If your child will receive a bone marrow or stem cell transplant from a sibling, you will want to familiarize yourself with both the donation and the transplant process. The child who is the donor will need to understand what will happen during the donation process.
As you can see, even if you have pretty good credit, your score can be taken down a few notches just by a single missed mortgage payment. If you are 30 days late on your payment, your 780 credit score can plummet to between 670 and 690. Thatâs a potential drop of more than 100 points. On top of that, it can take someone with good credit about three years to recover the excellent score. All because of one mistake.
Payment History. As you probably know, late payments will negatively affect your credit score. A 30-day late payment can lower your score anywhere from 60 to 110 points. Just image what an account in collections will do! According to MyFico.com, your payment history makes up 35 percent of your credit score.This is the largest category percentage-wise and it contains these factors: 1  Types of Accounts. 30-day late payment can lower your score anywhere from 60 to 110 points. Just image what an account in collections will do! According to MyFico.com, your payment history makes up 35 percent of your credit score.