Here is a list of contact numbers for your credit bureau inquiries: Equifax Inc. For credit-related concerns: Call 1-800-685-1111 to get a free credit report using the Fair and Accurate Credit Transactions Act.
California provides an exception-You can record someone without their consent, if it will be used to prove kidnapping, extortion, bribery, or a violent felony. Most states will not allow you to record someone in furtherance of your own crime or tort.
In Illinois, you need permission to record someone's voice or you can be charged with electronic evesdropping. The only time your allowed to have your voice recorded is on a traffic stop and only a traffic stop..any other contact with police cannot be recorded unless they have a warrant.