How Often Santa Barbara Has Cold Temperatures. Cold weather is almost unheard of in Santa Barbara. Normally every day warms up to at least 50 degrees F. Only about nine nights a year cool down to 40 Â°F or less.
Catastrophe definition, a sudden and widespread disaster: the catastrophe of war. See more.
Catastrophe insurance is different from other types of insurance in that it is difficult to estimate the total potential cost of an insured loss and a catastrophic event results in an extremely large number of claims being filed at the same time.