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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
Funding Your Education Without a Cosigner. College funding is available for students with little or no credit. A cosigner increases your access to conventional loans, but there are other forms of financial aid that you can seek without help.Federally funded loans provide the greatest access to college aid, for students without cosigners.unding Your Education Without a Cosigner. College funding is available for students with little or no credit. A cosigner increases your access to conventional loans, but there are other forms of financial aid that you can seek without help.