Fiscal Intermediaries are not service providers. A Fiscal Intermediary is an administrative and fiscal agent that assists you to use the money you get from DMR to pay for the services and supports you need. An FI is not able to make decisions about the amount or type of services you receive.
The ocean holds 97 percent of the Earth's water; the remaining three percent is freshwater found in glaciers and ice, below the ground, or in rivers and lakes The ocean holds 97 percent of the Earth's water; the remaining three percent is freshwater found in glaciers and ice, below the ground, or in rivers and lakes
In his textbook ''Introduction to Oceanography,'' Dr. Ross estimated that the ocean had 97.2 percent of the earth's total water and put the freshwater ice caps and glaciers at 2.15 percent. Saline lakes and inland seas would add a trace of salt water, or 0.008 percent of the global total. Relatively small amounts of fresh water are also found in groundwater (0.625 percent of total water), freshwater lakes (0.009 percent), the atmosphere (0.001 percent) and rivers and streams (0.0001 percent.)