The benefits of sending your transfer in local currency instead of U.S. dollars include: 1  Receive competitive foreign exchange rates-with TD Bank, you get the benefits of being a customer. 2  Fewer fees-correspondent banks often charge additional, and sometimes higher, fees for exchanging currency along the way.
What is the difference between Verbal and Written Warning? â¢ Definition of Verbal and Written Warning: â¢ A verbal warning is a warning given by a supervisor or manager of an employee in relation to an issue concerning the employeeâs behaviour or performance at work. â¢ A written warning is a letter issued by the company stating the problem pertaining to the conduct or performance of the employee and the consequences if it is not rectified.
How to Respond to a Verbal Warning at Work. 1  A verbal warning is given by employers, supervisors or upper management to an employee to indicate that the employeeâs behavior in the office is inappropriate or that his or her work is substandard. A verbal warning gives the employer a chance to discuss the employeeâs behavior based on a warning rather than a written memo that goes in the employeeâs file. It can be as simple as âdo not do that againâ and nothing more is said about it, or it can be the first step in taking severe action.