An El Nino niÃ±o typically leads to more storms Targeting california since the jet stream and resultant storm track dips southward across the state and pulls in tropical. Moisture the stronger The El, nino niÃ±o the farther to the south the jet stream. will dip
In 2015, you can make a contribution of up to $24,000 to your 401(k), 403(b) or governmental 457(b) plan ($18,000 regular and $6,000 catch-up contributions) and $6,500 to a Roth IRA ($5,500 regular and $1,000 catch-up IRA contributions) for a total of $30,500 for 2015.n 2015, you can make a contribution of up to $24,000 to your 401(k), 403(b) or governmental 457(b) plan ($18,000 regular and $6,000 catch-up contributions) and $6,500 to a Roth IRA ($5,500 regular and $1,000 catch-up IRA contributions) for a total of $30,500 for 2015.
Roth IRA Saves the Day. The great part about saving for retirement without a 401(k) or 401(k) match is that you can take full advantage of a Roth IRA. Currently, you can contribute $5,500 a year to your Roth IRAâ$6,500 if youâre 50 or older.You can choose from thousands of mutual funds, making it easy to diversify your investments between the four categories Dave recommends: growth, growth and income, aggressive growth and international.o be eligible to contribute to a Roth IRA, you must: âHave an earned income. âHave a modified adjusted gross income thatâs less than $178,000 for married couples filing jointly or $112,000 for single people. Married couples can have two Roth IRAs even if one spouse does not have an earned income.