The major types of bias in the observation bias group include recall bias, interviewer bias, follow-up bias and misclassification bias. Confounding is sometimes referred to as the third major class of bias. It is a function of the complex interrelationships between various exposures and disease.
Today's mortgage rates - April 20, 2017. Mortgage rates barely moved this week, but did decline just enough for 30-year rates to reach new lows for 2017. According to Freddie Mac, the average conforming 30-year fixed-rate mortgage shed two basis points (0.02 percent) to slide to 4.08 percent. Fifteen-year fixed rate mortgages eased a similar amount, with that .02 decline good enough to tie a low for the year.
The nominal average interest rate is 14.08%, default rate 3.39%, and an average net annualized return (net of defaults and service fees) of 8.93%. The average returns of investment for Lending Club lenders are between 5.47% and 10.22%, with 23 straight quarters of positive returns as of the second quarter of 2013.