If you have, there is a good chance that you have black toe nail fungus. While this generally isnât a health issue, it can look very unsightly and cause embarrassment when your feet are showing. This has actually become quite a problem for people who like to walk around in public places without footwear.
Nonqualified Plans. IRS-qualified pension plans offer tax benefits to contributors, whether it is the employer or employee making contributions, or both. In many cases, however, tax deductibility is not an issue, as most contributions are made pre-tax, eliminating the need for tax deductions on your annual return.
With a defined-benefit plan, the employer, and sometimes the employee, makes contributions to the account, and the employee is guaranteed a set amount of income after retirement, regardless of market conditions, the performance of the investments or the longevity of the retired employee.