Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
Even if a portion of your medical debt is paid through your bankruptcy, the remainder will be wiped out when you receive your discharge. So if you are struggling with large amounts of medical debt, a Chapter 7 bankruptcy may be your easiest and best option to relieve this burden.