Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
How long do you wait to plug in a refrigerator after it has been laid flat down to move it? 24 hours. the longer the better to allow compressor oil to settle. How long can sod sit before laying it down?   Sod can be palletized for different amounts of time depending on the weather.
2 Answers from these members: It is recommended that you wait 24hours before adding food so that the refrigerator can reach its cooling point. Its definitely a good idea to wait at least 24 before plugging in your refrigerator after having it delivered on its side.