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Cost of Car Insurance in Maine: by City. Below is the full list of 51 cities and towns included in our Maine study. They span in costs from $1,039 on the cheapest end to $1,224 on the most expensive end. The cities and towns with the five most affordable car insurance in Maine averaged an annual rate of $1,047 for our driver.
Three other states had average rates above $2,000 a year: Oklahoma, Montana, and Washington, D.C. Only Vermont ($995) averaged below $1,000. But South Carolina at $1,095 was not far above that mark. Both states encourage competition among auto insurers.â¬Â¢ Ã¢ michigan is the only state that guarantees unlimited personal injury protection payments to people injured in auto. Accidents insurance companies pay up to480,000 480000 in each, case plus up to three years of lost. Wages a state fund chips in on higher. Settlements but assessments for that fund also add to. rates