Many credit cards charge an extortionate rate of interest, and most only require that you pay a small percentage of the outstanding balance each month (typically 2, or 2.25%). Using this calculator you can see just how long it takes to pay back money to a credit card company if you only pay the minimum.
Your âDuty Free Customs Allowanceâ is just the beginning! Hereâs the thing that savvy crossers know - Canadian and U.S. residents can shop as much as they like when they cross the border. âDuty Freeâ refers to the fact that there are set amounts regarding what can be brought across free of taxes and duties. The portion that is tax and duty free is called a customs allowance.
When returning to the United States by air, all American citizens must present a valid U.S. passport, available through the State Department (travel.state.gov). Americans returning from Canada by land or sea may present a passport card, NEXUS card or an enhanced drivers license to re-enter the country. Though a birth certificate is accepted as proof of citizenship when entering Canada, it is not considered an acceptable form of citizenship for adults returning from Canada.