● They pay their bills promptly, realizing that a good credit history will likely be helpful later — perhaps when applying for a job or for insurance or when financing a car or a home.
● जहाँ तक हो सके, वे समय पर पूरा पैसा चुकाने की कोशिश करते हैं ताकि बाद में भारी ब्याज देने की नौबत न आए ।