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There is no grace period after signing a car lease. This assumes that there was no misrepresentation or fraud in the inception of the agreement. Also, dealerships generally display a No Cooling Off Period in the financing office and similar language is customarily on the lease and other documents.
If you are unable to pay for your car insurance by the due date than your policy will normally cancel on that day and your car will be uninsured. In general there is no type of grace period for car insurance policies so if you do not pay on time the policy terminates and you are without coverage.