If your child will receive a bone marrow or stem cell transplant from a sibling, you will want to familiarize yourself with both the donation and the transplant process. The child who is the donor will need to understand what will happen during the donation process.
As you can see, even if you have pretty good credit, your score can be taken down a few notches just by a single missed mortgage payment. If you are 30 days late on your payment, your 780 credit score can plummet to between 670 and 690. Thatâs a potential drop of more than 100 points. On top of that, it can take someone with good credit about three years to recover the excellent score. All because of one mistake.
Your credit score is an important number. It is how a lender or creditor quickly decides whether or not you are creditworthy. Most credit scores range from 300 to 900 points and the higher your credit score, the better. 30-day late payment can lower your score anywhere from 60 to 110 points. Just image what an account in collections will do! According to MyFico.com, your payment history makes up 35 percent of your credit score.