If your AGI ranges between $100,000 and $109,000, you can use a worksheet included with Schedule A of your income tax form to determine how much you can deduct from your taxes. Borrowers with an AGI less than $100,000 can deduct 100% of their PMI premiums. The PMI tax deductions are effective for both home purchase and refinancing transactions. Depending on household income, both FHA MIP and USDA can be deductible as well. If you own the property jointly, or if another person paid a portion of the insurance premiums, you can claim only the amount that you paid.
27th Amendment   The most recent amendment is the 27th, which prevents raises that congressmen give themselves from taking effect before the next election.
Of the 22 other states to pass right-to-work laws since 1947, Idaho, which passed a law in 1985, and Oklahoma, which passed one in 2001, are the most recent. The passage of a right-to-work law in Indiana, which has long had strong unions, represents a new phase of the battle over the laws. As Abby Rapoport recently explained in the American Prospect, most previous right-to-work laws were passed in states without a strong organized labor presence: