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It has to be deposited or cashed within 6 months of the date written on the check then it becomes void. If the company does not cash it within 6 months they can no longer cash it and a new check would have to be issued. Source(s): I used to work as a teller for Washington Mutual.
Generally, it takes about eight days for a check to clear once it`s deposited at the receiving bank, no matter which one it is, so long as both are in the US. Using bill pay through your bank will get bills paid much faster, but writing a personal check will take those eight days.