Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
No, they are in violation of the bankruptcy discharge. If this debt was not included in your bankruptcy, then, yes, the creditor can attempt to collect the debt from you. You will need to amend your bankruptcy to include this creditor. No, send them a copy of your discharge.