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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
For instance, if you had $50,000 in private student loans that are forgiven and your cosignerâs tax rate averages 25%, theyâll have to pay $12,500 in taxes. Thatâs still better than $50k in loans, but can cause money woes for your cosigner or joint debtor.