Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
If you cannot discharge your medical bills by filing chapter 7 bankruptcy than you may be able to restructure your medical bill payments with a chapter 13 bankruptcy payment plan. This plan is for 3 or 5 years and may allow you to pay only a portion of the debts you owe.