That is a missionary; and the blacks are not Freedmen, as you suppose, but Cannibals. Punchinello, Vol. 1, No. 7, May 14, 1870 Various It is important that we keep the missionary motive on the right basis.
Banking and Loans. Annual Percentage Rate (APR) is a tool for understanding the cost of a loan, whether it's a credit card or a mortgage. Although APR is not perfect, it gives you a nice standard for comparing interest and fees from different lenders.
APR is used to evaluate the true cost of borrowing money. It includes the interest rate offered on your mortgage, as well as points, mortgage origination fees and other costs associated with obtaining a loan. Youâll notice the APR is usually higher than your interest rate because it encompasses all these loan costs.