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A:Yes, a student can get a loan without a cosigner. Usually, federal loans do not require cosigners or even a credit score. These loans are designed for students in need of financial help. They are easy to get, requiring students to simply demonstrate a financial need through a FAFSA form.
if you do not have a high enough income at a job where you have worked at least 3 years (and they usually require at least 5 years in the same field) with a very low debt-to-income ratio... then it would not matter if you had a credit score of 800.. you would still need a cosigner for a private student loan.