A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
The 2000 Census reported the population of the metropolitan area to be 3,251,876. As for the 2010 Census, the two-county metropolitan area was reported to have a population of 4,192,887. Metro Phoenix grew by 941,011 people from April 2000 to April 2010, making it one of the fastest growing metro areas in the country. This also contributed to the entire state's exceptional growth, as the area is home to just over two-thirds of Arizona's population.