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Hopeful couples discover that adoption or gestational surrogacy costs from tens of thousands of dollars to more than $100,000. (And that's on top of the thousands of dollars many have already shelled out on fertility treatments, to say nothing about the emotional toll.)
When using a private agency to adopt a child, expect costs to range in the tens of thousands of dollars, with many adoptions costing on average from $20,000 to $40,000. Adopting an infant usually costs less, totaling anywhere from $15,000 to $35,000. How adoption works. The adoption process proceeds depending in large part on whether you seek a newborn or an older child. Older children usually find themselves in the foster care system of their respective state.