They run monthly Credit Checks and if they do not like your credit score, they will close your account. The 1 time credit check to open the credit card is not a one time thing. I paid on time and paid off my balances every single time. I lost my job and couldn't afford to pay my credit card off for 1 month.
A similar survey by the American Medical Group Association rated orthopedic spinal surgeons as the highest-paid of all physicians at a median income of $688,503 per year. Orthopedic joint replacement surgeons were second at $605,953 per year, ahead of neurosurgeons at $592,811.
However, they're also among the best-paid doctors, earning an average of $349,000. More than half would both choose to be doctors again and choose the same specialty. The doctors who work the longest hours are cardiologists, who report being on the job 60 hours per week.