Tears of the labrum from the front-bottom portion of the glenoid typically occur with a dislocated shoulder. This particular tear is coined a Bankart lesion. The major stabilizing ligaments of the shoulder attach to this portion of the labrum, the inferior glenohumeral ligaments (IGHL). Tears of the posterior labrum can occur either from a dislocation, fall, or overhead sports.
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Interest rates on such loans are higher than the standard market by three-quarters of a percentage point to 1.5 percentage points or even more, depending on the lender and the application specifics. âQMâ refers to the federal Qualified Mortgage rules that are designed to foster safe lending. They ban certain loan features such as negative amortization and interest-only payments; set a 43 percent ceiling for debt-to-income ratios; and impose a 3 percent limit on total loan fees, among other requirements.