The benefits of sending your transfer in local currency instead of U.S. dollars include: 1  Receive competitive foreign exchange rates-with TD Bank, you get the benefits of being a customer. 2  Fewer fees-correspondent banks often charge additional, and sometimes higher, fees for exchanging currency along the way.
What is the difference between Verbal and Written Warning? â¢ Definition of Verbal and Written Warning: â¢ A verbal warning is a warning given by a supervisor or manager of an employee in relation to an issue concerning the employeeâs behaviour or performance at work. â¢ A written warning is a letter issued by the company stating the problem pertaining to the conduct or performance of the employee and the consequences if it is not rectified.
Each and every employee has the right to respond to a warning letter and give his or her share of explanation to the accountable authorities. Because you would have no proof for a verbal response, it is strictly advisable to respond in writing. Here is what you should ideally do. Read the Warning Letter Carefully The first and foremost thing that you need to do when it comes to responding to the warning letter is to understand the allegations that have been made against you.