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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Yes, it sounds crazy if your goal was to borrow without a cosigner. But that might not be feasible, or it might be several years before you can pull it off -- and even then you might not have the credit scores you need. If youâve tried everything else, consider asking somebody to cosign a student loan for you.