9 Causes of Leaky Windows. One of the main reasons to ensure your windows are watertight is to keep moisture out of the walls. Once inside your walls, moisture can cause rot, mold and pest problems. Keeping water at bay would be easier, of course, if our homes had no openings for doors and windows. But of course houses do have what those in the building trades refer to as penetrations.
A âhold harmlessâ agreement, on the other hand, is one party agreeing not to hold the other party responsible for any loss, damage, or legal liability that may arise from the matters made the subject of the agreement.
Employment Practices Liability â EPL Insurance. Definition â Employment Practices Liability Insurance (EPL Insurance) is a policy covering wrongful acts committed by directors and officers, management personnel and employees arising from the employment process. The most common covered claims include: wrongful termination, discrimination, sexual harassment and retaliation.