That is a missionary; and the blacks are not Freedmen, as you suppose, but Cannibals. Punchinello, Vol. 1, No. 7, May 14, 1870 Various It is important that we keep the missionary motive on the right basis.
Banking and Loans. Annual Percentage Rate (APR) is a tool for understanding the cost of a loan, whether it's a credit card or a mortgage. Although APR is not perfect, it gives you a nice standard for comparing interest and fees from different lenders.
(Note: this includes brokers, professionals and craftsmen as will as financial intermediaries, unless exempt.) The APR is the yearly cost of credit stated to the nearest one-eighth of 1 percentage point in regular transactions and the nearest one-fourth of 1 percentage point in irregular transactions.