Here is a list of contact numbers for your credit bureau inquiries: Equifax Inc. For credit-related concerns: Call 1-800-685-1111 to get a free credit report using the Fair and Accurate Credit Transactions Act.
California provides an exception-You can record someone without their consent, if it will be used to prove kidnapping, extortion, bribery, or a violent felony. Most states will not allow you to record someone in furtherance of your own crime or tort.
You also need a (different) license, if you record copyright protected music. The moment you give only one copy to someone else, you are distributing or duplicating the music and it is no longer your personal use, you must get a license to do so first.nly if this someone else-the composer-is dead for more than 50 years, you are probably no longer required to obtain permission, since the copyright expires after this time period and the music becomes public domain.