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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Most private student loans require a creditworthy cosigner. Borrowers may need a cosigner if they have bad credit or if they have a thin or non-existent credit history. Even when the borrower has very good credit, adding a cosigner can lead to a lower interest rate and higher loan limits.