With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Forensic psychologists are first licensed clinical psychologists, with a Ph.D. or Psy.D. degree and post-doctoral specialization in forensics. The demand for forensic psychologists is growing, and more graduate schools are offering tracks in forensics.he Work of Forensic Psychologists. Often called the study of criminal minds, forensic psychologists are concerned with the behavior of criminals, their victims, witnesses, judges and juries.