With a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.With a Variable Annuity, money is placed in market-based investments. This may include stocks, bonds, mutual funds, or money markets.ith a Fixed Annuity, money is placed in fixed-rate investments such as bonds, where it will earn a fixed interest rate for a certain period of time. For most fixed annuities, a minimum interest rate is guaranteed. With a Fixed Annuity, the insurance company is taking the investment risk.
What education or certification will I need to become a forensic psychologist? Most forensic specialists need at least a four-year bachelorâs degree and sometimes a masterâs degree, which will take one- to-two years to obtain.
Many people who earn a master's degree in forensic psychology go on to earn a doctorate in clinical or counseling psychology. Any psychologist who provides counseling services is required to earn a state license.tudents also learn to provide defendants and criminals with counseling and rehabilitation services. Some programs emphasize a certain aspect of forensic psychology, such as juvenile justice. 1  Prerequisites: Bachelor's degree in psychology, criminal justice, sociology or related subject.