For other uses, see HMO (disambiguation). In the United States a health maintenance organization (HMO) is a medical insurance group that provides health services for a fixed annual fee.
NCAA Division I. Main logo used by the NCAA in Divisions I, II, and III. Division I (D-I) is the highest level of intercollegiate athletics sanctioned by the National Collegiate Athletic Association (NCAA) in the United States.
Colleges that belong to the National Collegiate Athletic Association or NCAA designate themselves as Division I, II or III, according to NCAA guidelines about the number of teams, team size, game calendar and financial support. Within the world of college sports, Division I is the most intense and III the least.