One of the easiest and most helpful estate planning tools to use is also the easiest to mess up. All too often IRA owners commit costly errors on their beneficiary form that negate their best intentions, leaving loved ones out in the cold.
This was also around the time that the first debate over GMO health risks began to emerge. In 1976, biotechnology became commercialized, allowing companies to experiment with inserting genes from one species into another â whether for medicinal, food, or chemical reasons. 1982.
The pharmaceutical industry is another frontier for the use of GMOs. In 1986, human growth hormone was the first protein pharmaceutical made in plants (Barta et al ., 1986), and in 1989, the first antibody was produced (Hiatt et al ., 1989).