Cancer health disparities are adverse differences between certain population groups in cancer measures, such as: incidence (new cases), prevalence (all existing cases), morbidity (cancer-related health complications), mortality (deaths), survivorship and quality of life after cancer treatment, burden of cancer or related health conditions, screening ...
That is because Term Life Insurance fulfills the true definition of Life Insurance â to replace lost income due to premature death. Term Insurance provides a death benefit for a set period of time and does not build up cash value. It's often used to provide temporary protection for a mortgage, business bank loan or as income replacement of a breadwinner. Term Life Insurance can provide maximum death benefit at the lowest cost. The most common type of Term Insurance is Guaranteed Level Premium Term Life Insurance. Depending on age, you can get terms of 10, 15, 20 and 30 years. The premium is guaranteed not to increase for the life of the term period.
The best reason to consider whole-life or universal-life insurance isnât the accumulating cash value, although thatâs part of the deal. The real issue is whether youâll need coverage beyond 20 or 30 years -- or after age 65, when term gets expensive.lso consider how many years youâll need insurance. If youâre in fine physical shape, you can buy a new policy and lock in the price for 20 years. Because prices for term have been dropping steadily, you may not pay much more to extend your coverage if you reshop in, say, five years.