Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
Filing for bankruptcy can provide a temporary stop to a utility shut-off, but youâll have to provide some proof that you can pay future bills if you want to keep the termination at bay permanently. To learn more, see Using Chapter 7 Bankruptcy to Prevent a Utility Shut-Off. This is an excerpt from Nolo's Solve Your Money Troubles: Debt, Credit & Bankruptcy, by Margaret Reiter and Robin Leonard.