If you have, there is a good chance that you have black toe nail fungus. While this generally isnât a health issue, it can look very unsightly and cause embarrassment when your feet are showing. This has actually become quite a problem for people who like to walk around in public places without footwear.
Nonqualified Plans. IRS-qualified pension plans offer tax benefits to contributors, whether it is the employer or employee making contributions, or both. In many cases, however, tax deductibility is not an issue, as most contributions are made pre-tax, eliminating the need for tax deductions on your annual return.
Employees make pre-tax contributions in the form of payroll deductions, and that money grows tax-deferred until retirement. As with 403(b) plans, many of these employers have a separate, primary retirement plan â often a Defined Benefit pension. Employers can legally engage in matching contributions, and this is more common with a 457 than a 403(b) â but not as common as with 401(k) plans.