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While fat and oil lipids have three fatty acid chains joined to a glycerol molecule, phospholipids have two chains joined to the glycerol with a phosphate group, which you might have guessed from the first part of this lipid type's name. Phospholipids are the main constituent of cell membranes.
The lipids are a heterogeneous group of compounds which are relatively insoluble in water and soluble in non-polar solvents. Triglycerides (TGs), cholesterol, and phospholipids are the major lipids in the body. They are transported as complexes of lipid and proteins known as lipoproteins. TGs (triglycerides) : TGs are formed by combining glycerol with three molecules of fatty acid.