One of the easiest and most helpful estate planning tools to use is also the easiest to mess up. All too often IRA owners commit costly errors on their beneficiary form that negate their best intentions, leaving loved ones out in the cold.
This was also around the time that the first debate over GMO health risks began to emerge. In 1976, biotechnology became commercialized, allowing companies to experiment with inserting genes from one species into another â whether for medicinal, food, or chemical reasons. 1982.
Consumers in industrialized countries enjoy a plethora of food choices, with increasing availability of both organic products and those resulting from biotechnology. Genetically modified (GM) crops were first made available in 1996 to producers for use in major crops. Since introduction, production has exploded.