For other uses, see HMO (disambiguation). In the United States a health maintenance organization (HMO) is a medical insurance group that provides health services for a fixed annual fee.
NCAA Division I. Main logo used by the NCAA in Divisions I, II, and III. Division I (D-I) is the highest level of intercollegiate athletics sanctioned by the National Collegiate Athletic Association (NCAA) in the United States.
Division III is the largest of all of the NCAA divisions. In Division III, there are 444 institutions and more than 170,000 student-athletes. A key difference in Division III is that there are no athletic scholarships. However, a majority of the athletes are on some form of academic or need-based aid.