House of Representatives and Senate offices will provide health coverage to Members of Congress and designated staff through the Small Business Health Options Program (SHOP). SHOPs were established to administer group health benefits to employees of small businesses.
Individuals with no credit history will have a score of -1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.
If your credit score dropped by a negligible amount when you paid off your debt, you likely donât need to worry. Hereâs a secret: You donât need a score of 850 to get the best terms on credit. A score of 720 or above is in the âexcellentâ credit score range.