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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
A cosigner is not required for student borrowers but is recommended to help students without strong credit records qualify for the loan and get a better rate, according to Sallie Mae. College graduates can apply for a cosigner release after making 12 consecutive monthly payments on time.