 months.