First-time buyer courses help buyers receive information that will prepare them to purchase a home. According to a 2009 study by the U.S. Department of Housing and Urban Development, 35 percent of those who attended first-time buyer courses bought a home within 18 months of completing the education.
Contribution Limits. As of 2013 you can contribute up to $5,500 each year to your Roth IRA, rising to $6,500 starting at age 50. You can make the full Roth contribution if you earn between $5,500 and $112,000 annually if single, or between $11,000 and $178,000 if married filing jointly.If income falls below or above these limits, you may be allowed to make a partial Roth contribution.ou can make the full Roth contribution if you earn between $5,500 and $112,000 annually if single, or between $11,000 and $178,000 if married filing jointly. If income falls below or above these limits, you may be allowed to make a partial Roth contribution.
The benefits of the Roth IRA are so good, Congress put restrictions on them: Thereâs a limit on how much you can contribute each year. And that maximum contribution amount phases out at higher incomes, until the ability to contribute is eliminated completely. Roth IRA limits. The maximum annual contribution amount for a Roth IRA is $5,500 ($6,500 for those 50 or older) in 2017 and 2018. This maximum annual amount applies to all of your traditional and Roth IRAs, combined.