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You can only claim deductions for the period during the year that the property is rented or is available for rent. If you live in a property and intend to rent it out in future, investment property depreciation is not available to you until it is used for rent generation.
Danielle Sha, Agent, Cape Coral, FL. You can use an IRA to purchase investment property but not a 401k. It would be considered a cash purchase though, restricted by the amount held in your IRA. Also, you can partner up with other IRA's and buy investments in a pool.Title will be held in name of the IRA(s) and payments will be made back to the IRA.anielle Sha, Agent, Cape Coral, FL. You can use an IRA to purchase investment property but not a 401k. It would be considered a cash purchase though, restricted by the amount held in your IRA. Also, you can partner up with other IRA's and buy investments in a pool.