Like arthritis, however, fibromyalgia can cause significant pain and fatigue, and it can interfere with a personâs ability to carry on daily activities. Also like arthritis, fibromyalgia is considered a rheumatic condition, a medical condition that impairs the joints and/or soft tissues and causes chronic pain. person may have two or more coexisting chronic pain conditions. Such conditions can include chronic fatigue syndrome, endometriosis, fibromyalgia, inflammatory bowel disease, interstitial cystitis, temporomandibular joint dysfunction, and vulvodynia.
In a whole life policy, as long as every premium payment is made, the death benefit is guaranteed to the maturity date in the policy, usually age 95, or to age 121. A UL policy lapses when the cash valueis no longer sufficient to cover the insurance and policy administrative expense.
Whole life insurance belongs to the cash value category of life insurance, which also includes universal life, variable life, and endowment policies. The other major form of life insurance is term life, which may be individual term policies or group term certificates. As a general rule, term life is intended for temporary use and has no cash value.