A Captive Agent (a.k.a. âexclusiveâ agent) is an agent who works exclusively for one company and one company only. Think of Allstate, State Farm, or Farmers. They have agents, and local agencies, however they only sell their own products. In addition to sales, Captiveâs also typically service your policy too.
42.84 percent of all naturally produced carbon dioxide emissions come from ocean-atmosphere exchange. Other important natural sources include plant and animal respiration (28.56%) as well as soil respiration and decomposition (28.56%). A minor amount is also created by volcanic eruptions (0.03%).7 percent of all human-produced carbon dioxide emissions come from the burning of fossil fuels like coal, natural gas and oil. The remainder results from the clearing of forests and other land use changes (9%), as well as some industrial processes such as cement manufacturing (4%).
Motor vehicle exhaust and industrial emissions, power plants, gasoline vapors, and chemical solvents are some of the major human-made sources of NOx and VOC. Significant natural sources of NOx include lightning, biomass burning, and soil. Vegetation also releases substantial amounts of VOCs. NOx and VOCs are gases are referred to collectively as ozone precursors. Strong sunlight and hot weather cause ground-level ozone to form and reach high concentrations.