House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
Generally a good credit score is considered to be above 720. This is when you will receive the best interest rates. If you want a good credit score you should make sure to pay all your bills early, every time. If you canât pay them all then at least try to pay more then the minimum payments.our total âcredit lineâ or âcredit limitâ on your credit cards would then be $8,000. If you carry a total balance on both cards of 4,000, your total balance would be occupying 50% of your total credit limit, this is not good for your credit score.