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A Chapter 7 bankruptcy case is scheduled for discharge 60 days after the completion of the 341 meeting. Generally, bankruptcy courts have a large number of cases, and you may not receive the actual discharge for a few days or a few weeks.
Thatâs a really interesting question. By law, bankruptcy can be reported for ten years from the filing date. The fact that the major credit reporting agencies remove Chapter 13 cases 7 years after filing is voluntary. So they arenât under any legal obligation to remove it that I am aware of. However, the intent of that program is to give you âcreditâ so to speak for repaying some of your debt.