Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. Thatâs because most creditors need to see your credit report before they approve a new account. If they canât see your file, they may not extend the credit. Does a credit freeze affect my credit score? No. A credit freeze does not affect your credit score. A credit freeze also does not: prevent you from getting your free annual credit report
Multinodular goiters can be either a toxic multinodular goiter (i.e. makes too much thyroid hormone and causes hyperthyroidism) or non-toxic (i.e. does not make too much thyroid hormone).
Multi family simply means the property has more than one living unit (duplex or above). Usually this means separate utility meters and will be sold as real estate that can be rented out to multiple families. A home with a guest house on the property is generally not considered multi-family. Remember that if you are looking on purchasing a multi-family property a standard residential mortgage will only apply for up to 4 units. Once the number goes above 4 the buyer will need to get commercial financing.