That is a missionary; and the blacks are not Freedmen, as you suppose, but Cannibals. Punchinello, Vol. 1, No. 7, May 14, 1870 Various It is important that we keep the missionary motive on the right basis.
Banking and Loans. Annual Percentage Rate (APR) is a tool for understanding the cost of a loan, whether it's a credit card or a mortgage. Although APR is not perfect, it gives you a nice standard for comparing interest and fees from different lenders.
APR (Annual Percentage Rate) The cost of a loan or line of credit, including the interest rate and other fees, calculated for a year (annualized) and expressed as a percentage of the amount of the loan or line of credit. About Wells Fargo