However, most charters usually include the corporation's name, the location of its head office, the date of incorporation, the amount/type of stock to be issued and any restrictions on areas of business activity or further share issuances.
Buy or refi for less with a 3.0%, 15-year home loan National Mortgage Alliance has one of spring's best nationally available deals on a 15-year fixed-rate home loan. It's charging well below the current average cost for these loans and this deal is available to borrowers nationwide.
Rate-and-term refinancing. For borrowers who have a non-FHA loan and as little as 3.25% equity in their homes. Conventional lenders want borrowers to have at least 20% equity to refinance. If you have 5% to 19.99%, you'll have to pay private mortgage insurance. With equity between 3.25% and 5%, the FHA is your best bet. The FHA's rate-and-term refinance might also make sense if you have plenty of equity but your credit score has declined.