Vesicles can form naturally, for example, during the processes of secretion (exocytosis), uptake (phagocytosis and endocytosis) and transport of materials within the cytoplasm. Alternatively, they may be prepared artificially, in which case they are called liposomes.
A time deposit ( also known as a certificate of deposit in the United States , a term deposit , particularly in Canada , Australia and New Zealand ; a bond in the United Kingdom ; Fixed Deposits in India , Sri Lanka , Malaysia and in some other countries ) is a money deposit at a banking institution that cannot be withdrawn for a specific term or ...
This is referred to as a time deposit. The most common type of time deposit account is a certificate of deposit. When you open a certificate of deposit, you are committing to not touch the money until the certificate expires. You can choose the term of the account, usually anywhere from a few days to several years.