They have an extra insurance policy, known as umbrella or excess liability coverage, which takes care of their liability for the lawsuits and medical bills of the auto accident victim  or of the teenage guest who dives into the shallow end of the swimming pool or the deliveryman who trips on the front steps.
Hydrocodone is in a group of drugs called narcotic pain relievers. Acetaminophen is a less potent pain reliever that increases the effects of hydrocodone. The combination of acetaminophen and hydrocodone is used to relieve moderate to severe pain. Acetaminophen and hydrocodone may also be used for purposes other than those listed in this medication guide.
Vicodin: The Strongest Form of Hydrocodone. Vicodin is one of the most popular prescription painkillers and one that is frequently abused. This drug contains up to six times the typical dose of hydrocodone (approximately five milligrams), plus 500 milligrams of acetaminophen. While hydrocodone was first discovered in the 1920s, acetaminophen has been used ever since 1893, when it was derived from a byproduct of coal/tar distillation.