Take advantage of cooler weather to grow a spring garden in the fall. Broccoli, kale, spinach, lettuce, and other early spring crops grow well in the cooler weather of fall, and youâll like the benefits: fewer insects, less sweat, a sweet flavor brought on by frost, and an extended harvest season in milder climates. The farther south you live, the longer the life of your fall garden.
A. A private exchange is simply an online resource set up by brokers, insurance carriers or benefit consultants, where individuals and employers can shop for health insurance, enroll in a plan, and receive customer support as needed.
An Employee Stock Ownership Plan (ESOP) is an employee benefit plan which makes the employees of a company owners of stock in that company. Several features make ESOPs unique as compared to other employee benefit plans. First, only an ESOP is required by law to invest primarily in the securities of the sponsoring employer. Second, an ESOP is unique among qualified employee benefit plans in its ability to borrow money. As a result, leveraged ESOPs may be used as a technique of corporate finance.