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1 The costs will depend on the insurance company, the state in which you do business and the type of inflatable bounce houses you rent. 2  However, plan on budgeting $800 to $2,000 per year, per unit, for a standard bounce house insurance policy. If you own a company that rents out bounce houses for parties or other events, bounce house insurance is going to be one of the biggest expenses for you and your company. 2  On average, be prepared to spend anywhere from $750 to as much as $2,000 per year for a $50,000 per person policy.