The challenge forthe early 1990s is how to interpret these trends and what they portendfor the future of the HMO industry and the role HMOs play in the U.S.health care system.
And just a word of caution, if you are applying for passports for the very first time, give yourself an ample window by which to have everything in order and over to Disney Cruise Line for verification. They will ask you for you passport number 75 days prior to your cruise departure date.
Cruise Critic learned of the policy change from forum member elephant98, who will be sailing on a Disney ship next year with a baby less than six months old. He posted information from an email Disney sent him, in which it was stressed the new restriction applies to new bookings only.