Like arthritis, however, fibromyalgia can cause significant pain and fatigue, and it can interfere with a personâs ability to carry on daily activities. Also like arthritis, fibromyalgia is considered a rheumatic condition, a medical condition that impairs the joints and/or soft tissues and causes chronic pain. person may have two or more coexisting chronic pain conditions. Such conditions can include chronic fatigue syndrome, endometriosis, fibromyalgia, inflammatory bowel disease, interstitial cystitis, temporomandibular joint dysfunction, and vulvodynia.
What is 'Equity-Indexed Universal Life Insurance'. A permanent life insurance policy that allows policyholders to tie accumulation values to a stock market index. Indexed universal life insurance policies typically contain a minimum guaranteed fixed interest rate component along with the indexed account option.
Indexed universal life (IUL) allows the owner to allocate cash value amounts to either a fixed account or an equity index account.Policies offer a variety of well-known indexes such as the S&P 500 or the Nasdaq 100.or example, if the gain is 6%, the participation rate is 50% and the current cash value total is $10,000, $300 is added to the cash value [(6% x 50%) x $10,000 = $300]. IUL policies typically credit the index interest to cash accumulations either once a year or once every five years.