A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
Compared with other cities of similar size, Phoenix has a low population density. New U.S. Census Bureau data show Phoenix has a low population density compared with other major metros across the U.S. Of U.S. metros with at least 50,000 people, Phoenix ranks 57th for population density. As of 2010, (the most recent data available), there were 3,165 people per square mile in the Phoenix metro area. More than 3.6 million people in the metro area were spread over 1,147 square miles.