For other uses, see HMO (disambiguation). In the United States a health maintenance organization (HMO) is a medical insurance group that provides health services for a fixed annual fee.
NCAA Division I. Main logo used by the NCAA in Divisions I, II, and III. Division I (D-I) is the highest level of intercollegiate athletics sanctioned by the National Collegiate Athletic Association (NCAA) in the United States.
The National Collegiate Athletic Association (NCAA), and the National Association of Intercollegiate Athletics (NAIA), are two separate governing bodies of college athletics. The NCAA is the governing body for around 1200 schools. It consists of three divisions (Division I, II, and III) and oversees 23 sports.