Cottage cheese is rich in protein, vitamins, and minerals like calcium, which are important nutrients for continued good health. However, the sodium in cottage cheese might work against the benefits. As with anything, moderation is key. Basic Report: 01015, Cheese, cottage, lowfat, 2% milkfat.
Long-term disability insurance: What happens if your short-term disability coverage runs out and youâre still out of work? In that case, youâd turn to long-term disability, which typically kicks in after youâve been out of work for an extended period of time, such as 180 days. But long-term disability policies are quite different from their short-term peers. In particular, long-term policies typically cover only about 60% of your salary.
Long Term vs. Short Term Disability Insurance. Disability insurance is an insurance policy that covers some of an individual's lost income while that individual is unable to work due to an illness or injury. Some disability insurance policies cover workers for a short period of a matter of months, while others provide stable benefits for decades. Deciding whether to get short term, long term, or both types of disability insurance depends on the individual worker's needs, expectations, and budget.