This strategy only makes sense after you are already maxing out your 401(k) (and your spouseâs work retirement plan if applicable). There is a way to indirectly contribute to a Roth IRA. Open up and contribute to a traditional IRA, and then convert it to a Roth IRA after holding the funds for one year.
The baby's heart starts to beat at around 6 weeks. You may be able to hear â and see â your baby's heart beat for the first time when you're about 8 weeks pregnant if you have an early ultrasound exam. Otherwise, you'll probably first hear it with a fetal Doppler at a regular prenatal care visit.
This trusty device is also good for listening to babies in utero. Typically you can hear the baby's heart beat at about 18 to 20 weeks, depending on maternal and fetal factors like the weight of mom, the position of your baby, and the location of the placenta. The stethoscope can be purchased at most drug stores, any medical supply store, and many of the uniform stores that cater to medical personnel.