They run monthly Credit Checks and if they do not like your credit score, they will close your account. The 1 time credit check to open the credit card is not a one time thing. I paid on time and paid off my balances every single time. I lost my job and couldn't afford to pay my credit card off for 1 month.
A similar survey by the American Medical Group Association rated orthopedic spinal surgeons as the highest-paid of all physicians at a median income of $688,503 per year. Orthopedic joint replacement surgeons were second at $605,953 per year, ahead of neurosurgeons at $592,811.
Other top income earners include cardiologists and gastroenterologists, both of whom make more than $370,000 annually. The doctors who get paid the least every year are pediatricians and physicians in family practices. In both cases, those physicians earn an average of less than $200,000 annually. Source: Medscape.