The major types of bias in the observation bias group include recall bias, interviewer bias, follow-up bias and misclassification bias. Confounding is sometimes referred to as the third major class of bias. It is a function of the complex interrelationships between various exposures and disease.
Today's mortgage rates - April 20, 2017. Mortgage rates barely moved this week, but did decline just enough for 30-year rates to reach new lows for 2017. According to Freddie Mac, the average conforming 30-year fixed-rate mortgage shed two basis points (0.02 percent) to slide to 4.08 percent. Fifteen-year fixed rate mortgages eased a similar amount, with that .02 decline good enough to tie a low for the year.
As home and auto expenses are typically your largest budget expenses, itâs important to minimize these rates whenever possible. Even a small interest rate hike on a large loan balance can cause a significant increase in monthly debt payments. In 2014, the average 30-year fixed mortgage loan rate was 4.17 percent. In 2015, the average dropped to 3.85 percent, and by June 2016 the rate fell to 3.59 percent.