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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Just like with a personal loan, an auto loan, a mortgage or a credit card balance, your cosigner will be legally responsible to make the payments if you default on your student loans. Yes. A release is typically an available option for cosigners, especially for student loans.