AT FIRST, Kristin planned to use her credit card just for emergencies — and perhaps for that occasional item she wanted to buy but could not pay for with cash.
“ मैं बस सोलह साल की थी जब मुझे पहली बार क्रेडिट कार्ड के लिए पोस्ट द्वारा फॉर्म मिला ।...