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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
No Cosigner Student Loans. No cosigner student loans are available for students who have an established credit record with a good credit score. It is uncommon for students to qualify for private student loans without a cosigner, as most students lack a good credit score or have no credit history. If youâre looking for a private student loan, there are a wide variety of options. 2  Some of the student loans available to you may not require a cosigner. 3  We provide a free loan search tool to help you compare all the loan options available to you, some of which may not require a cosigner.