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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
In general, you will need to meet the following requirements to get approved for a private student loan without a cosigner: - Have a good credit history. Most private student loan lenders are looking for individuals with a credit score of 660 and above. For students with little credit history, this might be a challenge. Having no credit history will make you ineligible for educational debt without a cosigner.