An HSA just doesnât cover major medical expenses as well as a PPO plan, or even as well as an HMO health insurance option. That means the unforeseen could become the unfortunate, with skyrocketing expenses that will quickly empty the health savings account and leave the patient in a very tough place.hen medical costs arise, that health savings account is used to cover the cost of procedures and prescriptions that might be required by the customer. Deductibles and copays with this plan are quite high when compared to HMO and PPO plans.
Always and Forever is an R&B song written by Rod Temperton and first recorded by the British-based multinational funk-disco band Heatwave in 1976. Released as a single in 1977, the song is included on Heatwave's debut album Too Hot to Handle and has been covered by numerous artists.
 Always  is a popular song written by Irving Berlin in 1925, as a wedding gift for his wife Ellin McKay, whom he married in 1926, and to whom he presented the substantial royalties.The song was supposed to be used for the Marx Brothers ' Broadway musical The Cocoanuts but was cut by Berlin during out-of-town tryouts.n 1928, this song was featured multiple times in the Universal partial talkie feature Lonesome. This love story is about 2 strangers who meet one day on Coney Island. He plays a 78 rpm disk in his apartment and she also thinks of the song on her own.