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A Chapter 7 bankruptcy case is scheduled for discharge 60 days after the completion of the 341 meeting. Generally, bankruptcy courts have a large number of cases, and you may not receive the actual discharge for a few days or a few weeks.
A common bankruptcy myth is that it takes seven (7) years after filing bankruptcy before you can get new credit. This is simply untrue. Any kind of bankruptcy can be reported on your credit for up to ten (10) years but this does not mean that you canât obtain new credit during the ten (10) year period.In fact, most of our clients receive letters shortly after they receive their bankruptcy discharge with offers of new credit.ny kind of bankruptcy can be reported on your credit for up to ten (10) years but this does not mean that you canât obtain new credit during the ten (10) year period. In fact, most of our clients receive letters shortly after they receive their bankruptcy discharge with offers of new credit.